Berkshire Bank
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Berkshire Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Berkshire Bank Po 1308 Pittsfield, MA 01202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,107 |
| Total Mortgage Loan Application Amount | $1,232,478,000 |
| Average Mortgage Loan Application Amount | $268,000 |
| Highest Mortgage Loan Application Amount | $6,300,000 |
| Average Applicant Income | $137,666 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 855 | $ 343,163,000 | $ 401,000 | $ 161,000 |
| Hampden County Massachusetts | 316 | $ 49,018,000 | $ 155,000 | $ 81,000 |
| Essex County Massachusetts | 304 | $ 108,984,000 | $ 358,000 | $ 144,000 |
| Norfolk County Massachusetts | 250 | $ 111,708,000 | $ 446,000 | $ 162,000 |
| Oneida County New York | 226 | $ 19,280,000 | $ 85,000 | $ 67,000 |
| Berkshire County Massachusetts | 214 | $ 42,335,000 | $ 197,000 | $ 145,000 |
| Suffolk County Massachusetts | 212 | $ 91,266,000 | $ 430,000 | $ 188,000 |
| Worcester County Massachusetts | 210 | $ 61,354,000 | $ 292,000 | $ 135,000 |
| Onondaga County New York | 143 | $ 17,498,000 | $ 122,000 | $ 82,000 |
| Providence County Rhode Island | 91 | $ 12,899,000 | $ 141,000 | $ 110,000 |
| Hartford County Connecticut | 87 | $ 32,154,000 | $ 369,000 | $ 239,000 |
| Rockingham County New Hampshire | 76 | $ 24,338,000 | $ 320,000 | $ 130,000 |
| Plymouth County Massachusetts | 66 | $ 25,990,000 | $ 393,000 | $ 181,000 |
| Hampshire County Massachusetts | 62 | $ 13,367,000 | $ 215,000 | $ 90,000 |
| Barnstable County Massachusetts | 55 | $ 18,243,000 | $ 331,000 | $ 204,000 |
| Newport County Rhode Island | 55 | $ 14,088,000 | $ 256,000 | $ 205,000 |
| Nantucket County Massachusetts | 51 | $ 55,126,000 | $ 1,080,000 | $ 559,000 |
| Albany County New York | 49 | $ 8,312,000 | $ 169,000 | $ 120,000 |
| Herkimer County New York | 35 | $ 3,267,000 | $ 93,000 | $ 64,000 |
| Bennington County Vermont | 35 | $ 9,389,000 | $ 268,000 | $ 110,000 |
| Rensselaer County New York | 34 | $ 4,764,000 | $ 140,000 | $ 108,000 |
| Bristol County Massachusetts | 33 | $ 8,809,000 | $ 266,000 | $ 108,000 |
| New London County Connecticut | 31 | $ 6,285,000 | $ 202,000 | $ 100,000 |
| Saratoga County New York | 31 | $ 6,874,000 | $ 221,000 | $ 143,000 |
| Columbia County New York | 29 | $ 4,654,000 | $ 160,000 | $ 99,000 |
| Rutland County Vermont | 29 | $ 9,611,000 | $ 331,000 | $ 80,000 |
| Allegheny County Pennsylvania | 26 | $ 5,050,000 | $ 194,000 | $ 120,000 |
| Hillsborough County New Hampshire | 25 | $ 7,026,000 | $ 281,000 | $ 144,000 |
| Madison County New York | 23 | $ 3,120,000 | $ 135,000 | $ 87,000 |
| Washington County Rhode Island | 23 | $ 7,384,000 | $ 321,000 | $ 201,000 |
| Schenectady County New York | 22 | $ 9,236,000 | $ 419,000 | $ 88,000 |
| Tolland County Connecticut | 21 | $ 4,884,000 | $ 232,000 | $ 139,000 |
| Warren County New York | 17 | $ 2,575,000 | $ 151,000 | $ 95,000 |
| Windsor County Vermont | 17 | $ 4,658,000 | $ 274,000 | $ 188,000 |
| Washington County New York | 16 | $ 1,137,000 | $ 71,000 | $ 73,000 |
| Fayette County Pennsylvania | 16 | $ 1,875,000 | $ 117,000 | $ 56,000 |
| Middlesex County Connecticut | 15 | $ 4,961,000 | $ 330,000 | $ 236,000 |
| Fulton County New York | 13 | $ 1,150,000 | $ 88,000 | $ 66,000 |
| Montgomery County New York | 13 | $ 962,000 | $ 74,000 | $ 66,000 |
| Oswego County New York | 13 | $ 1,020,000 | $ 78,000 | $ 67,000 |
| Fairfield County Connecticut | 12 | $ 6,883,000 | $ 573,000 | $ 296,000 |
| Windham County Vermont | 12 | $ 5,710,000 | $ 475,000 | $ 590,000 |
| New Haven County Connecticut | 11 | $ 3,090,000 | $ 280,000 | $ 116,000 |
| Cumberland County Maine | 11 | $ 2,253,000 | $ 204,000 | $ 101,000 |
| Palm Beach County Florida | 10 | $ 5,087,000 | $ 508,000 | $ 475,000 |
