Chickasaw Community Bank Mortgage Lending & HMDA Data, 2021

In 2021, Chickasaw Community Bank of Oklahoma City, OK reported 3,444 mortgage applications totaling $661.1 million, down 16% from 2020. The average application was for $191,954, and applicants reported an average income of $81,025. 67% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Oklahoma City, OK (808), Tulsa, OK (396) and Des Moines-West Des Moines, IA (358) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 3,444
Total Mortgage Loan Application Amount $661,090,000
Average Mortgage Loan Application Amount $191,954
Highest Mortgage Loan Application Amount $4,595,000
Average Applicant Income $81,025
Highest Applicant Income $630,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 382 $ 72,460,000 $ 189,685 $ 81,000
Tulsa, Oklahoma 241 $ 51,815,000 $ 215,000 $ 78,000
Polk, Iowa 222 $ 47,540,000 $ 214,144 $ 83,000
Cleveland, Oklahoma 183 $ 36,925,000 $ 201,775 $ 83,000
Pontotoc, Oklahoma 108 $ 16,300,000 $ 150,925 $ 77,000
Canadian, Oklahoma 100 $ 19,760,000 $ 197,600 $ 81,000
Cherokee, Oklahoma 97 $ 10,195,000 $ 105,103 $ 79,000
Dallas, Iowa 81 $ 21,675,000 $ 267,592 $ 108,000
Carter, Oklahoma 57 $ 9,505,000 $ 166,754 $ 74,000
Grady, Oklahoma 55 $ 9,275,000 $ 168,636 $ 73,000
Jackson, Oklahoma 54 $ 12,670,000 $ 234,629 $ 83,000
Mayes, Oklahoma 52 $ 5,760,000 $ 110,769 $ 58,000
Rogers, Oklahoma 50 $ 7,110,000 $ 142,200 $ 93,000
Ottawa, Oklahoma 48 $ 4,990,000 $ 103,958 $ 46,000
Sequoyah, Oklahoma 47 $ 4,595,000 $ 97,765 $ 53,000
Muskogee, Oklahoma 45 $ 4,225,000 $ 93,888 $ 47,000
Wagoner, Oklahoma 43 $ 12,315,000 $ 286,395 $ 73,000
Garvin, Oklahoma 42 $ 5,350,000 $ 127,380 $ 65,000
Douglas, Nebraska 41 $ 8,535,000 $ 208,170 $ 80,000
Delaware, Oklahoma 41 $ 6,175,000 $ 150,609 $ 81,000
Anchorage, Alaska 40 $ 10,440,000 $ 261,000 $ 80,000
Stephens, Oklahoma 38 $ 4,990,000 $ 131,315 $ 72,000
Comanche, Oklahoma 35 $ 5,195,000 $ 148,428 $ 77,000
Logan, Oklahoma 35 $ 7,685,000 $ 219,571 $ 74,000
Woodbury, Iowa 33 $ 6,365,000 $ 192,878 $ 69,000
Pottawatomie, Oklahoma 31 $ 4,795,000 $ 154,677 $ 80,000
McClain, Oklahoma 30 $ 5,850,000 $ 195,000 $ 92,000
Adair, Oklahoma 29 $ 2,565,000 $ 88,448 $ 51,000
Warren, Iowa 28 $ 5,800,000 $ 207,142 $ 79,000
Creek, Oklahoma 28 $ 7,210,000 $ 257,500 $ 86,000
Murray, Oklahoma 25 $ 3,545,000 $ 141,800 $ 74,000
Lincoln, Oklahoma 23 $ 3,405,000 $ 148,043 $ 65,000
Story, Iowa 22 $ 4,090,000 $ 185,909 $ 68,000
Craig, Oklahoma 22 $ 2,050,000 $ 93,181 $ 70,000
Sarpy, Nebraska 21 $ 5,115,000 $ 243,571 $ 101,000
Washington, Oklahoma 20 $ 2,660,000 $ 133,000 $ 63,000
Calcasieu, Louisiana 19 $ 3,255,000 $ 171,315 $ 68,000
