Berkeley Point Capital Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Berkeley Point Capital Llc 1 Beacon Street, 14Th Floor Wilmington, DE 02171 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 389 |
| Total Mortgage Loan Application Amount | $8,463,004,000 |
| Average Mortgage Loan Application Amount | $16,121,333 |
| Highest Mortgage Loan Application Amount | $91,209,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Berkeley Point Capital Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Berkeley Point Capital Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Berkeley Point Capital Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Berkeley Point Capital Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Berkeley Point Capital Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Berkeley Point Capital Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 31 | $ 366,490,000 | $ 11,822,000 | $ 0 |
| Los Angeles County California | 10 | $ 247,525,000 | $ 24,752,000 | $ 0 |
| Dallas County Texas | 10 | $ 160,660,000 | $ 16,066,000 | $ 0 |
| Arapahoe County Colorado | 7 | $ 311,864,000 | $ 44,552,000 | $ 0 |
| Broward County Florida | 7 | $ 212,251,000 | $ 30,321,000 | $ 0 |
| Bexar County Texas | 7 | $ 136,374,000 | $ 19,482,000 | $ 0 |
| Denver County Colorado | 6 | $ 285,613,000 | $ 47,602,000 | $ 0 |
| Orange County Florida | 6 | $ 55,584,000 | $ 9,264,000 | $ 0 |
| Alameda County California | 5 | $ 89,088,000 | $ 17,817,000 | $ 0 |
| Santa Barbara County California | 5 | $ 65,400,000 | $ 13,080,000 | $ 0 |
| Santa Clara County California | 5 | $ 201,190,000 | $ 40,238,000 | $ 0 |
| Hillsborough County Florida | 5 | $ 142,044,000 | $ 28,408,000 | $ 0 |
| Montgomery County Maryland | 5 | $ 234,485,000 | $ 46,897,000 | $ 0 |
| Clark County Nevada | 5 | $ 83,630,000 | $ 16,726,000 | $ 0 |
| Mecklenburg County North Carolina | 5 | $ 127,017,000 | $ 25,403,000 | $ 0 |
| Multnomah County Oregon | 5 | $ 53,247,000 | $ 10,649,000 | $ 0 |
| Maricopa County Arizona | 4 | $ 56,321,000 | $ 14,080,000 | $ 0 |
| Contra Costa County California | 4 | $ 13,528,000 | $ 3,382,000 | $ 0 |
| Orange County California | 4 | $ 140,378,000 | $ 35,094,000 | $ 0 |
| Riverside County California | 4 | $ 171,095,000 | $ 42,773,000 | $ 0 |
| Duval County Florida | 4 | $ 70,904,000 | $ 17,726,000 | $ 0 |
| Palm Beach County Florida | 4 | $ 118,060,000 | $ 29,515,000 | $ 0 |
| Pinellas County Florida | 4 | $ 144,268,000 | $ 36,067,000 | $ 0 |
| St. Louis County Missouri | 4 | $ 120,816,000 | $ 30,204,000 | $ 0 |
| Bronx County New York | 4 | $ 41,490,000 | $ 10,372,000 | $ 0 |
| Fort Bend County Texas | 4 | $ 46,678,000 | $ 11,669,000 | $ 0 |
| Tarrant County Texas | 4 | $ 44,367,000 | $ 11,091,000 | $ 0 |
| Travis County Texas | 4 | $ 147,070,000 | $ 36,767,000 | $ 0 |
| Henrico County Virginia | 4 | $ 25,252,000 | $ 6,313,000 | $ 0 |
| Richmond City County Virginia | 4 | $ 28,542,000 | $ 7,135,000 | $ 0 |
| King County Washington | 4 | $ 30,693,000 | $ 7,673,000 | $ 0 |
| San Diego County California | 3 | $ 80,639,000 | $ 26,879,000 | $ 0 |
| Adams County Colorado | 3 | $ 140,096,000 | $ 46,698,000 | $ 0 |
| Boulder County Colorado | 3 | $ 53,822,000 | $ 17,940,000 | $ 0 |
| Manatee County Florida | 3 | $ 56,012,000 | $ 18,670,000 | $ 0 |
| Cobb County Georgia | 3 | $ 86,070,000 | $ 28,690,000 | $ 0 |
| Frederick County Maryland | 3 | $ 104,275,000 | $ 34,758,000 | $ 0 |
| Prince George's County Maryland | 3 | $ 147,075,000 | $ 49,025,000 | $ 0 |
| Oakland County Michigan | 3 | $ 24,067,000 | $ 8,022,000 | $ 0 |
| Jackson County Missouri | 3 | $ 33,540,000 | $ 11,180,000 | $ 0 |
| New York County New York | 3 | $ 163,420,000 | $ 54,473,000 | $ 0 |
| Guilford County North Carolina | 3 | $ 40,358,000 | $ 13,452,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 44,400,000 | $ 14,800,000 | $ 0 |
| Rutherford County Tennessee | 3 | $ 12,387,000 | $ 4,129,000 | $ 0 |
| Shelby County Tennessee | 3 | $ 24,828,000 | $ 8,276,000 | $ 0 |
| Collin County Texas | 3 | $ 68,009,000 | $ 22,669,000 | $ 0 |
| Montgomery County Texas | 3 | $ 86,400,000 | $ 28,800,000 | $ 0 |
| Prince William County Virginia | 3 | $ 158,773,000 | $ 52,924,000 | $ 0 |
| Pima County Arizona | 2 | $ 27,650,000 | $ 13,825,000 | $ 0 |
| Columbia County Arkansas | 2 | $ 973,000 | $ 486,000 | $ 0 |
| Fresno County California | 2 | $ 8,047,000 | $ 4,023,000 | $ 0 |
| San Bernardino County California | 2 | $ 11,719,000 | $ 5,859,000 | $ 0 |
| Ventura County California | 2 | $ 38,130,000 | $ 19,065,000 | $ 0 |
