Bank Of Whittier, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bank Of Whittier, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Whittier, National Association 15141 E Whittier Blvd Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 435 |
| Total Mortgage Loan Application Amount | $148,585,000 |
| Average Mortgage Loan Application Amount | $336,666 |
| Highest Mortgage Loan Application Amount | $2,405,000 |
| Average Applicant Income | $211,333 |
| Highest Applicant Income | $3,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bank Of Whittier, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Whittier, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bank Of Whittier, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Whittier, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Whittier, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Whittier, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 66 | $ 22,970,000 | $ 348,000 | $ 172,000 |
| Dallas County Texas | 55 | $ 15,065,000 | $ 273,000 | $ 152,000 |
| Nassau County New York | 17 | $ 6,735,000 | $ 396,000 | $ 158,000 |
| Queens County New York | 17 | $ 7,655,000 | $ 450,000 | $ 121,000 |
| Denton County Texas | 16 | $ 7,690,000 | $ 480,000 | $ 561,000 |
| Los Angeles County California | 15 | $ 9,175,000 | $ 611,000 | $ 300,000 |
| Bernalillo County New Mexico | 15 | $ 5,175,000 | $ 345,000 | $ 299,000 |
| East Baton Rouge County Louisiana | 14 | $ 2,270,000 | $ 162,000 | $ 124,000 |
| Maricopa County Arizona | 12 | $ 3,790,000 | $ 315,000 | $ 118,000 |
| Benton County Arkansas | 10 | $ 2,190,000 | $ 219,000 | $ 145,000 |
| Tarrant County Texas | 10 | $ 2,200,000 | $ 220,000 | $ 212,000 |
| St. Louis County Missouri | 7 | $ 3,215,000 | $ 459,000 | $ 292,000 |
| Clark County Nevada | 6 | $ 1,710,000 | $ 285,000 | $ 172,000 |
| Kings County New York | 6 | $ 4,090,000 | $ 681,000 | $ 138,000 |
| Suffolk County New York | 6 | $ 2,490,000 | $ 415,000 | $ 130,000 |
| San Mateo County California | 5 | $ 2,825,000 | $ 565,000 | $ 342,000 |
| Philadelphia County Pennsylvania | 5 | $ 1,005,000 | $ 201,000 | $ 136,000 |
| Fort Bend County Texas | 5 | $ 1,395,000 | $ 279,000 | $ 187,000 |
| Harris County Texas | 5 | $ 1,395,000 | $ 279,000 | $ 100,000 |
| El Paso County Colorado | 4 | $ 1,950,000 | $ 487,000 | $ 131,000 |
| Osceola County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 299,000 |
| Jefferson County Louisiana | 4 | $ 1,340,000 | $ 335,000 | $ 121,000 |
| Erie County New York | 4 | $ 530,000 | $ 132,000 | $ 50,000 |
| Richmond County New York | 4 | $ 1,640,000 | $ 410,000 | $ 137,000 |
| Franklin County Ohio | 4 | $ 1,260,000 | $ 315,000 | $ 165,000 |
| Monongalia County West Virginia | 4 | $ 950,000 | $ 237,000 | $ 188,000 |
| Riverside County California | 3 | $ 1,485,000 | $ 495,000 | $ 136,000 |
| San Bernardino County California | 3 | $ 955,000 | $ 318,000 | $ 92,000 |
| New Castle County Delaware | 3 | $ 745,000 | $ 248,000 | $ 177,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,715,000 | $ 571,000 | $ 110,000 |
| Johnson County Kansas | 3 | $ 1,005,000 | $ 335,000 | $ 151,000 |
| Anne Arundel County Maryland | 3 | $ 1,785,000 | $ 595,000 | $ 355,000 |
| Jackson County Missouri | 3 | $ 505,000 | $ 168,000 | $ 111,000 |
| Chester County Pennsylvania | 3 | $ 1,415,000 | $ 471,000 | $ 114,000 |
| Salt Lake County Utah | 3 | $ 1,115,000 | $ 371,000 | $ 114,000 |
| Jefferson County Alabama | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Mohave County Arizona | 2 | $ 510,000 | $ 255,000 | $ 213,000 |
| Pima County Arizona | 2 | $ 700,000 | $ 350,000 | $ 343,000 |
| Pulaski County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 143,000 |
| Alameda County California | 2 | $ 730,000 | $ 365,000 | $ 235,000 |
| Orange County California | 2 | $ 1,140,000 | $ 570,000 | $ 168,000 |
| Santa Clara County California | 2 | $ 810,000 | $ 405,000 | $ 262,000 |
| Arapahoe County Colorado | 2 | $ 660,000 | $ 330,000 | $ 134,000 |
| Hillsborough County Florida | 2 | $ 1,150,000 | $ 575,000 | $ 540,000 |
| Fayette County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 70,000 |
| Washoe County Nevada | 2 | $ 450,000 | $ 225,000 | $ 120,000 |
| Cass County North Dakota | 2 | $ 750,000 | $ 375,000 | $ 288,000 |
| Mahoning County Ohio | 2 | $ 310,000 | $ 155,000 | $ 89,000 |
| Butler County Pennsylvania | 2 | $ 730,000 | $ 365,000 | $ 176,000 |
| Lehigh County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 293,000 |
| Northampton County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 227,000 |
| Brazos County Texas | 2 | $ 520,000 | $ 260,000 | $ 90,000 |
| Calhoun County Alabama | 1 | $ 385,000 | $ 385,000 | $ 554,000 |
| Anchorage County Alaska | 1 | $ 395,000 | $ 395,000 | $ 195,000 |
| Kern County California | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Jefferson County Colorado | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Hartford County Connecticut | 1 | $ 445,000 | $ 445,000 | $ 250,000 |
| Brevard County Florida | 1 | $ 545,000 | $ 545,000 | $ 339,000 |
| Palm Beach County Florida | 1 | $ 295,000 | $ 295,000 | $ 650,000 |
| Honolulu County Hawaii | 1 | $ 615,000 | $ 615,000 | $ 318,000 |
| Cook County Illinois | 1 | $ 425,000 | $ 425,000 | $ 127,000 |
| Warrick County Indiana | 1 | $ 335,000 | $ 335,000 | $ 715,000 |