Maricopa, Arizona 18 $ 4,930,000 $ 273,888 $ 92,000
Bryan, Oklahoma 18 $ 3,520,000 $ 195,555 $ 78,000
Lancaster, Nebraska 17 $ 3,435,000 $ 202,058 $ 76,000
Okmulgee, Oklahoma 17 $ 1,745,000 $ 102,647 $ 57,000
Seminole, Oklahoma 16 $ 1,940,000 $ 121,250 $ 54,000
Benton, Arkansas 15 $ 2,935,000 $ 195,666 $ 112,000
Caddo, Oklahoma 14 $ 1,790,000 $ 127,857 $ 38,000
Osage, Oklahoma 14 $ 4,370,000 $ 312,142 $ 95,000
Dickinson, Iowa 13 $ 1,605,000 $ 123,461 $ 104,000
Jasper, Iowa 13 $ 2,025,000 $ 155,769 $ 72,000
Matanuska-Susitna, Alaska 12 $ 3,450,000 $ 287,500 $ 83,000
Riverside, California 12 $ 4,480,000 $ 373,333 $ 148,000
Marshall, Oklahoma 12 $ 1,720,000 $ 143,333 $ 66,000
Apache, Arizona 11 $ 2,935,000 $ 266,818 $ 104,000
Cass, Iowa 11 $ 1,715,000 $ 155,909 $ 83,000
Love, Oklahoma 11 $ 1,725,000 $ 156,818 $ 73,000
Johnston, Oklahoma 10 $ 1,310,000 $ 131,000 $ 72,000
Adair, Iowa 9 $ 1,075,000 $ 119,444 $ 60,000
Madison, Iowa 9 $ 1,715,000 $ 190,555 $ 74,000
Monona, Iowa 9 $ 1,225,000 $ 136,111 $ 67,000
Worcester, Massachusetts 9 $ 2,785,000 $ 309,444 $ 94,000
Bernalillo, New Mexico 9 $ 2,325,000 $ 258,333 $ 123,000
Pittsburg, Oklahoma 9 $ 3,095,000 $ 343,888 $ 71,000
Okanogan, Washington 9 $ 2,285,000 $ 253,888 $ 99,000
Norfolk, Massachusetts 8 $ 2,080,000 $ 260,000 $ 85,000
Cass, Nebraska 8 $ 1,410,000 $ 176,250 $ 76,000
Sandoval, New Mexico 8 $ 1,580,000 $ 197,500 $ 127,000
Nowata, Oklahoma 8 $ 630,000 $ 78,750 $ 34,000
Payne, Oklahoma 8 $ 1,610,000 $ 201,250 $ 86,000
King, Washington 8 $ 2,590,000 $ 323,750 $ 86,000
Kern, California 7 $ 1,815,000 $ 259,285 $ 109,000
Boone, Iowa 7 $ 1,575,000 $ 225,000 $ 75,000
O'Brien, Iowa 7 $ 865,000 $ 123,571 $ 61,000
Gage, Nebraska 7 $ 1,185,000 $ 169,285 $ 68,000
McKinley, New Mexico 7 $ 1,495,000 $ 213,571 $ 74,000
Rio Arriba, New Mexico 7 $ 1,535,000 $ 219,285 $ 100,000
Coal, Oklahoma 7 $ 805,000 $ 115,000 $ 57,000
Garfield, Oklahoma 7 $ 1,065,000 $ 152,142 $ 62,000
Charles City, Virginia 7 $ 995,000 $ 142,142 $ 76,000
Skagit, Washington 7 $ 2,175,000 $ 310,714 $ 117,000
Snohomish, Washington 7 $ 2,755,000 $ 393,571 $ 78,000
San Juan, New Mexico 6 $ 1,240,000 $ 206,666 $ 104,000
McIntosh, Oklahoma 6 $ 550,000 $ 91,666 $ 97,000
Marion, Oregon 6 $ 1,660,000 $ 276,666 $ 103,000
Minnehaha, South Dakota 6 $ 1,290,000 $ 215,000 $ 74,000
Washington, Arkansas 5 $ 1,285,000 $ 257,000 $ 93,000
El Paso, Colorado 5 $ 1,395,000 $ 279,000 $ 47,000
Guthrie, Iowa 5 $ 1,015,000 $ 203,000 $ 95,000
Hardin, Iowa 5 $ 965,000 $ 193,000 $ 93,000
Marion, Iowa 5 $ 835,000 $ 167,000 $ 98,000
Marshall, Iowa 5 $ 655,000 $ 131,000 $ 45,000
Middlesex, Massachusetts 5 $ 1,415,000 $ 283,000 $ 80,000
