Bankwest, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Bankwest, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankwest, Inc. 420 S. Pierre Street, Po Box 998 Pierre, SD 57501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,255 |
| Total Mortgage Loan Application Amount | $138,730,000 |
| Average Mortgage Loan Application Amount | $108,000 |
| Highest Mortgage Loan Application Amount | $6,044,000 |
| Average Applicant Income | $66,666 |
| Highest Applicant Income | $2,127,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Bankwest, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankwest, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Bankwest, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankwest, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankwest, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankwest, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hughes County South Dakota | 165 | $ 31,026,000 | $ 188,000 | $ 63,000 |
| Pennington County South Dakota | 106 | $ 14,892,000 | $ 140,000 | $ 56,000 |
| Davison County South Dakota | 69 | $ 10,172,000 | $ 147,000 | $ 49,000 |
| Minnehaha County South Dakota | 52 | $ 2,450,000 | $ 47,000 | $ 43,000 |
| Meade County South Dakota | 33 | $ 4,270,000 | $ 129,000 | $ 45,000 |
| Stanley County South Dakota | 29 | $ 8,696,000 | $ 299,000 | $ 83,000 |
| Williams County North Dakota | 25 | $ 1,988,000 | $ 79,000 | $ 99,000 |
| Tripp County South Dakota | 25 | $ 3,506,000 | $ 140,000 | $ 84,000 |
| Gregory County South Dakota | 20 | $ 1,561,000 | $ 78,000 | $ 60,000 |
| Stark County North Dakota | 17 | $ 1,457,000 | $ 85,000 | $ 83,000 |
| Brown County South Dakota | 17 | $ 1,228,000 | $ 72,000 | $ 56,000 |
| Sully County South Dakota | 17 | $ 1,694,000 | $ 99,000 | $ 105,000 |
| Lyman County South Dakota | 16 | $ 1,672,000 | $ 104,000 | $ 191,000 |
| Custer County South Dakota | 15 | $ 2,327,000 | $ 155,000 | $ 43,000 |
| Sweetwater County Wyoming | 13 | $ 569,000 | $ 43,000 | $ 67,000 |
| Hanson County South Dakota | 12 | $ 1,404,000 | $ 117,000 | $ 85,000 |
| Lincoln County South Dakota | 11 | $ 794,000 | $ 72,000 | $ 77,000 |
| Todd County South Dakota | 10 | $ 793,000 | $ 79,000 | $ 80,000 |
| Walworth County South Dakota | 10 | $ 1,294,000 | $ 129,000 | $ 87,000 |
| Morton County North Dakota | 9 | $ 820,000 | $ 91,000 | $ 78,000 |
| Yankton County South Dakota | 9 | $ 446,000 | $ 49,000 | $ 44,000 |
| Aurora County South Dakota | 8 | $ 620,000 | $ 77,000 | $ 297,000 |
| Lawrence County South Dakota | 8 | $ 945,000 | $ 118,000 | $ 76,000 |
| Spink County South Dakota | 8 | $ 945,000 | $ 118,000 | $ 103,000 |
| Campbell County Wyoming | 8 | $ 518,000 | $ 64,000 | $ 78,000 |
| Burleigh County North Dakota | 7 | $ 430,000 | $ 61,000 | $ 64,000 |
| Brule County South Dakota | 7 | $ 652,000 | $ 93,000 | $ 91,000 |
| Mountrail County North Dakota | 6 | $ 475,000 | $ 79,000 | $ 122,000 |
| Ward County North Dakota | 6 | $ 474,000 | $ 79,000 | $ 66,000 |
| Dewey County South Dakota | 6 | $ 433,000 | $ 72,000 | $ 65,000 |
| Jackson County South Dakota | 6 | $ 434,000 | $ 72,000 | $ 43,000 |
| Scurry County Texas | 6 | $ 2,815,000 | $ 469,000 | $ 97,000 |
| Fremont County Wyoming | 6 | $ 309,000 | $ 51,000 | $ 60,000 |
| Woodbury County Iowa | 5 | $ 162,000 | $ 32,000 | $ 61,000 |
| McKenzie County North Dakota | 5 | $ 439,000 | $ 87,000 | $ 228,000 |
| Brookings County South Dakota | 5 | $ 172,000 | $ 34,000 | $ 62,000 |
| Codington County South Dakota | 5 | $ 337,000 | $ 67,000 | $ 52,000 |
| Jerauld County South Dakota | 5 | $ 825,000 | $ 165,000 | $ 113,000 |
| Dunn County North Dakota | 4 | $ 389,000 | $ 97,000 | $ 95,000 |
| Bennett County South Dakota | 4 | $ 293,000 | $ 73,000 | $ 62,000 |
| Campbell County South Dakota | 4 | $ 567,000 | $ 141,000 | $ 201,000 |
| Mellette County South Dakota | 4 | $ 225,000 | $ 56,000 | $ 76,000 |