| Douglas County Colorado | 2 | $ 108,810,000 | $ 54,405,000 | $ 0 |
| El Paso County Colorado | 2 | $ 56,051,000 | $ 28,025,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 64,185,000 | $ 32,092,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 9,083,000 | $ 4,541,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 104,872,000 | $ 52,436,000 | $ 0 |
| Lee County Florida | 2 | $ 54,500,000 | $ 27,250,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 76,961,000 | $ 38,480,000 | $ 0 |
| Ada County Idaho | 2 | $ 23,983,000 | $ 11,991,000 | $ 0 |
| Cook County Illinois | 2 | $ 65,812,000 | $ 32,906,000 | $ 0 |
| Jefferson County Louisiana | 2 | $ 13,537,000 | $ 6,768,000 | $ 0 |
| Cumberland County Maine | 2 | $ 70,000,000 | $ 35,000,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 74,855,000 | $ 37,427,000 | $ 0 |
| Washington County Maryland | 2 | $ 46,496,000 | $ 23,248,000 | $ 0 |
| Norfolk County Massachusetts | 2 | $ 72,800,000 | $ 36,400,000 | $ 0 |
| Rockingham County New Hampshire | 2 | $ 77,000,000 | $ 38,500,000 | $ 0 |
| Durham County North Carolina | 2 | $ 53,718,000 | $ 26,859,000 | $ 0 |
| Orange County North Carolina | 2 | $ 23,900,000 | $ 11,950,000 | $ 0 |
| Franklin County Ohio | 2 | $ 27,641,000 | $ 13,820,000 | $ 0 |
| Warren County Ohio | 2 | $ 47,687,000 | $ 23,843,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 18,896,000 | $ 9,448,000 | $ 0 |
| Providence County Rhode Island | 2 | $ 17,100,000 | $ 8,550,000 | $ 0 |
| Berkeley County South Carolina | 2 | $ 18,633,000 | $ 9,316,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 9,750,000 | $ 4,875,000 | $ 0 |
| Richland County South Carolina | 2 | $ 11,620,000 | $ 5,810,000 | $ 0 |
| Brazoria County Texas | 2 | $ 49,851,000 | $ 24,925,000 | $ 0 |
| Brazos County Texas | 2 | $ 13,882,000 | $ 6,941,000 | $ 0 |
| Kleberg County Texas | 2 | $ 26,210,000 | $ 13,105,000 | $ 0 |
| Nueces County Texas | 2 | $ 44,871,000 | $ 22,435,000 | $ 0 |
| Williamson County Texas | 2 | $ 88,830,000 | $ 44,415,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 34,966,000 | $ 17,483,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 70,981,000 | $ 35,490,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 39,505,000 | $ 19,752,000 | $ 0 |
| Benton County Washington | 2 | $ 5,814,000 | $ 2,907,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 43,950,000 | $ 43,950,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 12,545,000 | $ 12,545,000 | $ 0 |
| Kern County California | 1 | $ 6,225,000 | $ 6,225,000 | $ 0 |
| Monterey County California | 1 | $ 35,950,000 | $ 35,950,000 | $ 0 |
| Placer County California | 1 | $ 12,250,000 | $ 12,250,000 | $ 0 |
| Sacramento County California | 1 | $ 28,125,000 | $ 28,125,000 | $ 0 |
| San Mateo County California | 1 | $ 40,213,000 | $ 40,213,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 62,261,000 | $ 62,261,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 91,209,000 | $ 91,209,000 | $ 0 |
| Larimer County Colorado | 1 | $ 32,037,000 | $ 32,037,000 | $ 0 |
| New London County Connecticut | 1 | $ 729,000 | $ 729,000 | $ 0 |
| Sarasota County Florida | 1 | $ 21,300,000 | $ 21,300,000 | $ 0 |
| Seminole County Florida | 1 | $ 23,125,000 | $ 23,125,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 22,000,000 | $ 22,000,000 | $ 0 |
| Fulton County Georgia | 1 | $ 81,900,000 | $ 81,900,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 26,075,000 | $ 26,075,000 | $ 0 |
| Henry County Georgia | 1 | $ 17,625,000 | $ 17,625,000 | $ 0 |
| Walton County Georgia | 1 | $ 9,300,000 | $ 9,300,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 2,836,000 | $ 2,836,000 | $ 0 |
| DuPage County Illinois | 1 | $ 23,193,000 | $ 23,193,000 | $ 0 |
| Kane County Illinois | 1 | $ 15,763,000 | $ 15,763,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 16,300,000 | $ 16,300,000 | $ 0 |
| Marion County Indiana | 1 | $ 13,492,000 | $ 13,492,000 | $ 0 |
| Polk County Iowa | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Johnson County Kansas | 1 | $ 17,315,000 | $ 17,315,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 5,044,000 | $ 5,044,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 28,424,000 | $ 28,424,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 17,118,000 | $ 17,118,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 3,756,000 | $ 3,756,000 | $ 0 |
