Bay Capital Mortgage Corporation
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Bay Capital Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Bay Capital Mortgage Corporation 801 Compass Way Annapolis, MD 21401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2015 2014 |
| Total Number of Mortgage Applications | 1,414 |
| Total Mortgage Loan Application Amount | $393,420,000 |
| Average Mortgage Loan Application Amount | $231,666 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $97,666 |
| Highest Applicant Income | $2,595,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 369 | $ 129,546,000 | $ 351,000 | $ 130,000 |
| Carroll County Maryland | 101 | $ 25,880,000 | $ 256,000 | $ 92,000 |
| Baltimore County Maryland | 98 | $ 25,159,000 | $ 256,000 | $ 109,000 |
| Talbot County Maryland | 88 | $ 23,158,000 | $ 263,000 | $ 161,000 |
| Baltimore City County Maryland | 85 | $ 17,812,000 | $ 209,000 | $ 95,000 |
| Washington County Maryland | 69 | $ 12,637,000 | $ 183,000 | $ 72,000 |
| Adams County Pennsylvania | 68 | $ 13,831,000 | $ 203,000 | $ 74,000 |
| Caroline County Maryland | 55 | $ 10,533,000 | $ 191,000 | $ 78,000 |
| Frederick County Maryland | 53 | $ 14,949,000 | $ 282,000 | $ 112,000 |
| Queen Anne's County Maryland | 51 | $ 16,120,000 | $ 316,000 | $ 130,000 |
| Howard County Maryland | 43 | $ 13,437,000 | $ 312,000 | $ 107,000 |
| Montgomery County Maryland | 42 | $ 16,323,000 | $ 388,000 | $ 147,000 |
| Prince George's County Maryland | 32 | $ 8,657,000 | $ 270,000 | $ 98,000 |
| Brevard County Florida | 28 | $ 4,451,000 | $ 158,000 | $ 85,000 |
| Calvert County Maryland | 27 | $ 7,953,000 | $ 294,000 | $ 112,000 |
| York County Pennsylvania | 27 | $ 5,797,000 | $ 214,000 | $ 94,000 |
| Sussex County Delaware | 19 | $ 5,613,000 | $ 295,000 | $ 129,000 |
| District of Columbia County District Of Columbia | 18 | $ 8,141,000 | $ 452,000 | $ 172,000 |
| Kent County Maryland | 18 | $ 4,053,000 | $ 225,000 | $ 83,000 |
| Dorchester County Maryland | 15 | $ 2,381,000 | $ 158,000 | $ 80,000 |
| Indian River County Florida | 12 | $ 2,793,000 | $ 232,000 | $ 139,000 |
| Harford County Maryland | 11 | $ 3,472,000 | $ 315,000 | $ 99,000 |
| Worcester County Maryland | 9 | $ 2,039,000 | $ 226,000 | $ 213,000 |
| Fairfax County Virginia | 9 | $ 4,019,000 | $ 446,000 | $ 159,000 |
| Franklin County Pennsylvania | 7 | $ 1,101,000 | $ 157,000 | $ 83,000 |
| Charles County Maryland | 4 | $ 1,072,000 | $ 268,000 | $ 48,000 |
| St. Mary's County Maryland | 4 | $ 641,000 | $ 160,000 | $ 134,000 |
| Prince William County Virginia | 4 | $ 1,424,000 | $ 356,000 | $ 145,000 |
| Kent County Delaware | 3 | $ 417,000 | $ 139,000 | $ 48,000 |
| Garrett County Maryland | 3 | $ 775,000 | $ 258,000 | $ 219,000 |
| Berkeley County West Virginia | 3 | $ 546,000 | $ 182,000 | $ 75,000 |
| Orange County Florida | 2 | $ 346,000 | $ 173,000 | $ 33,000 |
| Osceola County Florida | 2 | $ 322,000 | $ 161,000 | $ 72,000 |
| Polk County Florida | 2 | $ 361,000 | $ 180,000 | $ 74,000 |
| Seminole County Florida | 2 | $ 287,000 | $ 143,000 | $ 72,000 |
| St. Lucie County Florida | 2 | $ 284,000 | $ 142,000 | $ 52,000 |
| Volusia County Florida | 2 | $ 265,000 | $ 132,000 | $ 33,000 |
| Allegheny County Pennsylvania | 2 | $ 184,000 | $ 92,000 | $ 35,000 |
| Northumberland County Pennsylvania | 2 | $ 247,000 | $ 123,000 | $ 106,000 |
| Horry County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 153,000 |
| Accomack County Virginia | 2 | $ 516,000 | $ 258,000 | $ 70,000 |
| Loudoun County Virginia | 2 | $ 883,000 | $ 441,000 | $ 51,000 |
