Banner Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Banner Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Banner Bank
10 South 1St Street
Walla Walla, WA 99362
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,881
Total Mortgage Loan Application Amount $4,096,725,000
Average Mortgage Loan Application Amount $308,600
Highest Mortgage Loan Application Amount $21,415,000
Average Applicant Income $149,600
Highest Applicant Income $3,960,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Banner Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banner Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Banner Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banner Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Banner Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banner Bank's mortgage activity for 2020.

Mortgage Loan Application Totals for Banner Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King County Washington 929 $ 323,815,000 $ 348,000 $ 215,000
Spokane County Washington 880 $ 200,650,000 $ 228,000 $ 113,000
San Diego County California 496 $ 211,680,000 $ 426,000 $ 206,000
Pierce County Washington 467 $ 174,615,000 $ 373,000 $ 150,000
Whatcom County Washington 454 $ 127,450,000 $ 280,000 $ 116,000
Walla Walla County Washington 418 $ 90,360,000 $ 216,000 $ 117,000
Snohomish County Washington 407 $ 119,085,000 $ 292,000 $ 173,000
Yakima County Washington 400 $ 85,000,000 $ 212,000 $ 109,000
Lane County Oregon 375 $ 77,215,000 $ 205,000 $ 96,000
Skagit County Washington 373 $ 87,695,000 $ 235,000 $ 123,000
Clark County Washington 351 $ 114,095,000 $ 325,000 $ 150,000
Chelan County Washington 307 $ 96,355,000 $ 313,000 $ 152,000
Coos County Oregon 295 $ 57,955,000 $ 196,000 $ 92,000
Washington County Oregon 295 $ 78,295,000 $ 265,000 $ 196,000
Jackson County Oregon 290 $ 94,050,000 $ 324,000 $ 123,000
Multnomah County Oregon 264 $ 136,400,000 $ 516,000 $ 172,000
Benton County Washington 254 $ 75,430,000 $ 296,000 $ 149,000
Clackamas County Oregon 252 $ 101,240,000 $ 401,000 $ 197,000
Los Angeles County California 238 $ 171,060,000 $ 718,000 $ 191,000
Umatilla County Oregon 221 $ 41,485,000 $ 187,000 $ 102,000
Ada County Idaho 206 $ 45,650,000 $ 221,000 $ 134,000
Douglas County Washington 184 $ 65,960,000 $ 358,000 $ 134,000
San Bernardino County California 174 $ 27,740,000 $ 159,000 $ 166,000
Riverside County California 164 $ 54,970,000 $ 335,000 $ 149,000
Franklin County Washington 158 $ 31,760,000 $ 201,000 $ 83,000
Sacramento County California 157 $ 100,845,000 $ 642,000 $ 134,000
Grant County Washington 148 $ 31,470,000 $ 212,000 $ 142,000
Island County Washington 134 $ 37,490,000 $ 279,000 $ 143,000
Stevens County Washington 125 $ 24,245,000 $ 193,000 $ 102,000
Kootenai County Idaho 120 $ 34,910,000 $ 290,000 $ 123,000
Douglas County Oregon 118 $ 19,110,000 $ 161,000 $ 103,000
Siskiyou County California 103 $ 13,515,000 $ 131,000 $ 88,000
Union County Oregon 95 $ 14,695,000 $ 154,000 $ 93,000
Tehama County California 84 $ 14,010,000 $ 166,000 $ 112,000
Cowlitz County Washington 72 $ 24,740,000 $ 343,000 $ 152,000
Kitsap County Washington 72 $ 20,290,000 $ 281,000 $ 171,000
Canyon County Idaho 69 $ 14,745,000 $ 213,000 $ 85,000
Josephine County Oregon 67 $ 15,425,000 $ 230,000 $ 107,000
Bonner County Idaho 57 $ 15,685,000 $ 275,000 $ 160,000
