Baxter Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Baxter Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Baxter Credit Union 340 N Milwaukee Ave Vernon Hills, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,480 |
| Total Mortgage Loan Application Amount | $241,804,000 |
| Average Mortgage Loan Application Amount | $142,666 |
| Highest Mortgage Loan Application Amount | $2,008,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $1,992,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Baxter Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baxter Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Baxter Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baxter Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Baxter Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baxter Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Illinois | 260 | $ 45,006,000 | $ 173,000 | $ 100,000 |
| Cook County Illinois | 106 | $ 26,693,000 | $ 251,000 | $ 123,000 |
| McHenry County Illinois | 76 | $ 11,331,000 | $ 149,000 | $ 83,000 |
| Los Angeles County California | 49 | $ 10,200,000 | $ 208,000 | $ 79,000 |
| Orange County California | 45 | $ 8,584,000 | $ 190,000 | $ 96,000 |
| Bolivar County Mississippi | 37 | $ 2,089,000 | $ 56,000 | $ 38,000 |
| Miami-Dade County Florida | 28 | $ 3,507,000 | $ 125,000 | $ 52,000 |
| McDowell County North Carolina | 25 | $ 1,359,000 | $ 54,000 | $ 45,000 |
| Kenosha County Wisconsin | 23 | $ 1,945,000 | $ 84,000 | $ 81,000 |
| Hennepin County Minnesota | 18 | $ 2,960,000 | $ 164,000 | $ 75,000 |
| Ventura County California | 17 | $ 5,786,000 | $ 340,000 | $ 153,000 |
| Monroe County Indiana | 17 | $ 2,737,000 | $ 161,000 | $ 89,000 |
| Franklin County Ohio | 17 | $ 1,896,000 | $ 111,000 | $ 85,000 |
| Baxter County Arkansas | 14 | $ 889,000 | $ 63,000 | $ 41,000 |
| Pinellas County Florida | 13 | $ 934,000 | $ 71,000 | $ 57,000 |
| Middlesex County Massachusetts | 13 | $ 3,381,000 | $ 260,000 | $ 135,000 |
| Riverside County California | 12 | $ 1,955,000 | $ 162,000 | $ 86,000 |
| Kane County Illinois | 11 | $ 2,006,000 | $ 182,000 | $ 80,000 |
| Worcester County Massachusetts | 11 | $ 2,518,000 | $ 228,000 | $ 130,000 |
| Anoka County Minnesota | 11 | $ 1,085,000 | $ 98,000 | $ 84,000 |
| Anasco County Puerto Rico | 11 | $ 1,099,000 | $ 99,000 | $ 46,000 |
| San Bernardino County California | 10 | $ 1,339,000 | $ 133,000 | $ 79,000 |
| Mitchell County North Carolina | 9 | $ 540,000 | $ 60,000 | $ 40,000 |
| Alameda County California | 8 | $ 2,019,000 | $ 252,000 | $ 174,000 |
| Broward County Florida | 8 | $ 1,623,000 | $ 202,000 | $ 73,000 |
| Hillsborough County Florida | 8 | $ 1,210,000 | $ 151,000 | $ 88,000 |
| Will County Illinois | 8 | $ 1,472,000 | $ 184,000 | $ 74,000 |
| Sunflower County Mississippi | 8 | $ 292,000 | $ 36,000 | $ 50,000 |
| Shelby County Tennessee | 8 | $ 1,391,000 | $ 173,000 | $ 107,000 |
| DuPage County Illinois | 7 | $ 1,625,000 | $ 232,000 | $ 93,000 |
| Washington County Minnesota | 7 | $ 1,306,000 | $ 186,000 | $ 119,000 |
| Wright County Minnesota | 7 | $ 462,000 | $ 66,000 | $ 52,000 |
| Walworth County Wisconsin | 7 | $ 702,000 | $ 100,000 | $ 86,000 |
| Maricopa County Arizona | 6 | $ 1,614,000 | $ 269,000 | $ 99,000 |
| Palm Beach County Florida | 6 | $ 923,000 | $ 153,000 | $ 76,000 |