| York County Maine | 10 | $ 2,423,000 | $ 242,000 | $ 109,000 |
| Strafford County New Hampshire | 10 | $ 2,533,000 | $ 253,000 | $ 105,000 |
| Butler County Pennsylvania | 10 | $ 3,586,000 | $ 358,000 | $ 206,000 |
| Franklin County Massachusetts | 9 | $ 1,783,000 | $ 198,000 | $ 84,000 |
| Bristol County Rhode Island | 9 | $ 3,011,000 | $ 334,000 | $ 323,000 |
| Belknap County New Hampshire | 8 | $ 2,273,000 | $ 284,000 | $ 168,000 |
| Carroll County New Hampshire | 8 | $ 1,762,000 | $ 220,000 | $ 193,000 |
| Greene County New York | 8 | $ 1,131,000 | $ 141,000 | $ 71,000 |
| Collier County Florida | 7 | $ 2,196,000 | $ 313,000 | $ 427,000 |
| Kent County Rhode Island | 6 | $ 563,000 | $ 93,000 | $ 74,000 |
| Litchfield County Connecticut | 5 | $ 1,759,000 | $ 351,000 | $ 247,000 |
| Cayuga County New York | 5 | $ 590,000 | $ 118,000 | $ 160,000 |
| Otsego County New York | 5 | $ 403,000 | $ 80,000 | $ 54,000 |
| Washington County Pennsylvania | 5 | $ 1,020,000 | $ 204,000 | $ 57,000 |
| Warren County Tennessee | 5 | $ 247,000 | $ 49,000 | $ 57,000 |
| Lee County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 183,000 |
| Manatee County Florida | 4 | $ 1,578,000 | $ 394,000 | $ 182,000 |
| Grafton County New Hampshire | 4 | $ 640,000 | $ 160,000 | $ 300,000 |
| Merrimack County New Hampshire | 4 | $ 1,838,000 | $ 459,000 | $ 210,000 |
| Westchester County New York | 4 | $ 5,192,000 | $ 1,298,000 | $ 317,000 |
| Orange County Florida | 3 | $ 708,000 | $ 236,000 | $ 124,000 |
| Cheshire County New Hampshire | 3 | $ 560,000 | $ 186,000 | $ 101,000 |
| Schoharie County New York | 3 | $ 136,000 | $ 45,000 | $ 76,000 |
| Westmoreland County Pennsylvania | 3 | $ 138,000 | $ 46,000 | $ 48,000 |
| DeKalb County Tennessee | 3 | $ 301,000 | $ 100,000 | $ 86,000 |
| Broward County Florida | 2 | $ 295,000 | $ 147,000 | $ 183,000 |
| Marion County Florida | 2 | $ 150,000 | $ 75,000 | $ 138,000 |
| Volusia County Florida | 2 | $ 200,000 | $ 100,000 | $ 32,000 |
| Hancock County Maine | 2 | $ 242,000 | $ 121,000 | $ 64,000 |
| Oxford County Maine | 2 | $ 529,000 | $ 264,000 | $ 267,000 |
| Bronx County New York | 2 | $ 770,000 | $ 385,000 | $ 107,000 |
| Chenango County New York | 2 | $ 362,000 | $ 181,000 | $ 147,000 |
| Hamilton County New York | 2 | $ 1,055,000 | $ 527,000 | $ 275,000 |
| Monroe County New York | 2 | $ 249,000 | $ 124,000 | $ 74,000 |
| Orange County New York | 2 | $ 406,000 | $ 203,000 | $ 77,000 |
| Chittenden County Vermont | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Franklin County Vermont | 2 | $ 424,000 | $ 212,000 | $ 137,000 |
| Windham County Connecticut | 1 | $ 322,000 | $ 322,000 | $ 85,000 |
| Flagler County Florida | 1 | $ 568,000 | $ 568,000 | $ 834,000 |
| Sarasota County Florida | 1 | $ 132,000 | $ 132,000 | $ 86,000 |
| Aroostook County Maine | 1 | $ 37,000 | $ 37,000 | $ 74,000 |
| Lincoln County Maine | 1 | $ 440,000 | $ 440,000 | $ 228,000 |
| Penobscot County Maine | 1 | $ 90,000 | $ 90,000 | $ 100,000 |
| Washington County Maine | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Dukes County Massachusetts | 1 | $ 328,000 | $ 328,000 | $ 145,000 |
| Coos County New Hampshire | 1 | $ 212,000 | $ 212,000 | $ 356,000 |
| Sullivan County New Hampshire | 1 | $ 259,000 | $ 259,000 | $ 312,000 |
| Bergen County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 178,000 |
| Sussex County New Jersey | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| Clinton County New York | 1 | $ 125,000 | $ 125,000 | $ 349,000 |
| Cortland County New York | 1 | $ 80,000 | $ 80,000 | $ 121,000 |
| Erie County New York | 1 | $ 110,000 | $ 110,000 | $ 252,000 |
| Jefferson County New York | 1 | $ 48,000 | $ 48,000 | $ 85,000 |
| Kings County New York | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Lewis County New York | 1 | $ 70,000 | $ 70,000 | $ 29,000 |
