Logan County, ND Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 21 mortgage applications in Logan County, ND totaling $2.5 million, up 11% from 2012. The average application was for $118,000, and applicants reported an average income of $102,000. 62% of applications resulted in an originated loan and 29% were denied. The most active lender was First Community Credit Union, with 5 applications, followed by US Bank, N.A. and Dakota Community Bank & Trust, NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in North Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 21
Total Mortgage Loan Application Amount $2,486,000
Average Mortgage Loan Application Amount $118,000
Highest Mortgage Loan Application Amount $500,000
Average Applicant Income $102,000
Highest Applicant Income $631,000
Download the North Dakota Lender List

Top Mortgage Lenders in Logan County, ND (2013)

Ranked by the number of mortgage applications each lender reported in Logan County, ND in 2013.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 First Community Credit Union
Jamestown, ND
5 $517,000 $103,000 $208,000
2 US Bank, N.A.
Cincinnati, OH
3 $328,000 $109,000 $126,000
3 Dakota Community Bank & Trust, NA
Hebron, ND
3 $775,000 $258,000 $0
4 Franklin American Mortgage Company
Franklin, TN
2 $149,000 $74,000 $51,000
5 Flagstar Bank NA
Troy, MI
1 $60,000 $60,000 $42,000
6 Wells Fargo Bank NA
Minneapolis, MN
1 $53,000 $53,000 $48,000
7 Everbank N.A.
Jacksonville, FL
1 $45,000 $45,000 $145,000
8 Bankwest, Inc.
Pierre, SD
1 $140,000 $140,000 $94,000
9 Starion Bank
Mandan, ND
1 $16,000 $16,000 $68,000
10 Bank Forward
Fargo, ND
1 $76,000 $76,000 $180,000

See every lender active in Logan County, ND in 2013 »

The tables below break down 2013 mortgage applications in Logan County, ND by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Logan County, ND in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 16 $2,128,000 $133,000 $500,000 $106,000 $631,000
Home Purchase 4 $309,000 $77,000 $140,000 $90,000 $180,000
Home Improvement 1 $49,000 $49,000 $49,000 $103,000 $103,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17 $1,964,000 $115,000 $500,000 $101,000 $631,000
Not Provided 4 $522,000 $130,000 $194,000 $110,000 $284,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17 $2,013,000 $118,000 $500,000 $118,000 $631,000
FHA-insured (Federal Housing Administration) 3 $340,000 $113,000 $194,000 $48,000 $60,000
VA-guaranteed (Veterans Administration) 1 $133,000 $133,000 $133,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13 $1,755,000 $135,000 $500,000 $99,000 $631,000
Application Denied By Financial Institution 6 $545,000 $90,000 $194,000 $108,000 $284,000
Application Withdrawn By Applicant 1 $76,000 $76,000 $76,000 $180,000 $180,000
File Closed For Incompleteness 1 $110,000 $110,000 $110,000 $41,000 $41,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 3 $412,000 $137,000 $194,000 $133,000 $284,000
Credit History 2 $88,000 $44,000 $53,000 $54,000 $61,000
Other 1 $45,000 $45,000 $45,000 $145,000 $145,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the North Dakota Lender List