Bank Of Whittier, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Bank Of Whittier, National Association 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Whittier, National Association 15141 E Whittier Blvd Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 285 |
| Total Mortgage Loan Application Amount | $60,539,000 |
| Average Mortgage Loan Application Amount | $205,000 |
| Highest Mortgage Loan Application Amount | $730,000 |
| Average Applicant Income | $129,000 |
| Highest Applicant Income | $1,823,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bank Of Whittier, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Whittier, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Bank Of Whittier, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Whittier, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Whittier, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Whittier, National Association's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 26 | $ 5,331,000 | $ 205,000 | $ 126,000 |
| Los Angeles County California | 23 | $ 6,394,000 | $ 278,000 | $ 170,000 |
| Middlesex County New Jersey | 13 | $ 3,248,000 | $ 249,000 | $ 136,000 |
| DuPage County Illinois | 8 | $ 1,325,000 | $ 165,000 | $ 76,000 |
| Orange County California | 7 | $ 2,483,000 | $ 354,000 | $ 89,000 |
| Cook County Illinois | 6 | $ 1,349,000 | $ 224,000 | $ 452,000 |
| Madison County Mississippi | 6 | $ 1,096,000 | $ 182,000 | $ 95,000 |
| Bergen County New Jersey | 6 | $ 1,239,000 | $ 206,000 | $ 79,000 |
| Fulton County Georgia | 5 | $ 849,000 | $ 169,000 | $ 111,000 |
| Gwinnett County Georgia | 5 | $ 862,000 | $ 172,000 | $ 73,000 |
| Johnson County Kansas | 5 | $ 1,015,000 | $ 203,000 | $ 107,000 |
| Jackson County Missouri | 5 | $ 687,000 | $ 137,000 | $ 53,000 |
| Franklin County Ohio | 5 | $ 953,000 | $ 190,000 | $ 117,000 |
| Fayette County Kentucky | 4 | $ 864,000 | $ 216,000 | $ 205,000 |
| Cumberland County Pennsylvania | 4 | $ 933,000 | $ 233,000 | $ 122,000 |
| Philadelphia County Pennsylvania | 4 | $ 592,000 | $ 148,000 | $ 127,000 |
| King County Washington | 4 | $ 1,222,000 | $ 305,000 | $ 118,000 |
| Pulaski County Arkansas | 3 | $ 891,000 | $ 297,000 | $ 175,000 |
| Riverside County California | 3 | $ 356,000 | $ 118,000 | $ 119,000 |
| Ventura County California | 3 | $ 1,080,000 | $ 360,000 | $ 543,000 |
| Jefferson County Louisiana | 3 | $ 505,000 | $ 168,000 | $ 86,000 |
| Oakland County Michigan | 3 | $ 519,000 | $ 173,000 | $ 72,000 |
| St. Louis County Missouri | 3 | $ 708,000 | $ 236,000 | $ 194,000 |
| Clark County Nevada | 3 | $ 221,000 | $ 73,000 | $ 104,000 |
| Mercer County New Jersey | 3 | $ 557,000 | $ 185,000 | $ 101,000 |
| Erie County New York | 3 | $ 534,000 | $ 178,000 | $ 101,000 |
| Nassau County New York | 3 | $ 1,117,000 | $ 372,000 | $ 148,000 |
| Suffolk County New York | 3 | $ 895,000 | $ 298,000 | $ 164,000 |
| San Bernardino County California | 2 | $ 425,000 | $ 212,000 | $ 132,000 |
| New Castle County Delaware | 2 | $ 690,000 | $ 345,000 | $ 120,000 |
| Sussex County Delaware | 2 | $ 670,000 | $ 335,000 | $ 400,000 |
| Cobb County Georgia | 2 | $ 590,000 | $ 295,000 | $ 228,000 |
| DeKalb County Georgia | 2 | $ 364,000 | $ 182,000 | $ 75,000 |
| Jackson County Illinois | 2 | $ 269,000 | $ 134,000 | $ 78,000 |
| Lake County Illinois | 2 | $ 297,000 | $ 148,000 | $ 145,000 |
| Will County Illinois | 2 | $ 386,000 | $ 193,000 | $ 69,000 |
| Hamilton County Indiana | 2 | $ 324,000 | $ 162,000 | $ 220,000 |
| Jefferson County Kentucky | 2 | $ 392,000 | $ 196,000 | $ 62,000 |
| Kennebec County Maine | 2 | $ 238,000 | $ 119,000 | $ 111,000 |
| Boone County Missouri | 2 | $ 387,000 | $ 193,000 | $ 122,000 |
| Somerset County New Jersey | 2 | $ 519,000 | $ 259,000 | $ 107,000 |
| Queens County New York | 2 | $ 1,144,000 | $ 572,000 | $ 146,000 |
| Montgomery County Ohio | 2 | $ 252,000 | $ 126,000 | $ 89,000 |
| Warren County Ohio | 2 | $ 568,000 | $ 284,000 | $ 139,000 |
| Chester County Pennsylvania | 2 | $ 457,000 | $ 228,000 | $ 83,000 |
| Salt Lake County Utah | 2 | $ 470,000 | $ 235,000 | $ 119,000 |
| Benton County Washington | 2 | $ 462,000 | $ 231,000 | $ 290,000 |
| Etowah County Alabama | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
| Houston County Alabama | 1 | $ 380,000 | $ 380,000 | $ 300,000 |
| Jefferson County Alabama | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Lee County Alabama | 1 | $ 116,000 | $ 116,000 | $ 81,000 |
| Montgomery County Alabama | 1 | $ 179,000 | $ 179,000 | $ 41,000 |
| Morgan County Alabama | 1 | $ 106,000 | $ 106,000 | $ 44,000 |
| Fairbanks North Star County Alaska | 1 | $ 179,000 | $ 179,000 | $ 64,000 |
| Pinal County Arizona | 1 | $ 96,000 | $ 96,000 | $ 88,000 |
| Sebastian County Arkansas | 1 | $ 156,000 | $ 156,000 | $ 71,000 |
| Arapahoe County Colorado | 1 | $ 163,000 | $ 163,000 | $ 150,000 |
| Gilpin County Colorado | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Osceola County Florida | 1 | $ 75,000 | $ 75,000 | $ 380,000 |