| Nassau County New York | 1 | $ 595,000 | $ 595,000 | $ 231,000 |
| New York County New York | 1 | $ 592,000 | $ 592,000 | $ 194,000 |
| Rockland County New York | 1 | $ 200,000 | $ 200,000 | $ 127,000 |
| Steuben County New York | 1 | $ 367,000 | $ 367,000 | $ 156,000 |
| Suffolk County New York | 1 | $ 71,000 | $ 71,000 | $ 76,000 |
| Ulster County New York | 1 | $ 159,000 | $ 159,000 | $ 46,000 |
| Yates County New York | 1 | $ 15,000 | $ 15,000 | $ 106,000 |
| Coffee County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Sumner County Tennessee | 1 | $ 293,000 | $ 293,000 | $ 127,000 |
| Essex County Vermont | 1 | $ 152,000 | $ 152,000 | $ 378,000 |
| Lamoille County Vermont | 1 | $ 700,000 | $ 700,000 | $ 2,751,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Berkshire Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,959 | $640,540,000 | $326,000 | $6,300,000 | $151,000 | $2,870,000 |
| Refinancing | 1,669 | $508,165,000 | $304,000 | $5,800,000 | $148,000 | $9,999,000 |
| Home Improvement | 479 | $83,773,000 | $174,000 | $1,738,000 | $114,000 | $1,527,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,920 | $803,214,000 | $275,000 | $3,950,000 | $135,000 | $3,495,000 |
| Not applicable | 472 | $159,715,000 | $338,000 | $6,300,000 | $161,000 | $9,999,000 |
| Not Provided | 234 | $136,104,000 | $581,000 | $3,000,000 | $311,000 | $2,870,000 |
| Asian | 227 | $77,744,000 | $342,000 | $2,000,000 | $130,000 | $774,000 |
| Hispanic | 142 | $34,490,000 | $242,000 | $1,300,000 | $122,000 | $2,751,000 |
| Black or African American | 92 | $18,439,000 | $200,000 | $856,000 | $76,000 | $288,000 |
| American Indian or Alaskan Native | 12 | $1,475,000 | $122,000 | $399,000 | $94,000 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,297,000 | $162,000 | $360,000 | $84,000 | $150,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,798 | $1,164,676,000 | $306,000 | $6,300,000 | $152,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 265 | $57,509,000 | $217,000 | $655,000 | $64,000 | $201,000 |
| VA-guaranteed (Veterans Administration) | 29 | $7,302,000 | $251,000 | $509,000 | $66,000 | $174,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,991,000 | $199,000 | $332,000 | $66,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,567 | $831,976,000 | $324,000 | $6,300,000 | $150,000 | $3,495,000 |
| Application Denied By Financial Institution | 569 | $134,155,000 | $235,000 | $3,000,000 | $116,000 | $2,805,000 |
| Loan Purchased By The Institution | 433 | $120,253,000 | $277,000 | $1,293,000 | $176,000 | $9,999,000 |
| Application Withdrawn By Applicant | 313 | $89,763,000 | $286,000 | $1,300,000 | $134,000 | $774,000 |
| File Closed For Incompleteness | 177 | $44,764,000 | $252,000 | $1,740,000 | $141,000 | $1,109,000 |
| Application Approved But Not Accepted | 34 | $9,277,000 | $272,000 | $1,800,000 | $120,000 | $1,161,000 |
| Preapproval Denied by Financial Institution | 14 | $2,290,000 | $163,000 | $448,000 | $71,000 | $221,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 204 | $44,256,000 | $216,000 | $3,000,000 | $113,000 | $2,805,000 |
| Collateral | 156 | $33,997,000 | $217,000 | $1,738,000 | $147,000 | $1,869,000 |
| Debt-To-Income Ratio | 138 | $34,882,000 | $252,000 | $2,200,000 | $67,000 | $413,000 |
| Credit Application Incomplete | 38 | $13,389,000 | $352,000 | $1,738,000 | $202,000 | $2,751,000 |
| Other | 27 | $5,045,000 | $186,000 | $467,000 | $97,000 | $239,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,251,000 | $321,000 | $880,000 | $88,000 | $247,000 |
| Unverifiable Information | 6 | $943,000 | $157,000 | $229,000 | $85,000 | $139,000 |
| Employment History | 6 | $1,347,000 | $224,000 | $425,000 | $77,000 | $144,000 |
| Mortgage Insurance Denied | 1 | $335,000 | $335,000 | $335,000 | $81,000 | $81,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.