Beach First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Beach First National Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Beach First National Bank 3751 Grissom Parkway, Suite 100 Myrtle Beach, SC 29577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,192 |
| Total Mortgage Loan Application Amount | $536,486,000 |
| Average Mortgage Loan Application Amount | $249,333 |
| Highest Mortgage Loan Application Amount | $4,564,000 |
| Average Applicant Income | $131,333 |
| Highest Applicant Income | $1,560,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Beach First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Beach First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Beach First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Beach First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Beach First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Beach First National Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry County South Carolina | 209 | $ 65,596,000 | $ 313,000 | $ 129,000 |
| Wake County North Carolina | 91 | $ 20,401,000 | $ 224,000 | $ 100,000 |
| Beaufort County South Carolina | 86 | $ 25,240,000 | $ 293,000 | $ 218,000 |
| Prince George's County Maryland | 73 | $ 21,095,000 | $ 288,000 | $ 74,000 |
| Fairfax County Virginia | 57 | $ 20,075,000 | $ 352,000 | $ 112,000 |
| District of Columbia County District Of Columbia | 48 | $ 15,782,000 | $ 328,000 | $ 115,000 |
| Mecklenburg County North Carolina | 45 | $ 7,062,000 | $ 156,000 | $ 76,000 |
| Montgomery County Maryland | 40 | $ 13,518,000 | $ 337,000 | $ 67,000 |
| Philadelphia County Pennsylvania | 34 | $ 5,010,000 | $ 147,000 | $ 44,000 |
| Prince William County Virginia | 34 | $ 10,038,000 | $ 295,000 | $ 81,000 |
| Queens County New York | 32 | $ 12,857,000 | $ 401,000 | $ 40,000 |
| Suffolk County New York | 32 | $ 10,546,000 | $ 329,000 | $ 55,000 |
| Loudoun County Virginia | 31 | $ 10,651,000 | $ 343,000 | $ 143,000 |
| Georgetown County South Carolina | 27 | $ 5,412,000 | $ 200,000 | $ 115,000 |
| Fauquier County Virginia | 24 | $ 6,237,000 | $ 259,000 | $ 84,000 |
| Kings County New York | 20 | $ 6,852,000 | $ 342,000 | $ 72,000 |
| Frederick County Maryland | 17 | $ 4,844,000 | $ 284,000 | $ 76,000 |
| Forsyth County North Carolina | 17 | $ 1,935,000 | $ 113,000 | $ 47,000 |
| Cobb County Georgia | 15 | $ 3,200,000 | $ 213,000 | $ 82,000 |
| Nassau County New York | 15 | $ 4,701,000 | $ 313,000 | $ 62,000 |
| Johnston County North Carolina | 15 | $ 2,331,000 | $ 155,000 | $ 60,000 |
| Anne Arundel County Maryland | 14 | $ 4,103,000 | $ 293,000 | $ 84,000 |
| Bronx County New York | 14 | $ 4,853,000 | $ 346,000 | $ 53,000 |
| Richmond County New York | 14 | $ 4,017,000 | $ 286,000 | $ 50,000 |
| Guilford County North Carolina | 14 | $ 2,140,000 | $ 152,000 | $ 62,000 |
| Baltimore County Maryland | 13 | $ 2,511,000 | $ 193,000 | $ 44,000 |
| Essex County New Jersey | 13 | $ 4,661,000 | $ 358,000 | $ 82,000 |
| Weld County Colorado | 12 | $ 2,986,000 | $ 248,000 | $ 66,000 |
| Fulton County Georgia | 12 | $ 2,343,000 | $ 195,000 | $ 130,000 |
| Erie County New York | 12 | $ 1,825,000 | $ 152,000 | $ 42,000 |
| Chesterfield County Virginia | 12 | $ 2,256,000 | $ 188,000 | $ 52,000 |
| Middlesex County New Jersey | 11 | $ 3,579,000 | $ 325,000 | $ 80,000 |
| Durham County North Carolina | 11 | $ 2,312,000 | $ 210,000 | $ 74,000 |
| Union County North Carolina | 11 | $ 1,796,000 | $ 163,000 | $ 132,000 |
| Bucks County Pennsylvania | 11 | $ 2,952,000 | $ 268,000 | $ 59,000 |
| Delaware County Pennsylvania | 11 | $ 2,211,000 | $ 201,000 | $ 54,000 |
| Virginia Beach County Virginia | 11 | $ 2,807,000 | $ 255,000 | $ 47,000 |
| Ocean County New Jersey | 10 | $ 2,528,000 | $ 252,000 | $ 46,000 |
| Westchester County New York | 10 | $ 4,363,000 | $ 436,000 | $ 104,000 |
| Brunswick County North Carolina | 10 | $ 4,711,000 | $ 471,000 | $ 166,000 |
| Hamilton County Ohio | 10 | $ 1,252,000 | $ 125,000 | $ 61,000 |
| Spotsylvania County Virginia | 10 | $ 2,851,000 | $ 285,000 | $ 60,000 |
| Cumberland County North Carolina | 9 | $ 986,000 | $ 109,000 | $ 60,000 |
| Iredell County North Carolina | 9 | $ 2,659,000 | $ 295,000 | $ 95,000 |
| Franklin County Ohio | 9 | $ 1,578,000 | $ 175,000 | $ 146,000 |
| Montgomery County Pennsylvania | 9 | $ 1,996,000 | $ 221,000 | $ 33,000 |
| Chesapeake County Virginia | 9 | $ 2,279,000 | $ 253,000 | $ 55,000 |
