Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Bergin Financial, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Bergin Financial, Inc. 29200 Northwestern Hwy. Suite 350 Southfield, MI 48034 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 722 |
Total Mortgage Loan Application Amount | $119,304,000 |
Average Mortgage Loan Application Amount | $146,333 |
Highest Mortgage Loan Application Amount | $720,000 |
Average Applicant Income | $60,333 |
Highest Applicant Income | $455,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Cook County Illinois | 119 | $ 24,582,000 | $ 206,000 | $ 74,000 |
Marion County Indiana | 58 | $ 5,697,000 | $ 98,000 | $ 43,000 |
Will County Illinois | 39 | $ 7,936,000 | $ 203,000 | $ 75,000 |
Wayne County Michigan | 38 | $ 3,866,000 | $ 101,000 | $ 57,000 |
Lake County Illinois | 32 | $ 6,158,000 | $ 192,000 | $ 77,000 |
McHenry County Illinois | 29 | $ 6,010,000 | $ 207,000 | $ 89,000 |
DuPage County Illinois | 25 | $ 5,596,000 | $ 223,000 | $ 80,000 |
Kane County Illinois | 24 | $ 4,799,000 | $ 199,000 | $ 74,000 |
Lake County Indiana | 16 | $ 2,237,000 | $ 139,000 | $ 59,000 |
Oakland County Michigan | 16 | $ 3,295,000 | $ 205,000 | $ 83,000 |
Winnebago County Illinois | 12 | $ 1,576,000 | $ 131,000 | $ 68,000 |
Kendall County Illinois | 11 | $ 2,066,000 | $ 187,000 | $ 67,000 |
Hamilton County Indiana | 11 | $ 2,444,000 | $ 222,000 | $ 49,000 |
Macomb County Michigan | 10 | $ 1,545,000 | $ 154,000 | $ 52,000 |
Madison County Indiana | 9 | $ 671,000 | $ 74,000 | $ 31,000 |
Porter County Indiana | 8 | $ 1,258,000 | $ 157,000 | $ 65,000 |
Hancock County Indiana | 7 | $ 1,480,000 | $ 211,000 | $ 69,000 |
Kankakee County Illinois | 6 | $ 702,000 | $ 117,000 | $ 83,000 |
LaPorte County Indiana | 6 | $ 819,000 | $ 136,000 | $ 64,000 |
Hillsborough County Florida | 5 | $ 709,000 | $ 141,000 | $ 41,000 |
DeKalb County Georgia | 5 | $ 819,000 | $ 163,000 | $ 47,000 |
Hendricks County Indiana | 5 | $ 691,000 | $ 138,000 | $ 50,000 |
Kenosha County Wisconsin | 5 | $ 891,000 | $ 178,000 | $ 77,000 |
Los Angeles County California | 4 | $ 1,145,000 | $ 286,000 | $ 70,000 |
Lee County Florida | 4 | $ 665,000 | $ 166,000 | $ 60,000 |
Gwinnett County Georgia | 4 | $ 743,000 | $ 185,000 | $ 38,000 |
DeKalb County Illinois | 4 | $ 830,000 | $ 207,000 | $ 65,000 |
LaSalle County Illinois | 4 | $ 687,000 | $ 171,000 | $ 61,000 |
Howard County Indiana | 4 | $ 312,000 | $ 78,000 | $ 33,000 |
Shelby County Indiana | 4 | $ 386,000 | $ 96,000 | $ 38,000 |
Washtenaw County Michigan | 4 | $ 878,000 | $ 219,000 | $ 132,000 |
Milwaukee County Wisconsin | 4 | $ 655,000 | $ 163,000 | $ 54,000 |
Rockdale County Georgia | 3 | $ 438,000 | $ 146,000 | $ 38,000 |
Grundy County Illinois | 3 | $ 424,000 | $ 141,000 | $ 34,000 |
Cass County Indiana | 3 | $ 297,000 | $ 99,000 | $ 55,000 |
Johnson County Indiana | 3 | $ 999,000 | $ 333,000 | $ 37,000 |
Morgan County Indiana | 3 | $ 370,000 | $ 123,000 | $ 53,000 |
Putnam County Indiana | 3 | $ 238,000 | $ 79,000 | $ 42,000 |
Genesee County Michigan | 3 | $ 380,000 | $ 126,000 | $ 60,000 |
Kent County Michigan | 3 | $ 621,000 | $ 207,000 | $ 59,000 |
Jefferson County Wisconsin | 3 | $ 473,000 | $ 157,000 | $ 56,000 |
Rock County Wisconsin | 3 | $ 280,000 | $ 93,000 | $ 53,000 |
Riverside County California | 2 | $ 652,000 | $ 326,000 | $ 76,000 |
Broward County Florida | 2 | $ 458,000 | $ 229,000 | $ 76,000 |
Palm Beach County Florida | 2 | $ 580,000 | $ 290,000 | $ 65,000 |
