Banner Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Banner Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Banner Bank 10 South 1St Street Walla Walla, WA 99362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,329 |
| Total Mortgage Loan Application Amount | $2,529,751,000 |
| Average Mortgage Loan Application Amount | $357,666 |
| Highest Mortgage Loan Application Amount | $24,000,000 |
| Average Applicant Income | $105,333 |
| Highest Applicant Income | $4,521,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Banner Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banner Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Banner Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banner Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Banner Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banner Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 490 | $ 104,923,000 | $ 214,000 | $ 91,000 |
| Yakima County Washington | 358 | $ 76,017,000 | $ 212,000 | $ 100,000 |
| Ada County Idaho | 344 | $ 53,959,000 | $ 156,000 | $ 93,000 |
| King County Washington | 326 | $ 206,817,000 | $ 634,000 | $ 171,000 |
| Whatcom County Washington | 258 | $ 66,088,000 | $ 256,000 | $ 93,000 |
| Coos County Oregon | 225 | $ 36,096,000 | $ 160,000 | $ 81,000 |
| Multnomah County Oregon | 221 | $ 99,267,000 | $ 449,000 | $ 117,000 |
| Clark County Washington | 212 | $ 52,700,000 | $ 248,000 | $ 119,000 |
| Benton County Washington | 197 | $ 57,250,000 | $ 290,000 | $ 119,000 |
| Lane County Oregon | 191 | $ 37,677,000 | $ 197,000 | $ 172,000 |
| Snohomish County Washington | 191 | $ 138,856,000 | $ 726,000 | $ 125,000 |
| Washington County Oregon | 182 | $ 31,886,000 | $ 175,000 | $ 136,000 |
| Walla Walla County Washington | 180 | $ 46,406,000 | $ 257,000 | $ 99,000 |
| Chelan County Washington | 168 | $ 49,106,000 | $ 292,000 | $ 132,000 |
| Clackamas County Oregon | 165 | $ 42,746,000 | $ 259,000 | $ 158,000 |
| Umatilla County Oregon | 150 | $ 19,514,000 | $ 130,000 | $ 84,000 |
| Jackson County Oregon | 134 | $ 47,499,000 | $ 354,000 | $ 92,000 |
| San Diego County California | 132 | $ 92,075,000 | $ 697,000 | $ 194,000 |
| Island County Washington | 123 | $ 29,487,000 | $ 239,000 | $ 94,000 |
| Pierce County Washington | 117 | $ 88,560,000 | $ 756,000 | $ 95,000 |
| Canyon County Idaho | 112 | $ 10,671,000 | $ 95,000 | $ 84,000 |
| Franklin County Washington | 96 | $ 19,251,000 | $ 200,000 | $ 77,000 |
| Los Angeles County California | 95 | $ 195,819,000 | $ 2,061,000 | $ 137,000 |
| Douglas County Washington | 94 | $ 23,560,000 | $ 250,000 | $ 124,000 |
| Skagit County Washington | 87 | $ 20,675,000 | $ 237,000 | $ 95,000 |
| Douglas County Oregon | 70 | $ 8,797,000 | $ 125,000 | $ 68,000 |
| Grant County Washington | 70 | $ 13,953,000 | $ 199,000 | $ 91,000 |
| Riverside County California | 62 | $ 24,923,000 | $ 401,000 | $ 107,000 |
| San Juan County Washington | 57 | $ 15,497,000 | $ 271,000 | $ 104,000 |
| Kootenai County Idaho | 53 | $ 10,057,000 | $ 189,000 | $ 85,000 |
| Whitman County Washington | 53 | $ 7,449,000 | $ 140,000 | $ 83,000 |
| Stevens County Washington | 46 | $ 6,986,000 | $ 151,000 | $ 81,000 |
| Tehama County California | 40 | $ 6,048,000 | $ 151,000 | $ 101,000 |
| Union County Oregon | 40 | $ 5,613,000 | $ 140,000 | $ 75,000 |
| Sacramento County California | 39 | $ 63,464,000 | $ 1,627,000 | $ 91,000 |
| Columbia County Oregon | 38 | $ 6,881,000 | $ 181,000 | $ 104,000 |
| Salt Lake County Utah | 36 | $ 86,159,000 | $ 2,393,000 | $ 7,000 |
