Bankplus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Bankplus 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankplus 1068 Highland Colony Parkway Belzoni, MS 39157 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,628 |
| Total Mortgage Loan Application Amount | $487,580,000 |
| Average Mortgage Loan Application Amount | $169,833 |
| Highest Mortgage Loan Application Amount | $20,405,000 |
| Average Applicant Income | $128,166 |
| Highest Applicant Income | $3,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bankplus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankplus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bankplus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankplus serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankplus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankplus's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hinds County Mississippi | 569 | $ 120,175,000 | $ 211,000 | $ 156,000 |
| Madison County Mississippi | 561 | $ 131,775,000 | $ 234,000 | $ 192,000 |
| Rankin County Mississippi | 286 | $ 49,100,000 | $ 171,000 | $ 139,000 |
| Lee County Mississippi | 183 | $ 33,955,000 | $ 185,000 | $ 176,000 |
| DeSoto County Mississippi | 178 | $ 29,130,000 | $ 163,000 | $ 131,000 |
| Pearl River County Mississippi | 176 | $ 24,350,000 | $ 138,000 | $ 86,000 |
| Yazoo County Mississippi | 88 | $ 8,380,000 | $ 95,000 | $ 87,000 |
| Lauderdale County Mississippi | 60 | $ 8,130,000 | $ 135,000 | $ 143,000 |
| Holmes County Mississippi | 58 | $ 4,110,000 | $ 70,000 | $ 72,000 |
| Clarke County Mississippi | 50 | $ 3,760,000 | $ 75,000 | $ 90,000 |
| Newton County Mississippi | 39 | $ 2,685,000 | $ 68,000 | $ 61,000 |
| Humphreys County Mississippi | 24 | $ 1,680,000 | $ 70,000 | $ 98,000 |
| Lafayette County Mississippi | 23 | $ 4,415,000 | $ 191,000 | $ 319,000 |
| Wayne County Mississippi | 21 | $ 2,545,000 | $ 121,000 | $ 105,000 |
| Hancock County Mississippi | 19 | $ 3,035,000 | $ 159,000 | $ 138,000 |
| Oktibbeha County Mississippi | 17 | $ 2,835,000 | $ 166,000 | $ 294,000 |
| Itawamba County Mississippi | 15 | $ 2,825,000 | $ 188,000 | $ 146,000 |
| Marshall County Mississippi | 13 | $ 2,005,000 | $ 154,000 | $ 83,000 |
| Forrest County Mississippi | 11 | $ 1,745,000 | $ 158,000 | $ 137,000 |
| Harrison County Mississippi | 11 | $ 1,515,000 | $ 137,000 | $ 108,000 |
| Tate County Mississippi | 11 | $ 2,655,000 | $ 241,000 | $ 139,000 |
| Baldwin County Alabama | 9 | $ 3,985,000 | $ 442,000 | $ 554,000 |
| St. Tammany County Louisiana | 9 | $ 1,355,000 | $ 150,000 | $ 181,000 |
| Jefferson County Alabama | 8 | $ 3,500,000 | $ 437,000 | $ 323,000 |
| Copiah County Mississippi | 8 | $ 570,000 | $ 71,000 | $ 318,000 |
| Shelby County Tennessee | 8 | $ 1,720,000 | $ 215,000 | $ 145,000 |
| Jasper County Mississippi | 7 | $ 1,215,000 | $ 173,000 | $ 77,000 |
| Pontotoc County Mississippi | 7 | $ 935,000 | $ 133,000 | $ 66,000 |
| Williamson County Tennessee | 7 | $ 2,605,000 | $ 372,000 | $ 531,000 |
| Jackson County Mississippi | 6 | $ 740,000 | $ 123,000 | $ 33,000 |
| Panola County Mississippi | 6 | $ 950,000 | $ 158,000 | $ 106,000 |
| Simpson County Mississippi | 6 | $ 790,000 | $ 131,000 | $ 70,000 |
| Escambia County Florida | 5 | $ 1,565,000 | $ 313,000 | $ 239,000 |
| Orleans County Louisiana | 5 | $ 1,955,000 | $ 391,000 | $ 130,000 |
| Lamar County Mississippi | 5 | $ 1,035,000 | $ 207,000 | $ 100,000 |
| Warren County Mississippi | 5 | $ 505,000 | $ 101,000 | $ 133,000 |
| Leflore County Mississippi | 4 | $ 490,000 | $ 122,000 | $ 121,000 |
| Monroe County Mississippi | 4 | $ 330,000 | $ 82,000 | $ 65,000 |
| Neshoba County Mississippi | 4 | $ 340,000 | $ 85,000 | $ 86,000 |
| Smith County Mississippi | 4 | $ 530,000 | $ 132,000 | $ 44,000 |
