Berkeley Point Capital LLC Mortgage Lending & HMDA Data, 2016
In 2016, Berkeley Point Capital LLC of Boston, MA reported 389 mortgage applications totaling $8.5 billion, up 14% from 2015. The average application was for $21,755,794, and applicants reported an average income of $0. 93% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (40), Denver-Aurora-Lakewood, CO (20) and Dallas-Plano-Irving, TX (13) (applications in parentheses).
| Mortgage Company & Address | Berkeley Point Capital LLC Boston, MA 02110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 389 |
| Total Mortgage Loan Application Amount | $8,463,004,000 |
| Average Mortgage Loan Application Amount | $21,755,794 |
| Highest Mortgage Loan Application Amount | $91,209,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Berkeley Point Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris, Texas | 31 | $ 366,490,000 | $ 11,822,258 | $ 0 |
| Los Angeles, California | 10 | $ 247,525,000 | $ 24,752,500 | $ 0 |
| Dallas, Texas | 10 | $ 160,660,000 | $ 16,066,000 | $ 0 |
| Arapahoe, Colorado | 7 | $ 311,864,000 | $ 44,552,000 | $ 0 |
| Broward, Florida | 7 | $ 212,251,000 | $ 30,321,571 | $ 0 |
| Bexar, Texas | 7 | $ 136,374,000 | $ 19,482,000 | $ 0 |
| Denver, Colorado | 6 | $ 285,613,000 | $ 47,602,166 | $ 0 |
| Orange, Florida | 6 | $ 55,584,000 | $ 9,264,000 | $ 0 |
| Alameda, California | 5 | $ 89,088,000 | $ 17,817,600 | $ 0 |
| Santa Barbara, California | 5 | $ 65,400,000 | $ 13,080,000 | $ 0 |
| Santa Clara, California | 5 | $ 201,190,000 | $ 40,238,000 | $ 0 |
| Hillsborough, Florida | 5 | $ 142,044,000 | $ 28,408,800 | $ 0 |
| Montgomery, Maryland | 5 | $ 234,485,000 | $ 46,897,000 | $ 0 |
| Clark, Nevada | 5 | $ 83,630,000 | $ 16,726,000 | $ 0 |
| Mecklenburg, North Carolina | 5 | $ 127,017,000 | $ 25,403,400 | $ 0 |
| Multnomah, Oregon | 5 | $ 53,247,000 | $ 10,649,400 | $ 0 |
| Maricopa, Arizona | 4 | $ 56,321,000 | $ 14,080,250 | $ 0 |
| Contra Costa, California | 4 | $ 13,528,000 | $ 3,382,000 | $ 0 |
| Orange, California | 4 | $ 140,378,000 | $ 35,094,500 | $ 0 |
| Riverside, California | 4 | $ 171,095,000 | $ 42,773,750 | $ 0 |
| Duval, Florida | 4 | $ 70,904,000 | $ 17,726,000 | $ 0 |
| Palm Beach, Florida | 4 | $ 118,060,000 | $ 29,515,000 | $ 0 |
| Pinellas, Florida | 4 | $ 144,268,000 | $ 36,067,000 | $ 0 |
| St. Louis, Missouri | 4 | $ 120,816,000 | $ 30,204,000 | $ 0 |
| Bronx, New York | 4 | $ 41,490,000 | $ 10,372,500 | $ 0 |
| Fort Bend, Texas | 4 | $ 46,678,000 | $ 11,669,500 | $ 0 |
| Tarrant, Texas | 4 | $ 44,367,000 | $ 11,091,750 | $ 0 |
| Travis, Texas | 4 | $ 147,070,000 | $ 36,767,500 | $ 0 |
| Henrico, Virginia | 4 | $ 25,252,000 | $ 6,313,000 | $ 0 |
| Richmond City, Virginia | 4 | $ 28,542,000 | $ 7,135,500 | $ 0 |
| King, Washington | 4 | $ 30,693,000 | $ 7,673,250 | $ 0 |
| San Diego, California | 3 | $ 80,639,000 | $ 26,879,666 | $ 0 |
| Adams, Colorado | 3 | $ 140,096,000 | $ 46,698,666 | $ 0 |
| Boulder, Colorado | 3 | $ 53,822,000 | $ 17,940,666 | $ 0 |
| Manatee, Florida | 3 | $ 56,012,000 | $ 18,670,666 | $ 0 |
| Cobb, Georgia | 3 | $ 86,070,000 | $ 28,690,000 | $ 0 |
