Baytree Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Baytree Lending 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Baytree Lending 10909 West Greenfield Ave Ste 208 West Allis, WI 53214 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,865 |
| Total Mortgage Loan Application Amount | $163,289,000 |
| Average Mortgage Loan Application Amount | $78,333 |
| Highest Mortgage Loan Application Amount | $1,033,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $6,249,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Baytree Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baytree Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Baytree Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baytree Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Baytree Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baytree Lending's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 276 | $ 21,429,000 | $ 77,000 | $ 109,000 |
| Milwaukee County Wisconsin | 229 | $ 12,354,000 | $ 53,000 | $ 77,000 |
| Waukesha County Wisconsin | 152 | $ 9,909,000 | $ 65,000 | $ 96,000 |
| Dane County Wisconsin | 119 | $ 6,016,000 | $ 50,000 | $ 90,000 |
| Washington County Wisconsin | 65 | $ 3,389,000 | $ 52,000 | $ 87,000 |
| Multnomah County Oregon | 53 | $ 13,219,000 | $ 249,000 | $ 132,000 |
| Brown County Wisconsin | 52 | $ 2,392,000 | $ 46,000 | $ 71,000 |
| Washington County Oregon | 49 | $ 9,796,000 | $ 199,000 | $ 96,000 |
| Racine County Wisconsin | 46 | $ 2,420,000 | $ 52,000 | $ 72,000 |
| Deschutes County Oregon | 44 | $ 10,346,000 | $ 235,000 | $ 125,000 |
| Clackamas County Oregon | 40 | $ 10,808,000 | $ 270,000 | $ 112,000 |
| Marion County Oregon | 39 | $ 5,951,000 | $ 152,000 | $ 83,000 |
| DuPage County Illinois | 35 | $ 2,180,000 | $ 62,000 | $ 109,000 |
| Lake County Illinois | 34 | $ 1,964,000 | $ 57,000 | $ 122,000 |
| Will County Illinois | 32 | $ 1,868,000 | $ 58,000 | $ 97,000 |
| Outagamie County Wisconsin | 32 | $ 1,379,000 | $ 43,000 | $ 73,000 |
| Ada County Idaho | 29 | $ 4,347,000 | $ 149,000 | $ 80,000 |
| Jefferson County Wisconsin | 29 | $ 1,411,000 | $ 48,000 | $ 68,000 |
| Linn County Oregon | 27 | $ 3,295,000 | $ 122,000 | $ 59,000 |
| Winnebago County Wisconsin | 25 | $ 1,841,000 | $ 73,000 | $ 115,000 |
| Kenosha County Wisconsin | 24 | $ 1,548,000 | $ 64,000 | $ 85,000 |
| Walworth County Wisconsin | 23 | $ 1,663,000 | $ 72,000 | $ 133,000 |
| Kane County Illinois | 20 | $ 918,000 | $ 45,000 | $ 118,000 |
| Dodge County Wisconsin | 20 | $ 998,000 | $ 49,000 | $ 79,000 |
| McHenry County Illinois | 19 | $ 1,240,000 | $ 65,000 | $ 110,000 |
| Ozaukee County Wisconsin | 19 | $ 1,067,000 | $ 56,000 | $ 89,000 |
| Columbia County Wisconsin | 18 | $ 949,000 | $ 52,000 | $ 70,000 |
| Sauk County Wisconsin | 18 | $ 825,000 | $ 45,000 | $ 80,000 |
| Canyon County Idaho | 17 | $ 2,507,000 | $ 147,000 | $ 1,884,000 |
| Sheboygan County Wisconsin | 14 | $ 650,000 | $ 46,000 | $ 88,000 |
| Marathon County Wisconsin | 13 | $ 706,000 | $ 54,000 | $ 60,000 |
| Yamhill County Oregon | 11 | $ 2,026,000 | $ 184,000 | $ 93,000 |
| Rock County Wisconsin | 11 | $ 398,000 | $ 36,000 | $ 72,000 |
| Green County Wisconsin | 10 | $ 507,000 | $ 50,000 | $ 92,000 |
| Fond du Lac County Wisconsin | 9 | $ 682,000 | $ 75,000 | $ 77,000 |
| Lake County Indiana | 8 | $ 576,000 | $ 72,000 | $ 80,000 |
| Oconto County Wisconsin | 8 | $ 452,000 | $ 56,000 | $ 69,000 |
| Green Lake County Wisconsin | 7 | $ 293,000 | $ 41,000 | $ 66,000 |
| Benton County Oregon | 6 | $ 1,124,000 | $ 187,000 | $ 81,000 |
| Calumet County Wisconsin | 6 | $ 306,000 | $ 51,000 | $ 51,000 |
| Vilas County Wisconsin | 6 | $ 174,000 | $ 29,000 | $ 54,000 |
| Marion County Indiana | 5 | $ 321,000 | $ 64,000 | $ 79,000 |
| Macomb County Michigan | 5 | $ 325,000 | $ 65,000 | $ 70,000 |
| Clark County Washington | 5 | $ 1,283,000 | $ 256,000 | $ 117,000 |
| Kewaunee County Wisconsin | 5 | $ 232,000 | $ 46,000 | $ 69,000 |
| Oakland County Michigan | 4 | $ 190,000 | $ 47,000 | $ 92,000 |
| Wayne County Michigan | 4 | $ 253,000 | $ 63,000 | $ 50,000 |