| Seminole County Florida | 1 | $ 312,000 | $ 312,000 | $ 200,000 |
| Boone County Illinois | 1 | $ 417,000 | $ 417,000 | $ 475,000 |
| Champaign County Illinois | 1 | $ 158,000 | $ 158,000 | $ 103,000 |
| Macon County Illinois | 1 | $ 223,000 | $ 223,000 | $ 76,000 |
| Madison County Illinois | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| McHenry County Illinois | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Winnebago County Illinois | 1 | $ 190,000 | $ 190,000 | $ 210,000 |
| Porter County Indiana | 1 | $ 368,000 | $ 368,000 | $ 90,000 |
| Sedgwick County Kansas | 1 | $ 221,000 | $ 221,000 | $ 75,000 |
| Boyle County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 605,000 |
| East Baton Rouge County Louisiana | 1 | $ 124,000 | $ 124,000 | $ 34,000 |
| Rapides County Louisiana | 1 | $ 228,000 | $ 228,000 | $ 120,000 |
| Middlesex County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 95,000 |
| Worcester County Massachusetts | 1 | $ 416,000 | $ 416,000 | $ 300,000 |
| Macomb County Michigan | 1 | $ 48,000 | $ 48,000 | $ 150,000 |
| Washtenaw County Michigan | 1 | $ 99,000 | $ 99,000 | $ 96,000 |
| Lawrence County Missouri | 1 | $ 135,000 | $ 135,000 | $ 151,000 |
| Washoe County Nevada | 1 | $ 260,000 | $ 260,000 | $ 89,000 |
| Hillsborough County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Essex County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Hudson County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Ocean County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 168,000 | $ 168,000 | $ 82,000 |
| Santa Fe County New Mexico | 1 | $ 333,000 | $ 333,000 | $ 180,000 |
| Bronx County New York | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Chemung County New York | 1 | $ 138,000 | $ 138,000 | $ 76,000 |
| Monroe County New York | 1 | $ 93,000 | $ 93,000 | $ 26,000 |
| Burleigh County North Dakota | 1 | $ 200,000 | $ 200,000 | $ 380,000 |
| Butler County Ohio | 1 | $ 172,000 | $ 172,000 | $ 350,000 |
| Lucas County Ohio | 1 | $ 150,000 | $ 150,000 | $ 259,000 |
| Linn County Oregon | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Delaware County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Erie County Pennsylvania | 1 | $ 236,000 | $ 236,000 | $ 180,000 |
| Luzerne County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 82,000 |
| Montgomery County Pennsylvania | 1 | $ 219,000 | $ 219,000 | $ 64,000 |
| Anderson County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Horry County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 144,000 |
| Richland County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 234,000 |
| Lincoln County South Dakota | 1 | $ 252,000 | $ 252,000 | $ 332,000 |
| Davidson County Tennessee | 1 | $ 320,000 | $ 320,000 | $ 59,000 |
| Knox County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 100,000 |
| Jefferson County Texas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| Kanawha County West Virginia | 1 | $ 300,000 | $ 300,000 | $ 210,000 |
| Dane County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Bank Of Whittier, National Association in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 158 | $31,777,000 | $201,000 | $730,000 | $127,000 | $1,823,000 |
| Refinancing | 126 | $28,574,000 | $226,000 | $730,000 | $145,000 | $1,346,000 |
| Home Improvement | 1 | $188,000 | $188,000 | $188,000 | $115,000 | $115,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 151 | $34,205,000 | $226,000 | $676,000 | $142,000 | $1,823,000 |
| White | 72 | $14,474,000 | $201,000 | $417,000 | $147,000 | $720,000 |
| Not Provided | 29 | $6,004,000 | $207,000 | $730,000 | $112,000 | $836,000 |
| Black or African American | 28 | $4,693,000 | $167,000 | $410,000 | $97,000 | $322,000 |
| Hispanic | 5 | $1,163,000 | $232,000 | $477,000 | $101,000 | $306,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 285 | $60,539,000 | $212,000 | $730,000 | $135,000 | $1,823,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 186 | $40,132,000 | $215,000 | $730,000 | $156,000 | $1,823,000 |
| Application Denied By Financial Institution | 66 | $13,275,000 | $201,000 | $676,000 | $84,000 | $250,000 |
| Application Withdrawn By Applicant | 33 | $7,132,000 | $216,000 | $730,000 | $118,000 | $605,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 24 | $3,985,000 | $166,000 | $560,000 | $76,000 | $187,000 |
| Debt-To-Income Ratio | 18 | $4,431,000 | $246,000 | $676,000 | $76,000 | $161,000 |
| Collateral | 11 | $2,157,000 | $196,000 | $338,000 | $99,000 | $218,000 |
| Unverifiable Information | 6 | $894,000 | $149,000 | $272,000 | $108,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,313,000 | $262,000 | $584,000 | $111,000 | $155,000 |
| Other | 2 | $495,000 | $247,000 | $300,000 | $37,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Whittier, National Association's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Whittier, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.