Bay Equity Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Bay Equity Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bay Equity Llc 28 Liberty Shipway Suite 2800 Glendale, CA 94965 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 7,192 |
| Total Mortgage Loan Application Amount | $2,161,499,000 |
| Average Mortgage Loan Application Amount | $294,000 |
| Highest Mortgage Loan Application Amount | $1,470,000 |
| Average Applicant Income | $106,666 |
| Highest Applicant Income | $5,042,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Bay Equity Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bay Equity Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Bay Equity Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bay Equity Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Bay Equity Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bay Equity Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,583 | $ 506,316,000 | $ 319,000 | $ 117,000 |
| San Diego County California | 642 | $ 196,523,000 | $ 306,000 | $ 107,000 |
| Orange County California | 491 | $ 171,471,000 | $ 349,000 | $ 133,000 |
| Santa Clara County California | 437 | $ 157,493,000 | $ 360,000 | $ 120,000 |
| King County Washington | 332 | $ 90,876,000 | $ 273,000 | $ 86,000 |
| San Mateo County California | 317 | $ 127,002,000 | $ 400,000 | $ 130,000 |
| San Francisco County California | 316 | $ 130,656,000 | $ 413,000 | $ 156,000 |
| Alameda County California | 297 | $ 90,416,000 | $ 304,000 | $ 108,000 |
| Contra Costa County California | 294 | $ 90,064,000 | $ 306,000 | $ 120,000 |
| Riverside County California | 253 | $ 60,799,000 | $ 240,000 | $ 98,000 |
| Sonoma County California | 214 | $ 60,556,000 | $ 282,000 | $ 101,000 |
| Snohomish County Washington | 213 | $ 53,673,000 | $ 251,000 | $ 69,000 |
| Pierce County Washington | 181 | $ 37,672,000 | $ 208,000 | $ 77,000 |
| San Bernardino County California | 157 | $ 36,373,000 | $ 231,000 | $ 114,000 |
| Sacramento County California | 147 | $ 29,327,000 | $ 199,000 | $ 78,000 |
| Ventura County California | 126 | $ 42,162,000 | $ 334,000 | $ 142,000 |
| Marin County California | 84 | $ 31,787,000 | $ 378,000 | $ 118,000 |
| Solano County California | 80 | $ 16,480,000 | $ 206,000 | $ 93,000 |
| Clark County Washington | 58 | $ 12,423,000 | $ 214,000 | $ 68,000 |
| Kitsap County Washington | 52 | $ 10,479,000 | $ 201,000 | $ 64,000 |
| Thurston County Washington | 51 | $ 12,141,000 | $ 238,000 | $ 74,000 |
| San Joaquin County California | 46 | $ 8,690,000 | $ 188,000 | $ 85,000 |
| Skagit County Washington | 40 | $ 8,466,000 | $ 211,000 | $ 68,000 |
| Multnomah County Oregon | 37 | $ 7,195,000 | $ 194,000 | $ 68,000 |
| Placer County California | 33 | $ 10,060,000 | $ 304,000 | $ 132,000 |
| Chelan County Washington | 33 | $ 6,635,000 | $ 201,000 | $ 64,000 |
| Clallam County Washington | 33 | $ 7,034,000 | $ 213,000 | $ 70,000 |
| Fresno County California | 26 | $ 5,478,000 | $ 210,000 | $ 114,000 |
| Santa Barbara County California | 26 | $ 6,460,000 | $ 248,000 | $ 119,000 |
| Yolo County California | 26 | $ 7,013,000 | $ 269,000 | $ 99,000 |
| Washington County Oregon | 26 | $ 4,588,000 | $ 176,000 | $ 55,000 |
| Honolulu County Hawaii | 25 | $ 10,596,000 | $ 423,000 | $ 93,000 |
| Kern County California | 24 | $ 3,833,000 | $ 159,000 | $ 77,000 |
| Stanislaus County California | 21 | $ 4,332,000 | $ 206,000 | $ 81,000 |
| Spokane County Washington | 20 | $ 3,689,000 | $ 184,000 | $ 66,000 |
| El Dorado County California | 18 | $ 5,785,000 | $ 321,000 | $ 154,000 |
| Santa Cruz County California | 18 | $ 6,826,000 | $ 379,000 | $ 131,000 |
| Napa County California | 17 | $ 5,243,000 | $ 308,000 | $ 96,000 |
| Maricopa County Arizona | 15 | $ 2,789,000 | $ 185,000 | $ 123,000 |
| Sutter County California | 14 | $ 2,390,000 | $ 170,000 | $ 74,000 |
| Douglas County Washington | 14 | $ 2,839,000 | $ 202,000 | $ 72,000 |
| Yakima County Washington | 14 | $ 2,437,000 | $ 174,000 | $ 70,000 |
| Monterey County California | 13 | $ 3,812,000 | $ 293,000 | $ 124,000 |
| Clark County Nevada | 13 | $ 2,893,000 | $ 222,000 | $ 149,000 |
| Clackamas County Oregon | 13 | $ 3,211,000 | $ 247,000 | $ 81,000 |
