Bank Of The Ozarks
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Bank Of The Ozarks 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of The Ozarks Po Box 8811 Little Rock, AR 72231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,292 |
| Total Mortgage Loan Application Amount | $722,207,000 |
| Average Mortgage Loan Application Amount | $234,000 |
| Highest Mortgage Loan Application Amount | $67,000,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $4,050,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Bank Of The Ozarks. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of The Ozarks's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Bank Of The Ozarks's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of The Ozarks serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of The Ozarks, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of The Ozarks's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 343 | $ 58,104,000 | $ 169,000 | $ 91,000 |
| Garland County Arkansas | 228 | $ 30,725,000 | $ 134,000 | $ 106,000 |
| Saline County Arkansas | 219 | $ 33,638,000 | $ 153,000 | $ 84,000 |
| Collin County Texas | 177 | $ 45,136,000 | $ 255,000 | $ 114,000 |
| Faulkner County Arkansas | 136 | $ 24,425,000 | $ 179,000 | $ 81,000 |
| Denton County Texas | 101 | $ 24,362,000 | $ 241,000 | $ 114,000 |
| Crawford County Arkansas | 98 | $ 9,469,000 | $ 96,000 | $ 63,000 |
| Lonoke County Arkansas | 91 | $ 10,862,000 | $ 119,000 | $ 62,000 |
| Benton County Arkansas | 81 | $ 20,689,000 | $ 255,000 | $ 86,000 |
| Hempstead County Arkansas | 78 | $ 3,867,000 | $ 49,000 | $ 51,000 |
| Cleveland County North Carolina | 78 | $ 8,404,000 | $ 107,000 | $ 52,000 |
| Dallas County Texas | 75 | $ 22,136,000 | $ 295,000 | $ 103,000 |
| Lowndes County Georgia | 64 | $ 3,837,000 | $ 59,000 | $ 55,000 |
| Franklin County Arkansas | 53 | $ 3,259,000 | $ 61,000 | $ 46,000 |
| Hot Spring County Arkansas | 51 | $ 4,396,000 | $ 86,000 | $ 67,000 |
| Clark County Arkansas | 50 | $ 4,952,000 | $ 99,000 | $ 87,000 |
| Pope County Arkansas | 50 | $ 5,482,000 | $ 109,000 | $ 55,000 |
| Tarrant County Texas | 50 | $ 9,870,000 | $ 197,000 | $ 96,000 |
| Boone County Arkansas | 49 | $ 3,300,000 | $ 67,000 | $ 47,000 |
| Washington County Arkansas | 49 | $ 9,173,000 | $ 187,000 | $ 91,000 |
| Johnson County Arkansas | 44 | $ 2,505,000 | $ 56,000 | $ 46,000 |
| Sebastian County Arkansas | 43 | $ 9,849,000 | $ 229,000 | $ 51,000 |
| Gaston County North Carolina | 39 | $ 3,771,000 | $ 96,000 | $ 97,000 |
| Mobile County Alabama | 34 | $ 2,674,000 | $ 78,000 | $ 60,000 |
| Lincoln County North Carolina | 34 | $ 4,731,000 | $ 139,000 | $ 62,000 |
| Newton County Arkansas | 33 | $ 1,170,000 | $ 35,000 | $ 49,000 |
| Miller County Arkansas | 32 | $ 3,698,000 | $ 115,000 | $ 77,000 |
| Travis County Texas | 31 | $ 7,117,000 | $ 229,000 | $ 77,000 |
| Logan County Arkansas | 29 | $ 2,722,000 | $ 93,000 | $ 46,000 |
| Mecklenburg County North Carolina | 28 | $ 12,355,000 | $ 441,000 | $ 110,000 |
| Geneva County Alabama | 27 | $ 1,250,000 | $ 46,000 | $ 61,000 |
| Bowie County Texas | 27 | $ 4,858,000 | $ 179,000 | $ 74,000 |
| Baxter County Arkansas | 26 | $ 4,368,000 | $ 168,000 | $ 46,000 |
| Decatur County Georgia | 26 | $ 1,099,000 | $ 42,000 | $ 38,000 |