| Ozark County Missouri | 6 | $ 437,000 | $ 72,000 | $ 50,000 |
| Avery County North Carolina | 6 | $ 315,000 | $ 52,000 | $ 34,000 |
| Delaware County Ohio | 6 | $ 1,117,000 | $ 186,000 | $ 97,000 |
| Gwinnett County Georgia | 5 | $ 547,000 | $ 109,000 | $ 63,000 |
| Clark County Nevada | 5 | $ 935,000 | $ 187,000 | $ 102,000 |
| Burke County North Carolina | 5 | $ 412,000 | $ 82,000 | $ 45,000 |
| Licking County Ohio | 5 | $ 329,000 | $ 65,000 | $ 80,000 |
| Cabo Rojo County Puerto Rico | 5 | $ 661,000 | $ 132,000 | $ 44,000 |
| Racine County Wisconsin | 5 | $ 707,000 | $ 141,000 | $ 100,000 |
| Marion County Arkansas | 4 | $ 403,000 | $ 100,000 | $ 48,000 |
| Pulaski County Arkansas | 4 | $ 307,000 | $ 76,000 | $ 32,000 |
| Santa Clara County California | 4 | $ 696,000 | $ 174,000 | $ 123,000 |
| New Castle County Delaware | 4 | $ 728,000 | $ 182,000 | $ 131,000 |
| Lake County Indiana | 4 | $ 421,000 | $ 105,000 | $ 63,000 |
| Ramsey County Minnesota | 4 | $ 883,000 | $ 220,000 | $ 121,000 |
| Madison County Mississippi | 4 | $ 517,000 | $ 129,000 | $ 70,000 |
| St. Louis County Missouri | 4 | $ 1,515,000 | $ 378,000 | $ 154,000 |
| Buncombe County North Carolina | 4 | $ 447,000 | $ 111,000 | $ 45,000 |
| Yancey County North Carolina | 4 | $ 100,000 | $ 25,000 | $ 29,000 |
| Ponce County Puerto Rico | 4 | $ 352,000 | $ 88,000 | $ 74,000 |
| San Juan County Puerto Rico | 4 | $ 586,000 | $ 146,000 | $ 52,000 |
| Harris County Texas | 4 | $ 487,000 | $ 121,000 | $ 84,000 |
| Tarrant County Texas | 4 | $ 417,000 | $ 104,000 | $ 56,000 |
| King County Washington | 4 | $ 1,884,000 | $ 471,000 | $ 154,000 |
| Fulton County Arkansas | 3 | $ 93,000 | $ 31,000 | $ 42,000 |
| San Diego County California | 3 | $ 529,000 | $ 176,000 | $ 91,000 |
| Douglas County Colorado | 3 | $ 220,000 | $ 73,000 | $ 80,000 |
| Brevard County Florida | 3 | $ 175,000 | $ 58,000 | $ 218,000 |
| Orange County Florida | 3 | $ 526,000 | $ 175,000 | $ 77,000 |
| Hamilton County Indiana | 3 | $ 990,000 | $ 330,000 | $ 172,000 |
| Lawrence County Indiana | 3 | $ 217,000 | $ 72,000 | $ 67,000 |
| Howard County Maryland | 3 | $ 1,065,000 | $ 355,000 | $ 273,000 |
| Macomb County Michigan | 3 | $ 526,000 | $ 175,000 | $ 162,000 |
| Sherburne County Minnesota | 3 | $ 189,000 | $ 63,000 | $ 39,000 |
| Stearns County Minnesota | 3 | $ 202,000 | $ 67,000 | $ 93,000 |
| Middlesex County New Jersey | 3 | $ 461,000 | $ 153,000 | $ 84,000 |
| Warren County New York | 3 | $ 50,000 | $ 16,000 | $ 45,000 |
| Clermont County Ohio | 3 | $ 347,000 | $ 115,000 | $ 47,000 |
| Mayaguez County Puerto Rico | 3 | $ 143,000 | $ 47,000 | $ 77,000 |
| San German County Puerto Rico | 3 | $ 325,000 | $ 108,000 | $ 56,000 |
| York County South Carolina | 3 | $ 130,000 | $ 43,000 | $ 38,000 |
| Bexar County Texas | 3 | $ 474,000 | $ 158,000 | $ 106,000 |
| Salt Lake County Utah | 3 | $ 1,186,000 | $ 395,000 | $ 149,000 |
| Chesapeake County Virginia | 3 | $ 289,000 | $ 96,000 | $ 61,000 |
| Rock County Wisconsin | 3 | $ 292,000 | $ 97,000 | $ 106,000 |
| Jefferson County Alabama | 2 | $ 335,000 | $ 167,000 | $ 94,000 |
| Pinal County Arizona | 2 | $ 42,000 | $ 21,000 | $ 50,000 |
| Izard County Arkansas | 2 | $ 109,000 | $ 54,000 | $ 50,000 |
| Kern County California | 2 | $ 221,000 | $ 110,000 | $ 31,000 |
