Berkshire Bank
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Berkshire Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Berkshire Bank Po 1308 Pittsfield, MA 01202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,051 |
| Total Mortgage Loan Application Amount | $1,123,599,000 |
| Average Mortgage Loan Application Amount | $326,000 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $156,666 |
| Highest Applicant Income | $5,055,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 615 | $ 285,951,000 | $ 464,000 | $ 187,000 |
| Worcester County Massachusetts | 263 | $ 44,933,000 | $ 170,000 | $ 120,000 |
| Hampden County Massachusetts | 231 | $ 37,368,000 | $ 161,000 | $ 98,000 |
| Suffolk County Massachusetts | 221 | $ 125,490,000 | $ 567,000 | $ 278,000 |
| Essex County Massachusetts | 178 | $ 80,386,000 | $ 451,000 | $ 169,000 |
| Oneida County New York | 175 | $ 15,864,000 | $ 90,000 | $ 65,000 |
| Norfolk County Massachusetts | 167 | $ 82,609,000 | $ 494,000 | $ 195,000 |
| Berkshire County Massachusetts | 152 | $ 27,753,000 | $ 182,000 | $ 117,000 |
| Onondaga County New York | 72 | $ 17,302,000 | $ 240,000 | $ 84,000 |
| Philadelphia County Pennsylvania | 58 | $ 35,990,000 | $ 620,000 | $ 382,000 |
| Plymouth County Massachusetts | 57 | $ 26,257,000 | $ 460,000 | $ 265,000 |
| Albany County New York | 53 | $ 25,587,000 | $ 482,000 | $ 87,000 |
| Mercer County New Jersey | 46 | $ 17,965,000 | $ 390,000 | $ 161,000 |
| Fairfield County Connecticut | 45 | $ 27,195,000 | $ 604,000 | $ 290,000 |
| Hampshire County Massachusetts | 40 | $ 7,714,000 | $ 192,000 | $ 97,000 |
| Bristol County Massachusetts | 39 | $ 15,839,000 | $ 406,000 | $ 204,000 |
| Hartford County Connecticut | 36 | $ 8,415,000 | $ 233,000 | $ 173,000 |
| New London County Connecticut | 32 | $ 8,596,000 | $ 268,000 | $ 122,000 |
| Dukes County Massachusetts | 31 | $ 12,867,000 | $ 415,000 | $ 204,000 |
| Barnstable County Massachusetts | 28 | $ 12,453,000 | $ 444,000 | $ 306,000 |
| Herkimer County New York | 28 | $ 2,443,000 | $ 87,000 | $ 56,000 |
| Rensselaer County New York | 26 | $ 3,699,000 | $ 142,000 | $ 133,000 |
| Hillsborough County New Hampshire | 23 | $ 6,732,000 | $ 292,000 | $ 142,000 |
| Columbia County New York | 21 | $ 3,312,000 | $ 157,000 | $ 137,000 |
| Rockingham County New Hampshire | 19 | $ 8,598,000 | $ 452,000 | $ 188,000 |
| Washington County New York | 18 | $ 1,313,000 | $ 72,000 | $ 76,000 |
| Bennington County Vermont | 18 | $ 1,719,000 | $ 95,000 | $ 88,000 |
| Rutland County Vermont | 18 | $ 2,092,000 | $ 116,000 | $ 111,000 |
| Monmouth County New Jersey | 14 | $ 4,534,000 | $ 323,000 | $ 139,000 |
| Madison County New York | 13 | $ 1,169,000 | $ 89,000 | $ 71,000 |
| Saratoga County New York | 12 | $ 21,843,000 | $ 1,820,000 | $ 74,000 |
| Providence County Rhode Island | 12 | $ 4,415,000 | $ 367,000 | $ 202,000 |
| Oswego County New York | 11 | $ 833,000 | $ 75,000 | $ 96,000 |
| Schenectady County New York | 11 | $ 19,081,000 | $ 1,734,000 | $ 51,000 |
| Newport County Rhode Island | 10 | $ 3,795,000 | $ 379,000 | $ 191,000 |
| Franklin County Massachusetts | 9 | $ 1,653,000 | $ 183,000 | $ 86,000 |
| Montgomery County New York | 9 | $ 656,000 | $ 72,000 | $ 75,000 |
| Bucks County Pennsylvania | 9 | $ 4,447,000 | $ 494,000 | $ 250,000 |
| Chester County Pennsylvania | 9 | $ 4,320,000 | $ 480,000 | $ 185,000 |
| Montgomery County Pennsylvania | 9 | $ 4,754,000 | $ 528,000 | $ 257,000 |
| Windham County Vermont | 9 | $ 3,152,000 | $ 350,000 | $ 565,000 |
| Middlesex County New Jersey | 8 | $ 4,723,000 | $ 590,000 | $ 223,000 |
| Nassau County New York | 8 | $ 5,284,000 | $ 660,000 | $ 393,000 |
| New Haven County Connecticut | 7 | $ 12,635,000 | $ 1,805,000 | $ 125,000 |
| Tolland County Connecticut | 7 | $ 1,255,000 | $ 179,000 | $ 67,000 |
