Bankers Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Bankers Trust Company 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankers Trust Company 453 7Th St. Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,448 |
| Total Mortgage Loan Application Amount | $434,380,000 |
| Average Mortgage Loan Application Amount | $252,400 |
| Highest Mortgage Loan Application Amount | $19,795,000 |
| Average Applicant Income | $223,000 |
| Highest Applicant Income | $5,375,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Bankers Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankers Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Bankers Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankers Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankers Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankers Trust Company's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 584 | $ 138,350,000 | $ 236,000 | $ 184,000 |
| Maricopa County Arizona | 281 | $ 118,835,000 | $ 422,000 | $ 278,000 |
| Linn County Iowa | 181 | $ 44,455,000 | $ 245,000 | $ 183,000 |
| Dallas County Iowa | 139 | $ 37,825,000 | $ 272,000 | $ 252,000 |
| Story County Iowa | 94 | $ 23,510,000 | $ 250,000 | $ 163,000 |
| Johnson County Iowa | 24 | $ 26,260,000 | $ 1,094,000 | $ 210,000 |
| Warren County Iowa | 20 | $ 3,530,000 | $ 176,000 | $ 115,000 |
| Boone County Iowa | 12 | $ 2,830,000 | $ 235,000 | $ 129,000 |
| Coconino County Arizona | 6 | $ 3,630,000 | $ 605,000 | $ 589,000 |
| Benton County Iowa | 5 | $ 775,000 | $ 155,000 | $ 122,000 |
| Gila County Arizona | 4 | $ 1,190,000 | $ 297,000 | $ 136,000 |
| Cerro Gordo County Iowa | 4 | $ 890,000 | $ 222,000 | $ 480,000 |
| Jasper County Iowa | 4 | $ 580,000 | $ 145,000 | $ 51,000 |
| Hennepin County Minnesota | 4 | $ 1,190,000 | $ 297,000 | $ 113,000 |
| Boone County Missouri | 4 | $ 890,000 | $ 222,000 | $ 0 |
| Pima County Arizona | 3 | $ 515,000 | $ 171,000 | $ 193,000 |
| Dickinson County Iowa | 3 | $ 965,000 | $ 321,000 | $ 314,000 |
| Madison County Iowa | 3 | $ 705,000 | $ 235,000 | $ 239,000 |
| Daviess County Missouri | 3 | $ 935,000 | $ 311,000 | $ 670,000 |
| Douglas County Nebraska | 3 | $ 355,000 | $ 118,000 | $ 101,000 |
| Navajo County Arizona | 2 | $ 820,000 | $ 410,000 | $ 548,000 |
| Pinal County Arizona | 2 | $ 430,000 | $ 215,000 | $ 202,000 |
| Lee County Florida | 2 | $ 750,000 | $ 375,000 | $ 140,000 |
| Walton County Florida | 2 | $ 780,000 | $ 390,000 | $ 232,000 |
| Cook County Illinois | 2 | $ 510,000 | $ 255,000 | $ 446,000 |
| Black Hawk County Iowa | 2 | $ 570,000 | $ 285,000 | $ 194,000 |
| Guthrie County Iowa | 2 | $ 440,000 | $ 220,000 | $ 316,000 |
| Marshall County Iowa | 2 | $ 70,000 | $ 35,000 | $ 35,000 |
| Poweshiek County Iowa | 2 | $ 700,000 | $ 350,000 | $ 353,000 |
| Ringgold County Iowa | 2 | $ 780,000 | $ 390,000 | $ 453,000 |
| Ramsey County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 59,000 |
| Galveston County Texas | 2 | $ 370,000 | $ 185,000 | $ 383,000 |
| Mobile County Alabama | 1 | $ 85,000 | $ 85,000 | $ 215,000 |
| Yavapai County Arizona | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Orange County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 981,000 |
| Riverside County California | 1 | $ 775,000 | $ 775,000 | $ 648,000 |
| Sonoma County California | 1 | $ 505,000 | $ 505,000 | $ 91,000 |
| Huerfano County Colorado | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| La Plata County Colorado | 1 | $ 355,000 | $ 355,000 | $ 129,000 |
| Park County Colorado | 1 | $ 215,000 | $ 215,000 | $ 172,000 |
| Miami-Dade County Florida | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 395,000 | $ 395,000 | $ 197,000 |
| Carroll County Illinois | 1 | $ 285,000 | $ 285,000 | $ 393,000 |
| Adams County Iowa | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Buchanan County Iowa | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Clinton County Iowa | 1 | $ 1,375,000 | $ 1,375,000 | $ 0 |
| Decatur County Iowa | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Greene County Iowa | 1 | $ 235,000 | $ 235,000 | $ 189,000 |
| Hamilton County Iowa | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Iowa County Iowa | 1 | $ 45,000 | $ 45,000 | $ 286,000 |
| Jackson County Iowa | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Pottawattamie County Iowa | 1 | $ 4,505,000 | $ 4,505,000 | $ 0 |
| Scott County Iowa | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Webster County Iowa | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Anne Arundel County Maryland | 1 | $ 325,000 | $ 325,000 | $ 322,000 |
