Bankplus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Bankplus 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankplus 1068 Highland Colony Parkway Belzoni, MS 39157 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,639 |
| Total Mortgage Loan Application Amount | $1,024,245,000 |
| Average Mortgage Loan Application Amount | $227,000 |
| Highest Mortgage Loan Application Amount | $20,405,000 |
| Average Applicant Income | $173,600 |
| Highest Applicant Income | $7,868,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Bankplus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankplus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Bankplus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankplus serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankplus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankplus's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Mississippi | 585 | $ 172,205,000 | $ 294,000 | $ 221,000 |
| Hinds County Mississippi | 433 | $ 111,985,000 | $ 258,000 | $ 179,000 |
| Rankin County Mississippi | 292 | $ 67,940,000 | $ 232,000 | $ 139,000 |
| DeSoto County Mississippi | 195 | $ 47,105,000 | $ 241,000 | $ 169,000 |
| Lee County Mississippi | 174 | $ 42,550,000 | $ 244,000 | $ 238,000 |
| Orleans County Louisiana | 137 | $ 119,315,000 | $ 870,000 | $ 324,000 |
| Pearl River County Mississippi | 125 | $ 19,625,000 | $ 157,000 | $ 109,000 |
| Lafayette County Mississippi | 101 | $ 44,035,000 | $ 435,000 | $ 341,000 |
| Yazoo County Mississippi | 90 | $ 10,950,000 | $ 121,000 | $ 83,000 |
| Lincoln County Mississippi | 76 | $ 10,820,000 | $ 142,000 | $ 119,000 |
| Mobile County Alabama | 71 | $ 18,445,000 | $ 259,000 | $ 151,000 |
| Grenada County Mississippi | 59 | $ 7,165,000 | $ 121,000 | $ 90,000 |
| Lauderdale County Mississippi | 57 | $ 6,785,000 | $ 119,000 | $ 128,000 |
| Clarke County Mississippi | 55 | $ 4,795,000 | $ 87,000 | $ 122,000 |
| Jefferson County Louisiana | 50 | $ 20,650,000 | $ 413,000 | $ 192,000 |
| East Baton Rouge County Louisiana | 48 | $ 19,670,000 | $ 409,000 | $ 289,000 |
| Bay County Florida | 45 | $ 14,985,000 | $ 333,000 | $ 266,000 |
| Baldwin County Alabama | 42 | $ 30,380,000 | $ 723,000 | $ 267,000 |
| Walton County Florida | 41 | $ 24,435,000 | $ 595,000 | $ 365,000 |
| Holmes County Mississippi | 41 | $ 3,285,000 | $ 80,000 | $ 61,000 |
| St. Tammany County Louisiana | 40 | $ 11,760,000 | $ 294,000 | $ 230,000 |
| Marion County Mississippi | 40 | $ 3,550,000 | $ 88,000 | $ 94,000 |
| Livingston County Louisiana | 39 | $ 9,095,000 | $ 233,000 | $ 135,000 |
| Newton County Mississippi | 32 | $ 1,900,000 | $ 59,000 | $ 81,000 |
| Leflore County Mississippi | 29 | $ 3,015,000 | $ 103,000 | $ 105,000 |
| Coffee County Alabama | 26 | $ 5,490,000 | $ 211,000 | $ 107,000 |
| Pike County Mississippi | 26 | $ 2,480,000 | $ 95,000 | $ 79,000 |
| Tangipahoa County Louisiana | 25 | $ 6,135,000 | $ 245,000 | $ 233,000 |
| Copiah County Mississippi | 24 | $ 2,590,000 | $ 107,000 | $ 128,000 |
| Hancock County Mississippi | 23 | $ 5,605,000 | $ 243,000 | $ 164,000 |
| Harrison County Mississippi | 23 | $ 6,295,000 | $ 273,000 | $ 177,000 |
| Ascension County Louisiana | 21 | $ 4,675,000 | $ 222,000 | $ 139,000 |
| Bolivar County Mississippi | 18 | $ 2,290,000 | $ 127,000 | $ 90,000 |
| Wayne County Mississippi | 18 | $ 2,620,000 | $ 145,000 | $ 84,000 |
| Shelby County Tennessee | 18 | $ 6,060,000 | $ 336,000 | $ 223,000 |
| Geneva County Alabama | 17 | $ 2,395,000 | $ 140,000 | $ 90,000 |
| Houston County Alabama | 17 | $ 2,775,000 | $ 163,000 | $ 135,000 |
| Okaloosa County Florida | 17 | $ 10,615,000 | $ 624,000 | $ 278,000 |
| Jefferson County Alabama | 15 | $ 6,625,000 | $ 441,000 | $ 255,000 |
| Pointe Coupee County Louisiana | 15 | $ 785,000 | $ 52,000 | $ 94,000 |
| Humphreys County Mississippi | 15 | $ 1,185,000 | $ 79,000 | $ 98,000 |
| Itawamba County Mississippi | 15 | $ 2,685,000 | $ 179,000 | $ 213,000 |
| Oktibbeha County Mississippi | 15 | $ 4,115,000 | $ 274,000 | $ 210,000 |
