Bankwest, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bankwest, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankwest, Inc. 420 S. Pierre Street, Po Box 998 Pierre, SD 57501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,070 |
| Total Mortgage Loan Application Amount | $275,840,000 |
| Average Mortgage Loan Application Amount | $123,200 |
| Highest Mortgage Loan Application Amount | $5,345,000 |
| Average Applicant Income | $147,600 |
| Highest Applicant Income | $2,220,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bankwest, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankwest, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bankwest, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankwest, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankwest, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankwest, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hughes County South Dakota | 269 | $ 45,865,000 | $ 170,000 | $ 93,000 |
| Pennington County South Dakota | 145 | $ 28,785,000 | $ 198,000 | $ 83,000 |
| Minnehaha County South Dakota | 120 | $ 6,830,000 | $ 56,000 | $ 58,000 |
| Anoka County Minnesota | 105 | $ 7,155,000 | $ 68,000 | $ 63,000 |
| Davison County South Dakota | 94 | $ 16,310,000 | $ 173,000 | $ 97,000 |
| Dakota County Minnesota | 51 | $ 3,675,000 | $ 72,000 | $ 61,000 |
| Washington County Minnesota | 51 | $ 3,255,000 | $ 63,000 | $ 63,000 |
| Meade County South Dakota | 49 | $ 10,145,000 | $ 207,000 | $ 87,000 |
| Lawrence County South Dakota | 45 | $ 7,295,000 | $ 162,000 | $ 83,000 |
| Stanley County South Dakota | 44 | $ 9,170,000 | $ 208,000 | $ 95,000 |
| Lincoln County South Dakota | 38 | $ 3,680,000 | $ 96,000 | $ 72,000 |
| Hennepin County Minnesota | 37 | $ 4,315,000 | $ 116,000 | $ 68,000 |
| Tripp County South Dakota | 34 | $ 3,840,000 | $ 112,000 | $ 63,000 |
| Lake County South Dakota | 32 | $ 12,140,000 | $ 379,000 | $ 100,000 |
| Ramsey County Minnesota | 27 | $ 1,585,000 | $ 58,000 | $ 73,000 |
| Butte County South Dakota | 25 | $ 3,725,000 | $ 149,000 | $ 75,000 |
| Chisago County Minnesota | 24 | $ 1,350,000 | $ 56,000 | $ 52,000 |
| Wright County Minnesota | 23 | $ 1,335,000 | $ 58,000 | $ 58,000 |
| Custer County South Dakota | 23 | $ 4,545,000 | $ 197,000 | $ 104,000 |
| Gregory County South Dakota | 21 | $ 2,605,000 | $ 124,000 | $ 64,000 |
| Williams County North Dakota | 18 | $ 2,680,000 | $ 148,000 | $ 88,000 |
| Sully County South Dakota | 18 | $ 3,830,000 | $ 212,000 | $ 137,000 |
| Walworth County South Dakota | 18 | $ 2,330,000 | $ 129,000 | $ 85,000 |
| Lyman County South Dakota | 15 | $ 1,685,000 | $ 112,000 | $ 74,000 |
| Brown County South Dakota | 13 | $ 1,225,000 | $ 94,000 | $ 78,000 |
| Fall River County South Dakota | 13 | $ 3,845,000 | $ 295,000 | $ 75,000 |
| Hanson County South Dakota | 12 | $ 2,680,000 | $ 223,000 | $ 123,000 |
| Brule County South Dakota | 11 | $ 1,465,000 | $ 133,000 | $ 152,000 |
| Scott County Minnesota | 10 | $ 660,000 | $ 66,000 | $ 57,000 |
| Brookings County South Dakota | 10 | $ 1,730,000 | $ 173,000 | $ 85,000 |
| Hutchinson County South Dakota | 10 | $ 1,780,000 | $ 178,000 | $ 89,000 |
| Crow Wing County Minnesota | 9 | $ 255,000 | $ 28,000 | $ 40,000 |
| McKenzie County North Dakota | 9 | $ 2,435,000 | $ 270,000 | $ 110,000 |
| Aurora County South Dakota | 9 | $ 1,425,000 | $ 158,000 | $ 86,000 |
| Beadle County South Dakota | 9 | $ 1,365,000 | $ 151,000 | $ 109,000 |
| Sanborn County South Dakota | 9 | $ 865,000 | $ 96,000 | $ 66,000 |
| Yankton County South Dakota | 9 | $ 875,000 | $ 97,000 | $ 78,000 |
| Sherburne County Minnesota | 8 | $ 450,000 | $ 56,000 | $ 97,000 |
| Yellowstone County Montana | 8 | $ 1,210,000 | $ 151,000 | $ 70,000 |
| Jackson County South Dakota | 8 | $ 980,000 | $ 122,000 | $ 81,000 |
| Spink County South Dakota | 8 | $ 860,000 | $ 107,000 | $ 103,000 |
| Carver County Minnesota | 7 | $ 785,000 | $ 112,000 | $ 61,000 |
| Kanabec County Minnesota | 7 | $ 315,000 | $ 45,000 | $ 58,000 |
| Hyde County South Dakota | 7 | $ 1,085,000 | $ 155,000 | $ 70,000 |
| Ward County North Dakota | 6 | $ 670,000 | $ 111,000 | $ 87,000 |
| Bon Homme County South Dakota | 6 | $ 470,000 | $ 78,000 | $ 70,000 |
| Jones County South Dakota | 6 | $ 950,000 | $ 158,000 | $ 61,000 |