| Stafford County Virginia | 9 | $ 2,422,000 | $ 269,000 | $ 68,000 |
| DeKalb County Georgia | 8 | $ 1,581,000 | $ 197,000 | $ 169,000 |
| Mercer County New Jersey | 8 | $ 1,752,000 | $ 219,000 | $ 33,000 |
| Gaston County North Carolina | 8 | $ 1,007,000 | $ 125,000 | $ 60,000 |
| Rowan County North Carolina | 8 | $ 928,000 | $ 116,000 | $ 67,000 |
| Allegheny County Pennsylvania | 8 | $ 1,208,000 | $ 151,000 | $ 17,000 |
| Berks County Pennsylvania | 8 | $ 1,344,000 | $ 168,000 | $ 46,000 |
| Baltimore City County Maryland | 7 | $ 1,415,000 | $ 202,000 | $ 32,000 |
| Harford County Maryland | 7 | $ 2,058,000 | $ 294,000 | $ 75,000 |
| Bergen County New Jersey | 7 | $ 2,589,000 | $ 369,000 | $ 71,000 |
| Burlington County New Jersey | 7 | $ 1,471,000 | $ 210,000 | $ 39,000 |
| Camden County New Jersey | 7 | $ 1,341,000 | $ 191,000 | $ 56,000 |
| Monmouth County New Jersey | 7 | $ 2,352,000 | $ 336,000 | $ 73,000 |
| Monroe County New York | 7 | $ 954,000 | $ 136,000 | $ 19,000 |
| Cabarrus County North Carolina | 7 | $ 1,845,000 | $ 263,000 | $ 104,000 |
| Carteret County North Carolina | 7 | $ 1,490,000 | $ 212,000 | $ 52,000 |
| Davidson County North Carolina | 7 | $ 781,000 | $ 111,000 | $ 63,000 |
| New Hanover County North Carolina | 7 | $ 3,485,000 | $ 497,000 | $ 195,000 |
| Dauphin County Pennsylvania | 7 | $ 713,000 | $ 101,000 | $ 41,000 |
| Lehigh County Pennsylvania | 7 | $ 1,459,000 | $ 208,000 | $ 63,000 |
| Charleston County South Carolina | 7 | $ 3,025,000 | $ 432,000 | $ 199,000 |
| Greenville County South Carolina | 7 | $ 970,000 | $ 138,000 | $ 38,000 |
| Shelby County Tennessee | 7 | $ 935,000 | $ 133,000 | $ 35,000 |
| Norfolk County Virginia | 7 | $ 1,530,000 | $ 218,000 | $ 53,000 |
| Westmoreland County Virginia | 7 | $ 1,410,000 | $ 201,000 | $ 92,000 |
| Duval County Florida | 6 | $ 918,000 | $ 153,000 | $ 31,000 |
| Hillsborough County Florida | 6 | $ 1,030,000 | $ 171,000 | $ 96,000 |
| Chatham County Georgia | 6 | $ 1,345,000 | $ 224,000 | $ 29,000 |
| Gwinnett County Georgia | 6 | $ 1,290,000 | $ 215,000 | $ 67,000 |
| Howard County Maryland | 6 | $ 1,629,000 | $ 271,000 | $ 93,000 |
| Cape May County New Jersey | 6 | $ 2,219,000 | $ 369,000 | $ 130,000 |
| Hudson County New Jersey | 6 | $ 1,235,000 | $ 205,000 | $ 101,000 |
| Passaic County New Jersey | 6 | $ 1,909,000 | $ 318,000 | $ 64,000 |
| Union County New Jersey | 6 | $ 1,775,000 | $ 295,000 | $ 63,000 |
| Culpeper County Virginia | 6 | $ 1,458,000 | $ 243,000 | $ 80,000 |
| Frederick County Virginia | 6 | $ 936,000 | $ 156,000 | $ 70,000 |
| Suffolk County Virginia | 6 | $ 1,504,000 | $ 250,000 | $ 253,000 |
| Los Angeles County California | 5 | $ 1,609,000 | $ 321,000 | $ 90,000 |
| Pinellas County Florida | 5 | $ 1,003,000 | $ 200,000 | $ 73,000 |
| Charles County Maryland | 5 | $ 1,478,000 | $ 295,000 | $ 102,000 |
| Clark County Nevada | 5 | $ 1,680,000 | $ 336,000 | $ 49,000 |
| Harnett County North Carolina | 5 | $ 660,000 | $ 132,000 | $ 61,000 |
| Pitt County North Carolina | 5 | $ 686,000 | $ 137,000 | $ 85,000 |
| Summit County Ohio | 5 | $ 949,000 | $ 189,000 | $ 108,000 |
| Chester County Pennsylvania | 5 | $ 1,367,000 | $ 273,000 | $ 66,000 |
| Lancaster County Pennsylvania | 5 | $ 1,015,000 | $ 203,000 | $ 55,000 |
| Richland County South Carolina | 5 | $ 706,000 | $ 141,000 | $ 188,000 |
| Harris County Texas | 5 | $ 974,000 | $ 194,000 | $ 164,000 |
| Utah County Utah | 5 | $ 1,199,000 | $ 239,000 | $ 65,000 |
| Alexandria County Virginia | 5 | $ 1,570,000 | $ 314,000 | $ 66,000 |
| King George County Virginia | 5 | $ 1,087,000 | $ 217,000 | $ 49,000 |
| Portsmouth County Virginia | 5 | $ 1,017,000 | $ 203,000 | $ 47,000 |
| Jefferson County West Virginia | 5 | $ 837,000 | $ 167,000 | $ 59,000 |
| Maricopa County Arizona | 4 | $ 1,290,000 | $ 322,000 | $ 61,000 |
| Fairfield County Connecticut | 4 | $ 1,171,000 | $ 292,000 | $ 192,000 |
| Broward County Florida | 4 | $ 812,000 | $ 203,000 | $ 58,000 |
| Flagler County Florida | 4 | $ 355,000 | $ 88,000 | $ 65,000 |
| Lee County Florida | 4 | $ 989,000 | $ 247,000 | $ 143,000 |
| Seminole County Florida | 4 | $ 868,000 | $ 217,000 | $ 57,000 |
| Forsyth County Georgia | 4 | $ 1,151,000 | $ 287,000 | $ 134,000 |
| Washington County Maryland | 4 | $ 1,030,000 | $ 257,000 | $ 88,000 |
| Atlantic County New Jersey | 4 | $ 717,000 | $ 179,000 | $ 32,000 |