| Lyon County Kansas | 1 | $ 305,000 | $ 305,000 | $ 163,000 |
| Jessamine County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Caddo County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 195,000 |
| York County Maine | 1 | $ 335,000 | $ 335,000 | $ 60,000 |
| Norfolk County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 431,000 |
| Forrest County Mississippi | 1 | $ 315,000 | $ 315,000 | $ 124,000 |
| Lee County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 440,000 |
| Boone County Missouri | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| St. Charles County Missouri | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| St. Louis City County Missouri | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Dakota County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Douglas County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 191,000 |
| Lancaster County Nebraska | 1 | $ 495,000 | $ 495,000 | $ 75,000 |
| Merrimack County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Bergen County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 356,000 |
| Bronx County New York | 1 | $ 545,000 | $ 545,000 | $ 114,000 |
| Chemung County New York | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Onondaga County New York | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Orange County New York | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Burleigh County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 274,000 |
| Butler County Ohio | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Delaware County Ohio | 1 | $ 205,000 | $ 205,000 | $ 229,000 |
| Greene County Ohio | 1 | $ 305,000 | $ 305,000 | $ 123,000 |
| Lucas County Ohio | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Medina County Ohio | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Summit County Ohio | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Warren County Ohio | 1 | $ 445,000 | $ 445,000 | $ 129,000 |
| Oklahoma County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Cumberland County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 329,000 |
| Dauphin County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Delaware County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 164,000 |
| Monroe County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Montgomery County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| York County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 288,000 |
| Bristol County Rhode Island | 1 | $ 505,000 | $ 505,000 | $ 272,000 |
| Bell County Texas | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Cameron County Texas | 1 | $ 285,000 | $ 285,000 | $ 194,000 |
| Ector County Texas | 1 | $ 5,000 | $ 5,000 | $ 3,200,000 |
| Galveston County Texas | 1 | $ 405,000 | $ 405,000 | $ 362,000 |
| Kaufman County Texas | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
| Travis County Texas | 1 | $ 545,000 | $ 545,000 | $ 285,000 |
| Jefferson County West Virginia | 1 | $ 445,000 | $ 445,000 | $ 93,000 |
| Kanawha County West Virginia | 1 | $ 545,000 | $ 545,000 | $ 501,000 |
Mortgage Loan Application Detail Totals for Bank Of Whittier, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 189 | $71,945,000 | $380,000 | $1,585,000 | $200,000 | $758,000 |
| Refinancing | 160 | $48,490,000 | $303,000 | $1,115,000 | $152,000 | $650,000 |
| Cash-out Refinancing | 86 | $28,150,000 | $327,000 | $2,405,000 | $282,000 | $3,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 268 | $94,660,000 | $353,000 | $2,405,000 | $218,000 | $3,200,000 |
| Not Provided | 55 | $19,405,000 | $352,000 | $1,495,000 | $211,000 | $720,000 |
| White | 50 | $16,640,000 | $332,000 | $1,585,000 | $159,000 | $758,000 |
| Black or African American | 19 | $5,745,000 | $302,000 | $715,000 | $94,000 | $294,000 |
| Hispanic | 4 | $1,250,000 | $312,000 | $465,000 | $188,000 | $335,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $415,000 | $415,000 | $415,000 | $170,000 | $170,000 |
| American Indian or Alaskan Native | 1 | $125,000 | $125,000 | $125,000 | $164,000 | $164,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 435 | $148,585,000 | $341,000 | $2,405,000 | $199,000 | $3,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 299 | $99,045,000 | $331,000 | $2,405,000 | $223,000 | $3,200,000 |
| Application Withdrawn By Applicant | 59 | $23,315,000 | $395,000 | $1,495,000 | $158,000 | $520,000 |
| Application Denied By Financial Institution | 52 | $16,670,000 | $320,000 | $825,000 | $93,000 | $339,000 |
| File Closed For Incompleteness | 25 | $9,555,000 | $382,000 | $825,000 | $222,000 | $816,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 383 | $131,915,000 | $344,000 | $2,405,000 | $213,000 | $3,200,000 |
| Debt-To-Income Ratio | 35 | $13,285,000 | $379,000 | $825,000 | $95,000 | $339,000 |
| Credit History | 11 | $2,225,000 | $202,000 | $435,000 | $82,000 | $170,000 |
| Employment History | 3 | $785,000 | $261,000 | $545,000 | $117,000 | $152,000 |
| Collateral | 2 | $210,000 | $105,000 | $135,000 | $90,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $50,000 | $50,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Whittier, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Whittier, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.