Bank Of Oklahoma, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Bank Of Oklahoma, Na 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Oklahoma, Na Po Box 2300 Tulsa, OK 74102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,029 |
| Total Mortgage Loan Application Amount | $1,971,350,000 |
| Average Mortgage Loan Application Amount | $104,333 |
| Highest Mortgage Loan Application Amount | $2,983,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $2,229,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bank Of Oklahoma, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Oklahoma, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Bank Of Oklahoma, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Oklahoma, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Oklahoma, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Oklahoma, Na's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa County Oklahoma | 5,528 | $ 675,633,000 | $ 122,000 | $ 84,000 |
| Oklahoma County Oklahoma | 3,506 | $ 439,695,000 | $ 125,000 | $ 87,000 |
| Cleveland County Oklahoma | 1,344 | $ 168,546,000 | $ 125,000 | $ 79,000 |
| Comanche County Oklahoma | 661 | $ 94,308,000 | $ 142,000 | $ 73,000 |
| Wagoner County Oklahoma | 604 | $ 72,911,000 | $ 120,000 | $ 76,000 |
| Rogers County Oklahoma | 550 | $ 75,228,000 | $ 136,000 | $ 82,000 |
| Canadian County Oklahoma | 453 | $ 56,169,000 | $ 123,000 | $ 73,000 |
| Garfield County Oklahoma | 390 | $ 38,255,000 | $ 98,000 | $ 66,000 |
| Creek County Oklahoma | 300 | $ 37,052,000 | $ 123,000 | $ 70,000 |
| Muskogee County Oklahoma | 242 | $ 15,762,000 | $ 65,000 | $ 59,000 |
| Osage County Oklahoma | 200 | $ 22,007,000 | $ 110,000 | $ 75,000 |
| Washington County Oklahoma | 180 | $ 14,928,000 | $ 82,000 | $ 60,000 |
| Delaware County Oklahoma | 178 | $ 20,953,000 | $ 117,000 | $ 97,000 |
| Logan County Oklahoma | 146 | $ 19,847,000 | $ 135,000 | $ 87,000 |
| Pittsburg County Oklahoma | 117 | $ 10,391,000 | $ 88,000 | $ 60,000 |
| McClain County Oklahoma | 114 | $ 14,721,000 | $ 129,000 | $ 78,000 |
| McIntosh County Oklahoma | 103 | $ 9,802,000 | $ 95,000 | $ 66,000 |
| Okmulgee County Oklahoma | 100 | $ 9,222,000 | $ 92,000 | $ 57,000 |
| Grady County Oklahoma | 83 | $ 10,767,000 | $ 129,000 | $ 75,000 |
| Mayes County Oklahoma | 60 | $ 6,648,000 | $ 110,000 | $ 103,000 |
| Pottawatomie County Oklahoma | 57 | $ 6,592,000 | $ 115,000 | $ 70,000 |
| Kay County Oklahoma | 49 | $ 2,905,000 | $ 59,000 | $ 48,000 |
| Pawnee County Oklahoma | 43 | $ 5,036,000 | $ 117,000 | $ 68,000 |
| Payne County Oklahoma | 39 | $ 4,780,000 | $ 122,000 | $ 87,000 |
| Stephens County Oklahoma | 32 | $ 5,139,000 | $ 160,000 | $ 78,000 |
| Bernalillo County New Mexico | 24 | $ 2,832,000 | $ 118,000 | $ 71,000 |
| Craig County Oklahoma | 24 | $ 3,088,000 | $ 128,000 | $ 91,000 |
| Lincoln County Oklahoma | 24 | $ 2,380,000 | $ 99,000 | $ 60,000 |
| Jackson County Oklahoma | 20 | $ 2,770,000 | $ 138,000 | $ 75,000 |
| Ottawa County Oklahoma | 20 | $ 1,388,000 | $ 69,000 | $ 57,000 |