| Cowlitz County Washington | 36 | $ 9,504,000 | $ 264,000 | $ 86,000 |
| Benewah County Idaho | 33 | $ 4,687,000 | $ 142,000 | $ 75,000 |
| Nez Perce County Idaho | 32 | $ 4,515,000 | $ 141,000 | $ 117,000 |
| Baker County Oregon | 29 | $ 4,237,000 | $ 146,000 | $ 79,000 |
| Kitsap County Washington | 29 | $ 41,895,000 | $ 1,444,000 | $ 165,000 |
| Morrow County Oregon | 28 | $ 2,871,000 | $ 102,000 | $ 77,000 |
| Asotin County Washington | 28 | $ 4,013,000 | $ 143,000 | $ 92,000 |
| Bonner County Idaho | 26 | $ 6,860,000 | $ 263,000 | $ 172,000 |
| Maricopa County Arizona | 25 | $ 70,478,000 | $ 2,819,000 | $ 11,000 |
| San Bernardino County California | 25 | $ 5,239,000 | $ 209,000 | $ 93,000 |
| Twin Falls County Idaho | 24 | $ 3,212,000 | $ 133,000 | $ 97,000 |
| Marion County Oregon | 24 | $ 7,425,000 | $ 309,000 | $ 67,000 |
| Latah County Idaho | 23 | $ 3,601,000 | $ 156,000 | $ 67,000 |
| Deschutes County Oregon | 19 | $ 5,782,000 | $ 304,000 | $ 110,000 |
| Siskiyou County California | 18 | $ 2,354,000 | $ 130,000 | $ 56,000 |
| Denver County Colorado | 18 | $ 68,922,000 | $ 3,829,000 | $ 0 |
| Kittitas County Washington | 16 | $ 5,630,000 | $ 351,000 | $ 244,000 |
| Fresno County California | 15 | $ 45,017,000 | $ 3,001,000 | $ 0 |
| Josephine County Oregon | 15 | $ 2,805,000 | $ 187,000 | $ 57,000 |
| Linn County Oregon | 14 | $ 2,737,000 | $ 195,000 | $ 68,000 |
| Yamhill County Oregon | 14 | $ 1,996,000 | $ 142,000 | $ 97,000 |
| Utah County Utah | 14 | $ 4,485,000 | $ 320,000 | $ 75,000 |
| Okanogan County Washington | 14 | $ 3,975,000 | $ 283,000 | $ 138,000 |
| Shasta County California | 12 | $ 7,007,000 | $ 583,000 | $ 68,000 |
| Klamath County Oregon | 12 | $ 1,744,000 | $ 145,000 | $ 106,000 |
| Lincoln County Washington | 12 | $ 2,238,000 | $ 186,000 | $ 78,000 |
| San Joaquin County California | 11 | $ 26,797,000 | $ 2,436,000 | $ 3,000 |
| Jefferson County Colorado | 11 | $ 19,228,000 | $ 1,748,000 | $ 0 |
| Clearwater County Idaho | 11 | $ 1,684,000 | $ 153,000 | $ 68,000 |
| Valley County Idaho | 11 | $ 2,004,000 | $ 182,000 | $ 103,000 |
| Clatsop County Oregon | 11 | $ 3,718,000 | $ 338,000 | $ 120,000 |
| Klickitat County Washington | 11 | $ 3,140,000 | $ 285,000 | $ 130,000 |
| Thurston County Washington | 11 | $ 36,353,000 | $ 3,304,000 | $ 88,000 |
| Pend Oreille County Washington | 9 | $ 1,410,000 | $ 156,000 | $ 117,000 |
| Alameda County California | 8 | $ 14,344,000 | $ 1,793,000 | $ 72,000 |
| Orange County California | 8 | $ 4,632,000 | $ 579,000 | $ 184,000 |
| Solano County California | 8 | $ 15,043,000 | $ 1,880,000 | $ 33,000 |
| Columbia County Washington | 8 | $ 1,595,000 | $ 199,000 | $ 106,000 |
| Gem County Idaho | 7 | $ 691,000 | $ 98,000 | $ 59,000 |
| Jerome County Idaho | 7 | $ 704,000 | $ 100,000 | $ 40,000 |
| Davis County Utah | 7 | $ 20,929,000 | $ 2,989,000 | $ 24,000 |
| Ferry County Washington | 7 | $ 847,000 | $ 121,000 | $ 62,000 |
| Contra Costa County California | 6 | $ 2,464,000 | $ 410,000 | $ 177,000 |
| Kern County California | 6 | $ 20,940,000 | $ 3,490,000 | $ 15,000 |
| Placer County California | 6 | $ 5,187,000 | $ 864,000 | $ 264,000 |
| Arapahoe County Colorado | 6 | $ 13,863,000 | $ 2,310,000 | $ 0 |
| Grays Harbor County Washington | 6 | $ 948,000 | $ 158,000 | $ 45,000 |
| Skamania County Washington | 6 | $ 934,000 | $ 155,000 | $ 96,000 |
| Butte County California | 5 | $ 1,233,000 | $ 246,000 | $ 88,000 |
| El Dorado County California | 5 | $ 7,510,000 | $ 1,502,000 | $ 70,000 |
| El Paso County Colorado | 5 | $ 11,371,000 | $ 2,274,000 | $ 0 |
