Beach First National Bank Mortgage Lending & HMDA Data, 2007
In 2007, Beach First National Bank of Myrtle Beach, SC reported 2,192 mortgage applications totaling $536.5 million, up 287% from 2006. The average application was for $244,747, and applicants reported an average income of $88,212. 43% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (312), Myrtle Beach-Conway-North Myrtle Beach, SC (209) and New York-White Plains-Wayne, NY-NJ (116) (applications in parentheses).
| Mortgage Company & Address | Beach First National Bank 3751 Grissom Parkway, Suite 100 Myrtle Beach, SC 29577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,192 |
| Total Mortgage Loan Application Amount | $536,486,000 |
| Average Mortgage Loan Application Amount | $244,747 |
| Highest Mortgage Loan Application Amount | $4,564,000 |
| Average Applicant Income | $88,212 |
| Highest Applicant Income | $1,560,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beach First National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry, South Carolina | 209 | $ 65,596,000 | $ 313,856 | $ 129,000 |
| Wake, North Carolina | 91 | $ 20,401,000 | $ 224,186 | $ 100,000 |
| Beaufort, South Carolina | 86 | $ 25,240,000 | $ 293,488 | $ 218,000 |
| Prince George's, Maryland | 73 | $ 21,095,000 | $ 288,972 | $ 74,000 |
| Fairfax, Virginia | 57 | $ 20,075,000 | $ 352,192 | $ 112,000 |
| District of Columbia, District Of Columbia | 48 | $ 15,782,000 | $ 328,791 | $ 115,000 |
| Mecklenburg, North Carolina | 45 | $ 7,062,000 | $ 156,933 | $ 76,000 |
| Montgomery, Maryland | 40 | $ 13,518,000 | $ 337,950 | $ 67,000 |
| Philadelphia, Pennsylvania | 34 | $ 5,010,000 | $ 147,352 | $ 44,000 |
| Prince William, Virginia | 34 | $ 10,038,000 | $ 295,235 | $ 81,000 |
| Queens, New York | 32 | $ 12,857,000 | $ 401,781 | $ 40,000 |
| Suffolk, New York | 32 | $ 10,546,000 | $ 329,562 | $ 55,000 |
| Loudoun, Virginia | 31 | $ 10,651,000 | $ 343,580 | $ 143,000 |
| Georgetown, South Carolina | 27 | $ 5,412,000 | $ 200,444 | $ 115,000 |
| Fauquier, Virginia | 24 | $ 6,237,000 | $ 259,875 | $ 84,000 |
| Kings, New York | 20 | $ 6,852,000 | $ 342,600 | $ 72,000 |
| Frederick, Maryland | 17 | $ 4,844,000 | $ 284,941 | $ 76,000 |
| Forsyth, North Carolina | 17 | $ 1,935,000 | $ 113,823 | $ 47,000 |
| Cobb, Georgia | 15 | $ 3,200,000 | $ 213,333 | $ 82,000 |
| Nassau, New York | 15 | $ 4,701,000 | $ 313,400 | $ 62,000 |
| Johnston, North Carolina | 15 | $ 2,331,000 | $ 155,400 | $ 60,000 |
| Anne Arundel, Maryland | 14 | $ 4,103,000 | $ 293,071 | $ 84,000 |
| Bronx, New York | 14 | $ 4,853,000 | $ 346,642 | $ 53,000 |
| Richmond, New York | 14 | $ 4,017,000 | $ 286,928 | $ 50,000 |
| Guilford, North Carolina | 14 | $ 2,140,000 | $ 152,857 | $ 62,000 |
| Baltimore, Maryland | 13 | $ 2,511,000 | $ 193,153 | $ 44,000 |
| Essex, New Jersey | 13 | $ 4,661,000 | $ 358,538 | $ 82,000 |
| Weld, Colorado | 12 | $ 2,986,000 | $ 248,833 | $ 66,000 |
| Fulton, Georgia | 12 | $ 2,343,000 | $ 195,250 | $ 130,000 |
| Erie, New York | 12 | $ 1,825,000 | $ 152,083 | $ 42,000 |
| Chesterfield, Virginia | 12 | $ 2,256,000 | $ 188,000 | $ 52,000 |
| Middlesex, New Jersey | 11 | $ 3,579,000 | $ 325,363 | $ 80,000 |
| Durham, North Carolina | 11 | $ 2,312,000 | $ 210,181 | $ 74,000 |
| Union, North Carolina | 11 | $ 1,796,000 | $ 163,272 | $ 132,000 |
| Bucks, Pennsylvania | 11 | $ 2,952,000 | $ 268,363 | $ 59,000 |
| Delaware, Pennsylvania | 11 | $ 2,211,000 | $ 201,000 | $ 54,000 |
| Virginia Beach, Virginia | 11 | $ 2,807,000 | $ 255,181 | $ 47,000 |
| Ocean, New Jersey | 10 | $ 2,528,000 | $ 252,800 | $ 46,000 |
| Westchester, New York | 10 | $ 4,363,000 | $ 436,300 | $ 104,000 |
| Brunswick, North Carolina | 10 | $ 4,711,000 | $ 471,100 | $ 166,000 |
| Hamilton, Ohio | 10 | $ 1,252,000 | $ 125,200 | $ 61,000 |
| Spotsylvania, Virginia | 10 | $ 2,851,000 | $ 285,100 | $ 60,000 |
| Cumberland, North Carolina | 9 | $ 986,000 | $ 109,555 | $ 60,000 |
| Iredell, North Carolina | 9 | $ 2,659,000 | $ 295,444 | $ 95,000 |
| Franklin, Ohio | 9 | $ 1,578,000 | $ 175,333 | $ 146,000 |
| Montgomery, Pennsylvania | 9 | $ 1,996,000 | $ 221,777 | $ 33,000 |