| Sandoval County New Mexico | 19 | $ 2,717,000 | $ 143,000 | $ 61,000 |
| Custer County Oklahoma | 19 | $ 2,500,000 | $ 131,000 | $ 91,000 |
| Tarrant County Texas | 19 | $ 3,205,000 | $ 168,000 | $ 145,000 |
| Garvin County Oklahoma | 18 | $ 1,490,000 | $ 82,000 | $ 70,000 |
| Harris County Texas | 18 | $ 3,097,000 | $ 172,000 | $ 122,000 |
| Cherokee County Oklahoma | 17 | $ 1,956,000 | $ 115,000 | $ 154,000 |
| Kingfisher County Oklahoma | 17 | $ 1,974,000 | $ 116,000 | $ 101,000 |
| Haskell County Oklahoma | 15 | $ 1,582,000 | $ 105,000 | $ 104,000 |
| Benton County Arkansas | 14 | $ 2,624,000 | $ 187,000 | $ 106,000 |
| Caddo County Oklahoma | 13 | $ 1,582,000 | $ 121,000 | $ 70,000 |
| Dallas County Texas | 13 | $ 3,145,000 | $ 241,000 | $ 273,000 |
| Le Flore County Oklahoma | 12 | $ 1,351,000 | $ 112,000 | $ 78,000 |
| Carter County Oklahoma | 11 | $ 1,472,000 | $ 133,000 | $ 71,000 |
| Nowata County Oklahoma | 10 | $ 493,000 | $ 49,000 | $ 44,000 |
| Marshall County Oklahoma | 9 | $ 1,067,000 | $ 118,000 | $ 139,000 |
| Okfuskee County Oklahoma | 9 | $ 541,000 | $ 60,000 | $ 47,000 |
| Denton County Texas | 9 | $ 2,058,000 | $ 228,000 | $ 116,000 |
| Dona Ana County New Mexico | 8 | $ 1,295,000 | $ 161,000 | $ 131,000 |
| Blaine County Oklahoma | 8 | $ 737,000 | $ 92,000 | $ 92,000 |
| Hughes County Oklahoma | 8 | $ 656,000 | $ 82,000 | $ 26,000 |
| Major County Oklahoma | 8 | $ 996,000 | $ 124,000 | $ 70,000 |
| Seminole County Oklahoma | 8 | $ 1,208,000 | $ 151,000 | $ 76,000 |
| Collin County Texas | 8 | $ 1,488,000 | $ 186,000 | $ 150,000 |
| Santa Fe County New Mexico | 7 | $ 1,794,000 | $ 256,000 | $ 248,000 |
| Cotton County Oklahoma | 7 | $ 762,000 | $ 108,000 | $ 54,000 |
| Woodward County Oklahoma | 7 | $ 788,000 | $ 112,000 | $ 73,000 |
| Parker County Texas | 7 | $ 878,000 | $ 125,000 | $ 183,000 |
| Maricopa County Arizona | 6 | $ 1,011,000 | $ 168,000 | $ 252,000 |
| Cobb County Georgia | 6 | $ 700,000 | $ 116,000 | $ 57,000 |
| Grant County Oklahoma | 6 | $ 475,000 | $ 79,000 | $ 91,000 |
| Latimer County Oklahoma | 6 | $ 669,000 | $ 111,000 | $ 125,000 |
| Jefferson County Colorado | 5 | $ 1,419,000 | $ 283,000 | $ 76,000 |
| Lea County New Mexico | 5 | $ 587,000 | $ 117,000 | $ 73,000 |
| Alfalfa County Oklahoma | 5 | $ 397,000 | $ 79,000 | $ 70,000 |
| Pontotoc County Oklahoma | 5 | $ 681,000 | $ 136,000 | $ 68,000 |
| Sequoyah County Oklahoma | 5 | $ 529,000 | $ 105,000 | $ 67,000 |
| Shelby County Tennessee | 5 | $ 759,000 | $ 151,000 | $ 206,000 |
| Lubbock County Texas | 5 | $ 770,000 | $ 154,000 | $ 106,000 |
| Sebastian County Arkansas | 4 | $ 509,000 | $ 127,000 | $ 102,000 |
| Denver County Colorado | 4 | $ 2,208,000 | $ 552,000 | $ 209,000 |
| Cass County Missouri | 4 | $ 503,000 | $ 125,000 | $ 75,000 |
| Beckham County Oklahoma | 4 | $ 192,000 | $ 48,000 | $ 36,000 |
| Kiowa County Oklahoma | 4 | $ 330,000 | $ 82,000 | $ 52,000 |
| Woods County Oklahoma | 4 | $ 386,000 | $ 96,000 | $ 48,000 |
| Fort Bend County Texas | 4 | $ 419,000 | $ 104,000 | $ 232,000 |
