Bank Ozk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Bank Ozk 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Ozk Po Box 8811 Little Rock, AR 72231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,337 |
| Total Mortgage Loan Application Amount | $454,555,000 |
| Average Mortgage Loan Application Amount | $134,600 |
| Highest Mortgage Loan Application Amount | $9,505,000 |
| Average Applicant Income | $102,400 |
| Highest Applicant Income | $3,744,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Bank Ozk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Ozk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Bank Ozk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Ozk serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Ozk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Ozk's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pinellas County Florida | 174 | $ 27,780,000 | $ 159,000 | $ 196,000 |
| Pulaski County Arkansas | 155 | $ 19,265,000 | $ 124,000 | $ 120,000 |
| Garland County Arkansas | 133 | $ 14,665,000 | $ 110,000 | $ 96,000 |
| Manatee County Florida | 131 | $ 18,105,000 | $ 138,000 | $ 133,000 |
| Carroll County Georgia | 92 | $ 6,740,000 | $ 73,000 | $ 92,000 |
| Fulton County Georgia | 88 | $ 20,000,000 | $ 227,000 | $ 102,000 |
| Saline County Arkansas | 81 | $ 7,465,000 | $ 92,000 | $ 97,000 |
| Hillsborough County Florida | 81 | $ 14,885,000 | $ 183,000 | $ 133,000 |
| Cleveland County North Carolina | 79 | $ 5,285,000 | $ 66,000 | $ 63,000 |
| Dallas County Texas | 76 | $ 17,800,000 | $ 234,000 | $ 65,000 |
| Crawford County Arkansas | 73 | $ 5,875,000 | $ 80,000 | $ 66,000 |
| Sarasota County Florida | 64 | $ 8,750,000 | $ 136,000 | $ 139,000 |
| Hot Spring County Arkansas | 58 | $ 3,530,000 | $ 60,000 | $ 73,000 |
| Lee County Florida | 54 | $ 9,400,000 | $ 174,000 | $ 173,000 |
| Haralson County Georgia | 50 | $ 4,070,000 | $ 81,000 | $ 57,000 |
| Faulkner County Arkansas | 49 | $ 9,825,000 | $ 200,000 | $ 170,000 |
| Benton County Arkansas | 46 | $ 5,910,000 | $ 128,000 | $ 109,000 |
| Lowndes County Georgia | 45 | $ 2,725,000 | $ 60,000 | $ 50,000 |
| Barrow County Georgia | 44 | $ 2,660,000 | $ 60,000 | $ 56,000 |
| Cobb County Georgia | 42 | $ 7,260,000 | $ 172,000 | $ 71,000 |
| Douglas County Georgia | 41 | $ 4,685,000 | $ 114,000 | $ 54,000 |
| Randolph County North Carolina | 40 | $ 3,540,000 | $ 88,000 | $ 101,000 |
| DeKalb County Georgia | 38 | $ 5,520,000 | $ 145,000 | $ 126,000 |
| Fannin County Georgia | 38 | $ 4,090,000 | $ 107,000 | $ 186,000 |
| Miami-Dade County Florida | 36 | $ 12,370,000 | $ 343,000 | $ 251,000 |
| Franklin County Arkansas | 34 | $ 2,290,000 | $ 67,000 | $ 67,000 |
| Washington County Arkansas | 34 | $ 6,080,000 | $ 178,000 | $ 128,000 |
| Marion County Florida | 33 | $ 1,575,000 | $ 47,000 | $ 69,000 |
| Decatur County Georgia | 33 | $ 1,195,000 | $ 36,000 | $ 64,000 |
| Gaston County North Carolina | 33 | $ 3,435,000 | $ 104,000 | $ 59,000 |
| Gwinnett County Georgia | 31 | $ 3,995,000 | $ 128,000 | $ 100,000 |
| Mecklenburg County North Carolina | 31 | $ 5,035,000 | $ 162,000 | $ 79,000 |
| Pope County Arkansas | 30 | $ 4,010,000 | $ 133,000 | $ 70,000 |
| Lonoke County Arkansas | 29 | $ 2,565,000 | $ 88,000 | $ 87,000 |
| Sebastian County Arkansas | 29 | $ 9,515,000 | $ 328,000 | $ 67,000 |
| Gilmer County Georgia | 29 | $ 1,355,000 | $ 46,000 | $ 75,000 |
| Jackson County Georgia | 29 | $ 2,025,000 | $ 69,000 | $ 86,000 |
| Charlotte County Florida | 28 | $ 2,450,000 | $ 87,000 | $ 84,000 |
| Cherokee County Georgia | 28 | $ 3,440,000 | $ 122,000 | $ 138,000 |
| Forsyth County Georgia | 28 | $ 3,130,000 | $ 111,000 | $ 80,000 |
| Harris County Texas | 28 | $ 9,720,000 | $ 347,000 | $ 62,000 |
| Tarrant County Texas | 28 | $ 5,360,000 | $ 191,000 | $ 135,000 |
| Hempstead County Arkansas | 27 | $ 1,485,000 | $ 55,000 | $ 77,000 |
| Johnson County Arkansas | 24 | $ 1,140,000 | $ 47,000 | $ 52,000 |
| Henry County Georgia | 24 | $ 6,420,000 | $ 267,000 | $ 71,000 |
