Bethpage Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Bethpage Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,438 |
| Total Mortgage Loan Application Amount | $1,677,156,000 |
| Average Mortgage Loan Application Amount | $267,000 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $157,666 |
| Highest Applicant Income | $7,107,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 2,170 | $ 557,969,000 | $ 257,000 | $ 142,000 |
| Nassau County New York | 2,029 | $ 572,861,000 | $ 282,000 | $ 151,000 |
| Queens County New York | 264 | $ 72,128,000 | $ 273,000 | $ 135,000 |
| Kings County New York | 129 | $ 123,474,000 | $ 957,000 | $ 323,000 |
| New York County New York | 109 | $ 118,010,000 | $ 1,082,000 | $ 494,000 |
| Westchester County New York | 91 | $ 44,177,000 | $ 485,000 | $ 239,000 |
| Fairfield County Connecticut | 62 | $ 35,991,000 | $ 580,000 | $ 230,000 |
| Richmond County New York | 28 | $ 10,429,000 | $ 372,000 | $ 165,000 |
| Bergen County New Jersey | 25 | $ 12,338,000 | $ 493,000 | $ 236,000 |
| Palm Beach County Florida | 19 | $ 5,562,000 | $ 292,000 | $ 201,000 |
| Bronx County New York | 14 | $ 2,071,000 | $ 147,000 | $ 101,000 |
| Brevard County Florida | 13 | $ 2,485,000 | $ 191,000 | $ 107,000 |
| Monmouth County New Jersey | 13 | $ 4,480,000 | $ 344,000 | $ 218,000 |
| Hudson County New Jersey | 12 | $ 6,933,000 | $ 577,000 | $ 175,000 |
| Broward County Florida | 11 | $ 1,645,000 | $ 149,000 | $ 152,000 |
| Middlesex County New Jersey | 11 | $ 3,053,000 | $ 277,000 | $ 127,000 |
| Rockland County New York | 11 | $ 2,155,000 | $ 195,000 | $ 207,000 |
| Wake County North Carolina | 10 | $ 1,654,000 | $ 165,000 | $ 119,000 |
| Pinellas County Florida | 8 | $ 1,244,000 | $ 155,000 | $ 155,000 |
| St. Johns County Florida | 8 | $ 1,249,000 | $ 156,000 | $ 88,000 |
| Essex County New Jersey | 8 | $ 5,115,000 | $ 639,000 | $ 342,000 |
| New Haven County Connecticut | 7 | $ 783,000 | $ 111,000 | $ 116,000 |
| Martin County Florida | 7 | $ 1,199,000 | $ 171,000 | $ 109,000 |
| St. Lucie County Florida | 7 | $ 238,000 | $ 34,000 | $ 74,000 |
| Morris County New Jersey | 7 | $ 3,596,000 | $ 513,000 | $ 167,000 |
| Passaic County New Jersey | 7 | $ 2,114,000 | $ 302,000 | $ 142,000 |
| Dutchess County New York | 7 | $ 1,370,000 | $ 195,000 | $ 121,000 |
| Sullivan County New York | 7 | $ 993,000 | $ 141,000 | $ 260,000 |
| Litchfield County Connecticut | 6 | $ 2,324,000 | $ 387,000 | $ 209,000 |
| Collier County Florida | 6 | $ 1,199,000 | $ 199,000 | $ 139,000 |
| Miami-Dade County Florida | 6 | $ 3,529,000 | $ 588,000 | $ 466,000 |
| Ocean County New Jersey | 6 | $ 1,425,000 | $ 237,000 | $ 175,000 |
| Delaware County New York | 6 | $ 765,000 | $ 127,000 | $ 180,000 |
| Orange County New York | 6 | $ 1,259,000 | $ 209,000 | $ 107,000 |
| Putnam County New York | 6 | $ 2,130,000 | $ 355,000 | $ 170,000 |
| Horry County South Carolina | 6 | $ 792,000 | $ 132,000 | $ 194,000 |
| Sussex County Delaware | 5 | $ 887,000 | $ 177,000 | $ 118,000 |
| Erie County New York | 5 | $ 603,000 | $ 120,000 | $ 79,000 |
| Pike County Pennsylvania | 5 | $ 544,000 | $ 108,000 | $ 149,000 |
| Wayne County Pennsylvania | 5 | $ 740,000 | $ 148,000 | $ 136,000 |
| Maricopa County Arizona | 4 | $ 644,000 | $ 161,000 | $ 89,000 |
| Orange County California | 4 | $ 2,420,000 | $ 605,000 | $ 228,000 |
