Bcb Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Bcb Community Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bcb Community Bank 591-595 Avenue C Bayonne, NJ 07002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 462 |
| Total Mortgage Loan Application Amount | $184,808,000 |
| Average Mortgage Loan Application Amount | $461,333 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Bcb Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bcb Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Bcb Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bcb Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bcb Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bcb Community Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hudson County New Jersey | 164 | $ 46,713,000 | $ 284,000 | $ 93,000 |
| Monmouth County New Jersey | 41 | $ 17,313,000 | $ 422,000 | $ 237,000 |
| Ocean County New Jersey | 33 | $ 8,044,000 | $ 243,000 | $ 142,000 |
| Kings County New York | 26 | $ 30,071,000 | $ 1,156,000 | $ 8,000 |
| Middlesex County New Jersey | 23 | $ 4,612,000 | $ 200,000 | $ 135,000 |
| Richmond County New York | 20 | $ 5,964,000 | $ 298,000 | $ 111,000 |
| Essex County New Jersey | 17 | $ 5,144,000 | $ 302,000 | $ 117,000 |
| Bergen County New Jersey | 16 | $ 5,224,000 | $ 326,000 | $ 86,000 |
| Union County New Jersey | 11 | $ 3,083,000 | $ 280,000 | $ 118,000 |
| New York County New York | 8 | $ 12,050,000 | $ 1,506,000 | $ 168,000 |
| Burlington County New Jersey | 7 | $ 3,825,000 | $ 546,000 | $ 98,000 |
| Morris County New Jersey | 7 | $ 2,625,000 | $ 375,000 | $ 151,000 |
| Somerset County New Jersey | 7 | $ 1,937,000 | $ 276,000 | $ 72,000 |
| Gloucester County New Jersey | 6 | $ 1,182,000 | $ 197,000 | $ 83,000 |
| Passaic County New Jersey | 6 | $ 1,362,000 | $ 227,000 | $ 81,000 |
| Sussex County New Jersey | 6 | $ 629,000 | $ 104,000 | $ 106,000 |
| Camden County New Jersey | 5 | $ 1,006,000 | $ 201,000 | $ 79,000 |
| Mercer County New Jersey | 4 | $ 1,587,000 | $ 396,000 | $ 175,000 |
| Queens County New York | 4 | $ 5,310,000 | $ 1,327,000 | $ 43,000 |
| Hunterdon County New Jersey | 3 | $ 1,260,000 | $ 420,000 | $ 134,000 |
| Lackawanna County Pennsylvania | 3 | $ 9,320,000 | $ 3,106,000 | $ 48,000 |
| Montgomery County Pennsylvania | 3 | $ 886,000 | $ 295,000 | $ 151,000 |
| District of Columbia County District Of Columbia | 2 | $ 759,000 | $ 379,000 | $ 41,000 |
| Broward County Florida | 2 | $ 645,000 | $ 322,000 | $ 122,000 |
| Baltimore City County Maryland | 2 | $ 664,000 | $ 332,000 | $ 192,000 |
| Atlantic County New Jersey | 2 | $ 494,000 | $ 247,000 | $ 117,000 |
| Cape May County New Jersey | 2 | $ 295,000 | $ 147,000 | $ 111,000 |
| Cumberland County New Jersey | 2 | $ 283,000 | $ 141,000 | $ 84,000 |
| Dutchess County New York | 2 | $ 845,000 | $ 422,000 | $ 157,000 |
| Nassau County New York | 2 | $ 1,567,000 | $ 783,000 | $ 251,000 |
| Westchester County New York | 2 | $ 2,150,000 | $ 1,075,000 | $ 296,000 |
| Hartford County Connecticut | 1 | $ 194,000 | $ 194,000 | $ 114,000 |
| New Haven County Connecticut | 1 | $ 206,000 | $ 206,000 | $ 58,000 |
| New Castle County Delaware | 1 | $ 231,000 | $ 231,000 | $ 214,000 |
| Sussex County Delaware | 1 | $ 198,000 | $ 198,000 | $ 162,000 |
| Lake County Florida | 1 | $ 417,000 | $ 417,000 | $ 498,000 |
| Bonner County Idaho | 1 | $ 385,000 | $ 385,000 | $ 113,000 |
| Anne Arundel County Maryland | 1 | $ 495,000 | $ 495,000 | $ 100,000 |
| Dorchester County Maryland | 1 | $ 522,000 | $ 522,000 | $ 174,000 |