| Lawrence County Mississippi | 14 | $ 1,080,000 | $ 77,000 | $ 137,000 |
| Warren County Mississippi | 13 | $ 2,905,000 | $ 223,000 | $ 131,000 |
| Jasper County Mississippi | 11 | $ 1,585,000 | $ 144,000 | $ 56,000 |
| Marshall County Mississippi | 11 | $ 2,975,000 | $ 270,000 | $ 122,000 |
| Tallahatchie County Mississippi | 11 | $ 1,135,000 | $ 103,000 | $ 116,000 |
| Montgomery County Mississippi | 10 | $ 1,320,000 | $ 132,000 | $ 98,000 |
| Escambia County Florida | 9 | $ 4,165,000 | $ 462,000 | $ 266,000 |
| Carroll County Mississippi | 9 | $ 1,025,000 | $ 113,000 | $ 104,000 |
| Jackson County Mississippi | 9 | $ 2,555,000 | $ 283,000 | $ 184,000 |
| Lamar County Mississippi | 9 | $ 3,515,000 | $ 390,000 | $ 212,000 |
| Scott County Mississippi | 9 | $ 625,000 | $ 69,000 | $ 65,000 |
| Pontotoc County Mississippi | 8 | $ 1,410,000 | $ 176,000 | $ 118,000 |
| Walthall County Mississippi | 8 | $ 860,000 | $ 107,000 | $ 95,000 |
| Yalobusha County Mississippi | 8 | $ 1,160,000 | $ 145,000 | $ 94,000 |
| St. Landry County Louisiana | 7 | $ 395,000 | $ 56,000 | $ 186,000 |
| Attala County Mississippi | 7 | $ 485,000 | $ 69,000 | $ 72,000 |
| Forrest County Mississippi | 7 | $ 1,715,000 | $ 245,000 | $ 176,000 |
| Monroe County Mississippi | 7 | $ 1,555,000 | $ 222,000 | $ 93,000 |
| Sunflower County Mississippi | 7 | $ 755,000 | $ 107,000 | $ 93,000 |
| Panola County Mississippi | 6 | $ 1,390,000 | $ 231,000 | $ 242,000 |
| Sharkey County Mississippi | 6 | $ 5,730,000 | $ 955,000 | $ 40,000 |
| Tate County Mississippi | 6 | $ 880,000 | $ 146,000 | $ 149,000 |
| Santa Rosa County Florida | 5 | $ 4,065,000 | $ 813,000 | $ 303,000 |
| Amite County Mississippi | 5 | $ 295,000 | $ 59,000 | $ 119,000 |
| Jefferson Davis County Mississippi | 5 | $ 475,000 | $ 95,000 | $ 104,000 |
| Jones County Mississippi | 5 | $ 1,985,000 | $ 397,000 | $ 40,000 |
| Union County Mississippi | 5 | $ 925,000 | $ 185,000 | $ 115,000 |
| Williamson County Tennessee | 5 | $ 3,965,000 | $ 793,000 | $ 638,000 |
| Dale County Alabama | 4 | $ 1,100,000 | $ 275,000 | $ 101,000 |
| Tuscaloosa County Alabama | 4 | $ 890,000 | $ 222,000 | $ 135,000 |
| Winston County Alabama | 4 | $ 2,530,000 | $ 632,000 | $ 311,000 |
| Lafayette County Louisiana | 4 | $ 1,570,000 | $ 392,000 | $ 392,000 |
| Alcorn County Mississippi | 4 | $ 1,970,000 | $ 492,000 | $ 428,000 |
| Chickasaw County Mississippi | 4 | $ 520,000 | $ 130,000 | $ 72,000 |
| Franklin County Mississippi | 4 | $ 1,180,000 | $ 295,000 | $ 111,000 |
| Simpson County Mississippi | 4 | $ 190,000 | $ 47,000 | $ 76,000 |
| Washington County Mississippi | 4 | $ 460,000 | $ 115,000 | $ 115,000 |
| Dallas County Texas | 4 | $ 1,350,000 | $ 337,000 | $ 114,000 |
| Harris County Texas | 4 | $ 2,310,000 | $ 577,000 | $ 237,000 |
| Henry County Alabama | 3 | $ 935,000 | $ 311,000 | $ 205,000 |
| Morgan County Alabama | 3 | $ 695,000 | $ 231,000 | $ 0 |
| Shelby County Alabama | 3 | $ 855,000 | $ 285,000 | $ 202,000 |
| Washington County Florida | 3 | $ 525,000 | $ 175,000 | $ 78,000 |
| Cherokee County Georgia | 3 | $ 1,515,000 | $ 505,000 | $ 0 |
| St. Bernard County Louisiana | 3 | $ 755,000 | $ 251,000 | $ 0 |
| George County Mississippi | 3 | $ 775,000 | $ 258,000 | $ 95,000 |
| Prentiss County Mississippi | 3 | $ 605,000 | $ 201,000 | $ 95,000 |
| Covington County Alabama | 2 | $ 150,000 | $ 75,000 | $ 90,000 |
| Talladega County Alabama | 2 | $ 1,660,000 | $ 830,000 | $ 768,000 |
| Miami-Dade County Florida | 2 | $ 500,000 | $ 250,000 | $ 105,000 |
| Palm Beach County Florida | 2 | $ 1,160,000 | $ 580,000 | $ 677,000 |
| Bartow County Georgia | 2 | $ 530,000 | $ 265,000 | $ 243,000 |
| DeKalb County Georgia | 2 | $ 2,190,000 | $ 1,095,000 | $ 452,000 |
| Warren County Kentucky | 2 | $ 470,000 | $ 235,000 | $ 514,000 |
| Calcasieu County Louisiana | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Tensas County Louisiana | 2 | $ 900,000 | $ 450,000 | $ 510,000 |
| Terrebonne County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 373,000 |
| Calhoun County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 117,000 |