| Morris County New Jersey | 4 | $ 1,413,000 | $ 353,000 | $ 74,000 |
| Alamance County North Carolina | 4 | $ 607,000 | $ 151,000 | $ 41,000 |
| Buncombe County North Carolina | 4 | $ 934,000 | $ 233,000 | $ 67,000 |
| Catawba County North Carolina | 4 | $ 890,000 | $ 222,000 | $ 97,000 |
| Moore County North Carolina | 4 | $ 473,000 | $ 118,000 | $ 54,000 |
| Randolph County North Carolina | 4 | $ 549,000 | $ 137,000 | $ 29,000 |
| Wayne County North Carolina | 4 | $ 412,000 | $ 103,000 | $ 49,000 |
| Cuyahoga County Ohio | 4 | $ 757,000 | $ 189,000 | $ 120,000 |
| Delaware County Ohio | 4 | $ 700,000 | $ 175,000 | $ 29,000 |
| Lake County Ohio | 4 | $ 588,000 | $ 147,000 | $ 53,000 |
| Montgomery County Ohio | 4 | $ 541,000 | $ 135,000 | $ 62,000 |
| Erie County Pennsylvania | 4 | $ 611,000 | $ 152,000 | $ 65,000 |
| Monroe County Pennsylvania | 4 | $ 974,000 | $ 243,000 | $ 58,000 |
| Westmoreland County Pennsylvania | 4 | $ 597,000 | $ 149,000 | $ 35,000 |
| Davidson County Tennessee | 4 | $ 768,000 | $ 192,000 | $ 70,000 |
| Bexar County Texas | 4 | $ 740,000 | $ 185,000 | $ 108,000 |
| Salt Lake County Utah | 4 | $ 748,000 | $ 187,000 | $ 74,000 |
| Albemarle County Virginia | 4 | $ 721,000 | $ 180,000 | $ 84,000 |
| Goochland County Virginia | 4 | $ 1,142,000 | $ 285,000 | $ 124,000 |
| Hampton County Virginia | 4 | $ 626,000 | $ 156,000 | $ 57,000 |
| Henrico County Virginia | 4 | $ 852,000 | $ 213,000 | $ 80,000 |
| Lynchburg County Virginia | 4 | $ 468,000 | $ 117,000 | $ 32,000 |
| Newport News County Virginia | 4 | $ 683,000 | $ 170,000 | $ 61,000 |
| New Haven County Connecticut | 3 | $ 755,000 | $ 251,000 | $ 97,000 |
| DuPage County Illinois | 3 | $ 732,000 | $ 244,000 | $ 72,000 |
| Calvert County Maryland | 3 | $ 1,232,000 | $ 410,000 | $ 42,000 |
| Cecil County Maryland | 3 | $ 754,000 | $ 251,000 | $ 0 |
| St. Mary's County Maryland | 3 | $ 892,000 | $ 297,000 | $ 46,000 |
| Newaygo County Michigan | 3 | $ 351,000 | $ 117,000 | $ 40,000 |
| Hillsborough County New Hampshire | 3 | $ 437,000 | $ 145,000 | $ 84,000 |
| Oneida County New York | 3 | $ 389,000 | $ 129,000 | $ 43,000 |
| Putnam County New York | 3 | $ 658,000 | $ 219,000 | $ 66,000 |
| Ulster County New York | 3 | $ 756,000 | $ 252,000 | $ 66,000 |
| Ashe County North Carolina | 3 | $ 368,000 | $ 122,000 | $ 87,000 |
| Cleveland County North Carolina | 3 | $ 419,000 | $ 139,000 | $ 48,000 |
| Dare County North Carolina | 3 | $ 842,000 | $ 280,000 | $ 111,000 |
| Granville County North Carolina | 3 | $ 446,000 | $ 148,000 | $ 62,000 |
| Hoke County North Carolina | 3 | $ 444,000 | $ 148,000 | $ 56,000 |
| Lee County North Carolina | 3 | $ 507,000 | $ 169,000 | $ 66,000 |
| Lincoln County North Carolina | 3 | $ 359,000 | $ 119,000 | $ 51,000 |
| Macon County North Carolina | 3 | $ 362,000 | $ 120,000 | $ 68,000 |
| Pender County North Carolina | 3 | $ 599,000 | $ 199,000 | $ 47,000 |
| Stanly County North Carolina | 3 | $ 249,000 | $ 83,000 | $ 58,000 |
| Surry County North Carolina | 3 | $ 251,000 | $ 83,000 | $ 62,000 |
| Columbiana County Ohio | 3 | $ 495,000 | $ 165,000 | $ 93,000 |
| Trumbull County Ohio | 3 | $ 590,000 | $ 196,000 | $ 65,000 |
| Cumberland County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 67,000 |
| York County Pennsylvania | 3 | $ 680,000 | $ 226,000 | $ 83,000 |
| Providence County Rhode Island | 3 | $ 425,000 | $ 141,000 | $ 55,000 |
| Anderson County South Carolina | 3 | $ 316,000 | $ 105,000 | $ 79,000 |
| York County South Carolina | 3 | $ 382,000 | $ 127,000 | $ 73,000 |
| Fort Bend County Texas | 3 | $ 542,000 | $ 180,000 | $ 131,000 |
| Tarrant County Texas | 3 | $ 502,000 | $ 167,000 | $ 80,000 |
| Travis County Texas | 3 | $ 584,000 | $ 194,000 | $ 54,000 |
| James City County Virginia | 3 | $ 712,000 | $ 237,000 | $ 119,000 |
| Orange County Virginia | 3 | $ 801,000 | $ 267,000 | $ 50,000 |
| Powhatan County Virginia | 3 | $ 876,000 | $ 292,000 | $ 34,000 |
| Roanoke City County Virginia | 3 | $ 628,000 | $ 209,000 | $ 56,000 |
| Baldwin County Alabama | 2 | $ 218,000 | $ 109,000 | $ 114,000 |
| San Diego County California | 2 | $ 95,000 | $ 47,000 | $ 100,000 |
| Larimer County Colorado | 2 | $ 428,000 | $ 214,000 | $ 63,000 |
| Hartford County Connecticut | 2 | $ 573,000 | $ 286,000 | $ 72,000 |
| Litchfield County Connecticut | 2 | $ 913,000 | $ 456,000 | $ 150,000 |
