Chickasaw Community Bank Mortgage Lending & HMDA Data, 2018

In 2018, Chickasaw Community Bank of Oklahoma City, OK reported 1,993 mortgage applications totaling $325.9 million, up 47% from 2017. The average application was for $163,509, and applicants reported an average income of $76,755. 72% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Oklahoma City, OK (640), Tulsa, OK (186) and Des Moines-West Des Moines, IA (93) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 1,993
Total Mortgage Loan Application Amount $325,875,000
Average Mortgage Loan Application Amount $163,509
Highest Mortgage Loan Application Amount $2,485,000
Average Applicant Income $76,755
Highest Applicant Income $999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma City, OK 640 $ 102,790,000 $ 160,609 $ 78,000
Outside any metro area 616 $ 80,990,000 $ 131,477 $ 71,277
Tulsa, OK 186 $ 30,070,000 $ 161,666 $ 75,000
Des Moines-West Des Moines, IA 93 $ 16,305,000 $ 175,322 $ 74,000
Omaha-Council Bluffs, NE-IA 77 $ 13,595,000 $ 176,558 $ 78,480
Anchorage, AK 47 $ 9,545,000 $ 203,085 $ 65,000
Fort Smith, AR-OK 34 $ 3,830,000 $ 112,647 $ 74,294
Shreveport-Bossier City, LA 28 $ 6,250,000 $ 223,214 $ 91,000
Portland-Vancouver-Hillsboro, OR-WA 19 $ 6,225,000 $ 327,631 $ 84,368
Sioux City, IA-NE-SD 19 $ 2,785,000 $ 146,578 $ 65,684
Phoenix-Mesa-Scottsdale, AZ 18 $ 4,280,000 $ 237,777 $ 118,000
Denver-Aurora-Lakewood, CO 17 $ 5,695,000 $ 335,000 $ 132,000
Lawton, OK 11 $ 1,235,000 $ 112,272 $ 55,000
Colorado Springs, CO 9 $ 2,385,000 $ 265,000 $ 78,000
Dallas-Plano-Irving, TX 9 $ 2,095,000 $ 232,777 $ 103,000
Sacramento--Roseville--Arden-Arcade, CA 8 $ 2,710,000 $ 338,750 $ 100,000
Salt Lake City, UT 7 $ 1,585,000 $ 226,428 $ 84,000
Riverside-San Bernardino-Ontario, CA 6 $ 1,670,000 $ 278,333 $ 129,000
El Paso, TX 5 $ 715,000 $ 143,000 $ 68,000
Houston-The Woodlands-Sugar Land, TX 5 $ 925,000 $ 185,000 $ 96,000
Lincoln, NE 5 $ 775,000 $ 155,000 $ 67,000
Salem, OR 5 $ 1,525,000 $ 305,000 $ 88,000
Deltona-Daytona Beach-Ormond Beach, FL 4 $ 430,000 $ 107,500 $ 49,000
Fort Worth-Arlington, TX 4 $ 780,000 $ 195,000 $ 76,000
Milwaukee-Waukesha-West Allis, WI 4 $ 910,000 $ 227,500 $ 81,000
Mobile, AL 4 $ 840,000 $ 210,000 $ 84,000
San Diego-Carlsbad, CA 4 $ 1,220,000 $ 305,000 $ 92,000
Albuquerque, NM 3 $ 605,000 $ 201,666 $ 116,000
Bellingham, WA 3 $ 635,000 $ 211,666 $ 83,000
Lake Charles, LA 3 $ 765,000 $ 255,000 $ 100,000
Orlando-Kissimmee-Sanford, FL 3 $ 625,000 $ 208,333 $ 85,000
Santa Fe, NM 3 $ 655,000 $ 218,333 $ 53,000
Utica-Rome, NY 3 $ 605,000 $ 201,666 $ 110,000
Yakima, WA 3 $ 725,000 $ 241,666 $ 112,000
Yuma, AZ 3 $ 545,000 $ 181,666 $ 99,000
Ames, IA 2 $ 260,000 $ 130,000 $ 48,000
Austin-Round Rock, TX 2 $ 350,000 $ 175,000 $ 95,000
Bangor, ME 2 $ 420,000 $ 210,000 $ 65,000