| Claiborne County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 56,000 |
| Lowndes County Mississippi | 2 | $ 680,000 | $ 340,000 | $ 150,000 |
| Neshoba County Mississippi | 2 | $ 290,000 | $ 145,000 | $ 33,000 |
| Smith County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 63,000 |
| Stone County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 173,000 |
| Tishomingo County Mississippi | 2 | $ 910,000 | $ 455,000 | $ 253,000 |
| Cumberland County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 68,000 |
| Polk County Oregon | 2 | $ 610,000 | $ 305,000 | $ 100,000 |
| Greenville County South Carolina | 2 | $ 1,380,000 | $ 690,000 | $ 218,000 |
| Pickens County South Carolina | 2 | $ 800,000 | $ 400,000 | $ 103,000 |
| Davidson County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 376,000 |
| Washington County Tennessee | 2 | $ 1,120,000 | $ 560,000 | $ 288,000 |
| Crenshaw County Alabama | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Cullman County Alabama | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Madison County Alabama | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Marion County Alabama | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Marshall County Alabama | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Pike County Alabama | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| St. Clair County Alabama | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Tallapoosa County Alabama | 1 | $ 305,000 | $ 305,000 | $ 1,248,000 |
| Chicot County Arkansas | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Izard County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 184,000 |
| Monroe County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Denver County Colorado | 1 | $ 485,000 | $ 485,000 | $ 156,000 |
| Garfield County Colorado | 1 | $ 855,000 | $ 855,000 | $ 374,000 |
| Duval County Florida | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Jackson County Florida | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Monroe County Florida | 1 | $ 645,000 | $ 645,000 | $ 325,000 |
| Orange County Florida | 1 | $ 825,000 | $ 825,000 | $ 1,236,000 |
| St. Johns County Florida | 1 | $ 1,755,000 | $ 1,755,000 | $ 2,418,000 |
| Cobb County Georgia | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Fannin County Georgia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Fulton County Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 374,000 |
| Elk County Kansas | 1 | $ 325,000 | $ 325,000 | $ 389,000 |
| Acadia County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| Caddo County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 107,000 |
| East Feliciana County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 303,000 |
| Evangeline County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Lafourche County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 156,000 |
| Ouachita County Louisiana | 1 | $ 505,000 | $ 505,000 | $ 502,000 |
| Sabine County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| St. John the Baptist County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| St. Martin County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 194,000 |
| Vermilion County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 164,000 |
| West Baton Rouge County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| West Feliciana County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 207,000 |
| Adams County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 314,000 |
| Clay County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 887,000 |
| Covington County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Greene County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Kemper County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Leake County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Tunica County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 210,000 |
| Gallatin County Montana | 1 | $ 805,000 | $ 805,000 | $ 967,000 |