| Kent County Delaware | 2 | $ 337,000 | $ 168,000 | $ 49,000 |
| Sussex County Delaware | 2 | $ 327,000 | $ 163,000 | $ 67,000 |
| Bay County Florida | 2 | $ 398,000 | $ 199,000 | $ 55,000 |
| Marion County Florida | 2 | $ 262,000 | $ 131,000 | $ 119,000 |
| Miami-Dade County Florida | 2 | $ 306,000 | $ 153,000 | $ 82,000 |
| Osceola County Florida | 2 | $ 713,000 | $ 356,000 | $ 78,000 |
| Sarasota County Florida | 2 | $ 580,000 | $ 290,000 | $ 80,000 |
| Carroll County Georgia | 2 | $ 263,000 | $ 131,000 | $ 59,000 |
| Cherokee County Georgia | 2 | $ 316,000 | $ 158,000 | $ 72,000 |
| Henry County Georgia | 2 | $ 462,000 | $ 231,000 | $ 109,000 |
| Jackson County Georgia | 2 | $ 296,000 | $ 148,000 | $ 34,000 |
| Lowndes County Georgia | 2 | $ 253,000 | $ 126,000 | $ 50,000 |
| Morgan County Georgia | 2 | $ 434,000 | $ 217,000 | $ 77,000 |
| Richmond County Georgia | 2 | $ 407,000 | $ 203,000 | $ 148,000 |
| Honolulu County Hawaii | 2 | $ 297,000 | $ 148,000 | $ 180,000 |
| Jefferson County Kentucky | 2 | $ 264,000 | $ 132,000 | $ 69,000 |
| East Baton Rouge County Louisiana | 2 | $ 212,000 | $ 106,000 | $ 54,000 |
| Carroll County Maryland | 2 | $ 266,000 | $ 133,000 | $ 78,000 |
| Barnstable County Massachusetts | 2 | $ 609,000 | $ 304,000 | $ 68,000 |
| Essex County Massachusetts | 2 | $ 241,000 | $ 120,000 | $ 45,000 |
| Norfolk County Massachusetts | 2 | $ 540,000 | $ 270,000 | $ 100,000 |
| Douglas County Nebraska | 2 | $ 277,000 | $ 138,000 | $ 40,000 |
| Washoe County Nevada | 2 | $ 372,000 | $ 186,000 | $ 82,000 |
| Cumberland County New Jersey | 2 | $ 355,000 | $ 177,000 | $ 40,000 |
| Gloucester County New Jersey | 2 | $ 266,000 | $ 133,000 | $ 61,000 |
| Somerset County New Jersey | 2 | $ 608,000 | $ 304,000 | $ 0 |
| Sussex County New Jersey | 2 | $ 355,000 | $ 177,000 | $ 44,000 |
| Warren County New Jersey | 2 | $ 635,000 | $ 317,000 | $ 91,000 |
| Albany County New York | 2 | $ 415,000 | $ 207,000 | $ 65,000 |
| Columbia County New York | 2 | $ 189,000 | $ 94,000 | $ 77,000 |
| Dutchess County New York | 2 | $ 586,000 | $ 293,000 | $ 18,000 |
| New York County New York | 2 | $ 117,000 | $ 58,000 | $ 55,000 |
| Niagara County New York | 2 | $ 245,000 | $ 122,000 | $ 46,000 |
| Onondaga County New York | 2 | $ 75,000 | $ 37,000 | $ 71,000 |
| Rockland County New York | 2 | $ 656,000 | $ 328,000 | $ 0 |
| Caldwell County North Carolina | 2 | $ 294,000 | $ 147,000 | $ 52,000 |
| Camden County North Carolina | 2 | $ 598,000 | $ 299,000 | $ 89,000 |
| Caswell County North Carolina | 2 | $ 649,000 | $ 324,000 | $ 332,000 |
| Chatham County North Carolina | 2 | $ 434,000 | $ 217,000 | $ 68,000 |
| Columbus County North Carolina | 2 | $ 325,000 | $ 162,000 | $ 33,000 |
| Craven County North Carolina | 2 | $ 279,000 | $ 139,000 | $ 12,000 |
| Currituck County North Carolina | 2 | $ 394,000 | $ 197,000 | $ 59,000 |
| Duplin County North Carolina | 2 | $ 253,000 | $ 126,000 | $ 46,000 |
| Franklin County North Carolina | 2 | $ 201,000 | $ 100,000 | $ 64,000 |
| Henderson County North Carolina | 2 | $ 799,000 | $ 399,000 | $ 179,000 |
| Martin County North Carolina | 2 | $ 124,000 | $ 62,000 | $ 33,000 |
| Nash County North Carolina | 2 | $ 274,000 | $ 137,000 | $ 50,000 |
| Onslow County North Carolina | 2 | $ 142,000 | $ 71,000 | $ 58,000 |
| Pasquotank County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 63,000 |
| Person County North Carolina | 2 | $ 213,000 | $ 106,000 | $ 47,000 |
| Sampson County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 89,000 |
| Stokes County North Carolina | 2 | $ 453,000 | $ 226,000 | $ 70,000 |
| Geauga County Ohio | 2 | $ 508,000 | $ 254,000 | $ 79,000 |
| Lorain County Ohio | 2 | $ 377,000 | $ 188,000 | $ 65,000 |
| Sandusky County Ohio | 2 | $ 235,000 | $ 117,000 | $ 265,000 |
| Stark County Ohio | 2 | $ 223,000 | $ 111,000 | $ 61,000 |
| Warren County Ohio | 2 | $ 337,000 | $ 168,000 | $ 80,000 |
| Wayne County Ohio | 2 | $ 232,000 | $ 116,000 | $ 27,000 |
| Adams County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 70,000 |
| Luzerne County Pennsylvania | 2 | $ 406,000 | $ 203,000 | $ 36,000 |
| Schuylkill County Pennsylvania | 2 | $ 143,000 | $ 71,000 | $ 45,000 |
| Berkeley County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 113,000 |
| Chester County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| Williamsburg County South Carolina | 2 | $ 181,000 | $ 90,000 | $ 86,000 |
