Bank Of Springfield
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Bank Of Springfield 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Springfield 2600 Stevenson Drive Springfield, IL 62703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,681 |
| Total Mortgage Loan Application Amount | $506,745,000 |
| Average Mortgage Loan Application Amount | $162,600 |
| Highest Mortgage Loan Application Amount | $1,555,000 |
| Average Applicant Income | $151,800 |
| Highest Applicant Income | $1,560,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bank Of Springfield. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Springfield's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bank Of Springfield's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Springfield serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Springfield, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Springfield's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 847 | $ 139,405,000 | $ 164,000 | $ 131,000 |
| St. Louis County Missouri | 549 | $ 127,725,000 | $ 232,000 | $ 161,000 |
| Shelby County Tennessee | 208 | $ 16,830,000 | $ 80,000 | $ 143,000 |
| Madison County Illinois | 156 | $ 33,970,000 | $ 217,000 | $ 156,000 |
| St. Charles County Missouri | 136 | $ 31,010,000 | $ 228,000 | $ 112,000 |
| St. Louis City County Missouri | 130 | $ 28,280,000 | $ 217,000 | $ 148,000 |
| St. Clair County Illinois | 54 | $ 8,770,000 | $ 162,000 | $ 157,000 |
| Adams County Illinois | 43 | $ 5,455,000 | $ 126,000 | $ 93,000 |
| Morgan County Illinois | 42 | $ 5,850,000 | $ 139,000 | $ 131,000 |
| Macoupin County Illinois | 34 | $ 3,890,000 | $ 114,000 | $ 94,000 |
| Jefferson County Missouri | 26 | $ 5,830,000 | $ 224,000 | $ 111,000 |
| Pulaski County Arkansas | 24 | $ 1,940,000 | $ 80,000 | $ 150,000 |
| Menard County Illinois | 22 | $ 3,590,000 | $ 163,000 | $ 120,000 |
| Lincoln County Missouri | 17 | $ 3,055,000 | $ 179,000 | $ 86,000 |
| Christian County Illinois | 14 | $ 1,270,000 | $ 90,000 | $ 70,000 |
| Cook County Illinois | 14 | $ 4,010,000 | $ 286,000 | $ 193,000 |
| DeSoto County Mississippi | 14 | $ 1,450,000 | $ 103,000 | $ 151,000 |
| Jackson County Missouri | 13 | $ 1,355,000 | $ 104,000 | $ 157,000 |
| Cass County Illinois | 9 | $ 945,000 | $ 105,000 | $ 83,000 |
| Marion County Indiana | 9 | $ 1,295,000 | $ 143,000 | $ 151,000 |
| Franklin County Missouri | 9 | $ 2,285,000 | $ 253,000 | $ 137,000 |
| Macon County Illinois | 8 | $ 710,000 | $ 88,000 | $ 89,000 |
| Buchanan County Missouri | 8 | $ 1,750,000 | $ 218,000 | $ 84,000 |
| Maricopa County Arizona | 7 | $ 1,875,000 | $ 267,000 | $ 619,000 |
| Camden County Missouri | 7 | $ 1,915,000 | $ 273,000 | $ 531,000 |
| Marion County Missouri | 7 | $ 725,000 | $ 103,000 | $ 77,000 |
| Warren County Missouri | 7 | $ 1,355,000 | $ 193,000 | $ 98,000 |
| Manatee County Florida | 6 | $ 1,830,000 | $ 305,000 | $ 198,000 |
| Cass County Missouri | 6 | $ 950,000 | $ 158,000 | $ 145,000 |
| Logan County Illinois | 5 | $ 1,165,000 | $ 233,000 | $ 236,000 |
| Montgomery County Illinois | 5 | $ 525,000 | $ 105,000 | $ 72,000 |
| Johnson County Kansas | 5 | $ 1,295,000 | $ 259,000 | $ 138,000 |
| Tarrant County Texas | 5 | $ 1,565,000 | $ 313,000 | $ 116,000 |
| Denver County Colorado | 4 | $ 1,120,000 | $ 280,000 | $ 121,000 |
| McLean County Illinois | 4 | $ 720,000 | $ 180,000 | $ 75,000 |
| Monroe County Illinois | 4 | $ 610,000 | $ 152,000 | $ 95,000 |
| Peoria County Illinois | 4 | $ 980,000 | $ 245,000 | $ 169,000 |
| Pike County Illinois | 4 | $ 560,000 | $ 140,000 | $ 112,000 |
| Lewis County Missouri | 4 | $ 660,000 | $ 165,000 | $ 70,000 |
| Pike County Missouri | 4 | $ 710,000 | $ 177,000 | $ 287,000 |
| Harris County Texas | 4 | $ 760,000 | $ 190,000 | $ 172,000 |
| Travis County Texas | 4 | $ 710,000 | $ 177,000 | $ 168,000 |
| Utah County Utah | 4 | $ 1,890,000 | $ 472,000 | $ 211,000 |
| Madison County Alabama | 3 | $ 395,000 | $ 131,000 | $ 106,000 |
| Butte County California | 3 | $ 1,915,000 | $ 638,000 | $ 455,000 |