Boulder, CO 2 $ 710,000 $ 355,000 $ 173,000
Bremerton-Silverdale, WA 2 $ 540,000 $ 270,000 $ 76,000
Enid, OK 2 $ 230,000 $ 115,000 $ 49,000
Fayetteville-Springdale-Rogers, AR-MO 2 $ 260,000 $ 130,000 $ 62,500
Greensboro-High Point, NC 2 $ 250,000 $ 125,000 $ 26,000
Indianapolis-Carmel-Anderson, IN 2 $ 380,000 $ 190,000 $ 118,000
Lawrence, KS 2 $ 290,000 $ 145,000 $ 48,000
Los Angeles-Long Beach-Glendale, CA 2 $ 820,000 $ 410,000 $ 220,000
Minneapolis-St. Paul-Bloomington, MN-WI 2 $ 480,000 $ 240,000 $ 66,000
Modesto, CA 2 $ 410,000 $ 205,000 $ 94,000
Mount Vernon-Anacortes, WA 2 $ 560,000 $ 280,000 $ 71,000
Pocatello, ID 2 $ 480,000 $ 240,000 $ 75,000
Santa Rosa, CA 2 $ 1,100,000 $ 550,000 $ 192,000
Seattle-Bellevue-Everett, WA 2 $ 510,000 $ 255,000 $ 91,000
Sherman-Denison, TX 2 $ 390,000 $ 195,000 $ 125,000
St. George, UT 2 $ 520,000 $ 260,000 $ 78,000
Tacoma-Lakewood, WA 2 $ 360,000 $ 180,000 $ 85,000
Topeka, KS 2 $ 360,000 $ 180,000 $ 107,000
Tucson, AZ 2 $ 430,000 $ 215,000 $ 88,000
Amarillo, TX 1 $ 165,000 $ 165,000 $ 128,000
Battle Creek, MI 1 $ 285,000 $ 285,000 $ 98,000
Cedar Rapids, IA 1 $ 205,000 $ 205,000 $ 62,000
Charleston-North Charleston, SC 1 $ 425,000 $ 425,000 $ 190,000
Chico, CA 1 $ 165,000 $ 165,000 $ 58,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 125,000 $ 125,000 $ 25,000
Elgin, IL 1 $ 305,000 $ 305,000 $ 134,000
Eugene, OR 1 $ 105,000 $ 105,000 $ 16,000
Fairbanks, AK 1 $ 295,000 $ 295,000 $ 111,000
Fargo, ND-MN 1 $ 85,000 $ 85,000 $ 65,000
Farmington, NM 1 $ 165,000 $ 165,000 $ 89,000
Flagstaff, AZ 1 $ 265,000 $ 265,000 $ 87,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 225,000 $ 225,000 $ 60,000
Fort Wayne, IN 1 $ 215,000 $ 215,000 $ 53,000
Fresno, CA 1 $ 75,000 $ 75,000 $ 20,000
Greeley, CO 1 $ 385,000 $ 385,000 $ 111,000
Hanford-Corcoran, CA 1 $ 195,000 $ 195,000 $ 12,000
Jacksonville, FL 1 $ 165,000 $ 165,000 $ 86,000
Kennewick-Richland, WA 1 $ 275,000 $ 275,000 $ 128,000
Las Cruces, NM 1 $ 65,000 $ 65,000 $ 60,000
Las Vegas-Henderson-Paradise, NV 1 $ 275,000 $ 275,000 $ 173,000
Little Rock-North Little Rock-Conway, AR 1 $ 115,000 $ 115,000 $ 48,000
Longview, WA 1 $ 165,000 $ 165,000 $ 55,000
Madera, CA 1 $ 205,000 $ 205,000 $ 134,000
Medford, OR 1 $ 305,000 $ 305,000 $ 150,000
Miami-Miami Beach-Kendall, FL 1 $ 155,000 $ 155,000 $ 70,000
Monroe, LA 1 $ 295,000 $ 295,000 $ 97,000
Panama City, FL 1 $ 65,000 $ 65,000 $ 25,000
Prescott, AZ 1 $ 305,000 $ 305,000 $ 116,000
Provo-Orem, UT 1 $ 195,000 $ 195,000 $ 74,000
Pueblo, CO 1 $ 225,000 $ 225,000 $ 70,000
Redding, CA 1 $ 215,000 $ 215,000 $ 45,000
Santa Maria-Santa Barbara, CA 1 $ 185,000 $ 185,000 $ 46,000
Sioux Falls, SD 1 $ 95,000 $ 95,000 $ 39,000
Spokane-Spokane Valley, WA 1 $ 275,000 $ 275,000 $ 74,000
Stockton-Lodi, CA 1 $ 115,000 $ 115,000 $ 140,000