| Chesapeake, Virginia | 9 | $ 2,279,000 | $ 253,222 | $ 55,000 |
| Stafford, Virginia | 9 | $ 2,422,000 | $ 269,111 | $ 68,000 |
| DeKalb, Georgia | 8 | $ 1,581,000 | $ 197,625 | $ 169,000 |
| Mercer, New Jersey | 8 | $ 1,752,000 | $ 219,000 | $ 33,000 |
| Gaston, North Carolina | 8 | $ 1,007,000 | $ 125,875 | $ 60,000 |
| Rowan, North Carolina | 8 | $ 928,000 | $ 116,000 | $ 67,000 |
| Allegheny, Pennsylvania | 8 | $ 1,208,000 | $ 151,000 | $ 17,000 |
| Berks, Pennsylvania | 8 | $ 1,344,000 | $ 168,000 | $ 46,000 |
| Baltimore City, Maryland | 7 | $ 1,415,000 | $ 202,142 | $ 32,000 |
| Harford, Maryland | 7 | $ 2,058,000 | $ 294,000 | $ 75,000 |
| Bergen, New Jersey | 7 | $ 2,589,000 | $ 369,857 | $ 71,000 |
| Burlington, New Jersey | 7 | $ 1,471,000 | $ 210,142 | $ 39,000 |
| Camden, New Jersey | 7 | $ 1,341,000 | $ 191,571 | $ 56,000 |
| Monmouth, New Jersey | 7 | $ 2,352,000 | $ 336,000 | $ 73,000 |
| Monroe, New York | 7 | $ 954,000 | $ 136,285 | $ 19,000 |
| Cabarrus, North Carolina | 7 | $ 1,845,000 | $ 263,571 | $ 104,000 |
| Carteret, North Carolina | 7 | $ 1,490,000 | $ 212,857 | $ 52,000 |
| Davidson, North Carolina | 7 | $ 781,000 | $ 111,571 | $ 63,000 |
| New Hanover, North Carolina | 7 | $ 3,485,000 | $ 497,857 | $ 195,000 |
| Dauphin, Pennsylvania | 7 | $ 713,000 | $ 101,857 | $ 41,000 |
| Lehigh, Pennsylvania | 7 | $ 1,459,000 | $ 208,428 | $ 63,000 |
| Charleston, South Carolina | 7 | $ 3,025,000 | $ 432,142 | $ 199,000 |
| Greenville, South Carolina | 7 | $ 970,000 | $ 138,571 | $ 38,000 |
| Shelby, Tennessee | 7 | $ 935,000 | $ 133,571 | $ 35,000 |
| Norfolk, Virginia | 7 | $ 1,530,000 | $ 218,571 | $ 53,000 |
| Westmoreland, Virginia | 7 | $ 1,410,000 | $ 201,428 | $ 92,000 |
| Duval, Florida | 6 | $ 918,000 | $ 153,000 | $ 31,000 |
| Hillsborough, Florida | 6 | $ 1,030,000 | $ 171,666 | $ 96,000 |
| Chatham, Georgia | 6 | $ 1,345,000 | $ 224,166 | $ 29,000 |
| Gwinnett, Georgia | 6 | $ 1,290,000 | $ 215,000 | $ 67,000 |
| Howard, Maryland | 6 | $ 1,629,000 | $ 271,500 | $ 93,000 |
| Cape May, New Jersey | 6 | $ 2,219,000 | $ 369,833 | $ 130,000 |
| Hudson, New Jersey | 6 | $ 1,235,000 | $ 205,833 | $ 101,000 |
| Passaic, New Jersey | 6 | $ 1,909,000 | $ 318,166 | $ 64,000 |
| Union, New Jersey | 6 | $ 1,775,000 | $ 295,833 | $ 63,000 |
| Culpeper, Virginia | 6 | $ 1,458,000 | $ 243,000 | $ 80,000 |
| Frederick, Virginia | 6 | $ 936,000 | $ 156,000 | $ 70,000 |
| Suffolk, Virginia | 6 | $ 1,504,000 | $ 250,666 | $ 253,000 |
| Los Angeles, California | 5 | $ 1,609,000 | $ 321,800 | $ 90,000 |
| Pinellas, Florida | 5 | $ 1,003,000 | $ 200,600 | $ 73,000 |
| Charles, Maryland | 5 | $ 1,478,000 | $ 295,600 | $ 102,000 |
| Clark, Nevada | 5 | $ 1,680,000 | $ 336,000 | $ 49,000 |
| Harnett, North Carolina | 5 | $ 660,000 | $ 132,000 | $ 61,000 |
| Pitt, North Carolina | 5 | $ 686,000 | $ 137,200 | $ 85,000 |
| Summit, Ohio | 5 | $ 949,000 | $ 189,800 | $ 108,000 |
| Chester, Pennsylvania | 5 | $ 1,367,000 | $ 273,400 | $ 66,000 |
| Lancaster, Pennsylvania | 5 | $ 1,015,000 | $ 203,000 | $ 55,000 |
| Richland, South Carolina | 5 | $ 706,000 | $ 141,200 | $ 188,000 |
| Harris, Texas | 5 | $ 974,000 | $ 194,800 | $ 164,000 |
| Utah, Utah | 5 | $ 1,199,000 | $ 239,800 | $ 65,000 |
| Alexandria, Virginia | 5 | $ 1,570,000 | $ 314,000 | $ 66,000 |
| King George, Virginia | 5 | $ 1,087,000 | $ 217,400 | $ 49,000 |
| Portsmouth, Virginia | 5 | $ 1,017,000 | $ 203,400 | $ 47,000 |
| Jefferson, West Virginia | 5 | $ 837,000 | $ 167,400 | $ 59,000 |
| Maricopa, Arizona | 4 | $ 1,290,000 | $ 322,500 | $ 61,000 |
| Fairfield, Connecticut | 4 | $ 1,171,000 | $ 292,750 | $ 192,000 |
| Broward, Florida | 4 | $ 812,000 | $ 203,000 | $ 58,000 |
| Flagler, Florida | 4 | $ 355,000 | $ 88,750 | $ 65,000 |
| Lee, Florida | 4 | $ 989,000 | $ 247,250 | $ 143,000 |
| Seminole, Florida | 4 | $ 868,000 | $ 217,000 | $ 57,000 |
| Forsyth, Georgia | 4 | $ 1,151,000 | $ 287,750 | $ 134,000 |
| Washington, Maryland | 4 | $ 1,030,000 | $ 257,500 | $ 88,000 |
| Atlantic, New Jersey | 4 | $ 717,000 | $ 179,250 | $ 32,000 |