| Lake County Florida | 4 | $ 533,000 | $ 133,000 | $ 52,000 |
| Pasco County Florida | 4 | $ 796,000 | $ 199,000 | $ 99,000 |
| Coweta County Georgia | 4 | $ 735,000 | $ 183,000 | $ 91,000 |
| Gwinnett County Georgia | 4 | $ 763,000 | $ 190,000 | $ 89,000 |
| Anne Arundel County Maryland | 4 | $ 1,046,000 | $ 261,000 | $ 127,000 |
| Union County New Jersey | 4 | $ 751,000 | $ 187,000 | $ 132,000 |
| Greene County New York | 4 | $ 802,000 | $ 200,000 | $ 214,000 |
| Mecklenburg County North Carolina | 4 | $ 762,000 | $ 190,000 | $ 77,000 |
| Monroe County Pennsylvania | 4 | $ 672,000 | $ 168,000 | $ 57,000 |
| Fairfax County Virginia | 4 | $ 1,364,000 | $ 341,000 | $ 190,000 |
| Los Angeles County California | 3 | $ 1,000,000 | $ 333,000 | $ 132,000 |
| Hillsborough County Florida | 3 | $ 492,000 | $ 164,000 | $ 131,000 |
| Orange County Florida | 3 | $ 839,000 | $ 279,000 | $ 198,000 |
| Sarasota County Florida | 3 | $ 777,000 | $ 259,000 | $ 162,000 |
| DeKalb County Georgia | 3 | $ 1,119,000 | $ 373,000 | $ 226,000 |
| Cumberland County Maine | 3 | $ 665,000 | $ 221,000 | $ 166,000 |
| Barnstable County Massachusetts | 3 | $ 1,064,000 | $ 354,000 | $ 143,000 |
| Burlington County New Jersey | 3 | $ 334,000 | $ 111,000 | $ 206,000 |
| Sussex County New Jersey | 3 | $ 325,000 | $ 108,000 | $ 72,000 |
| Madison County New York | 3 | $ 543,000 | $ 181,000 | $ 90,000 |
| Saratoga County New York | 3 | $ 576,000 | $ 192,000 | $ 103,000 |
| Warren County New York | 3 | $ 631,000 | $ 210,000 | $ 118,000 |
| Guilford County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 105,000 |
| Bucks County Pennsylvania | 3 | $ 1,192,000 | $ 397,000 | $ 138,000 |
| Montgomery County Pennsylvania | 3 | $ 463,000 | $ 154,000 | $ 92,000 |
| Northampton County Pennsylvania | 3 | $ 426,000 | $ 142,000 | $ 190,000 |
| Charleston County South Carolina | 3 | $ 680,000 | $ 226,000 | $ 107,000 |
| Greenville County South Carolina | 3 | $ 526,000 | $ 175,000 | $ 74,000 |
| Bennington County Vermont | 3 | $ 776,000 | $ 258,000 | $ 203,000 |
| Windham County Vermont | 3 | $ 599,000 | $ 199,000 | $ 172,000 |
| Pima County Arizona | 2 | $ 581,000 | $ 290,000 | $ 136,000 |
| San Diego County California | 2 | $ 470,000 | $ 235,000 | $ 175,000 |
| Hartford County Connecticut | 2 | $ 460,000 | $ 230,000 | $ 121,000 |
| Middlesex County Connecticut | 2 | $ 459,000 | $ 229,000 | $ 108,000 |
| Hernando County Florida | 2 | $ 236,000 | $ 118,000 | $ 78,000 |
| Indian River County Florida | 2 | $ 489,000 | $ 244,000 | $ 186,000 |
| Lee County Florida | 2 | $ 320,000 | $ 160,000 | $ 208,000 |
| Osceola County Florida | 2 | $ 331,000 | $ 165,000 | $ 80,000 |
| Seminole County Florida | 2 | $ 382,000 | $ 191,000 | $ 170,000 |
| Volusia County Florida | 2 | $ 179,000 | $ 89,000 | $ 215,000 |
| Chatham County Georgia | 2 | $ 311,000 | $ 155,000 | $ 99,000 |
| Cherokee County Georgia | 2 | $ 348,000 | $ 174,000 | $ 203,000 |
| Fayette County Georgia | 2 | $ 450,000 | $ 225,000 | $ 65,000 |
| Fulton County Georgia | 2 | $ 352,000 | $ 176,000 | $ 174,000 |
| Paulding County Georgia | 2 | $ 445,000 | $ 222,000 | $ 150,000 |
| Cook County Illinois | 2 | $ 540,000 | $ 270,000 | $ 158,000 |
| Clark County Nevada | 2 | $ 448,000 | $ 224,000 | $ 72,000 |
| Rockingham County New Hampshire | 2 | $ 432,000 | $ 216,000 | $ 139,000 |