| Van Buren County Arkansas | 23 | $ 2,090,000 | $ 90,000 | $ 67,000 |
| Manatee County Florida | 21 | $ 2,630,000 | $ 125,000 | $ 100,000 |
| Bartow County Georgia | 21 | $ 1,419,000 | $ 67,000 | $ 59,000 |
| Columbia County Arkansas | 19 | $ 1,010,000 | $ 53,000 | $ 56,000 |
| Glynn County Georgia | 19 | $ 1,884,000 | $ 99,000 | $ 81,000 |
| Searcy County Arkansas | 18 | $ 1,089,000 | $ 60,000 | $ 39,000 |
| Rutherford County North Carolina | 18 | $ 2,428,000 | $ 134,000 | $ 48,000 |
| Harris County Texas | 18 | $ 38,171,000 | $ 2,120,000 | $ 97,000 |
| Hays County Texas | 18 | $ 3,781,000 | $ 210,000 | $ 103,000 |
| Randolph County North Carolina | 17 | $ 1,835,000 | $ 107,000 | $ 62,000 |
| Grant County Arkansas | 15 | $ 969,000 | $ 64,000 | $ 31,000 |
| Floyd County Georgia | 15 | $ 2,537,000 | $ 169,000 | $ 104,000 |
| Grady County Georgia | 14 | $ 627,000 | $ 44,000 | $ 35,000 |
| Williamson County Texas | 12 | $ 2,161,000 | $ 180,000 | $ 152,000 |
| Holmes County Florida | 10 | $ 380,000 | $ 38,000 | $ 34,000 |
| Henry County Georgia | 10 | $ 948,000 | $ 94,000 | $ 47,000 |
| San Jacinto County Texas | 10 | $ 1,541,000 | $ 154,000 | $ 160,000 |
| Nevada County Arkansas | 9 | $ 388,000 | $ 43,000 | $ 61,000 |
| Coweta County Georgia | 9 | $ 1,240,000 | $ 137,000 | $ 97,000 |
| Forsyth County Georgia | 9 | $ 1,131,000 | $ 125,000 | $ 46,000 |
| Marion County Arkansas | 8 | $ 396,000 | $ 49,000 | $ 55,000 |
| Pinellas County Florida | 8 | $ 1,487,000 | $ 185,000 | $ 100,000 |
| Dawson County Georgia | 8 | $ 808,000 | $ 101,000 | $ 33,000 |
| Davie County North Carolina | 8 | $ 833,000 | $ 104,000 | $ 51,000 |
| Cleburne County Arkansas | 7 | $ 1,109,000 | $ 158,000 | $ 170,000 |
| Perry County Arkansas | 7 | $ 1,278,000 | $ 182,000 | $ 76,000 |
| White County Arkansas | 7 | $ 1,038,000 | $ 148,000 | $ 117,000 |
| Chatham County Georgia | 7 | $ 1,607,000 | $ 229,000 | $ 69,000 |
| Cabarrus County North Carolina | 7 | $ 799,000 | $ 114,000 | $ 54,000 |
| Catawba County North Carolina | 7 | $ 736,000 | $ 105,000 | $ 38,000 |
| Beaufort County South Carolina | 7 | $ 2,344,000 | $ 334,000 | $ 170,000 |
| Ellis County Texas | 7 | $ 1,193,000 | $ 170,000 | $ 68,000 |
| Grayson County Texas | 7 | $ 1,192,000 | $ 170,000 | $ 124,000 |
| Conway County Arkansas | 6 | $ 1,477,000 | $ 246,000 | $ 99,000 |
| Pike County Arkansas | 6 | $ 446,000 | $ 74,000 | $ 36,000 |
| Yell County Arkansas | 6 | $ 820,000 | $ 136,000 | $ 47,000 |
| Gordon County Georgia | 6 | $ 1,344,000 | $ 224,000 | $ 43,000 |
| Paulding County Georgia | 6 | $ 865,000 | $ 144,000 | $ 83,000 |
| Iredell County North Carolina | 6 | $ 557,000 | $ 92,000 | $ 42,000 |
| Carroll County Arkansas | 5 | $ 280,000 | $ 56,000 | $ 47,000 |
| Stone County Arkansas | 5 | $ 530,000 | $ 106,000 | $ 27,000 |
| Frederick County Maryland | 5 | $ 1,095,000 | $ 219,000 | $ 424,000 |
| New Hanover County North Carolina | 5 | $ 1,117,000 | $ 223,000 | $ 71,000 |
| Rowan County North Carolina | 5 | $ 461,000 | $ 92,000 | $ 23,000 |
| Montgomery County Arkansas | 4 | $ 302,000 | $ 75,000 | $ 44,000 |
| Santa Rosa County Florida | 4 | $ 584,000 | $ 146,000 | $ 177,000 |
| Walton County Florida | 4 | $ 102,000 | $ 25,000 | $ 30,000 |
| Brooks County Georgia | 4 | $ 311,000 | $ 77,000 | $ 49,000 |
| Cherokee County Georgia | 4 | $ 635,000 | $ 158,000 | $ 101,000 |
