Chickasaw Community Bank Mortgage Lending & HMDA Data, 2012

In 2012, Chickasaw Community Bank of Oklahoma City, OK reported 878 mortgage applications totaling $138.3 million, up 3% from 2011. The average application was for $157,543, and applicants reported an average income of $55,613. 39% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Oklahoma City, OK (231), Tulsa, OK (142) and Denver-Aurora-Broomfield, CO (17) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 878
Total Mortgage Loan Application Amount $138,323,000
Average Mortgage Loan Application Amount $157,543
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $55,613
Highest Applicant Income $480,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma City, OK 231 $ 34,048,000 $ 147,393 $ 65,000
Tulsa, OK 142 $ 21,043,000 $ 148,190 $ 61,000
Denver-Aurora-Broomfield, CO 17 $ 3,614,000 $ 212,588 $ 39,000
Fort Smith, AR-OK 16 $ 1,853,000 $ 115,812 $ 45,000
Riverside-San Bernardino-Ontario, CA 14 $ 3,606,000 $ 257,571 $ 45,000
Phoenix-Mesa-Glendale, AZ 13 $ 2,617,000 $ 201,307 $ 27,000
Seattle-Bellevue-Everett, WA 13 $ 3,203,000 $ 246,384 $ 25,000
Sacramento--Arden-Arcade--Roseville, CA 11 $ 2,461,000 $ 223,727 $ 34,000
Albuquerque, NM 8 $ 1,561,000 $ 195,125 $ 70,000
Anchorage, AK 8 $ 1,943,000 $ 242,875 $ 59,000
Lawton, OK 8 $ 973,000 $ 121,625 $ 25,000
Boulder, CO 7 $ 1,603,000 $ 229,000 $ 47,000
Chico, CA 5 $ 848,000 $ 169,600 $ 67,000
Oakland-Fremont-Hayward, CA 5 $ 1,443,000 $ 288,600 $ 66,000
Spokane, WA 5 $ 854,000 $ 170,800 $ 45,000
Bremerton-Silverdale, WA 4 $ 902,000 $ 225,500 $ 54,000
Farmington, NM 4 $ 532,000 $ 133,000 $ 49,000
Los Angeles-Long Beach-Glendale, CA 4 $ 1,423,000 $ 355,750 $ 63,000
Olympia, WA 4 $ 877,000 $ 219,250 $ 40,000
Santa Rosa-Petaluma, CA 4 $ 1,232,000 $ 308,000 $ 55,000
Tacoma, WA 4 $ 741,000 $ 185,250 $ 58,000
Bellingham, WA 3 $ 643,000 $ 214,333 $ 60,000
Fayetteville-Springdale-Rogers, AR-MO 3 $ 668,000 $ 222,666 $ 91,000
Fort Collins-Loveland, CO 3 $ 810,000 $ 270,000 $ 76,000
Fort Worth-Arlington, TX 3 $ 311,000 $ 103,666 $ 77,000
Kansas City, MO-KS 3 $ 598,000 $ 199,333 $ 72,000
Mobile, AL 3 $ 430,000 $ 143,333 $ 69,000
Mount Vernon-Anacortes, WA 3 $ 775,000 $ 258,333 $ 56,000
San Diego-Carlsbad-San Marcos, CA 3 $ 840,000 $ 280,000 $ 36,000
Chicago-Joliet-Naperville, IL 2 $ 430,000 $ 215,000 $ 76,000
Coeur D'Alene, ID 2 $ 441,000 $ 220,500 $ 51,000
Colorado Springs, CO 2 $ 371,000 $ 185,500 $ 0
Fayetteville, NC 2 $ 418,000 $ 209,000 $ 102,000
Las Vegas-Paradise, NV 2 $ 336,000 $ 168,000 $ 42,000
Lewiston, ID-WA 2 $ 311,000 $ 155,500 $ 91,500
Portland-Vancouver-Hillsboro, OR-WA 2 $ 494,000 $ 247,000 $ 47,000
Prescott, AZ 2 $ 490,000 $ 245,000 $ 96,000
Santa Fe, NM 2 $ 296,000 $ 148,000 $ 26,000
Ann Arbor, MI 1 $ 28,000 $ 28,000 $ 36,000
Asheville, NC 1 $ 201,000 $ 201,000 $ 0
Austin-Round Rock-San Marcos, TX 1 $ 200,000 $ 200,000 $ 480,000
Baltimore-Towson, MD 1 $ 25,000 $ 25,000 $ 90,000
Bay City, MI 1 $ 161,000 $ 161,000 $ 61,000
Billings, MT 1 $ 150,000 $ 150,000 $ 63,000
Buffalo-Niagara Falls, NY 1 $ 150,000 $ 150,000 $ 0
Cambridge-Newton-Framingham, MA 1 $ 335,000 $ 335,000 $ 175,000