| Placer County California | 2 | $ 446,000 | $ 223,000 | $ 233,000 |
| Sacramento County California | 2 | $ 115,000 | $ 57,000 | $ 118,000 |
| Sonoma County California | 2 | $ 425,000 | $ 212,000 | $ 131,000 |
| Charlotte County Florida | 2 | $ 291,000 | $ 145,000 | $ 109,000 |
| Duval County Florida | 2 | $ 379,000 | $ 189,000 | $ 188,000 |
| Lee County Florida | 2 | $ 475,000 | $ 237,000 | $ 60,000 |
| Osceola County Florida | 2 | $ 473,000 | $ 236,000 | $ 69,000 |
| Seminole County Florida | 2 | $ 420,000 | $ 210,000 | $ 126,000 |
| Sumter County Florida | 2 | $ 141,000 | $ 70,000 | $ 19,000 |
| Volusia County Florida | 2 | $ 263,000 | $ 131,000 | $ 44,000 |
| Chatham County Georgia | 2 | $ 27,000 | $ 13,000 | $ 97,000 |
| Fulton County Georgia | 2 | $ 739,000 | $ 369,000 | $ 139,000 |
| Lowndes County Georgia | 2 | $ 542,000 | $ 271,000 | $ 69,000 |
| Peoria County Illinois | 2 | $ 155,000 | $ 77,000 | $ 70,000 |
| Winnebago County Illinois | 2 | $ 137,000 | $ 68,000 | $ 61,000 |
| Owen County Indiana | 2 | $ 213,000 | $ 106,000 | $ 106,000 |
| Johnson County Kansas | 2 | $ 369,000 | $ 184,000 | $ 200,000 |
| Reno County Kansas | 2 | $ 210,000 | $ 105,000 | $ 107,000 |
| East Baton Rouge County Louisiana | 2 | $ 243,000 | $ 121,000 | $ 95,000 |
| Anne Arundel County Maryland | 2 | $ 87,000 | $ 43,000 | $ 75,000 |
| Harford County Maryland | 2 | $ 255,000 | $ 127,000 | $ 74,000 |
| Suffolk County Massachusetts | 2 | $ 338,000 | $ 169,000 | $ 136,000 |
| Allegan County Michigan | 2 | $ 478,000 | $ 239,000 | $ 57,000 |
| Houghton County Michigan | 2 | $ 195,000 | $ 97,000 | $ 113,000 |
| Carver County Minnesota | 2 | $ 189,000 | $ 94,000 | $ 57,000 |
| Howell County Missouri | 2 | $ 183,000 | $ 91,000 | $ 12,000 |
| Jackson County Missouri | 2 | $ 110,000 | $ 55,000 | $ 49,000 |
| Taney County Missouri | 2 | $ 439,000 | $ 219,000 | $ 99,000 |
| Saratoga County New York | 2 | $ 180,000 | $ 90,000 | $ 30,000 |
| Washington County New York | 2 | $ 154,000 | $ 77,000 | $ 45,000 |
| Westchester County New York | 2 | $ 884,000 | $ 442,000 | $ 258,000 |
| Granville County North Carolina | 2 | $ 417,000 | $ 208,000 | $ 84,000 |
| Guilford County North Carolina | 2 | $ 113,000 | $ 56,000 | $ 17,000 |
| Iredell County North Carolina | 2 | $ 223,000 | $ 111,000 | $ 91,000 |
| Mecklenburg County North Carolina | 2 | $ 147,000 | $ 73,000 | $ 38,000 |
| Orange County North Carolina | 2 | $ 555,000 | $ 277,000 | $ 113,000 |
| Union County Ohio | 2 | $ 262,000 | $ 131,000 | $ 84,000 |
| Tulsa County Oklahoma | 2 | $ 129,000 | $ 64,000 | $ 102,000 |
| Lancaster County Pennsylvania | 2 | $ 299,000 | $ 149,000 | $ 98,000 |
| Philadelphia County Pennsylvania | 2 | $ 214,000 | $ 107,000 | $ 51,000 |
| Aibonito County Puerto Rico | 2 | $ 227,000 | $ 113,000 | $ 28,000 |
| Guaynabo County Puerto Rico | 2 | $ 433,000 | $ 216,000 | $ 86,000 |
| Hormigueros County Puerto Rico | 2 | $ 208,000 | $ 104,000 | $ 26,000 |
| Isabela County Puerto Rico | 2 | $ 312,000 | $ 156,000 | $ 62,000 |
| Vega Alta County Puerto Rico | 2 | $ 479,000 | $ 239,000 | $ 102,000 |
| Davidson County Tennessee | 2 | $ 49,000 | $ 24,000 | $ 28,000 |
| Fayette County Tennessee | 2 | $ 264,000 | $ 132,000 | $ 126,000 |
| Collin County Texas | 2 | $ 282,000 | $ 141,000 | $ 102,000 |
| Dallas County Texas | 2 | $ 560,000 | $ 280,000 | $ 115,000 |