| Yellowstone County Montana | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Burke County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 617,000 |
| Forsyth County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 65,000 |
| Rutherford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 292,000 |
| Fayette County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 114,000 |
| Hamilton County Tennessee | 1 | $ 13,255,000 | $ 13,255,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Brazos County Texas | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Collin County Texas | 1 | $ 395,000 | $ 395,000 | $ 146,000 |
| Randall County Texas | 1 | $ 625,000 | $ 625,000 | $ 700,000 |
| San Augustine County Texas | 1 | $ 545,000 | $ 545,000 | $ 253,000 |
| Williamson County Texas | 1 | $ 495,000 | $ 495,000 | $ 173,000 |
| Kane County Utah | 1 | $ 505,000 | $ 505,000 | $ 364,000 |
| Teton County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 309,000 |
Mortgage Loan Application Detail Totals for Bankplus in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,758 | $654,070,000 | $372,000 | $20,405,000 | $189,000 | $7,868,000 |
| Refinancing | 1,086 | $275,160,000 | $253,000 | $16,625,000 | $191,000 | $3,617,000 |
| Home Improvement | 438 | $38,000,000 | $86,000 | $1,645,000 | $152,000 | $1,269,000 |
| Other Purpose | 273 | $30,735,000 | $112,000 | $1,005,000 | $174,000 | $2,537,000 |
| Cash-out Refinancing | 84 | $26,280,000 | $312,000 | $1,285,000 | $162,000 | $936,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,387 | $574,955,000 | $240,000 | $2,505,000 | $197,000 | $7,868,000 |
| Black or African American | 458 | $65,020,000 | $141,000 | $1,915,000 | $92,000 | $909,000 |
| Not applicable | 434 | $271,190,000 | $624,000 | $20,405,000 | $0 | $0 |
| Not Provided | 241 | $80,715,000 | $334,000 | $1,955,000 | $228,000 | $3,301,000 |
| Hispanic | 53 | $13,025,000 | $245,000 | $795,000 | $141,000 | $713,000 |
| Asian | 50 | $15,020,000 | $300,000 | $2,005,000 | $192,000 | $881,000 |
| American Indian or Alaskan Native | 4 | $1,730,000 | $432,000 | $585,000 | $133,000 | $219,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $405,000 | $405,000 | $405,000 | $184,000 | $184,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,488 | $991,550,000 | $284,000 | $20,405,000 | $188,000 | $7,868,000 |
| FHA-insured (Federal Housing Administration) | 117 | $23,265,000 | $198,000 | $475,000 | $68,000 | $357,000 |
| VA-guaranteed (Veterans Administration) | 24 | $7,540,000 | $314,000 | $635,000 | $117,000 | $228,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,890,000 | $189,000 | $265,000 | $68,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,733 | $789,355,000 | $288,000 | $20,405,000 | $196,000 | $7,868,000 |
| Application Approved But Not Accepted | 530 | $168,070,000 | $317,000 | $2,505,000 | $183,000 | $3,042,000 |
| Application Denied By Financial Institution | 327 | $54,695,000 | $167,000 | $1,875,000 | $94,000 | $967,000 |
| Application Withdrawn By Applicant | 34 | $11,250,000 | $330,000 | $3,175,000 | $139,000 | $242,000 |
| File Closed For Incompleteness | 15 | $875,000 | $58,000 | $255,000 | $54,000 | $163,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,312 | $969,550,000 | $292,000 | $20,405,000 | $193,000 | $7,868,000 |
| Debt-To-Income Ratio | 160 | $28,380,000 | $177,000 | $1,875,000 | $83,000 | $967,000 |
| Credit History | 108 | $12,780,000 | $118,000 | $1,605,000 | $93,000 | $768,000 |
| Other | 34 | $8,980,000 | $264,000 | $885,000 | $125,000 | $748,000 |
| Collateral | 14 | $1,620,000 | $115,000 | $275,000 | $85,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,260,000 | $282,000 | $645,000 | $215,000 | $600,000 |
| Employment History | 2 | $460,000 | $230,000 | $275,000 | $48,000 | $60,000 |
| Credit Application Incomplete | 1 | $215,000 | $215,000 | $215,000 | $72,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankplus's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankplus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.