Chickasaw Community Bank Mortgage Lending & HMDA Data, 2010

In 2010, Chickasaw Community Bank of Oklahoma City, OK reported 960 mortgage applications totaling $165.8 million, down 2% from 2009. The average application was for $172,657, and applicants reported an average income of $69,287. 81% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Oklahoma City, OK (165), Tulsa, OK (66) and Phoenix-Mesa-Glendale, AZ (54) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 960
Total Mortgage Loan Application Amount $165,751,000
Average Mortgage Loan Application Amount $172,657
Highest Mortgage Loan Application Amount $550,000
Average Applicant Income $69,287
Highest Applicant Income $399,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by Metropolitan Area in 2010

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma City, OK 165 $ 21,889,000 $ 132,660 $ 69,000
Tulsa, OK 66 $ 10,350,000 $ 156,818 $ 67,000
Phoenix-Mesa-Glendale, AZ 54 $ 8,131,000 $ 150,574 $ 60,000
Riverside-San Bernardino-Ontario, CA 48 $ 15,317,000 $ 319,104 $ 150,000
Honolulu, HI 41 $ 10,820,000 $ 263,902 $ 82,000
Denver-Aurora-Broomfield, CO 22 $ 4,668,000 $ 212,181 $ 81,000
Portland-Vancouver-Hillsboro, OR-WA 20 $ 5,472,000 $ 273,600 $ 46,500
Olympia, WA 18 $ 3,128,000 $ 173,777 $ 70,000
Seattle-Bellevue-Everett, WA 16 $ 3,811,000 $ 238,187 $ 50,000
Anchorage, AK 13 $ 3,043,000 $ 234,076 $ 61,000
Albuquerque, NM 12 $ 1,585,000 $ 132,083 $ 63,000
Sacramento--Arden-Arcade--Roseville, CA 12 $ 3,345,000 $ 278,750 $ 84,000
Tacoma, WA 11 $ 2,695,000 $ 245,000 $ 74,000
San Diego-Carlsbad-San Marcos, CA 10 $ 3,079,000 $ 307,900 $ 119,000
Bremerton-Silverdale, WA 7 $ 1,327,000 $ 189,571 $ 63,000
Boulder, CO 6 $ 1,414,000 $ 235,666 $ 96,000
Farmington, NM 6 $ 954,000 $ 159,000 $ 84,000
Flagstaff, AZ 5 $ 924,000 $ 184,800 $ 48,000
Mobile, AL 5 $ 824,000 $ 164,800 $ 82,000
Oakland-Fremont-Hayward, CA 5 $ 1,628,000 $ 325,600 $ 54,000
Redding, CA 5 $ 1,100,000 $ 220,000 $ 76,000
Stockton, CA 5 $ 1,165,000 $ 233,000 $ 55,000
Chico, CA 4 $ 677,000 $ 169,250 $ 56,000
Tucson, AZ 4 $ 647,000 $ 161,750 $ 58,000
Bellingham, WA 3 $ 528,000 $ 176,000 $ 14,000
Lake Havasu City-Kingman, AZ 3 $ 699,000 $ 233,000 $ 141,000
Los Angeles-Long Beach-Glendale, CA 3 $ 978,000 $ 326,000 $ 91,000
Salem, OR 3 $ 658,000 $ 219,333 $ 74,000
Santa Rosa-Petaluma, CA 3 $ 692,000 $ 230,666 $ 45,000
Spokane, WA 3 $ 393,000 $ 131,000 $ 50,000
Buffalo-Niagara Falls, NY 2 $ 254,000 $ 127,000 $ 61,000
Charlotte-Gastonia-Rock Hill, NC-SC 2 $ 206,000 $ 103,000 $ 12,500
Dallas-Plano-Irving, TX 2 $ 386,000 $ 193,000 $ 64,000
Fayetteville, NC 2 $ 306,000 $ 153,000 $ 54,000
Fort Smith, AR-OK 2 $ 218,000 $ 109,000 $ 33,000
Fresno, CA 2 $ 355,000 $ 177,500 $ 53,000
Green Bay, WI 2 $ 286,000 $ 143,000 $ 75,000
Las Vegas-Paradise, NV 2 $ 184,000 $ 92,000 $ 50,000
Longview, WA 2 $ 348,000 $ 174,000 $ 92,000
Madera-Chowchilla, CA 2 $ 314,000 $ 157,000 $ 48,000
Mount Vernon-Anacortes, WA 2 $ 315,000 $ 157,500 $ 68,000
Santa Fe, NM 2 $ 432,000 $ 216,000 $ 75,000
Wichita, KS 2 $ 188,000 $ 94,000 $ 42,000
Yakima, WA 2 $ 263,000 $ 131,500 $ 60,000
Abilene, TX 1 $ 60,000 $ 60,000 $ 72,000
Asheville, NC 1 $ 203,000 $ 203,000 $ 56,000
Austin-Round Rock-San Marcos, TX 1 $ 164,000 $ 164,000 $ 105,000
Colorado Springs, CO 1 $ 201,000 $ 201,000 $ 56,000
Fort Worth-Arlington, TX 1 $ 142,000 $ 142,000 $ 86,000
Indianapolis-Carmel, IN 1 $ 212,000 $ 212,000 $ 102,000
Kansas City, MO-KS 1 $ 168,000 $ 168,000 $ 0
Kennewick-Pasco-Richland, WA 1 $ 222,000 $ 222,000 $ 95,000
Lawrence, KS 1 $ 196,000 $ 196,000 $ 43,000
Lawton, OK 1 $ 61,000 $ 61,000 $ 43,000
Memphis, TN-MS-AR 1 $ 80,000 $ 80,000 $ 0
Merced, CA 1 $ 212,000 $ 212,000 $ 74,000
Modesto, CA 1 $ 224,000 $ 224,000 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 1 $ 200,000 $ 200,000 $ 85,000
Norwich-New London, CT 1 $ 298,000 $ 298,000 $ 165,000
Pensacola-Ferry Pass-Brent, FL 1 $ 45,000 $ 45,000 $ 78,000
Pocatello, ID 1 $ 91,000 $ 91,000 $ 47,000
Pueblo, CO 1 $ 147,000 $ 147,000 $ 122,000
Raleigh-Cary, NC 1 $ 275,000 $ 275,000 $ 144,000
Rapid City, SD 1 $ 138,000 $ 138,000 $ 42,000
Saginaw-Saginaw Township North, MI 1 $ 262,000 $ 262,000 $ 80,000
Santa Barbara-Santa Maria-Goleta, CA 1 $ 312,000 $ 312,000 $ 132,000
St. George, UT 1 $ 212,000 $ 212,000 $ 60,000
Vallejo-Fairfield, CA 1 $ 255,000 $ 255,000 $ 73,000
Warren-Troy-Farmington Hills, MI 1 $ 59,000 $ 59,000 $ 44,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 1 $ 315,000 $ 315,000 $ 102,000
Wenatchee-East Wenatchee, WA 1 $ 246,000 $ 246,000 $ 98,000
Yuba City, CA 1 $ 168,000 $ 168,000 $ 38,000
Yuma, AZ 1 $ 172,000 $ 172,000 $ 0