| Mercer County New Jersey | 2 | $ 6,782,000 | $ 3,391,000 | $ 1,650,000 |
| Albany County New York | 2 | $ 405,000 | $ 202,000 | $ 85,000 |
| Columbia County New York | 2 | $ 910,000 | $ 455,000 | $ 184,000 |
| Onondaga County New York | 2 | $ 238,000 | $ 119,000 | $ 66,000 |
| Otsego County New York | 2 | $ 189,000 | $ 94,000 | $ 105,000 |
| Ulster County New York | 2 | $ 231,000 | $ 115,000 | $ 175,000 |
| Cabarrus County North Carolina | 2 | $ 206,000 | $ 103,000 | $ 97,000 |
| Iredell County North Carolina | 2 | $ 326,000 | $ 163,000 | $ 85,000 |
| Johnston County North Carolina | 2 | $ 364,000 | $ 182,000 | $ 92,000 |
| Pitt County North Carolina | 2 | $ 374,000 | $ 187,000 | $ 96,000 |
| Carbon County Pennsylvania | 2 | $ 413,000 | $ 206,000 | $ 193,000 |
| Lackawanna County Pennsylvania | 2 | $ 218,000 | $ 109,000 | $ 41,000 |
| Lehigh County Pennsylvania | 2 | $ 291,000 | $ 145,000 | $ 43,000 |
| Knox County Tennessee | 2 | $ 406,000 | $ 203,000 | $ 120,000 |
| Windsor County Vermont | 2 | $ 350,000 | $ 175,000 | $ 233,000 |
| James City County Virginia | 2 | $ 589,000 | $ 294,000 | $ 138,000 |
| Virginia Beach County Virginia | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Snohomish County Washington | 2 | $ 543,000 | $ 271,000 | $ 117,000 |
| Yavapai County Arizona | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Placer County California | 1 | $ 575,000 | $ 575,000 | $ 196,000 |
| Sacramento County California | 1 | $ 228,000 | $ 228,000 | $ 73,000 |
| San Bernardino County California | 1 | $ 340,000 | $ 340,000 | $ 240,000 |
| Denver County Colorado | 1 | $ 420,000 | $ 420,000 | $ 134,000 |
| Grand County Colorado | 1 | $ 308,000 | $ 308,000 | $ 305,000 |
| Jefferson County Colorado | 1 | $ 280,000 | $ 280,000 | $ 240,000 |
| New London County Connecticut | 1 | $ 30,000 | $ 30,000 | $ 87,000 |
| Windham County Connecticut | 1 | $ 283,000 | $ 283,000 | $ 69,000 |
| New Castle County Delaware | 1 | $ 208,000 | $ 208,000 | $ 91,000 |
| District of Columbia County District Of Columbia | 1 | $ 568,000 | $ 568,000 | $ 340,000 |
| Alachua County Florida | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Duval County Florida | 1 | $ 112,000 | $ 112,000 | $ 320,000 |
| Flagler County Florida | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Marion County Florida | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Nassau County Florida | 1 | $ 259,000 | $ 259,000 | $ 103,000 |
| Okaloosa County Florida | 1 | $ 60,000 | $ 60,000 | $ 145,000 |
| Putnam County Florida | 1 | $ 58,000 | $ 58,000 | $ 57,000 |
| Cobb County Georgia | 1 | $ 134,000 | $ 134,000 | $ 89,000 |
| Douglas County Georgia | 1 | $ 229,000 | $ 229,000 | $ 139,000 |
| Greene County Georgia | 1 | $ 380,000 | $ 380,000 | $ 239,000 |
| Henry County Georgia | 1 | $ 136,000 | $ 136,000 | $ 71,000 |
| Newton County Georgia | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Putnam County Georgia | 1 | $ 205,000 | $ 205,000 | $ 265,000 |
| Tippecanoe County Indiana | 1 | $ 164,000 | $ 164,000 | $ 90,000 |
| Rapides County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Waldo County Maine | 1 | $ 359,000 | $ 359,000 | $ 169,000 |
| Baltimore County Maryland | 1 | $ 455,000 | $ 455,000 | $ 200,000 |
| Baltimore City County Maryland | 1 | $ 128,000 | $ 128,000 | $ 127,000 |
