Bankliberty
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Bankliberty 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankliberty 16 W Franklin Liberty, MO 64068 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 544 |
| Total Mortgage Loan Application Amount | $109,238,000 |
| Average Mortgage Loan Application Amount | $170,500 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Bankliberty. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankliberty's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Bankliberty's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankliberty serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankliberty, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankliberty's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clay County Missouri | 148 | $ 23,640,000 | $ 159,000 | $ 78,000 |
| Platte County Missouri | 56 | $ 10,549,000 | $ 188,000 | $ 110,000 |
| Jackson County Missouri | 53 | $ 6,198,000 | $ 116,000 | $ 59,000 |
| Clinton County Missouri | 16 | $ 2,030,000 | $ 126,000 | $ 65,000 |
| Johnson County Kansas | 14 | $ 3,034,000 | $ 216,000 | $ 147,000 |
| Los Angeles County California | 10 | $ 3,606,000 | $ 360,000 | $ 120,000 |
| Richmond County New York | 8 | $ 2,775,000 | $ 346,000 | $ 117,000 |
| Clark County Nevada | 6 | $ 1,332,000 | $ 222,000 | $ 104,000 |
| Queens County New York | 6 | $ 1,903,000 | $ 317,000 | $ 67,000 |
| Cass County Missouri | 5 | $ 625,000 | $ 125,000 | $ 57,000 |
| Suffolk County New York | 5 | $ 1,019,000 | $ 203,000 | $ 97,000 |
| Maricopa County Arizona | 4 | $ 727,000 | $ 181,000 | $ 211,000 |
| Cook County Illinois | 4 | $ 1,146,000 | $ 286,000 | $ 87,000 |
| Middlesex County Massachusetts | 4 | $ 1,106,000 | $ 276,000 | $ 79,000 |
| St. Louis County Missouri | 4 | $ 466,000 | $ 116,000 | $ 32,000 |
| Essex County New Jersey | 4 | $ 1,239,000 | $ 309,000 | $ 141,000 |
| Travis County Texas | 4 | $ 974,000 | $ 243,000 | $ 104,000 |
| Orange County California | 3 | $ 937,000 | $ 312,000 | $ 96,000 |
| Douglas County Colorado | 3 | $ 557,000 | $ 185,000 | $ 93,000 |
| Hartford County Connecticut | 3 | $ 833,000 | $ 277,000 | $ 138,000 |
| Mills County Iowa | 3 | $ 555,000 | $ 185,000 | $ 31,000 |
| Essex County Massachusetts | 3 | $ 1,018,000 | $ 339,000 | $ 143,000 |
| Ray County Missouri | 3 | $ 594,000 | $ 198,000 | $ 26,000 |
| Kings County New York | 3 | $ 1,168,000 | $ 389,000 | $ 102,000 |
| Nassau County New York | 3 | $ 723,000 | $ 241,000 | $ 92,000 |
| Westchester County New York | 3 | $ 733,000 | $ 244,000 | $ 103,000 |
| Wake County North Carolina | 3 | $ 767,000 | $ 255,000 | $ 113,000 |
| Montgomery County Pennsylvania | 3 | $ 770,000 | $ 256,000 | $ 107,000 |
| Harris County Texas | 3 | $ 494,000 | $ 164,000 | $ 126,000 |
| Navajo County Arizona | 2 | $ 398,000 | $ 199,000 | $ 50,000 |
| Riverside County California | 2 | $ 720,000 | $ 360,000 | $ 190,000 |
| Ventura County California | 2 | $ 1,274,000 | $ 637,000 | $ 215,000 |
| El Paso County Colorado | 2 | $ 410,000 | $ 205,000 | $ 61,000 |
| Orange County Florida | 2 | $ 592,000 | $ 296,000 | $ 122,000 |
| Palm Beach County Florida | 2 | $ 378,000 | $ 189,000 | $ 65,000 |
| Lake County Illinois | 2 | $ 355,000 | $ 177,000 | $ 380,000 |
| Polk County Iowa | 2 | $ 278,000 | $ 139,000 | $ 86,000 |
| Douglas County Kansas | 2 | $ 445,000 | $ 222,000 | $ 69,000 |
| Cumberland County Maine | 2 | $ 434,000 | $ 217,000 | $ 97,000 |
| Anne Arundel County Maryland | 2 | $ 855,000 | $ 427,000 | $ 97,000 |
| Norfolk County Massachusetts | 2 | $ 751,000 | $ 375,000 | $ 83,000 |
| Plymouth County Massachusetts | 2 | $ 500,000 | $ 250,000 | $ 27,000 |