| Morris, New Jersey | 4 | $ 1,413,000 | $ 353,250 | $ 74,000 |
| Alamance, North Carolina | 4 | $ 607,000 | $ 151,750 | $ 41,000 |
| Buncombe, North Carolina | 4 | $ 934,000 | $ 233,500 | $ 67,000 |
| Catawba, North Carolina | 4 | $ 890,000 | $ 222,500 | $ 97,000 |
| Moore, North Carolina | 4 | $ 473,000 | $ 118,250 | $ 54,000 |
| Randolph, North Carolina | 4 | $ 549,000 | $ 137,250 | $ 29,000 |
| Wayne, North Carolina | 4 | $ 412,000 | $ 103,000 | $ 49,000 |
| Cuyahoga, Ohio | 4 | $ 757,000 | $ 189,250 | $ 120,000 |
| Delaware, Ohio | 4 | $ 700,000 | $ 175,000 | $ 29,000 |
| Lake, Ohio | 4 | $ 588,000 | $ 147,000 | $ 53,000 |
| Montgomery, Ohio | 4 | $ 541,000 | $ 135,250 | $ 62,000 |
| Erie, Pennsylvania | 4 | $ 611,000 | $ 152,750 | $ 65,000 |
| Monroe, Pennsylvania | 4 | $ 974,000 | $ 243,500 | $ 58,000 |
| Westmoreland, Pennsylvania | 4 | $ 597,000 | $ 149,250 | $ 35,000 |
| Davidson, Tennessee | 4 | $ 768,000 | $ 192,000 | $ 70,000 |
| Bexar, Texas | 4 | $ 740,000 | $ 185,000 | $ 108,000 |
| Salt Lake, Utah | 4 | $ 748,000 | $ 187,000 | $ 74,000 |
| Albemarle, Virginia | 4 | $ 721,000 | $ 180,250 | $ 84,000 |
| Goochland, Virginia | 4 | $ 1,142,000 | $ 285,500 | $ 124,000 |
| Hampton, Virginia | 4 | $ 626,000 | $ 156,500 | $ 57,000 |
| Henrico, Virginia | 4 | $ 852,000 | $ 213,000 | $ 80,000 |
| Lynchburg, Virginia | 4 | $ 468,000 | $ 117,000 | $ 32,000 |
| Newport News, Virginia | 4 | $ 683,000 | $ 170,750 | $ 61,000 |
| New Haven, Connecticut | 3 | $ 755,000 | $ 251,666 | $ 97,000 |
| DuPage, Illinois | 3 | $ 732,000 | $ 244,000 | $ 72,000 |
| Calvert, Maryland | 3 | $ 1,232,000 | $ 410,666 | $ 42,000 |
| Cecil, Maryland | 3 | $ 754,000 | $ 251,333 | $ 0 |
| St. Mary's, Maryland | 3 | $ 892,000 | $ 297,333 | $ 46,000 |
| Newaygo, Michigan | 3 | $ 351,000 | $ 117,000 | $ 40,000 |
| Hillsborough, New Hampshire | 3 | $ 437,000 | $ 145,666 | $ 84,000 |
| Oneida, New York | 3 | $ 389,000 | $ 129,666 | $ 43,000 |
| Putnam, New York | 3 | $ 658,000 | $ 219,333 | $ 66,000 |
| Ulster, New York | 3 | $ 756,000 | $ 252,000 | $ 66,000 |
| Ashe, North Carolina | 3 | $ 368,000 | $ 122,666 | $ 87,000 |
| Cleveland, North Carolina | 3 | $ 419,000 | $ 139,666 | $ 48,000 |
| Dare, North Carolina | 3 | $ 842,000 | $ 280,666 | $ 111,000 |
| Granville, North Carolina | 3 | $ 446,000 | $ 148,666 | $ 62,000 |
| Hoke, North Carolina | 3 | $ 444,000 | $ 148,000 | $ 56,000 |
| Lee, North Carolina | 3 | $ 507,000 | $ 169,000 | $ 66,000 |
| Lincoln, North Carolina | 3 | $ 359,000 | $ 119,666 | $ 51,000 |
| Macon, North Carolina | 3 | $ 362,000 | $ 120,666 | $ 68,000 |
| Pender, North Carolina | 3 | $ 599,000 | $ 199,666 | $ 47,000 |
| Stanly, North Carolina | 3 | $ 249,000 | $ 83,000 | $ 58,000 |
| Surry, North Carolina | 3 | $ 251,000 | $ 83,666 | $ 62,000 |
| Columbiana, Ohio | 3 | $ 495,000 | $ 165,000 | $ 93,000 |
| Trumbull, Ohio | 3 | $ 590,000 | $ 196,666 | $ 65,000 |
| Cumberland, Pennsylvania | 3 | $ 485,000 | $ 161,666 | $ 67,000 |
| York, Pennsylvania | 3 | $ 680,000 | $ 226,666 | $ 83,000 |
| Providence, Rhode Island | 3 | $ 425,000 | $ 141,666 | $ 55,000 |
| Anderson, South Carolina | 3 | $ 316,000 | $ 105,333 | $ 79,000 |
| York, South Carolina | 3 | $ 382,000 | $ 127,333 | $ 73,000 |
| Fort Bend, Texas | 3 | $ 542,000 | $ 180,666 | $ 131,000 |
| Tarrant, Texas | 3 | $ 502,000 | $ 167,333 | $ 80,000 |
| Travis, Texas | 3 | $ 584,000 | $ 194,666 | $ 54,000 |
| James City, Virginia | 3 | $ 712,000 | $ 237,333 | $ 119,000 |
| Orange, Virginia | 3 | $ 801,000 | $ 267,000 | $ 50,000 |
| Powhatan, Virginia | 3 | $ 876,000 | $ 292,000 | $ 34,000 |
| Roanoke City, Virginia | 3 | $ 628,000 | $ 209,333 | $ 56,000 |
| Baldwin, Alabama | 2 | $ 218,000 | $ 109,000 | $ 114,000 |
| San Diego, California | 2 | $ 95,000 | $ 47,500 | $ 100,000 |
| Larimer, Colorado | 2 | $ 428,000 | $ 214,000 | $ 63,000 |
| Hartford, Connecticut | 2 | $ 573,000 | $ 286,500 | $ 72,000 |
| Litchfield, Connecticut | 2 | $ 913,000 | $ 456,500 | $ 150,000 |
| Kent, Delaware | 2 | $ 337,000 | $ 168,500 | $ 49,000 |
| Sussex, Delaware | 2 | $ 327,000 | $ 163,500 | $ 67,000 |
| Bay, Florida | 2 | $ 398,000 | $ 199,000 | $ 55,000 |