| Duval County Florida | 3 | $ 505,000 | $ 168,000 | $ 108,000 |
| Hillsborough County Florida | 3 | $ 525,000 | $ 175,000 | $ 77,000 |
| Lee County Florida | 3 | $ 505,000 | $ 168,000 | $ 129,000 |
| Pinellas County Florida | 3 | $ 585,000 | $ 195,000 | $ 138,000 |
| Mason County Illinois | 3 | $ 225,000 | $ 75,000 | $ 67,000 |
| Boone County Indiana | 3 | $ 3,285,000 | $ 1,095,000 | $ 737,000 |
| Clay County Missouri | 3 | $ 665,000 | $ 221,000 | $ 75,000 |
| Greene County Missouri | 3 | $ 335,000 | $ 111,000 | $ 134,000 |
| Montgomery County Missouri | 3 | $ 805,000 | $ 268,000 | $ 137,000 |
| Ralls County Missouri | 3 | $ 1,225,000 | $ 408,000 | $ 1,096,000 |
| Butler County Ohio | 3 | $ 1,075,000 | $ 358,000 | $ 327,000 |
| Beaufort County South Carolina | 3 | $ 2,035,000 | $ 678,000 | $ 352,000 |
| Tipton County Tennessee | 3 | $ 375,000 | $ 125,000 | $ 191,000 |
| Jefferson County Alabama | 2 | $ 420,000 | $ 210,000 | $ 94,000 |
| Adams County Colorado | 2 | $ 630,000 | $ 315,000 | $ 182,000 |
| Arapahoe County Colorado | 2 | $ 600,000 | $ 300,000 | $ 128,000 |
| Boulder County Colorado | 2 | $ 2,390,000 | $ 1,195,000 | $ 299,000 |
| Jefferson County Colorado | 2 | $ 170,000 | $ 85,000 | $ 149,000 |
| New Haven County Connecticut | 2 | $ 440,000 | $ 220,000 | $ 85,000 |
| Okaloosa County Florida | 2 | $ 650,000 | $ 325,000 | $ 522,000 |
| Orange County Florida | 2 | $ 450,000 | $ 225,000 | $ 668,000 |
| Coweta County Georgia | 2 | $ 2,200,000 | $ 1,100,000 | $ 458,000 |
| Ada County Idaho | 2 | $ 1,090,000 | $ 545,000 | $ 243,000 |
| Coles County Illinois | 2 | $ 150,000 | $ 75,000 | $ 38,000 |
| Lake County Illinois | 2 | $ 810,000 | $ 405,000 | $ 128,000 |
| Piatt County Illinois | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| Schuyler County Illinois | 2 | $ 170,000 | $ 85,000 | $ 90,000 |
| Scott County Illinois | 2 | $ 130,000 | $ 65,000 | $ 86,000 |
| Shelby County Illinois | 2 | $ 540,000 | $ 270,000 | $ 113,000 |
| Tazewell County Illinois | 2 | $ 330,000 | $ 165,000 | $ 113,000 |
| Allen County Indiana | 2 | $ 410,000 | $ 205,000 | $ 96,000 |
| Crow Wing County Minnesota | 2 | $ 1,660,000 | $ 830,000 | $ 432,000 |
| Boone County Missouri | 2 | $ 1,190,000 | $ 595,000 | $ 1,278,000 |
| Miller County Missouri | 2 | $ 200,000 | $ 100,000 | $ 146,000 |
| Newton County Missouri | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| St. Francois County Missouri | 2 | $ 380,000 | $ 190,000 | $ 113,000 |
| Gallatin County Montana | 2 | $ 370,000 | $ 185,000 | $ 42,000 |
| Gaston County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 160,000 |
| Mecklenburg County North Carolina | 2 | $ 1,610,000 | $ 805,000 | $ 788,000 |
| Cuyahoga County Ohio | 2 | $ 160,000 | $ 80,000 | $ 184,000 |
| Hamilton County Ohio | 2 | $ 280,000 | $ 140,000 | $ 114,000 |
| Davidson County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 121,000 |
| Hamilton County Tennessee | 2 | $ 910,000 | $ 455,000 | $ 150,000 |
| Knox County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Grayson County Texas | 2 | $ 250,000 | $ 125,000 | $ 101,000 |
| Dane County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 220,000 |
| Milwaukee County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 392,000 |
| Baldwin County Alabama | 1 | $ 1,385,000 | $ 1,385,000 | $ 141,000 |
| Montgomery County Alabama | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Anchorage County Alaska | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| Pinal County Arizona | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Monterey County California | 1 | $ 755,000 | $ 755,000 | $ 135,000 |
| Sacramento County California | 1 | $ 215,000 | $ 215,000 | $ 234,000 |
| Santa Cruz County California | 1 | $ 445,000 | $ 445,000 | $ 150,000 |
| Eagle County Colorado | 1 | $ 225,000 | $ 225,000 | $ 338,000 |
| Lake County Colorado | 1 | $ 535,000 | $ 535,000 | $ 234,000 |