Thurston County Washington 56 $ 14,780,000 $ 263,000 $ 167,000
Whitman County Washington 56 $ 9,210,000 $ 164,000 $ 105,000
Baker County Oregon 55 $ 8,725,000 $ 158,000 $ 79,000
San Juan County Washington 50 $ 16,900,000 $ 338,000 $ 196,000
Yamhill County Oregon 49 $ 13,855,000 $ 282,000 $ 206,000
Kittitas County Washington 47 $ 15,555,000 $ 330,000 $ 259,000
Deschutes County Oregon 45 $ 14,265,000 $ 317,000 $ 202,000
Morrow County Oregon 45 $ 7,125,000 $ 158,000 $ 77,000
Nevada County California 42 $ 19,830,000 $ 472,000 $ 166,000
Placer County California 42 $ 16,380,000 $ 390,000 $ 163,000
Benewah County Idaho 42 $ 5,970,000 $ 142,000 $ 92,000
Butte County California 39 $ 8,915,000 $ 228,000 $ 159,000
Shasta County California 38 $ 10,950,000 $ 288,000 $ 152,000
Salt Lake County Utah 37 $ 141,465,000 $ 3,823,000 $ 0
Nez Perce County Idaho 36 $ 7,500,000 $ 208,000 $ 97,000
Latah County Idaho 35 $ 7,755,000 $ 221,000 $ 99,000
Asotin County Washington 33 $ 5,115,000 $ 155,000 $ 99,000
El Dorado County California 29 $ 8,995,000 $ 310,000 $ 224,000
Lincoln County Washington 29 $ 5,535,000 $ 190,000 $ 79,000
Yolo County California 28 $ 9,840,000 $ 351,000 $ 152,000
Orange County California 27 $ 25,055,000 $ 927,000 $ 257,000
Okanogan County Washington 27 $ 7,145,000 $ 264,000 $ 136,000
Lewis County Washington 24 $ 6,850,000 $ 285,000 $ 144,000
Fresno County California 23 $ 47,915,000 $ 2,083,000 $ 113,000
Clearwater County Idaho 20 $ 1,240,000 $ 62,000 $ 73,000
Marion County Oregon 20 $ 18,190,000 $ 909,000 $ 145,000
Columbia County Oregon 19 $ 6,015,000 $ 316,000 $ 112,000
Pend Oreille County Washington 19 $ 4,625,000 $ 243,000 $ 207,000
Grays Harbor County Washington 17 $ 4,325,000 $ 254,000 $ 127,000
Skamania County Washington 17 $ 5,255,000 $ 309,000 $ 120,000
Maricopa County Arizona 16 $ 48,030,000 $ 3,001,000 $ 0
Klamath County Oregon 16 $ 3,140,000 $ 196,000 $ 86,000
Klickitat County Washington 16 $ 5,260,000 $ 328,000 $ 125,000
Adams County Colorado 15 $ 36,585,000 $ 2,439,000 $ 0
Valley County Idaho 15 $ 5,035,000 $ 335,000 $ 588,000
Tillamook County Oregon 15 $ 4,895,000 $ 326,000 $ 189,000
Alameda County California 14 $ 37,650,000 $ 2,689,000 $ 233,000
Kern County California 14 $ 24,100,000 $ 1,721,000 $ 159,000
El Paso County Colorado 13 $ 37,455,000 $ 2,881,000 $ 0
Columbia County Washington 13 $ 1,365,000 $ 105,000 $ 87,000
Santa Clara County California 12 $ 18,250,000 $ 1,520,000 $ 153,000
Contra Costa County California 11 $ 12,215,000 $ 1,110,000 $ 182,000
Yuba County California 11 $ 1,685,000 $ 153,000 $ 94,000
Curry County Oregon 11 $ 3,345,000 $ 304,000 $ 100,000
Lincoln County Oregon 11 $ 4,605,000 $ 418,000 $ 185,000
Adams County Washington 11 $ 3,505,000 $ 318,000 $ 95,000
San Francisco County California 10 $ 11,770,000 $ 1,177,000 $ 133,000
San Joaquin County California 10 $ 27,280,000 $ 2,728,000 $ 137,000
Benton County Oregon 10 $ 2,710,000 $ 271,000 $ 108,000
Clatsop County Oregon 10 $ 2,820,000 $ 282,000 $ 184,000
Linn County Oregon 10 $ 7,560,000 $ 756,000 $ 99,000
Jefferson County Washington 10 $ 3,150,000 $ 315,000 $ 137,000
Madera County California 9 $ 10,315,000 $ 1,146,000 $ 54,000
Marin County California 9 $ 25,795,000 $ 2,866,000 $ 637,000
Jefferson County Colorado 9 $ 30,755,000 $ 3,417,000 $ 0
Boise County Idaho 9 $ 3,165,000 $ 351,000 $ 156,000
Wasco County Oregon 9 $ 3,005,000 $ 333,000 $ 187,000
