Bankers' Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Bankers' Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankers' Bank 7700 Mineral Point Road Madison, WI 53717 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,080 |
| Total Mortgage Loan Application Amount | $167,800,000 |
| Average Mortgage Loan Application Amount | $157,250 |
| Highest Mortgage Loan Application Amount | $1,085,000 |
| Average Applicant Income | $95,750 |
| Highest Applicant Income | $1,403,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Bankers' Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankers' Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Bankers' Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankers' Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankers' Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankers' Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Eau Claire County Wisconsin | 57 | $ 10,395,000 | $ 182,000 | $ 96,000 |
| Henry County Indiana | 40 | $ 3,390,000 | $ 84,000 | $ 59,000 |
| Carroll County Iowa | 35 | $ 5,815,000 | $ 166,000 | $ 79,000 |
| Putnam County Indiana | 32 | $ 3,530,000 | $ 110,000 | $ 67,000 |
| Burnett County Wisconsin | 32 | $ 5,640,000 | $ 176,000 | $ 82,000 |
| Bayfield County Wisconsin | 25 | $ 3,535,000 | $ 141,000 | $ 68,000 |
| Ashland County Wisconsin | 22 | $ 3,140,000 | $ 142,000 | $ 81,000 |
| Dodge County Wisconsin | 22 | $ 3,990,000 | $ 181,000 | $ 92,000 |
| Stephenson County Illinois | 21 | $ 1,845,000 | $ 87,000 | $ 59,000 |
| Cerro Gordo County Iowa | 21 | $ 3,785,000 | $ 180,000 | $ 84,000 |
| Harrison County Iowa | 21 | $ 3,515,000 | $ 167,000 | $ 87,000 |
| Madison County Iowa | 20 | $ 3,960,000 | $ 198,000 | $ 80,000 |
| Mills County Iowa | 19 | $ 3,585,000 | $ 188,000 | $ 110,000 |
| Clay County Iowa | 17 | $ 1,665,000 | $ 97,000 | $ 49,000 |
| Pottawattamie County Iowa | 17 | $ 3,265,000 | $ 192,000 | $ 88,000 |
| Shawano County Wisconsin | 17 | $ 2,275,000 | $ 133,000 | $ 61,000 |
| Chippewa County Wisconsin | 16 | $ 3,940,000 | $ 246,000 | $ 160,000 |
| Gogebic County Michigan | 15 | $ 1,025,000 | $ 68,000 | $ 58,000 |
| La Crosse County Wisconsin | 15 | $ 2,905,000 | $ 193,000 | $ 75,000 |
| Washington County Wisconsin | 15 | $ 2,975,000 | $ 198,000 | $ 85,000 |
| Guthrie County Iowa | 13 | $ 2,965,000 | $ 228,000 | $ 120,000 |
| Green Lake County Wisconsin | 13 | $ 1,715,000 | $ 131,000 | $ 65,000 |
| Iron County Wisconsin | 13 | $ 1,315,000 | $ 101,000 | $ 63,000 |
| Portage County Wisconsin | 13 | $ 2,195,000 | $ 168,000 | $ 87,000 |
| Washington County Illinois | 12 | $ 1,660,000 | $ 138,000 | $ 89,000 |
| Dickinson County Iowa | 12 | $ 2,400,000 | $ 200,000 | $ 114,000 |
| Jasper County Iowa | 12 | $ 1,140,000 | $ 95,000 | $ 47,000 |
| Sawyer County Wisconsin | 12 | $ 2,540,000 | $ 211,000 | $ 145,000 |
| McLean County Illinois | 10 | $ 1,090,000 | $ 109,000 | $ 79,000 |
| Rush County Indiana | 10 | $ 1,180,000 | $ 118,000 | $ 64,000 |
| Barron County Wisconsin | 10 | $ 1,990,000 | $ 199,000 | $ 115,000 |
| Fond du Lac County Wisconsin | 10 | $ 1,210,000 | $ 121,000 | $ 53,000 |
| Jefferson County Wisconsin | 10 | $ 1,780,000 | $ 178,000 | $ 144,000 |
| Blackford County Indiana | 9 | $ 705,000 | $ 78,000 | $ 46,000 |
| Rock County Wisconsin | 9 | $ 1,465,000 | $ 162,000 | $ 69,000 |
| Trempealeau County Wisconsin | 9 | $ 2,095,000 | $ 232,000 | $ 87,000 |
| Morgan County Indiana | 8 | $ 1,480,000 | $ 185,000 | $ 104,000 |
| Randolph County Indiana | 8 | $ 490,000 | $ 61,000 | $ 54,000 |
| Worth County Iowa | 8 | $ 1,260,000 | $ 157,000 | $ 80,000 |
| Ontonagon County Michigan | 8 | $ 840,000 | $ 105,000 | $ 108,000 |
| Buffalo County Wisconsin | 8 | $ 1,290,000 | $ 161,000 | $ 99,000 |
| Dane County Wisconsin | 8 | $ 1,550,000 | $ 193,000 | $ 146,000 |
| Grant County Wisconsin | 8 | $ 1,020,000 | $ 127,000 | $ 65,000 |
| Washburn County Wisconsin | 8 | $ 1,170,000 | $ 146,000 | $ 86,000 |
| Calhoun County Iowa | 7 | $ 505,000 | $ 72,000 | $ 49,000 |
| O'Brien County Iowa | 7 | $ 825,000 | $ 117,000 | $ 74,000 |
| Forest County Wisconsin | 7 | $ 1,065,000 | $ 152,000 | $ 101,000 |
