Bankwest, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Bankwest, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bankwest, Inc.
420 S. Pierre Street, Po Box 998
Pierre, SD 57501
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 1,563
Total Mortgage Loan Application Amount $165,535,000
Average Mortgage Loan Application Amount $110,800
Highest Mortgage Loan Application Amount $3,355,000
Average Applicant Income $78,200
Highest Applicant Income $602,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bankwest, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankwest, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Bankwest, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankwest, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Bankwest, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankwest, Inc.'s mortgage activity for 2019.

Mortgage Loan Application Totals for Bankwest, Inc. by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hughes County South Dakota 204 $ 30,690,000 $ 150,000 $ 79,000
Pennington County South Dakota 113 $ 20,675,000 $ 182,000 $ 80,000
Davison County South Dakota 111 $ 17,155,000 $ 154,000 $ 81,000
Anoka County Minnesota 84 $ 4,830,000 $ 57,000 $ 57,000
Minnehaha County South Dakota 71 $ 5,285,000 $ 74,000 $ 58,000
Washington County Minnesota 40 $ 2,080,000 $ 52,000 $ 66,000
Stanley County South Dakota 32 $ 4,870,000 $ 152,000 $ 79,000
Ramsey County Minnesota 31 $ 1,625,000 $ 52,000 $ 58,000
Dakota County Minnesota 26 $ 1,410,000 $ 54,000 $ 68,000
Lawrence County South Dakota 22 $ 3,450,000 $ 156,000 $ 96,000
Lincoln County South Dakota 21 $ 1,515,000 $ 72,000 $ 76,000
Meade County South Dakota 19 $ 3,135,000 $ 165,000 $ 74,000
Tripp County South Dakota 19 $ 1,585,000 $ 83,000 $ 68,000
Custer County South Dakota 18 $ 2,710,000 $ 150,000 $ 100,000
Williams County North Dakota 15 $ 2,235,000 $ 149,000 $ 100,000
Sully County South Dakota 15 $ 2,075,000 $ 138,000 $ 91,000
Walworth County South Dakota 15 $ 1,075,000 $ 71,000 $ 51,000
Crow Wing County Minnesota 13 $ 485,000 $ 37,000 $ 59,000
Wright County Minnesota 13 $ 755,000 $ 58,000 $ 61,000
Gregory County South Dakota 13 $ 945,000 $ 72,000 $ 81,000
Lake County South Dakota 13 $ 1,605,000 $ 123,000 $ 85,000
Hutchinson County South Dakota 12 $ 810,000 $ 67,000 $ 56,000
Brule County South Dakota 11 $ 1,245,000 $ 113,000 $ 59,000
Douglas County South Dakota 11 $ 1,025,000 $ 93,000 $ 62,000
McKenzie County North Dakota 10 $ 1,400,000 $ 140,000 $ 131,000
Aurora County South Dakota 10 $ 790,000 $ 79,000 $ 62,000
Lyman County South Dakota 10 $ 1,070,000 $ 107,000 $ 49,000
Yankton County South Dakota 10 $ 1,340,000 $ 134,000 $ 53,000
Ward County North Dakota 9 $ 1,045,000 $ 116,000 $ 103,000
Brown County South Dakota 9 $ 925,000 $ 102,000 $ 66,000
Chisago County Minnesota 8 $ 430,000 $ 53,000 $ 57,000
Hanson County South Dakota 8 $ 1,470,000 $ 183,000 $ 116,000
Jackson County South Dakota 8 $ 700,000 $ 87,000 $ 68,000
Sweetwater County Wyoming 8 $ 780,000 $ 97,000 $ 66,000
Yellowstone County Montana 7 $ 705,000 $ 100,000 $ 61,000
Cass County North Dakota 7 $ 215,000 $ 30,000 $ 51,000