Kay, Oklahoma 5 $ 2,475,000 $ 495,000 $ 60,000
Kingfisher, Oklahoma 5 $ 745,000 $ 149,000 $ 93,000
Woodward, Oklahoma 5 $ 635,000 $ 127,000 $ 72,000
Pierce, Washington 5 $ 1,715,000 $ 343,000 $ 157,000
Sacramento, California 4 $ 1,300,000 $ 325,000 $ 78,000
Stanislaus, California 4 $ 1,240,000 $ 310,000 $ 96,000
Adams, Colorado 4 $ 950,000 $ 237,500 $ 54,000
Ada, Idaho 4 $ 1,690,000 $ 422,500 $ 122,000
Osceola, Iowa 4 $ 490,000 $ 122,500 $ 45,000
Labette, Kansas 4 $ 440,000 $ 110,000 $ 62,000
Sedgwick, Kansas 4 $ 840,000 $ 210,000 $ 64,000
Lake, Montana 4 $ 520,000 $ 130,000 $ 75,000
Yellowstone, Montana 4 $ 1,050,000 $ 262,500 $ 90,000
Washington, Nebraska 4 $ 740,000 $ 185,000 $ 61,000
Clark, Nevada 4 $ 1,180,000 $ 295,000 $ 89,000
Robeson, North Carolina 4 $ 670,000 $ 167,500 $ 112,000
Hughes, Oklahoma 4 $ 390,000 $ 97,500 $ 56,000
McCurtain, Oklahoma 4 $ 570,000 $ 142,500 $ 59,000
Pushmataha, Oklahoma 4 $ 690,000 $ 172,500 $ 77,000
Multnomah, Oregon 4 $ 1,830,000 $ 457,500 $ 104,000
Washington, Oregon 4 $ 1,360,000 $ 340,000 $ 106,000
Grayson, Texas 4 $ 1,050,000 $ 262,500 $ 99,000
Harris, Texas 4 $ 850,000 $ 212,500 $ 118,000
Salt Lake, Utah 4 $ 950,000 $ 237,500 $ 105,000
Whatcom, Washington 4 $ 780,000 $ 195,000 $ 89,000
Mobile, Alabama 3 $ 745,000 $ 248,333 $ 92,000
Navajo, Arizona 3 $ 595,000 $ 198,333 $ 86,000
Del Norte, California 3 $ 805,000 $ 268,333 $ 94,000
Lake, California 3 $ 605,000 $ 201,666 $ 41,000
Placer, California 3 $ 1,505,000 $ 501,666 $ 113,000
San Bernardino, California 3 $ 1,045,000 $ 348,333 $ 75,000
San Diego, California 3 $ 855,000 $ 285,000 $ 80,000
Yolo, California 3 $ 1,185,000 $ 395,000 $ 76,000
Boulder, Colorado 3 $ 1,115,000 $ 371,666 $ 155,000
Broomfield, Colorado 3 $ 1,555,000 $ 518,333 $ 201,000
Fremont, Colorado 3 $ 665,000 $ 221,666 $ 89,000
Jefferson, Colorado 3 $ 1,245,000 $ 415,000 $ 168,000
La Plata, Colorado 3 $ 1,005,000 $ 335,000 $ 105,000
Volusia, Florida 3 $ 885,000 $ 295,000 $ 100,000
Bingham, Idaho 3 $ 715,000 $ 238,333 $ 60,000
Appanoose, Iowa 3 $ 405,000 $ 135,000 $ 106,000
Lucas, Iowa 3 $ 375,000 $ 125,000 $ 62,000
Plymouth, Iowa 3 $ 565,000 $ 188,333 $ 71,000
Pottawattamie, Iowa 3 $ 485,000 $ 161,666 $ 60,000
Poweshiek, Iowa 3 $ 405,000 $ 135,000 $ 65,000
Chippewa, Michigan 3 $ 415,000 $ 138,333 $ 78,000
Jackson, Missouri 3 $ 865,000 $ 288,333 $ 66,000
McDonald, Missouri 3 $ 415,000 $ 138,333 $ 56,000
Dakota, Nebraska 3 $ 405,000 $ 135,000 $ 56,000
Thurston, Nebraska 3 $ 595,000 $ 198,333 $ 51,000
Washoe, Nevada 3 $ 855,000 $ 285,000 $ 119,000
Dona Ana, New Mexico 3 $ 455,000 $ 151,666 $ 49,000
Atoka, Oklahoma 3 $ 485,000 $ 161,666 $ 49,000