| Marion, Florida | 2 | $ 262,000 | $ 131,000 | $ 119,000 |
| Miami-Dade, Florida | 2 | $ 306,000 | $ 153,000 | $ 82,000 |
| Osceola, Florida | 2 | $ 713,000 | $ 356,500 | $ 78,000 |
| Sarasota, Florida | 2 | $ 580,000 | $ 290,000 | $ 80,000 |
| Carroll, Georgia | 2 | $ 263,000 | $ 131,500 | $ 59,000 |
| Cherokee, Georgia | 2 | $ 316,000 | $ 158,000 | $ 72,000 |
| Henry, Georgia | 2 | $ 462,000 | $ 231,000 | $ 109,000 |
| Jackson, Georgia | 2 | $ 296,000 | $ 148,000 | $ 34,000 |
| Lowndes, Georgia | 2 | $ 253,000 | $ 126,500 | $ 50,000 |
| Morgan, Georgia | 2 | $ 434,000 | $ 217,000 | $ 77,000 |
| Richmond, Georgia | 2 | $ 407,000 | $ 203,500 | $ 148,000 |
| Honolulu, Hawaii | 2 | $ 297,000 | $ 148,500 | $ 180,000 |
| Jefferson, Kentucky | 2 | $ 264,000 | $ 132,000 | $ 69,000 |
| East Baton Rouge, Louisiana | 2 | $ 212,000 | $ 106,000 | $ 54,000 |
| Carroll, Maryland | 2 | $ 266,000 | $ 133,000 | $ 78,000 |
| Barnstable, Massachusetts | 2 | $ 609,000 | $ 304,500 | $ 68,000 |
| Essex, Massachusetts | 2 | $ 241,000 | $ 120,500 | $ 45,000 |
| Norfolk, Massachusetts | 2 | $ 540,000 | $ 270,000 | $ 100,000 |
| Douglas, Nebraska | 2 | $ 277,000 | $ 138,500 | $ 40,000 |
| Washoe, Nevada | 2 | $ 372,000 | $ 186,000 | $ 82,000 |
| Cumberland, New Jersey | 2 | $ 355,000 | $ 177,500 | $ 40,000 |
| Gloucester, New Jersey | 2 | $ 266,000 | $ 133,000 | $ 61,000 |
| Somerset, New Jersey | 2 | $ 608,000 | $ 304,000 | $ 0 |
| Sussex, New Jersey | 2 | $ 355,000 | $ 177,500 | $ 44,000 |
| Warren, New Jersey | 2 | $ 635,000 | $ 317,500 | $ 91,000 |
| Albany, New York | 2 | $ 415,000 | $ 207,500 | $ 65,000 |
| Columbia, New York | 2 | $ 189,000 | $ 94,500 | $ 77,000 |
| Dutchess, New York | 2 | $ 586,000 | $ 293,000 | $ 18,000 |
| New York, New York | 2 | $ 117,000 | $ 58,500 | $ 55,000 |
| Niagara, New York | 2 | $ 245,000 | $ 122,500 | $ 46,000 |
| Onondaga, New York | 2 | $ 75,000 | $ 37,500 | $ 71,000 |
| Rockland, New York | 2 | $ 656,000 | $ 328,000 | $ 0 |
| Caldwell, North Carolina | 2 | $ 294,000 | $ 147,000 | $ 52,000 |
| Camden, North Carolina | 2 | $ 598,000 | $ 299,000 | $ 89,000 |
| Caswell, North Carolina | 2 | $ 649,000 | $ 324,500 | $ 332,000 |
| Chatham, North Carolina | 2 | $ 434,000 | $ 217,000 | $ 68,000 |
| Columbus, North Carolina | 2 | $ 325,000 | $ 162,500 | $ 33,000 |
| Craven, North Carolina | 2 | $ 279,000 | $ 139,500 | $ 12,000 |
| Currituck, North Carolina | 2 | $ 394,000 | $ 197,000 | $ 59,000 |
| Duplin, North Carolina | 2 | $ 253,000 | $ 126,500 | $ 46,000 |
| Franklin, North Carolina | 2 | $ 201,000 | $ 100,500 | $ 64,000 |
| Henderson, North Carolina | 2 | $ 799,000 | $ 399,500 | $ 179,000 |
| Martin, North Carolina | 2 | $ 124,000 | $ 62,000 | $ 33,000 |
| Nash, North Carolina | 2 | $ 274,000 | $ 137,000 | $ 50,000 |
| Onslow, North Carolina | 2 | $ 142,000 | $ 71,000 | $ 58,000 |
| Pasquotank, North Carolina | 2 | $ 350,000 | $ 175,000 | $ 63,000 |
| Person, North Carolina | 2 | $ 213,000 | $ 106,500 | $ 47,000 |
| Sampson, North Carolina | 2 | $ 190,000 | $ 95,000 | $ 89,000 |
| Stokes, North Carolina | 2 | $ 453,000 | $ 226,500 | $ 70,000 |
| Geauga, Ohio | 2 | $ 508,000 | $ 254,000 | $ 79,000 |
| Lorain, Ohio | 2 | $ 377,000 | $ 188,500 | $ 65,000 |
| Sandusky, Ohio | 2 | $ 235,000 | $ 117,500 | $ 265,000 |
| Stark, Ohio | 2 | $ 223,000 | $ 111,500 | $ 61,000 |
| Warren, Ohio | 2 | $ 337,000 | $ 168,500 | $ 80,000 |
| Wayne, Ohio | 2 | $ 232,000 | $ 116,000 | $ 27,000 |
| Adams, Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 70,000 |
| Luzerne, Pennsylvania | 2 | $ 406,000 | $ 203,000 | $ 36,000 |
| Schuylkill, Pennsylvania | 2 | $ 143,000 | $ 71,500 | $ 45,000 |
| Berkeley, South Carolina | 2 | $ 380,000 | $ 190,000 | $ 113,000 |
| Chester, South Carolina | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| Williamsburg, South Carolina | 2 | $ 181,000 | $ 90,500 | $ 86,000 |
| Madison, Tennessee | 2 | $ 274,000 | $ 137,000 | $ 23,000 |
| Rutherford, Tennessee | 2 | $ 273,000 | $ 136,500 | $ 64,000 |
| Tipton, Tennessee | 2 | $ 254,000 | $ 127,000 | $ 35,000 |
| Galveston, Texas | 2 | $ 439,000 | $ 219,500 | $ 170,000 |