| Shannon County South Dakota | 4 | $ 170,000 | $ 42,000 | $ 61,000 |
| Weston County Wyoming | 4 | $ 362,000 | $ 90,000 | $ 74,000 |
| Cass County North Dakota | 3 | $ 331,000 | $ 110,000 | $ 110,000 |
| Grant County North Dakota | 3 | $ 252,000 | $ 84,000 | $ 127,000 |
| Butte County South Dakota | 3 | $ 308,000 | $ 102,000 | $ 66,000 |
| Day County South Dakota | 3 | $ 171,000 | $ 57,000 | $ 40,000 |
| Douglas County South Dakota | 3 | $ 161,000 | $ 53,000 | $ 41,000 |
| Edmunds County South Dakota | 3 | $ 341,000 | $ 113,000 | $ 68,000 |
| Fall River County South Dakota | 3 | $ 189,000 | $ 63,000 | $ 77,000 |
| Haakon County South Dakota | 3 | $ 118,000 | $ 39,000 | $ 38,000 |
| Hutchinson County South Dakota | 3 | $ 483,000 | $ 161,000 | $ 149,000 |
| Kingsbury County South Dakota | 3 | $ 170,000 | $ 56,000 | $ 421,000 |
| Marshall County South Dakota | 3 | $ 198,000 | $ 66,000 | $ 136,000 |
| Miner County South Dakota | 3 | $ 455,000 | $ 151,000 | $ 46,000 |
| Crook County Wyoming | 3 | $ 181,000 | $ 60,000 | $ 74,000 |
| Natrona County Wyoming | 3 | $ 128,000 | $ 42,000 | $ 92,000 |
| Dickinson County Iowa | 2 | $ 80,000 | $ 40,000 | $ 97,000 |
| Dakota County Nebraska | 2 | $ 166,000 | $ 83,000 | $ 24,000 |
| Billings County North Dakota | 2 | $ 266,000 | $ 133,000 | $ 61,000 |
| McHenry County North Dakota | 2 | $ 383,000 | $ 191,000 | $ 425,000 |
| Buffalo County South Dakota | 2 | $ 224,000 | $ 112,000 | $ 67,000 |
| Corson County South Dakota | 2 | $ 113,000 | $ 56,000 | $ 83,000 |
| Hamlin County South Dakota | 2 | $ 238,000 | $ 119,000 | $ 5,000 |
| Hyde County South Dakota | 2 | $ 119,000 | $ 59,000 | $ 37,000 |
| Lake County South Dakota | 2 | $ 122,000 | $ 61,000 | $ 101,000 |
| Potter County South Dakota | 2 | $ 279,000 | $ 139,000 | $ 30,000 |
| Sanborn County South Dakota | 2 | $ 246,000 | $ 123,000 | $ 27,000 |
| Maricopa County Arizona | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Riverside County California | 1 | $ 246,000 | $ 246,000 | $ 91,000 |
| Denver County Colorado | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Larimer County Colorado | 1 | $ 244,000 | $ 244,000 | $ 133,000 |
| Boone County Iowa | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Dallas County Iowa | 1 | $ 44,000 | $ 44,000 | $ 56,000 |
| Plymouth County Iowa | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Sioux County Iowa | 1 | $ 66,000 | $ 66,000 | $ 34,000 |
| Beltrami County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 34,000 |
| Cass County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 77,000 |
| Kandiyohi County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 1,101,000 |
| Polk County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 105,000 |
| Wright County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 41,000 |
| Sanders County Montana | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Stillwater County Montana | 1 | $ 41,000 | $ 41,000 | $ 28,000 |
| Buffalo County Nebraska | 1 | $ 42,000 | $ 42,000 | $ 42,000 |
| Douglas County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 59,000 | $ 59,000 | $ 42,000 |
| Lincoln County Nebraska | 1 | $ 84,000 | $ 84,000 | $ 77,000 |
| Humboldt County Nevada | 1 | $ 170,000 | $ 170,000 | $ 192,000 |
| Washoe County Nevada | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Benson County North Dakota | 1 | $ 141,000 | $ 141,000 | $ 104,000 |
| Bowman County North Dakota | 1 | $ 100,000 | $ 100,000 | $ 86,000 |
| Dickey County North Dakota | 1 | $ 131,000 | $ 131,000 | $ 84,000 |
| Divide County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Emmons County North Dakota | 1 | $ 44,000 | $ 44,000 | $ 52,000 |
| Foster County North Dakota | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Grand Forks County North Dakota | 1 | $ 73,000 | $ 73,000 | $ 155,000 |
| Logan County North Dakota | 1 | $ 140,000 | $ 140,000 | $ 94,000 |