| El Paso County Texas | 2 | $ 231,000 | $ 115,000 | $ 78,000 |
| Travis County Texas | 2 | $ 925,000 | $ 462,000 | $ 121,000 |
| Hanover County Virginia | 2 | $ 288,000 | $ 144,000 | $ 32,000 |
| Milwaukee County Wisconsin | 2 | $ 610,000 | $ 305,000 | $ 170,000 |
| Polk County Wisconsin | 2 | $ 454,000 | $ 227,000 | $ 176,000 |
| Waukesha County Wisconsin | 2 | $ 527,000 | $ 263,000 | $ 166,000 |
| Morgan County Alabama | 1 | $ 299,000 | $ 299,000 | $ 82,000 |
| Shelby County Alabama | 1 | $ 298,000 | $ 298,000 | $ 150,000 |
| Winston County Alabama | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Pima County Arizona | 1 | $ 340,000 | $ 340,000 | $ 74,000 |
| Benton County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Lonoke County Arkansas | 1 | $ 118,000 | $ 118,000 | $ 35,000 |
| Pope County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| San Mateo County California | 1 | $ 886,000 | $ 886,000 | $ 208,000 |
| Santa Barbara County California | 1 | $ 40,000 | $ 40,000 | $ 84,000 |
| Boulder County Colorado | 1 | $ 42,000 | $ 42,000 | $ 40,000 |
| Jefferson County Colorado | 1 | $ 44,000 | $ 44,000 | $ 70,000 |
| Larimer County Colorado | 1 | $ 388,000 | $ 388,000 | $ 48,000 |
| Fairfield County Connecticut | 1 | $ 919,000 | $ 919,000 | $ 242,000 |
| Sussex County Delaware | 1 | $ 210,000 | $ 210,000 | $ 35,000 |
| Marion County Florida | 1 | $ 130,000 | $ 130,000 | $ 87,000 |
| Martin County Florida | 1 | $ 64,000 | $ 64,000 | $ 195,000 |
| Okaloosa County Florida | 1 | $ 224,000 | $ 224,000 | $ 73,000 |
| Pasco County Florida | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Polk County Florida | 1 | $ 190,000 | $ 190,000 | $ 127,000 |
| Barrow County Georgia | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Clayton County Georgia | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
| DeKalb County Georgia | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Douglas County Georgia | 1 | $ 188,000 | $ 188,000 | $ 185,000 |
| Henry County Georgia | 1 | $ 16,000 | $ 16,000 | $ 94,000 |
| Carroll County Illinois | 1 | $ 129,000 | $ 129,000 | $ 120,000 |
| DeKalb County Illinois | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Floyd County Indiana | 1 | $ 234,000 | $ 234,000 | $ 51,000 |
| Greene County Indiana | 1 | $ 8,000 | $ 8,000 | $ 52,000 |
| LaGrange County Indiana | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Marshall County Indiana | 1 | $ 109,000 | $ 109,000 | $ 125,000 |
| Morgan County Indiana | 1 | $ 370,000 | $ 370,000 | $ 163,000 |
| Porter County Indiana | 1 | $ 258,000 | $ 258,000 | $ 104,000 |
| Jefferson County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Calcasieu County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 31,000 |
| St. Charles County Louisiana | 1 | $ 28,000 | $ 28,000 | $ 19,000 |
| Tangipahoa County Louisiana | 1 | $ 107,000 | $ 107,000 | $ 56,000 |
| Knox County Maine | 1 | $ 650,000 | $ 650,000 | $ 1,630,000 |
| Baltimore City County Maryland | 1 | $ 60,000 | $ 60,000 | $ 175,000 |
| Calvert County Maryland | 1 | $ 353,000 | $ 353,000 | $ 58,000 |
| Carroll County Maryland | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Montgomery County Maryland | 1 | $ 242,000 | $ 242,000 | $ 103,000 |
| Prince George's County Maryland | 1 | $ 200,000 | $ 200,000 | $ 333,000 |