| Guadalupe, Texas | 2 | $ 362,000 | $ 181,000 | $ 35,000 |
| Van Zandt, Texas | 2 | $ 509,000 | $ 254,500 | $ 67,000 |
| Williamson, Texas | 2 | $ 258,000 | $ 129,000 | $ 30,000 |
| Davis, Utah | 2 | $ 522,000 | $ 261,000 | $ 72,000 |
| Weber, Utah | 2 | $ 266,000 | $ 133,000 | $ 52,000 |
| Bedford, Virginia | 2 | $ 349,000 | $ 174,500 | $ 77,000 |
| Bedford City, Virginia | 2 | $ 359,000 | $ 179,500 | $ 63,000 |
| Botetourt, Virginia | 2 | $ 378,000 | $ 189,000 | $ 0 |
| Greene, Virginia | 2 | $ 628,000 | $ 314,000 | $ 120,000 |
| Harrisonburg, Virginia | 2 | $ 285,000 | $ 142,500 | $ 96,000 |
| Manassas, Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 68,000 |
| Montgomery, Virginia | 2 | $ 433,000 | $ 216,500 | $ 210,000 |
| Rockingham, Virginia | 2 | $ 335,000 | $ 167,500 | $ 61,000 |
| Salem, Virginia | 2 | $ 344,000 | $ 172,000 | $ 64,000 |
| Shenandoah, Virginia | 2 | $ 502,000 | $ 251,000 | $ 116,000 |
| Staunton, Virginia | 2 | $ 245,000 | $ 122,500 | $ 69,000 |
| Warren, Virginia | 2 | $ 644,000 | $ 322,000 | $ 136,000 |
| Lauderdale, Alabama | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Cochise, Arizona | 1 | $ 370,000 | $ 370,000 | $ 113,000 |
| Pima, Arizona | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Yavapai, Arizona | 1 | $ 228,000 | $ 228,000 | $ 48,000 |
| Sacramento, California | 1 | $ 239,000 | $ 239,000 | $ 68,000 |
| San Mateo, California | 1 | $ 493,000 | $ 493,000 | $ 104,000 |
| Tulare, California | 1 | $ 272,000 | $ 272,000 | $ 101,000 |
| Arapahoe, Colorado | 1 | $ 214,000 | $ 214,000 | $ 102,000 |
| Delta, Colorado | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
| Douglas, Colorado | 1 | $ 333,000 | $ 333,000 | $ 96,000 |
| Grand, Colorado | 1 | $ 178,000 | $ 178,000 | $ 48,000 |
| Jefferson, Colorado | 1 | $ 333,000 | $ 333,000 | $ 85,000 |
| New Castle, Delaware | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Brevard, Florida | 1 | $ 168,000 | $ 168,000 | $ 35,000 |
| Citrus, Florida | 1 | $ 141,000 | $ 141,000 | $ 104,000 |
| Clay, Florida | 1 | $ 414,000 | $ 414,000 | $ 114,000 |
| Collier, Florida | 1 | $ 724,000 | $ 724,000 | $ 307,000 |
| Hernando, Florida | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Indian River, Florida | 1 | $ 314,000 | $ 314,000 | $ 207,000 |
| Leon, Florida | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Manatee, Florida | 1 | $ 134,000 | $ 134,000 | $ 26,000 |
| Orange, Florida | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Palm Beach, Florida | 1 | $ 1,900,000 | $ 1,900,000 | $ 582,000 |
| St. Johns, Florida | 1 | $ 676,000 | $ 676,000 | $ 210,000 |
| Volusia, Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Wakulla, Florida | 1 | $ 400,000 | $ 400,000 | $ 150,000 |
| Walton, Florida | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| Barrow, Georgia | 1 | $ 119,000 | $ 119,000 | $ 48,000 |
| Clarke, Georgia | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Clayton, Georgia | 1 | $ 154,000 | $ 154,000 | $ 38,000 |
| Effingham, Georgia | 1 | $ 202,000 | $ 202,000 | $ 132,000 |
| Elbert, Georgia | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Fayette, Georgia | 1 | $ 310,000 | $ 310,000 | $ 95,000 |
| Gordon, Georgia | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| Hart, Georgia | 1 | $ 87,000 | $ 87,000 | $ 24,000 |
| Lincoln, Georgia | 1 | $ 180,000 | $ 180,000 | $ 137,000 |
| Muscogee, Georgia | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Newton, Georgia | 1 | $ 257,000 | $ 257,000 | $ 73,000 |
| Pierce, Georgia | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Polk, Georgia | 1 | $ 102,000 | $ 102,000 | $ 25,000 |
| Rockdale, Georgia | 1 | $ 439,000 | $ 439,000 | $ 142,000 |
| Seminole, Georgia | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Spalding, Georgia | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Troup, Georgia | 1 | $ 156,000 | $ 156,000 | $ 39,000 |
| Ware, Georgia | 1 | $ 197,000 | $ 197,000 | $ 76,000 |
| Hawaii, Hawaii | 1 | $ 280,000 | $ 280,000 | $ 80,000 |
| Ada, Idaho | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Canyon, Idaho | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Kootenai, Idaho | 1 | $ 326,000 | $ 326,000 | $ 108,000 |