Pasco County Florida | 2 | $ 336,000 | $ 168,000 | $ 60,000 |
Volusia County Florida | 2 | $ 246,000 | $ 123,000 | $ 46,000 |
Fulton County Georgia | 2 | $ 451,000 | $ 225,000 | $ 76,000 |
Hall County Georgia | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
Henry County Georgia | 2 | $ 258,000 | $ 129,000 | $ 58,000 |
Richmond County Georgia | 2 | $ 274,000 | $ 137,000 | $ 60,000 |
Thomas County Georgia | 2 | $ 348,000 | $ 174,000 | $ 58,000 |
Adams County Indiana | 2 | $ 145,000 | $ 72,000 | $ 39,000 |
Bartholomew County Indiana | 2 | $ 202,000 | $ 101,000 | $ 36,000 |
Boone County Indiana | 2 | $ 535,000 | $ 267,000 | $ 102,000 |
Delaware County Indiana | 2 | $ 167,000 | $ 83,000 | $ 31,000 |
Tippecanoe County Indiana | 2 | $ 262,000 | $ 131,000 | $ 54,000 |
Vigo County Indiana | 2 | $ 140,000 | $ 70,000 | $ 31,000 |
Eaton County Michigan | 2 | $ 254,000 | $ 127,000 | $ 37,000 |
Monroe County Michigan | 2 | $ 294,000 | $ 147,000 | $ 41,000 |
Muskegon County Michigan | 2 | $ 99,000 | $ 49,000 | $ 49,000 |
Florence County South Carolina | 2 | $ 375,000 | $ 187,000 | $ 60,000 |
Walworth County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
Anchorage County Alaska | 1 | $ 190,000 | $ 190,000 | $ 45,000 |
Fresno County California | 1 | $ 294,000 | $ 294,000 | $ 93,000 |
Imperial County California | 1 | $ 233,000 | $ 233,000 | $ 84,000 |
Kern County California | 1 | $ 174,000 | $ 174,000 | $ 110,000 |
San Bernardino County California | 1 | $ 280,000 | $ 280,000 | $ 152,000 |
Santa Clara County California | 1 | $ 300,000 | $ 300,000 | $ 111,000 |
Stanislaus County California | 1 | $ 241,000 | $ 241,000 | $ 110,000 |
El Paso County Colorado | 1 | $ 141,000 | $ 141,000 | $ 59,000 |
Brevard County Florida | 1 | $ 152,000 | $ 152,000 | $ 82,000 |
Collier County Florida | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
Lake County Florida | 1 | $ 228,000 | $ 228,000 | $ 130,000 |
Miami-Dade County Florida | 1 | $ 159,000 | $ 159,000 | $ 49,000 |
Osceola County Florida | 1 | $ 220,000 | $ 220,000 | $ 85,000 |
Pinellas County Florida | 1 | $ 221,000 | $ 221,000 | $ 54,000 |
Polk County Florida | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
Seminole County Florida | 1 | $ 240,000 | $ 240,000 | $ 89,000 |
St. Johns County Florida | 1 | $ 240,000 | $ 240,000 | $ 45,000 |
Barrow County Georgia | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
Butts County Georgia | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
Catoosa County Georgia | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
Cherokee County Georgia | 1 | $ 100,000 | $ 100,000 | $ 19,000 |
Colquitt County Georgia | 1 | $ 119,000 | $ 119,000 | $ 66,000 |
Douglas County Georgia | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
Jefferson County Georgia | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
Paulding County Georgia | 1 | $ 131,000 | $ 131,000 | $ 63,000 |
Pickens County Georgia | 1 | $ 147,000 | $ 147,000 | $ 55,000 |
Tift County Georgia | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
Upson County Georgia | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
Walker County Georgia | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
Boone County Illinois | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
Crawford County Illinois | 1 | $ 81,000 | $ 81,000 | $ 45,000 |
Ford County Illinois | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
Fulton County Illinois | 1 | $ 158,000 | $ 158,000 | $ 107,000 |