Blaine, Oklahoma 3 $ 375,000 $ 125,000 $ 50,000
Choctaw, Oklahoma 3 $ 435,000 $ 145,000 $ 39,000
Custer, Oklahoma 3 $ 475,000 $ 158,333 $ 72,000
Le Flore, Oklahoma 3 $ 315,000 $ 105,000 $ 89,000
Okfuskee, Oklahoma 3 $ 175,000 $ 58,333 $ 54,000
Pawnee, Oklahoma 3 $ 375,000 $ 125,000 $ 65,000
Klamath, Oregon 3 $ 525,000 $ 175,000 $ 149,000
Tarrant, Texas 3 $ 775,000 $ 258,333 $ 89,000
Clark, Washington 3 $ 1,125,000 $ 375,000 $ 60,000
Spokane, Washington 3 $ 605,000 $ 201,666 $ 75,000
Coconino, Arizona 2 $ 470,000 $ 235,000 $ 80,000
Mohave, Arizona 2 $ 650,000 $ 325,000 $ 56,000
Crawford, Arkansas 2 $ 380,000 $ 190,000 $ 30,000
Sebastian, Arkansas 2 $ 320,000 $ 160,000 $ 73,000
Alameda, California 2 $ 950,000 $ 475,000 $ 182,000
Humboldt, California 2 $ 390,000 $ 195,000 $ 58,000
Lassen, California 2 $ 260,000 $ 130,000 $ 36,000
Los Angeles, California 2 $ 1,030,000 $ 515,000 $ 126,000
Santa Clara, California 2 $ 860,000 $ 430,000 $ 106,000
Shasta, California 2 $ 590,000 $ 295,000 $ 102,000
Sutter, California 2 $ 660,000 $ 330,000 $ 108,000
Tulare, California 2 $ 480,000 $ 240,000 $ 63,000
Tuolumne, California 2 $ 430,000 $ 215,000 $ 61,000
Custer, Colorado 2 $ 330,000 $ 165,000 $ 85,000
Garfield, Colorado 2 $ 670,000 $ 335,000 $ 61,000
Larimer, Colorado 2 $ 760,000 $ 380,000 $ 155,000
Teller, Colorado 2 $ 670,000 $ 335,000 $ 66,000
Flagler, Florida 2 $ 570,000 $ 285,000 $ 163,000
Hillsborough, Florida 2 $ 690,000 $ 345,000 $ 94,000
Palm Beach, Florida 2 $ 650,000 $ 325,000 $ 72,000
Polk, Florida 2 $ 330,000 $ 165,000 $ 25,000
Audubon, Iowa 2 $ 220,000 $ 110,000 $ 37,000
Cerro Gordo, Iowa 2 $ 330,000 $ 165,000 $ 257,000
Davis, Iowa 2 $ 340,000 $ 170,000 $ 61,000
Greene, Iowa 2 $ 210,000 $ 105,000 $ 35,000
Humboldt, Iowa 2 $ 530,000 $ 265,000 $ 158,000
Linn, Iowa 2 $ 310,000 $ 155,000 $ 96,000
Shelby, Iowa 2 $ 250,000 $ 125,000 $ 87,000
Sioux, Iowa 2 $ 280,000 $ 140,000 $ 65,000
Cherokee, Kansas 2 $ 430,000 $ 215,000 $ 62,000
Doniphan, Kansas 2 $ 150,000 $ 75,000 $ 40,000
Johnson, Kansas 2 $ 900,000 $ 450,000 $ 113,000
Shawnee, Kansas 2 $ 330,000 $ 165,000 $ 103,000
Beauregard, Louisiana 2 $ 490,000 $ 245,000 $ 51,000
Cumberland, Maine 2 $ 890,000 $ 445,000 $ 102,000
Penobscot, Maine 2 $ 650,000 $ 325,000 $ 86,000
Baraga, Michigan 2 $ 130,000 $ 65,000 $ 27,000
Mackinac, Michigan 2 $ 230,000 $ 115,000 $ 37,000
Rankin, Mississippi 2 $ 110,000 $ 55,000 $ 17,000
Newton, Missouri 2 $ 300,000 $ 150,000 $ 50,000
St. Louis, Missouri 2 $ 660,000 $ 330,000 $ 37,000
Big Horn, Montana 2 $ 400,000 $ 200,000 $ 149,000
Burt, Nebraska 2 $ 270,000 $ 135,000 $ 53,000
Dawson, Nebraska 2 $ 230,000 $ 115,000 $ 58,000
Lyon, Nevada 2 $ 530,000 $ 265,000 $ 120,000