| McLean County North Dakota | 1 | $ 121,000 | $ 121,000 | $ 73,000 |
| Oliver County North Dakota | 1 | $ 33,000 | $ 33,000 | $ 19,000 |
| Pierce County North Dakota | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Renville County North Dakota | 1 | $ 87,000 | $ 87,000 | $ 39,000 |
| Rolette County North Dakota | 1 | $ 122,000 | $ 122,000 | $ 71,000 |
| Josephine County Oregon | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Beadle County South Dakota | 1 | $ 87,000 | $ 87,000 | $ 28,000 |
| Charles Mix County South Dakota | 1 | $ 194,000 | $ 194,000 | $ 56,000 |
| Clark County South Dakota | 1 | $ 54,000 | $ 54,000 | $ 46,000 |
| Clay County South Dakota | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Deuel County South Dakota | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Faulk County South Dakota | 1 | $ 79,000 | $ 79,000 | $ 125,000 |
| Hand County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Harding County South Dakota | 1 | $ 41,000 | $ 41,000 | $ 145,000 |
| Jones County South Dakota | 1 | $ 209,000 | $ 209,000 | $ 66,000 |
| McCook County South Dakota | 1 | $ 24,000 | $ 24,000 | $ 29,000 |
| Roberts County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Turner County South Dakota | 1 | $ 127,000 | $ 127,000 | $ 75,000 |
| Union County South Dakota | 1 | $ 46,000 | $ 46,000 | $ 76,000 |
| Ziebach County South Dakota | 1 | $ 39,000 | $ 39,000 | $ 125,000 |
| Denton County Texas | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Johnson County Wyoming | 1 | $ 41,000 | $ 41,000 | $ 64,000 |
| Park County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Platte County Wyoming | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Sheridan County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Uinta County Wyoming | 1 | $ 43,000 | $ 43,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Bankwest, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,021 | $106,096,000 | $103,000 | $6,044,000 | $70,000 | $1,174,000 |
| Refinancing | 192 | $29,839,000 | $155,000 | $3,336,000 | $88,000 | $2,127,000 |
| Home Improvement | 42 | $2,795,000 | $66,000 | $417,000 | $42,000 | $141,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,008 | $103,984,000 | $103,000 | $3,336,000 | $77,000 | $2,127,000 |
| Not Provided | 96 | $7,378,000 | $76,000 | $1,100,000 | $55,000 | $132,000 |
| American Indian or Alaskan Native | 50 | $3,746,000 | $74,000 | $189,000 | $66,000 | $153,000 |
| Hispanic | 40 | $2,304,000 | $57,000 | $327,000 | $54,000 | $232,000 |
| Not applicable | 31 | $18,614,000 | $600,000 | $6,044,000 | $3,000 | $109,000 |
| Asian | 15 | $1,758,000 | $117,000 | $275,000 | $46,000 | $133,000 |
| Black or African American | 15 | $946,000 | $63,000 | $150,000 | $82,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,002 | $103,755,000 | $103,000 | $6,044,000 | $76,000 | $2,127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 171 | $21,743,000 | $127,000 | $321,000 | $47,000 | $243,000 |
| FHA-insured (Federal Housing Administration) | 44 | $5,865,000 | $133,000 | $275,000 | $53,000 | $135,000 |
| VA-guaranteed (Veterans Administration) | 38 | $7,367,000 | $193,000 | $417,000 | $79,000 | $208,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 569 | $75,114,000 | $132,000 | $3,664,000 | $86,000 | $2,127,000 |
| Application Denied By Financial Institution | 463 | $41,054,000 | $88,000 | $6,044,000 | $61,000 | $1,174,000 |
| Application Approved But Not Accepted | 135 | $8,988,000 | $66,000 | $409,000 | $93,000 | $1,000,000 |
| Application Withdrawn By Applicant | 85 | $12,871,000 | $151,000 | $417,000 | $1,000 | $96,000 |
| File Closed For Incompleteness | 3 | $703,000 | $234,000 | $400,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankwest, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankwest, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.