Jefferson County Illinois | 1 | $ 81,000 | $ 81,000 | $ 54,000 |
Jo Daviess County Illinois | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
Lawrence County Illinois | 1 | $ 53,000 | $ 53,000 | $ 66,000 |
Lee County Illinois | 1 | $ 79,000 | $ 79,000 | $ 51,000 |
Madison County Illinois | 1 | $ 136,000 | $ 136,000 | $ 26,000 |
McLean County Illinois | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
Morgan County Illinois | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
Ogle County Illinois | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
Perry County Illinois | 1 | $ 84,000 | $ 84,000 | $ 60,000 |
White County Illinois | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
Whiteside County Illinois | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
Clark County Indiana | 1 | $ 76,000 | $ 76,000 | $ 21,000 |
Elkhart County Indiana | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
Fountain County Indiana | 1 | $ 63,000 | $ 63,000 | $ 71,000 |
Kosciusko County Indiana | 1 | $ 112,000 | $ 112,000 | $ 71,000 |
Montgomery County Indiana | 1 | $ 184,000 | $ 184,000 | $ 120,000 |
Orange County Indiana | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
Owen County Indiana | 1 | $ 62,000 | $ 62,000 | $ 21,000 |
Posey County Indiana | 1 | $ 122,000 | $ 122,000 | $ 56,000 |
Pulaski County Indiana | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
Switzerland County Indiana | 1 | $ 77,000 | $ 77,000 | $ 32,000 |
Vanderburgh County Indiana | 1 | $ 190,000 | $ 190,000 | $ 62,000 |
Hardin County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
Owen County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 0 |
Anne Arundel County Maryland | 1 | $ 342,000 | $ 342,000 | $ 161,000 |
Baltimore County Maryland | 1 | $ 139,000 | $ 139,000 | $ 41,000 |
Baltimore City County Maryland | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
Calvert County Maryland | 1 | $ 242,000 | $ 242,000 | $ 83,000 |
Charles County Maryland | 1 | $ 289,000 | $ 289,000 | $ 62,000 |
Prince George's County Maryland | 1 | $ 178,000 | $ 178,000 | $ 49,000 |
Allegan County Michigan | 1 | $ 114,000 | $ 114,000 | $ 54,000 |
Barry County Michigan | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
Benzie County Michigan | 1 | $ 98,000 | $ 98,000 | $ 45,000 |
Berrien County Michigan | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
Branch County Michigan | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
Crawford County Michigan | 1 | $ 116,000 | $ 116,000 | $ 66,000 |
Grand Traverse County Michigan | 1 | $ 217,000 | $ 217,000 | $ 106,000 |
Ionia County Michigan | 1 | $ 119,000 | $ 119,000 | $ 41,000 |
Kalamazoo County Michigan | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
Lapeer County Michigan | 1 | $ 160,000 | $ 160,000 | $ 69,000 |
Livingston County Michigan | 1 | $ 226,000 | $ 226,000 | $ 104,000 |
Montcalm County Michigan | 1 | $ 82,000 | $ 82,000 | $ 31,000 |
Shiawassee County Michigan | 1 | $ 136,000 | $ 136,000 | $ 90,000 |
St. Clair County Michigan | 1 | $ 84,000 | $ 84,000 | $ 62,000 |
Van Buren County Michigan | 1 | $ 80,000 | $ 80,000 | $ 168,000 |
St. Louis County Missouri | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
St. Louis City County Missouri | 1 | $ 214,000 | $ 214,000 | $ 64,000 |
Bernalillo County New Mexico | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
Lincoln County New Mexico | 1 | $ 94,000 | $ 94,000 | $ 57,000 |
Clermont County Ohio | 1 | $ 187,000 | $ 187,000 | $ 72,000 |
