Chickasaw Community Bank Mortgage Lending & HMDA Data, 2010

In 2010, Chickasaw Community Bank of Oklahoma City, OK reported 960 mortgage applications totaling $165.8 million, down 2% from 2009. The average application was for $172,657, and applicants reported an average income of $69,287. 81% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Oklahoma City, OK (165), Tulsa, OK (66) and Phoenix-Mesa-Glendale, AZ (54) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 960
Total Mortgage Loan Application Amount $165,751,000
Average Mortgage Loan Application Amount $172,657
Highest Mortgage Loan Application Amount $550,000
Average Applicant Income $69,287
Highest Applicant Income $399,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 75 $ 9,887,000 $ 131,826 $ 73,000
Cherokee, Oklahoma 51 $ 6,300,000 $ 123,529 $ 61,000
Riverside, California 48 $ 15,317,000 $ 319,104 $ 150,000
Maricopa, Arizona 46 $ 6,879,000 $ 149,543 $ 64,000
Honolulu, Hawaii 41 $ 10,820,000 $ 263,902 $ 82,000
Canadian, Oklahoma 40 $ 5,311,000 $ 132,775 $ 57,000
Muskogee, Oklahoma 35 $ 4,177,000 $ 119,342 $ 47,000
Cleveland, Oklahoma 30 $ 4,086,000 $ 136,200 $ 70,000
Lake, Montana 24 $ 3,638,000 $ 151,583 $ 59,000
Tulsa, Oklahoma 24 $ 3,805,000 $ 158,541 $ 66,000
Robeson, North Carolina 22 $ 2,817,000 $ 128,045 $ 60,000
Thurston, Washington 18 $ 3,128,000 $ 173,777 $ 70,000
McKinley, New Mexico 15 $ 2,482,000 $ 165,466 $ 66,000
McClain, Oklahoma 14 $ 1,880,000 $ 134,285 $ 73,000
Rogers, Oklahoma 13 $ 1,844,000 $ 141,846 $ 60,000
Anchorage, Alaska 12 $ 2,807,000 $ 233,916 $ 58,000
Humboldt, California 12 $ 2,203,000 $ 183,583 $ 54,000
Pierce, Washington 11 $ 2,695,000 $ 245,000 $ 74,000
Snohomish, Washington 11 $ 2,822,000 $ 256,545 $ 45,000
San Diego, California 10 $ 3,079,000 $ 307,900 $ 119,000
Wagoner, Oklahoma 10 $ 1,445,000 $ 144,500 $ 73,000
Pinal, Arizona 8 $ 1,252,000 $ 156,500 $ 41,000
Sandoval, New Mexico 8 $ 888,000 $ 111,000 $ 55,000
Osage, Oklahoma 8 $ 1,484,000 $ 185,500 $ 72,000
Denver, Colorado 7 $ 1,265,000 $ 180,714 $ 56,000
Isabella, Michigan 7 $ 835,000 $ 119,285 $ 82,000
Mayes, Oklahoma 7 $ 1,011,000 $ 144,428 $ 71,000
Clallam, Washington 7 $ 815,000 $ 116,428 $ 65,000
Kitsap, Washington 7 $ 1,327,000 $ 189,571 $ 63,000
Sacramento, California 6 $ 1,591,000 $ 265,166 $ 79,000
Boulder, Colorado 6 $ 1,414,000 $ 235,666 $ 96,000
Kauai, Hawaii 6 $ 1,417,000 $ 236,166 $ 70,000
San Juan, New Mexico 6 $ 954,000 $ 159,000 $ 84,000
Delaware, Oklahoma 6 $ 544,000 $ 90,666 $ 41,000
Pittsburg, Oklahoma 6 $ 910,000 $ 151,666 $ 77,000
Washington, Oregon 6 $ 1,573,000 $ 262,166 $ 22,000
Mobile, Alabama 5 $ 824,000 $ 164,800 $ 82,000
Apache, Arizona 5 $ 857,000 $ 171,400 $ 52,000
Coconino, Arizona 5 $ 924,000 $ 184,800 $ 48,000
San Joaquin, California 5 $ 1,165,000 $ 233,000 $ 55,000
Shasta, California 5 $ 1,100,000 $ 220,000 $ 76,000
Jefferson, Colorado 5 $ 1,022,000 $ 204,400 $ 90,000