| Oakland County Michigan | 2 | $ 376,000 | $ 188,000 | $ 150,000 |
| Anoka County Minnesota | 2 | $ 626,000 | $ 313,000 | $ 66,000 |
| Buchanan County Missouri | 2 | $ 197,000 | $ 98,000 | $ 48,000 |
| Bergen County New Jersey | 2 | $ 511,000 | $ 255,000 | $ 91,000 |
| Middlesex County New Jersey | 2 | $ 367,000 | $ 183,000 | $ 79,000 |
| Monmouth County New Jersey | 2 | $ 636,000 | $ 318,000 | $ 118,000 |
| Westmoreland County Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 58,000 |
| Fairfax County Virginia | 2 | $ 415,000 | $ 207,000 | $ 59,000 |
| Pierce County Washington | 2 | $ 558,000 | $ 279,000 | $ 84,000 |
| Snohomish County Washington | 2 | $ 463,000 | $ 231,000 | $ 55,000 |
| Coconino County Arizona | 1 | $ 210,000 | $ 210,000 | $ 89,000 |
| Gila County Arizona | 1 | $ 182,000 | $ 182,000 | $ 77,000 |
| Pima County Arizona | 1 | $ 297,000 | $ 297,000 | $ 72,000 |
| Yavapai County Arizona | 1 | $ 197,000 | $ 197,000 | $ 48,000 |
| Yuma County Arizona | 1 | $ 208,000 | $ 208,000 | $ 72,000 |
| Pulaski County Arkansas | 1 | $ 190,000 | $ 190,000 | $ 90,000 |
| Alameda County California | 1 | $ 262,000 | $ 262,000 | $ 59,000 |
| Monterey County California | 1 | $ 323,000 | $ 323,000 | $ 275,000 |
| Placer County California | 1 | $ 316,000 | $ 316,000 | $ 110,000 |
| San Diego County California | 1 | $ 308,000 | $ 308,000 | $ 170,000 |
| San Mateo County California | 1 | $ 354,000 | $ 354,000 | $ 100,000 |
| Santa Clara County California | 1 | $ 239,000 | $ 239,000 | $ 71,000 |
| Boulder County Colorado | 1 | $ 213,000 | $ 213,000 | $ 44,000 |
| Denver County Colorado | 1 | $ 152,000 | $ 152,000 | $ 25,000 |
| Jefferson County Colorado | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| Fairfield County Connecticut | 1 | $ 506,000 | $ 506,000 | $ 90,000 |
| Middlesex County Connecticut | 1 | $ 190,000 | $ 190,000 | $ 64,000 |
| New Haven County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 10,000 |
| District of Columbia County District Of Columbia | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Alachua County Florida | 1 | $ 880,000 | $ 880,000 | $ 240,000 |
| Hillsborough County Florida | 1 | $ 417,000 | $ 417,000 | $ 118,000 |
| Lee County Florida | 1 | $ 210,000 | $ 210,000 | $ 218,000 |
| Leon County Florida | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Manatee County Florida | 1 | $ 172,000 | $ 172,000 | $ 49,000 |
| Martin County Florida | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Miami-Dade County Florida | 1 | $ 187,000 | $ 187,000 | $ 100,000 |
| Okaloosa County Florida | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Santa Rosa County Florida | 1 | $ 212,000 | $ 212,000 | $ 72,000 |
| Forsyth County Georgia | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Fulton County Georgia | 1 | $ 253,000 | $ 253,000 | $ 117,000 |
| Gwinnett County Georgia | 1 | $ 287,000 | $ 287,000 | $ 150,000 |
| Champaign County Illinois | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Monroe County Illinois | 1 | $ 166,000 | $ 166,000 | $ 43,000 |
| Johnson County Iowa | 1 | $ 318,000 | $ 318,000 | $ 73,000 |
| Leavenworth County Kansas | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Jefferson County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Orleans County Louisiana | 1 | $ 202,000 | $ 202,000 | $ 110,000 |
| Baltimore County Maryland | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Frederick County Maryland | 1 | $ 300,000 | $ 300,000 | $ 100,000 |
| Montgomery County Maryland | 1 | $ 164,000 | $ 164,000 | $ 118,000 |
