Chickasaw Community Bank Mortgage Lending & HMDA Data, 2012

In 2012, Chickasaw Community Bank of Oklahoma City, OK reported 878 mortgage applications totaling $138.3 million, up 3% from 2011. The average application was for $157,543, and applicants reported an average income of $55,613. 39% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Oklahoma City, OK (231), Tulsa, OK (142) and Denver-Aurora-Broomfield, CO (17) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 878
Total Mortgage Loan Application Amount $138,323,000
Average Mortgage Loan Application Amount $157,543
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $55,613
Highest Applicant Income $480,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 104 $ 16,555,000 $ 159,182 $ 71,000
Tulsa, Oklahoma 94 $ 14,552,000 $ 154,808 $ 67,000
Cleveland, Oklahoma 55 $ 8,310,000 $ 151,090 $ 55,000
Canadian, Oklahoma 50 $ 6,359,000 $ 127,180 $ 69,000
Lake, Montana 34 $ 5,154,000 $ 151,588 $ 50,000
Muskogee, Oklahoma 30 $ 3,332,000 $ 111,066 $ 35,000
Pontotoc, Oklahoma 20 $ 2,507,000 $ 125,350 $ 54,000
Sequoyah, Oklahoma 15 $ 1,553,000 $ 103,533 $ 48,000
Wagoner, Oklahoma 15 $ 2,308,000 $ 153,866 $ 53,000
McClain, Oklahoma 13 $ 1,609,000 $ 123,769 $ 46,000
Riverside, California 12 $ 3,079,000 $ 256,583 $ 39,000
Creek, Oklahoma 12 $ 1,406,000 $ 117,166 $ 56,000
Maricopa, Arizona 10 $ 2,276,000 $ 227,600 $ 26,000
Washington, Oklahoma 10 $ 1,745,000 $ 174,500 $ 84,000
Carter, Oklahoma 9 $ 985,000 $ 109,444 $ 44,000
Pottawatomie, Oklahoma 9 $ 1,196,000 $ 132,888 $ 44,000
Rogers, Oklahoma 9 $ 976,000 $ 108,444 $ 42,000
Sacramento, California 8 $ 1,610,000 $ 201,250 $ 35,000
Lyon, Nevada 8 $ 776,000 $ 97,000 $ 50,000
Cherokee, Oklahoma 8 $ 990,000 $ 123,750 $ 67,000
Comanche, Oklahoma 8 $ 973,000 $ 121,625 $ 25,000
McIntosh, Oklahoma 8 $ 1,372,000 $ 171,500 $ 50,000
Payne, Oklahoma 8 $ 769,000 $ 96,125 $ 36,000
Boulder, Colorado 7 $ 1,603,000 $ 229,000 $ 47,000
Caddo, Oklahoma 7 $ 480,000 $ 68,571 $ 62,000
Snohomish, Washington 7 $ 1,370,000 $ 195,714 $ 21,000
Anchorage, Alaska 6 $ 1,456,000 $ 242,666 $ 36,000
Bernalillo, New Mexico 6 $ 978,000 $ 163,000 $ 65,000
Robeson, North Carolina 6 $ 861,000 $ 143,500 $ 26,000
Delaware, Oklahoma 6 $ 825,000 $ 137,500 $ 62,000
Logan, Oklahoma 6 $ 845,000 $ 140,833 $ 47,000
Okfuskee, Oklahoma 6 $ 423,000 $ 70,500 $ 29,000
Okmulgee, Oklahoma 6 $ 922,000 $ 153,666 $ 44,000
Osage, Oklahoma 6 $ 879,000 $ 146,500 $ 51,000
King, Washington 6 $ 1,833,000 $ 305,500 $ 30,000
Butte, California 5 $ 848,000 $ 169,600 $ 67,000
Adams, Colorado 5 $ 925,000 $ 185,000 $ 46,000
Adair, Oklahoma 5 $ 484,000 $ 96,800 $ 48,000
Seminole, Oklahoma 5 $ 447,000 $ 89,400 $ 65,000
Spokane, Washington 5 $ 854,000 $ 170,800 $ 45,000
Washington, Alabama 4 $ 718,000 $ 179,500 $ 49,000
Los Angeles, California 4 $ 1,423,000 $ 355,750 $ 63,000