| Johnson County Indiana | 6 | $ 920,000 | $ 153,000 | $ 83,000 |
| Buena Vista County Iowa | 6 | $ 570,000 | $ 95,000 | $ 63,000 |
| Cedar County Iowa | 6 | $ 720,000 | $ 120,000 | $ 70,000 |
| Polk County Iowa | 6 | $ 1,110,000 | $ 185,000 | $ 61,000 |
| St. Louis County Minnesota | 6 | $ 1,060,000 | $ 176,000 | $ 71,000 |
| Columbia County Wisconsin | 6 | $ 1,010,000 | $ 168,000 | $ 71,000 |
| Dunn County Wisconsin | 6 | $ 1,160,000 | $ 193,000 | $ 111,000 |
| Lincoln County Wisconsin | 6 | $ 420,000 | $ 70,000 | $ 40,000 |
| Marathon County Wisconsin | 6 | $ 900,000 | $ 150,000 | $ 56,000 |
| Sheboygan County Wisconsin | 6 | $ 1,170,000 | $ 195,000 | $ 90,000 |
| Waupaca County Wisconsin | 6 | $ 840,000 | $ 140,000 | $ 75,000 |
| Marion County Illinois | 5 | $ 875,000 | $ 175,000 | $ 73,000 |
| Ogle County Illinois | 5 | $ 475,000 | $ 95,000 | $ 48,000 |
| Hamilton County Indiana | 5 | $ 945,000 | $ 189,000 | $ 135,000 |
| Hendricks County Indiana | 5 | $ 865,000 | $ 173,000 | $ 86,000 |
| Madison County Indiana | 5 | $ 1,045,000 | $ 209,000 | $ 135,000 |
| Pulaski County Indiana | 5 | $ 425,000 | $ 85,000 | $ 46,000 |
| Juneau County Wisconsin | 5 | $ 565,000 | $ 113,000 | $ 51,000 |
| Pierce County Wisconsin | 5 | $ 775,000 | $ 155,000 | $ 96,000 |
| Price County Wisconsin | 5 | $ 435,000 | $ 87,000 | $ 52,000 |
| Rusk County Wisconsin | 5 | $ 575,000 | $ 115,000 | $ 60,000 |
| Sauk County Wisconsin | 5 | $ 1,045,000 | $ 209,000 | $ 76,000 |
| St. Croix County Wisconsin | 5 | $ 1,285,000 | $ 257,000 | $ 118,000 |
| Clinton County Illinois | 4 | $ 430,000 | $ 107,000 | $ 79,000 |
| Jo Daviess County Illinois | 4 | $ 440,000 | $ 110,000 | $ 42,000 |
| Wabash County Illinois | 4 | $ 360,000 | $ 90,000 | $ 50,000 |
| Delaware County Indiana | 4 | $ 380,000 | $ 95,000 | $ 45,000 |
| Palo Alto County Iowa | 4 | $ 700,000 | $ 175,000 | $ 49,000 |
| Shelby County Iowa | 4 | $ 590,000 | $ 147,000 | $ 48,000 |
| Carver County Minnesota | 4 | $ 1,330,000 | $ 332,000 | $ 138,000 |
| Douglas County Nebraska | 4 | $ 670,000 | $ 167,000 | $ 81,000 |
| Brown County Wisconsin | 4 | $ 590,000 | $ 147,000 | $ 103,000 |
| Lafayette County Wisconsin | 4 | $ 1,300,000 | $ 325,000 | $ 440,000 |
| Milwaukee County Wisconsin | 4 | $ 560,000 | $ 140,000 | $ 114,000 |
| Pepin County Wisconsin | 4 | $ 440,000 | $ 110,000 | $ 68,000 |
| Polk County Wisconsin | 4 | $ 730,000 | $ 182,000 | $ 135,000 |
| Ford County Illinois | 3 | $ 215,000 | $ 71,000 | $ 24,000 |
| McHenry County Illinois | 3 | $ 1,115,000 | $ 371,000 | $ 132,000 |
| Hancock County Indiana | 3 | $ 305,000 | $ 101,000 | $ 84,000 |
| LaPorte County Indiana | 3 | $ 415,000 | $ 138,000 | $ 100,000 |
| White County Indiana | 3 | $ 525,000 | $ 175,000 | $ 76,000 |
| Iowa County Iowa | 3 | $ 845,000 | $ 281,000 | $ 118,000 |
| Kossuth County Iowa | 3 | $ 1,115,000 | $ 371,000 | $ 283,000 |
| Warren County Iowa | 3 | $ 435,000 | $ 145,000 | $ 56,000 |
| Green County Wisconsin | 3 | $ 285,000 | $ 95,000 | $ 53,000 |
| Manitowoc County Wisconsin | 3 | $ 325,000 | $ 108,000 | $ 49,000 |
| Monroe County Wisconsin | 3 | $ 485,000 | $ 161,000 | $ 79,000 |
| Oconto County Wisconsin | 3 | $ 485,000 | $ 161,000 | $ 98,000 |
| Wood County Wisconsin | 3 | $ 475,000 | $ 158,000 | $ 51,000 |
| Carroll County Illinois | 2 | $ 330,000 | $ 165,000 | $ 68,000 |
| Champaign County Illinois | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Douglas County Illinois | 2 | $ 230,000 | $ 115,000 | $ 109,000 |
| Iroquois County Illinois | 2 | $ 130,000 | $ 65,000 | $ 28,000 |
| Kankakee County Illinois | 2 | $ 140,000 | $ 70,000 | $ 45,000 |
| Tazewell County Illinois | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| Winnebago County Illinois | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Marion County Indiana | 2 | $ 390,000 | $ 195,000 | $ 88,000 |
| Parke County Indiana | 2 | $ 170,000 | $ 85,000 | $ 39,000 |
| Starke County Indiana | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| Wells County Indiana | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Adair County Iowa | 2 | $ 490,000 | $ 245,000 | $ 95,000 |