| Madison County Tennessee | 2 | $ 274,000 | $ 137,000 | $ 23,000 |
| Rutherford County Tennessee | 2 | $ 273,000 | $ 136,000 | $ 64,000 |
| Tipton County Tennessee | 2 | $ 254,000 | $ 127,000 | $ 35,000 |
| Galveston County Texas | 2 | $ 439,000 | $ 219,000 | $ 170,000 |
| Guadalupe County Texas | 2 | $ 362,000 | $ 181,000 | $ 35,000 |
| Van Zandt County Texas | 2 | $ 509,000 | $ 254,000 | $ 67,000 |
| Williamson County Texas | 2 | $ 258,000 | $ 129,000 | $ 30,000 |
| Davis County Utah | 2 | $ 522,000 | $ 261,000 | $ 72,000 |
| Weber County Utah | 2 | $ 266,000 | $ 133,000 | $ 52,000 |
| Bedford County Virginia | 2 | $ 349,000 | $ 174,000 | $ 77,000 |
| Bedford City County Virginia | 2 | $ 359,000 | $ 179,000 | $ 63,000 |
| Botetourt County Virginia | 2 | $ 378,000 | $ 189,000 | $ 0 |
| Greene County Virginia | 2 | $ 628,000 | $ 314,000 | $ 120,000 |
| Harrisonburg County Virginia | 2 | $ 285,000 | $ 142,000 | $ 96,000 |
| Manassas County Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 68,000 |
| Montgomery County Virginia | 2 | $ 433,000 | $ 216,000 | $ 210,000 |
| Rockingham County Virginia | 2 | $ 335,000 | $ 167,000 | $ 61,000 |
| Salem County Virginia | 2 | $ 344,000 | $ 172,000 | $ 64,000 |
| Shenandoah County Virginia | 2 | $ 502,000 | $ 251,000 | $ 116,000 |
| Staunton County Virginia | 2 | $ 245,000 | $ 122,000 | $ 69,000 |
| Warren County Virginia | 2 | $ 644,000 | $ 322,000 | $ 136,000 |
| Lauderdale County Alabama | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Cochise County Arizona | 1 | $ 370,000 | $ 370,000 | $ 113,000 |
| Pima County Arizona | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 228,000 | $ 228,000 | $ 48,000 |
| Sacramento County California | 1 | $ 239,000 | $ 239,000 | $ 68,000 |
| San Mateo County California | 1 | $ 493,000 | $ 493,000 | $ 104,000 |
| Tulare County California | 1 | $ 272,000 | $ 272,000 | $ 101,000 |
| Arapahoe County Colorado | 1 | $ 214,000 | $ 214,000 | $ 102,000 |
| Delta County Colorado | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
| Douglas County Colorado | 1 | $ 333,000 | $ 333,000 | $ 96,000 |
| Grand County Colorado | 1 | $ 178,000 | $ 178,000 | $ 48,000 |
| Jefferson County Colorado | 1 | $ 333,000 | $ 333,000 | $ 85,000 |
| New Castle County Delaware | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Brevard County Florida | 1 | $ 168,000 | $ 168,000 | $ 35,000 |
| Citrus County Florida | 1 | $ 141,000 | $ 141,000 | $ 104,000 |
| Clay County Florida | 1 | $ 414,000 | $ 414,000 | $ 114,000 |
| Collier County Florida | 1 | $ 724,000 | $ 724,000 | $ 307,000 |
| Hernando County Florida | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Indian River County Florida | 1 | $ 314,000 | $ 314,000 | $ 207,000 |
| Leon County Florida | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Manatee County Florida | 1 | $ 134,000 | $ 134,000 | $ 26,000 |
| Orange County Florida | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Palm Beach County Florida | 1 | $ 1,900,000 | $ 1,900,000 | $ 582,000 |
| St. Johns County Florida | 1 | $ 676,000 | $ 676,000 | $ 210,000 |
| Volusia County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Wakulla County Florida | 1 | $ 400,000 | $ 400,000 | $ 150,000 |
| Walton County Florida | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| Barrow County Georgia | 1 | $ 119,000 | $ 119,000 | $ 48,000 |
| Clarke County Georgia | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Clayton County Georgia | 1 | $ 154,000 | $ 154,000 | $ 38,000 |
| Effingham County Georgia | 1 | $ 202,000 | $ 202,000 | $ 132,000 |
| Elbert County Georgia | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Fayette County Georgia | 1 | $ 310,000 | $ 310,000 | $ 95,000 |
| Gordon County Georgia | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| Hart County Georgia | 1 | $ 87,000 | $ 87,000 | $ 24,000 |
| Lincoln County Georgia | 1 | $ 180,000 | $ 180,000 | $ 137,000 |
| Muscogee County Georgia | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Newton County Georgia | 1 | $ 257,000 | $ 257,000 | $ 73,000 |
| Pierce County Georgia | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Polk County Georgia | 1 | $ 102,000 | $ 102,000 | $ 25,000 |
| Rockdale County Georgia | 1 | $ 439,000 | $ 439,000 | $ 142,000 |
| Seminole County Georgia | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Spalding County Georgia | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Troup County Georgia | 1 | $ 156,000 | $ 156,000 | $ 39,000 |