| Clatsop County Oregon | 4 | $ 1,422,000 | $ 355,000 | $ 199,000 |
| Jackson County Oregon | 4 | $ 787,000 | $ 196,000 | $ 86,000 |
| Jefferson County Oregon | 4 | $ 590,000 | $ 147,000 | $ 111,000 |
| Portage County Wisconsin | 4 | $ 298,000 | $ 74,000 | $ 129,000 |
| Shawano County Wisconsin | 4 | $ 254,000 | $ 63,000 | $ 89,000 |
| Waupaca County Wisconsin | 4 | $ 142,000 | $ 35,000 | $ 73,000 |
| Payette County Idaho | 3 | $ 294,000 | $ 98,000 | $ 65,000 |
| St. Joseph County Indiana | 3 | $ 313,000 | $ 104,000 | $ 69,000 |
| Genesee County Michigan | 3 | $ 201,000 | $ 67,000 | $ 72,000 |
| Columbia County Oregon | 3 | $ 283,000 | $ 94,000 | $ 59,000 |
| Lane County Oregon | 3 | $ 652,000 | $ 217,000 | $ 164,000 |
| Chippewa County Wisconsin | 3 | $ 128,000 | $ 42,000 | $ 70,000 |
| Eau Claire County Wisconsin | 3 | $ 129,000 | $ 43,000 | $ 112,000 |
| La Crosse County Wisconsin | 3 | $ 120,000 | $ 40,000 | $ 62,000 |
| Langlade County Wisconsin | 3 | $ 69,000 | $ 23,000 | $ 46,000 |
| St. Croix County Wisconsin | 3 | $ 104,000 | $ 34,000 | $ 77,000 |
| Maricopa County Arizona | 2 | $ 347,000 | $ 173,000 | $ 245,000 |
| Hillsborough County Florida | 2 | $ 115,000 | $ 57,000 | $ 70,000 |
| Boone County Illinois | 2 | $ 100,000 | $ 50,000 | $ 110,000 |
| Kendall County Illinois | 2 | $ 66,000 | $ 33,000 | $ 84,000 |
| McLean County Illinois | 2 | $ 50,000 | $ 25,000 | $ 97,000 |
| Allen County Indiana | 2 | $ 185,000 | $ 92,000 | $ 62,000 |
| Hamilton County Indiana | 2 | $ 104,000 | $ 52,000 | $ 95,000 |
| Jasper County Indiana | 2 | $ 174,000 | $ 87,000 | $ 49,000 |
| Crook County Oregon | 2 | $ 283,000 | $ 141,000 | $ 48,000 |
| Lincoln County Oregon | 2 | $ 442,000 | $ 221,000 | $ 141,000 |
| Polk County Oregon | 2 | $ 197,000 | $ 98,000 | $ 53,000 |
| Jefferson County Washington | 2 | $ 291,000 | $ 145,000 | $ 58,000 |
| Snohomish County Washington | 2 | $ 656,000 | $ 328,000 | $ 235,000 |
| Adams County Wisconsin | 2 | $ 123,000 | $ 61,000 | $ 126,000 |
| Bayfield County Wisconsin | 2 | $ 126,000 | $ 63,000 | $ 59,000 |
| Juneau County Wisconsin | 2 | $ 71,000 | $ 35,000 | $ 44,000 |
| Price County Wisconsin | 2 | $ 44,000 | $ 22,000 | $ 90,000 |
| Washburn County Wisconsin | 2 | $ 148,000 | $ 74,000 | $ 51,000 |
| Waushara County Wisconsin | 2 | $ 85,000 | $ 42,000 | $ 79,000 |
| Humboldt County California | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Riverside County California | 1 | $ 311,000 | $ 311,000 | $ 528,000 |
| Ventura County California | 1 | $ 357,000 | $ 357,000 | $ 180,000 |
| Larimer County Colorado | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Osceola County Florida | 1 | $ 89,000 | $ 89,000 | $ 864,000 |
| Pinellas County Florida | 1 | $ 29,000 | $ 29,000 | $ 49,000 |
| Clayton County Georgia | 1 | $ 33,000 | $ 33,000 | $ 46,000 |
| Paulding County Georgia | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Elmore County Idaho | 1 | $ 171,000 | $ 171,000 | $ 174,000 |
| Kootenai County Idaho | 1 | $ 168,000 | $ 168,000 | $ 471,000 |
| Champaign County Illinois | 1 | $ 44,000 | $ 44,000 | $ 107,000 |
| DeKalb County Illinois | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Jo Daviess County Illinois | 1 | $ 98,000 | $ 98,000 | $ 119,000 |
| Kankakee County Illinois | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Peoria County Illinois | 1 | $ 72,000 | $ 72,000 | $ 242,000 |
| Whiteside County Illinois | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Winnebago County Illinois | 1 | $ 51,000 | $ 51,000 | $ 60,000 |
| Woodford County Illinois | 1 | $ 27,000 | $ 27,000 | $ 68,000 |
| Clark County Indiana | 1 | $ 51,000 | $ 51,000 | $ 101,000 |
| Elkhart County Indiana | 1 | $ 19,000 | $ 19,000 | $ 135,000 |
| Johnson County Indiana | 1 | $ 52,000 | $ 52,000 | $ 71,000 |
| Newton County Indiana | 1 | $ 53,000 | $ 53,000 | $ 46,000 |
| Steuben County Indiana | 1 | $ 83,000 | $ 83,000 | $ 156,000 |
| Tippecanoe County Indiana | 1 | $ 150,000 | $ 150,000 | $ 180,000 |
| Wells County Indiana | 1 | $ 33,000 | $ 33,000 | $ 55,000 |