Carson City, NV 1 $ 97,000 $ 97,000 $ 11,000
Corvallis, OR 1 $ 278,000 $ 278,000 $ 0
Eugene-Springfield, OR 1 $ 202,000 $ 202,000 $ 0
Flagstaff, AZ 1 $ 509,000 $ 509,000 $ 303,000
Fresno, CA 1 $ 187,000 $ 187,000 $ 0
Grand Forks, ND-MN 1 $ 138,000 $ 138,000 $ 73,000
Grand Junction, CO 1 $ 62,000 $ 62,000 $ 50,000
Green Bay, WI 1 $ 140,000 $ 140,000 $ 0
Greensboro-High Point, NC 1 $ 303,000 $ 303,000 $ 121,000
Greenville, NC 1 $ 96,000 $ 96,000 $ 25,000
Honolulu, HI 1 $ 256,000 $ 256,000 $ 0
Indianapolis-Carmel, IN 1 $ 274,000 $ 274,000 $ 81,000
Lansing-East Lansing, MI 1 $ 75,000 $ 75,000 $ 0
Madera-Chowchilla, CA 1 $ 220,000 $ 220,000 $ 89,000
Manhattan, KS 1 $ 199,000 $ 199,000 $ 104,000
Medford, OR 1 $ 187,000 $ 187,000 $ 77,000
Milwaukee-Waukesha-West Allis, WI 1 $ 106,000 $ 106,000 $ 55,000
Missoula, MT 1 $ 166,000 $ 166,000 $ 0
Monroe, MI 1 $ 156,000 $ 156,000 $ 65,000
Ocala, FL 1 $ 59,000 $ 59,000 $ 31,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 255,000 $ 255,000 $ 88,000
Pocatello, ID 1 $ 92,000 $ 92,000 $ 0
Provo-Orem, UT 1 $ 227,000 $ 227,000 $ 77,000
Reno-Sparks, NV 1 $ 141,000 $ 141,000 $ 51,000
Saginaw-Saginaw Township North, MI 1 $ 264,000 $ 264,000 $ 0
Salt Lake City, UT 1 $ 77,000 $ 77,000 $ 35,000
Sioux City, IA-NE-SD 1 $ 264,000 $ 264,000 $ 0
Stockton, CA 1 $ 190,000 $ 190,000 $ 46,000
Syracuse, NY 1 $ 89,000 $ 89,000 $ 29,000
Topeka, KS 1 $ 49,000 $ 49,000 $ 0
Tucson, AZ 1 $ 190,000 $ 190,000 $ 89,000
Winston-Salem, NC 1 $ 252,000 $ 252,000 $ 95,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 475 $73,140,000 $153,000 $509,000 $65,000 $480,000
Refinancing 378 $62,013,000 $164,000 $538,000 $43,000 $450,000
Home Improvement 25 $3,170,000 $126,000 $1,200,000 $68,000 $175,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 720 $114,121,000 $158,000 $538,000 $53,000 $480,000
White 92 $13,967,000 $151,000 $417,000 $79,000 $338,000
Not Provided 26 $3,192,000 $122,000 $417,000 $76,000 $450,000
Hispanic 21 $3,163,000 $150,000 $407,000 $43,000 $105,000
Native Hawaiian or Other Pacific Islander 8 $1,132,000 $141,000 $256,000 $47,000 $106,000
Not applicable 8 $2,558,000 $319,000 $1,200,000 $42,000 $203,000
Black or African American 2 $108,000 $54,000 $80,000 $51,000 $67,000
Asian 1 $82,000 $82,000 $82,000 $36,000 $36,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 731 $120,116,000 $164,000 $538,000 $52,000 $303,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 146 $18,137,000 $124,000 $1,200,000 $73,000 $480,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $70,000 $70,000 $70,000 $88,000 $88,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 346 $61,385,000 $177,000 $538,000 $53,000 $338,000
Loan Purchased By The Institution 335 $50,534,000 $150,000 $509,000 $60,000 $303,000
Application Denied By Financial Institution 185 $24,871,000 $134,000 $1,200,000 $53,000 $480,000
Application Withdrawn By Applicant 10 $1,222,000 $122,000 $250,000 $85,000 $153,000
Application Approved But Not Accepted 2 $311,000 $155,000 $275,000 $41,000 $82,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

Download the Oklahoma Lender List