| Davie County North Carolina | 24 | $ 1,490,000 | $ 62,000 | $ 58,000 |
| Union County Georgia | 21 | $ 1,585,000 | $ 75,000 | $ 72,000 |
| Van Buren County Arkansas | 20 | $ 860,000 | $ 43,000 | $ 50,000 |
| Pasco County Florida | 20 | $ 4,770,000 | $ 238,000 | $ 134,000 |
| Paulding County Georgia | 20 | $ 2,100,000 | $ 105,000 | $ 53,000 |
| Geneva County Alabama | 19 | $ 755,000 | $ 39,000 | $ 39,000 |
| Coweta County Georgia | 19 | $ 2,225,000 | $ 117,000 | $ 78,000 |
| Mobile County Alabama | 18 | $ 1,340,000 | $ 74,000 | $ 126,000 |
| Clark County Arkansas | 18 | $ 1,380,000 | $ 76,000 | $ 90,000 |
| Searcy County Arkansas | 18 | $ 1,000,000 | $ 55,000 | $ 52,000 |
| Glynn County Georgia | 18 | $ 1,350,000 | $ 75,000 | $ 64,000 |
| Heard County Georgia | 18 | $ 1,040,000 | $ 57,000 | $ 54,000 |
| Davidson County North Carolina | 18 | $ 4,100,000 | $ 227,000 | $ 82,000 |
| Hall County Georgia | 17 | $ 1,265,000 | $ 74,000 | $ 43,000 |
| Whitfield County Georgia | 17 | $ 1,625,000 | $ 95,000 | $ 99,000 |
| Bartow County Georgia | 16 | $ 1,610,000 | $ 100,000 | $ 62,000 |
| Bibb County Georgia | 16 | $ 840,000 | $ 52,000 | $ 109,000 |
| Forsyth County North Carolina | 15 | $ 3,085,000 | $ 205,000 | $ 68,000 |
| Lincoln County North Carolina | 15 | $ 1,225,000 | $ 81,000 | $ 54,000 |
| Duval County Florida | 14 | $ 1,800,000 | $ 128,000 | $ 156,000 |
| Rowan County North Carolina | 14 | $ 1,210,000 | $ 86,000 | $ 75,000 |
| Rutherford County North Carolina | 14 | $ 1,690,000 | $ 120,000 | $ 91,000 |
| Holmes County Florida | 13 | $ 845,000 | $ 65,000 | $ 79,000 |
| Orange County Florida | 13 | $ 2,195,000 | $ 168,000 | $ 222,000 |
| Cabarrus County North Carolina | 13 | $ 1,105,000 | $ 85,000 | $ 66,000 |
| Collin County Texas | 13 | $ 3,105,000 | $ 238,000 | $ 71,000 |
| Baxter County Arkansas | 12 | $ 850,000 | $ 70,000 | $ 41,000 |
| Broward County Florida | 12 | $ 10,420,000 | $ 868,000 | $ 176,000 |
| Pickens County Georgia | 12 | $ 1,310,000 | $ 109,000 | $ 93,000 |
| Chatham County Georgia | 11 | $ 1,255,000 | $ 114,000 | $ 77,000 |
| Bowie County Texas | 11 | $ 1,865,000 | $ 169,000 | $ 127,000 |
| Conway County Arkansas | 10 | $ 1,310,000 | $ 131,000 | $ 78,000 |
| Grady County Georgia | 10 | $ 260,000 | $ 26,000 | $ 57,000 |
| Brunswick County North Carolina | 10 | $ 970,000 | $ 97,000 | $ 140,000 |
| Lumpkin County Georgia | 9 | $ 725,000 | $ 80,000 | $ 79,000 |
| Walton County Georgia | 9 | $ 605,000 | $ 67,000 | $ 85,000 |
| Beaufort County South Carolina | 9 | $ 1,465,000 | $ 162,000 | $ 106,000 |
| Travis County Texas | 9 | $ 2,065,000 | $ 229,000 | $ 146,000 |
| Newton County Georgia | 8 | $ 770,000 | $ 96,000 | $ 67,000 |
| Oconee County Georgia | 8 | $ 370,000 | $ 46,000 | $ 147,000 |
| Rockdale County Georgia | 8 | $ 1,140,000 | $ 142,000 | $ 49,000 |
| Boone County Arkansas | 7 | $ 725,000 | $ 103,000 | $ 73,000 |
| Logan County Arkansas | 7 | $ 575,000 | $ 82,000 | $ 72,000 |
| Marion County Arkansas | 7 | $ 275,000 | $ 39,000 | $ 55,000 |
| Newton County Arkansas | 7 | $ 325,000 | $ 46,000 | $ 38,000 |
| Palm Beach County Florida | 7 | $ 1,565,000 | $ 223,000 | $ 85,000 |
| Walton County Florida | 7 | $ 2,255,000 | $ 322,000 | $ 376,000 |
| Banks County Georgia | 7 | $ 565,000 | $ 80,000 | $ 74,000 |
| Muscogee County Georgia | 7 | $ 595,000 | $ 85,000 | $ 65,000 |
| Guilford County North Carolina | 7 | $ 1,425,000 | $ 203,000 | $ 132,000 |
| White County Arkansas | 6 | $ 990,000 | $ 165,000 | $ 37,000 |
| Polk County Florida | 6 | $ 2,100,000 | $ 350,000 | $ 94,000 |
| Dawson County Georgia | 6 | $ 860,000 | $ 143,000 | $ 68,000 |
| Bexar County Texas | 6 | $ 1,000,000 | $ 166,000 | $ 112,000 |
| Denton County Texas | 6 | $ 5,310,000 | $ 885,000 | $ 128,000 |
| Montgomery County Arkansas | 5 | $ 595,000 | $ 119,000 | $ 43,000 |
| St. Johns County Florida | 5 | $ 1,165,000 | $ 233,000 | $ 207,000 |
| Clayton County Georgia | 5 | $ 625,000 | $ 125,000 | $ 87,000 |
| Gordon County Georgia | 5 | $ 335,000 | $ 67,000 | $ 92,000 |
