Bethpage Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Bethpage Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,955 |
| Total Mortgage Loan Application Amount | $2,194,924,000 |
| Average Mortgage Loan Application Amount | $305,666 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $164,000 |
| Highest Applicant Income | $6,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 2,338 | $ 686,014,000 | $ 293,000 | $ 147,000 |
| Nassau County New York | 2,330 | $ 744,985,000 | $ 319,000 | $ 156,000 |
| Queens County New York | 268 | $ 86,758,000 | $ 323,000 | $ 124,000 |
| New York County New York | 195 | $ 236,978,000 | $ 1,215,000 | $ 524,000 |
| Kings County New York | 166 | $ 161,927,000 | $ 975,000 | $ 270,000 |
| Westchester County New York | 93 | $ 77,340,000 | $ 831,000 | $ 384,000 |
| Fairfield County Connecticut | 50 | $ 48,441,000 | $ 968,000 | $ 431,000 |
| Bergen County New Jersey | 24 | $ 14,994,000 | $ 624,000 | $ 221,000 |
| Monmouth County New Jersey | 20 | $ 8,474,000 | $ 423,000 | $ 301,000 |
| Palm Beach County Florida | 18 | $ 6,941,000 | $ 385,000 | $ 182,000 |
| Richmond County New York | 16 | $ 6,683,000 | $ 417,000 | $ 151,000 |
| Brevard County Florida | 12 | $ 2,757,000 | $ 229,000 | $ 111,000 |
| Broward County Florida | 11 | $ 4,730,000 | $ 430,000 | $ 261,000 |
| Essex County New Jersey | 11 | $ 5,770,000 | $ 524,000 | $ 204,000 |
| Bronx County New York | 10 | $ 4,208,000 | $ 420,000 | $ 162,000 |
| St. Lucie County Florida | 9 | $ 1,350,000 | $ 150,000 | $ 153,000 |
| Hudson County New Jersey | 9 | $ 6,385,000 | $ 709,000 | $ 425,000 |
| Middlesex County New Jersey | 9 | $ 1,776,000 | $ 197,000 | $ 86,000 |
| Orange County New York | 9 | $ 2,038,000 | $ 226,000 | $ 121,000 |
| Wayne County Pennsylvania | 8 | $ 1,485,000 | $ 185,000 | $ 75,000 |
| New Haven County Connecticut | 7 | $ 2,250,000 | $ 321,000 | $ 243,000 |
| Martin County Florida | 7 | $ 1,382,000 | $ 197,000 | $ 122,000 |
| Ocean County New Jersey | 7 | $ 2,017,000 | $ 288,000 | $ 134,000 |
| Wake County North Carolina | 7 | $ 890,000 | $ 127,000 | $ 111,000 |
| Orange County Florida | 6 | $ 983,000 | $ 163,000 | $ 193,000 |
| St. Johns County Florida | 6 | $ 1,110,000 | $ 185,000 | $ 155,000 |
| Morris County New Jersey | 6 | $ 4,445,000 | $ 740,000 | $ 1,235,000 |
| Passaic County New Jersey | 6 | $ 2,015,000 | $ 335,000 | $ 148,000 |
| Union County New Jersey | 6 | $ 2,278,000 | $ 379,000 | $ 145,000 |
| Putnam County New York | 6 | $ 1,368,000 | $ 228,000 | $ 145,000 |
| Saratoga County New York | 6 | $ 1,292,000 | $ 215,000 | $ 144,000 |
| Allegheny County Pennsylvania | 6 | $ 1,231,000 | $ 205,000 | $ 107,000 |
| Pike County Pennsylvania | 6 | $ 799,000 | $ 133,000 | $ 105,000 |
| Loudoun County Virginia | 6 | $ 1,008,000 | $ 168,000 | $ 204,000 |
| Hillsborough County Florida | 5 | $ 1,147,000 | $ 229,000 | $ 115,000 |
| Pinellas County Florida | 5 | $ 1,569,000 | $ 313,000 | $ 65,000 |
| Volusia County Florida | 5 | $ 616,000 | $ 123,000 | $ 93,000 |
| Mercer County New Jersey | 5 | $ 4,448,000 | $ 889,000 | $ 262,000 |
| Greene County New York | 5 | $ 1,577,000 | $ 315,000 | $ 938,000 |
| Rockland County New York | 5 | $ 1,906,000 | $ 381,000 | $ 125,000 |
| Maricopa County Arizona | 4 | $ 815,000 | $ 203,000 | $ 77,000 |