| Turner County South Dakota | 6 | $ 830,000 | $ 138,000 | $ 56,000 |
| Isanti County Minnesota | 5 | $ 465,000 | $ 93,000 | $ 94,000 |
| Cass County North Dakota | 5 | $ 225,000 | $ 45,000 | $ 65,000 |
| McLean County North Dakota | 5 | $ 515,000 | $ 103,000 | $ 70,000 |
| Stark County North Dakota | 5 | $ 705,000 | $ 141,000 | $ 140,000 |
| Charles Mix County South Dakota | 5 | $ 455,000 | $ 91,000 | $ 45,000 |
| Clay County South Dakota | 5 | $ 1,445,000 | $ 289,000 | $ 104,000 |
| Codington County South Dakota | 5 | $ 265,000 | $ 53,000 | $ 74,000 |
| Dewey County South Dakota | 5 | $ 505,000 | $ 101,000 | $ 55,000 |
| Jerauld County South Dakota | 5 | $ 475,000 | $ 95,000 | $ 117,000 |
| McCook County South Dakota | 5 | $ 295,000 | $ 59,000 | $ 38,000 |
| Mellette County South Dakota | 5 | $ 335,000 | $ 67,000 | $ 62,000 |
| Ziebach County South Dakota | 5 | $ 685,000 | $ 137,000 | $ 176,000 |
| Blue Earth County Minnesota | 4 | $ 160,000 | $ 40,000 | $ 52,000 |
| Goodhue County Minnesota | 4 | $ 150,000 | $ 37,000 | $ 53,000 |
| Missoula County Montana | 4 | $ 410,000 | $ 102,000 | $ 56,000 |
| Buffalo County Nebraska | 4 | $ 600,000 | $ 150,000 | $ 80,000 |
| Douglas County Nebraska | 4 | $ 210,000 | $ 52,000 | $ 66,000 |
| Morton County North Dakota | 4 | $ 390,000 | $ 97,000 | $ 64,000 |
| Stutsman County North Dakota | 4 | $ 620,000 | $ 155,000 | $ 132,000 |
| Douglas County South Dakota | 4 | $ 340,000 | $ 85,000 | $ 197,000 |
| Moody County South Dakota | 4 | $ 640,000 | $ 160,000 | $ 74,000 |
| Campbell County Wyoming | 4 | $ 490,000 | $ 122,000 | $ 101,000 |
| Crook County Wyoming | 4 | $ 1,090,000 | $ 272,000 | $ 90,000 |
| Sheridan County Wyoming | 4 | $ 290,000 | $ 72,000 | $ 60,000 |
| Park County Montana | 3 | $ 415,000 | $ 138,000 | $ 81,000 |
| Roosevelt County Montana | 3 | $ 575,000 | $ 191,000 | $ 75,000 |
| Dakota County Nebraska | 3 | $ 395,000 | $ 131,000 | $ 81,000 |
| Burleigh County North Dakota | 3 | $ 215,000 | $ 71,000 | $ 38,000 |
| Dunn County North Dakota | 3 | $ 525,000 | $ 175,000 | $ 69,000 |
| Mercer County North Dakota | 3 | $ 305,000 | $ 101,000 | $ 201,000 |
| Day County South Dakota | 3 | $ 495,000 | $ 165,000 | $ 87,000 |
| Haakon County South Dakota | 3 | $ 375,000 | $ 125,000 | $ 58,000 |
| Weston County Wyoming | 3 | $ 525,000 | $ 175,000 | $ 77,000 |
| Dallas County Iowa | 2 | $ 50,000 | $ 25,000 | $ 54,000 |
| Dubuque County Iowa | 2 | $ 90,000 | $ 45,000 | $ 42,000 |
| Plymouth County Iowa | 2 | $ 150,000 | $ 75,000 | $ 112,000 |
| Polk County Iowa | 2 | $ 50,000 | $ 25,000 | $ 35,000 |
| Story County Iowa | 2 | $ 70,000 | $ 35,000 | $ 52,000 |
| Lyon County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 124,000 |
| Olmsted County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 147,000 |
| Pine County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| Polk County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 51,000 |
| St. Louis County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 50,000 |
| Big Horn County Montana | 2 | $ 210,000 | $ 105,000 | $ 106,000 |
| Broadwater County Montana | 2 | $ 470,000 | $ 235,000 | $ 74,000 |
| Carbon County Montana | 2 | $ 120,000 | $ 60,000 | $ 51,000 |
| Cherry County Nebraska | 2 | $ 370,000 | $ 185,000 | $ 932,000 |
| Adams County North Dakota | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| McHenry County North Dakota | 2 | $ 300,000 | $ 150,000 | $ 129,000 |
| Mountrail County North Dakota | 2 | $ 270,000 | $ 135,000 | $ 149,000 |
| Oliver County North Dakota | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Richland County North Dakota | 2 | $ 120,000 | $ 60,000 | $ 91,000 |
| Rolette County North Dakota | 2 | $ 280,000 | $ 140,000 | $ 84,000 |
| Bennett County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 77,000 |
| Campbell County South Dakota | 2 | $ 420,000 | $ 210,000 | $ 201,000 |
| Corson County South Dakota | 2 | $ 90,000 | $ 45,000 | $ 79,000 |
| Edmunds County South Dakota | 2 | $ 320,000 | $ 160,000 | $ 63,000 |
| Faulk County South Dakota | 2 | $ 280,000 | $ 140,000 | $ 87,000 |
| Grant County South Dakota | 2 | $ 3,520,000 | $ 1,760,000 | $ 46,000 |
| Hand County South Dakota | 2 | $ 400,000 | $ 200,000 | $ 110,000 |
| Harding County South Dakota | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Marshall County South Dakota | 2 | $ 450,000 | $ 225,000 | $ 182,000 |
