Bank Snb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Bank Snb 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Snb 608 S Main Stillwater, OK 74074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 887 |
| Total Mortgage Loan Application Amount | $275,821,000 |
| Average Mortgage Loan Application Amount | $269,666 |
| Highest Mortgage Loan Application Amount | $32,700,000 |
| Average Applicant Income | $157,000 |
| Highest Applicant Income | $1,328,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Bank Snb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Snb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Bank Snb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Snb serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Snb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Snb's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Payne County Oklahoma | 211 | $ 47,900,000 | $ 227,000 | $ 128,000 |
| Oklahoma County Oklahoma | 210 | $ 43,516,000 | $ 207,000 | $ 179,000 |
| Tulsa County Oklahoma | 83 | $ 14,399,000 | $ 173,000 | $ 150,000 |
| Sedgwick County Kansas | 33 | $ 17,497,000 | $ 530,000 | $ 106,000 |
| Bexar County Texas | 25 | $ 9,440,000 | $ 377,000 | $ 198,000 |
| Logan County Oklahoma | 22 | $ 3,184,000 | $ 144,000 | $ 86,000 |
| Cleveland County Oklahoma | 19 | $ 4,758,000 | $ 250,000 | $ 240,000 |
| Canadian County Oklahoma | 13 | $ 2,009,000 | $ 154,000 | $ 279,000 |
| Arapahoe County Colorado | 12 | $ 12,716,000 | $ 1,059,000 | $ 93,000 |
| Delaware County Oklahoma | 11 | $ 2,585,000 | $ 235,000 | $ 397,000 |
| Grady County Oklahoma | 8 | $ 634,000 | $ 79,000 | $ 53,000 |
| Noble County Oklahoma | 8 | $ 834,000 | $ 104,000 | $ 69,000 |
| Travis County Texas | 8 | $ 2,852,000 | $ 356,000 | $ 148,000 |
| Douglas County Colorado | 7 | $ 2,281,000 | $ 325,000 | $ 226,000 |
| Reno County Kansas | 7 | $ 431,000 | $ 61,000 | $ 61,000 |
| Dallas County Texas | 7 | $ 2,549,000 | $ 364,000 | $ 124,000 |
| Maricopa County Arizona | 6 | $ 2,125,000 | $ 354,000 | $ 176,000 |
| El Paso County Colorado | 6 | $ 2,169,000 | $ 361,000 | $ 190,000 |
| Collin County Texas | 6 | $ 35,429,000 | $ 5,904,000 | $ 240,000 |
| Clark County Nevada | 5 | $ 2,194,000 | $ 438,000 | $ 243,000 |
| Dona Ana County New Mexico | 5 | $ 1,060,000 | $ 212,000 | $ 93,000 |
| Wagoner County Oklahoma | 5 | $ 1,042,000 | $ 208,000 | $ 134,000 |
| Tarrant County Texas | 5 | $ 4,986,000 | $ 997,000 | $ 73,000 |
| Los Angeles County California | 4 | $ 3,675,000 | $ 918,000 | $ 235,000 |
| San Diego County California | 4 | $ 3,375,000 | $ 843,000 | $ 284,000 |
| Denver County Colorado | 4 | $ 830,000 | $ 207,000 | $ 180,000 |
| Creek County Oklahoma | 4 | $ 420,000 | $ 105,000 | $ 105,000 |
| Lincoln County Oklahoma | 4 | $ 304,000 | $ 76,000 | $ 62,000 |
| San Bernardino County California | 3 | $ 1,267,000 | $ 422,000 | $ 137,000 |
| Adams County Colorado | 3 | $ 1,494,000 | $ 498,000 | $ 39,000 |
| Jefferson County Colorado | 3 | $ 1,061,000 | $ 353,000 | $ 174,000 |
| Butler County Kansas | 3 | $ 1,470,000 | $ 490,000 | $ 181,000 |
| Johnson County Kansas | 3 | $ 2,393,000 | $ 797,000 | $ 378,000 |
| Caddo County Oklahoma | 3 | $ 113,000 | $ 37,000 | $ 49,000 |
| Pittsburg County Oklahoma | 3 | $ 666,000 | $ 222,000 | $ 230,000 |
| Pontotoc County Oklahoma | 3 | $ 451,000 | $ 150,000 | $ 102,000 |
| El Paso County Texas | 3 | $ 1,280,000 | $ 426,000 | $ 242,000 |
| Fort Bend County Texas | 3 | $ 913,000 | $ 304,000 | $ 109,000 |
| Williamson County Texas | 3 | $ 1,571,000 | $ 523,000 | $ 286,000 |
| Riverside County California | 2 | $ 1,255,000 | $ 627,000 | $ 435,000 |
| Tulare County California | 2 | $ 537,000 | $ 268,000 | $ 189,000 |
| Eagle County Colorado | 2 | $ 1,201,000 | $ 600,000 | $ 198,000 |
| Larimer County Colorado | 2 | $ 540,000 | $ 270,000 | $ 482,000 |
| Harvey County Kansas | 2 | $ 151,000 | $ 75,000 | $ 77,000 |
| Beckham County Oklahoma | 2 | $ 39,000 | $ 19,000 | $ 0 |
| McClain County Oklahoma | 2 | $ 253,000 | $ 126,000 | $ 36,000 |
| Muskogee County Oklahoma | 2 | $ 45,000 | $ 22,000 | $ 90,000 |
| Osage County Oklahoma | 2 | $ 219,000 | $ 109,000 | $ 125,000 |
| Rogers County Oklahoma | 2 | $ 441,000 | $ 220,000 | $ 435,000 |