Rolette County North Dakota 7 $ 695,000 $ 99,000 $ 95,000
Butte County South Dakota 7 $ 705,000 $ 100,000 $ 93,000
Codington County South Dakota 7 $ 1,925,000 $ 275,000 $ 76,000
Dewey County South Dakota 7 $ 725,000 $ 103,000 $ 107,000
Campbell County Wyoming 7 $ 1,035,000 $ 147,000 $ 50,000
Brookings County South Dakota 6 $ 450,000 $ 75,000 $ 60,000
Potter County South Dakota 6 $ 890,000 $ 148,000 $ 91,000
Plymouth County Iowa 5 $ 165,000 $ 33,000 $ 70,000
Isanti County Minnesota 5 $ 225,000 $ 45,000 $ 53,000
Dunn County North Dakota 5 $ 445,000 $ 89,000 $ 106,000
Mountrail County North Dakota 5 $ 625,000 $ 125,000 $ 140,000
Charles Mix County South Dakota 5 $ 525,000 $ 105,000 $ 62,000
Clay County South Dakota 5 $ 385,000 $ 77,000 $ 53,000
Fall River County South Dakota 5 $ 255,000 $ 51,000 $ 81,000
Haakon County South Dakota 5 $ 355,000 $ 71,000 $ 70,000
Dallas County Iowa 4 $ 190,000 $ 47,000 $ 44,000
Johnson County Iowa 4 $ 240,000 $ 60,000 $ 56,000
St. Louis County Minnesota 4 $ 120,000 $ 30,000 $ 56,000
Lewis and Clark County Montana 4 $ 300,000 $ 75,000 $ 71,000
Buffalo County Nebraska 4 $ 180,000 $ 45,000 $ 61,000
Burleigh County North Dakota 4 $ 400,000 $ 100,000 $ 111,000
McLean County North Dakota 4 $ 380,000 $ 95,000 $ 115,000
Stark County North Dakota 4 $ 550,000 $ 137,000 $ 73,000
Stutsman County North Dakota 4 $ 390,000 $ 97,000 $ 66,000
Bon Homme County South Dakota 4 $ 250,000 $ 62,000 $ 53,000
Mellette County South Dakota 4 $ 840,000 $ 210,000 $ 104,000
Moody County South Dakota 4 $ 490,000 $ 122,000 $ 42,000
Story County Iowa 3 $ 105,000 $ 35,000 $ 68,000
Beadle County South Dakota 3 $ 275,000 $ 91,000 $ 56,000
Jerauld County South Dakota 3 $ 635,000 $ 211,000 $ 152,000
Miner County South Dakota 3 $ 435,000 $ 145,000 $ 64,000
Goodhue County Minnesota 2 $ 90,000 $ 45,000 $ 79,000
Nicollet County Minnesota 2 $ 80,000 $ 40,000 $ 47,000
Cass County Missouri 2 $ 880,000 $ 440,000 $ 252,000
Broadwater County Montana 2 $ 210,000 $ 105,000 $ 80,000
Carbon County Montana 2 $ 70,000 $ 35,000 $ 47,000
Gallatin County Montana 2 $ 90,000 $ 45,000 $ 57,000
Stillwater County Montana 2 $ 200,000 $ 100,000 $ 110,000
Valley County Montana 2 $ 190,000 $ 95,000 $ 111,000
Adams County North Dakota 2 $ 280,000 $ 140,000 $ 171,000
Bottineau County North Dakota 2 $ 290,000 $ 145,000 $ 74,000
LaMoure County North Dakota 2 $ 180,000 $ 90,000 $ 82,000
Ransom County North Dakota 2 $ 170,000 $ 85,000 $ 72,000
Corson County South Dakota 2 $ 90,000 $ 45,000 $ 75,000
Edmunds County South Dakota 2 $ 150,000 $ 75,000 $ 48,000
Kingsbury County South Dakota 2 $ 120,000 $ 60,000 $ 91,000
McPherson County South Dakota 2 $ 270,000 $ 135,000 $ 95,000
Perkins County South Dakota 2 $ 140,000 $ 70,000 $ 17,000
Roberts County South Dakota 2 $ 140,000 $ 70,000 $ 65,000
Sanborn County South Dakota 2 $ 90,000 $ 45,000 $ 90,000
Spink County South Dakota 2 $ 300,000 $ 150,000 $ 68,000
Todd County South Dakota 2 $ 50,000 $ 25,000 $ 127,000
Turner County South Dakota 2 $ 260,000 $ 130,000 $ 43,000
Union County South Dakota 2 $ 70,000 $ 35,000 $ 75,000
Wichita County Texas 2 $ 230,000 $ 115,000 $ 87,000
Crook County Wyoming 2 $ 150,000 $ 75,000 $ 88,000