Otero, New Mexico 2 $ 220,000 $ 110,000 $ 61,000
Santa Fe, New Mexico 2 $ 570,000 $ 285,000 $ 70,000
Taos, New Mexico 2 $ 370,000 $ 185,000 $ 78,000
Valencia, New Mexico 2 $ 410,000 $ 205,000 $ 124,000
Noble, Ohio 2 $ 190,000 $ 95,000 $ 76,000
Latimer, Oklahoma 2 $ 170,000 $ 85,000 $ 35,000
Clackamas, Oregon 2 $ 840,000 $ 420,000 $ 101,000
Douglas, Oregon 2 $ 470,000 $ 235,000 $ 0
Lane, Oregon 2 $ 760,000 $ 380,000 $ 116,000
Providence, Rhode Island 2 $ 490,000 $ 245,000 $ 48,000
York, South Carolina 2 $ 310,000 $ 155,000 $ 43,000
Lincoln, South Dakota 2 $ 440,000 $ 220,000 $ 80,000
Union, South Dakota 2 $ 560,000 $ 280,000 $ 87,000
Denton, Texas 2 $ 520,000 $ 260,000 $ 121,000
Jefferson, Texas 2 $ 330,000 $ 165,000 $ 51,000
Matagorda, Texas 2 $ 420,000 $ 210,000 $ 101,000
Henrico, Virginia 2 $ 420,000 $ 210,000 $ 69,000
Grays Harbor, Washington 2 $ 430,000 $ 215,000 $ 60,000
Yakima, Washington 2 $ 460,000 $ 230,000 $ 127,000
Brown, Wisconsin 2 $ 550,000 $ 275,000 $ 134,000
Cullman, Alabama 1 $ 105,000 $ 105,000 $ 69,000
Aleutians East, Alaska 1 $ 65,000 $ 65,000 $ 21,000
Fairbanks North Star, Alaska 1 $ 445,000 $ 445,000 $ 101,000
Juneau, Alaska 1 $ 115,000 $ 115,000 $ 57,000
Kodiak Island, Alaska 1 $ 245,000 $ 245,000 $ 46,000
Nome, Alaska 1 $ 255,000 $ 255,000 $ 75,000
Valdez-Cordova, Alaska 1 $ 335,000 $ 335,000 $ 0
Graham, Arizona 1 $ 145,000 $ 145,000 $ 54,000
Pima, Arizona 1 $ 195,000 $ 195,000 $ 140,000
Carroll, Arkansas 1 $ 145,000 $ 145,000 $ 52,000
Franklin, Arkansas 1 $ 75,000 $ 75,000 $ 35,000
Amador, California 1 $ 465,000 $ 465,000 $ 286,000
Monterey, California 1 $ 125,000 $ 125,000 $ 83,000
Nevada, California 1 $ 355,000 $ 355,000 $ 66,000
San Francisco, California 1 $ 405,000 $ 405,000 $ 127,000
Santa Cruz, California 1 $ 505,000 $ 505,000 $ 156,000
Archuleta, Colorado 1 $ 205,000 $ 205,000 $ 71,000
Crowley, Colorado 1 $ 125,000 $ 125,000 $ 53,000
Douglas, Colorado 1 $ 485,000 $ 485,000 $ 205,000
Grand, Colorado 1 $ 285,000 $ 285,000 $ 360,000
Lake, Colorado 1 $ 205,000 $ 205,000 $ 64,000
Bay, Florida 1 $ 415,000 $ 415,000 $ 118,000
Columbia, Florida 1 $ 245,000 $ 245,000 $ 177,000
Duval, Florida 1 $ 305,000 $ 305,000 $ 212,000
Marion, Florida 1 $ 135,000 $ 135,000 $ 44,000
Okaloosa, Florida 1 $ 215,000 $ 215,000 $ 69,000
Pinellas, Florida 1 $ 335,000 $ 335,000 $ 83,000
St. Johns, Florida 1 $ 535,000 $ 535,000 $ 198,000
Columbia, Georgia 1 $ 255,000 $ 255,000 $ 47,000
Fulton, Georgia 1 $ 495,000 $ 495,000 $ 139,000
Honolulu, Hawaii 1 $ 245,000 $ 245,000 $ 127,000
Benewah, Idaho 1 $ 155,000 $ 155,000 $ 77,000
Kootenai, Idaho 1 $ 5,000 $ 5,000 $ 473,000