| Blaine County Idaho | 5 | $ 2,628,000 | $ 525,000 | $ 194,000 |
| Tillamook County Oregon | 5 | $ 772,000 | $ 154,000 | $ 161,000 |
| Lewis County Washington | 5 | $ 805,000 | $ 161,000 | $ 98,000 |
| Mason County Washington | 5 | $ 1,182,000 | $ 236,000 | $ 139,000 |
| Nevada County California | 4 | $ 2,147,000 | $ 536,000 | $ 93,000 |
| San Mateo County California | 4 | $ 14,399,000 | $ 3,599,000 | $ 0 |
| Santa Barbara County California | 4 | $ 8,396,000 | $ 2,099,000 | $ 90,000 |
| Yolo County California | 4 | $ 1,447,000 | $ 361,000 | $ 95,000 |
| Adams County Colorado | 4 | $ 8,927,000 | $ 2,231,000 | $ 0 |
| Owyhee County Idaho | 4 | $ 179,000 | $ 44,000 | $ 56,000 |
| Wallowa County Oregon | 4 | $ 1,273,000 | $ 318,000 | $ 32,000 |
| Pima County Arizona | 3 | $ 9,800,000 | $ 3,266,000 | $ 0 |
| Monterey County California | 3 | $ 6,805,000 | $ 2,268,000 | $ 0 |
| Yuba County California | 3 | $ 782,000 | $ 260,000 | $ 115,000 |
| Curry County Oregon | 3 | $ 608,000 | $ 202,000 | $ 108,000 |
| Lincoln County Oregon | 3 | $ 1,461,000 | $ 487,000 | $ 124,000 |
| Malheur County Oregon | 3 | $ 622,000 | $ 207,000 | $ 60,000 |
| Polk County Oregon | 3 | $ 584,000 | $ 194,000 | $ 86,000 |
| San Francisco County California | 2 | $ 3,578,000 | $ 1,789,000 | $ 0 |
| Stanislaus County California | 2 | $ 2,543,000 | $ 1,271,000 | $ 19,000 |
| Ventura County California | 2 | $ 844,000 | $ 422,000 | $ 161,000 |
| Adams County Idaho | 2 | $ 662,000 | $ 331,000 | $ 94,000 |
| Boise County Idaho | 2 | $ 445,000 | $ 222,000 | $ 43,000 |
| Gooding County Idaho | 2 | $ 113,000 | $ 56,000 | $ 88,000 |
| Payette County Idaho | 2 | $ 129,000 | $ 64,000 | $ 74,000 |
| Gilliam County Oregon | 2 | $ 188,000 | $ 94,000 | $ 80,000 |
| Iron County Utah | 2 | $ 405,000 | $ 202,000 | $ 96,000 |
| Wasatch County Utah | 2 | $ 476,000 | $ 238,000 | $ 33,000 |
| Washington County Utah | 2 | $ 964,000 | $ 482,000 | $ 570,000 |
| Weber County Utah | 2 | $ 2,475,000 | $ 1,237,000 | $ 0 |
| Adams County Washington | 2 | $ 353,000 | $ 176,000 | $ 65,000 |
| Mohave County Arizona | 1 | $ 216,000 | $ 216,000 | $ 136,000 |
| Amador County California | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Glenn County California | 1 | $ 127,000 | $ 127,000 | $ 21,000 |
| Humboldt County California | 1 | $ 417,000 | $ 417,000 | $ 277,000 |
| Marin County California | 1 | $ 453,000 | $ 453,000 | $ 148,000 |
| Napa County California | 1 | $ 132,000 | $ 132,000 | $ 183,000 |
| San Luis Obispo County California | 1 | $ 417,000 | $ 417,000 | $ 146,000 |
| Santa Clara County California | 1 | $ 1,250,000 | $ 1,250,000 | $ 0 |
| Santa Cruz County California | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Sonoma County California | 1 | $ 468,000 | $ 468,000 | $ 76,000 |
| Trinity County California | 1 | $ 199,000 | $ 199,000 | $ 84,000 |
| Larimer County Colorado | 1 | $ 2,610,000 | $ 2,610,000 | $ 0 |
| Boundary County Idaho | 1 | $ 136,000 | $ 136,000 | $ 36,000 |
| Cassia County Idaho | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Lewis County Idaho | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Shoshone County Idaho | 1 | $ 179,000 | $ 179,000 | $ 62,000 |
| Teton County Idaho | 1 | $ 291,000 | $ 291,000 | $ 101,000 |
| Washington County Idaho | 1 | $ 89,000 | $ 89,000 | $ 33,000 |
| Gallatin County Montana | 1 | $ 188,000 | $ 188,000 | $ 200,000 |
| Lewis and Clark County Montana | 1 | $ 197,000 | $ 197,000 | $ 66,000 |
| Yellowstone County Montana | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Benton County Oregon | 1 | $ 247,000 | $ 247,000 | $ 73,000 |