| Middlesex County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Salem County New Jersey | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
| Warren County New Jersey | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
| Bronx County New York | 1 | $ 910,000 | $ 910,000 | $ 0 |
| Rockland County New York | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Suffolk County New York | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Sullivan County New York | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Chester County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 189,000 |
| Lancaster County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 87,000 |
| Philadelphia County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Wyoming County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 68,000 |
| Charleston County South Carolina | 1 | $ 592,000 | $ 592,000 | $ 400,000 |
| Horry County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 147,000 |
| Dallas County Texas | 1 | $ 185,000 | $ 185,000 | $ 30,000 |
| Rutland County Vermont | 1 | $ 564,000 | $ 564,000 | $ 386,000 |
| Spotsylvania County Virginia | 1 | $ 587,000 | $ 587,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Bcb Community Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 296 | $108,587,000 | $366,000 | $3,750,000 | $129,000 | $1,500,000 |
| Home Purchase | 126 | $51,955,000 | $412,000 | $4,900,000 | $104,000 | $486,000 |
| Home Improvement | 40 | $24,266,000 | $606,000 | $9,000,000 | $56,000 | $187,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 326 | $92,063,000 | $282,000 | $3,050,000 | $144,000 | $1,500,000 |
| Not applicable | 76 | $77,608,000 | $1,021,000 | $9,000,000 | $0 | $0 |
| Hispanic | 19 | $5,105,000 | $268,000 | $990,000 | $141,000 | $892,000 |
| Not Provided | 17 | $3,866,000 | $227,000 | $559,000 | $135,000 | $410,000 |
| Asian | 14 | $4,301,000 | $307,000 | $670,000 | $58,000 | $131,000 |
| Black or African American | 7 | $1,240,000 | $177,000 | $299,000 | $84,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $584,000 | $292,000 | $346,000 | $107,000 | $166,000 |
| American Indian or Alaskan Native | 1 | $41,000 | $41,000 | $41,000 | $57,000 | $57,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 444 | $179,139,000 | $403,000 | $9,000,000 | $117,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 18 | $5,669,000 | $314,000 | $624,000 | $76,000 | $217,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 315 | $126,888,000 | $402,000 | $9,000,000 | $109,000 | $892,000 |
| Application Withdrawn By Applicant | 53 | $27,208,000 | $513,000 | $4,900,000 | $124,000 | $1,500,000 |
| Application Denied By Financial Institution | 40 | $15,138,000 | $378,000 | $2,631,000 | $141,000 | $492,000 |
| Application Approved But Not Accepted | 32 | $9,385,000 | $293,000 | $624,000 | $130,000 | $410,000 |
| File Closed For Incompleteness | 22 | $6,189,000 | $281,000 | $940,000 | $124,000 | $343,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 15 | $4,286,000 | $285,000 | $905,000 | $168,000 | $450,000 |
| Debt-To-Income Ratio | 10 | $2,736,000 | $273,000 | $586,000 | $122,000 | $492,000 |
| Credit History | 8 | $4,501,000 | $562,000 | $2,631,000 | $122,000 | $396,000 |
| Other | 4 | $2,684,000 | $671,000 | $1,750,000 | $150,000 | $457,000 |
| Unverifiable Information | 1 | $510,000 | $510,000 | $510,000 | $87,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $221,000 | $221,000 | $221,000 | $163,000 | $163,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bcb Community Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bcb Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.