| Larimer County Colorado | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Teller County Colorado | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Brevard County Florida | 1 | $ 315,000 | $ 315,000 | $ 270,000 |
| Broward County Florida | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Highlands County Florida | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Palm Beach County Florida | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Pasco County Florida | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| Sarasota County Florida | 1 | $ 365,000 | $ 365,000 | $ 139,000 |
| Seminole County Florida | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| St. Johns County Florida | 1 | $ 115,000 | $ 115,000 | $ 116,000 |
| Sumter County Florida | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Cobb County Georgia | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Forsyth County Georgia | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Bond County Illinois | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Calhoun County Illinois | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Clinton County Illinois | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Douglas County Illinois | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| DuPage County Illinois | 1 | $ 215,000 | $ 215,000 | $ 32,000 |
| Greene County Illinois | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Hancock County Illinois | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Jersey County Illinois | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Jo Daviess County Illinois | 1 | $ 145,000 | $ 145,000 | $ 380,000 |
| Kane County Illinois | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Kendall County Illinois | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Marion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Will County Illinois | 1 | $ 355,000 | $ 355,000 | $ 385,000 |
| Williamson County Illinois | 1 | $ 185,000 | $ 185,000 | $ 183,000 |
| Hamilton County Indiana | 1 | $ 155,000 | $ 155,000 | $ 231,000 |
| Hendricks County Indiana | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Tippecanoe County Indiana | 1 | $ 205,000 | $ 205,000 | $ 225,000 |
| Vanderburgh County Indiana | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Crawford County Kansas | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Reno County Kansas | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Sedgwick County Kansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Sherman County Kansas | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Wyandotte County Kansas | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Warren County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 145,000 |
| St. Tammany County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Allegan County Michigan | 1 | $ 445,000 | $ 445,000 | $ 139,000 |
| Berrien County Michigan | 1 | $ 755,000 | $ 755,000 | $ 928,000 |
| Gogebic County Michigan | 1 | $ 315,000 | $ 315,000 | $ 195,000 |
| Leelanau County Michigan | 1 | $ 275,000 | $ 275,000 | $ 51,000 |
| Van Buren County Michigan | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Wayne County Michigan | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Goodhue County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Lafayette County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Crawford County Missouri | 1 | $ 185,000 | $ 185,000 | $ 171,000 |
| Howell County Missouri | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Morgan County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Ozark County Missouri | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Ste. Genevieve County Missouri | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Douglas County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 137,000 |
| Clark County Nevada | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Middlesex County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 1,200,000 |
| Saratoga County New York | 1 | $ 365,000 | $ 365,000 | $ 114,000 |