Grady, Oklahoma 5 $ 566,000 $ 113,200 $ 54,000
Pontotoc, Oklahoma 5 $ 588,000 $ 117,600 $ 82,000
Washington, Oklahoma 5 $ 611,000 $ 122,200 $ 52,000
Multnomah, Oregon 5 $ 1,242,000 $ 248,400 $ 57,000
King, Washington 5 $ 989,000 $ 197,800 $ 60,000
Pima, Arizona 4 $ 647,000 $ 161,750 $ 58,000
Butte, California 4 $ 677,000 $ 169,250 $ 56,000
Del Norte, California 4 $ 716,000 $ 179,000 $ 53,000
Lake, California 4 $ 460,000 $ 115,000 $ 45,000
Adams, Colorado 4 $ 813,000 $ 203,250 $ 86,000
Douglas, Colorado 4 $ 1,204,000 $ 301,000 $ 101,000
Swain, North Carolina 4 $ 457,000 $ 114,250 $ 54,000
Creek, Oklahoma 4 $ 822,000 $ 205,500 $ 64,000
McIntosh, Oklahoma 4 $ 425,000 $ 106,250 $ 59,000
Okmulgee, Oklahoma 4 $ 541,000 $ 135,250 $ 72,000
Clark, Washington 4 $ 1,255,000 $ 313,750 $ 53,000
Grays Harbor, Washington 4 $ 716,000 $ 179,000 $ 62,000
Mason, Washington 4 $ 1,043,000 $ 260,750 $ 74,000
Mohave, Arizona 3 $ 699,000 $ 233,000 $ 141,000
Alameda, California 3 $ 1,107,000 $ 369,000 $ 53,000
El Dorado, California 3 $ 866,000 $ 288,666 $ 83,000
Los Angeles, California 3 $ 978,000 $ 326,000 $ 91,000
Placer, California 3 $ 888,000 $ 296,000 $ 97,000
Sonoma, California 3 $ 692,000 $ 230,666 $ 45,000
Maui, Hawaii 3 $ 687,000 $ 229,000 $ 110,000
Bernalillo, New Mexico 3 $ 564,000 $ 188,000 $ 94,000
Blaine, Oklahoma 3 $ 194,000 $ 64,666 $ 51,000
Caddo, Oklahoma 3 $ 198,000 $ 66,000 $ 40,000
Custer, Oklahoma 3 $ 197,000 $ 65,666 $ 147,000
Garvin, Oklahoma 3 $ 165,000 $ 55,000 $ 24,000
Hughes, Oklahoma 3 $ 272,000 $ 90,666 $ 48,000
Murray, Oklahoma 3 $ 314,000 $ 104,666 $ 54,000
Ottawa, Oklahoma 3 $ 470,000 $ 156,666 $ 83,000
Pawnee, Oklahoma 3 $ 409,000 $ 136,333 $ 83,000
Spokane, Washington 3 $ 393,000 $ 131,000 $ 50,000
Whatcom, Washington 3 $ 528,000 $ 176,000 $ 14,000
Washington, Alabama 2 $ 317,000 $ 158,500 $ 55,000
Contra Costa, California 2 $ 521,000 $ 260,500 $ 56,000
Fresno, California 2 $ 355,000 $ 177,500 $ 53,000
Madera, California 2 $ 314,000 $ 157,000 $ 48,000
Mendocino, California 2 $ 265,000 $ 132,500 $ 41,000
Arapahoe, Colorado 2 $ 364,000 $ 182,000 $ 102,000
La Plata, Colorado 2 $ 473,000 $ 236,500 $ 113,000
Glacier, Montana 2 $ 141,000 $ 70,500 $ 59,000
Clark, Nevada 2 $ 184,000 $ 92,000 $ 50,000
Santa Fe, New Mexico 2 $ 432,000 $ 216,000 $ 75,000
Erie, New York 2 $ 254,000 $ 127,000 $ 61,000
Jackson, North Carolina 2 $ 281,000 $ 140,500 $ 70,000
Adair, Oklahoma 2 $ 125,000 $ 62,500 $ 64,000
Beckham, Oklahoma 2 $ 412,000 $ 206,000 $ 37,000
Carter, Oklahoma 2 $ 176,000 $ 88,000 $ 24,000
Craig, Oklahoma 2 $ 216,000 $ 108,000 $ 35,000
Kay, Oklahoma 2 $ 125,000 $ 62,500 $ 32,000
Nowata, Oklahoma 2 $ 159,000 $ 79,500 $ 44,000
Pottawatomie, Oklahoma 2 $ 209,000 $ 104,500 $ 47,000
Sequoyah, Oklahoma 2 $ 218,000 $ 109,000 $ 33,000
Clackamas, Oregon 2 $ 454,000 $ 227,000 $ 30,000
Marion, Oregon 2 $ 432,000 $ 216,000 $ 74,000