Adams, Illinois 1 $ 75,000 $ 75,000 $ 74,000
Cook, Illinois 1 $ 25,000 $ 25,000 $ 162,000
Knox, Illinois 1 $ 245,000 $ 245,000 $ 75,000
St. Clair, Illinois 1 $ 355,000 $ 355,000 $ 79,000
Tazewell, Illinois 1 $ 185,000 $ 185,000 $ 187,000
Floyd, Indiana 1 $ 275,000 $ 275,000 $ 147,000
Hendricks, Indiana 1 $ 245,000 $ 245,000 $ 73,000
Lawrence, Indiana 1 $ 125,000 $ 125,000 $ 53,000
Marion, Indiana 1 $ 155,000 $ 155,000 $ 38,000
Perry, Indiana 1 $ 95,000 $ 95,000 $ 128,000
Sullivan, Indiana 1 $ 85,000 $ 85,000 $ 31,000
Benton, Iowa 1 $ 215,000 $ 215,000 $ 69,000
Carroll, Iowa 1 $ 115,000 $ 115,000 $ 52,000
Cherokee, Iowa 1 $ 45,000 $ 45,000 $ 29,000
Crawford, Iowa 1 $ 65,000 $ 65,000 $ 56,000
Decatur, Iowa 1 $ 175,000 $ 175,000 $ 250,000
Hamilton, Iowa 1 $ 205,000 $ 205,000 $ 83,000
Jefferson, Iowa 1 $ 315,000 $ 315,000 $ 67,000
Johnson, Iowa 1 $ 245,000 $ 245,000 $ 170,000
Kossuth, Iowa 1 $ 65,000 $ 65,000 $ 51,000
Mahaska, Iowa 1 $ 85,000 $ 85,000 $ 28,000
Ringgold, Iowa 1 $ 435,000 $ 435,000 $ 288,000
Tama, Iowa 1 $ 125,000 $ 125,000 $ 31,000
Union, Iowa 1 $ 105,000 $ 105,000 $ 41,000
Wapello, Iowa 1 $ 45,000 $ 45,000 $ 34,000
Anderson, Kansas 1 $ 125,000 $ 125,000 $ 50,000
Cowley, Kansas 1 $ 85,000 $ 85,000 $ 32,000
Douglas, Kansas 1 $ 135,000 $ 135,000 $ 66,000
Montgomery, Kansas 1 $ 175,000 $ 175,000 $ 66,000
Republic, Kansas 1 $ 65,000 $ 65,000 $ 0
Acadia, Louisiana 1 $ 225,000 $ 225,000 $ 103,000
East Baton Rouge, Louisiana 1 $ 175,000 $ 175,000 $ 18,000
Vernon, Louisiana 1 $ 95,000 $ 95,000 $ 75,000
Harford, Maryland 1 $ 45,000 $ 45,000 $ 92,000
Essex, Massachusetts 1 $ 505,000 $ 505,000 $ 78,000
Delta, Michigan 1 $ 85,000 $ 85,000 $ 58,000
Gogebic, Michigan 1 $ 95,000 $ 95,000 $ 34,000
Kent, Michigan 1 $ 295,000 $ 295,000 $ 172,000
Livingston, Michigan 1 $ 175,000 $ 175,000 $ 0
Washtenaw, Michigan 1 $ 325,000 $ 325,000 $ 140,000
Clay, Minnesota 1 $ 195,000 $ 195,000 $ 47,000
Hennepin, Minnesota 1 $ 375,000 $ 375,000 $ 100,000
Stearns, Minnesota 1 $ 135,000 $ 135,000 $ 50,000
Hancock, Mississippi 1 $ 175,000 $ 175,000 $ 172,000
Barry, Missouri 1 $ 145,000 $ 145,000 $ 45,000
Hickory, Missouri 1 $ 85,000 $ 85,000 $ 50,000
Jasper, Missouri 1 $ 125,000 $ 125,000 $ 46,000
Jefferson, Missouri 1 $ 75,000 $ 75,000 $ 11,000
St. Charles, Missouri 1 $ 505,000 $ 505,000 $ 139,000
Glacier, Montana 1 $ 145,000 $ 145,000 $ 0
Sanders, Montana 1 $ 255,000 $ 255,000 $ 105,000
Dixon, Nebraska 1 $ 205,000 $ 205,000 $ 84,000
Howard, Nebraska 1 $ 175,000 $ 175,000 $ 85,000
Johnson, Nebraska 1 $ 85,000 $ 85,000 $ 96,000
Nance, Nebraska 1 $ 195,000 $ 195,000 $ 67,000
Otoe, Nebraska 1 $ 125,000 $ 125,000 $ 47,000
Saline, Nebraska 1 $ 105,000 $ 105,000 $ 75,000