| Fairfax County Virginia | 4 | $ 552,000 | $ 138,000 | $ 120,000 |
| Mobile County Alabama | 3 | $ 290,000 | $ 96,000 | $ 64,000 |
| Pulaski County Arkansas | 3 | $ 484,000 | $ 161,000 | $ 104,000 |
| Washington County Arkansas | 3 | $ 499,000 | $ 166,000 | $ 269,000 |
| Boulder County Colorado | 3 | $ 1,597,000 | $ 532,000 | $ 245,000 |
| Eagle County Colorado | 3 | $ 885,000 | $ 295,000 | $ 336,000 |
| El Paso County Colorado | 3 | $ 377,000 | $ 125,000 | $ 140,000 |
| La Plata County Colorado | 3 | $ 505,000 | $ 168,000 | $ 98,000 |
| Gwinnett County Georgia | 3 | $ 235,000 | $ 78,000 | $ 66,000 |
| Shawnee County Kansas | 3 | $ 510,000 | $ 170,000 | $ 74,000 |
| Eddy County New Mexico | 3 | $ 161,000 | $ 53,000 | $ 60,000 |
| San Juan County New Mexico | 3 | $ 309,000 | $ 103,000 | $ 54,000 |
| Choctaw County Oklahoma | 3 | $ 293,000 | $ 97,000 | $ 51,000 |
| Dewey County Oklahoma | 3 | $ 165,000 | $ 55,000 | $ 35,000 |
| Greer County Oklahoma | 3 | $ 288,000 | $ 96,000 | $ 47,000 |
| McCurtain County Oklahoma | 3 | $ 559,000 | $ 186,000 | $ 222,000 |
| Noble County Oklahoma | 3 | $ 110,000 | $ 36,000 | $ 60,000 |
| Bell County Texas | 3 | $ 292,000 | $ 97,000 | $ 62,000 |
| Kaufman County Texas | 3 | $ 324,000 | $ 108,000 | $ 77,000 |
| Montgomery County Texas | 3 | $ 680,000 | $ 226,000 | $ 116,000 |
| Travis County Texas | 3 | $ 723,000 | $ 241,000 | $ 99,000 |
| Jefferson County Alabama | 2 | $ 153,000 | $ 76,000 | $ 41,000 |
| Pima County Arizona | 2 | $ 363,000 | $ 181,000 | $ 178,000 |
| Pinal County Arizona | 2 | $ 309,000 | $ 154,000 | $ 43,000 |
| Santa Cruz County Arizona | 2 | $ 279,000 | $ 139,000 | $ 76,000 |
| Carroll County Arkansas | 2 | $ 483,000 | $ 241,000 | $ 220,000 |
| Arapahoe County Colorado | 2 | $ 500,000 | $ 250,000 | $ 132,000 |
| Douglas County Colorado | 2 | $ 237,000 | $ 118,000 | $ 84,000 |
| Okaloosa County Florida | 2 | $ 158,000 | $ 79,000 | $ 126,000 |
| Santa Rosa County Florida | 2 | $ 344,000 | $ 172,000 | $ 103,000 |
| Walton County Florida | 2 | $ 269,000 | $ 134,000 | $ 119,000 |
| DeKalb County Georgia | 2 | $ 200,000 | $ 100,000 | $ 47,000 |
| Henry County Georgia | 2 | $ 252,000 | $ 126,000 | $ 30,000 |
| DuPage County Illinois | 2 | $ 156,000 | $ 78,000 | $ 123,000 |
| Cowley County Kansas | 2 | $ 419,000 | $ 209,000 | $ 47,000 |
| Franklin County Kansas | 2 | $ 624,000 | $ 312,000 | $ 83,000 |
| Geary County Kansas | 2 | $ 331,000 | $ 165,000 | $ 74,000 |
| Johnson County Kansas | 2 | $ 385,000 | $ 192,000 | $ 79,000 |
| Sedgwick County Kansas | 2 | $ 305,000 | $ 152,000 | $ 162,000 |
| Wyandotte County Kansas | 2 | $ 68,000 | $ 34,000 | $ 54,000 |
| Clay County Missouri | 2 | $ 376,000 | $ 188,000 | $ 75,000 |
| Jackson County Missouri | 2 | $ 158,000 | $ 79,000 | $ 43,000 |
| McDonald County Missouri | 2 | $ 50,000 | $ 25,000 | $ 34,000 |
| Platte County Missouri | 2 | $ 493,000 | $ 246,000 | $ 123,000 |
| St. Louis County Missouri | 2 | $ 1,135,000 | $ 567,000 | $ 239,000 |
| St. Louis City County Missouri | 2 | $ 275,000 | $ 137,000 | $ 101,000 |
| Valencia County New Mexico | 2 | $ 174,000 | $ 87,000 | $ 37,000 |