| Hood River County Oregon | 1 | $ 75,000 | $ 75,000 | $ 240,000 |
| Jefferson County Oregon | 1 | $ 230,000 | $ 230,000 | $ 183,000 |
| Wasco County Oregon | 1 | $ 257,000 | $ 257,000 | $ 89,000 |
| Clallam County Washington | 1 | $ 351,000 | $ 351,000 | $ 96,000 |
| Garfield County Washington | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| Jefferson County Washington | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Pacific County Washington | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Wahkiakum County Washington | 1 | $ 383,000 | $ 383,000 | $ 185,000 |
Mortgage Loan Application Detail Totals for Banner Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,066 | $1,369,465,000 | $446,000 | $23,600,000 | $110,000 | $3,433,000 |
| Refinancing | 1,964 | $1,016,702,000 | $517,000 | $24,000,000 | $119,000 | $4,521,000 |
| Home Improvement | 1,299 | $143,584,000 | $110,000 | $9,900,000 | $87,000 | $1,992,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,584 | $1,007,789,000 | $219,000 | $6,000,000 | $117,000 | $4,339,000 |
| Not Provided | 708 | $358,638,000 | $506,000 | $13,200,000 | $109,000 | $4,521,000 |
| Hispanic | 479 | $86,051,000 | $179,000 | $1,575,000 | $80,000 | $970,000 |
| Not applicable | 297 | $986,014,000 | $3,319,000 | $24,000,000 | $0 | $0 |
| Asian | 146 | $69,402,000 | $475,000 | $5,950,000 | $144,000 | $1,141,000 |
| Black or African American | 49 | $11,517,000 | $235,000 | $2,093,000 | $101,000 | $344,000 |
| American Indian or Alaskan Native | 42 | $5,840,000 | $139,000 | $417,000 | $78,000 | $329,000 |
| Native Hawaiin or Other Pacific Islander | 24 | $4,500,000 | $187,000 | $541,000 | $115,000 | $259,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,614 | $2,368,441,000 | $421,000 | $24,000,000 | $112,000 | $4,521,000 |
| FHA-insured (Federal Housing Administration) | 376 | $77,073,000 | $204,000 | $550,000 | $67,000 | $315,000 |
| VA-guaranteed (Veterans Administration) | 281 | $74,363,000 | $264,000 | $878,000 | $86,000 | $731,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 58 | $9,874,000 | $170,000 | $331,000 | $50,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,063 | $1,391,124,000 | $342,000 | $24,000,000 | $111,000 | $3,569,000 |
| Application Denied By Financial Institution | 1,209 | $828,540,000 | $685,000 | $16,000,000 | $73,000 | $1,309,000 |
| Application Withdrawn By Applicant | 900 | $255,193,000 | $283,000 | $6,000,000 | $138,000 | $4,521,000 |
| File Closed For Incompleteness | 111 | $32,981,000 | $297,000 | $1,350,000 | $125,000 | $834,000 |
| Application Approved But Not Accepted | 46 | $21,913,000 | $476,000 | $4,500,000 | $115,000 | $1,266,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 184 | $43,897,000 | $238,000 | $1,278,000 | $103,000 | $990,000 |
| Debt-To-Income Ratio | 160 | $40,255,000 | $251,000 | $1,550,000 | $64,000 | $248,000 |
| Collateral | 112 | $31,152,000 | $278,000 | $1,144,000 | $140,000 | $1,225,000 |
| Other | 92 | $15,392,000 | $167,000 | $1,610,000 | $112,000 | $1,309,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $5,355,000 | $267,000 | $850,000 | $132,000 | $947,000 |
| Employment History | 9 | $1,968,000 | $218,000 | $413,000 | $33,000 | $126,000 |
| Unverifiable Information | 4 | $938,000 | $234,000 | $462,000 | $80,000 | $200,000 |
| Mortgage Insurance Denied | 1 | $140,000 | $140,000 | $140,000 | $38,000 | $38,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banner Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Banner Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.