Bank Of Springfield
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Bank Of Springfield 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Springfield 2600 Stevenson Drive Springfield, IL 62703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,385 |
| Total Mortgage Loan Application Amount | $435,533,000 |
| Average Mortgage Loan Application Amount | $157,764 |
| Highest Mortgage Loan Application Amount | $1,725,000 |
| Average Applicant Income | $137,705 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Bank Of Springfield. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Springfield's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Bank Of Springfield's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Springfield serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Springfield, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Springfield's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 3,525 | $ 353,674,000 | $ 100,000 | $ 83,000 |
| Morgan County Illinois | 196 | $ 17,198,000 | $ 87,000 | $ 61,000 |
| Menard County Illinois | 133 | $ 13,311,000 | $ 100,000 | $ 71,000 |
| Christian County Illinois | 77 | $ 6,143,000 | $ 79,000 | $ 65,000 |
| Bond County Illinois | 69 | $ 5,574,000 | $ 80,000 | $ 56,000 |
| Coles County Illinois | 47 | $ 3,987,000 | $ 84,000 | $ 59,000 |
| Cass County Illinois | 39 | $ 3,005,000 | $ 77,000 | $ 62,000 |
| Macoupin County Illinois | 36 | $ 2,939,000 | $ 81,000 | $ 59,000 |
| Logan County Illinois | 21 | $ 1,248,000 | $ 59,000 | $ 52,000 |
| Montgomery County Illinois | 17 | $ 1,026,000 | $ 60,000 | $ 56,000 |
| Madison County Illinois | 13 | $ 1,091,000 | $ 83,000 | $ 81,000 |
| Mason County Illinois | 13 | $ 998,000 | $ 76,000 | $ 59,000 |
| Scott County Illinois | 13 | $ 837,000 | $ 64,000 | $ 48,000 |
| Cook County Illinois | 11 | $ 1,729,000 | $ 157,000 | $ 137,000 |
| McLean County Illinois | 11 | $ 400,000 | $ 36,000 | $ 76,000 |
| Macon County Illinois | 9 | $ 648,000 | $ 72,000 | $ 57,000 |
| Collier County Florida | 7 | $ 3,466,000 | $ 495,000 | $ 394,000 |
| Camden County Missouri | 7 | $ 577,000 | $ 82,000 | $ 104,000 |
| Lake County Illinois | 6 | $ 971,000 | $ 161,000 | $ 121,000 |
| Pike County Illinois | 6 | $ 296,000 | $ 49,000 | $ 57,000 |
| St. Louis County Missouri | 6 | $ 950,000 | $ 158,000 | $ 111,000 |
| Clinton County Illinois | 5 | $ 253,000 | $ 50,000 | $ 35,000 |
| Greene County Illinois | 5 | $ 261,000 | $ 52,000 | $ 62,000 |
| Shelby County Illinois | 5 | $ 313,000 | $ 62,000 | $ 76,000 |
| Lee County Florida | 4 | $ 188,000 | $ 47,000 | $ 93,000 |
| Peoria County Illinois | 4 | $ 486,000 | $ 121,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 3 | $ 520,000 | $ 173,000 | $ 112,000 |
| DuPage County Illinois | 3 | $ 665,000 | $ 221,000 | $ 149,000 |
| Fayette County Illinois | 3 | $ 157,000 | $ 52,000 | $ 55,000 |
| Moultrie County Illinois | 3 | $ 122,000 | $ 40,000 | $ 37,000 |
| Schuyler County Illinois | 3 | $ 297,000 | $ 99,000 | $ 60,000 |
| Tazewell County Illinois | 3 | $ 280,000 | $ 93,000 | $ 70,000 |
| St. Louis City County Missouri | 3 | $ 297,000 | $ 99,000 | $ 32,000 |
| Maricopa County Arizona | 2 | $ 149,000 | $ 74,000 | $ 107,000 |
| Routt County Colorado | 2 | $ 699,000 | $ 349,000 | $ 481,000 |
| Broward County Florida | 2 | $ 435,000 | $ 217,000 | $ 315,000 |
| Orange County Florida | 2 | $ 646,000 | $ 323,000 | $ 277,000 |