Scotts Bluff, Nebraska 1 $ 115,000 $ 115,000 $ 113,000
Seward, Nebraska 1 $ 175,000 $ 175,000 $ 58,000
Sheridan, Nebraska 1 $ 75,000 $ 75,000 $ 56,000
Sherman, Nebraska 1 $ 45,000 $ 45,000 $ 40,000
Churchill, Nevada 1 $ 165,000 $ 165,000 $ 41,000
Quay, New Mexico 1 $ 105,000 $ 105,000 $ 63,000
Socorro, New Mexico 1 $ 225,000 $ 225,000 $ 89,000
Franklin, New York 1 $ 85,000 $ 85,000 $ 50,000
Burke, North Carolina 1 $ 105,000 $ 105,000 $ 34,000
Chatham, North Carolina 1 $ 355,000 $ 355,000 $ 125,000
Columbus, North Carolina 1 $ 315,000 $ 315,000 $ 114,000
Forsyth, North Carolina 1 $ 185,000 $ 185,000 $ 72,000
Wake, North Carolina 1 $ 445,000 $ 445,000 $ 68,000
Rolette, North Dakota 1 $ 155,000 $ 155,000 $ 101,000
Trumbull, Ohio 1 $ 105,000 $ 105,000 $ 19,000
Alfalfa, Oklahoma 1 $ 65,000 $ 65,000 $ 31,000
Beckham, Oklahoma 1 $ 125,000 $ 125,000 $ 64,000
Greer, Oklahoma 1 $ 95,000 $ 95,000 $ 58,000
Kiowa, Oklahoma 1 $ 135,000 $ 135,000 $ 81,000
Tillman, Oklahoma 1 $ 25,000 $ 25,000 $ 80,000
Woods, Oklahoma 1 $ 65,000 $ 65,000 $ 120,000
Coos, Oregon 1 $ 255,000 $ 255,000 $ 94,000
Jefferson, Oregon 1 $ 255,000 $ 255,000 $ 101,000
Lincoln, Oregon 1 $ 115,000 $ 115,000 $ 47,000
Union, Oregon 1 $ 315,000 $ 315,000 $ 54,000
Washington, Rhode Island 1 $ 355,000 $ 355,000 $ 168,000
Horry, South Carolina 1 $ 215,000 $ 215,000 $ 68,000
Spartanburg, South Carolina 1 $ 515,000 $ 515,000 $ 533,000
Hutchinson, South Dakota 1 $ 65,000 $ 65,000 $ 35,000
McCook, South Dakota 1 $ 55,000 $ 55,000 $ 56,000
Yankton, South Dakota 1 $ 295,000 $ 295,000 $ 99,000
Bell, Texas 1 $ 135,000 $ 135,000 $ 45,000
Collin, Texas 1 $ 195,000 $ 195,000 $ 136,000
Dallas, Texas 1 $ 165,000 $ 165,000 $ 101,000
El Paso, Texas 1 $ 95,000 $ 95,000 $ 31,000
Henderson, Texas 1 $ 155,000 $ 155,000 $ 46,000
Hunt, Texas 1 $ 175,000 $ 175,000 $ 86,000
Leon, Texas 1 $ 255,000 $ 255,000 $ 86,000
Martin, Texas 1 $ 255,000 $ 255,000 $ 101,000
McLennan, Texas 1 $ 65,000 $ 65,000 $ 29,000
Montgomery, Texas 1 $ 5,000 $ 5,000 $ 88,000
Orange, Texas 1 $ 95,000 $ 95,000 $ 52,000
Rains, Texas 1 $ 25,000 $ 25,000 $ 16,000
Wichita, Texas 1 $ 45,000 $ 45,000 $ 48,000
Young, Texas 1 $ 55,000 $ 55,000 $ 0
Iron, Utah 1 $ 245,000 $ 245,000 $ 53,000
Amherst, Virginia 1 $ 175,000 $ 175,000 $ 36,000
Lancaster, Virginia 1 $ 135,000 $ 135,000 $ 44,000
New Kent, Virginia 1 $ 375,000 $ 375,000 $ 114,000
Westmoreland, Virginia 1 $ 445,000 $ 445,000 $ 0
Clallam, Washington 1 $ 95,000 $ 95,000 $ 112,000
Lincoln, Washington 1 $ 285,000 $ 285,000 $ 119,000
Skamania, Washington 1 $ 395,000 $ 395,000 $ 0
Thurston, Washington 1 $ 215,000 $ 215,000 $ 85,000
Racine, Wisconsin 1 $ 115,000 $ 115,000 $ 53,000