| Charles County Maryland | 1 | $ 87,138,000 | $ 87,138,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 19,038,000 | $ 19,038,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 13,365,000 | $ 13,365,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 4,552,000 | $ 4,552,000 | $ 0 |
| Genesee County Michigan | 1 | $ 3,035,000 | $ 3,035,000 | $ 0 |
| Macomb County Michigan | 1 | $ 2,480,000 | $ 2,480,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 5,269,000 | $ 5,269,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 4,327,000 | $ 4,327,000 | $ 0 |
| Wayne County Michigan | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Lafayette County Mississippi | 1 | $ 14,477,000 | $ 14,477,000 | $ 0 |
| Christian County Missouri | 1 | $ 4,600,000 | $ 4,600,000 | $ 0 |
| Franklin County Missouri | 1 | $ 19,474,000 | $ 19,474,000 | $ 0 |
| Platte County Missouri | 1 | $ 45,450,000 | $ 45,450,000 | $ 0 |
| Gallatin County Montana | 1 | $ 28,145,000 | $ 28,145,000 | $ 0 |
| Hall County Nebraska | 1 | $ 3,502,000 | $ 3,502,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 3,400,000 | $ 3,400,000 | $ 0 |
| Camden County New Jersey | 1 | $ 11,033,000 | $ 11,033,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 13,917,000 | $ 13,917,000 | $ 0 |
| Kings County New York | 1 | $ 33,300,000 | $ 33,300,000 | $ 0 |
| Monroe County New York | 1 | $ 5,180,000 | $ 5,180,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 1,806,000 | $ 1,806,000 | $ 0 |
| Wake County North Carolina | 1 | $ 13,175,000 | $ 13,175,000 | $ 0 |
| Butler County Ohio | 1 | $ 5,700,000 | $ 5,700,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 4,080,000 | $ 4,080,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 6,450,000 | $ 6,450,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 20,228,000 | $ 20,228,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 11,522,000 | $ 11,522,000 | $ 0 |
| Washington County Oregon | 1 | $ 3,135,000 | $ 3,135,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 74,435,000 | $ 74,435,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 6,360,000 | $ 6,360,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 23,040,000 | $ 23,040,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 13,200,000 | $ 13,200,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 16,300,000 | $ 16,300,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 24,000,000 | $ 24,000,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 28,325,000 | $ 28,325,000 | $ 0 |
| Angelina County Texas | 1 | $ 7,600,000 | $ 7,600,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 3,740,000 | $ 3,740,000 | $ 0 |
| Maverick County Texas | 1 | $ 15,901,000 | $ 15,901,000 | $ 0 |
| Randall County Texas | 1 | $ 21,000,000 | $ 21,000,000 | $ 0 |
| Willacy County Texas | 1 | $ 1,301,000 | $ 1,301,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 75,000,000 | $ 75,000,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 31,936,000 | $ 31,936,000 | $ 0 |
| James City County Virginia | 1 | $ 37,324,000 | $ 37,324,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 22,500,000 | $ 22,500,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 6,775,000 | $ 6,775,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 15,800,000 | $ 15,800,000 | $ 0 |
| Clark County Washington | 1 | $ 22,840,000 | $ 22,840,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 206 | $5,314,906,000 | $25,800,000 | $91,209,000 | $0 | $0 |
| Refinancing | 182 | $3,142,802,000 | $17,268,000 | $90,900,000 | $0 | $0 |
| Home Improvement | 1 | $5,296,000 | $5,296,000 | $5,296,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 389 | $8,463,004,000 | $21,755,000 | $91,209,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 326 | $6,576,272,000 | $20,172,000 | $90,900,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 63 | $1,886,732,000 | $29,948,000 | $91,209,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 362 | $8,025,994,000 | $22,171,000 | $91,209,000 | $0 | $0 |
| Application Withdrawn By Applicant | 18 | $290,907,000 | $16,161,000 | $33,300,000 | $0 | $0 |
| Loan Purchased By The Institution | 4 | $30,218,000 | $7,554,000 | $15,901,000 | $0 | $0 |
| Application Approved But Not Accepted | 3 | $37,251,000 | $12,417,000 | $23,601,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $78,634,000 | $39,317,000 | $74,878,000 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Berkeley Point Capital Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Berkeley Point Capital Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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