| Wake County North Carolina | 2 | $ 159,000 | $ 79,000 | $ 143,000 |
| Adair County Oklahoma | 2 | $ 232,000 | $ 116,000 | $ 66,000 |
| Bryan County Oklahoma | 2 | $ 228,000 | $ 114,000 | $ 90,000 |
| Ellis County Oklahoma | 2 | $ 178,000 | $ 89,000 | $ 71,000 |
| Harper County Oklahoma | 2 | $ 272,000 | $ 136,000 | $ 109,000 |
| Tillman County Oklahoma | 2 | $ 108,000 | $ 54,000 | $ 50,000 |
| Washita County Oklahoma | 2 | $ 117,000 | $ 58,000 | $ 47,000 |
| Richland County South Carolina | 2 | $ 138,000 | $ 69,000 | $ 42,000 |
| El Paso County Texas | 2 | $ 303,000 | $ 151,000 | $ 75,000 |
| Galveston County Texas | 2 | $ 306,000 | $ 153,000 | $ 92,000 |
| Grayson County Texas | 2 | $ 184,000 | $ 92,000 | $ 64,000 |
| Hall County Texas | 2 | $ 254,000 | $ 127,000 | $ 97,000 |
| Hays County Texas | 2 | $ 462,000 | $ 231,000 | $ 117,000 |
| Midland County Texas | 2 | $ 413,000 | $ 206,000 | $ 129,000 |
| Nueces County Texas | 2 | $ 609,000 | $ 304,000 | $ 1,073,000 |
| Smith County Texas | 2 | $ 802,000 | $ 401,000 | $ 120,000 |
| Taylor County Texas | 2 | $ 314,000 | $ 157,000 | $ 96,000 |
| Tom Green County Texas | 2 | $ 271,000 | $ 135,000 | $ 120,000 |
| Williamson County Texas | 2 | $ 555,000 | $ 277,000 | $ 226,000 |
| Stafford County Virginia | 2 | $ 48,000 | $ 24,000 | $ 66,000 |
| Coffee County Alabama | 1 | $ 286,000 | $ 286,000 | $ 108,000 |
| Lauderdale County Alabama | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| Morgan County Alabama | 1 | $ 222,000 | $ 222,000 | $ 97,000 |
| St. Clair County Alabama | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Coconino County Arizona | 1 | $ 150,000 | $ 150,000 | $ 81,000 |
| Gila County Arizona | 1 | $ 177,000 | $ 177,000 | $ 49,000 |
| Yavapai County Arizona | 1 | $ 250,000 | $ 250,000 | $ 192,000 |
| Bradley County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 58,000 |
| Faulkner County Arkansas | 1 | $ 232,000 | $ 232,000 | $ 60,000 |
| Jefferson County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 175,000 |
| Marion County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 83,000 |
| Saline County Arkansas | 1 | $ 279,000 | $ 279,000 | $ 184,000 |
| Los Angeles County California | 1 | $ 2,983,000 | $ 2,983,000 | $ 0 |
| Riverside County California | 1 | $ 219,000 | $ 219,000 | $ 160,000 |
| Adams County Colorado | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 98,000 | $ 98,000 | $ 173,000 |
| Fremont County Colorado | 1 | $ 18,000 | $ 18,000 | $ 103,000 |
| Grand County Colorado | 1 | $ 300,000 | $ 300,000 | $ 250,000 |
| Pueblo County Colorado | 1 | $ 191,000 | $ 191,000 | $ 118,000 |
| Fairfield County Connecticut | 1 | $ 91,000 | $ 91,000 | $ 130,000 |
| Kent County Delaware | 1 | $ 57,000 | $ 57,000 | $ 37,000 |
| Sussex County Delaware | 1 | $ 100,000 | $ 100,000 | $ 168,000 |
| District of Columbia County District Of Columbia | 1 | $ 170,000 | $ 170,000 | $ 150,000 |
| Bay County Florida | 1 | $ 287,000 | $ 287,000 | $ 67,000 |
| Brevard County Florida | 1 | $ 38,000 | $ 38,000 | $ 14,000 |