| McPherson County South Dakota | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
| Miner County South Dakota | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Perkins County South Dakota | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| Roberts County South Dakota | 2 | $ 190,000 | $ 95,000 | $ 97,000 |
| Union County South Dakota | 2 | $ 300,000 | $ 150,000 | $ 70,000 |
| Laramie County Wyoming | 2 | $ 70,000 | $ 35,000 | $ 49,000 |
| Natrona County Wyoming | 2 | $ 140,000 | $ 70,000 | $ 89,000 |
| Park County Wyoming | 2 | $ 620,000 | $ 310,000 | $ 72,000 |
| Sweetwater County Wyoming | 2 | $ 50,000 | $ 25,000 | $ 108,000 |
| Jackson County Alabama | 1 | $ 255,000 | $ 255,000 | $ 247,000 |
| Maricopa County Arizona | 1 | $ 325,000 | $ 325,000 | $ 207,000 |
| Boulder County Colorado | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Douglas County Colorado | 1 | $ 515,000 | $ 515,000 | $ 74,000 |
| Larimer County Colorado | 1 | $ 455,000 | $ 455,000 | $ 110,000 |
| Citrus County Florida | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Madison County Florida | 1 | $ 325,000 | $ 325,000 | $ 55,000 |
| Monroe County Florida | 1 | $ 505,000 | $ 505,000 | $ 191,000 |
| Pinellas County Florida | 1 | $ 345,000 | $ 345,000 | $ 76,000 |
| Taylor County Florida | 1 | $ 305,000 | $ 305,000 | $ 161,000 |
| Hamilton County Iowa | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Woodbury County Iowa | 1 | $ 145,000 | $ 145,000 | $ 155,000 |
| Frederick County Maryland | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Aitkin County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Carlton County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Cass County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Meeker County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Mille Lacs County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Mower County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Nicollet County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Nobles County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Wilkin County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Cass County Missouri | 1 | $ 215,000 | $ 215,000 | $ 149,000 |
| Custer County Montana | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Dawson County Montana | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Deer Lodge County Montana | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Fergus County Montana | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Flathead County Montana | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Gallatin County Montana | 1 | $ 45,000 | $ 45,000 | $ 240,000 |
| Judith Basin County Montana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Musselshell County Montana | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Prairie County Montana | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Sheridan County Montana | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Stillwater County Montana | 1 | $ 35,000 | $ 35,000 | $ 157,000 |
| Burt County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Cedar County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Cheyenne County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Clay County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 138,000 |
| Cuming County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Custer County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Dawes County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Deuel County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Dixon County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Dodge County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Furnas County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Holt County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Howard County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Knox County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Lancaster County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Morrill County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Sheridan County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Clark County Nevada | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Burke County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Caldwell County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Burke County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Golden Valley County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Grand Forks County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Kidder County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Ramsey County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 294,000 |