Cowlitz, Washington 2 $ 348,000 $ 174,000 $ 92,000
Lewis, Washington 2 $ 201,000 $ 100,500 $ 33,000
Skagit, Washington 2 $ 315,000 $ 157,500 $ 68,000
Stevens, Washington 2 $ 154,000 $ 77,000 $ 15,000
Yakima, Washington 2 $ 263,000 $ 131,500 $ 60,000
Brown, Wisconsin 2 $ 286,000 $ 143,000 $ 75,000
Escambia, Alabama 1 $ 57,000 $ 57,000 $ 17,000
Matanuska-Susitna, Alaska 1 $ 236,000 $ 236,000 $ 91,000
Yuma, Arizona 1 $ 172,000 $ 172,000 $ 0
Baxter, Arkansas 1 $ 105,000 $ 105,000 $ 50,000
Glenn, California 1 $ 173,000 $ 173,000 $ 60,000
Merced, California 1 $ 212,000 $ 212,000 $ 74,000
Nevada, California 1 $ 122,000 $ 122,000 $ 54,000
Santa Barbara, California 1 $ 312,000 $ 312,000 $ 132,000
Solano, California 1 $ 255,000 $ 255,000 $ 73,000
Stanislaus, California 1 $ 224,000 $ 224,000 $ 0
Sutter, California 1 $ 168,000 $ 168,000 $ 38,000
Tehama, California 1 $ 145,000 $ 145,000 $ 44,000
El Paso, Colorado 1 $ 201,000 $ 201,000 $ 56,000
Pitkin, Colorado 1 $ 340,000 $ 340,000 $ 51,000
Pueblo, Colorado 1 $ 147,000 $ 147,000 $ 122,000
New London, Connecticut 1 $ 298,000 $ 298,000 $ 165,000
District of Columbia, District Of Columbia 1 $ 315,000 $ 315,000 $ 102,000
Escambia, Florida 1 $ 45,000 $ 45,000 $ 78,000
Bannock, Idaho 1 $ 91,000 $ 91,000 $ 47,000
Lewis, Idaho 1 $ 146,000 $ 146,000 $ 42,000
Hendricks, Indiana 1 $ 212,000 $ 212,000 $ 102,000
Douglas, Kansas 1 $ 196,000 $ 196,000 $ 43,000
Harvey, Kansas 1 $ 158,000 $ 158,000 $ 62,000
Johnson, Kansas 1 $ 168,000 $ 168,000 $ 0
Montgomery, Kansas 1 $ 179,000 $ 179,000 $ 88,000
Sedgwick, Kansas 1 $ 30,000 $ 30,000 $ 23,000
Midland, Michigan 1 $ 114,000 $ 114,000 $ 115,000
Oakland, Michigan 1 $ 59,000 $ 59,000 $ 44,000
Saginaw, Michigan 1 $ 262,000 $ 262,000 $ 80,000
Sanders, Montana 1 $ 300,000 $ 300,000 $ 87,000
Elko, Nevada 1 $ 85,000 $ 85,000 $ 76,000
Lander, Nevada 1 $ 125,000 $ 125,000 $ 51,000
Cibola, New Mexico 1 $ 168,000 $ 168,000 $ 83,000
Rio Arriba, New Mexico 1 $ 65,000 $ 65,000 $ 37,000
Valencia, New Mexico 1 $ 133,000 $ 133,000 $ 42,000
Cattaraugus, New York 1 $ 237,000 $ 237,000 $ 96,000
Columbus, North Carolina 1 $ 240,000 $ 240,000 $ 252,000
Cumberland, North Carolina 1 $ 192,000 $ 192,000 $ 69,000
Henderson, North Carolina 1 $ 203,000 $ 203,000 $ 56,000
Hoke, North Carolina 1 $ 114,000 $ 114,000 $ 39,000
Mecklenburg, North Carolina 1 $ 130,000 $ 130,000 $ 0
Wake, North Carolina 1 $ 275,000 $ 275,000 $ 144,000
Warren, North Carolina 1 $ 70,000 $ 70,000 $ 54,000
Rolette, North Dakota 1 $ 266,000 $ 266,000 $ 139,000
Atoka, Oklahoma 1 $ 43,000 $ 43,000 $ 93,000
Comanche, Oklahoma 1 $ 61,000 $ 61,000 $ 43,000
Jackson, Oklahoma 1 $ 195,000 $ 195,000 $ 123,000
Johnston, Oklahoma 1 $ 108,000 $ 108,000 $ 46,000
Lincoln, Oklahoma 1 $ 159,000 $ 159,000 $ 199,000
Okfuskee, Oklahoma 1 $ 121,000 $ 121,000 $ 0
Pushmataha, Oklahoma 1 $ 113,000 $ 113,000 $ 42,000
Seminole, Oklahoma 1 $ 114,000 $ 114,000 $ 81,000