| Ellis County Texas | 2 | $ 630,000 | $ 315,000 | $ 126,000 |
| Harris County Texas | 2 | $ 588,000 | $ 294,000 | $ 81,000 |
| Lubbock County Texas | 2 | $ 581,000 | $ 290,000 | $ 218,000 |
| Midland County Texas | 2 | $ 652,000 | $ 326,000 | $ 187,000 |
| Nueces County Texas | 2 | $ 363,000 | $ 181,000 | $ 50,000 |
| King County Washington | 2 | $ 1,905,000 | $ 952,000 | $ 507,000 |
| Spokane County Washington | 2 | $ 491,000 | $ 245,000 | $ 65,000 |
| Mohave County Arizona | 1 | $ 212,000 | $ 212,000 | $ 54,000 |
| Navajo County Arizona | 1 | $ 230,000 | $ 230,000 | $ 167,000 |
| Pima County Arizona | 1 | $ 1,140,000 | $ 1,140,000 | $ 496,000 |
| Pinal County Arizona | 1 | $ 446,000 | $ 446,000 | $ 329,000 |
| Carroll County Arkansas | 1 | $ 294,000 | $ 294,000 | $ 230,000 |
| Kern County California | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Orange County California | 1 | $ 793,000 | $ 793,000 | $ 368,000 |
| San Joaquin County California | 1 | $ 874,000 | $ 874,000 | $ 289,000 |
| Santa Clara County California | 1 | $ 250,000 | $ 250,000 | $ 255,000 |
| Shasta County California | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Stanislaus County California | 1 | $ 589,000 | $ 589,000 | $ 286,000 |
| Boulder County Colorado | 1 | $ 1,250,000 | $ 1,250,000 | $ 255,000 |
| Mesa County Colorado | 1 | $ 424,000 | $ 424,000 | $ 175,000 |
| Morgan County Colorado | 1 | $ 380,000 | $ 380,000 | $ 250,000 |
| Pitkin County Colorado | 1 | $ 701,000 | $ 701,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 1,268,000 | $ 1,268,000 | $ 1,283,000 |
| Summit County Colorado | 1 | $ 353,000 | $ 353,000 | $ 392,000 |
| Weld County Colorado | 1 | $ 300,000 | $ 300,000 | $ 88,000 |
| Middlesex County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Palm Beach County Florida | 1 | $ 499,000 | $ 499,000 | $ 202,000 |
| Sarasota County Florida | 1 | $ 500,000 | $ 500,000 | $ 316,000 |
| Fulton County Georgia | 1 | $ 950,000 | $ 950,000 | $ 553,000 |
| Lake County Illinois | 1 | $ 197,000 | $ 197,000 | $ 62,000 |
| Hamilton County Indiana | 1 | $ 741,000 | $ 741,000 | $ 418,000 |
| Douglas County Kansas | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Finney County Kansas | 1 | $ 198,000 | $ 198,000 | $ 210,000 |
| Kingman County Kansas | 1 | $ 9,000 | $ 9,000 | $ 14,000 |
| Neosho County Kansas | 1 | $ 260,000 | $ 260,000 | $ 244,000 |
| Pratt County Kansas | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Riley County Kansas | 1 | $ 351,000 | $ 351,000 | $ 81,000 |
| St. Tammany County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 193,000 |
| Hampden County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Beltrami County Minnesota | 1 | $ 456,000 | $ 456,000 | $ 475,000 |
| Clay County Missouri | 1 | $ 190,000 | $ 190,000 | $ 50,000 |
| Jackson County Missouri | 1 | $ 15,000 | $ 15,000 | $ 6,000 |
| Washoe County Nevada | 1 | $ 475,000 | $ 475,000 | $ 302,000 |
| Camden County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Bernalillo County New Mexico | 1 | $ 189,000 | $ 189,000 | $ 51,000 |
| Bryan County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 138,000 |
| Carter County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 375,000 |
| Custer County Oklahoma | 1 | $ 388,000 | $ 388,000 | $ 340,000 |
| Garfield County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 137,000 |
| Jackson County Oklahoma | 1 | $ 267,000 | $ 267,000 | $ 350,000 |
| Okfuskee County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
| Pawnee County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 143,000 |
| Pottawatomie County Oklahoma | 1 | $ 319,000 | $ 319,000 | $ 146,000 |
| Stephens County Oklahoma | 1 | $ 266,000 | $ 266,000 | $ 111,000 |
| Woodward County Oklahoma | 1 | $ 210,000 | $ 210,000 | $ 181,000 |
| Benton County Oregon | 1 | $ 332,000 | $ 332,000 | $ 190,000 |
| Columbia County Oregon | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Klamath County Oregon | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Multnomah County Oregon | 1 | $ 312,000 | $ 312,000 | $ 157,000 |
| Fayette County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Philadelphia County Pennsylvania | 1 | $ 1,235,000 | $ 1,235,000 | $ 321,000 |
| Knox County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 50,000 |