| Murray County Georgia | 5 | $ 95,000 | $ 19,000 | $ 33,000 |
| New Hanover County North Carolina | 5 | $ 865,000 | $ 173,000 | $ 365,000 |
| Horry County South Carolina | 5 | $ 2,955,000 | $ 591,000 | $ 341,000 |
| Lee County Alabama | 4 | $ 990,000 | $ 247,000 | $ 69,000 |
| Columbia County Arkansas | 4 | $ 130,000 | $ 32,000 | $ 29,000 |
| Nevada County Arkansas | 4 | $ 130,000 | $ 32,000 | $ 84,000 |
| Yell County Arkansas | 4 | $ 500,000 | $ 125,000 | $ 113,000 |
| Bay County Florida | 4 | $ 780,000 | $ 195,000 | $ 227,000 |
| Clarke County Georgia | 4 | $ 330,000 | $ 82,000 | $ 83,000 |
| Greene County Georgia | 4 | $ 480,000 | $ 120,000 | $ 102,000 |
| Seminole County Georgia | 4 | $ 140,000 | $ 35,000 | $ 105,000 |
| Cleburne County Alabama | 3 | $ 105,000 | $ 35,000 | $ 31,000 |
| Madison County Arkansas | 3 | $ 275,000 | $ 91,000 | $ 168,000 |
| Miller County Arkansas | 3 | $ 205,000 | $ 68,000 | $ 91,000 |
| Collier County Florida | 3 | $ 905,000 | $ 301,000 | $ 99,000 |
| DeSoto County Florida | 3 | $ 165,000 | $ 55,000 | $ 111,000 |
| Hamilton County Florida | 3 | $ 105,000 | $ 35,000 | $ 47,000 |
| Echols County Georgia | 3 | $ 135,000 | $ 45,000 | $ 18,000 |
| Fayette County Georgia | 3 | $ 125,000 | $ 41,000 | $ 60,000 |
| Floyd County Georgia | 3 | $ 215,000 | $ 71,000 | $ 30,000 |
| Jones County Georgia | 3 | $ 435,000 | $ 145,000 | $ 208,000 |
| Lamar County Georgia | 3 | $ 105,000 | $ 35,000 | $ 60,000 |
| Stephens County Georgia | 3 | $ 155,000 | $ 51,000 | $ 43,000 |
| Towns County Georgia | 3 | $ 685,000 | $ 228,000 | $ 73,000 |
| Troup County Georgia | 3 | $ 285,000 | $ 95,000 | $ 67,000 |
| White County Georgia | 3 | $ 155,000 | $ 51,000 | $ 58,000 |
| Yadkin County North Carolina | 3 | $ 295,000 | $ 98,000 | $ 334,000 |
| Cherokee County Oklahoma | 3 | $ 245,000 | $ 81,000 | $ 78,000 |
| Sequoyah County Oklahoma | 3 | $ 215,000 | $ 71,000 | $ 84,000 |
| Baldwin County Alabama | 2 | $ 800,000 | $ 400,000 | $ 81,000 |
| Randolph County Alabama | 2 | $ 350,000 | $ 175,000 | $ 127,000 |
| Perry County Arkansas | 2 | $ 80,000 | $ 40,000 | $ 106,000 |
| Phillips County Arkansas | 2 | $ 180,000 | $ 90,000 | $ 40,000 |
| Pike County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 81,000 |
| Stone County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 128,000 |
| Hernando County Florida | 2 | $ 90,000 | $ 45,000 | $ 81,000 |
| Leon County Florida | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Monroe County Florida | 2 | $ 150,000 | $ 75,000 | $ 250,000 |
| Osceola County Florida | 2 | $ 150,000 | $ 75,000 | $ 106,000 |
| Santa Rosa County Florida | 2 | $ 460,000 | $ 230,000 | $ 178,000 |
| Brooks County Georgia | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Camden County Georgia | 2 | $ 150,000 | $ 75,000 | $ 28,000 |
| Franklin County Georgia | 2 | $ 80,000 | $ 40,000 | $ 78,000 |
| Habersham County Georgia | 2 | $ 20,000 | $ 10,000 | $ 21,000 |
| Jasper County Georgia | 2 | $ 90,000 | $ 45,000 | $ 87,000 |
| Meriwether County Georgia | 2 | $ 220,000 | $ 110,000 | $ 89,000 |
| Monroe County Georgia | 2 | $ 340,000 | $ 170,000 | $ 270,000 |
| Polk County Georgia | 2 | $ 170,000 | $ 85,000 | $ 52,000 |
| Spalding County Georgia | 2 | $ 140,000 | $ 70,000 | $ 26,000 |
| Sumter County Georgia | 2 | $ 40,000 | $ 20,000 | $ 32,000 |
| Upson County Georgia | 2 | $ 180,000 | $ 90,000 | $ 67,000 |
| Washington County Georgia | 2 | $ 240,000 | $ 120,000 | $ 25,000 |
| Avery County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 216,000 |
| Carteret County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 73,000 |
| Catawba County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 97,000 |
| Cherokee County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 36,000 |
| Iredell County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 156,000 |
| Pitt County North Carolina | 2 | $ 9,630,000 | $ 4,815,000 | $ 90,000 |
| Stokes County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| York County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 92,000 |