Sonoma, California 4 $ 1,232,000 $ 308,000 $ 55,000
Arapahoe, Colorado 4 $ 763,000 $ 190,750 $ 42,000
San Juan, New Mexico 4 $ 532,000 $ 133,000 $ 49,000
Custer, Oklahoma 4 $ 443,000 $ 110,750 $ 39,000
Kitsap, Washington 4 $ 902,000 $ 225,500 $ 54,000
Pierce, Washington 4 $ 741,000 $ 185,250 $ 58,000
Thurston, Washington 4 $ 877,000 $ 219,250 $ 40,000
Mobile, Alabama 3 $ 430,000 $ 143,333 $ 69,000
Pinal, Arizona 3 $ 341,000 $ 113,666 $ 30,000
Alameda, California 3 $ 886,000 $ 295,333 $ 48,000
Placer, California 3 $ 851,000 $ 283,666 $ 31,000
San Diego, California 3 $ 840,000 $ 280,000 $ 36,000
Jefferson, Colorado 3 $ 742,000 $ 247,333 $ 17,000
Larimer, Colorado 3 $ 810,000 $ 270,000 $ 76,000
Isabella, Michigan 3 $ 301,000 $ 100,333 $ 62,000
Elko, Nevada 3 $ 517,000 $ 172,333 $ 19,000
Craig, Oklahoma 3 $ 546,000 $ 182,000 $ 62,000
Johnston, Oklahoma 3 $ 300,000 $ 100,000 $ 45,000
Kingfisher, Oklahoma 3 $ 335,000 $ 111,666 $ 78,000
Murray, Oklahoma 3 $ 270,000 $ 90,000 $ 37,000
Skagit, Washington 3 $ 775,000 $ 258,333 $ 56,000
Whatcom, Washington 3 $ 643,000 $ 214,333 $ 60,000
Kenai Peninsula, Alaska 2 $ 79,000 $ 39,500 $ 65,000
Matanuska-Susitna, Alaska 2 $ 487,000 $ 243,500 $ 129,000
Yavapai, Arizona 2 $ 490,000 $ 245,000 $ 96,000
Benton, Arkansas 2 $ 553,000 $ 276,500 $ 136,000
Contra Costa, California 2 $ 557,000 $ 278,500 $ 94,000
Del Norte, California 2 $ 418,000 $ 209,000 $ 0
Humboldt, California 2 $ 382,000 $ 191,000 $ 70,000
San Bernardino, California 2 $ 527,000 $ 263,500 $ 81,000
Denver, Colorado 2 $ 248,000 $ 124,000 $ 0
Douglas, Colorado 2 $ 470,000 $ 235,000 $ 39,000
El Paso, Colorado 2 $ 371,000 $ 185,500 $ 0
Kauai, Hawaii 2 $ 251,000 $ 125,500 $ 29,000
Kootenai, Idaho 2 $ 441,000 $ 220,500 $ 51,000
Johnson, Kansas 2 $ 470,000 $ 235,000 $ 91,000
Blaine, Montana 2 $ 79,000 $ 39,500 $ 62,000
Clark, Nevada 2 $ 336,000 $ 168,000 $ 42,000
Sandoval, New Mexico 2 $ 583,000 $ 291,500 $ 83,000
Santa Fe, New Mexico 2 $ 296,000 $ 148,000 $ 26,000
Cumberland, North Carolina 2 $ 418,000 $ 209,000 $ 102,000
Kay, Oklahoma 2 $ 1,210,000 $ 605,000 $ 25,000
Latimer, Oklahoma 2 $ 186,000 $ 93,000 $ 52,000
Lincoln, Oklahoma 2 $ 282,000 $ 141,000 $ 90,000
Mayes, Oklahoma 2 $ 119,000 $ 59,500 $ 36,000
McCurtain, Oklahoma 2 $ 181,000 $ 90,500 $ 60,000
Ottawa, Oklahoma 2 $ 176,000 $ 88,000 $ 24,000
Stephens, Oklahoma 2 $ 278,000 $ 139,000 $ 59,000
Josephine, Oregon 2 $ 324,000 $ 162,000 $ 267,000
Tarrant, Texas 2 $ 260,000 $ 130,000 $ 106,000
Escambia, Alabama 1 $ 114,000 $ 114,000 $ 23,000
Apache, Arizona 1 $ 60,000 $ 60,000 $ 38,000
Coconino, Arizona 1 $ 509,000 $ 509,000 $ 303,000
Pima, Arizona 1 $ 190,000 $ 190,000 $ 89,000
Washington, Arkansas 1 $ 115,000 $ 115,000 $ 0
Fresno, California 1 $ 187,000 $ 187,000 $ 0
Madera, California 1 $ 220,000 $ 220,000 $ 89,000