| Polk County Florida | 2 | $ 119,000 | $ 59,000 | $ 102,000 |
| Walton County Florida | 2 | $ 646,000 | $ 323,000 | $ 514,000 |
| Champaign County Illinois | 2 | $ 146,000 | $ 73,000 | $ 38,000 |
| Effingham County Illinois | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Fulton County Illinois | 2 | $ 191,000 | $ 95,000 | $ 65,000 |
| Jackson County Illinois | 2 | $ 264,000 | $ 132,000 | $ 64,000 |
| St. Clair County Illinois | 2 | $ 330,000 | $ 165,000 | $ 43,000 |
| Franklin County Maine | 2 | $ 184,000 | $ 92,000 | $ 302,000 |
| St. Charles County Missouri | 2 | $ 426,000 | $ 213,000 | $ 115,000 |
| Sevier County Tennessee | 2 | $ 277,000 | $ 138,000 | $ 110,000 |
| Denver County Colorado | 1 | $ 206,000 | $ 206,000 | $ 84,000 |
| Hartford County Connecticut | 1 | $ 141,000 | $ 141,000 | $ 42,000 |
| Brevard County Florida | 1 | $ 300,000 | $ 300,000 | $ 340,000 |
| Charlotte County Florida | 1 | $ 143,000 | $ 143,000 | $ 137,000 |
| Clay County Florida | 1 | $ 101,000 | $ 101,000 | $ 69,000 |
| Lake County Florida | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Manatee County Florida | 1 | $ 123,000 | $ 123,000 | $ 55,000 |
| Sarasota County Florida | 1 | $ 106,000 | $ 106,000 | $ 117,000 |
| Volusia County Florida | 1 | $ 158,000 | $ 158,000 | $ 77,000 |
| Bonneville County Idaho | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Brown County Illinois | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Calhoun County Illinois | 1 | $ 47,000 | $ 47,000 | $ 165,000 |
| Cumberland County Illinois | 1 | $ 32,000 | $ 32,000 | $ 38,000 |
| De Witt County Illinois | 1 | $ 89,000 | $ 89,000 | $ 55,000 |
| Douglas County Illinois | 1 | $ 107,000 | $ 107,000 | $ 57,000 |
| Edgar County Illinois | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| LaSalle County Illinois | 1 | $ 60,000 | $ 60,000 | $ 90,000 |
| Livingston County Illinois | 1 | $ 10,000 | $ 10,000 | $ 21,000 |
| Massac County Illinois | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Piatt County Illinois | 1 | $ 132,000 | $ 132,000 | $ 83,000 |
| Vermilion County Illinois | 1 | $ 94,000 | $ 94,000 | $ 39,000 |
| Warren County Illinois | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Will County Illinois | 1 | $ 220,000 | $ 220,000 | $ 108,000 |
| Williamson County Illinois | 1 | $ 78,000 | $ 78,000 | $ 60,000 |
| Porter County Indiana | 1 | $ 207,000 | $ 207,000 | $ 250,000 |
| Johnson County Iowa | 1 | $ 236,000 | $ 236,000 | $ 150,000 |
| Worcester County Massachusetts | 1 | $ 323,000 | $ 323,000 | $ 90,000 |
| Cass County Michigan | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Jackson County Michigan | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Manistee County Michigan | 1 | $ 99,000 | $ 99,000 | $ 33,000 |
| Harrison County Mississippi | 1 | $ 92,000 | $ 92,000 | $ 136,000 |
| Christian County Missouri | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Greene County Missouri | 1 | $ 240,000 | $ 240,000 | $ 20,000 |
| Taney County Missouri | 1 | $ 54,000 | $ 54,000 | $ 63,000 |
| Warren County Missouri | 1 | $ 109,000 | $ 109,000 | $ 107,000 |
| Clark County Nevada | 1 | $ 178,000 | $ 178,000 | $ 93,000 |
| Albany County New York | 1 | $ 323,000 | $ 323,000 | $ 115,000 |
| Mecklenburg County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 130,000 |