Syracuse, NY 1 $ 155,000 $ 155,000 $ 101,000
Vallejo-Fairfield, CA 1 $ 165,000 $ 165,000 $ 119,000
Visalia-Porterville, CA 1 $ 235,000 $ 235,000 $ 55,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 1 $ 285,000 $ 285,000 $ 65,000
Winston-Salem, NC 1 $ 225,000 $ 225,000 $ 79,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,552 $250,490,000 $161,000 $805,000 $75,000 $348,000
Cash-out Refinancing 215 $34,275,000 $159,000 $625,000 $80,000 $396,000
Refinancing 172 $32,780,000 $190,000 $2,485,000 $88,000 $999,000
Home Improvement 43 $6,545,000 $152,000 $505,000 $85,000 $225,000
Other Purpose 8 $1,420,000 $177,000 $275,000 $65,000 $113,000
Not Applicable 3 $365,000 $121,000 $175,000 $21,000 $21,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 852 $144,840,000 $170,000 $625,000 $79,000 $396,000
White 734 $122,540,000 $166,000 $805,000 $77,000 $999,000
Not applicable 226 $29,120,000 $128,000 $2,485,000 $65,000 $218,000
Hispanic 92 $14,550,000 $158,000 $645,000 $74,000 $214,000
Not Provided 35 $6,325,000 $180,000 $405,000 $73,000 $146,000
Black or African American 28 $4,480,000 $160,000 $325,000 $68,000 $127,000
Asian 17 $2,735,000 $160,000 $265,000 $81,000 $200,000
Native Hawaiian or Other Pacific Islander 6 $950,000 $158,000 $285,000 $79,000 $113,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,304 $205,770,000 $157,000 $645,000 $75,000 $314,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 397 $69,565,000 $175,000 $2,485,000 $96,000 $999,000
VA-guaranteed (Veterans Administration) 151 $33,535,000 $222,000 $565,000 $80,000 $172,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 141 $17,005,000 $120,000 $335,000 $47,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,427 $231,835,000 $162,000 $2,485,000 $75,000 $348,000
Application Denied By Financial Institution 370 $59,580,000 $161,000 $625,000 $76,000 $396,000
Application Withdrawn By Applicant 123 $23,325,000 $189,000 $645,000 $100,000 $249,000
Loan Purchased By The Institution 69 $10,485,000 $151,000 $405,000 $65,000 $218,000
Application Approved But Not Accepted 4 $650,000 $162,000 $225,000 $363,000 $999,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,623 $266,295,000 $164,000 $2,485,000 $77,000 $999,000
Credit History 168 $25,790,000 $153,000 $625,000 $73,000 $288,000
Debt-To-Income Ratio 63 $10,585,000 $168,000 $405,000 $68,000 $225,000
Collateral 59 $9,625,000 $163,000 $375,000 $81,000 $335,000
Other 36 $6,440,000 $178,000 $395,000 $85,000 $222,000
Credit Application Incomplete 33 $5,525,000 $167,000 $305,000 $96,000 $396,000
Employment History 8 $1,080,000 $135,000 $255,000 $63,000 $145,000
Insufficient Cash (Downpayment, Closing Cost) 3 $535,000 $178,000 $205,000 $64,000 $87,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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