Woodward, Oklahoma 1 $ 263,000 $ 263,000 $ 86,000
Baker, Oregon 1 $ 191,000 $ 191,000 $ 0
Columbia, Oregon 1 $ 370,000 $ 370,000 $ 117,000
Curry, Oregon 1 $ 152,000 $ 152,000 $ 38,000
Linn, Oregon 1 $ 167,000 $ 167,000 $ 0
Polk, Oregon 1 $ 226,000 $ 226,000 $ 74,000
Umatilla, Oregon 1 $ 142,000 $ 142,000 $ 49,000
Yamhill, Oregon 1 $ 326,000 $ 326,000 $ 124,000
York, South Carolina 1 $ 76,000 $ 76,000 $ 25,000
Meade, South Dakota 1 $ 138,000 $ 138,000 $ 42,000
Todd, South Dakota 1 $ 88,000 $ 88,000 $ 33,000
Davidson, Tennessee 1 $ 200,000 $ 200,000 $ 85,000
Shelby, Tennessee 1 $ 80,000 $ 80,000 $ 0
Callahan, Texas 1 $ 60,000 $ 60,000 $ 72,000
Collin, Texas 1 $ 205,000 $ 205,000 $ 57,000
Kaufman, Texas 1 $ 181,000 $ 181,000 $ 71,000
Moore, Texas 1 $ 49,000 $ 49,000 $ 45,000
Tarrant, Texas 1 $ 142,000 $ 142,000 $ 86,000
Williamson, Texas 1 $ 164,000 $ 164,000 $ 105,000
Kane, Utah 1 $ 149,000 $ 149,000 $ 70,000
Washington, Utah 1 $ 212,000 $ 212,000 $ 60,000
Benton, Washington 1 $ 222,000 $ 222,000 $ 95,000
Douglas, Washington 1 $ 246,000 $ 246,000 $ 98,000
Island, Washington 1 $ 341,000 $ 341,000 $ 102,000
San Juan, Washington 1 $ 233,000 $ 233,000 $ 61,000
Skamania, Washington 1 $ 252,000 $ 252,000 $ 0
Fremont, Wyoming 1 $ 89,000 $ 89,000 $ 45,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 621 $105,986,000 $170,000 $546,000 $72,000 $399,000
Refinancing 321 $58,140,000 $181,000 $550,000 $64,000 $334,000
Home Improvement 18 $1,625,000 $90,000 $287,000 $70,000 $247,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 720 $123,048,000 $170,000 $550,000 $68,000 $399,000
White 132 $19,958,000 $151,000 $417,000 $77,000 $334,000
Native Hawaiian or Other Pacific Islander 54 $13,627,000 $252,000 $309,000 $81,000 $216,000
Hispanic 22 $4,462,000 $202,000 $522,000 $97,000 $282,000
Not applicable 16 $2,156,000 $134,000 $324,000 $0 $0
Not Provided 6 $788,000 $131,000 $281,000 $52,000 $84,000
Black or African American 6 $880,000 $146,000 $444,000 $73,000 $129,000
Asian 4 $832,000 $208,000 $220,000 $41,000 $93,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 810 $145,784,000 $179,000 $550,000 $69,000 $399,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 148 $19,689,000 $133,000 $417,000 $73,000 $334,000
VA-guaranteed (Veterans Administration) 2 $278,000 $139,000 $164,000 $68,000 $81,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 778 $135,357,000 $173,000 $550,000 $69,000 $360,000
Application Denied By Financial Institution 120 $20,687,000 $172,000 $546,000 $72,000 $399,000
Loan Purchased By The Institution 37 $6,407,000 $173,000 $346,000 $60,000 $141,000
Application Withdrawn By Applicant 22 $3,066,000 $139,000 $400,000 $78,000 $144,000
Application Approved But Not Accepted 3 $234,000 $78,000 $104,000 $51,000 $80,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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