| Frederick, Maryland | 3 | $ 104,275,000 | $ 34,758,333 | $ 0 |
| Prince George's, Maryland | 3 | $ 147,075,000 | $ 49,025,000 | $ 0 |
| Oakland, Michigan | 3 | $ 24,067,000 | $ 8,022,333 | $ 0 |
| Jackson, Missouri | 3 | $ 33,540,000 | $ 11,180,000 | $ 0 |
| New York, New York | 3 | $ 163,420,000 | $ 54,473,333 | $ 0 |
| Guilford, North Carolina | 3 | $ 40,358,000 | $ 13,452,666 | $ 0 |
| Davidson, Tennessee | 3 | $ 44,400,000 | $ 14,800,000 | $ 0 |
| Rutherford, Tennessee | 3 | $ 12,387,000 | $ 4,129,000 | $ 0 |
| Shelby, Tennessee | 3 | $ 24,828,000 | $ 8,276,000 | $ 0 |
| Collin, Texas | 3 | $ 68,009,000 | $ 22,669,666 | $ 0 |
| Montgomery, Texas | 3 | $ 86,400,000 | $ 28,800,000 | $ 0 |
| Prince William, Virginia | 3 | $ 158,773,000 | $ 52,924,333 | $ 0 |
| Pima, Arizona | 2 | $ 27,650,000 | $ 13,825,000 | $ 0 |
| Columbia, Arkansas | 2 | $ 973,000 | $ 486,500 | $ 0 |
| Fresno, California | 2 | $ 8,047,000 | $ 4,023,500 | $ 0 |
| San Bernardino, California | 2 | $ 11,719,000 | $ 5,859,500 | $ 0 |
| Ventura, California | 2 | $ 38,130,000 | $ 19,065,000 | $ 0 |
| Douglas, Colorado | 2 | $ 108,810,000 | $ 54,405,000 | $ 0 |
| El Paso, Colorado | 2 | $ 56,051,000 | $ 28,025,500 | $ 0 |
| Fairfield, Connecticut | 2 | $ 64,185,000 | $ 32,092,500 | $ 0 |
| Hartford, Connecticut | 2 | $ 9,083,000 | $ 4,541,500 | $ 0 |
| District of Columbia, District Of Columbia | 2 | $ 104,872,000 | $ 52,436,000 | $ 0 |
| Lee, Florida | 2 | $ 54,500,000 | $ 27,250,000 | $ 0 |
| Miami-Dade, Florida | 2 | $ 76,961,000 | $ 38,480,500 | $ 0 |
| Ada, Idaho | 2 | $ 23,983,000 | $ 11,991,500 | $ 0 |
| Cook, Illinois | 2 | $ 65,812,000 | $ 32,906,000 | $ 0 |
| Jefferson, Louisiana | 2 | $ 13,537,000 | $ 6,768,500 | $ 0 |
| Cumberland, Maine | 2 | $ 70,000,000 | $ 35,000,000 | $ 0 |
| Baltimore City, Maryland | 2 | $ 74,855,000 | $ 37,427,500 | $ 0 |
| Washington, Maryland | 2 | $ 46,496,000 | $ 23,248,000 | $ 0 |
| Norfolk, Massachusetts | 2 | $ 72,800,000 | $ 36,400,000 | $ 0 |
| Rockingham, New Hampshire | 2 | $ 77,000,000 | $ 38,500,000 | $ 0 |
| Durham, North Carolina | 2 | $ 53,718,000 | $ 26,859,000 | $ 0 |
| Orange, North Carolina | 2 | $ 23,900,000 | $ 11,950,000 | $ 0 |
| Franklin, Ohio | 2 | $ 27,641,000 | $ 13,820,500 | $ 0 |
| Warren, Ohio | 2 | $ 47,687,000 | $ 23,843,500 | $ 0 |
| Oklahoma, Oklahoma | 2 | $ 18,896,000 | $ 9,448,000 | $ 0 |
| Providence, Rhode Island | 2 | $ 17,100,000 | $ 8,550,000 | $ 0 |
| Berkeley, South Carolina | 2 | $ 18,633,000 | $ 9,316,500 | $ 0 |
| Greenville, South Carolina | 2 | $ 9,750,000 | $ 4,875,000 | $ 0 |
| Richland, South Carolina | 2 | $ 11,620,000 | $ 5,810,000 | $ 0 |
| Brazoria, Texas | 2 | $ 49,851,000 | $ 24,925,500 | $ 0 |
| Brazos, Texas | 2 | $ 13,882,000 | $ 6,941,000 | $ 0 |
| Kleberg, Texas | 2 | $ 26,210,000 | $ 13,105,000 | $ 0 |
| Nueces, Texas | 2 | $ 44,871,000 | $ 22,435,500 | $ 0 |
| Williamson, Texas | 2 | $ 88,830,000 | $ 44,415,000 | $ 0 |
| Salt Lake, Utah | 2 | $ 34,966,000 | $ 17,483,000 | $ 0 |
| Chesterfield, Virginia | 2 | $ 70,981,000 | $ 35,490,500 | $ 0 |
| Loudoun, Virginia | 2 | $ 39,505,000 | $ 19,752,500 | $ 0 |