Mendocino, California 1 $ 124,000 $ 124,000 $ 0
Nevada, California 1 $ 126,000 $ 126,000 $ 36,000
San Joaquin, California 1 $ 190,000 $ 190,000 $ 46,000
Ventura, California 1 $ 255,000 $ 255,000 $ 88,000
Elbert, Colorado 1 $ 466,000 $ 466,000 $ 135,000
La Plata, Colorado 1 $ 277,000 $ 277,000 $ 0
Mesa, Colorado 1 $ 62,000 $ 62,000 $ 50,000
Marion, Florida 1 $ 59,000 $ 59,000 $ 31,000
Honolulu, Hawaii 1 $ 256,000 $ 256,000 $ 0
Bannock, Idaho 1 $ 92,000 $ 92,000 $ 0
Nez Perce, Idaho 1 $ 138,000 $ 138,000 $ 33,000
DuPage, Illinois 1 $ 287,000 $ 287,000 $ 85,000
Kane, Illinois 1 $ 143,000 $ 143,000 $ 68,000
Boone, Indiana 1 $ 274,000 $ 274,000 $ 81,000
Hamilton, Kansas 1 $ 123,000 $ 123,000 $ 125,000
Miami, Kansas 1 $ 128,000 $ 128,000 $ 35,000
Neosho, Kansas 1 $ 100,000 $ 100,000 $ 0
Osage, Kansas 1 $ 49,000 $ 49,000 $ 0
Pottawatomie, Kansas 1 $ 199,000 $ 199,000 $ 104,000
Baltimore, Maryland 1 $ 25,000 $ 25,000 $ 90,000
Middlesex, Massachusetts 1 $ 335,000 $ 335,000 $ 175,000
Allegan, Michigan 1 $ 117,000 $ 117,000 $ 37,000
Arenac, Michigan 1 $ 120,000 $ 120,000 $ 186,000
Bay, Michigan 1 $ 161,000 $ 161,000 $ 61,000
Ingham, Michigan 1 $ 75,000 $ 75,000 $ 0
Midland, Michigan 1 $ 130,000 $ 130,000 $ 70,000
Monroe, Michigan 1 $ 156,000 $ 156,000 $ 65,000
Oceana, Michigan 1 $ 69,000 $ 69,000 $ 20,000
Saginaw, Michigan 1 $ 264,000 $ 264,000 $ 0
Washtenaw, Michigan 1 $ 28,000 $ 28,000 $ 36,000
Stone, Missouri 1 $ 131,000 $ 131,000 $ 39,000
Glacier, Montana 1 $ 162,000 $ 162,000 $ 0
Jefferson, Montana 1 $ 193,000 $ 193,000 $ 193,000
Missoula, Montana 1 $ 166,000 $ 166,000 $ 0
Valley, Montana 1 $ 158,000 $ 158,000 $ 95,000
Yellowstone, Montana 1 $ 150,000 $ 150,000 $ 63,000
Carson City, Nevada 1 $ 97,000 $ 97,000 $ 11,000
Washoe, Nevada 1 $ 141,000 $ 141,000 $ 51,000
Cattaraugus, New York 1 $ 43,000 $ 43,000 $ 32,000
Franklin, New York 1 $ 54,000 $ 54,000 $ 52,000
Niagara, New York 1 $ 150,000 $ 150,000 $ 0
Onondaga, New York 1 $ 89,000 $ 89,000 $ 29,000
Columbus, North Carolina 1 $ 149,000 $ 149,000 $ 50,000
Davie, North Carolina 1 $ 252,000 $ 252,000 $ 95,000
Guilford, North Carolina 1 $ 303,000 $ 303,000 $ 121,000
Henderson, North Carolina 1 $ 201,000 $ 201,000 $ 0
Jackson, North Carolina 1 $ 191,000 $ 191,000 $ 0
Pitt, North Carolina 1 $ 96,000 $ 96,000 $ 25,000
Scotland, North Carolina 1 $ 67,000 $ 67,000 $ 26,000
Grand Forks, North Dakota 1 $ 138,000 $ 138,000 $ 73,000
Rolette, North Dakota 1 $ 90,000 $ 90,000 $ 0
Bryan, Oklahoma 1 $ 60,000 $ 60,000 $ 170,000
Coal, Oklahoma 1 $ 50,000 $ 50,000 $ 86,000
Garfield, Oklahoma 1 $ 213,000 $ 213,000 $ 87,000
Grady, Oklahoma 1 $ 88,000 $ 88,000 $ 47,000
Hughes, Oklahoma 1 $ 69,000 $ 69,000 $ 54,000
Jackson, Oklahoma 1 $ 49,000 $ 49,000 $ 27,000
Kiowa, Oklahoma 1 $ 207,000 $ 207,000 $ 61,000
Le Flore, Oklahoma 1 $ 300,000 $ 300,000 $ 0