| Barnstable County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 263,000 |
| Bristol County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Essex County Massachusetts | 1 | $ 286,000 | $ 286,000 | $ 103,000 |
| Baraga County Michigan | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Genesee County Michigan | 1 | $ 274,000 | $ 274,000 | $ 275,000 |
| Marquette County Michigan | 1 | $ 12,000 | $ 12,000 | $ 46,000 |
| Van Buren County Michigan | 1 | $ 378,000 | $ 378,000 | $ 600,000 |
| Wayne County Michigan | 1 | $ 62,000 | $ 62,000 | $ 32,000 |
| Clay County Minnesota | 1 | $ 166,000 | $ 166,000 | $ 92,000 |
| Dakota County Minnesota | 1 | $ 239,000 | $ 239,000 | $ 60,000 |
| Otter Tail County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 269,000 |
| Scott County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 108,000 |
| Grenada County Mississippi | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Hinds County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 124,000 |
| Leflore County Mississippi | 1 | $ 153,000 | $ 153,000 | $ 70,000 |
| Washington County Mississippi | 1 | $ 8,000 | $ 8,000 | $ 26,000 |
| Cedar County Missouri | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Chariton County Missouri | 1 | $ 30,000 | $ 30,000 | $ 27,000 |
| Christian County Missouri | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Jefferson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Mississippi County Missouri | 1 | $ 64,000 | $ 64,000 | $ 18,000 |
| Polk County Missouri | 1 | $ 66,000 | $ 66,000 | $ 44,000 |
| St. Charles County Missouri | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Merrimack County New Hampshire | 1 | $ 206,000 | $ 206,000 | $ 86,000 |
| Atlantic County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Burlington County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Camden County New Jersey | 1 | $ 28,000 | $ 28,000 | $ 45,000 |
| Mercer County New Jersey | 1 | $ 780,000 | $ 780,000 | $ 196,000 |
| Morris County New Jersey | 1 | $ 329,000 | $ 329,000 | $ 47,000 |
| Somerset County New Jersey | 1 | $ 334,000 | $ 334,000 | $ 113,000 |
| Bernalillo County New Mexico | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Kings County New York | 1 | $ 260,000 | $ 260,000 | $ 45,000 |
| Orange County New York | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Currituck County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 22,000 |
| Gaston County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Henderson County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 70,000 |
| Johnston County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| Pitt County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Union County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 30,000 |
| Watauga County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 22,000 |
| Cuyahoga County Ohio | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
| Fairfield County Ohio | 1 | $ 16,000 | $ 16,000 | $ 159,000 |
| Muskingum County Ohio | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Preble County Ohio | 1 | $ 63,000 | $ 63,000 | $ 39,000 |
| Logan County Oklahoma | 1 | $ 329,000 | $ 329,000 | $ 185,000 |
| Pontotoc County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 131,000 |