| Ransom County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Sioux County North Dakota | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Wells County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Oklahoma County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Multnomah County Oregon | 1 | $ 455,000 | $ 455,000 | $ 159,000 |
| Clark County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 139,000 |
| Potter County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Todd County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Aransas County Texas | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Tarrant County Texas | 1 | $ 295,000 | $ 295,000 | $ 308,000 |
| Clark County Washington | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Big Horn County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Platte County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Bankwest, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,585 | $195,155,000 | $123,000 | $5,345,000 | $73,000 | $1,800,000 |
| Refinancing | 255 | $45,255,000 | $177,000 | $2,845,000 | $95,000 | $757,000 |
| Cash-out Refinancing | 194 | $33,050,000 | $170,000 | $545,000 | $95,000 | $543,000 |
| Home Improvement | 24 | $1,220,000 | $50,000 | $245,000 | $74,000 | $118,000 |
| Other Purpose | 12 | $1,160,000 | $96,000 | $275,000 | $401,000 | $2,220,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,601 | $206,815,000 | $129,000 | $715,000 | $81,000 | $2,220,000 |
| Hispanic | 132 | $10,190,000 | $77,000 | $415,000 | $66,000 | $240,000 |
| Not Provided | 117 | $11,825,000 | $101,000 | $485,000 | $75,000 | $757,000 |
| Not applicable | 81 | $34,575,000 | $426,000 | $5,345,000 | $0 | $0 |
| American Indian or Alaskan Native | 73 | $7,175,000 | $98,000 | $255,000 | $96,000 | $1,800,000 |
| Asian | 36 | $2,860,000 | $79,000 | $225,000 | $62,000 | $108,000 |
| Black or African American | 22 | $1,820,000 | $82,000 | $325,000 | $54,000 | $133,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $140,000 | $70,000 | $85,000 | $72,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,863 | $236,055,000 | $126,000 | $5,345,000 | $81,000 | $2,220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 105 | $16,835,000 | $160,000 | $345,000 | $56,000 | $109,000 |
| FHA-insured (Federal Housing Administration) | 53 | $9,995,000 | $188,000 | $345,000 | $79,000 | $320,000 |
| VA-guaranteed (Veterans Administration) | 49 | $12,955,000 | $264,000 | $515,000 | $79,000 | $180,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,064 | $179,760,000 | $168,000 | $5,345,000 | $88,000 | $811,000 |
| Application Denied By Financial Institution | 685 | $52,765,000 | $77,000 | $625,000 | $58,000 | $389,000 |
| Application Withdrawn By Applicant | 237 | $35,165,000 | $148,000 | $715,000 | $111,000 | $2,220,000 |
| File Closed For Incompleteness | 83 | $8,095,000 | $97,000 | $335,000 | $67,000 | $195,000 |
| Application Approved But Not Accepted | 1 | $55,000 | $55,000 | $55,000 | $92,000 | $92,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,385 | $223,075,000 | $161,000 | $5,345,000 | $91,000 | $2,220,000 |
| Debt-To-Income Ratio | 337 | $27,045,000 | $80,000 | $505,000 | $47,000 | $377,000 |
| Credit History | 274 | $18,290,000 | $66,000 | $315,000 | $66,000 | $389,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $3,220,000 | $76,000 | $365,000 | $87,000 | $324,000 |
| Collateral | 18 | $2,400,000 | $133,000 | $625,000 | $73,000 | $228,000 |
| Unverifiable Information | 9 | $755,000 | $83,000 | $165,000 | $24,000 | $94,000 |
| Other | 3 | $665,000 | $221,000 | $395,000 | $67,000 | $80,000 |
| Employment History | 2 | $390,000 | $195,000 | $205,000 | $62,000 | $62,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankwest, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankwest, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.