| Twin Falls, Idaho | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Cook, Illinois | 1 | $ 241,000 | $ 241,000 | $ 180,000 |
| Lake, Illinois | 1 | $ 158,000 | $ 158,000 | $ 52,000 |
| LaSalle, Illinois | 1 | $ 247,000 | $ 247,000 | $ 140,000 |
| Winnebago, Illinois | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Parke, Indiana | 1 | $ 81,000 | $ 81,000 | $ 63,000 |
| Dallas, Iowa | 1 | $ 182,000 | $ 182,000 | $ 55,000 |
| Lee, Iowa | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Polk, Iowa | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Floyd, Kentucky | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
| Caddo, Louisiana | 1 | $ 183,000 | $ 183,000 | $ 58,000 |
| Calcasieu, Louisiana | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| Jefferson, Louisiana | 1 | $ 164,000 | $ 164,000 | $ 61,000 |
| Lafayette, Louisiana | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| St. Tammany, Louisiana | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Vermilion, Louisiana | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
| Caroline, Maryland | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Dorchester, Maryland | 1 | $ 130,000 | $ 130,000 | $ 10,000 |
| Somerset, Maryland | 1 | $ 148,000 | $ 148,000 | $ 28,000 |
| Wicomico, Maryland | 1 | $ 160,000 | $ 160,000 | $ 30,000 |
| Hampshire, Massachusetts | 1 | $ 148,000 | $ 148,000 | $ 39,000 |
| Middlesex, Massachusetts | 1 | $ 213,000 | $ 213,000 | $ 72,000 |
| Plymouth, Massachusetts | 1 | $ 262,000 | $ 262,000 | $ 52,000 |
| Worcester, Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 144,000 |
| Calhoun, Michigan | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Ingham, Michigan | 1 | $ 280,000 | $ 280,000 | $ 164,000 |
| Wayne, Michigan | 1 | $ 110,000 | $ 110,000 | $ 304,000 |
| Sarpy, Nebraska | 1 | $ 114,000 | $ 114,000 | $ 96,000 |
| Strafford, New Hampshire | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Hunterdon, New Jersey | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Salem, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Madison, New York | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Montgomery, New York | 1 | $ 73,000 | $ 73,000 | $ 19,000 |
| Rensselaer, New York | 1 | $ 144,000 | $ 144,000 | $ 96,000 |
| Tioga, New York | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| Anson, North Carolina | 1 | $ 72,000 | $ 72,000 | $ 78,000 |
| Beaufort, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Cherokee, North Carolina | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| Clay, North Carolina | 1 | $ 170,000 | $ 170,000 | $ 125,000 |
| Halifax, North Carolina | 1 | $ 176,000 | $ 176,000 | $ 42,000 |
| Haywood, North Carolina | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Jackson, North Carolina | 1 | $ 677,000 | $ 677,000 | $ 180,000 |
| Lenoir, North Carolina | 1 | $ 116,000 | $ 116,000 | $ 69,000 |
| McDowell, North Carolina | 1 | $ 132,000 | $ 132,000 | $ 55,000 |
| Montgomery, North Carolina | 1 | $ 57,000 | $ 57,000 | $ 55,000 |
| Orange, North Carolina | 1 | $ 108,000 | $ 108,000 | $ 22,000 |
| Rockingham, North Carolina | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Tyrrell, North Carolina | 1 | $ 47,000 | $ 47,000 | $ 60,000 |
| Watauga, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Brown, Ohio | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Clermont, Ohio | 1 | $ 168,000 | $ 168,000 | $ 98,000 |
| Erie, Ohio | 1 | $ 140,000 | $ 140,000 | $ 144,000 |
| Fairfield, Ohio | 1 | $ 179,000 | $ 179,000 | $ 73,000 |
| Fayette, Ohio | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Hancock, Ohio | 1 | $ 117,000 | $ 117,000 | $ 104,000 |
| Jackson, Ohio | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Lawrence, Ohio | 1 | $ 230,000 | $ 230,000 | $ 98,000 |
| Licking, Ohio | 1 | $ 133,000 | $ 133,000 | $ 73,000 |
| Madison, Ohio | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Mahoning, Ohio | 1 | $ 121,000 | $ 121,000 | $ 72,000 |
| Pickaway, Ohio | 1 | $ 147,000 | $ 147,000 | $ 81,000 |