| Washington County Oregon | 1 | $ 291,000 | $ 291,000 | $ 78,000 |
| Yamhill County Oregon | 1 | $ 226,000 | $ 226,000 | $ 60,000 |
| Blair County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 166,000 |
| Bucks County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 55,000 |
| Butler County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| Luzerne County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 115,000 |
| Mercer County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 43,000 |
| Monroe County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 90,000 |
| Montgomery County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 75,000 |
| Aguada County Puerto Rico | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Aguadilla County Puerto Rico | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Barceloneta County Puerto Rico | 1 | $ 164,000 | $ 164,000 | $ 115,000 |
| Barranquitas County Puerto Rico | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Bayamon County Puerto Rico | 1 | $ 102,000 | $ 102,000 | $ 42,000 |
| Canovanas County Puerto Rico | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Carolina County Puerto Rico | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Cidra County Puerto Rico | 1 | $ 139,000 | $ 139,000 | $ 100,000 |
| Culebra County Puerto Rico | 1 | $ 196,000 | $ 196,000 | $ 266,000 |
| Guanica County Puerto Rico | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Guayama County Puerto Rico | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Jayuya County Puerto Rico | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Salinas County Puerto Rico | 1 | $ 14,000 | $ 14,000 | $ 82,000 |
| San Sebastian County Puerto Rico | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Santa Isabel County Puerto Rico | 1 | $ 31,000 | $ 31,000 | $ 27,000 |
| Toa Alta County Puerto Rico | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Villalba County Puerto Rico | 1 | $ 90,000 | $ 90,000 | $ 63,000 |
| Abbeville County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 43,000 |
| Charleston County South Carolina | 1 | $ 816,000 | $ 816,000 | $ 310,000 |
| Horry County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 142,000 |
| Williamsburg County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 13,000 |
| Hamilton County Tennessee | 1 | $ 228,000 | $ 228,000 | $ 92,000 |
| Brazoria County Texas | 1 | $ 17,000 | $ 17,000 | $ 30,000 |
| Cherokee County Texas | 1 | $ 17,000 | $ 17,000 | $ 18,000 |
| Denton County Texas | 1 | $ 578,000 | $ 578,000 | $ 203,000 |
| Fort Bend County Texas | 1 | $ 126,000 | $ 126,000 | $ 95,000 |
| Galveston County Texas | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Hood County Texas | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| Montgomery County Texas | 1 | $ 121,000 | $ 121,000 | $ 89,000 |
| Davis County Utah | 1 | $ 218,000 | $ 218,000 | $ 35,000 |
| Windsor County Vermont | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Accomack County Virginia | 1 | $ 126,000 | $ 126,000 | $ 52,000 |
| Henrico County Virginia | 1 | $ 550,000 | $ 550,000 | $ 257,000 |
| Loudoun County Virginia | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Louisa County Virginia | 1 | $ 297,000 | $ 297,000 | $ 45,000 |
