Benchmark Lending Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Benchmark Lending Group, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Benchmark Lending Group, Inc. 120 Stony Point Road, Suite 210 Santa Rosa, CA 95401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,605 |
| Total Mortgage Loan Application Amount | $763,764,000 |
| Average Mortgage Loan Application Amount | $293,000 |
| Highest Mortgage Loan Application Amount | $3,250,000 |
| Average Applicant Income | $118,000 |
| Highest Applicant Income | $960,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Benchmark Lending Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Benchmark Lending Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Benchmark Lending Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Benchmark Lending Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Benchmark Lending Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Benchmark Lending Group, Inc.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 433 | $ 133,614,000 | $ 308,000 | $ 115,000 |
| San Bernardino County California | 215 | $ 53,516,000 | $ 248,000 | $ 90,000 |
| Riverside County California | 196 | $ 55,471,000 | $ 283,000 | $ 103,000 |
| Sonoma County California | 159 | $ 53,352,000 | $ 335,000 | $ 121,000 |
| Orange County California | 150 | $ 50,961,000 | $ 339,000 | $ 120,000 |
| King County Washington | 142 | $ 31,822,000 | $ 224,000 | $ 82,000 |
| Pierce County Washington | 115 | $ 22,256,000 | $ 193,000 | $ 84,000 |
| Contra Costa County California | 87 | $ 30,652,000 | $ 352,000 | $ 120,000 |
| Sacramento County California | 85 | $ 19,951,000 | $ 234,000 | $ 92,000 |
| Santa Clara County California | 83 | $ 28,882,000 | $ 347,000 | $ 139,000 |
| Alameda County California | 76 | $ 27,297,000 | $ 359,000 | $ 116,000 |
| Snohomish County Washington | 74 | $ 17,422,000 | $ 235,000 | $ 92,000 |
| San Diego County California | 71 | $ 24,966,000 | $ 351,000 | $ 120,000 |
| Solano County California | 60 | $ 19,034,000 | $ 317,000 | $ 105,000 |
| San Joaquin County California | 49 | $ 15,369,000 | $ 313,000 | $ 110,000 |
| Ventura County California | 42 | $ 14,015,000 | $ 333,000 | $ 107,000 |
| Placer County California | 32 | $ 11,849,000 | $ 370,000 | $ 100,000 |
| San Mateo County California | 30 | $ 14,324,000 | $ 477,000 | $ 202,000 |
| Stanislaus County California | 29 | $ 8,415,000 | $ 290,000 | $ 89,000 |
| Kern County California | 28 | $ 4,843,000 | $ 172,000 | $ 84,000 |
| Marin County California | 27 | $ 11,917,000 | $ 441,000 | $ 153,000 |
| Monterey County California | 26 | $ 8,550,000 | $ 328,000 | $ 154,000 |
| Lake County California | 22 | $ 5,190,000 | $ 235,000 | $ 83,000 |
| Kitsap County Washington | 19 | $ 3,773,000 | $ 198,000 | $ 73,000 |
| Thurston County Washington | 18 | $ 3,232,000 | $ 179,000 | $ 62,000 |
| Mendocino County California | 17 | $ 4,596,000 | $ 270,000 | $ 93,000 |
| San Francisco County California | 17 | $ 6,624,000 | $ 389,000 | $ 116,000 |
| Island County Washington | 15 | $ 3,111,000 | $ 207,000 | $ 72,000 |
| Skagit County Washington | 15 | $ 3,358,000 | $ 223,000 | $ 121,000 |
| Maricopa County Arizona | 13 | $ 3,223,000 | $ 247,000 | $ 115,000 |
| Napa County California | 11 | $ 3,830,000 | $ 348,000 | $ 94,000 |
| Santa Cruz County California | 11 | $ 4,480,000 | $ 407,000 | $ 159,000 |
| Broward County Florida | 11 | $ 2,156,000 | $ 196,000 | $ 99,000 |
| Fresno County California | 10 | $ 3,004,000 | $ 300,000 | $ 76,000 |