| Douglas County Georgia | 4 | $ 596,000 | $ 149,000 | $ 50,000 |
| Fulton County Georgia | 4 | $ 710,000 | $ 177,000 | $ 64,000 |
| Gwinnett County Georgia | 4 | $ 605,000 | $ 151,000 | $ 38,000 |
| Brunswick County North Carolina | 4 | $ 507,000 | $ 126,000 | $ 121,000 |
| Forsyth County North Carolina | 4 | $ 519,000 | $ 129,000 | $ 82,000 |
| Union County North Carolina | 4 | $ 3,958,000 | $ 989,000 | $ 14,000 |
| Kaufman County Texas | 4 | $ 659,000 | $ 164,000 | $ 72,000 |
| Baldwin County Alabama | 3 | $ 706,000 | $ 235,000 | $ 282,000 |
| Coffee County Alabama | 3 | $ 212,000 | $ 70,000 | $ 108,000 |
| Little River County Arkansas | 3 | $ 263,000 | $ 87,000 | $ 67,000 |
| Citrus County Florida | 3 | $ 297,000 | $ 99,000 | $ 38,000 |
| Marion County Florida | 3 | $ 359,000 | $ 119,000 | $ 39,000 |
| Hall County Georgia | 3 | $ 394,000 | $ 131,000 | $ 178,000 |
| Lamar County Georgia | 3 | $ 267,000 | $ 89,000 | $ 25,000 |
| Lanier County Georgia | 3 | $ 206,000 | $ 68,000 | $ 27,000 |
| Pickens County Georgia | 3 | $ 307,000 | $ 102,000 | $ 37,000 |
| Sequoyah County Oklahoma | 3 | $ 582,000 | $ 194,000 | $ 92,000 |
| Dorchester County South Carolina | 3 | $ 100,000 | $ 33,000 | $ 0 |
| York County South Carolina | 3 | $ 407,000 | $ 135,000 | $ 59,000 |
| Blanco County Texas | 3 | $ 822,000 | $ 274,000 | $ 166,000 |
| Caldwell County Texas | 3 | $ 90,000 | $ 30,000 | $ 60,000 |
| Wood County Texas | 3 | $ 550,000 | $ 183,000 | $ 107,000 |
| Lee County Alabama | 2 | $ 219,000 | $ 109,000 | $ 740,000 |
| Crittenden County Arkansas | 2 | $ 364,000 | $ 182,000 | $ 119,000 |
| Izard County Arkansas | 2 | $ 235,000 | $ 117,000 | $ 51,000 |
| Jefferson County Arkansas | 2 | $ 275,000 | $ 137,000 | $ 104,000 |
| Orange County Florida | 2 | $ 308,000 | $ 154,000 | $ 277,000 |
| Palm Beach County Florida | 2 | $ 426,000 | $ 213,000 | $ 125,000 |
| Pasco County Florida | 2 | $ 322,000 | $ 161,000 | $ 50,000 |
| Bryan County Georgia | 2 | $ 507,000 | $ 253,000 | $ 153,000 |
| Carroll County Georgia | 2 | $ 189,000 | $ 94,000 | $ 87,000 |
| Cobb County Georgia | 2 | $ 491,000 | $ 245,000 | $ 76,000 |
| Echols County Georgia | 2 | $ 14,000 | $ 7,000 | $ 59,000 |
| Lumpkin County Georgia | 2 | $ 235,000 | $ 117,000 | $ 72,000 |
| Mitchell County Georgia | 2 | $ 248,000 | $ 124,000 | $ 80,000 |
| Pike County Georgia | 2 | $ 106,000 | $ 53,000 | $ 52,000 |
| Orleans County Louisiana | 2 | $ 630,000 | $ 315,000 | $ 219,000 |
| New York County New York | 2 | $ 68,250,000 | $ 34,125,000 | $ 0 |
| Suffolk County New York | 2 | $ 88,000,000 | $ 44,000,000 | $ 0 |
| Cherokee County Oklahoma | 2 | $ 292,000 | $ 146,000 | $ 75,000 |
| Angelina County Texas | 2 | $ 151,000 | $ 75,000 | $ 59,000 |
| Bexar County Texas | 2 | $ 648,000 | $ 324,000 | $ 165,000 |
| Fort Bend County Texas | 2 | $ 493,000 | $ 246,000 | $ 153,000 |
| Hunt County Texas | 2 | $ 268,000 | $ 134,000 | $ 50,000 |
| Montgomery County Texas | 2 | $ 291,000 | $ 145,000 | $ 31,000 |
| Nueces County Texas | 2 | $ 261,000 | $ 130,000 | $ 71,000 |
| Parker County Texas | 2 | $ 360,000 | $ 180,000 | $ 90,000 |
| Rockwall County Texas | 2 | $ 453,000 | $ 226,000 | $ 41,000 |
| Smith County Texas | 2 | $ 329,000 | $ 164,000 | $ 94,000 |
| Chesterfield County Virginia | 2 | $ 475,000 | $ 237,000 | $ 126,000 |