| Polk County Tennessee | 2 | $ 70,000 | $ 35,000 | $ 45,000 |
| Russell County Alabama | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Talladega County Alabama | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Carroll County Arkansas | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Dallas County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Grant County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Howard County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Lafayette County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 123,000 |
| Ouachita County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Los Angeles County California | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Eagle County Colorado | 1 | $ 575,000 | $ 575,000 | $ 220,000 |
| Alachua County Florida | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Brevard County Florida | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Citrus County Florida | 1 | $ 195,000 | $ 195,000 | $ 28,000 |
| Clay County Florida | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Hardee County Florida | 1 | $ 55,000 | $ 55,000 | $ 240,000 |
| Lake County Florida | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Madison County Florida | 1 | $ 75,000 | $ 75,000 | $ 192,000 |
| Okaloosa County Florida | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Putnam County Florida | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Seminole County Florida | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Sumter County Florida | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Volusia County Florida | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Brantley County Georgia | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Butts County Georgia | 1 | $ 65,000 | $ 65,000 | $ 195,000 |
| Chattahoochee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Columbia County Georgia | 1 | $ 105,000 | $ 105,000 | $ 334,000 |
| Cook County Georgia | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Crawford County Georgia | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Dooly County Georgia | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Harris County Georgia | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Houston County Georgia | 1 | $ 1,705,000 | $ 1,705,000 | $ 0 |
| Lanier County Georgia | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Liberty County Georgia | 1 | $ 65,000 | $ 65,000 | $ 421,000 |
| Madison County Georgia | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| McIntosh County Georgia | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Pike County Georgia | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Putnam County Georgia | 1 | $ 25,000 | $ 25,000 | $ 172,000 |
| Rabun County Georgia | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Richmond County Georgia | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Wayne County Georgia | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Wilkinson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| McDonald County Missouri | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| Rensselaer County New York | 1 | $ 365,000 | $ 365,000 | $ 375,000 |
| Alamance County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
| Burke County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Chatham County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 145,000 |
| Montgomery County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Moore County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 267,000 |
| Polk County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Union County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Wake County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Watauga County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Marshall County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Charleston County South Carolina | 1 | $ 1,205,000 | $ 1,205,000 | $ 694,000 |
| Greenville County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 281,000 |