| Los Angeles County California | 4 | $ 1,194,000 | $ 298,000 | $ 154,000 |
| Collier County Florida | 4 | $ 1,281,000 | $ 320,000 | $ 179,000 |
| Montgomery County Maryland | 4 | $ 830,000 | $ 207,000 | $ 122,000 |
| Clark County Nevada | 4 | $ 816,000 | $ 204,000 | $ 135,000 |
| Delaware County New York | 4 | $ 780,000 | $ 195,000 | $ 193,000 |
| Dutchess County New York | 4 | $ 778,000 | $ 194,000 | $ 242,000 |
| Mecklenburg County North Carolina | 4 | $ 794,000 | $ 198,000 | $ 98,000 |
| San Diego County California | 3 | $ 1,039,000 | $ 346,000 | $ 175,000 |
| Citrus County Florida | 3 | $ 450,000 | $ 150,000 | $ 111,000 |
| Indian River County Florida | 3 | $ 348,000 | $ 116,000 | $ 66,000 |
| Lee County Florida | 3 | $ 695,000 | $ 231,000 | $ 176,000 |
| Manatee County Florida | 3 | $ 405,000 | $ 135,000 | $ 137,000 |
| Marion County Florida | 3 | $ 249,000 | $ 83,000 | $ 73,000 |
| Sarasota County Florida | 3 | $ 886,000 | $ 295,000 | $ 165,000 |
| Gwinnett County Georgia | 3 | $ 583,000 | $ 194,000 | $ 60,000 |
| Sussex County New Jersey | 3 | $ 573,000 | $ 191,000 | $ 67,000 |
| Ulster County New York | 3 | $ 504,000 | $ 168,000 | $ 107,000 |
| Union County North Carolina | 3 | $ 1,217,000 | $ 405,000 | $ 145,000 |
| Bucks County Pennsylvania | 3 | $ 1,610,000 | $ 536,000 | $ 199,000 |
| Monroe County Pennsylvania | 3 | $ 629,000 | $ 209,000 | $ 348,000 |
| Philadelphia County Pennsylvania | 3 | $ 481,000 | $ 160,000 | $ 87,000 |
| Santa Clara County California | 2 | $ 689,000 | $ 344,000 | $ 136,000 |
| Litchfield County Connecticut | 2 | $ 856,000 | $ 428,000 | $ 301,000 |
| New Castle County Delaware | 2 | $ 338,000 | $ 169,000 | $ 120,000 |
| Duval County Florida | 2 | $ 427,000 | $ 213,000 | $ 127,000 |
| Lake County Florida | 2 | $ 227,000 | $ 113,000 | $ 111,000 |
| Miami-Dade County Florida | 2 | $ 834,000 | $ 417,000 | $ 1,130,000 |
| Okaloosa County Florida | 2 | $ 267,000 | $ 133,000 | $ 104,000 |
| DeKalb County Georgia | 2 | $ 274,000 | $ 137,000 | $ 81,000 |
| Baltimore County Maryland | 2 | $ 463,000 | $ 231,000 | $ 103,000 |
| Middlesex County Massachusetts | 2 | $ 153,000 | $ 76,000 | $ 99,000 |
| Burlington County New Jersey | 2 | $ 337,000 | $ 168,000 | $ 213,000 |
| Cape May County New Jersey | 2 | $ 1,324,000 | $ 662,000 | $ 398,000 |
| Broome County New York | 2 | $ 266,000 | $ 133,000 | $ 168,000 |
| Columbia County New York | 2 | $ 444,000 | $ 222,000 | $ 384,000 |
| Hamilton County New York | 2 | $ 245,000 | $ 122,000 | $ 307,000 |
| Schenectady County New York | 2 | $ 560,000 | $ 280,000 | $ 112,000 |
| Sullivan County New York | 2 | $ 380,000 | $ 190,000 | $ 204,000 |
| Warren County New York | 2 | $ 512,000 | $ 256,000 | $ 257,000 |
| Chatham County North Carolina | 2 | $ 587,000 | $ 293,000 | $ 128,000 |
| Johnston County North Carolina | 2 | $ 696,000 | $ 348,000 | $ 122,000 |
| Horry County South Carolina | 2 | $ 195,000 | $ 97,000 | $ 70,000 |
| Jasper County South Carolina | 2 | $ 50,000 | $ 25,000 | $ 76,000 |
| York County South Carolina | 2 | $ 376,000 | $ 188,000 | $ 78,000 |
| Windsor County Vermont | 2 | $ 435,000 | $ 217,000 | $ 257,000 |
| Chesterfield County Virginia | 2 | $ 304,000 | $ 152,000 | $ 61,000 |
| Fairfax County Virginia | 2 | $ 933,000 | $ 466,000 | $ 187,000 |