| Antrim County Michigan | 1 | $ 335,000 | $ 335,000 | $ 726,000 |
| Cook County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 379,000 |
| Crow Wing County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 330,000 |
| Washington County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Camden County Missouri | 1 | $ 245,000 | $ 245,000 | $ 180,000 |
| Miller County Missouri | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Taney County Missouri | 1 | $ 135,000 | $ 135,000 | $ 253,000 |
| Washington County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 254,000 |
| Hillsborough County New Hampshire | 1 | $ 475,000 | $ 475,000 | $ 359,000 |
| Santa Fe County New Mexico | 1 | $ 495,000 | $ 495,000 | $ 300,000 |
| Mecklenburg County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| New Hanover County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 205,000 |
| Salt Lake County Utah | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Clark County Washington | 1 | $ 445,000 | $ 445,000 | $ 327,000 |
| King County Washington | 1 | $ 485,000 | $ 485,000 | $ 167,000 |
| Thurston County Washington | 1 | $ 155,000 | $ 155,000 | $ 346,000 |
| Door County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 1,429,000 |
| Eau Claire County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 262,000 |
| Sawyer County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
| St. Croix County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 341,000 |
Mortgage Loan Application Detail Totals for Bankers Trust Company in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 630 | $226,580,000 | $359,000 | $19,795,000 | $220,000 | $3,360,000 |
| Home Purchase | 371 | $112,095,000 | $302,000 | $4,505,000 | $177,000 | $3,362,000 |
| Other Purpose | 179 | $25,285,000 | $141,000 | $1,445,000 | $258,000 | $5,375,000 |
| Cash-out Refinancing | 167 | $60,265,000 | $360,000 | $1,625,000 | $215,000 | $1,350,000 |
| Home Improvement | 101 | $10,155,000 | $100,000 | $805,000 | $245,000 | $3,600,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,022 | $246,740,000 | $241,000 | $2,005,000 | $215,000 | $5,375,000 |
| Not Provided | 230 | $78,300,000 | $340,000 | $2,265,000 | $247,000 | $3,360,000 |
| Not applicable | 67 | $79,915,000 | $1,192,000 | $19,795,000 | $0 | $0 |
| Hispanic | 56 | $11,520,000 | $205,000 | $915,000 | $123,000 | $933,000 |
| Asian | 53 | $13,855,000 | $261,000 | $975,000 | $175,000 | $727,000 |
| Black or African American | 16 | $3,140,000 | $196,000 | $485,000 | $142,000 | $526,000 |
| American Indian or Alaskan Native | 2 | $670,000 | $335,000 | $495,000 | $305,000 | $404,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,400 | $424,120,000 | $302,000 | $19,795,000 | $220,000 | $5,375,000 |
| FHA-insured (Federal Housing Administration) | 38 | $7,160,000 | $188,000 | $345,000 | $56,000 | $124,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,730,000 | $341,000 | $545,000 | $132,000 | $284,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $370,000 | $185,000 | $225,000 | $66,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,176 | $372,260,000 | $316,000 | $19,795,000 | $220,000 | $5,375,000 |
| Application Withdrawn By Applicant | 138 | $37,140,000 | $269,000 | $2,265,000 | $198,000 | $3,600,000 |
| Application Denied By Financial Institution | 105 | $19,125,000 | $182,000 | $1,155,000 | $157,000 | $3,360,000 |
| Application Approved But Not Accepted | 29 | $5,855,000 | $201,000 | $505,000 | $307,000 | $905,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,343 | $415,255,000 | $309,000 | $19,795,000 | $219,000 | $5,375,000 |
| Credit History | 34 | $7,390,000 | $217,000 | $1,155,000 | $240,000 | $3,360,000 |
| Debt-To-Income Ratio | 33 | $4,185,000 | $126,000 | $785,000 | $72,000 | $318,000 |
| Collateral | 17 | $2,425,000 | $142,000 | $435,000 | $176,000 | $392,000 |
| Credit Application Incomplete | 7 | $845,000 | $120,000 | $245,000 | $75,000 | $242,000 |
| Other | 6 | $2,810,000 | $468,000 | $1,125,000 | $297,000 | $701,000 |
| Employment History | 5 | $1,115,000 | $223,000 | $505,000 | $92,000 | $120,000 |
| Unverifiable Information | 2 | $240,000 | $120,000 | $135,000 | $154,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $35,000 | $35,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankers Trust Company's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankers Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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