Utah County Utah 9 $ 29,695,000 $ 3,299,000 $ 0
Clallam County Washington 9 $ 2,725,000 $ 302,000 $ 182,000
Solano County California 8 $ 1,470,000 $ 183,000 $ 117,000
Sonoma County California 8 $ 1,880,000 $ 235,000 $ 156,000
Arapahoe County Colorado 8 $ 23,650,000 $ 2,956,000 $ 0
Crook County Oregon 8 $ 4,150,000 $ 518,000 $ 214,000
Mason County Washington 8 $ 2,300,000 $ 287,000 $ 97,000
Glenn County California 7 $ 2,175,000 $ 310,000 $ 149,000
San Mateo County California 7 $ 5,995,000 $ 856,000 $ 290,000
Denver County Colorado 7 $ 20,965,000 $ 2,995,000 $ 0
Shoshone County Idaho 7 $ 1,375,000 $ 196,000 $ 86,000
Twin Falls County Idaho 7 $ 1,495,000 $ 213,000 $ 212,000
Polk County Oregon 7 $ 2,195,000 $ 313,000 $ 151,000
Ferry County Washington 7 $ 1,435,000 $ 205,000 $ 91,000
Pacific County Washington 7 $ 1,325,000 $ 189,000 $ 97,000
Amador County California 6 $ 2,510,000 $ 418,000 $ 182,000
Boundary County Idaho 6 $ 1,440,000 $ 240,000 $ 78,000
Gem County Idaho 6 $ 1,260,000 $ 210,000 $ 77,000
Payette County Idaho 6 $ 1,810,000 $ 301,000 $ 56,000
Sutter County California 5 $ 4,255,000 $ 851,000 $ 193,000
Wallowa County Oregon 5 $ 955,000 $ 191,000 $ 76,000
Wahkiakum County Washington 5 $ 1,485,000 $ 297,000 $ 75,000
Stanislaus County California 4 $ 2,050,000 $ 512,000 $ 83,000
Washington County Idaho 4 $ 1,340,000 $ 335,000 $ 103,000
Jefferson County Oregon 4 $ 1,170,000 $ 292,000 $ 84,000
Weber County Utah 4 $ 5,850,000 $ 1,462,000 $ 0
Garfield County Washington 4 $ 590,000 $ 147,000 $ 82,000
Pima County Arizona 3 $ 6,355,000 $ 2,118,000 $ 0
Monterey County California 3 $ 1,555,000 $ 518,000 $ 277,000
Napa County California 3 $ 3,215,000 $ 1,071,000 $ 149,000
San Luis Obispo County California 3 $ 1,405,000 $ 468,000 $ 111,000
Ventura County California 3 $ 965,000 $ 321,000 $ 202,000
Weld County Colorado 3 $ 5,725,000 $ 1,908,000 $ 0
Gilliam County Oregon 3 $ 555,000 $ 185,000 $ 67,000
Davis County Utah 3 $ 3,845,000 $ 1,281,000 $ 0
Del Norte County California 2 $ 370,000 $ 185,000 $ 112,000
Imperial County California 2 $ 10,800,000 $ 5,400,000 $ 90,000
Plumas County California 2 $ 730,000 $ 365,000 $ 167,000
Bannock County Idaho 2 $ 160,000 $ 80,000 $ 120,000
Blaine County Idaho 2 $ 600,000 $ 300,000 $ 103,000
Lewis County Idaho 2 $ 100,000 $ 50,000 $ 22,000
Grant County Oregon 2 $ 290,000 $ 145,000 $ 190,000
Hood River County Oregon 2 $ 500,000 $ 250,000 $ 96,000
Lake County Oregon 2 $ 390,000 $ 195,000 $ 190,000
Malheur County Oregon 2 $ 620,000 $ 310,000 $ 79,000
Wheeler County Oregon 2 $ 380,000 $ 190,000 $ 139,000
Mohave County Arizona 1 $ 265,000 $ 265,000 $ 194,000
Calaveras County California 1 $ 265,000 $ 265,000 $ 84,000
Colusa County California 1 $ 435,000 $ 435,000 $ 137,000
Inyo County California 1 $ 245,000 $ 245,000 $ 128,000
Lake County California 1 $ 95,000 $ 95,000 $ 307,000
Mendocino County California 1 $ 415,000 $ 415,000 $ 270,000
Santa Cruz County California 1 $ 585,000 $ 585,000 $ 129,000
Tulare County California 1 $ 3,325,000 $ 3,325,000 $ 0
Adams County Idaho 1 $ 35,000 $ 35,000 $ 30,000
Bingham County Idaho 1 $ 455,000 $ 455,000 $ 395,000
Bonneville County Idaho 1 $ 315,000 $ 315,000 $ 72,000
Custer County Idaho 1 $ 135,000 $ 135,000 $ 150,000
Elmore County Idaho 1 $ 195,000 $ 195,000 $ 161,000
Idaho County Idaho 1 $ 25,000 $ 25,000 $ 46,000