| Pima County Arizona | 1 | $ 227,000 | $ 227,000 | $ 99,000 |
| Alameda County California | 1 | $ 793,000 | $ 793,000 | $ 99,000 |
| San Mateo County California | 1 | $ 417,000 | $ 417,000 | $ 167,000 |
| Arapahoe County Colorado | 1 | $ 392,000 | $ 392,000 | $ 131,000 |
| Douglas County Colorado | 1 | $ 125,000 | $ 125,000 | $ 156,000 |
| Kiowa County Colorado | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
| Larimer County Colorado | 1 | $ 292,000 | $ 292,000 | $ 80,000 |
| Saguache County Colorado | 1 | $ 127,000 | $ 127,000 | $ 97,000 |
| Hartford County Connecticut | 1 | $ 321,000 | $ 321,000 | $ 150,000 |
| New London County Connecticut | 1 | $ 331,000 | $ 331,000 | $ 147,000 |
| Tolland County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 233,000 |
| Sussex County Delaware | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| District of Columbia County District Of Columbia | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Alachua County Florida | 1 | $ 207,000 | $ 207,000 | $ 92,000 |
| Charlotte County Florida | 1 | $ 151,000 | $ 151,000 | $ 66,000 |
| Flagler County Florida | 1 | $ 29,000 | $ 29,000 | $ 98,000 |
| Hernando County Florida | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Monroe County Florida | 1 | $ 98,000 | $ 98,000 | $ 188,000 |
| Osceola County Florida | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Pasco County Florida | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| Polk County Florida | 1 | $ 104,000 | $ 104,000 | $ 43,000 |
| Seminole County Florida | 1 | $ 200,000 | $ 200,000 | $ 162,000 |
| Sumter County Florida | 1 | $ 170,000 | $ 170,000 | $ 104,000 |
| Chatham County Georgia | 1 | $ 300,000 | $ 300,000 | $ 254,000 |
| Cobb County Georgia | 1 | $ 324,000 | $ 324,000 | $ 150,000 |
| Coweta County Georgia | 1 | $ 256,000 | $ 256,000 | $ 160,000 |
| Fayette County Georgia | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Forsyth County Georgia | 1 | $ 327,000 | $ 327,000 | $ 158,000 |
| Hall County Georgia | 1 | $ 485,000 | $ 485,000 | $ 155,000 |
| Henry County Georgia | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Lowndes County Georgia | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Paulding County Georgia | 1 | $ 182,000 | $ 182,000 | $ 109,000 |
| Putnam County Georgia | 1 | $ 315,000 | $ 315,000 | $ 206,000 |
| DuPage County Illinois | 1 | $ 100,000 | $ 100,000 | $ 154,000 |
| Porter County Indiana | 1 | $ 28,000 | $ 28,000 | $ 161,000 |
| Calcasieu County Louisiana | 1 | $ 212,000 | $ 212,000 | $ 92,000 |
| Cumberland County Maine | 1 | $ 135,000 | $ 135,000 | $ 180,000 |
| Baltimore City County Maryland | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
| Carroll County Maryland | 1 | $ 247,000 | $ 247,000 | $ 84,000 |
| Hampden County Massachusetts | 1 | $ 202,000 | $ 202,000 | $ 72,000 |
| Norfolk County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 46,000 |
| Worcester County Massachusetts | 1 | $ 117,000 | $ 117,000 | $ 98,000 |
| Belknap County New Hampshire | 1 | $ 192,000 | $ 192,000 | $ 92,000 |
| Carroll County New Hampshire | 1 | $ 149,000 | $ 149,000 | $ 108,000 |
| Hillsborough County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Rockingham County New Hampshire | 1 | $ 304,000 | $ 304,000 | $ 126,000 |