| Atascosa County Texas | 1 | $ 300,000 | $ 300,000 | $ 157,000 |
| Bell County Texas | 1 | $ 554,000 | $ 554,000 | $ 477,000 |
| Brazos County Texas | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Cameron County Texas | 1 | $ 173,000 | $ 173,000 | $ 50,000 |
| Denton County Texas | 1 | $ 215,000 | $ 215,000 | $ 148,000 |
| Galveston County Texas | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Gray County Texas | 1 | $ 257,000 | $ 257,000 | $ 100,000 |
| Guadalupe County Texas | 1 | $ 244,000 | $ 244,000 | $ 73,000 |
| Hale County Texas | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Hays County Texas | 1 | $ 1,613,000 | $ 1,613,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 122,000 | $ 122,000 | $ 80,000 |
| Hutchinson County Texas | 1 | $ 248,000 | $ 248,000 | $ 164,000 |
| Johnson County Texas | 1 | $ 177,000 | $ 177,000 | $ 152,000 |
| McLennan County Texas | 1 | $ 162,000 | $ 162,000 | $ 246,000 |
| McMullen County Texas | 1 | $ 72,000 | $ 72,000 | $ 706,000 |
| Parker County Texas | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Randall County Texas | 1 | $ 139,000 | $ 139,000 | $ 214,000 |
| Tom Green County Texas | 1 | $ 45,000 | $ 45,000 | $ 553,000 |
| Salt Lake County Utah | 1 | $ 340,000 | $ 340,000 | $ 130,000 |
| Chesterfield County Virginia | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Clark County Washington | 1 | $ 383,000 | $ 383,000 | $ 144,000 |
| Pierce County Washington | 1 | $ 240,000 | $ 240,000 | $ 78,000 |
| Yakima County Washington | 1 | $ 662,000 | $ 662,000 | $ 500,000 |
Mortgage Loan Application Detail Totals for Bank Snb in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 619 | $207,967,000 | $335,000 | $32,700,000 | $163,000 | $1,292,000 |
| Refinancing | 168 | $50,277,000 | $299,000 | $10,857,000 | $180,000 | $1,328,000 |
| Home Improvement | 100 | $17,577,000 | $175,000 | $8,800,000 | $128,000 | $626,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 550 | $128,783,000 | $234,000 | $1,934,000 | $169,000 | $1,328,000 |
| Not Provided | 218 | $54,521,000 | $250,000 | $1,653,000 | $189,000 | $1,283,000 |
| Not applicable | 42 | $77,966,000 | $1,856,000 | $32,700,000 | $0 | $0 |
| Hispanic | 41 | $7,506,000 | $183,000 | $738,000 | $121,000 | $951,000 |
| Asian | 21 | $5,005,000 | $238,000 | $589,000 | $197,000 | $450,000 |
| Black or African American | 8 | $1,154,000 | $144,000 | $235,000 | $48,000 | $69,000 |
| American Indian or Alaskan Native | 5 | $618,000 | $123,000 | $161,000 | $63,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $268,000 | $134,000 | $224,000 | $121,000 | $162,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 835 | $266,029,000 | $318,000 | $32,700,000 | $168,000 | $1,328,000 |
| FHA-insured (Federal Housing Administration) | 36 | $5,648,000 | $156,000 | $279,000 | $58,000 | $196,000 |
| VA-guaranteed (Veterans Administration) | 13 | $3,755,000 | $288,000 | $729,000 | $139,000 | $650,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $389,000 | $129,000 | $145,000 | $38,000 | $42,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 815 | $265,793,000 | $326,000 | $32,700,000 | $164,000 | $1,328,000 |
| Application Denied By Financial Institution | 55 | $6,967,000 | $126,000 | $741,000 | $112,000 | $706,000 |
| Application Withdrawn By Applicant | 12 | $2,166,000 | $180,000 | $360,000 | $273,000 | $947,000 |
| Application Approved But Not Accepted | 5 | $895,000 | $179,000 | $380,000 | $134,000 | $215,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 20 | $727,000 | $36,000 | $145,000 | $45,000 | $102,000 |
| Debt-To-Income Ratio | 18 | $2,033,000 | $112,000 | $548,000 | $77,000 | $246,000 |
| Credit Application Incomplete | 9 | $2,507,000 | $278,000 | $741,000 | $181,000 | $450,000 |
| Collateral | 3 | $1,059,000 | $353,000 | $718,000 | $202,000 | $240,000 |
| Other | 3 | $307,000 | $102,000 | $180,000 | $405,000 | $706,000 |
| Unverifiable Information | 1 | $240,000 | $240,000 | $240,000 | $153,000 | $153,000 |
| Employment History | 1 | $94,000 | $94,000 | $94,000 | $301,000 | $301,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Snb's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Snb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.