Washburn, Wisconsin 1 $ 115,000 $ 115,000 $ 0

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,955 $385,625,000 $197,000 $2,465,000 $75,000 $630,000
Refinancing 972 $171,890,000 $176,000 $4,595,000 $88,000 $533,000
Cash-out Refinancing 450 $99,080,000 $220,000 $3,475,000 $93,000 $554,000
Home Improvement 41 $1,865,000 $45,000 $325,000 $76,000 $204,000
Other Purpose 26 $2,630,000 $101,000 $405,000 $74,000 $192,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,348 $259,770,000 $192,000 $625,000 $80,000 $630,000
American Indian or Alaskan Native 1,290 $255,310,000 $197,000 $705,000 $82,000 $521,000
Not applicable 474 $81,850,000 $172,000 $4,595,000 $0 $0
Hispanic 132 $24,710,000 $187,000 $505,000 $73,000 $359,000
Black or African American 88 $16,760,000 $190,000 $595,000 $70,000 $169,000
Not Provided 66 $12,410,000 $188,000 $415,000 $74,000 $216,000
Asian 38 $8,120,000 $213,000 $445,000 $73,000 $193,000
Native Hawaiian or Other Pacific Islander 4 $1,080,000 $270,000 $495,000 $118,000 $162,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,934 $343,430,000 $177,000 $705,000 $77,000 $473,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,047 $233,065,000 $222,000 $4,595,000 $95,000 $630,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 266 $35,910,000 $135,000 $335,000 $50,000 $137,000
VA-guaranteed (Veterans Administration) 197 $48,685,000 $247,000 $595,000 $87,000 $250,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,309 $442,925,000 $191,000 $4,595,000 $81,000 $630,000
Application Denied By Financial Institution 633 $119,875,000 $189,000 $565,000 $75,000 $473,000
Application Withdrawn By Applicant 375 $73,065,000 $194,000 $545,000 $87,000 $360,000
File Closed For Incompleteness 103 $20,275,000 $196,000 $515,000 $83,000 $286,000
Application Approved But Not Accepted 24 $4,950,000 $206,000 $515,000 $76,000 $139,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,811 $541,215,000 $192,000 $4,595,000 $82,000 $630,000
Credit History 206 $38,620,000 $187,000 $565,000 $87,000 $401,000
Debt-To-Income Ratio 179 $36,555,000 $204,000 $565,000 $57,000 $162,000
Collateral 93 $16,325,000 $175,000 $455,000 $76,000 $473,000
Unverifiable Information 69 $12,255,000 $177,000 $495,000 $79,000 $280,000
Other 42 $7,330,000 $174,000 $475,000 $84,000 $454,000
Employment History 25 $5,095,000 $203,000 $545,000 $75,000 $174,000
Credit Application Incomplete 11 $2,145,000 $195,000 $355,000 $88,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,550,000 $193,000 $335,000 $79,000 $144,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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