| Ware County Georgia | 1 | $ 197,000 | $ 197,000 | $ 76,000 |
| Hawaii County Hawaii | 1 | $ 280,000 | $ 280,000 | $ 80,000 |
| Ada County Idaho | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Canyon County Idaho | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Kootenai County Idaho | 1 | $ 326,000 | $ 326,000 | $ 108,000 |
| Twin Falls County Idaho | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Cook County Illinois | 1 | $ 241,000 | $ 241,000 | $ 180,000 |
| Lake County Illinois | 1 | $ 158,000 | $ 158,000 | $ 52,000 |
| LaSalle County Illinois | 1 | $ 247,000 | $ 247,000 | $ 140,000 |
| Winnebago County Illinois | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Parke County Indiana | 1 | $ 81,000 | $ 81,000 | $ 63,000 |
| Dallas County Iowa | 1 | $ 182,000 | $ 182,000 | $ 55,000 |
| Lee County Iowa | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Polk County Iowa | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Floyd County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
| Caddo County Louisiana | 1 | $ 183,000 | $ 183,000 | $ 58,000 |
| Calcasieu County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| Jefferson County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 61,000 |
| Lafayette County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| St. Tammany County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Vermilion County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
| Caroline County Maryland | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Dorchester County Maryland | 1 | $ 130,000 | $ 130,000 | $ 10,000 |
| Somerset County Maryland | 1 | $ 148,000 | $ 148,000 | $ 28,000 |
| Wicomico County Maryland | 1 | $ 160,000 | $ 160,000 | $ 30,000 |
| Hampshire County Massachusetts | 1 | $ 148,000 | $ 148,000 | $ 39,000 |
| Middlesex County Massachusetts | 1 | $ 213,000 | $ 213,000 | $ 72,000 |
| Plymouth County Massachusetts | 1 | $ 262,000 | $ 262,000 | $ 52,000 |
| Worcester County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 144,000 |
| Calhoun County Michigan | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Ingham County Michigan | 1 | $ 280,000 | $ 280,000 | $ 164,000 |
| Wayne County Michigan | 1 | $ 110,000 | $ 110,000 | $ 304,000 |
| Sarpy County Nebraska | 1 | $ 114,000 | $ 114,000 | $ 96,000 |
| Strafford County New Hampshire | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Hunterdon County New Jersey | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Salem County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Madison County New York | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Montgomery County New York | 1 | $ 73,000 | $ 73,000 | $ 19,000 |
| Rensselaer County New York | 1 | $ 144,000 | $ 144,000 | $ 96,000 |
| Tioga County New York | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| Anson County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 78,000 |
| Beaufort County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Cherokee County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| Clay County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 125,000 |
| Halifax County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 42,000 |
| Haywood County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Jackson County North Carolina | 1 | $ 677,000 | $ 677,000 | $ 180,000 |
| Lenoir County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 69,000 |
| McDowell County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 55,000 |
| Montgomery County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 55,000 |
| Orange County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 22,000 |
| Rockingham County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Tyrrell County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 60,000 |
| Watauga County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Brown County Ohio | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Clermont County Ohio | 1 | $ 168,000 | $ 168,000 | $ 98,000 |
| Erie County Ohio | 1 | $ 140,000 | $ 140,000 | $ 144,000 |
| Fairfield County Ohio | 1 | $ 179,000 | $ 179,000 | $ 73,000 |
| Fayette County Ohio | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Hancock County Ohio | 1 | $ 117,000 | $ 117,000 | $ 104,000 |