| Kershaw County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Richland County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Davidson County Tennessee | 1 | $ 575,000 | $ 575,000 | $ 206,000 |
| Hamilton County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Shelby County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Cass County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Comal County Texas | 1 | $ 585,000 | $ 585,000 | $ 260,000 |
| Galveston County Texas | 1 | $ 255,000 | $ 255,000 | $ 176,000 |
| Hays County Texas | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Johnson County Texas | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Nueces County Texas | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Palo Pinto County Texas | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Williamson County Texas | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Hampshire County West Virginia | 1 | $ 485,000 | $ 485,000 | $ 320,000 |
Mortgage Loan Application Detail Totals for Bank Ozk in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,237 | $259,485,000 | $209,000 | $9,505,000 | $111,000 | $2,951,000 |
| Home Improvement | 820 | $53,500,000 | $65,000 | $535,000 | $104,000 | $3,471,000 |
| Refinancing | 811 | $103,835,000 | $128,000 | $3,025,000 | $95,000 | $963,000 |
| Other Purpose | 443 | $32,565,000 | $73,000 | $1,755,000 | $96,000 | $3,744,000 |
| Cash-out Refinancing | 26 | $5,170,000 | $198,000 | $645,000 | $106,000 | $789,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,048 | $213,290,000 | $104,000 | $3,505,000 | $104,000 | $2,951,000 |
| Not Provided | 363 | $50,865,000 | $140,000 | $2,905,000 | $130,000 | $3,744,000 |
| Not applicable | 293 | $108,115,000 | $368,000 | $9,505,000 | $0 | $0 |
| Black or African American | 289 | $33,735,000 | $116,000 | $425,000 | $58,000 | $982,000 |
| Hispanic | 264 | $39,480,000 | $149,000 | $1,255,000 | $92,000 | $3,471,000 |
| Asian | 62 | $7,650,000 | $123,000 | $405,000 | $179,000 | $1,467,000 |
| American Indian or Alaskan Native | 10 | $790,000 | $79,000 | $205,000 | $62,000 | $119,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,311 | $450,345,000 | $136,000 | $9,505,000 | $104,000 | $3,744,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,530,000 | $153,000 | $245,000 | $60,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,815,000 | $201,000 | $585,000 | $69,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $865,000 | $123,000 | $205,000 | $53,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,612 | $242,420,000 | $150,000 | $9,505,000 | $114,000 | $3,471,000 |
| Application Denied By Financial Institution | 1,258 | $129,100,000 | $102,000 | $2,505,000 | $87,000 | $3,744,000 |
| Application Withdrawn By Applicant | 360 | $64,660,000 | $179,000 | $3,505,000 | $117,000 | $1,166,000 |
| Application Approved But Not Accepted | 91 | $15,955,000 | $175,000 | $3,025,000 | $103,000 | $1,287,000 |
| Loan Purchased By The Institution | 16 | $2,420,000 | $151,000 | $245,000 | $53,000 | $252,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,079 | $325,455,000 | $156,000 | $9,505,000 | $114,000 | $3,471,000 |
| Debt-To-Income Ratio | 455 | $59,635,000 | $131,000 | $1,705,000 | $68,000 | $748,000 |
| Credit History | 403 | $26,105,000 | $64,000 | $555,000 | $73,000 | $1,059,000 |
| Collateral | 279 | $24,755,000 | $88,000 | $2,505,000 | $109,000 | $1,313,000 |
| Credit Application Incomplete | 78 | $14,860,000 | $190,000 | $1,455,000 | $213,000 | $3,744,000 |
| Other | 17 | $1,585,000 | $93,000 | $205,000 | $58,000 | $134,000 |
| Unverifiable Information | 12 | $1,130,000 | $94,000 | $205,000 | $103,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $680,000 | $85,000 | $195,000 | $93,000 | $231,000 |
| Employment History | 6 | $350,000 | $58,000 | $115,000 | $30,000 | $37,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Ozk's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Ozk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.