| Union County Mississippi | 4 | $ 400,000 | $ 100,000 | $ 65,000 |
| Washington County Arkansas | 3 | $ 875,000 | $ 291,000 | $ 378,000 |
| Jefferson County Kentucky | 3 | $ 1,045,000 | $ 348,000 | $ 278,000 |
| Bolivar County Mississippi | 3 | $ 205,000 | $ 68,000 | $ 105,000 |
| Clay County Mississippi | 3 | $ 475,000 | $ 158,000 | $ 295,000 |
| Sunflower County Mississippi | 3 | $ 115,000 | $ 38,000 | $ 53,000 |
| Tallahatchie County Mississippi | 3 | $ 305,000 | $ 101,000 | $ 82,000 |
| Hardin County Tennessee | 3 | $ 1,085,000 | $ 361,000 | $ 412,000 |
| Montgomery County Alabama | 2 | $ 370,000 | $ 185,000 | $ 349,000 |
| Tuscaloosa County Alabama | 2 | $ 510,000 | $ 255,000 | $ 235,000 |
| Winston County Alabama | 2 | $ 690,000 | $ 345,000 | $ 268,000 |
| Walton County Florida | 2 | $ 810,000 | $ 405,000 | $ 182,000 |
| Johnson County Kansas | 2 | $ 630,000 | $ 315,000 | $ 287,000 |
| East Baton Rouge County Louisiana | 2 | $ 370,000 | $ 185,000 | $ 167,000 |
| Lafayette County Louisiana | 2 | $ 670,000 | $ 335,000 | $ 426,000 |
| Tensas County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 258,000 |
| Attala County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 55,000 |
| Chickasaw County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 29,000 |
| Jones County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 156,000 |
| Lincoln County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 84,000 |
| Scott County Mississippi | 2 | $ 240,000 | $ 120,000 | $ 123,000 |
| Spartanburg County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 337,000 |
| Davidson County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 78,000 |
| Hamilton County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 332,000 |
| Mobile County Alabama | 1 | $ 225,000 | $ 225,000 | $ 199,000 |
| Shelby County Alabama | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Monroe County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 254,000 |
| Denver County Colorado | 1 | $ 565,000 | $ 565,000 | $ 228,000 |
| Palm Beach County Florida | 1 | $ 355,000 | $ 355,000 | $ 56,000 |
| Chatham County Georgia | 1 | $ 285,000 | $ 285,000 | $ 308,000 |
| DeKalb County Georgia | 1 | $ 405,000 | $ 405,000 | $ 98,000 |
| Fannin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 480,000 |
| Lafourche County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| Alcorn County Mississippi | 1 | $ 395,000 | $ 395,000 | $ 629,000 |
| Benton County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Calhoun County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 155,000 |
| Claiborne County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Coahoma County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Covington County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Franklin County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Kemper County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Leake County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Lowndes County Mississippi | 1 | $ 575,000 | $ 575,000 | $ 151,000 |
| Pike County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Sharkey County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Stone County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Tippah County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Tishomingo County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 215,000 |
| Tunica County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 152,000 |
| Washington County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Webster County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Wilkinson County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Yalobusha County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| St. Louis County Missouri | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Burke County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 450,000 |
