Bell Home Loans, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Bell Home Loans, Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bell Home Loans, Inc 12360 Northeast 8Th Street Ste 200 Bellevue, WA 98005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 508 |
| Total Mortgage Loan Application Amount | $125,578,000 |
| Average Mortgage Loan Application Amount | $234,416 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $104,333 |
| Highest Applicant Income | $1,163,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Bell Home Loans, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bell Home Loans, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Bell Home Loans, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bell Home Loans, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Bell Home Loans, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bell Home Loans, Inc's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 111 | $ 17,571,000 | $ 158,000 | $ 76,000 |
| SANTA ROSA-PETALUMA, CA | 61 | $ 22,071,000 | $ 361,000 | $ 123,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 58 | $ 14,278,000 | $ 246,000 | $ 100,000 |
| LAS VEGAS-PARADISE, NV | 36 | $ 8,269,000 | $ 229,000 | $ 101,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 31 | $ 9,250,000 | $ 298,000 | $ 93,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 19 | $ 4,885,000 | $ 257,000 | $ 92,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 17 | $ 5,995,000 | $ 352,000 | $ 113,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 15 | $ 6,213,000 | $ 414,000 | $ 86,000 |
| BAKERSFIELD, CA | 13 | $ 1,882,000 | $ 144,000 | $ 42,000 |
| TACOMA, WA | 13 | $ 2,189,000 | $ 168,000 | $ 64,000 |
| VALLEJO-FAIRFIELD, CA | 11 | $ 3,659,000 | $ 332,000 | $ 63,000 |
| STOCKTON, CA | 10 | $ 2,546,000 | $ 254,000 | $ 64,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 9 | $ 2,548,000 | $ 283,000 | $ 87,000 |
| RENO-SPARKS, NV | 8 | $ 2,559,000 | $ 319,000 | $ 78,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 8 | $ 2,213,000 | $ 276,000 | $ 72,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 7 | $ 2,145,000 | $ 306,000 | $ 72,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 964,000 | $ 160,000 | $ 93,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 6 | $ 1,408,000 | $ 234,000 | $ 85,000 |
| FRESNO, CA | 4 | $ 770,000 | $ 192,000 | $ 43,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 2,402,000 | $ 600,000 | $ 108,000 |
| TUCSON, AZ | 4 | $ 727,000 | $ 181,000 | $ 80,000 |
| BELLINGHAM, WA | 3 | $ 499,000 | $ 166,000 | $ 69,000 |
| NAPA, CA | 3 | $ 685,000 | $ 228,000 | $ 153,000 |
| REDDING, CA | 3 | $ 298,000 | $ 99,000 | $ 44,000 |
| SALEM, OR | 3 | $ 280,000 | $ 93,000 | $ 73,000 |
| BUFFALO-NIAGARA FALLS, NY | 2 | $ 608,000 | $ 304,000 | $ 293,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 2 | $ 187,000 | $ 93,000 | $ 90,000 |
| MERCED, CA | 2 | $ 719,000 | $ 359,000 | $ 138,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 550,000 | $ 275,000 | $ 156,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 224,000 | $ 112,000 | $ 75,000 |
| CHICO, CA | 1 | $ 386,000 | $ 386,000 | $ 156,000 |
| COLORADO SPRINGS, CO | 1 | $ 141,000 | $ 141,000 | $ 57,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 214,000 | $ 214,000 | $ 70,000 |
| MODESTO, CA | 1 | $ 360,000 | $ 360,000 | $ 62,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 584,000 | $ 584,000 | $ 253,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 396,000 | $ 396,000 | $ 96,000 |
| SPOKANE, WA | 1 | $ 123,000 | $ 123,000 | $ 30,000 |
| WENATCHEE, WA | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| YUBA CITY, CA | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Bell Home Loans, Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 369 | $92,731,000 | $204,833 | $1,500,000 | $74,000 | $1,163,000 |
| Home Purchase | 139 | $32,847,000 | $264,000 | $1,148,000 | $134,666 | $447,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 389 | $94,043,000 | $222,285 | $1,500,000 | $113,428 | $1,163,000 |
| Not Provided | 52 | $17,265,000 | $254,000 | $859,000 | $86,666 | $530,000 |
| Hispanic | 35 | $6,622,000 | $179,000 | $594,000 | $65,750 | $238,000 |
| Asian | 19 | $3,851,000 | $224,750 | $394,000 | $58,500 | $192,000 |
| Black or African American | 7 | $1,749,000 | $240,000 | $540,000 | $78,000 | $274,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,048,000 | $316,666 | $550,000 | $92,333 | $211,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 508 | $125,578,000 | $221,714 | $1,500,000 | $110,571 | $1,163,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 421 | $103,151,000 | $202,166 | $1,500,000 | $74,166 | $1,163,000 |
| Application Withdrawn By Applicant | 54 | $14,755,000 | $293,000 | $800,000 | $105,000 | $530,000 |
| Application Approved But Not Accepted | 15 | $3,925,000 | $293,000 | $589,000 | $146,400 | $293,000 |
| Application Denied By Financial Institution | 13 | $2,834,000 | $207,666 | $576,000 | $116,000 | $221,000 |
| Loan Purchased By The Institution | 5 | $913,000 | $219,000 | $401,000 | $88,000 | $172,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 6 | $868,000 | $144,500 | $229,000 | $92,000 | $221,000 |
| Debt-To-Income Ratio | 5 | $1,478,000 | $275,500 | $576,000 | $122,000 | $211,000 |
| Collateral | 1 | $126,000 | $126,000 | $126,000 | $180,000 | $180,000 |
| Credit History | 1 | $362,000 | $362,000 | $362,000 | $55,000 | $55,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bell Home Loans, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bell Home Loans, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.