| Dale County Alabama | 1 | $ 24,000 | $ 24,000 | $ 24,000 |
| Lauderdale County Alabama | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| Madison County Alabama | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Marshall County Alabama | 1 | $ 150,000 | $ 150,000 | $ 210,000 |
| Maricopa County Arizona | 1 | $ 268,000 | $ 268,000 | $ 121,000 |
| Bradley County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Clay County Arkansas | 1 | $ 2,250,000 | $ 2,250,000 | $ 28,000 |
| Craighead County Arkansas | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Dallas County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Drew County Arkansas | 1 | $ 176,000 | $ 176,000 | $ 110,000 |
| Fulton County Arkansas | 1 | $ 194,000 | $ 194,000 | $ 140,000 |
| Polk County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 146,000 |
| Scott County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Los Angeles County California | 1 | $ 510,000 | $ 510,000 | $ 688,000 |
| Riverside County California | 1 | $ 334,000 | $ 334,000 | $ 162,000 |
| San Diego County California | 1 | $ 412,000 | $ 412,000 | $ 86,000 |
| Adams County Colorado | 1 | $ 198,000 | $ 198,000 | $ 219,000 |
| Larimer County Colorado | 1 | $ 280,000 | $ 280,000 | $ 251,000 |
| Summit County Colorado | 1 | $ 580,000 | $ 580,000 | $ 302,000 |
| Bay County Florida | 1 | $ 73,000 | $ 73,000 | $ 117,000 |
| Columbia County Florida | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Hamilton County Florida | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Hernando County Florida | 1 | $ 148,000 | $ 148,000 | $ 143,000 |
| Hillsborough County Florida | 1 | $ 702,000 | $ 702,000 | $ 412,000 |
| Lee County Florida | 1 | $ 20,276,000 | $ 20,276,000 | $ 0 |
| Leon County Florida | 1 | $ 18,000 | $ 18,000 | $ 34,000 |
| Madison County Florida | 1 | $ 170,000 | $ 170,000 | $ 126,000 |
| Okaloosa County Florida | 1 | $ 2,410,000 | $ 2,410,000 | $ 0 |
| Sarasota County Florida | 1 | $ 206,000 | $ 206,000 | $ 55,000 |
| Seminole County Florida | 1 | $ 171,000 | $ 171,000 | $ 101,000 |
| Bibb County Georgia | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Brantley County Georgia | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Bulloch County Georgia | 1 | $ 42,000 | $ 42,000 | $ 36,000 |
| Butts County Georgia | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Chattooga County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Columbia County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Cook County Georgia | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
| DeKalb County Georgia | 1 | $ 66,000 | $ 66,000 | $ 109,000 |
| Effingham County Georgia | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Haralson County Georgia | 1 | $ 260,000 | $ 260,000 | $ 146,000 |
| Jackson County Georgia | 1 | $ 307,000 | $ 307,000 | $ 85,000 |
| Jeff Davis County Georgia | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
| McDuffie County Georgia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| McIntosh County Georgia | 1 | $ 64,000 | $ 64,000 | $ 128,000 |
| Spalding County Georgia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Stephens County Georgia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Thomas County Georgia | 1 | $ 144,000 | $ 144,000 | $ 45,000 |