| Calvert County Maryland | 1 | $ 260,000 | $ 260,000 | $ 138,000 |
| Charles County Maryland | 1 | $ 171,000 | $ 171,000 | $ 188,000 |
| Frederick County Maryland | 1 | $ 292,000 | $ 292,000 | $ 81,000 |
| Harford County Maryland | 1 | $ 260,000 | $ 260,000 | $ 104,000 |
| Berkshire County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 158,000 |
| Dukes County Massachusetts | 1 | $ 419,000 | $ 419,000 | $ 162,000 |
| Middlesex County Massachusetts | 1 | $ 10,000 | $ 10,000 | $ 74,000 |
| Norfolk County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 300,000 |
| Suffolk County Massachusetts | 1 | $ 380,000 | $ 380,000 | $ 82,000 |
| Worcester County Massachusetts | 1 | $ 157,000 | $ 157,000 | $ 260,000 |
| Macomb County Michigan | 1 | $ 60,000 | $ 60,000 | $ 16,000 |
| Merrimack County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 244,000 |
| Strafford County New Hampshire | 1 | $ 230,000 | $ 230,000 | $ 120,000 |
| Sullivan County New Hampshire | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Atlantic County New Jersey | 1 | $ 420,000 | $ 420,000 | $ 385,000 |
| Gloucester County New Jersey | 1 | $ 26,000 | $ 26,000 | $ 170,000 |
| Chautauqua County New York | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Chenango County New York | 1 | $ 149,000 | $ 149,000 | $ 122,000 |
| Essex County New York | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Fulton County New York | 1 | $ 110,000 | $ 110,000 | $ 132,000 |
| Hamilton County New York | 1 | $ 165,000 | $ 165,000 | $ 162,000 |
| Monroe County New York | 1 | $ 131,000 | $ 131,000 | $ 68,000 |
| Schoharie County New York | 1 | $ 228,000 | $ 228,000 | $ 120,000 |
| Yates County New York | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Brunswick County North Carolina | 1 | $ 279,000 | $ 279,000 | $ 171,000 |
| Carteret County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 179,000 |
| Catawba County North Carolina | 1 | $ 620,000 | $ 620,000 | $ 200,000 |
| Madison County North Carolina | 1 | $ 391,000 | $ 391,000 | $ 185,000 |
| Moore County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| New Hanover County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 35,000 |
| Onslow County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 153,000 |
| Rockingham County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| Rutherford County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 195,000 |
| Stanly County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Stokes County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| Union County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Lucas County Ohio | 1 | $ 220,000 | $ 220,000 | $ 127,000 |
| Rogers County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Benton County Oregon | 1 | $ 243,000 | $ 243,000 | $ 174,000 |
| Chester County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 98,000 |
| Franklin County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 121,000 |
| Lancaster County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 103,000 |
| Susquehanna County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 66,000 |
| York County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Hamilton County Tennessee | 1 | $ 237,000 | $ 237,000 | $ 58,000 |
| Roane County Tennessee | 1 | $ 191,000 | $ 191,000 | $ 147,000 |