| Pima County Arizona | 9 | $ 1,664,000 | $ 184,000 | $ 214,000 |
| El Dorado County California | 9 | $ 3,192,000 | $ 354,000 | $ 124,000 |
| Merced County California | 9 | $ 2,349,000 | $ 261,000 | $ 94,000 |
| Yuba County California | 8 | $ 1,873,000 | $ 234,000 | $ 88,000 |
| Spokane County Washington | 8 | $ 863,000 | $ 107,000 | $ 153,000 |
| San Luis Obispo County California | 7 | $ 3,347,000 | $ 478,000 | $ 134,000 |
| Butte County California | 6 | $ 1,481,000 | $ 246,000 | $ 82,000 |
| Hawaii County Hawaii | 6 | $ 1,380,000 | $ 230,000 | $ 208,000 |
| Mason County Washington | 6 | $ 787,000 | $ 131,000 | $ 45,000 |
| Calaveras County California | 5 | $ 1,503,000 | $ 300,000 | $ 69,000 |
| Madera County California | 5 | $ 1,056,000 | $ 211,000 | $ 76,000 |
| Tuolumne County California | 5 | $ 1,330,000 | $ 266,000 | $ 109,000 |
| Whatcom County Washington | 5 | $ 1,124,000 | $ 224,000 | $ 75,000 |
| Amador County California | 4 | $ 949,000 | $ 237,000 | $ 38,000 |
| Imperial County California | 4 | $ 632,000 | $ 158,000 | $ 77,000 |
| Nevada County California | 4 | $ 980,000 | $ 245,000 | $ 75,000 |
| Plumas County California | 4 | $ 650,000 | $ 162,000 | $ 75,000 |
| Shasta County California | 4 | $ 1,162,000 | $ 290,000 | $ 88,000 |
| Sutter County California | 4 | $ 658,000 | $ 164,000 | $ 135,000 |
| Yolo County California | 4 | $ 1,251,000 | $ 312,000 | $ 143,000 |
| Honolulu County Hawaii | 4 | $ 7,580,000 | $ 1,895,000 | $ 381,000 |
| Maui County Hawaii | 4 | $ 2,893,000 | $ 723,000 | $ 343,000 |
| Lewis County Washington | 4 | $ 480,000 | $ 120,000 | $ 32,000 |
| Mohave County Arizona | 3 | $ 420,000 | $ 140,000 | $ 63,000 |
| Colusa County California | 3 | $ 625,000 | $ 208,000 | $ 48,000 |
| Kings County California | 3 | $ 436,000 | $ 145,000 | $ 175,000 |
| San Benito County California | 3 | $ 881,000 | $ 293,000 | $ 95,000 |
| Tulare County California | 3 | $ 535,000 | $ 178,000 | $ 73,000 |
| Denver County Colorado | 3 | $ 435,000 | $ 145,000 | $ 114,000 |
| Lee County Florida | 3 | $ 531,000 | $ 177,000 | $ 233,000 |
| Clark County Washington | 3 | $ 423,000 | $ 141,000 | $ 181,000 |
| Kittitas County Washington | 3 | $ 571,000 | $ 190,000 | $ 163,000 |
| Mariposa County California | 2 | $ 777,000 | $ 388,000 | $ 99,000 |
| Mono County California | 2 | $ 285,000 | $ 142,000 | $ 180,000 |
| Santa Barbara County California | 2 | $ 708,000 | $ 354,000 | $ 71,000 |
| Boulder County Colorado | 2 | $ 252,000 | $ 126,000 | $ 82,000 |
| Collier County Florida | 2 | $ 378,000 | $ 189,000 | $ 80,000 |
| Volusia County Florida | 2 | $ 471,000 | $ 235,000 | $ 109,000 |
| Deschutes County Oregon | 2 | $ 472,000 | $ 236,000 | $ 65,000 |
| Clallam County Washington | 2 | $ 511,000 | $ 255,000 | $ 81,000 |
| Grant County Washington | 2 | $ 176,000 | $ 88,000 | $ 76,000 |
| Grays Harbor County Washington | 2 | $ 294,000 | $ 147,000 | $ 41,000 |
| Pacific County Washington | 2 | $ 400,000 | $ 200,000 | $ 449,000 |
| Humboldt County California | 1 | $ 517,000 | $ 517,000 | $ 102,000 |
| Inyo County California | 1 | $ 291,000 | $ 291,000 | $ 120,000 |
| Adams County Colorado | 1 | $ 196,000 | $ 196,000 | $ 98,000 |
| Douglas County Colorado | 1 | $ 260,000 | $ 260,000 | $ 0 |
| El Paso County Colorado | 1 | $ 176,000 | $ 176,000 | $ 123,000 |
| Duval County Florida | 1 | $ 208,000 | $ 208,000 | $ 129,000 |
| Hillsborough County Florida | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Marion County Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Orange County Florida | 1 | $ 137,000 | $ 137,000 | $ 104,000 |