| Benton, Washington | 2 | $ 5,814,000 | $ 2,907,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 43,950,000 | $ 43,950,000 | $ 0 |
| Yavapai, Arizona | 1 | $ 12,545,000 | $ 12,545,000 | $ 0 |
| Kern, California | 1 | $ 6,225,000 | $ 6,225,000 | $ 0 |
| Monterey, California | 1 | $ 35,950,000 | $ 35,950,000 | $ 0 |
| Placer, California | 1 | $ 12,250,000 | $ 12,250,000 | $ 0 |
| Sacramento, California | 1 | $ 28,125,000 | $ 28,125,000 | $ 0 |
| San Mateo, California | 1 | $ 40,213,000 | $ 40,213,000 | $ 0 |
| Broomfield, Colorado | 1 | $ 62,261,000 | $ 62,261,000 | $ 0 |
| Jefferson, Colorado | 1 | $ 91,209,000 | $ 91,209,000 | $ 0 |
| Larimer, Colorado | 1 | $ 32,037,000 | $ 32,037,000 | $ 0 |
| New London, Connecticut | 1 | $ 729,000 | $ 729,000 | $ 0 |
| Sarasota, Florida | 1 | $ 21,300,000 | $ 21,300,000 | $ 0 |
| Seminole, Florida | 1 | $ 23,125,000 | $ 23,125,000 | $ 0 |
| DeKalb, Georgia | 1 | $ 22,000,000 | $ 22,000,000 | $ 0 |
| Fulton, Georgia | 1 | $ 81,900,000 | $ 81,900,000 | $ 0 |
| Gwinnett, Georgia | 1 | $ 26,075,000 | $ 26,075,000 | $ 0 |
| Henry, Georgia | 1 | $ 17,625,000 | $ 17,625,000 | $ 0 |
| Walton, Georgia | 1 | $ 9,300,000 | $ 9,300,000 | $ 0 |
| Hawaii, Hawaii | 1 | $ 2,836,000 | $ 2,836,000 | $ 0 |
| DuPage, Illinois | 1 | $ 23,193,000 | $ 23,193,000 | $ 0 |
| Kane, Illinois | 1 | $ 15,763,000 | $ 15,763,000 | $ 0 |
| Hamilton, Indiana | 1 | $ 16,300,000 | $ 16,300,000 | $ 0 |
| Marion, Indiana | 1 | $ 13,492,000 | $ 13,492,000 | $ 0 |
| Polk, Iowa | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Johnson, Kansas | 1 | $ 17,315,000 | $ 17,315,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 5,044,000 | $ 5,044,000 | $ 0 |
| Caddo, Louisiana | 1 | $ 28,424,000 | $ 28,424,000 | $ 0 |
| Lafayette, Louisiana | 1 | $ 17,118,000 | $ 17,118,000 | $ 0 |
| Orleans, Louisiana | 1 | $ 3,756,000 | $ 3,756,000 | $ 0 |
| Charles, Maryland | 1 | $ 87,138,000 | $ 87,138,000 | $ 0 |
| St. Mary's, Maryland | 1 | $ 19,038,000 | $ 19,038,000 | $ 0 |
| Bristol, Massachusetts | 1 | $ 13,365,000 | $ 13,365,000 | $ 0 |
| Worcester, Massachusetts | 1 | $ 4,552,000 | $ 4,552,000 | $ 0 |
| Genesee, Michigan | 1 | $ 3,035,000 | $ 3,035,000 | $ 0 |
| Macomb, Michigan | 1 | $ 2,480,000 | $ 2,480,000 | $ 0 |
| Ottawa, Michigan | 1 | $ 5,269,000 | $ 5,269,000 | $ 0 |
| Washtenaw, Michigan | 1 | $ 4,327,000 | $ 4,327,000 | $ 0 |
| Wayne, Michigan | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Lafayette, Mississippi | 1 | $ 14,477,000 | $ 14,477,000 | $ 0 |
| Christian, Missouri | 1 | $ 4,600,000 | $ 4,600,000 | $ 0 |
| Franklin, Missouri | 1 | $ 19,474,000 | $ 19,474,000 | $ 0 |
| Platte, Missouri | 1 | $ 45,450,000 | $ 45,450,000 | $ 0 |
| Gallatin, Montana | 1 | $ 28,145,000 | $ 28,145,000 | $ 0 |
| Hall, Nebraska | 1 | $ 3,502,000 | $ 3,502,000 | $ 0 |
| Lancaster, Nebraska | 1 | $ 3,400,000 | $ 3,400,000 | $ 0 |
| Camden, New Jersey | 1 | $ 11,033,000 | $ 11,033,000 | $ 0 |
| Gloucester, New Jersey | 1 | $ 13,917,000 | $ 13,917,000 | $ 0 |
| Kings, New York | 1 | $ 33,300,000 | $ 33,300,000 | $ 0 |
| Monroe, New York | 1 | $ 5,180,000 | $ 5,180,000 | $ 0 |
| Alamance, North Carolina | 1 | $ 1,806,000 | $ 1,806,000 | $ 0 |