| Jefferson County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Ingham County Michigan | 1 | $ 224,000 | $ 224,000 | $ 12,000 |
| Livingston County Michigan | 1 | $ 59,000 | $ 59,000 | $ 161,000 |
| Shiawassee County Michigan | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Goodhue County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Steele County Minnesota | 1 | $ 49,000 | $ 49,000 | $ 148,000 |
| Cass County Missouri | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Clark County Nevada | 1 | $ 417,000 | $ 417,000 | $ 76,000 |
| Curry County Oregon | 1 | $ 320,000 | $ 320,000 | $ 78,000 |
| Cowlitz County Washington | 1 | $ 188,000 | $ 188,000 | $ 103,000 |
| King County Washington | 1 | $ 287,000 | $ 287,000 | $ 148,000 |
| Spokane County Washington | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Barron County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 88,000 |
| Dunn County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 104,000 |
| Grant County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 66,000 |
| Iowa County Wisconsin | 1 | $ 42,000 | $ 42,000 | $ 116,000 |
| Manitowoc County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| Marinette County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Monroe County Wisconsin | 1 | $ 29,000 | $ 29,000 | $ 52,000 |
| Oneida County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Pierce County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 66,000 |
| Polk County Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 78,000 |
| Richland County Wisconsin | 1 | $ 34,000 | $ 34,000 | $ 49,000 |
| Taylor County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Baytree Lending in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,280 | $102,124,000 | $79,000 | $1,033,000 | $113,000 | $6,249,000 |
| Home Purchase | 543 | $59,112,000 | $108,000 | $750,000 | $106,000 | $1,020,000 |
| Home Improvement | 42 | $2,053,000 | $48,000 | $115,000 | $87,000 | $174,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,526 | $134,535,000 | $88,000 | $1,033,000 | $115,000 | $6,249,000 |
| Hispanic | 135 | $10,346,000 | $76,000 | $425,000 | $87,000 | $282,000 |
| Black or African American | 95 | $7,250,000 | $76,000 | $390,000 | $89,000 | $864,000 |
| Not Provided | 60 | $7,318,000 | $121,000 | $620,000 | $94,000 | $425,000 |
| Asian | 44 | $3,319,000 | $75,000 | $368,000 | $94,000 | $300,000 |
| American Indian or Alaskan Native | 3 | $396,000 | $132,000 | $268,000 | $81,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $125,000 | $62,000 | $75,000 | $63,000 | $71,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,848 | $160,343,000 | $86,000 | $1,033,000 | $111,000 | $6,249,000 |
| FHA-insured (Federal Housing Administration) | 17 | $2,946,000 | $173,000 | $228,000 | $58,000 | $105,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 953 | $94,025,000 | $98,000 | $696,000 | $92,000 | $864,000 |
| Application Denied By Financial Institution | 760 | $48,059,000 | $63,000 | $425,000 | $92,000 | $751,000 |
| Application Withdrawn By Applicant | 113 | $14,543,000 | $128,000 | $1,033,000 | $110,000 | $500,000 |
| Application Approved But Not Accepted | 39 | $6,662,000 | $170,000 | $749,000 | $908,000 | $6,249,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 341 | $19,087,000 | $55,000 | $285,000 | $93,000 | $500,000 |
| Credit History | 96 | $7,267,000 | $75,000 | $330,000 | $90,000 | $396,000 |
| Collateral | 88 | $6,125,000 | $69,000 | $326,000 | $92,000 | $396,000 |
| Other | 85 | $6,206,000 | $73,000 | $380,000 | $109,000 | $751,000 |
| Debt-To-Income Ratio | 67 | $3,288,000 | $49,000 | $200,000 | $70,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 57 | $4,439,000 | $77,000 | $425,000 | $91,000 | $428,000 |
| Employment History | 26 | $1,647,000 | $63,000 | $139,000 | $98,000 | $243,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baytree Lending's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baytree Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.