| Sullivan County New Hampshire | 1 | $ 137,000 | $ 137,000 | $ 77,000 |
| Camden County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 225,000 |
| Gloucester County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 205,000 |
| Somerset County New Jersey | 1 | $ 374,000 | $ 374,000 | $ 240,000 |
| Warren County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Albany County New York | 1 | $ 380,000 | $ 380,000 | $ 507,000 |
| Cayuga County New York | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Chenango County New York | 1 | $ 240,000 | $ 240,000 | $ 148,000 |
| Clinton County New York | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Erie County New York | 1 | $ 146,000 | $ 146,000 | $ 173,000 |
| Fulton County New York | 1 | $ 330,000 | $ 330,000 | $ 134,000 |
| Herkimer County New York | 1 | $ 92,000 | $ 92,000 | $ 110,000 |
| Niagara County New York | 1 | $ 104,000 | $ 104,000 | $ 91,000 |
| Otsego County New York | 1 | $ 80,000 | $ 80,000 | $ 101,000 |
| Rensselaer County New York | 1 | $ 122,000 | $ 122,000 | $ 71,000 |
| Tompkins County New York | 1 | $ 349,000 | $ 349,000 | $ 139,000 |
| Washington County New York | 1 | $ 80,000 | $ 80,000 | $ 81,000 |
| Wayne County New York | 1 | $ 144,000 | $ 144,000 | $ 84,000 |
| Brunswick County North Carolina | 1 | $ 294,000 | $ 294,000 | $ 153,000 |
| Buncombe County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 67,000 |
| Cabarrus County North Carolina | 1 | $ 279,000 | $ 279,000 | $ 133,000 |
| Craven County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Durham County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 72,000 |
| Granville County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Guilford County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 199,000 |
| Iredell County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| Macon County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 225,000 |
| Onslow County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 158,000 |
| Orange County North Carolina | 1 | $ 378,000 | $ 378,000 | $ 83,000 |
| Stanly County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Cuyahoga County Ohio | 1 | $ 218,000 | $ 218,000 | $ 141,000 |
| Beaver County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 89,000 |
| Chester County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Delaware County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Lackawanna County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 48,000 |
| Lancaster County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 73,000 |
| Montgomery County Pennsylvania | 1 | $ 820,000 | $ 820,000 | $ 1,243,000 |
| Sullivan County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Kent County Rhode Island | 1 | $ 360,000 | $ 360,000 | $ 138,000 |
| Providence County Rhode Island | 1 | $ 150,000 | $ 150,000 | $ 360,000 |
| Washington County Rhode Island | 1 | $ 417,000 | $ 417,000 | $ 377,000 |
| Aiken County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 98,000 |
| Charleston County South Carolina | 1 | $ 189,000 | $ 189,000 | $ 41,000 |
| Georgetown County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 69,000 |
| Lexington County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Oconee County South Carolina | 1 | $ 336,000 | $ 336,000 | $ 190,000 |