| Tift County Georgia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Upson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Ouachita County Louisiana | 1 | $ 266,000 | $ 266,000 | $ 200,000 |
| St. Tammany County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Webster County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Howard County Maryland | 1 | $ 219,000 | $ 219,000 | $ 424,000 |
| Prince George's County Maryland | 1 | $ 150,000 | $ 150,000 | $ 106,000 |
| Rankin County Mississippi | 1 | $ 176,000 | $ 176,000 | $ 87,000 |
| Barton County Missouri | 1 | $ 260,000 | $ 260,000 | $ 106,000 |
| Christian County Missouri | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Jackson County Missouri | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| McDonald County Missouri | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Ozark County Missouri | 1 | $ 54,000 | $ 54,000 | $ 85,000 |
| St. Louis County Missouri | 1 | $ 241,000 | $ 241,000 | $ 96,000 |
| Stone County Missouri | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 404,000 | $ 404,000 | $ 178,000 |
| Morris County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Bronx County New York | 1 | $ 877,000 | $ 877,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 112,000 |
| Avery County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 132,000 |
| Burke County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Clay County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 394,000 |
| Davidson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 250,000 |
| Guilford County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 73,000 |
| Johnston County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 68,000 |
| Polk County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Stanly County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 89,000 |
| Le Flore County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 72,000 |
| Logan County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| McCurtain County Oklahoma | 1 | $ 1,861,000 | $ 1,861,000 | $ 332,000 |
| McIntosh County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Pittsburg County Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 218,000 |
| Pontotoc County Oklahoma | 1 | $ 1,975,000 | $ 1,975,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 216,000 | $ 216,000 | $ 71,000 |
| Berkeley County South Carolina | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 1,303,000 | $ 1,303,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 3,040,000 | $ 3,040,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 171,000 |
| Maury County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 41,000 |
| Sequatchie County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 85,000 |
| Shelby County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Williamson County Tennessee | 1 | $ 312,000 | $ 312,000 | $ 88,000 |
| Brazoria County Texas | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Brazos County Texas | 1 | $ 168,000 | $ 168,000 | $ 47,000 |
| Burnet County Texas | 1 | $ 373,000 | $ 373,000 | $ 277,000 |
| Gregg County Texas | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Grimes County Texas | 1 | $ 248,000 | $ 248,000 | $ 98,000 |
| Guadalupe County Texas | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Lubbock County Texas | 1 | $ 92,000 | $ 92,000 | $ 240,000 |