Maricopa County Arizona 1 $ 365,000 $ 365,000 $ 173,000
Buchanan County Iowa 1 $ 25,000 $ 25,000 $ 40,000
Clay County Iowa 1 $ 75,000 $ 75,000 $ 74,000
Marion County Iowa 1 $ 45,000 $ 45,000 $ 44,000
Polk County Iowa 1 $ 25,000 $ 25,000 $ 77,000
Shawnee County Kansas 1 $ 265,000 $ 265,000 $ 74,000
Beltrami County Minnesota 1 $ 45,000 $ 45,000 $ 18,000
Carver County Minnesota 1 $ 45,000 $ 45,000 $ 78,000
Cass County Minnesota 1 $ 65,000 $ 65,000 $ 26,000
Hennepin County Minnesota 1 $ 45,000 $ 45,000 $ 109,000
Kanabec County Minnesota 1 $ 35,000 $ 35,000 $ 78,000
Mille Lacs County Minnesota 1 $ 75,000 $ 75,000 $ 50,000
Murray County Minnesota 1 $ 255,000 $ 255,000 $ 108,000
Nobles County Minnesota 1 $ 95,000 $ 95,000 $ 80,000
Olmsted County Minnesota 1 $ 35,000 $ 35,000 $ 42,000
Otter Tail County Minnesota 1 $ 25,000 $ 25,000 $ 56,000
Pine County Minnesota 1 $ 85,000 $ 85,000 $ 43,000
Rock County Minnesota 1 $ 55,000 $ 55,000 $ 40,000
Scott County Minnesota 1 $ 35,000 $ 35,000 $ 23,000
Sherburne County Minnesota 1 $ 55,000 $ 55,000 $ 30,000
Blaine County Montana 1 $ 35,000 $ 35,000 $ 50,000
Carter County Montana 1 $ 75,000 $ 75,000 $ 40,000
Cascade County Montana 1 $ 45,000 $ 45,000 $ 35,000
Dawson County Montana 1 $ 65,000 $ 65,000 $ 46,000
Fergus County Montana 1 $ 75,000 $ 75,000 $ 76,000
Garfield County Montana 1 $ 155,000 $ 155,000 $ 74,000
Golden Valley County Montana 1 $ 65,000 $ 65,000 $ 82,000
Musselshell County Montana 1 $ 55,000 $ 55,000 $ 90,000
Petroleum County Montana 1 $ 55,000 $ 55,000 $ 99,000
Sheridan County Montana 1 $ 95,000 $ 95,000 $ 69,000
Silver Bow County Montana 1 $ 45,000 $ 45,000 $ 46,000
Treasure County Montana 1 $ 55,000 $ 55,000 $ 67,000
Box Butte County Nebraska 1 $ 145,000 $ 145,000 $ 41,000
Boyd County Nebraska 1 $ 65,000 $ 65,000 $ 65,000
Brown County Nebraska 1 $ 85,000 $ 85,000 $ 46,000
Cheyenne County Nebraska 1 $ 35,000 $ 35,000 $ 36,000
Dawes County Nebraska 1 $ 35,000 $ 35,000 $ 68,000
Franklin County Nebraska 1 $ 25,000 $ 25,000 $ 47,000
Lincoln County Nebraska 1 $ 75,000 $ 75,000 $ 63,000
Sheridan County Nebraska 1 $ 55,000 $ 55,000 $ 25,000
Sioux County Nebraska 1 $ 95,000 $ 95,000 $ 107,000
Thayer County Nebraska 1 $ 135,000 $ 135,000 $ 405,000
Clark County Nevada 1 $ 225,000 $ 225,000 $ 86,000
Burke County North Dakota 1 $ 145,000 $ 145,000 $ 65,000
Dickey County North Dakota 1 $ 15,000 $ 15,000 $ 0
Emmons County North Dakota 1 $ 205,000 $ 205,000 $ 130,000
Golden Valley County North Dakota 1 $ 105,000 $ 105,000 $ 98,000
Grand Forks County North Dakota 1 $ 45,000 $ 45,000 $ 73,000
Kidder County North Dakota 1 $ 125,000 $ 125,000 $ 94,000
McHenry County North Dakota 1 $ 65,000 $ 65,000 $ 100,000
Mercer County North Dakota 1 $ 105,000 $ 105,000 $ 76,000
Sargent County North Dakota 1 $ 55,000 $ 55,000 $ 192,000
Franklin County Pennsylvania 1 $ 155,000 $ 155,000 $ 60,000
Bennett County South Dakota 1 $ 75,000 $ 75,000 $ 7,000
Buffalo County South Dakota 1 $ 15,000 $ 15,000 $ 54,000
Campbell County South Dakota 1 $ 295,000 $ 295,000 $ 81,000
Day County South Dakota 1 $ 45,000 $ 45,000 $ 64,000
Faulk County South Dakota 1 $ 55,000 $ 55,000 $ 46,000
Grant County South Dakota 1 $ 125,000 $ 125,000 $ 222,000