| Kittitas County Washington | 13 | $ 2,724,000 | $ 209,000 | $ 123,000 |
| Benton County Washington | 12 | $ 1,773,000 | $ 147,000 | $ 53,000 |
| Island County Washington | 12 | $ 2,803,000 | $ 233,000 | $ 66,000 |
| San Luis Obispo County California | 11 | $ 3,786,000 | $ 344,000 | $ 172,000 |
| Yavapai County Arizona | 10 | $ 2,621,000 | $ 262,000 | $ 98,000 |
| San Benito County California | 10 | $ 2,677,000 | $ 267,000 | $ 105,000 |
| Lewis County Washington | 10 | $ 2,254,000 | $ 225,000 | $ 72,000 |
| Whatcom County Washington | 10 | $ 2,735,000 | $ 273,000 | $ 79,000 |
| Lake County California | 9 | $ 2,382,000 | $ 264,000 | $ 110,000 |
| Nevada County California | 9 | $ 2,989,000 | $ 332,000 | $ 155,000 |
| Jefferson County Washington | 9 | $ 1,555,000 | $ 172,000 | $ 61,000 |
| Mason County Washington | 8 | $ 1,507,000 | $ 188,000 | $ 110,000 |
| Mono County California | 7 | $ 1,854,000 | $ 264,000 | $ 140,000 |
| Columbia County Oregon | 7 | $ 1,025,000 | $ 146,000 | $ 120,000 |
| Cowlitz County Washington | 7 | $ 1,038,000 | $ 148,000 | $ 79,000 |
| Grant County Washington | 7 | $ 1,393,000 | $ 199,000 | $ 106,000 |
| Okanogan County Washington | 7 | $ 1,228,000 | $ 175,000 | $ 64,000 |
| Butte County California | 6 | $ 948,000 | $ 158,000 | $ 108,000 |
| Imperial County California | 6 | $ 948,000 | $ 158,000 | $ 254,000 |
| Tulare County California | 6 | $ 1,124,000 | $ 187,000 | $ 51,000 |
| Amador County California | 5 | $ 1,025,000 | $ 205,000 | $ 51,000 |
| Mendocino County California | 5 | $ 1,256,000 | $ 251,000 | $ 55,000 |
| Arapahoe County Colorado | 5 | $ 839,000 | $ 167,000 | $ 83,000 |
| Marion County Oregon | 5 | $ 834,000 | $ 166,000 | $ 53,000 |
| Calaveras County California | 4 | $ 1,097,000 | $ 274,000 | $ 243,000 |
| Shasta County California | 4 | $ 661,000 | $ 165,000 | $ 79,000 |
| Tuolumne County California | 4 | $ 764,000 | $ 191,000 | $ 89,000 |
| Clatsop County Oregon | 4 | $ 763,000 | $ 190,000 | $ 111,000 |
| Franklin County Washington | 4 | $ 691,000 | $ 172,000 | $ 59,000 |
| Grays Harbor County Washington | 4 | $ 724,000 | $ 181,000 | $ 45,000 |
| Mohave County Arizona | 3 | $ 223,000 | $ 74,000 | $ 105,000 |
| Kings County California | 3 | $ 603,000 | $ 201,000 | $ 61,000 |
| Madera County California | 3 | $ 504,000 | $ 168,000 | $ 69,000 |
| Merced County California | 3 | $ 428,000 | $ 142,000 | $ 55,000 |
| Douglas County Colorado | 3 | $ 639,000 | $ 213,000 | $ 177,000 |
| Jefferson County Colorado | 3 | $ 770,000 | $ 256,000 | $ 140,000 |
| Deschutes County Oregon | 3 | $ 650,000 | $ 216,000 | $ 116,000 |
| Yamhill County Oregon | 3 | $ 773,000 | $ 257,000 | $ 103,000 |
| Pima County Arizona | 2 | $ 258,000 | $ 129,000 | $ 55,000 |
| Plumas County California | 2 | $ 382,000 | $ 191,000 | $ 76,000 |
| Siskiyou County California | 2 | $ 457,000 | $ 228,000 | $ 95,000 |
| Adams County Colorado | 2 | $ 230,000 | $ 115,000 | $ 110,000 |
| Kauai County Hawaii | 2 | $ 555,000 | $ 277,000 | $ 91,000 |
| Washoe County Nevada | 2 | $ 488,000 | $ 244,000 | $ 132,000 |
| Coos County Oregon | 2 | $ 402,000 | $ 201,000 | $ 69,000 |
| Jackson County Oregon | 2 | $ 333,000 | $ 166,000 | $ 76,000 |
| Lane County Oregon | 2 | $ 305,000 | $ 152,000 | $ 42,000 |
| Lincoln County Oregon | 2 | $ 362,000 | $ 181,000 | $ 38,000 |
| Umatilla County Oregon | 2 | $ 293,000 | $ 146,000 | $ 58,000 |
| Iron County Utah | 2 | $ 128,000 | $ 64,000 | $ 196,000 |
| Klickitat County Washington | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Pinal County Arizona | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Colusa County California | 1 | $ 407,000 | $ 407,000 | $ 14,000 |
| Del Norte County California | 1 | $ 221,000 | $ 221,000 | $ 74,000 |
| Inyo County California | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Yuba County California | 1 | $ 50,000 | $ 50,000 | $ 76,000 |
| Archuleta County Colorado | 1 | $ 221,000 | $ 221,000 | $ 25,000 |
| Boulder County Colorado | 1 | $ 172,000 | $ 172,000 | $ 54,000 |
| Denver County Colorado | 1 | $ 210,000 | $ 210,000 | $ 54,000 |
| El Paso County Colorado | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Latah County Idaho | 1 | $ 218,000 | $ 218,000 | $ 68,000 |