Perry County Ohio | 1 | $ 132,000 | $ 132,000 | $ 65,000 |
Portage County Ohio | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
Blount County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 32,000 |
Hamilton County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
Knox County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
Loudon County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 92,000 |
Sevier County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 65,000 |
Shelby County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
Dane County Wisconsin | 1 | $ 196,000 | $ 196,000 | $ 68,000 |
Dodge County Wisconsin | 1 | $ 141,000 | $ 141,000 | $ 73,000 |
La Crosse County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 32,000 |
Monroe County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 23,000 |
Racine County Wisconsin | 1 | $ 151,000 | $ 151,000 | $ 72,000 |
Sauk County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
Waushara County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 26,000 |
Wood County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 28,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 623 | $107,069,000 | $171,000 | $720,000 | $66,000 | $455,000 |
Home Purchase | 92 | $11,206,000 | $121,000 | $600,000 | $48,000 | $202,000 |
Home Improvement | 7 | $1,029,000 | $147,000 | $251,000 | $67,000 | $139,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 473 | $82,349,000 | $174,000 | $720,000 | $69,000 | $455,000 |
Black or African American | 166 | $23,557,000 | $141,000 | $417,000 | $53,000 | $199,000 |
Not Provided | 42 | $5,498,000 | $130,000 | $281,000 | $47,000 | $106,000 |
Hispanic | 31 | $5,608,000 | $180,000 | $335,000 | $59,000 | $111,000 |
Asian | 7 | $1,705,000 | $243,000 | $350,000 | $98,000 | $207,000 |
Native Hawaiian or Other Pacific Islander | 2 | $447,000 | $223,000 | $312,000 | $73,000 | $95,000 |
American Indian or Alaskan Native | 1 | $140,000 | $140,000 | $140,000 | $38,000 | $38,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FHA-insured (Federal Housing Administration) | 463 | $75,067,000 | $162,000 | $434,000 | $60,000 | $192,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 259 | $44,237,000 | $170,000 | $720,000 | $70,000 | $455,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 324 | $61,620,000 | $190,000 | $710,000 | $76,000 | $342,000 |
Application Withdrawn By Applicant | 164 | $24,007,000 | $146,000 | $720,000 | $53,000 | $161,000 |
Application Denied By Financial Institution | 142 | $20,572,000 | $144,000 | $360,000 | $49,000 | $152,000 |
File Closed For Incompleteness | 89 | $12,837,000 | $144,000 | $365,000 | $62,000 | $455,000 |
Application Approved But Not Accepted | 2 | $250,000 | $125,000 | $150,000 | $57,000 | $69,000 |
Preapproval Denied by Financial Institution | 1 | $18,000 | $18,000 | $18,000 | $58,000 | $58,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 26 | $3,417,000 | $131,000 | $300,000 | $46,000 | $100,000 |
Debt-To-Income Ratio | 26 | $4,152,000 | $159,000 | $300,000 | $44,000 | $89,000 |
Collateral | 11 | $1,654,000 | $150,000 | $280,000 | $64,000 | $152,000 |
Unverifiable Information | 7 | $735,000 | $105,000 | $172,000 | $72,000 | $122,000 |
Employment History | 5 | $679,000 | $135,000 | $232,000 | $50,000 | $75,000 |
Other | 2 | $248,000 | $124,000 | $131,000 | $40,000 | $43,000 |
Credit Application Incomplete | 2 | $228,000 | $114,000 | $116,000 | $45,000 | $62,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.