| Barnstable County Massachusetts | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Bristol County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Worcester County Massachusetts | 1 | $ 210,000 | $ 210,000 | $ 120,000 |
| Hennepin County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Sherburne County Minnesota | 1 | $ 154,000 | $ 154,000 | $ 65,000 |
| Washington County Minnesota | 1 | $ 372,000 | $ 372,000 | $ 136,000 |
| Forrest County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Benton County Missouri | 1 | $ 46,000 | $ 46,000 | $ 131,000 |
| Camden County Missouri | 1 | $ 142,000 | $ 142,000 | $ 46,000 |
| Lafayette County Missouri | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Cass County Nebraska | 1 | $ 143,000 | $ 143,000 | $ 119,000 |
| Lyon County Nevada | 1 | $ 183,000 | $ 183,000 | $ 52,000 |
| Belknap County New Hampshire | 1 | $ 178,000 | $ 178,000 | $ 48,000 |
| Hillsborough County New Hampshire | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Atlantic County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 26,000 |
| Burlington County New Jersey | 1 | $ 263,000 | $ 263,000 | $ 77,000 |
| Camden County New Jersey | 1 | $ 163,000 | $ 163,000 | $ 54,000 |
| Hunterdon County New Jersey | 1 | $ 203,000 | $ 203,000 | $ 68,000 |
| Morris County New Jersey | 1 | $ 186,000 | $ 186,000 | $ 185,000 |
| Ocean County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| Passaic County New Jersey | 1 | $ 167,000 | $ 167,000 | $ 69,000 |
| Union County New Jersey | 1 | $ 206,000 | $ 206,000 | $ 128,000 |
| Los Alamos County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 187,000 |
| Albany County New York | 1 | $ 193,000 | $ 193,000 | $ 240,000 |
| Bronx County New York | 1 | $ 161,000 | $ 161,000 | $ 100,000 |
| Dutchess County New York | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Onondaga County New York | 1 | $ 156,000 | $ 156,000 | $ 72,000 |
| Putnam County New York | 1 | $ 360,000 | $ 360,000 | $ 60,000 |
| Rensselaer County New York | 1 | $ 280,000 | $ 280,000 | $ 100,000 |
| Saratoga County New York | 1 | $ 180,000 | $ 180,000 | $ 92,000 |
| Ulster County New York | 1 | $ 160,000 | $ 160,000 | $ 14,000 |
| Buncombe County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Guilford County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 90,000 |
| Lincoln County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Mecklenburg County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Moore County North Carolina | 1 | $ 293,000 | $ 293,000 | $ 207,000 |
| Union County North Carolina | 1 | $ 341,000 | $ 341,000 | $ 105,000 |
| Cuyahoga County Ohio | 1 | $ 256,000 | $ 256,000 | $ 204,000 |
| Franklin County Ohio | 1 | $ 325,000 | $ 325,000 | $ 168,000 |
| Medina County Ohio | 1 | $ 264,000 | $ 264,000 | $ 645,000 |
| Benton County Oregon | 1 | $ 202,000 | $ 202,000 | $ 1,200,000 |
| Washington County Oregon | 1 | $ 154,000 | $ 154,000 | $ 106,000 |
| Allegheny County Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 102,000 |
| Bucks County Pennsylvania | 1 | $ 396,000 | $ 396,000 | $ 120,000 |
| Butler County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Delaware County Pennsylvania | 1 | $ 386,000 | $ 386,000 | $ 120,000 |
| Monroe County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Newport County Rhode Island | 1 | $ 270,000 | $ 270,000 | $ 92,000 |
| Providence County Rhode Island | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Fentress County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| Williamson County Tennessee | 1 | $ 312,000 | $ 312,000 | $ 142,000 |
| Austin County Texas | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Brazoria County Texas | 1 | $ 194,000 | $ 194,000 | $ 125,000 |