| Cuyahoga County Ohio | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Multnomah County Oregon | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Cameron County Texas | 1 | $ 211,000 | $ 211,000 | $ 111,000 |
| Dallas County Texas | 1 | $ 83,000 | $ 83,000 | $ 70,000 |
| Hood County Texas | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Nueces County Texas | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Alexandria County Virginia | 1 | $ 234,000 | $ 234,000 | $ 113,000 |
| Fairfax County Virginia | 1 | $ 184,000 | $ 184,000 | $ 142,000 |
| Dane County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 30,000 |
| Door County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 156,000 |
| Racine County Wisconsin | 1 | $ 323,000 | $ 323,000 | $ 182,000 |
| Walworth County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Teton County Wyoming | 1 | $ 172,000 | $ 172,000 | $ 255,000 |
Mortgage Loan Application Detail Totals for Bank Of Springfield in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,598 | $360,869,000 | $131,882 | $1,162,000 | $129,235 | $960,000 |
| Home Purchase (one-to-four family) | 671 | $72,083,000 | $191,500 | $1,725,000 | $139,857 | $1,000,000 |
| Home Improvement (one-to-four family) | 115 | $2,481,000 | $170,500 | $323,000 | $263,500 | $480,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,077 | $405,133,000 | $158,695 | $1,162,000 | $130,739 | $828,000 |
| Information not provided by applicant in mail or telephone application | 149 | $12,271,000 | $160,333 | $300,000 | $93,666 | $561,000 |
| Black | 73 | $5,676,000 | $127,000 | $258,000 | $174,000 | $297,000 |
| Other | 31 | $3,618,000 | $108,000 | $323,000 | $112,000 | $960,000 |
| Asian or Pacific Islander | 29 | $4,030,000 | $167,000 | $390,000 | $96,666 | $250,000 |
| Hispanic | 14 | $1,343,000 | $95,000 | $299,000 | $114,000 | $252,000 |
| Not applicable | 7 | $3,030,000 | $971,000 | $1,725,000 | $549,500 | $1,000,000 |
| American Indian or Alaskan Native | 5 | $432,000 | $86,000 | $112,000 | $60,000 | $107,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,383 | $435,331,000 | $166,541 | $1,725,000 | $131,958 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 1 | $74,000 | $74,000 | $74,000 | $50,000 | $50,000 |
| VA-guaranteed (Veterans Administration) | 1 | $128,000 | $128,000 | $128,000 | $68,000 | $68,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,811 | $386,457,000 | $164,956 | $1,725,000 | $137,478 | $1,000,000 |
| Application Approved But Not Accepted | 372 | $34,032,000 | $154,571 | $390,000 | $92,285 | $750,000 |
| Application Denied By Financial Institution | 186 | $13,561,000 | $72,000 | $300,000 | $46,000 | $252,000 |
| File Closed For Incompleteness | 13 | $1,101,000 | $68,000 | $145,000 | $68,000 | $130,000 |
| Application Withdrawn By Applicant | 3 | $382,000 | $127,000 | $170,000 | $96,000 | $133,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 119 | $8,150,000 | $68,000 | $219,000 | $43,000 | $191,000 |
| Debt-To-Income Ratio | 34 | $2,526,000 | $74,000 | $180,000 | $39,000 | $252,000 |
| Collateral | 15 | $1,598,000 | $106,000 | $300,000 | $61,000 | $155,000 |
| Other | 3 | $111,000 | $37,000 | $66,000 | $46,000 | $60,000 |
| Unverifiable Information | 2 | $272,000 | $136,000 | $211,000 | $139,000 | $228,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Springfield's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Springfield's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.