| Collier County Florida | 1 | $ 254,000 | $ 254,000 | $ 168,000 |
| Duval County Florida | 1 | $ 84,000 | $ 84,000 | $ 119,000 |
| Lee County Florida | 1 | $ 417,000 | $ 417,000 | $ 632,000 |
| Bryan County Georgia | 1 | $ 94,000 | $ 94,000 | $ 96,000 |
| Fulton County Georgia | 1 | $ 416,000 | $ 416,000 | $ 244,000 |
| Hall County Georgia | 1 | $ 70,000 | $ 70,000 | $ 7,000 |
| Paulding County Georgia | 1 | $ 66,000 | $ 66,000 | $ 39,000 |
| Hawaii County Hawaii | 1 | $ 209,000 | $ 209,000 | $ 192,000 |
| Maui County Hawaii | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Bingham County Idaho | 1 | $ 139,000 | $ 139,000 | $ 29,000 |
| Bonneville County Idaho | 1 | $ 297,000 | $ 297,000 | $ 50,000 |
| Fremont County Idaho | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Jefferson County Idaho | 1 | $ 157,000 | $ 157,000 | $ 115,000 |
| Madison County Idaho | 1 | $ 210,000 | $ 210,000 | $ 126,000 |
| Kane County Illinois | 1 | $ 106,000 | $ 106,000 | $ 95,000 |
| Lake County Illinois | 1 | $ 83,000 | $ 83,000 | $ 150,000 |
| Winnebago County Illinois | 1 | $ 320,000 | $ 320,000 | $ 353,000 |
| Delaware County Indiana | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Barber County Kansas | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Cherokee County Kansas | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Cloud County Kansas | 1 | $ 90,000 | $ 90,000 | $ 75,000 |
| Doniphan County Kansas | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Jefferson County Kansas | 1 | $ 91,000 | $ 91,000 | $ 74,000 |
| Anne Arundel County Maryland | 1 | $ 54,000 | $ 54,000 | $ 39,000 |
| Charles County Maryland | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| Harford County Maryland | 1 | $ 356,000 | $ 356,000 | $ 110,000 |
| Prince George's County Maryland | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Van Buren County Michigan | 1 | $ 109,000 | $ 109,000 | $ 135,000 |
| Benton County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Dakota County Minnesota | 1 | $ 167,000 | $ 167,000 | $ 116,000 |
| Hennepin County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
| Stearns County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 86,000 |
| DeSoto County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Hinds County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Camden County Missouri | 1 | $ 300,000 | $ 300,000 | $ 1,710,000 |
| Christian County Missouri | 1 | $ 202,000 | $ 202,000 | $ 73,000 |
| Greene County Missouri | 1 | $ 300,000 | $ 300,000 | $ 270,000 |
| Morgan County Missouri | 1 | $ 397,000 | $ 397,000 | $ 311,000 |
| Stone County Missouri | 1 | $ 194,000 | $ 194,000 | $ 600,000 |
| Taney County Missouri | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Essex County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 140,000 |
| Middlesex County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| Colfax County New Mexico | 1 | $ 62,000 | $ 62,000 | $ 51,000 |
| Curry County New Mexico | 1 | $ 122,000 | $ 122,000 | $ 75,000 |