| Jackson County Ohio | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Lawrence County Ohio | 1 | $ 230,000 | $ 230,000 | $ 98,000 |
| Licking County Ohio | 1 | $ 133,000 | $ 133,000 | $ 73,000 |
| Madison County Ohio | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Mahoning County Ohio | 1 | $ 121,000 | $ 121,000 | $ 72,000 |
| Pickaway County Ohio | 1 | $ 147,000 | $ 147,000 | $ 81,000 |
| Scioto County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Williams County Ohio | 1 | $ 200,000 | $ 200,000 | $ 29,000 |
| Wood County Ohio | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Bryan County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Cleveland County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 69,000 |
| Tulsa County Oklahoma | 1 | $ 156,000 | $ 156,000 | $ 34,000 |
| Tillamook County Oregon | 1 | $ 218,000 | $ 218,000 | $ 80,000 |
| Washington County Oregon | 1 | $ 155,000 | $ 155,000 | $ 21,000 |
| Beaver County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Butler County Pennsylvania | 1 | $ 298,000 | $ 298,000 | $ 78,000 |
| Franklin County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 30,000 |
| Lackawanna County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| Northampton County Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 60,000 |
| Pike County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Wayne County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Clarendon County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 189,000 | $ 189,000 | $ 47,000 |
| Edgefield County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 85,000 |
| Fairfield County South Carolina | 1 | $ 520,000 | $ 520,000 | $ 77,000 |
| Florence County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Greenwood County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 32,000 |
| Kershaw County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
| Laurens County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Lexington County South Carolina | 1 | $ 156,000 | $ 156,000 | $ 183,000 |
| Marion County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Orangeburg County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 32,000 |
| Spartanburg County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Bedford County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 25,000 |
| Bradley County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 17,000 |
| Dyer County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 107,000 |
| Greene County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 30,000 |
| Hamblen County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Hamilton County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Meigs County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 62,000 |
| Montgomery County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Sullivan County Tennessee | 1 | $ 263,000 | $ 263,000 | $ 104,000 |
| Weakley County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Wilson County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 17,000 |
| Collin County Texas | 1 | $ 191,000 | $ 191,000 | $ 286,000 |
| Cottle County Texas | 1 | $ 160,000 | $ 160,000 | $ 125,000 |
| Dallas County Texas | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Denton County Texas | 1 | $ 108,000 | $ 108,000 | $ 68,000 |
| El Paso County Texas | 1 | $ 139,000 | $ 139,000 | $ 126,000 |
| Ellis County Texas | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Hill County Texas | 1 | $ 133,000 | $ 133,000 | $ 43,000 |
| Liberty County Texas | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Montgomery County Texas | 1 | $ 203,000 | $ 203,000 | $ 102,000 |
| Taylor County Texas | 1 | $ 124,000 | $ 124,000 | $ 99,000 |
| Essex County Vermont | 1 | $ 174,000 | $ 174,000 | $ 50,000 |
| Windham County Vermont | 1 | $ 160,000 | $ 160,000 | $ 225,000 |
| Amelia County Virginia | 1 | $ 131,000 | $ 131,000 | $ 29,000 |
| Arlington County Virginia | 1 | $ 620,000 | $ 620,000 | $ 191,000 |
| Augusta County Virginia | 1 | $ 226,000 | $ 226,000 | $ 39,000 |
| Buchanan County Virginia | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Campbell County Virginia | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Caroline County Virginia | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Colonial Heights County Virginia | 1 | $ 152,000 | $ 152,000 | $ 28,000 |