| Palm Beach County Florida | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Blaine County Idaho | 1 | $ 276,000 | $ 276,000 | $ 136,000 |
| Cook County Illinois | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Lake County Illinois | 1 | $ 633,000 | $ 633,000 | $ 164,000 |
| Muskegon County Michigan | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 95,000 |
| Olmsted County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 144,000 |
| Jackson County Missouri | 1 | $ 130,000 | $ 130,000 | $ 74,000 |
| Webster County Missouri | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Flathead County Montana | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Gallatin County Montana | 1 | $ 255,000 | $ 255,000 | $ 39,000 |
| Clark County Nevada | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Jefferson County Washington | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Okanogan County Washington | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Yakima County Washington | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Benchmark Lending Group, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,280 | $668,366,000 | $293,000 | $3,250,000 | $105,000 | $960,000 |
| Home Purchase | 325 | $95,398,000 | $293,000 | $1,409,000 | $131,000 | $900,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,737 | $503,139,000 | $289,000 | $3,250,000 | $113,000 | $960,000 |
| Not Provided | 308 | $94,394,000 | $306,000 | $1,323,000 | $80,000 | $947,000 |
| Hispanic | 273 | $79,965,000 | $292,000 | $1,000,000 | $102,000 | $402,000 |
| Asian | 122 | $38,148,000 | $312,000 | $1,000,000 | $135,000 | $540,000 |
| Black or African American | 117 | $34,228,000 | $292,000 | $826,000 | $104,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $10,562,000 | $310,000 | $810,000 | $135,000 | $390,000 |
| American Indian or Alaskan Native | 14 | $3,328,000 | $237,000 | $602,000 | $77,000 | $197,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,602 | $762,807,000 | $293,000 | $3,250,000 | $108,000 | $960,000 |
| VA-guaranteed (Veterans Administration) | 2 | $857,000 | $428,000 | $515,000 | $82,000 | $86,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $100,000 | $100,000 | $100,000 | $70,000 | $70,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,376 | $383,373,000 | $278,000 | $1,360,000 | $110,000 | $731,000 |
| Application Withdrawn By Applicant | 649 | $204,384,000 | $314,000 | $1,409,000 | $92,000 | $960,000 |
| Application Approved But Not Accepted | 410 | $123,394,000 | $300,000 | $1,400,000 | $114,000 | $582,000 |
| Application Denied By Financial Institution | 99 | $34,481,000 | $348,000 | $3,250,000 | $145,000 | $720,000 |
| File Closed For Incompleteness | 71 | $18,132,000 | $255,000 | $727,000 | $142,000 | $528,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $9,324,000 | $282,000 | $1,000,000 | $129,000 | $438,000 |
| Collateral | 31 | $11,797,000 | $380,000 | $3,250,000 | $181,000 | $720,000 |
| Debt-To-Income Ratio | 11 | $3,094,000 | $281,000 | $515,000 | $84,000 | $150,000 |
| Unverifiable Information | 9 | $3,252,000 | $361,000 | $712,000 | $126,000 | $291,000 |
| Other | 6 | $4,498,000 | $749,000 | $3,250,000 | $214,000 | $720,000 |
| Employment History | 6 | $1,753,000 | $292,000 | $820,000 | $133,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Benchmark Lending Group, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Benchmark Lending Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.