| Cumberland County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 107,000 |
| Bennington County Vermont | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Franklin County Virginia | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
| Orange County Virginia | 1 | $ 203,000 | $ 203,000 | $ 174,000 |
| Prince William County Virginia | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Suffolk County Virginia | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Virginia Beach County Virginia | 1 | $ 80,000 | $ 80,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,338 | $1,278,913,000 | $383,000 | $8,000,000 | $180,000 | $4,484,000 |
| Home Purchase | 1,920 | $852,687,000 | $444,000 | $5,000,000 | $180,000 | $6,500,000 |
| Home Improvement | 697 | $63,324,000 | $90,000 | $1,040,000 | $132,000 | $2,900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,057 | $1,547,681,000 | $381,000 | $5,000,000 | $187,000 | $6,500,000 |
| Not Provided | 917 | $292,478,000 | $318,000 | $8,000,000 | $161,000 | $4,294,000 |
| Asian | 457 | $196,365,000 | $429,000 | $4,160,000 | $161,000 | $3,355,000 |
| Hispanic | 259 | $70,737,000 | $273,000 | $3,223,000 | $113,000 | $2,900,000 |
| Black or African American | 223 | $63,352,000 | $284,000 | $1,880,000 | $118,000 | $608,000 |
| Not applicable | 22 | $16,644,000 | $756,000 | $5,000,000 | $62,000 | $156,000 |
| American Indian or Alaskan Native | 10 | $3,968,000 | $396,000 | $743,000 | $180,000 | $318,000 |
| Native Hawaiin or Other Pacific Islander | 10 | $3,699,000 | $369,000 | $938,000 | $127,000 | $278,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,825 | $2,155,454,000 | $370,000 | $8,000,000 | $176,000 | $6,500,000 |
| FHA-insured (Federal Housing Administration) | 129 | $38,910,000 | $301,000 | $614,000 | $107,000 | $339,000 |
| VA-guaranteed (Veterans Administration) | 1 | $560,000 | $560,000 | $560,000 | $118,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,902 | $1,514,884,000 | $388,000 | $8,000,000 | $185,000 | $6,500,000 |
| Application Withdrawn By Applicant | 925 | $340,406,000 | $368,000 | $5,000,000 | $172,000 | $2,900,000 |
| Application Denied By Financial Institution | 661 | $164,943,000 | $249,000 | $5,000,000 | $126,000 | $4,019,000 |
| File Closed For Incompleteness | 437 | $140,284,000 | $321,000 | $1,500,000 | $137,000 | $1,500,000 |
| Application Approved But Not Accepted | 30 | $34,407,000 | $1,146,000 | $2,438,000 | $448,000 | $1,781,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 276 | $40,140,000 | $145,000 | $2,100,000 | $115,000 | $1,087,000 |
| Debt-To-Income Ratio | 187 | $43,829,000 | $234,000 | $1,400,000 | $87,000 | $505,000 |
| Collateral | 119 | $22,538,000 | $189,000 | $3,300,000 | $119,000 | $354,000 |
| Other | 37 | $42,764,000 | $1,155,000 | $5,000,000 | $423,000 | $4,019,000 |
| Credit Application Incomplete | 18 | $8,767,000 | $487,000 | $2,000,000 | $153,000 | $266,000 |
| Unverifiable Information | 12 | $2,929,000 | $244,000 | $384,000 | $119,000 | $360,000 |
| Employment History | 5 | $2,000,000 | $400,000 | $1,360,000 | $138,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,600,000 | $800,000 | $1,000,000 | $167,000 | $190,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.