| Portsmouth County Virginia | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Prince William County Virginia | 1 | $ 700,000 | $ 700,000 | $ 103,000 |
| Richmond City County Virginia | 1 | $ 20,000 | $ 20,000 | $ 21,000 |
| Roanoke City County Virginia | 1 | $ 63,000 | $ 63,000 | $ 59,000 |
| Spokane County Washington | 1 | $ 47,000 | $ 47,000 | $ 84,000 |
| Adams County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Bayfield County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 45,000 |
| Dane County Wisconsin | 1 | $ 196,000 | $ 196,000 | $ 108,000 |
| Door County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| La Crosse County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 168,000 |
| Rusk County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| St. Croix County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 152,000 |
Mortgage Loan Application Detail Totals for Baxter Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 634 | $135,333,000 | $213,000 | $2,008,000 | $109,000 | $1,992,000 |
| Refinancing | 553 | $91,826,000 | $166,000 | $975,000 | $76,000 | $450,000 |
| Home Improvement | 293 | $14,645,000 | $49,000 | $290,000 | $69,000 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 808 | $149,341,000 | $184,000 | $2,008,000 | $102,000 | $1,992,000 |
| Not Provided | 247 | $28,833,000 | $116,000 | $845,000 | $81,000 | $600,000 |
| Hispanic | 201 | $29,360,000 | $146,000 | $600,000 | $63,000 | $333,000 |
| Black or African American | 154 | $19,550,000 | $126,000 | $848,000 | $64,000 | $300,000 |
| Asian | 56 | $11,762,000 | $210,000 | $1,500,000 | $86,000 | $313,000 |
| American Indian or Alaskan Native | 7 | $916,000 | $130,000 | $265,000 | $90,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,042,000 | $291,000 | $975,000 | $64,000 | $141,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,480 | $241,804,000 | $163,000 | $2,008,000 | $88,000 | $1,992,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,045 | $182,196,000 | $174,000 | $2,008,000 | $98,000 | $1,992,000 |
| Application Denied By Financial Institution | 189 | $28,919,000 | $153,000 | $975,000 | $59,000 | $450,000 |
| Preapproval Denied by Financial Institution | 73 | $11,942,000 | $163,000 | $1,500,000 | $58,000 | $832,000 |
| Application Approved But Not Accepted | 71 | $5,082,000 | $71,000 | $800,000 | $74,000 | $600,000 |
| Application Withdrawn By Applicant | 61 | $5,625,000 | $92,000 | $845,000 | $73,000 | $450,000 |
| Preapproval Approved but not Accepted | 41 | $8,040,000 | $196,000 | $520,000 | $66,000 | $183,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 94 | $18,894,000 | $201,000 | $1,500,000 | $62,000 | $832,000 |
| Credit History | 82 | $11,901,000 | $145,000 | $820,000 | $61,000 | $450,000 |
| Other | 39 | $2,361,000 | $60,000 | $272,000 | $55,000 | $168,000 |
| Collateral | 8 | $1,237,000 | $154,000 | $380,000 | $73,000 | $168,000 |
| Mortgage Insurance Denied | 6 | $420,000 | $70,000 | $172,000 | $42,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $950,000 | $237,000 | $600,000 | $51,000 | $76,000 |
| Unverifiable Information | 1 | $140,000 | $140,000 | $140,000 | $11,000 | $11,000 |
| Employment History | 1 | $234,000 | $234,000 | $234,000 | $51,000 | $51,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baxter Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.