Noble, Oklahoma 1 $ 80,000 $ 80,000 $ 39,000
Nowata, Oklahoma 1 $ 92,000 $ 92,000 $ 67,000
Pittsburg, Oklahoma 1 $ 164,000 $ 164,000 $ 81,000
Washita, Oklahoma 1 $ 181,000 $ 181,000 $ 102,000
Woodward, Oklahoma 1 $ 175,000 $ 175,000 $ 64,000
Benton, Oregon 1 $ 278,000 $ 278,000 $ 0
Clackamas, Oregon 1 $ 206,000 $ 206,000 $ 95,000
Jackson, Oregon 1 $ 187,000 $ 187,000 $ 77,000
Lane, Oregon 1 $ 202,000 $ 202,000 $ 0
Linn, Oregon 1 $ 168,000 $ 168,000 $ 0
Washington, Oregon 1 $ 288,000 $ 288,000 $ 0
Haakon, South Dakota 1 $ 166,000 $ 166,000 $ 0
Union, South Dakota 1 $ 264,000 $ 264,000 $ 0
Parker, Texas 1 $ 51,000 $ 51,000 $ 19,000
Travis, Texas 1 $ 200,000 $ 200,000 $ 480,000
Salt Lake, Utah 1 $ 77,000 $ 77,000 $ 35,000
Uintah, Utah 1 $ 156,000 $ 156,000 $ 35,000
Utah, Utah 1 $ 227,000 $ 227,000 $ 77,000
Asotin, Washington 1 $ 173,000 $ 173,000 $ 150,000
Grays Harbor, Washington 1 $ 136,000 $ 136,000 $ 0
Island, Washington 1 $ 339,000 $ 339,000 $ 0
Jefferson, Washington 1 $ 417,000 $ 417,000 $ 0
Kittitas, Washington 1 $ 155,000 $ 155,000 $ 26,000
Stevens, Washington 1 $ 300,000 $ 300,000 $ 59,000
Brown, Wisconsin 1 $ 140,000 $ 140,000 $ 0
Milwaukee, Wisconsin 1 $ 106,000 $ 106,000 $ 55,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 475 $73,140,000 $153,000 $509,000 $65,000 $480,000
Refinancing 378 $62,013,000 $164,000 $538,000 $43,000 $450,000
Home Improvement 25 $3,170,000 $126,000 $1,200,000 $68,000 $175,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 720 $114,121,000 $158,000 $538,000 $53,000 $480,000
White 92 $13,967,000 $151,000 $417,000 $79,000 $338,000
Not Provided 26 $3,192,000 $122,000 $417,000 $76,000 $450,000
Hispanic 21 $3,163,000 $150,000 $407,000 $43,000 $105,000
Native Hawaiian or Other Pacific Islander 8 $1,132,000 $141,000 $256,000 $47,000 $106,000
Not applicable 8 $2,558,000 $319,000 $1,200,000 $42,000 $203,000
Black or African American 2 $108,000 $54,000 $80,000 $51,000 $67,000
Asian 1 $82,000 $82,000 $82,000 $36,000 $36,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 731 $120,116,000 $164,000 $538,000 $52,000 $303,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 146 $18,137,000 $124,000 $1,200,000 $73,000 $480,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $70,000 $70,000 $70,000 $88,000 $88,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 346 $61,385,000 $177,000 $538,000 $53,000 $338,000
Loan Purchased By The Institution 335 $50,534,000 $150,000 $509,000 $60,000 $303,000
Application Denied By Financial Institution 185 $24,871,000 $134,000 $1,200,000 $53,000 $480,000
Application Withdrawn By Applicant 10 $1,222,000 $122,000 $250,000 $85,000 $153,000
Application Approved But Not Accepted 2 $311,000 $155,000 $275,000 $41,000 $82,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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