| Suffolk County New York | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Wake County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Lucas County Ohio | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Montgomery County Ohio | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Choctaw County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Tulsa County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 209,000 |
| Benton County Oregon | 1 | $ 805,000 | $ 805,000 | $ 46,000 |
| Allegheny County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 141,000 |
| Bucks County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 230,000 |
| Charleston County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 136,000 |
| Hardin County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Bexar County Texas | 1 | $ 245,000 | $ 245,000 | $ 431,000 |
| Denton County Texas | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Ellis County Texas | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Montgomery County Texas | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Salt Lake County Utah | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Bank Of Springfield in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,727 | $306,075,000 | $177,000 | $1,235,000 | $142,000 | $1,560,000 |
| Refinancing | 623 | $142,295,000 | $228,000 | $1,385,000 | $164,000 | $1,484,000 |
| Cash-out Refinancing | 247 | $50,115,000 | $202,000 | $1,555,000 | $136,000 | $1,200,000 |
| Home Improvement | 50 | $3,870,000 | $77,000 | $425,000 | $142,000 | $819,000 |
| Other Purpose | 34 | $4,390,000 | $129,000 | $1,555,000 | $175,000 | $1,520,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,928 | $382,370,000 | $198,000 | $1,555,000 | $146,000 | $1,520,000 |
| Not Provided | 501 | $82,875,000 | $165,000 | $1,385,000 | $150,000 | $1,560,000 |
| Asian | 78 | $13,800,000 | $176,000 | $845,000 | $176,000 | $681,000 |
| Not applicable | 76 | $10,920,000 | $143,000 | $855,000 | $0 | $0 |
| Black or African American | 57 | $9,805,000 | $172,000 | $505,000 | $113,000 | $549,000 |
| Hispanic | 28 | $4,110,000 | $146,000 | $565,000 | $107,000 | $380,000 |
| American Indian or Alaskan Native | 3 | $285,000 | $95,000 | $155,000 | $95,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,482 | $470,970,000 | $189,000 | $1,555,000 | $153,000 | $1,560,000 |
| FHA-insured (Federal Housing Administration) | 140 | $23,390,000 | $167,000 | $455,000 | $69,000 | $321,000 |
| VA-guaranteed (Veterans Administration) | 49 | $11,205,000 | $228,000 | $545,000 | $91,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,180,000 | $118,000 | $195,000 | $56,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,132 | $391,990,000 | $183,000 | $1,555,000 | $149,000 | $1,520,000 |
| Application Withdrawn By Applicant | 457 | $101,815,000 | $222,000 | $1,385,000 | $149,000 | $1,560,000 |
| Application Denied By Financial Institution | 91 | $12,705,000 | $139,000 | $1,225,000 | $76,000 | $656,000 |
| File Closed For Incompleteness | 1 | $235,000 | $235,000 | $235,000 | $61,000 | $61,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,590 | $494,040,000 | $190,000 | $1,555,000 | $149,000 | $1,560,000 |
| Credit History | 38 | $3,680,000 | $96,000 | $305,000 | $67,000 | $146,000 |
| Debt-To-Income Ratio | 36 | $5,980,000 | $166,000 | $475,000 | $57,000 | $157,000 |
| Collateral | 10 | $950,000 | $95,000 | $175,000 | $77,000 | $218,000 |
| Other | 3 | $415,000 | $138,000 | $245,000 | $154,000 | $180,000 |
| Unverifiable Information | 1 | $215,000 | $215,000 | $215,000 | $234,000 | $234,000 |
| Credit Application Incomplete | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
| Employment History | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,225,000 | $1,225,000 | $1,225,000 | $656,000 | $656,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Springfield's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Springfield's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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