Beal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Beal Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Beal Bank 6000 Legacy Drive Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 652 |
| Total Mortgage Loan Application Amount | $84,737,000 |
| Average Mortgage Loan Application Amount | $436,354 |
| Highest Mortgage Loan Application Amount | $14,186,000 |
| Average Applicant Income | $20 |
| Highest Applicant Income | $73,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Beal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Beal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Beal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Beal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Beal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Beal Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 283 | $ 24,111,000 | $ 85,000 | $ 0 |
| Fort Bend County Texas | 59 | $ 6,735,000 | $ 114,000 | $ 0 |
| El Paso County Texas | 51 | $ 3,593,000 | $ 70,000 | $ 0 |
| Montgomery County Texas | 17 | $ 2,479,000 | $ 145,000 | $ 0 |
| Los Angeles County California | 16 | $ 1,492,000 | $ 93,000 | $ 0 |
| Dallas County Texas | 12 | $ 937,000 | $ 78,000 | $ 0 |
| Galveston County Texas | 10 | $ 2,410,000 | $ 241,000 | $ 0 |
| Kern County California | 9 | $ 374,000 | $ 41,000 | $ 0 |
| Tarrant County Texas | 9 | $ 414,000 | $ 46,000 | $ 0 |
| Brazoria County Texas | 8 | $ 1,203,000 | $ 150,000 | $ 0 |
| Jefferson County Texas | 7 | $ 385,000 | $ 55,000 | $ 0 |
| St. Louis County Missouri | 6 | $ 174,000 | $ 29,000 | $ 0 |
| San Bernardino County California | 5 | $ 328,000 | $ 65,000 | $ 0 |
| Cook County Illinois | 5 | $ 227,000 | $ 45,000 | $ 0 |
| Collin County Texas | 5 | $ 477,000 | $ 95,000 | $ 0 |
| King County Washington | 5 | $ 356,000 | $ 71,000 | $ 0 |
| Liberty County Texas | 4 | $ 246,000 | $ 61,000 | $ 0 |
| Butte County California | 3 | $ 268,000 | $ 89,000 | $ 0 |
| Orange County California | 3 | $ 386,000 | $ 128,000 | $ 0 |
| Riverside County California | 3 | $ 2,539,000 | $ 846,000 | $ 0 |
| San Diego County California | 3 | $ 191,000 | $ 63,000 | $ 0 |
| Wayne County Michigan | 3 | $ 63,000 | $ 21,000 | $ 0 |
| Jackson County Missouri | 3 | $ 69,000 | $ 23,000 | $ 0 |
| Philadelphia County Pennsylvania | 3 | $ 87,000 | $ 29,000 | $ 0 |
| Denton County Texas | 3 | $ 321,000 | $ 107,000 | $ 0 |
| Jasper County Texas | 3 | $ 217,000 | $ 72,000 | $ 0 |
| Polk County Texas | 3 | $ 176,000 | $ 58,000 | $ 0 |
| Maricopa County Arizona | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Fresno County California | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Sacramento County California | 2 | $ 117,000 | $ 58,000 | $ 0 |
| Tulare County California | 2 | $ 151,000 | $ 75,000 | $ 0 |
| Broward County Florida | 2 | $ 147,000 | $ 73,000 | $ 0 |
| Wyandotte County Kansas | 2 | $ 43,000 | $ 21,000 | $ 0 |
| Ramsey County Minnesota | 2 | $ 86,000 | $ 43,000 | $ 0 |
| Greene County Missouri | 2 | $ 49,000 | $ 24,000 | $ 0 |
| St. Louis City County Missouri | 2 | $ 46,000 | $ 23,000 | $ 0 |
| Clark County Nevada | 2 | $ 183,000 | $ 91,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 42,000 | $ 21,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 35,000 | $ 17,000 | $ 0 |
| Westmoreland County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Bexar County Texas | 2 | $ 159,000 | $ 79,000 | $ 0 |
| Johnson County Texas | 2 | $ 133,000 | $ 66,000 | $ 0 |
| Orange County Texas | 2 | $ 158,000 | $ 79,000 | $ 0 |
| Waller County Texas | 2 | $ 76,000 | $ 38,000 | $ 0 |
| Wharton County Texas | 2 | $ 63,000 | $ 31,000 | $ 0 |
| Williamson County Texas | 2 | $ 169,000 | $ 84,000 | $ 0 |
| Colbert County Alabama | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Amador County California | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Lake County California | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Merced County California | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Nevada County California | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Placer County California | 1 | $ 98,000 | $ 98,000 | $ 0 |
| San Joaquin County California | 1 | $ 604,000 | $ 604,000 | $ 0 |
| Santa Barbara County California | 1 | $ 10,000,000 | $ 10,000,000 | $ 0 |
| Stanislaus County California | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Adams County Colorado | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Lake County Florida | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 14,186,000 | $ 14,186,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Fulton County Georgia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Walton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Cassia County Idaho | 1 | $ 41,000 | $ 41,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Allen County Indiana | 1 | $ 1,908,000 | $ 1,908,000 | $ 0 |
| Marion County Indiana | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 1,048,000 | $ 1,048,000 | $ 0 |
| Washington County Louisiana | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Harford County Maryland | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Mecosta County Michigan | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Monroe County Michigan | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Oakland County Michigan | 1 | $ 170,000 | $ 170,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Adair County Missouri | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Lyon County Nevada | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 74,000 | $ 74,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Kings County New York | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Crawford County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Greene County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Austin County Texas | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Bowie County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Brazos County Texas | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Burleson County Texas | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Colorado County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Comal County Texas | 1 | $ 69,000 | $ 69,000 | $ 0 |
| DeWitt County Texas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Freestone County Texas | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Hardin County Texas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Houston County Texas | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Kaufman County Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Kerr County Texas | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Matagorda County Texas | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Navarro County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Nueces County Texas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Randall County Texas | 1 | $ 88,000 | $ 88,000 | $ 73,000 |
| Rockwall County Texas | 1 | $ 98,000 | $ 98,000 | $ 0 |
| San Jacinto County Texas | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Washington County Texas | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Box Elder County Utah | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Benton County Washington | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Okanogan County Washington | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Snohomish County Washington | 1 | $ 379,000 | $ 379,000 | $ 0 |
Mortgage Loan Application Detail Totals for Beal Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 585 | $51,028,000 | $53,130 | $2,432,000 | $43 | $73,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 56 | $15,259,000 | $117,937 | $10,000,000 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 8 | $18,307,000 | $2,948,833 | $14,186,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 3 | $143,000 | $47,666 | $94,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 650 | $74,649,000 | $241,357 | $14,186,000 | $0 | $0 |
| White | 2 | $10,088,000 | $5,044,000 | $10,000,000 | $36,500 | $73,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian or Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Information not provided by applicant in mail or telephone application | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 649 | $84,384,000 | $373,464 | $14,186,000 | $35 | $73,000 |
| FHA-insured (Federal Housing Administration) | 3 | $353,000 | $139,500 | $206,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 649 | $73,601,000 | $223,035 | $14,186,000 | $0 | $0 |
| Loan Originated | 3 | $11,136,000 | $3,712,000 | $10,000,000 | $24,333 | $73,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beal Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.