| Warren County New York | 7 | $ 1,084,000 | $ 154,000 | $ 130,000 |
| Westchester County New York | 7 | $ 3,473,000 | $ 496,000 | $ 214,000 |
| Washington County Rhode Island | 7 | $ 2,736,000 | $ 390,000 | $ 165,000 |
| Fulton County New York | 6 | $ 452,000 | $ 75,000 | $ 69,000 |
| Kings County New York | 6 | $ 4,912,000 | $ 818,000 | $ 199,000 |
| York County Maine | 5 | $ 1,498,000 | $ 299,000 | $ 201,000 |
| Lewis County New York | 5 | $ 466,000 | $ 93,000 | $ 64,000 |
| Bristol County Rhode Island | 5 | $ 4,536,000 | $ 907,000 | $ 390,000 |
| Windsor County Vermont | 5 | $ 619,000 | $ 123,000 | $ 104,000 |
| Litchfield County Connecticut | 4 | $ 945,000 | $ 236,000 | $ 193,000 |
| Middlesex County Connecticut | 4 | $ 1,522,000 | $ 380,000 | $ 147,000 |
| Carroll County New Hampshire | 4 | $ 1,274,000 | $ 318,000 | $ 376,000 |
| Burlington County New Jersey | 4 | $ 1,740,000 | $ 435,000 | $ 142,000 |
| Somerset County New Jersey | 4 | $ 4,556,000 | $ 1,139,000 | $ 136,000 |
| Cayuga County New York | 4 | $ 474,000 | $ 118,000 | $ 79,000 |
| Greene County New York | 4 | $ 835,000 | $ 208,000 | $ 117,000 |
| Otsego County New York | 4 | $ 462,000 | $ 115,000 | $ 148,000 |
| Suffolk County New York | 4 | $ 1,176,000 | $ 294,000 | $ 135,000 |
| Kent County Rhode Island | 4 | $ 2,221,000 | $ 555,000 | $ 203,000 |
| Pinellas County Florida | 3 | $ 836,000 | $ 278,000 | $ 171,000 |
| Cumberland County Maine | 3 | $ 1,035,000 | $ 345,000 | $ 127,000 |
| Nantucket County Massachusetts | 3 | $ 1,790,000 | $ 596,000 | $ 461,000 |
| Cheshire County New Hampshire | 3 | $ 424,000 | $ 141,000 | $ 91,000 |
| Grafton County New Hampshire | 3 | $ 526,000 | $ 175,000 | $ 224,000 |
| Ocean County New Jersey | 3 | $ 1,096,000 | $ 365,000 | $ 323,000 |
| Monroe County New York | 3 | $ 808,000 | $ 269,000 | $ 128,000 |
| New York County New York | 3 | $ 1,519,000 | $ 506,000 | $ 526,000 |
| Richmond County New York | 3 | $ 1,345,000 | $ 448,000 | $ 167,000 |
| Windham County Connecticut | 2 | $ 425,000 | $ 212,000 | $ 70,000 |
| Broward County Florida | 2 | $ 668,000 | $ 334,000 | $ 190,000 |
| Palm Beach County Florida | 2 | $ 4,788,000 | $ 2,394,000 | $ 1,215,000 |
| Hawaii County Hawaii | 2 | $ 673,000 | $ 336,000 | $ 69,000 |
| Sullivan County New Hampshire | 2 | $ 386,000 | $ 193,000 | $ 125,000 |
| Bergen County New Jersey | 2 | $ 1,509,000 | $ 754,000 | $ 236,000 |
| Hamilton County New York | 2 | $ 375,000 | $ 187,000 | $ 108,000 |
| Putnam County New York | 2 | $ 145,000 | $ 72,000 | $ 44,000 |
| St. Lawrence County New York | 2 | $ 346,000 | $ 173,000 | $ 55,000 |
| Delaware County Pennsylvania | 2 | $ 1,921,000 | $ 960,000 | $ 342,000 |
| Lehigh County Pennsylvania | 2 | $ 731,000 | $ 365,000 | $ 108,000 |
| Orange County California | 1 | $ 813,000 | $ 813,000 | $ 877,000 |
| Hillsborough County Florida | 1 | $ 389,000 | $ 389,000 | $ 134,000 |
| Lake County Florida | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Manatee County Florida | 1 | $ 143,000 | $ 143,000 | $ 111,000 |
| Osceola County Florida | 1 | $ 140,000 | $ 140,000 | $ 202,000 |
| Sarasota County Florida | 1 | $ 900,000 | $ 900,000 | $ 2,016,000 |
| Sumter County Florida | 1 | $ 134,000 | $ 134,000 | $ 36,000 |
| Honolulu County Hawaii | 1 | $ 357,000 | $ 357,000 | $ 122,000 |
| Franklin County Maine | 1 | $ 328,000 | $ 328,000 | $ 312,000 |
| Waldo County Maine | 1 | $ 428,000 | $ 428,000 | $ 392,000 |
| Merrimack County New Hampshire | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
| Hudson County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Morris County New Jersey | 1 | $ 548,000 | $ 548,000 | $ 106,000 |
| Union County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| Bronx County New York | 1 | $ 217,000 | $ 217,000 | $ 64,000 |
| Clinton County New York | 1 | $ 125,000 | $ 125,000 | $ 157,000 |