| McKinley County New Mexico | 1 | $ 232,000 | $ 232,000 | $ 77,000 |
| Sierra County New Mexico | 1 | $ 70,000 | $ 70,000 | $ 20,000 |
| Socorro County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 20,000 |
| Onondaga County New York | 1 | $ 68,000 | $ 68,000 | $ 169,000 |
| Chatham County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Durham County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 155,000 |
| Guilford County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Mecklenburg County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 35,000 |
| Moore County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 122,000 |
| Onslow County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 70,000 |
| Atoka County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Beaver County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Johnston County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 36,000 |
| Love County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Murray County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 780,000 |
| Multnomah County Oregon | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Washington County Oregon | 1 | $ 261,000 | $ 261,000 | $ 168,000 |
| Davidson County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 58,000 |
| Knox County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Montgomery County Tennessee | 1 | $ 187,000 | $ 187,000 | $ 52,000 |
| Rutherford County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 100,000 |
| Bexar County Texas | 1 | $ 349,000 | $ 349,000 | $ 170,000 |
| Brazoria County Texas | 1 | $ 149,000 | $ 149,000 | $ 80,000 |
| Brazos County Texas | 1 | $ 69,000 | $ 69,000 | $ 14,000 |
| Brewster County Texas | 1 | $ 148,000 | $ 148,000 | $ 44,000 |
| Cameron County Texas | 1 | $ 375,000 | $ 375,000 | $ 216,000 |
| Dallam County Texas | 1 | $ 111,000 | $ 111,000 | $ 101,000 |
| Ector County Texas | 1 | $ 72,000 | $ 72,000 | $ 66,000 |
| Gregg County Texas | 1 | $ 247,000 | $ 247,000 | $ 90,000 |
| Hood County Texas | 1 | $ 400,000 | $ 400,000 | $ 180,000 |
| Hopkins County Texas | 1 | $ 157,000 | $ 157,000 | $ 550,000 |
| Johnson County Texas | 1 | $ 266,000 | $ 266,000 | $ 72,000 |
| Palo Pinto County Texas | 1 | $ 53,000 | $ 53,000 | $ 92,000 |
| Tyler County Texas | 1 | $ 79,000 | $ 79,000 | $ 52,000 |
| Wichita County Texas | 1 | $ 44,000 | $ 44,000 | $ 257,000 |
| Wilbarger County Texas | 1 | $ 40,000 | $ 40,000 | $ 116,000 |
| Young County Texas | 1 | $ 214,000 | $ 214,000 | $ 85,000 |
| Culpeper County Virginia | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
| Falls Church County Virginia | 1 | $ 173,000 | $ 173,000 | $ 70,000 |
| Lynchburg County Virginia | 1 | $ 18,000 | $ 18,000 | $ 23,000 |
| Newport News County Virginia | 1 | $ 94,000 | $ 94,000 | $ 126,000 |
| Norfolk County Virginia | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| York County Virginia | 1 | $ 162,000 | $ 162,000 | $ 101,000 |
| Klickitat County Washington | 1 | $ 94,000 | $ 94,000 | $ 85,000 |