| Sumner County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 95,000 |
| Williamson County Tennessee | 1 | $ 399,000 | $ 399,000 | $ 260,000 |
| Franklin County Vermont | 1 | $ 48,000 | $ 48,000 | $ 151,000 |
| Hanover County Virginia | 1 | $ 291,000 | $ 291,000 | $ 55,000 |
| Henrico County Virginia | 1 | $ 225,000 | $ 225,000 | $ 138,000 |
| Lexington County Virginia | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
| Loudoun County Virginia | 1 | $ 380,000 | $ 380,000 | $ 216,000 |
| Mecklenburg County Virginia | 1 | $ 300,000 | $ 300,000 | $ 180,000 |
| Orange County Virginia | 1 | $ 220,000 | $ 220,000 | $ 152,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,346 | $738,900,000 | $314,000 | $6,000,000 | $159,000 | $3,360,000 |
| Home Purchase | 2,123 | $855,524,000 | $402,000 | $5,000,000 | $172,000 | $7,107,000 |
| Home Improvement | 969 | $82,732,000 | $85,000 | $1,700,000 | $142,000 | $2,600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,461 | $1,127,299,000 | $325,000 | $5,000,000 | $165,000 | $7,107,000 |
| Not Provided | 1,103 | $278,319,000 | $252,000 | $4,973,000 | $167,000 | $3,017,000 |
| Asian | 353 | $141,858,000 | $401,000 | $6,000,000 | $171,000 | $2,973,000 |
| Hispanic | 281 | $69,976,000 | $249,000 | $2,052,000 | $111,000 | $542,000 |
| Black or African American | 219 | $53,462,000 | $244,000 | $1,444,000 | $114,000 | $938,000 |
| American Indian or Alaskan Native | 12 | $3,366,000 | $280,000 | $1,000,000 | $162,000 | $308,000 |
| Not applicable | 5 | $491,000 | $98,000 | $300,000 | $167,000 | $285,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $2,385,000 | $596,000 | $1,700,000 | $153,000 | $354,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,299 | $1,633,460,000 | $308,000 | $6,000,000 | $162,000 | $7,107,000 |
| FHA-insured (Federal Housing Administration) | 138 | $43,646,000 | $316,000 | $636,000 | $114,000 | $303,000 |
| VA-guaranteed (Veterans Administration) | 1 | $50,000 | $50,000 | $50,000 | $330,000 | $330,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,583 | $1,136,799,000 | $317,000 | $5,000,000 | $159,000 | $3,849,000 |
| Application Denied By Financial Institution | 797 | $152,252,000 | $191,000 | $3,096,000 | $127,000 | $2,600,000 |
| Application Withdrawn By Applicant | 763 | $267,051,000 | $350,000 | $4,973,000 | $196,000 | $7,107,000 |
| File Closed For Incompleteness | 248 | $81,115,000 | $327,000 | $1,646,000 | $141,000 | $1,452,000 |
| Application Approved But Not Accepted | 47 | $39,939,000 | $849,000 | $6,000,000 | $368,000 | $2,973,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 344 | $43,086,000 | $125,000 | $1,441,000 | $126,000 | $981,000 |
| Debt-To-Income Ratio | 240 | $45,784,000 | $190,000 | $1,100,000 | $91,000 | $600,000 |
| Collateral | 146 | $25,889,000 | $177,000 | $1,700,000 | $156,000 | $2,600,000 |
| Other | 36 | $21,134,000 | $587,000 | $3,000,000 | $205,000 | $1,061,000 |
| Unverifiable Information | 9 | $2,420,000 | $268,000 | $820,000 | $110,000 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $8,626,000 | $1,232,000 | $3,096,000 | $372,000 | $1,047,000 |
| Credit Application Incomplete | 7 | $3,178,000 | $454,000 | $1,100,000 | $230,000 | $705,000 |
| Employment History | 3 | $1,669,000 | $556,000 | $1,496,000 | $171,000 | $390,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.