| Audubon County Iowa | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Clayton County Iowa | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| Dallas County Iowa | 2 | $ 1,360,000 | $ 680,000 | $ 453,000 |
| Floyd County Iowa | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| Marshall County Iowa | 2 | $ 220,000 | $ 110,000 | $ 78,000 |
| Sac County Iowa | 2 | $ 180,000 | $ 90,000 | $ 114,000 |
| Story County Iowa | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Dakota County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Hennepin County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 101,000 |
| Ramsey County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 265,000 |
| Scott County Minnesota | 2 | $ 550,000 | $ 275,000 | $ 109,000 |
| Wabasha County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Washington County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 84,000 |
| Clark County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Douglas County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Florence County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 108,000 |
| Jackson County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 52,000 |
| Langlade County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Marinette County Wisconsin | 2 | $ 440,000 | $ 220,000 | $ 140,000 |
| Winnebago County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| Denver County Colorado | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| Boone County Illinois | 1 | $ 125,000 | $ 125,000 | $ 167,000 |
| Henderson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Kane County Illinois | 1 | $ 255,000 | $ 255,000 | $ 220,000 |
| Knox County Illinois | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| LaSalle County Illinois | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Lawrence County Illinois | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Livingston County Illinois | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Marshall County Illinois | 1 | $ 155,000 | $ 155,000 | $ 295,000 |
| Peoria County Illinois | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Randolph County Illinois | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Vermilion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Woodford County Illinois | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Benton County Indiana | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Boone County Indiana | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Clinton County Indiana | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Decatur County Indiana | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Fulton County Indiana | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Grant County Indiana | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Jasper County Indiana | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Lake County Indiana | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Montgomery County Indiana | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Noble County Indiana | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Owen County Indiana | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Porter County Indiana | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Wayne County Indiana | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Boone County Iowa | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Bremer County Iowa | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
| Cherokee County Iowa | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Fayette County Iowa | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Franklin County Iowa | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Hancock County Iowa | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Ida County Iowa | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Lee County Iowa | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Marion County Iowa | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Mitchell County Iowa | 1 | $ 375,000 | $ 375,000 | $ 130,000 |
