Bay Equity Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Bay Equity Llc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bay Equity Llc 28 Liberty Shipway Suite 2800 Glendale, CA 94965 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 5,819 |
| Total Mortgage Loan Application Amount | $2,094,797,000 |
| Average Mortgage Loan Application Amount | $330,666 |
| Highest Mortgage Loan Application Amount | $1,470,000 |
| Average Applicant Income | $121,000 |
| Highest Applicant Income | $5,085,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bay Equity Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bay Equity Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Bay Equity Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bay Equity Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Bay Equity Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bay Equity Llc's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,158 | $ 429,121,000 | $ 370,000 | $ 143,000 |
| Orange County California | 692 | $ 263,062,000 | $ 380,000 | $ 142,000 |
| San Diego County California | 620 | $ 218,636,000 | $ 352,000 | $ 122,000 |
| Santa Clara County California | 473 | $ 202,104,000 | $ 427,000 | $ 146,000 |
| Alameda County California | 370 | $ 140,245,000 | $ 379,000 | $ 140,000 |
| Contra Costa County California | 311 | $ 116,044,000 | $ 373,000 | $ 133,000 |
| San Mateo County California | 252 | $ 115,790,000 | $ 459,000 | $ 143,000 |
| San Francisco County California | 191 | $ 89,272,000 | $ 467,000 | $ 148,000 |
| Riverside County California | 177 | $ 42,681,000 | $ 241,000 | $ 105,000 |
| Sonoma County California | 157 | $ 53,343,000 | $ 339,000 | $ 115,000 |
| Ventura County California | 142 | $ 53,707,000 | $ 378,000 | $ 127,000 |
| San Bernardino County California | 139 | $ 32,630,000 | $ 234,000 | $ 98,000 |
| Sacramento County California | 136 | $ 32,634,000 | $ 239,000 | $ 101,000 |
| King County Washington | 117 | $ 41,252,000 | $ 352,000 | $ 121,000 |
| Marin County California | 115 | $ 51,874,000 | $ 451,000 | $ 150,000 |
| Snohomish County Washington | 61 | $ 18,336,000 | $ 300,000 | $ 92,000 |
| Placer County California | 57 | $ 17,620,000 | $ 309,000 | $ 150,000 |
| Solano County California | 56 | $ 11,504,000 | $ 205,000 | $ 75,000 |
| Honolulu County Hawaii | 46 | $ 18,152,000 | $ 394,000 | $ 91,000 |
| San Joaquin County California | 45 | $ 8,773,000 | $ 194,000 | $ 106,000 |
| El Dorado County California | 35 | $ 11,390,000 | $ 325,000 | $ 201,000 |
| Santa Barbara County California | 35 | $ 10,620,000 | $ 303,000 | $ 113,000 |
| Santa Cruz County California | 32 | $ 12,929,000 | $ 404,000 | $ 117,000 |
| San Luis Obispo County California | 22 | $ 8,204,000 | $ 372,000 | $ 119,000 |
| Yolo County California | 18 | $ 5,159,000 | $ 286,000 | $ 175,000 |
| Maricopa County Arizona | 16 | $ 3,316,000 | $ 207,000 | $ 100,000 |
| Kern County California | 16 | $ 3,154,000 | $ 197,000 | $ 126,000 |
| Napa County California | 16 | $ 4,548,000 | $ 284,000 | $ 134,000 |
| Stanislaus County California | 16 | $ 3,341,000 | $ 208,000 | $ 92,000 |
| Clark County Nevada | 16 | $ 2,739,000 | $ 171,000 | $ 67,000 |
| Fresno County California | 15 | $ 3,278,000 | $ 218,000 | $ 131,000 |
| Monterey County California | 15 | $ 5,159,000 | $ 343,000 | $ 105,000 |
| Mendocino County California | 14 | $ 4,125,000 | $ 294,000 | $ 108,000 |
| Butte County California | 11 | $ 2,762,000 | $ 251,000 | $ 87,000 |
| Multnomah County Oregon | 11 | $ 2,623,000 | $ 238,000 | $ 113,000 |
| Nevada County California | 10 | $ 2,932,000 | $ 293,000 | $ 158,000 |
| Kauai County Hawaii | 9 | $ 4,512,000 | $ 501,000 | $ 137,000 |
| Salt Lake County Utah | 9 | $ 2,526,000 | $ 280,000 | $ 101,000 |
| Adams County Colorado | 8 | $ 1,819,000 | $ 227,000 | $ 78,000 |