| Midland County Texas | 1 | $ 292,000 | $ 292,000 | $ 102,000 |
| Morris County Texas | 1 | $ 128,000 | $ 128,000 | $ 108,000 |
| Navarro County Texas | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| Rains County Texas | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Red River County Texas | 1 | $ 32,000 | $ 32,000 | $ 116,000 |
| Chesapeake County Virginia | 1 | $ 396,000 | $ 396,000 | $ 131,000 |
| Virginia Beach County Virginia | 1 | $ 323,000 | $ 323,000 | $ 145,000 |
Mortgage Loan Application Detail Totals for Bank Of The Ozarks in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,959 | $408,572,000 | $208,000 | $50,000,000 | $86,000 | $4,050,000 |
| Refinancing | 891 | $188,936,000 | $212,000 | $20,276,000 | $84,000 | $782,000 |
| Home Improvement | 442 | $124,699,000 | $282,000 | $67,000,000 | $55,000 | $1,253,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,506 | $360,873,000 | $144,000 | $2,250,000 | $91,000 | $4,050,000 |
| Not applicable | 299 | $286,597,000 | $958,000 | $67,000,000 | $0 | $0 |
| Black or African American | 200 | $18,897,000 | $94,000 | $425,000 | $61,000 | $398,000 |
| Hispanic | 108 | $14,588,000 | $135,000 | $647,000 | $83,000 | $1,253,000 |
| Not Provided | 91 | $20,564,000 | $225,000 | $3,622,000 | $83,000 | $729,000 |
| Asian | 76 | $19,727,000 | $259,000 | $1,861,000 | $117,000 | $360,000 |
| American Indian or Alaskan Native | 11 | $693,000 | $63,000 | $141,000 | $89,000 | $285,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $268,000 | $268,000 | $268,000 | $121,000 | $121,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,783 | $641,498,000 | $230,000 | $67,000,000 | $84,000 | $4,050,000 |
| FHA-insured (Federal Housing Administration) | 231 | $35,008,000 | $151,000 | $332,000 | $68,000 | $332,000 |
| VA-guaranteed (Veterans Administration) | 153 | $31,233,000 | $204,000 | $702,000 | $84,000 | $412,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $14,468,000 | $115,000 | $255,000 | $42,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,222 | $544,721,000 | $245,000 | $67,000,000 | $88,000 | $4,050,000 |
| Application Denied By Financial Institution | 570 | $74,889,000 | $131,000 | $20,276,000 | $55,000 | $439,000 |
| Application Withdrawn By Applicant | 461 | $98,430,000 | $213,000 | $5,907,000 | $81,000 | $801,000 |
| Application Approved But Not Accepted | 39 | $4,167,000 | $106,000 | $722,000 | $36,000 | $304,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 287 | $21,879,000 | $76,000 | $481,000 | $54,000 | $414,000 |
| Debt-To-Income Ratio | 174 | $16,409,000 | $94,000 | $656,000 | $47,000 | $235,000 |
| Collateral | 55 | $26,645,000 | $484,000 | $20,276,000 | $72,000 | $349,000 |
| Credit Application Incomplete | 25 | $4,454,000 | $178,000 | $471,000 | $77,000 | $254,000 |
| Unverifiable Information | 9 | $1,538,000 | $170,000 | $375,000 | $86,000 | $183,000 |
| Other | 8 | $2,864,000 | $358,000 | $2,250,000 | $81,000 | $439,000 |
| Employment History | 7 | $637,000 | $91,000 | $175,000 | $60,000 | $151,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $463,000 | $92,000 | $196,000 | $45,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of The Ozarks's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of The Ozarks's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.