Jefferson County Idaho 1 $ 475,000 $ 475,000 $ 151,000
Jerome County Idaho 1 $ 35,000 $ 35,000 $ 48,000
Lincoln County Idaho 1 $ 165,000 $ 165,000 $ 174,000
Owyhee County Idaho 1 $ 145,000 $ 145,000 $ 59,000
Lincoln County Montana 1 $ 285,000 $ 285,000 $ 60,000
Brunswick County North Carolina 1 $ 5,000 $ 5,000 $ 68,000
Harney County Oregon 1 $ 215,000 $ 215,000 $ 85,000

Mortgage Loan Application Detail Totals for Banner Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,277 $1,879,525,000 $439,000 $21,415,000 $138,000 $3,488,000
Cash-out Refinancing 2,811 $780,525,000 $277,000 $3,915,000 $127,000 $3,960,000
Home Improvement 2,032 $274,100,000 $134,000 $17,315,000 $167,000 $3,300,000
Refinancing 1,843 $1,047,685,000 $568,000 $18,505,000 $156,000 $3,308,000
Other Purpose 918 $114,890,000 $125,000 $705,000 $160,000 $3,488,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,891 $2,030,965,000 $257,000 $4,605,000 $147,000 $3,960,000
Not Provided 1,820 $625,140,000 $343,000 $12,555,000 $176,000 $2,631,000
Hispanic 852 $184,100,000 $216,000 $1,495,000 $99,000 $1,165,000
Not applicable 681 $1,081,475,000 $1,588,000 $21,415,000 $52,000 $147,000
Asian 317 $102,825,000 $324,000 $2,445,000 $152,000 $1,102,000
Black or African American 117 $30,195,000 $258,000 $1,055,000 $131,000 $1,177,000
American Indian or Alaskan Native 81 $18,115,000 $223,000 $715,000 $111,000 $604,000
Native Hawaiian or Other Pacific Islander 28 $7,700,000 $275,000 $845,000 $128,000 $1,067,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,323 $3,928,735,000 $346,000 $21,415,000 $147,000 $3,960,000
FHA-insured (Federal Housing Administration) 280 $78,300,000 $279,000 $945,000 $77,000 $333,000
VA-guaranteed (Veterans Administration) 231 $78,605,000 $340,000 $1,205,000 $101,000 $395,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 47 $11,085,000 $235,000 $445,000 $61,000 $114,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,356 $2,292,290,000 $311,000 $21,415,000 $149,000 $3,488,000
Application Denied By Financial Institution 2,009 $1,048,095,000 $521,000 $18,505,000 $134,000 $3,488,000
Application Withdrawn By Applicant 1,677 $537,805,000 $320,000 $2,885,000 $151,000 $3,960,000
Loan Purchased By The Institution 331 $3,395,000 $10,000 $375,000 $52,000 $147,000
Application Approved But Not Accepted 326 $159,240,000 $488,000 $11,095,000 $172,000 $1,224,000
File Closed For Incompleteness 182 $55,900,000 $307,000 $1,405,000 $145,000 $840,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,872 $3,048,630,000 $308,000 $21,415,000 $147,000 $3,960,000
Debt-To-Income Ratio 689 $151,515,000 $219,000 $2,445,000 $97,000 $1,531,000
Collateral 640 $755,040,000 $1,179,000 $18,505,000 $204,000 $3,488,000
Credit History 477 $86,125,000 $180,000 $7,505,000 $123,000 $1,270,000
Other 99 $23,825,000 $240,000 $1,205,000 $140,000 $1,115,000
Unverifiable Information 64 $19,850,000 $310,000 $1,465,000 $168,000 $700,000
Insufficient Cash (Downpayment, Closing Cost) 19 $6,055,000 $318,000 $1,055,000 $103,000 $325,000
Employment History 14 $3,960,000 $282,000 $625,000 $71,000 $164,000
Credit Application Incomplete 7 $1,725,000 $246,000 $355,000 $257,000 $644,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Banner Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Banner Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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