| Benton County Oregon | 1 | $ 369,000 | $ 369,000 | $ 176,000 |
| Curry County Oregon | 1 | $ 254,000 | $ 254,000 | $ 94,000 |
| Douglas County Oregon | 1 | $ 129,000 | $ 129,000 | $ 38,000 |
| Grant County Oregon | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Harney County Oregon | 1 | $ 257,000 | $ 257,000 | $ 56,000 |
| Josephine County Oregon | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Klamath County Oregon | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Linn County Oregon | 1 | $ 239,000 | $ 239,000 | $ 107,000 |
| Polk County Oregon | 1 | $ 177,000 | $ 177,000 | $ 126,000 |
| Tillamook County Oregon | 1 | $ 286,000 | $ 286,000 | $ 61,000 |
| Union County Oregon | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Wasco County Oregon | 1 | $ 199,000 | $ 199,000 | $ 92,000 |
| Lincoln County Washington | 1 | $ 191,000 | $ 191,000 | $ 47,000 |
| Pacific County Washington | 1 | $ 146,000 | $ 146,000 | $ 89,000 |
| Stevens County Washington | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Walla Walla County Washington | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Whitman County Washington | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Bay Equity Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,407 | $1,367,963,000 | $310,000 | $1,470,000 | $112,000 | $5,042,000 |
| Home Purchase | 2,717 | $773,938,000 | $284,000 | $1,170,000 | $105,000 | $1,103,000 |
| Home Improvement | 68 | $19,598,000 | $288,000 | $832,000 | $103,000 | $348,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,063 | $1,227,141,000 | $302,000 | $1,300,000 | $116,000 | $5,042,000 |
| Asian | 1,086 | $330,955,000 | $304,000 | $1,470,000 | $110,000 | $1,178,000 |
| Hispanic | 924 | $239,327,000 | $259,000 | $790,000 | $75,000 | $583,000 |
| Not Provided | 917 | $306,923,000 | $334,000 | $1,000,000 | $120,000 | $744,000 |
| Black or African American | 127 | $35,025,000 | $275,000 | $633,000 | $87,000 | $289,000 |
| Native Hawaiian or Other Pacific Islander | 59 | $18,979,000 | $321,000 | $717,000 | $101,000 | $302,000 |
| American Indian or Alaskan Native | 16 | $3,149,000 | $196,000 | $633,000 | $94,000 | $402,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,441 | $1,647,923,000 | $302,000 | $1,470,000 | $121,000 | $5,042,000 |
| FHA-insured (Federal Housing Administration) | 1,306 | $380,725,000 | $291,000 | $890,000 | $72,000 | $541,000 |
| VA-guaranteed (Veterans Administration) | 395 | $123,225,000 | $311,000 | $1,017,000 | $81,000 | $380,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 50 | $9,626,000 | $192,000 | $305,000 | $53,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,046 | $1,534,434,000 | $304,000 | $1,470,000 | $112,000 | $1,300,000 |
| Application Approved But Not Accepted | 946 | $290,040,000 | $306,000 | $947,000 | $119,000 | $5,042,000 |
| File Closed For Incompleteness | 465 | $120,901,000 | $260,000 | $967,000 | $86,000 | $660,000 |
| Application Denied By Financial Institution | 450 | $128,298,000 | $285,000 | $897,000 | $92,000 | $604,000 |
| Application Withdrawn By Applicant | 283 | $87,379,000 | $308,000 | $832,000 | $110,000 | $1,129,000 |
| Loan Purchased By The Institution | 2 | $447,000 | $223,000 | $261,000 | $178,000 | $265,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 120 | $34,044,000 | $283,000 | $844,000 | $68,000 | $458,000 |
| Credit History | 88 | $24,535,000 | $278,000 | $795,000 | $95,000 | $511,000 |
| Other | 81 | $22,063,000 | $272,000 | $626,000 | $106,000 | $372,000 |
| Collateral | 74 | $21,700,000 | $293,000 | $897,000 | $112,000 | $604,000 |
| Unverifiable Information | 22 | $5,679,000 | $258,000 | $725,000 | $81,000 | $173,000 |
| Credit Application Incomplete | 12 | $4,109,000 | $342,000 | $554,000 | $113,000 | $199,000 |
| Employment History | 8 | $2,430,000 | $303,000 | $737,000 | $81,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $302,000 | $151,000 | $158,000 | $88,000 | $119,000 |
| Mortgage Insurance Denied | 1 | $350,000 | $350,000 | $350,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay Equity Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.