| Hamilton County Ohio | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Oklahoma County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Charleston County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Cumberland County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 571,000 |
| Fayette County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Knox County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 696,000 |
| Sumner County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 171,000 |
| Collin County Texas | 1 | $ 535,000 | $ 535,000 | $ 197,000 |
| Tarrant County Texas | 1 | $ 1,675,000 | $ 1,675,000 | $ 550,000 |
Mortgage Loan Application Detail Totals for Bankplus in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,243 | $278,585,000 | $224,000 | $20,405,000 | $145,000 | $2,805,000 |
| Refinancing | 783 | $148,325,000 | $189,000 | $1,985,000 | $167,000 | $2,028,000 |
| Home Improvement | 269 | $15,265,000 | $56,000 | $405,000 | $147,000 | $3,300,000 |
| Other Purpose | 199 | $13,295,000 | $66,000 | $505,000 | $147,000 | $1,908,000 |
| Cash-out Refinancing | 133 | $31,865,000 | $239,000 | $955,000 | $163,000 | $1,040,000 |
| Not Applicable | 1 | $245,000 | $245,000 | $245,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,858 | $350,170,000 | $188,000 | $1,365,000 | $165,000 | $3,300,000 |
| Black or African American | 391 | $42,305,000 | $108,000 | $575,000 | $79,000 | $682,000 |
| Not applicable | 178 | $50,050,000 | $281,000 | $20,405,000 | $0 | $0 |
| Not Provided | 138 | $32,780,000 | $237,000 | $1,675,000 | $198,000 | $2,129,000 |
| Asian | 31 | $6,535,000 | $210,000 | $515,000 | $170,000 | $858,000 |
| Hispanic | 25 | $4,765,000 | $190,000 | $545,000 | $103,000 | $400,000 |
| American Indian or Alaskan Native | 3 | $535,000 | $178,000 | $315,000 | $98,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,413 | $447,865,000 | $185,000 | $20,405,000 | $160,000 | $3,300,000 |
| FHA-insured (Federal Housing Administration) | 154 | $25,120,000 | $163,000 | $315,000 | $64,000 | $177,000 |
| VA-guaranteed (Veterans Administration) | 41 | $11,105,000 | $270,000 | $545,000 | $106,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $3,490,000 | $174,000 | $305,000 | $55,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,042 | $391,290,000 | $191,000 | $20,405,000 | $163,000 | $3,300,000 |
| Application Approved But Not Accepted | 283 | $61,355,000 | $216,000 | $1,675,000 | $157,000 | $990,000 |
| Application Denied By Financial Institution | 279 | $32,515,000 | $116,000 | $505,000 | $78,000 | $1,200,000 |
| File Closed For Incompleteness | 20 | $1,900,000 | $95,000 | $305,000 | $137,000 | $1,002,000 |
| Application Withdrawn By Applicant | 3 | $275,000 | $91,000 | $185,000 | $344,000 | $914,000 |
| Loan Purchased By The Institution | 1 | $245,000 | $245,000 | $245,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,349 | $455,065,000 | $193,000 | $20,405,000 | $162,000 | $3,300,000 |
| Debt-To-Income Ratio | 136 | $14,750,000 | $108,000 | $505,000 | $54,000 | $254,000 |
| Credit History | 93 | $10,535,000 | $113,000 | $485,000 | $103,000 | $1,200,000 |
| Other | 27 | $4,375,000 | $162,000 | $485,000 | $91,000 | $360,000 |
| Collateral | 15 | $1,785,000 | $119,000 | $445,000 | $145,000 | $336,000 |
| Employment History | 5 | $905,000 | $181,000 | $235,000 | $56,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $150,000 | $75,000 | $75,000 | $32,000 | $42,000 |
| Unverifiable Information | 1 | $15,000 | $15,000 | $15,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankplus's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankplus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.