| Muscatine County Iowa | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Ringgold County Iowa | 1 | $ 345,000 | $ 345,000 | $ 200,000 |
| Washington County Iowa | 1 | $ 425,000 | $ 425,000 | $ 185,000 |
| Webster County Iowa | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Woodbury County Iowa | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Houghton County Michigan | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Anoka County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Blue Earth County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Chisago County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 428,000 |
| Crow Wing County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Faribault County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Freeborn County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Pine County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Camden County Missouri | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Sarpy County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Darke County Ohio | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Adams County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Calumet County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Marquette County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Outagamie County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Ozaukee County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 156,000 |
| Waukesha County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for Bankers' Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 620 | $84,350,000 | $136,000 | $545,000 | $71,000 | $618,000 |
| Refinancing | 263 | $53,235,000 | $202,000 | $1,085,000 | $104,000 | $1,403,000 |
| Home Improvement | 186 | $28,700,000 | $154,000 | $705,000 | $104,000 | $1,153,000 |
| Cash-out Refinancing | 11 | $1,515,000 | $137,000 | $265,000 | $104,000 | $158,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,018 | $157,660,000 | $154,000 | $1,085,000 | $83,000 | $1,153,000 |
| Not Provided | 42 | $7,740,000 | $184,000 | $805,000 | $133,000 | $1,403,000 |
| Hispanic | 10 | $1,130,000 | $113,000 | $245,000 | $63,000 | $122,000 |
| Asian | 4 | $770,000 | $192,000 | $335,000 | $85,000 | $137,000 |
| American Indian or Alaskan Native | 3 | $265,000 | $88,000 | $125,000 | $84,000 | $136,000 |
| Black or African American | 2 | $120,000 | $60,000 | $95,000 | $55,000 | $75,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $115,000 | $115,000 | $115,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 972 | $157,120,000 | $161,000 | $1,085,000 | $89,000 | $1,403,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 103 | $9,915,000 | $96,000 | $195,000 | $42,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 5 | $765,000 | $153,000 | $215,000 | $61,000 | $78,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 761 | $120,935,000 | $158,000 | $1,085,000 | $87,000 | $1,153,000 |
| File Closed For Incompleteness | 115 | $19,095,000 | $166,000 | $705,000 | $89,000 | $720,000 |
| Application Denied By Financial Institution | 105 | $14,835,000 | $141,000 | $805,000 | $73,000 | $1,403,000 |
| Application Withdrawn By Applicant | 86 | $10,460,000 | $121,000 | $395,000 | $71,000 | $190,000 |
| Application Approved But Not Accepted | 13 | $2,475,000 | $190,000 | $525,000 | $90,000 | $185,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 975 | $152,965,000 | $156,000 | $1,085,000 | $86,000 | $1,153,000 |
| Debt-To-Income Ratio | 33 | $4,875,000 | $147,000 | $345,000 | $49,000 | $174,000 |
| Credit History | 30 | $4,210,000 | $140,000 | $805,000 | $117,000 | $1,403,000 |
| Collateral | 17 | $2,585,000 | $152,000 | $455,000 | $83,000 | $191,000 |
| Employment History | 12 | $1,350,000 | $112,000 | $285,000 | $26,000 | $140,000 |
| Other | 9 | $1,385,000 | $153,000 | $275,000 | $67,000 | $216,000 |
| Unverifiable Information | 3 | $365,000 | $121,000 | $165,000 | $43,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankers' Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankers' Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.