| Milwaukee County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Bank Of Oklahoma, Na in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,453 | $1,109,111,000 | $131,000 | $2,983,000 | $86,000 | $2,229,000 |
| Home Purchase | 5,708 | $773,257,000 | $135,000 | $1,700,000 | $79,000 | $2,117,000 |
| Home Improvement | 1,868 | $88,982,000 | $47,000 | $467,000 | $72,000 | $1,461,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,865 | $1,612,407,000 | $125,000 | $2,983,000 | $84,000 | $2,229,000 |
| Not Provided | 996 | $127,497,000 | $128,000 | $1,350,000 | $92,000 | $1,962,000 |
| Hispanic | 657 | $62,255,000 | $94,000 | $417,000 | $57,000 | $540,000 |
| Black or African American | 635 | $67,139,000 | $105,000 | $1,125,000 | $62,000 | $864,000 |
| American Indian or Alaskan Native | 558 | $59,247,000 | $106,000 | $390,000 | $66,000 | $780,000 |
| Asian | 281 | $36,124,000 | $128,000 | $417,000 | $81,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $4,549,000 | $142,000 | $568,000 | $77,000 | $395,000 |
| Not applicable | 5 | $2,132,000 | $426,000 | $750,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,205 | $1,331,611,000 | $118,000 | $2,983,000 | $93,000 | $2,229,000 |
| FHA-insured (Federal Housing Administration) | 3,747 | $465,887,000 | $124,000 | $303,000 | $55,000 | $834,000 |
| VA-guaranteed (Veterans Administration) | 992 | $164,388,000 | $165,000 | $745,000 | $71,000 | $343,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 85 | $9,464,000 | $111,000 | $209,000 | $40,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,462 | $1,341,065,000 | $128,000 | $1,733,000 | $84,000 | $2,229,000 |
| Application Denied By Financial Institution | 3,248 | $298,920,000 | $92,000 | $2,983,000 | $69,000 | $1,200,000 |
| Application Withdrawn By Applicant | 1,032 | $142,627,000 | $138,000 | $1,350,000 | $93,000 | $2,117,000 |
| File Closed For Incompleteness | 866 | $137,861,000 | $159,000 | $1,750,000 | $95,000 | $1,152,000 |
| Application Approved But Not Accepted | 258 | $29,759,000 | $115,000 | $1,354,000 | $95,000 | $893,000 |
| Preapproval Denied by Financial Institution | 163 | $21,118,000 | $129,000 | $540,000 | $51,000 | $175,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,475 | $108,261,000 | $73,000 | $989,000 | $68,000 | $1,200,000 |
| Debt-To-Income Ratio | 886 | $103,597,000 | $116,000 | $1,925,000 | $50,000 | $665,000 |
| Collateral | 542 | $55,215,000 | $101,000 | $960,000 | $83,000 | $890,000 |
| Other | 248 | $26,415,000 | $106,000 | $2,983,000 | $92,000 | $960,000 |
| Unverifiable Information | 123 | $9,709,000 | $78,000 | $417,000 | $78,000 | $840,000 |
| Credit Application Incomplete | 51 | $6,549,000 | $128,000 | $440,000 | $88,000 | $720,000 |
| Employment History | 48 | $5,224,000 | $108,000 | $275,000 | $53,000 | $195,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 38 | $5,068,000 | $133,000 | $414,000 | $70,000 | $237,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Oklahoma, Na's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Oklahoma, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.