| New Castle County Delaware | 1 | $ 366,000 | $ 366,000 | $ 105,000 |
| Collier County Florida | 1 | $ 416,000 | $ 416,000 | $ 161,000 |
| Hillsborough County Florida | 1 | $ 163,000 | $ 163,000 | $ 63,000 |
| Lake County Florida | 1 | $ 128,000 | $ 128,000 | $ 135,000 |
| Palm Beach County Florida | 1 | $ 259,000 | $ 259,000 | $ 65,000 |
| Cecil County Maryland | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 177,000 | $ 177,000 | $ 44,000 |
| Haywood County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 103,000 |
| Johnston County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Cumberland County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 56,000 |
| Fulton County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 94,000 |
| Montgomery County Pennsylvania | 1 | $ 470,000 | $ 470,000 | $ 220,000 |
| Alexandria County Virginia | 1 | $ 418,000 | $ 418,000 | $ 140,000 |
| Arlington County Virginia | 1 | $ 203,000 | $ 203,000 | $ 67,000 |
| Fluvanna County Virginia | 1 | $ 333,000 | $ 333,000 | $ 114,000 |
| Jefferson County West Virginia | 1 | $ 296,000 | $ 296,000 | $ 100,000 |
| Preston County West Virginia | 1 | $ 206,000 | $ 206,000 | $ 163,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bay Capital Mortgage Corporation in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,150 | $320,375,000 | $278,000 | $3,000,000 | $109,000 | $2,550,000 |
| Refinancing | 263 | $72,905,000 | $277,000 | $1,620,000 | $130,000 | $2,595,000 |
| Home Improvement | 1 | $140,000 | $140,000 | $140,000 | $54,000 | $54,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,186 | $332,135,000 | $280,000 | $3,000,000 | $115,000 | $2,595,000 |
| Black or African American | 108 | $27,641,000 | $255,000 | $540,000 | $85,000 | $228,000 |
| Not Provided | 52 | $16,231,000 | $312,000 | $659,000 | $135,000 | $444,000 |
| Hispanic | 41 | $9,179,000 | $223,000 | $545,000 | $82,000 | $314,000 |
| Asian | 20 | $6,321,000 | $316,000 | $669,000 | $116,000 | $268,000 |
| American Indian or Alaskan Native | 7 | $1,913,000 | $273,000 | $424,000 | $90,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 762 | $216,030,000 | $283,000 | $3,000,000 | $136,000 | $2,595,000 |
| FHA-insured (Federal Housing Administration) | 352 | $88,742,000 | $252,000 | $545,000 | $85,000 | $274,000 |
| VA-guaranteed (Veterans Administration) | 188 | $67,318,000 | $358,000 | $962,000 | $103,000 | $348,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 112 | $21,330,000 | $190,000 | $379,000 | $59,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,184 | $329,432,000 | $278,000 | $3,000,000 | $113,000 | $2,595,000 |
| Application Withdrawn By Applicant | 179 | $49,719,000 | $277,000 | $1,360,000 | $113,000 | $1,408,000 |
| Application Denied By Financial Institution | 41 | $10,007,000 | $244,000 | $575,000 | $96,000 | $515,000 |
| File Closed For Incompleteness | 10 | $4,262,000 | $426,000 | $1,085,000 | $144,000 | $372,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $670,000 | $335,000 | $540,000 | $83,000 | $141,000 |
| Debt-To-Income Ratio | 2 | $609,000 | $304,000 | $442,000 | $44,000 | $50,000 |
| Employment History | 2 | $527,000 | $263,000 | $374,000 | $71,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $106,000 | $106,000 | $106,000 | $73,000 | $73,000 |
| Collateral | 1 | $239,000 | $239,000 | $239,000 | $85,000 | $85,000 |
| Credit Application Incomplete | 1 | $188,000 | $188,000 | $188,000 | $62,000 | $62,000 |
| Other | 1 | $255,000 | $255,000 | $255,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.