| Cameron County Texas | 1 | $ 172,000 | $ 172,000 | $ 138,000 |
| Collin County Texas | 1 | $ 194,000 | $ 194,000 | $ 53,000 |
| El Paso County Texas | 1 | $ 795,000 | $ 795,000 | $ 250,000 |
| Gregg County Texas | 1 | $ 206,000 | $ 206,000 | $ 201,000 |
| Randall County Texas | 1 | $ 173,000 | $ 173,000 | $ 82,000 |
| Tarrant County Texas | 1 | $ 139,000 | $ 139,000 | $ 89,000 |
| Williamson County Texas | 1 | $ 232,000 | $ 232,000 | $ 123,000 |
| Wilson County Texas | 1 | $ 202,000 | $ 202,000 | $ 45,000 |
| Utah County Utah | 1 | $ 290,000 | $ 290,000 | $ 158,000 |
| Windsor County Vermont | 1 | $ 417,000 | $ 417,000 | $ 92,000 |
| Arlington County Virginia | 1 | $ 190,000 | $ 190,000 | $ 123,000 |
| Henrico County Virginia | 1 | $ 190,000 | $ 190,000 | $ 25,000 |
| Loudoun County Virginia | 1 | $ 463,000 | $ 463,000 | $ 110,000 |
| Warren County Virginia | 1 | $ 141,000 | $ 141,000 | $ 30,000 |
| Manitowoc County Wisconsin | 1 | $ 242,000 | $ 242,000 | $ 80,000 |
| Milwaukee County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Outagamie County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 81,000 |
| Racine County Wisconsin | 1 | $ 354,000 | $ 354,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Bankliberty in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 453 | $97,696,000 | $215,000 | $1,000,000 | $99,000 | $1,200,000 |
| Home Purchase | 91 | $11,542,000 | $126,000 | $508,000 | $65,000 | $306,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 375 | $74,916,000 | $199,000 | $1,000,000 | $95,000 | $960,000 |
| Not Provided | 115 | $25,771,000 | $224,000 | $506,000 | $98,000 | $750,000 |
| Not applicable | 22 | $2,528,000 | $114,000 | $603,000 | $0 | $0 |
| Asian | 14 | $2,473,000 | $176,000 | $276,000 | $75,000 | $129,000 |
| Hispanic | 12 | $2,569,000 | $214,000 | $405,000 | $191,000 | $1,200,000 |
| Black or African American | 5 | $705,000 | $141,000 | $175,000 | $58,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $276,000 | $276,000 | $276,000 | $70,000 | $70,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 479 | $99,578,000 | $207,000 | $1,000,000 | $99,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 58 | $8,410,000 | $145,000 | $354,000 | $50,000 | $191,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,250,000 | $178,000 | $315,000 | $65,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 203 | $34,623,000 | $170,000 | $959,000 | $83,000 | $548,000 |
| Application Withdrawn By Applicant | 198 | $43,650,000 | $220,000 | $880,000 | $106,000 | $1,200,000 |
| Application Denied By Financial Institution | 105 | $23,495,000 | $223,000 | $1,000,000 | $90,000 | $960,000 |
| File Closed For Incompleteness | 29 | $6,099,000 | $210,000 | $508,000 | $95,000 | $476,000 |
| Application Approved But Not Accepted | 8 | $1,228,000 | $153,000 | $303,000 | $95,000 | $241,000 |
| Loan Purchased By The Institution | 1 | $143,000 | $143,000 | $143,000 | $51,000 | $51,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 37 | $8,874,000 | $239,000 | $795,000 | $112,000 | $360,000 |
| Debt-To-Income Ratio | 33 | $8,104,000 | $245,000 | $519,000 | $64,000 | $206,000 |
| Credit History | 28 | $5,235,000 | $186,000 | $1,000,000 | $95,000 | $960,000 |
| Credit Application Incomplete | 3 | $797,000 | $265,000 | $293,000 | $105,000 | $207,000 |
| Unverifiable Information | 2 | $263,000 | $131,000 | $142,000 | $72,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $222,000 | $111,000 | $136,000 | $50,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankliberty's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankliberty's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.