| Scioto, Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Williams, Ohio | 1 | $ 200,000 | $ 200,000 | $ 29,000 |
| Wood, Ohio | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Bryan, Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Cleveland, Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 69,000 |
| Tulsa, Oklahoma | 1 | $ 156,000 | $ 156,000 | $ 34,000 |
| Tillamook, Oregon | 1 | $ 218,000 | $ 218,000 | $ 80,000 |
| Washington, Oregon | 1 | $ 155,000 | $ 155,000 | $ 21,000 |
| Beaver, Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Butler, Pennsylvania | 1 | $ 298,000 | $ 298,000 | $ 78,000 |
| Franklin, Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 30,000 |
| Lackawanna, Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| Northampton, Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 60,000 |
| Pike, Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Wayne, Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Clarendon, South Carolina | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Dorchester, South Carolina | 1 | $ 189,000 | $ 189,000 | $ 47,000 |
| Edgefield, South Carolina | 1 | $ 80,000 | $ 80,000 | $ 85,000 |
| Fairfield, South Carolina | 1 | $ 520,000 | $ 520,000 | $ 77,000 |
| Florence, South Carolina | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Greenwood, South Carolina | 1 | $ 113,000 | $ 113,000 | $ 32,000 |
| Kershaw, South Carolina | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
| Laurens, South Carolina | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Lexington, South Carolina | 1 | $ 156,000 | $ 156,000 | $ 183,000 |
| Marion, South Carolina | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Oconee, South Carolina | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Orangeburg, South Carolina | 1 | $ 190,000 | $ 190,000 | $ 32,000 |
| Spartanburg, South Carolina | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Bedford, Tennessee | 1 | $ 144,000 | $ 144,000 | $ 25,000 |
| Bradley, Tennessee | 1 | $ 120,000 | $ 120,000 | $ 17,000 |
| Dyer, Tennessee | 1 | $ 111,000 | $ 111,000 | $ 107,000 |
| Greene, Tennessee | 1 | $ 84,000 | $ 84,000 | $ 30,000 |
| Hamblen, Tennessee | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Hamilton, Tennessee | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Meigs, Tennessee | 1 | $ 325,000 | $ 325,000 | $ 62,000 |
| Montgomery, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Sullivan, Tennessee | 1 | $ 263,000 | $ 263,000 | $ 104,000 |
| Weakley, Tennessee | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Wilson, Tennessee | 1 | $ 128,000 | $ 128,000 | $ 17,000 |
| Collin, Texas | 1 | $ 191,000 | $ 191,000 | $ 286,000 |
| Cottle, Texas | 1 | $ 160,000 | $ 160,000 | $ 125,000 |
| Dallas, Texas | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Denton, Texas | 1 | $ 108,000 | $ 108,000 | $ 68,000 |
| El Paso, Texas | 1 | $ 139,000 | $ 139,000 | $ 126,000 |
| Ellis, Texas | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Hill, Texas | 1 | $ 133,000 | $ 133,000 | $ 43,000 |
| Liberty, Texas | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Montgomery, Texas | 1 | $ 203,000 | $ 203,000 | $ 102,000 |
| Taylor, Texas | 1 | $ 124,000 | $ 124,000 | $ 99,000 |
| Essex, Vermont | 1 | $ 174,000 | $ 174,000 | $ 50,000 |
| Windham, Vermont | 1 | $ 160,000 | $ 160,000 | $ 225,000 |
| Amelia, Virginia | 1 | $ 131,000 | $ 131,000 | $ 29,000 |
| Arlington, Virginia | 1 | $ 620,000 | $ 620,000 | $ 191,000 |
| Augusta, Virginia | 1 | $ 226,000 | $ 226,000 | $ 39,000 |
| Buchanan, Virginia | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Campbell, Virginia | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Caroline, Virginia | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Colonial Heights, Virginia | 1 | $ 152,000 | $ 152,000 | $ 28,000 |
| Danville, Virginia | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Fairfax City, Virginia | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Franklin, Virginia | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Fredericksburg, Virginia | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Gloucester, Virginia | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| King William, Virginia | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Lancaster, Virginia | 1 | $ 34,000 | $ 34,000 | $ 80,000 |