| Hawaii County Hawaii | 8 | $ 2,286,000 | $ 285,000 | $ 79,000 |
| Calaveras County California | 7 | $ 1,268,000 | $ 181,000 | $ 118,000 |
| Humboldt County California | 7 | $ 1,237,000 | $ 176,000 | $ 56,000 |
| Clackamas County Oregon | 7 | $ 1,990,000 | $ 284,000 | $ 107,000 |
| San Benito County California | 6 | $ 1,837,000 | $ 306,000 | $ 120,000 |
| Tulare County California | 6 | $ 1,049,000 | $ 174,000 | $ 161,000 |
| Arapahoe County Colorado | 6 | $ 1,581,000 | $ 263,000 | $ 96,000 |
| Maui County Hawaii | 6 | $ 2,592,000 | $ 432,000 | $ 98,000 |
| Pierce County Washington | 6 | $ 1,390,000 | $ 231,000 | $ 137,000 |
| Lake County California | 5 | $ 934,000 | $ 186,000 | $ 62,000 |
| Boulder County Colorado | 5 | $ 1,548,000 | $ 309,000 | $ 54,000 |
| Jefferson County Colorado | 5 | $ 1,185,000 | $ 237,000 | $ 99,000 |
| Davis County Utah | 5 | $ 727,000 | $ 145,000 | $ 57,000 |
| Amador County California | 4 | $ 933,000 | $ 233,000 | $ 206,000 |
| Tuolumne County California | 4 | $ 690,000 | $ 172,000 | $ 121,000 |
| Weber County Utah | 4 | $ 1,081,000 | $ 270,000 | $ 101,000 |
| Thurston County Washington | 4 | $ 710,000 | $ 177,000 | $ 58,000 |
| Mohave County Arizona | 3 | $ 677,000 | $ 225,000 | $ 216,000 |
| Pima County Arizona | 3 | $ 675,000 | $ 225,000 | $ 101,000 |
| Imperial County California | 3 | $ 415,000 | $ 138,000 | $ 49,000 |
| Madera County California | 3 | $ 443,000 | $ 147,000 | $ 157,000 |
| Shasta County California | 3 | $ 937,000 | $ 312,000 | $ 88,000 |
| Sutter County California | 3 | $ 407,000 | $ 135,000 | $ 62,000 |
| Denver County Colorado | 3 | $ 761,000 | $ 253,000 | $ 74,000 |
| Douglas County Colorado | 3 | $ 609,000 | $ 203,000 | $ 99,000 |
| Whatcom County Washington | 3 | $ 649,000 | $ 216,000 | $ 82,000 |
| Coconino County Arizona | 2 | $ 610,000 | $ 305,000 | $ 100,000 |
| Pinal County Arizona | 2 | $ 640,000 | $ 320,000 | $ 86,000 |
| Merced County California | 2 | $ 427,000 | $ 213,000 | $ 77,000 |
| Mono County California | 2 | $ 946,000 | $ 473,000 | $ 368,000 |
| Bonneville County Idaho | 2 | $ 252,000 | $ 126,000 | $ 42,000 |
| Klamath County Oregon | 2 | $ 328,000 | $ 164,000 | $ 56,000 |
| Marion County Oregon | 2 | $ 616,000 | $ 308,000 | $ 84,000 |
| Washington County Oregon | 2 | $ 642,000 | $ 321,000 | $ 86,000 |
| Utah County Utah | 2 | $ 292,000 | $ 146,000 | $ 116,000 |
| Washington County Utah | 2 | $ 353,000 | $ 176,000 | $ 89,000 |
| Chelan County Washington | 2 | $ 590,000 | $ 295,000 | $ 137,000 |
| Cowlitz County Washington | 2 | $ 388,000 | $ 194,000 | $ 78,000 |
| Kittitas County Washington | 2 | $ 383,000 | $ 191,000 | $ 183,000 |
| Mason County Washington | 2 | $ 834,000 | $ 417,000 | $ 106,000 |
| San Juan County Washington | 2 | $ 874,000 | $ 437,000 | $ 77,000 |
| Skagit County Washington | 2 | $ 378,000 | $ 189,000 | $ 83,000 |
| Yavapai County Arizona | 1 | $ 164,000 | $ 164,000 | $ 105,000 |
| Del Norte County California | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Kings County California | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
| Lassen County California | 1 | $ 161,000 | $ 161,000 | $ 61,000 |
| Plumas County California | 1 | $ 181,000 | $ 181,000 | $ 70,000 |
| Siskiyou County California | 1 | $ 223,000 | $ 223,000 | $ 142,000 |
| Yuba County California | 1 | $ 419,000 | $ 419,000 | $ 0 |
| El Paso County Colorado | 1 | $ 117,000 | $ 117,000 | $ 67,000 |
| Garfield County Colorado | 1 | $ 396,000 | $ 396,000 | $ 119,000 |
| Park County Colorado | 1 | $ 184,000 | $ 184,000 | $ 85,000 |
| Pitkin County Colorado | 1 | $ 645,000 | $ 645,000 | $ 100,000 |
| Douglas County Nevada | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Washoe County Nevada | 1 | $ 168,000 | $ 168,000 | $ 90,000 |