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 621 $105,986,000 $170,000 $546,000 $72,000 $399,000
Refinancing 321 $58,140,000 $181,000 $550,000 $64,000 $334,000
Home Improvement 18 $1,625,000 $90,000 $287,000 $70,000 $247,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 720 $123,048,000 $170,000 $550,000 $68,000 $399,000
White 132 $19,958,000 $151,000 $417,000 $77,000 $334,000
Native Hawaiian or Other Pacific Islander 54 $13,627,000 $252,000 $309,000 $81,000 $216,000
Hispanic 22 $4,462,000 $202,000 $522,000 $97,000 $282,000
Not applicable 16 $2,156,000 $134,000 $324,000 $0 $0
Not Provided 6 $788,000 $131,000 $281,000 $52,000 $84,000
Black or African American 6 $880,000 $146,000 $444,000 $73,000 $129,000
Asian 4 $832,000 $208,000 $220,000 $41,000 $93,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 810 $145,784,000 $179,000 $550,000 $69,000 $399,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 148 $19,689,000 $133,000 $417,000 $73,000 $334,000
VA-guaranteed (Veterans Administration) 2 $278,000 $139,000 $164,000 $68,000 $81,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 778 $135,357,000 $173,000 $550,000 $69,000 $360,000
Application Denied By Financial Institution 120 $20,687,000 $172,000 $546,000 $72,000 $399,000
Loan Purchased By The Institution 37 $6,407,000 $173,000 $346,000 $60,000 $141,000
Application Withdrawn By Applicant 22 $3,066,000 $139,000 $400,000 $78,000 $144,000
Application Approved But Not Accepted 3 $234,000 $78,000 $104,000 $51,000 $80,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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