| Madison, Virginia | 1 | $ 260,000 | $ 260,000 | $ 111,000 |
| Manassas Park, Virginia | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Mathews, Virginia | 1 | $ 417,000 | $ 417,000 | $ 258,000 |
| Page, Virginia | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Patrick, Virginia | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
| Pulaski, Virginia | 1 | $ 84,000 | $ 84,000 | $ 27,000 |
| Rappahannock, Virginia | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Richmond City, Virginia | 1 | $ 129,000 | $ 129,000 | $ 19,000 |
| Wise, Virginia | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| King, Washington | 1 | $ 573,000 | $ 573,000 | $ 110,000 |
| Grant, West Virginia | 1 | $ 241,000 | $ 241,000 | $ 94,000 |
| Monroe, West Virginia | 1 | $ 213,000 | $ 213,000 | $ 61,000 |
| Brown, Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Kenosha, Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Walworth, Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 109,000 |
| Goshen, Wyoming | 1 | $ 93,000 | $ 93,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Beach First National Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,527 | $379,654,000 | $248,000 | $4,564,000 | $77,000 | $1,560,000 |
| Home Purchase | 651 | $153,111,000 | $235,000 | $2,000,000 | $112,000 | $1,330,000 |
| Home Improvement | 14 | $3,721,000 | $265,000 | $1,500,000 | $205,000 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,147 | $275,334,000 | $240,000 | $1,936,000 | $110,000 | $1,330,000 |
| Not Provided | 645 | $157,621,000 | $244,000 | $1,500,000 | $59,000 | $1,560,000 |
| Black or African American | 268 | $59,815,000 | $223,000 | $940,000 | $79,000 | $451,000 |
| Hispanic | 64 | $15,988,000 | $249,000 | $1,387,000 | $76,000 | $300,000 |
| Asian | 32 | $8,515,000 | $266,000 | $585,000 | $78,000 | $280,000 |
| Not applicable | 29 | $17,757,000 | $612,000 | $4,564,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $809,000 | $202,000 | $326,000 | $118,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $647,000 | $215,000 | $280,000 | $66,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,142 | $526,958,000 | $246,000 | $4,564,000 | $88,000 | $1,560,000 |
| FHA-insured (Federal Housing Administration) | 36 | $6,325,000 | $175,000 | $303,000 | $60,000 | $124,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,942,000 | $226,000 | $405,000 | $85,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $261,000 | $261,000 | $261,000 | $166,000 | $166,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 933 | $238,117,000 | $255,000 | $4,564,000 | $111,000 | $1,188,000 |
| Application Withdrawn By Applicant | 808 | $192,988,000 | $238,000 | $1,936,000 | $76,000 | $1,560,000 |
| Application Denied By Financial Institution | 415 | $96,604,000 | $232,000 | $1,306,000 | $58,000 | $1,300,000 |
| Application Approved But Not Accepted | 36 | $8,777,000 | $243,000 | $590,000 | $110,000 | $420,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 261 | $57,824,000 | $221,000 | $719,000 | $55,000 | $1,300,000 |
| Debt-To-Income Ratio | 50 | $11,499,000 | $229,000 | $735,000 | $50,000 | $135,000 |
| Other | 48 | $12,105,000 | $252,000 | $751,000 | $66,000 | $407,000 |
| Collateral | 36 | $9,949,000 | $276,000 | $1,306,000 | $71,000 | $242,000 |
| Unverifiable Information | 6 | $2,229,000 | $371,000 | $500,000 | $127,000 | $185,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,069,000 | $178,000 | $383,000 | $88,000 | $308,000 |
| Employment History | 5 | $1,245,000 | $249,000 | $500,000 | $24,000 | $96,000 |
| Credit Application Incomplete | 3 | $684,000 | $228,000 | $456,000 | $64,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beach First National Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beach First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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