| Wake, North Carolina | 1 | $ 13,175,000 | $ 13,175,000 | $ 0 |
| Butler, Ohio | 1 | $ 5,700,000 | $ 5,700,000 | $ 0 |
| Hamilton, Ohio | 1 | $ 4,080,000 | $ 4,080,000 | $ 0 |
| Montgomery, Ohio | 1 | $ 6,450,000 | $ 6,450,000 | $ 0 |
| Tulsa, Oklahoma | 1 | $ 20,228,000 | $ 20,228,000 | $ 0 |
| Clackamas, Oregon | 1 | $ 11,522,000 | $ 11,522,000 | $ 0 |
| Washington, Oregon | 1 | $ 3,135,000 | $ 3,135,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 74,435,000 | $ 74,435,000 | $ 0 |
| Dauphin, Pennsylvania | 1 | $ 6,360,000 | $ 6,360,000 | $ 0 |
| Lehigh, Pennsylvania | 1 | $ 23,040,000 | $ 23,040,000 | $ 0 |
| Philadelphia, Pennsylvania | 1 | $ 13,200,000 | $ 13,200,000 | $ 0 |
| Aiken, South Carolina | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Lexington, South Carolina | 1 | $ 16,300,000 | $ 16,300,000 | $ 0 |
| Pickens, South Carolina | 1 | $ 24,000,000 | $ 24,000,000 | $ 0 |
| Sullivan, Tennessee | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Sumner, Tennessee | 1 | $ 28,325,000 | $ 28,325,000 | $ 0 |
| Angelina, Texas | 1 | $ 7,600,000 | $ 7,600,000 | $ 0 |
| Hidalgo, Texas | 1 | $ 3,740,000 | $ 3,740,000 | $ 0 |
| Maverick, Texas | 1 | $ 15,901,000 | $ 15,901,000 | $ 0 |
| Randall, Texas | 1 | $ 21,000,000 | $ 21,000,000 | $ 0 |
| Willacy, Texas | 1 | $ 1,301,000 | $ 1,301,000 | $ 0 |
| Alexandria, Virginia | 1 | $ 75,000,000 | $ 75,000,000 | $ 0 |
| Fairfax, Virginia | 1 | $ 31,936,000 | $ 31,936,000 | $ 0 |
| James City, Virginia | 1 | $ 37,324,000 | $ 37,324,000 | $ 0 |
| Norfolk, Virginia | 1 | $ 22,500,000 | $ 22,500,000 | $ 0 |
| Petersburg, Virginia | 1 | $ 6,775,000 | $ 6,775,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 15,800,000 | $ 15,800,000 | $ 0 |
| Clark, Washington | 1 | $ 22,840,000 | $ 22,840,000 | $ 0 |
Mortgage Loan Application Detail Totals for Berkeley Point Capital LLC in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 206 | $5,314,906,000 | $25,800,000 | $91,209,000 | $0 | $0 |
| Refinancing | 182 | $3,142,802,000 | $17,268,000 | $90,900,000 | $0 | $0 |
| Home Improvement | 1 | $5,296,000 | $5,296,000 | $5,296,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 389 | $8,463,004,000 | $21,755,000 | $91,209,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 326 | $6,576,272,000 | $20,172,000 | $90,900,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 63 | $1,886,732,000 | $29,948,000 | $91,209,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 362 | $8,025,994,000 | $22,171,000 | $91,209,000 | $0 | $0 |
| Application Withdrawn By Applicant | 18 | $290,907,000 | $16,161,000 | $33,300,000 | $0 | $0 |
| Loan Purchased By The Institution | 4 | $30,218,000 | $7,554,000 | $15,901,000 | $0 | $0 |
| Application Approved But Not Accepted | 3 | $37,251,000 | $12,417,000 | $23,601,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $78,634,000 | $39,317,000 | $74,878,000 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Berkeley Point Capital LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Berkeley Point Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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