| Bernalillo County New Mexico | 1 | $ 217,000 | $ 217,000 | $ 56,000 |
| Sandoval County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Deschutes County Oregon | 1 | $ 107,000 | $ 107,000 | $ 19,000 |
| Josephine County Oregon | 1 | $ 184,000 | $ 184,000 | $ 83,000 |
| Lane County Oregon | 1 | $ 417,000 | $ 417,000 | $ 135,000 |
| Lincoln County Oregon | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Yamhill County Oregon | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Clark County Washington | 1 | $ 169,000 | $ 169,000 | $ 62,000 |
| Grays Harbor County Washington | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Island County Washington | 1 | $ 190,000 | $ 190,000 | $ 169,000 |
| Kitsap County Washington | 1 | $ 378,000 | $ 378,000 | $ 151,000 |
| Spokane County Washington | 1 | $ 149,000 | $ 149,000 | $ 87,000 |
| Yakima County Washington | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Bay Equity Llc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,133 | $1,547,926,000 | $374,000 | $1,400,000 | $137,000 | $5,085,000 |
| Home Purchase | 1,546 | $506,036,000 | $327,000 | $1,470,000 | $119,000 | $2,203,000 |
| Home Improvement | 140 | $40,835,000 | $291,000 | $730,000 | $107,000 | $540,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,064 | $1,135,470,000 | $370,000 | $1,470,000 | $143,000 | $5,085,000 |
| Asian | 1,053 | $390,983,000 | $371,000 | $939,000 | $127,000 | $1,099,000 |
| Not Provided | 964 | $356,889,000 | $370,000 | $1,379,000 | $131,000 | $1,200,000 |
| Hispanic | 561 | $156,853,000 | $279,000 | $815,000 | $85,000 | $673,000 |
| Black or African American | 93 | $27,120,000 | $291,000 | $1,144,000 | $97,000 | $273,000 |
| Native Hawaiian or Other Pacific Islander | 72 | $23,975,000 | $332,000 | $730,000 | $108,000 | $504,000 |
| American Indian or Alaskan Native | 12 | $3,507,000 | $292,000 | $492,000 | $132,000 | $280,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,291 | $1,925,597,000 | $363,000 | $1,470,000 | $137,000 | $5,085,000 |
| FHA-insured (Federal Housing Administration) | 385 | $123,504,000 | $320,000 | $746,000 | $82,000 | $669,000 |
| VA-guaranteed (Veterans Administration) | 143 | $45,696,000 | $319,000 | $1,175,000 | $76,000 | $671,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,268 | $1,166,021,000 | $356,000 | $1,470,000 | $132,000 | $1,699,000 |
| Application Approved But Not Accepted | 1,011 | $386,385,000 | $382,000 | $1,400,000 | $130,000 | $1,879,000 |
| Application Denied By Financial Institution | 989 | $347,316,000 | $351,000 | $1,200,000 | $119,000 | $2,203,000 |
| Application Withdrawn By Applicant | 428 | $150,834,000 | $352,000 | $1,400,000 | $159,000 | $5,085,000 |
| File Closed For Incompleteness | 123 | $44,241,000 | $359,000 | $1,120,000 | $124,000 | $996,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 290 | $108,651,000 | $374,000 | $1,200,000 | $93,000 | $555,000 |
| Collateral | 180 | $60,693,000 | $337,000 | $1,187,000 | $166,000 | $1,188,000 |
| Credit History | 100 | $34,252,000 | $342,000 | $727,000 | $109,000 | $669,000 |
| Other | 63 | $21,931,000 | $348,000 | $800,000 | $157,000 | $2,203,000 |
| Employment History | 21 | $6,947,000 | $330,000 | $765,000 | $96,000 | $223,000 |
| Unverifiable Information | 15 | $4,721,000 | $314,000 | $728,000 | $246,000 | $1,989,000 |
| Credit Application Incomplete | 8 | $3,334,000 | $416,000 | $720,000 | $120,000 | $229,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,954,000 | $390,000 | $568,000 | $81,000 | $147,000 |
| Mortgage Insurance Denied | 1 | $170,000 | $170,000 | $170,000 | $44,000 | $44,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity Llc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay Equity Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.