| Danville County Virginia | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Fairfax City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Franklin County Virginia | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Fredericksburg County Virginia | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Gloucester County Virginia | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| King William County Virginia | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Lancaster County Virginia | 1 | $ 34,000 | $ 34,000 | $ 80,000 |
| Madison County Virginia | 1 | $ 260,000 | $ 260,000 | $ 111,000 |
| Manassas Park County Virginia | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Mathews County Virginia | 1 | $ 417,000 | $ 417,000 | $ 258,000 |
| Page County Virginia | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Patrick County Virginia | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
| Pulaski County Virginia | 1 | $ 84,000 | $ 84,000 | $ 27,000 |
| Rappahannock County Virginia | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Richmond City County Virginia | 1 | $ 129,000 | $ 129,000 | $ 19,000 |
| Wise County Virginia | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| King County Washington | 1 | $ 573,000 | $ 573,000 | $ 110,000 |
| Grant County West Virginia | 1 | $ 241,000 | $ 241,000 | $ 94,000 |
| Monroe County West Virginia | 1 | $ 213,000 | $ 213,000 | $ 61,000 |
| Brown County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Kenosha County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 109,000 |
| Goshen County Wyoming | 1 | $ 93,000 | $ 93,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Beach First National Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,527 | $379,654,000 | $248,000 | $4,564,000 | $77,000 | $1,560,000 |
| Home Purchase | 651 | $153,111,000 | $235,000 | $2,000,000 | $112,000 | $1,330,000 |
| Home Improvement | 14 | $3,721,000 | $265,000 | $1,500,000 | $205,000 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,147 | $275,334,000 | $240,000 | $1,936,000 | $110,000 | $1,330,000 |
| Not Provided | 645 | $157,621,000 | $244,000 | $1,500,000 | $59,000 | $1,560,000 |
| Black or African American | 268 | $59,815,000 | $223,000 | $940,000 | $79,000 | $451,000 |
| Hispanic | 64 | $15,988,000 | $249,000 | $1,387,000 | $76,000 | $300,000 |
| Asian | 32 | $8,515,000 | $266,000 | $585,000 | $78,000 | $280,000 |
| Not applicable | 29 | $17,757,000 | $612,000 | $4,564,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $809,000 | $202,000 | $326,000 | $118,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $647,000 | $215,000 | $280,000 | $66,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,142 | $526,958,000 | $246,000 | $4,564,000 | $88,000 | $1,560,000 |
| FHA-insured (Federal Housing Administration) | 36 | $6,325,000 | $175,000 | $303,000 | $60,000 | $124,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,942,000 | $226,000 | $405,000 | $85,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $261,000 | $261,000 | $261,000 | $166,000 | $166,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 933 | $238,117,000 | $255,000 | $4,564,000 | $111,000 | $1,188,000 |
| Application Withdrawn By Applicant | 808 | $192,988,000 | $238,000 | $1,936,000 | $76,000 | $1,560,000 |
| Application Denied By Financial Institution | 415 | $96,604,000 | $232,000 | $1,306,000 | $58,000 | $1,300,000 |
| Application Approved But Not Accepted | 36 | $8,777,000 | $243,000 | $590,000 | $110,000 | $420,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 261 | $57,824,000 | $221,000 | $719,000 | $55,000 | $1,300,000 |
| Debt-To-Income Ratio | 50 | $11,499,000 | $229,000 | $735,000 | $50,000 | $135,000 |
| Other | 48 | $12,105,000 | $252,000 | $751,000 | $66,000 | $407,000 |
| Collateral | 36 | $9,949,000 | $276,000 | $1,306,000 | $71,000 | $242,000 |
| Unverifiable Information | 6 | $2,229,000 | $371,000 | $500,000 | $127,000 | $185,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,069,000 | $178,000 | $383,000 | $88,000 | $308,000 |
| Employment History | 5 | $1,245,000 | $249,000 | $500,000 | $24,000 | $96,000 |
| Credit Application Incomplete | 3 | $684,000 | $228,000 | $456,000 | $64,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beach First National Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beach First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.