Hamlin County South Dakota 1 $ 55,000 $ 55,000 $ 0
Hand County South Dakota 1 $ 45,000 $ 45,000 $ 41,000
Harding County South Dakota 1 $ 45,000 $ 45,000 $ 200,000
Hyde County South Dakota 1 $ 65,000 $ 65,000 $ 56,000
Jones County South Dakota 1 $ 55,000 $ 55,000 $ 27,000
McCook County South Dakota 1 $ 95,000 $ 95,000 $ 123,000
Ziebach County South Dakota 1 $ 35,000 $ 35,000 $ 158,000
Fremont County Wyoming 1 $ 55,000 $ 55,000 $ 71,000
Goshen County Wyoming 1 $ 35,000 $ 35,000 $ 70,000
Johnson County Wyoming 1 $ 45,000 $ 45,000 $ 56,000
Natrona County Wyoming 1 $ 55,000 $ 55,000 $ 100,000

Mortgage Loan Application Detail Totals for Bankwest, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,276 $125,740,000 $98,000 $3,105,000 $72,000 $602,000
Cash-out Refinancing 113 $16,135,000 $142,000 $605,000 $82,000 $312,000
Refinancing 107 $19,765,000 $184,000 $3,355,000 $85,000 $300,000
Home Improvement 55 $2,975,000 $54,000 $175,000 $67,000 $180,000
Other Purpose 12 $920,000 $76,000 $405,000 $85,000 $291,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,216 $129,950,000 $106,000 $695,000 $74,000 $602,000
Not Provided 96 $8,800,000 $91,000 $1,325,000 $88,000 $511,000
Hispanic 86 $5,340,000 $62,000 $315,000 $63,000 $392,000
American Indian or Alaskan Native 75 $5,855,000 $78,000 $555,000 $77,000 $421,000
Asian 32 $1,690,000 $52,000 $145,000 $51,000 $92,000
Not applicable 32 $11,890,000 $371,000 $3,355,000 $0 $0
Black or African American 22 $1,580,000 $71,000 $205,000 $53,000 $105,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,371 $133,825,000 $97,000 $3,355,000 $75,000 $602,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 81 $10,735,000 $132,000 $235,000 $52,000 $106,000
FHA-insured (Federal Housing Administration) 71 $11,215,000 $157,000 $265,000 $70,000 $172,000
VA-guaranteed (Veterans Administration) 40 $9,760,000 $244,000 $605,000 $86,000 $270,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 758 $101,680,000 $134,000 $3,355,000 $82,000 $602,000
Application Denied By Financial Institution 539 $33,965,000 $63,000 $485,000 $59,000 $511,000
Application Withdrawn By Applicant 244 $28,010,000 $114,000 $1,325,000 $83,000 $405,000
File Closed For Incompleteness 21 $1,815,000 $86,000 $265,000 $86,000 $300,000
Application Approved But Not Accepted 1 $65,000 $65,000 $65,000 $59,000 $59,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,024 $131,570,000 $128,000 $3,355,000 $82,000 $602,000
Credit History 255 $15,475,000 $60,000 $485,000 $67,000 $511,000
Debt-To-Income Ratio 212 $13,630,000 $64,000 $295,000 $42,000 $139,000
Insufficient Cash (Downpayment, Closing Cost) 43 $2,655,000 $61,000 $175,000 $94,000 $506,000
Collateral 12 $980,000 $81,000 $365,000 $62,000 $167,000
Unverifiable Information 11 $575,000 $52,000 $85,000 $25,000 $78,000
Other 5 $355,000 $71,000 $175,000 $70,000 $94,000
Employment History 1 $295,000 $295,000 $295,000 $74,000 $74,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankwest, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bankwest, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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