| Dutchess County New York | 1 | $ 230,000 | $ 230,000 | $ 182,000 |
| Essex County New York | 1 | $ 206,000 | $ 206,000 | $ 107,000 |
| Franklin County New York | 1 | $ 1,408,000 | $ 1,408,000 | $ 1,024,000 |
| Ontario County New York | 1 | $ 3,120,000 | $ 3,120,000 | $ 0 |
| Orange County New York | 1 | $ 210,000 | $ 210,000 | $ 283,000 |
| Queens County New York | 1 | $ 413,000 | $ 413,000 | $ 125,000 |
| Schoharie County New York | 1 | $ 49,000 | $ 49,000 | $ 75,000 |
| Wayne County New York | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Northampton County Pennsylvania | 1 | $ 9,000,000 | $ 9,000,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 1,015,000 |
| Addison County Vermont | 1 | $ 600,000 | $ 600,000 | $ 794,000 |
| Chittenden County Vermont | 1 | $ 238,000 | $ 238,000 | $ 192,000 |
| Lamoille County Vermont | 1 | $ 500,000 | $ 500,000 | $ 235,000 |
| Orange County Vermont | 1 | $ 213,000 | $ 213,000 | $ 79,000 |
| Washington County Vermont | 1 | $ 225,000 | $ 225,000 | $ 287,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Berkshire Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,629 | $664,603,000 | $407,000 | $4,500,000 | $184,000 | $5,055,000 |
| Refinancing | 886 | $385,710,000 | $435,000 | $20,000,000 | $174,000 | $2,474,000 |
| Home Improvement | 536 | $73,286,000 | $136,000 | $8,800,000 | $112,000 | $731,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,317 | $757,665,000 | $327,000 | $4,500,000 | $173,000 | $5,055,000 |
| Asian | 341 | $160,566,000 | $470,000 | $1,880,000 | $179,000 | $1,657,000 |
| Not Provided | 157 | $55,779,000 | $355,000 | $1,276,000 | $190,000 | $1,288,000 |
| Hispanic | 124 | $32,001,000 | $258,000 | $925,000 | $123,000 | $692,000 |
| Black or African American | 51 | $9,616,000 | $188,000 | $995,000 | $94,000 | $375,000 |
| Not applicable | 44 | $103,835,000 | $2,359,000 | $20,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,854,000 | $206,000 | $1,100,000 | $124,000 | $370,000 |
| American Indian or Alaskan Native | 8 | $2,283,000 | $285,000 | $1,110,000 | $73,000 | $122,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,928 | $1,099,502,000 | $375,000 | $20,000,000 | $172,000 | $5,055,000 |
| FHA-insured (Federal Housing Administration) | 85 | $16,213,000 | $190,000 | $569,000 | $63,000 | $215,000 |
| VA-guaranteed (Veterans Administration) | 32 | $6,546,000 | $204,000 | $536,000 | $74,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,338,000 | $223,000 | $328,000 | $67,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,780 | $650,115,000 | $365,000 | $20,000,000 | $155,000 | $5,055,000 |
| Loan Purchased By The Institution | 595 | $322,099,000 | $541,000 | $3,100,000 | $265,000 | $5,055,000 |
| Application Denied By Financial Institution | 379 | $63,699,000 | $168,000 | $1,276,000 | $93,000 | $1,288,000 |
| Application Withdrawn By Applicant | 193 | $62,576,000 | $324,000 | $4,500,000 | $154,000 | $2,250,000 |
| File Closed For Incompleteness | 72 | $15,287,000 | $212,000 | $985,000 | $130,000 | $888,000 |
| Application Approved But Not Accepted | 32 | $9,823,000 | $306,000 | $900,000 | $163,000 | $1,083,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 128 | $17,458,000 | $136,000 | $925,000 | $89,000 | $675,000 |
| Debt-To-Income Ratio | 98 | $17,149,000 | $174,000 | $1,110,000 | $69,000 | $611,000 |
| Collateral | 80 | $16,571,000 | $207,000 | $700,000 | $110,000 | $439,000 |
| Credit Application Incomplete | 45 | $7,558,000 | $167,000 | $1,276,000 | $131,000 | $1,288,000 |
| Other | 23 | $3,443,000 | $149,000 | $451,000 | $85,000 | $475,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,236,000 | $309,000 | $475,000 | $114,000 | $183,000 |
| Employment History | 1 | $284,000 | $284,000 | $284,000 | $78,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.