Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Black Hills Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Black Hills Federal Credit Union Po Box 1420-225 Main St Rapid City, SD 57709 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,455 |
Total Mortgage Loan Application Amount | $525,255,000 |
Average Mortgage Loan Application Amount | $211,750 |
Highest Mortgage Loan Application Amount | $1,395,000 |
Average Applicant Income | $106,000 |
Highest Applicant Income | $2,157,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pennington County South Dakota | 1,177 | $ 246,555,000 | $ 209,000 | $ 101,000 |
Meade County South Dakota | 286 | $ 63,370,000 | $ 221,000 | $ 104,000 |
Lawrence County South Dakota | 227 | $ 52,185,000 | $ 229,000 | $ 106,000 |
Minnehaha County South Dakota | 180 | $ 39,600,000 | $ 220,000 | $ 119,000 |
Hughes County South Dakota | 92 | $ 18,670,000 | $ 202,000 | $ 96,000 |
Custer County South Dakota | 90 | $ 20,110,000 | $ 223,000 | $ 101,000 |
Lincoln County South Dakota | 80 | $ 21,020,000 | $ 262,000 | $ 122,000 |
Fall River County South Dakota | 68 | $ 10,780,000 | $ 158,000 | $ 86,000 |
Butte County South Dakota | 39 | $ 6,685,000 | $ 171,000 | $ 82,000 |
Stanley County South Dakota | 16 | $ 2,630,000 | $ 164,000 | $ 98,000 |
Brookings County South Dakota | 11 | $ 1,925,000 | $ 175,000 | $ 104,000 |
Maricopa County Arizona | 9 | $ 2,265,000 | $ 251,000 | $ 80,000 |
Crook County Wyoming | 9 | $ 2,055,000 | $ 228,000 | $ 110,000 |
Haakon County South Dakota | 8 | $ 1,200,000 | $ 150,000 | $ 88,000 |
Codington County South Dakota | 6 | $ 1,290,000 | $ 215,000 | $ 119,000 |
Salt Lake County Utah | 5 | $ 1,645,000 | $ 329,000 | $ 114,000 |
Union County South Dakota | 4 | $ 770,000 | $ 192,000 | $ 100,000 |
Weld County Colorado | 3 | $ 1,265,000 | $ 421,000 | $ 191,000 |
Hennepin County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 93,000 |
Bennett County South Dakota | 3 | $ 285,000 | $ 95,000 | $ 68,000 |
Brown County South Dakota | 3 | $ 625,000 | $ 208,000 | $ 92,000 |
Davison County South Dakota | 3 | $ 415,000 | $ 138,000 | $ 50,000 |
Lake County South Dakota | 3 | $ 735,000 | $ 245,000 | $ 91,000 |
Lyman County South Dakota | 3 | $ 445,000 | $ 148,000 | $ 151,000 |
McCook County South Dakota | 3 | $ 645,000 | $ 215,000 | $ 129,000 |
Sully County South Dakota | 3 | $ 585,000 | $ 195,000 | $ 193,000 |
Campbell County Wyoming | 3 | $ 835,000 | $ 278,000 | $ 347,000 |
Pima County Arizona | 2 | $ 420,000 | $ 210,000 | $ 160,000 |
Pinal County Arizona | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
Yavapai County Arizona | 2 | $ 600,000 | $ 300,000 | $ 38,000 |
Los Angeles County California | 2 | $ 1,510,000 | $ 755,000 | $ 411,000 |
Adams County Colorado | 2 | $ 650,000 | $ 325,000 | $ 134,000 |
Woodbury County Iowa | 2 | $ 350,000 | $ 175,000 | $ 90,000 |
Johnson County Kansas | 2 | $ 510,000 | $ 255,000 | $ 127,000 |
Charles Mix County South Dakota | 2 | $ 270,000 | $ 135,000 | $ 240,000 |
Dewey County South Dakota | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
Hutchinson County South Dakota | 2 | $ 230,000 | $ 115,000 | $ 88,000 |
Jackson County South Dakota | 2 | $ 510,000 | $ 255,000 | $ 241,000 |
Potter County South Dakota | 2 | $ 490,000 | $ 245,000 | $ 117,000 |
Spink County South Dakota | 2 | $ 750,000 | $ 375,000 | $ 171,000 |
Turner County South Dakota | 2 | $ 650,000 | $ 325,000 | $ 87,000 |
Yankton County South Dakota | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
Harris County Texas | 2 | $ 530,000 | $ 265,000 | $ 59,000 |
Taylor County Texas | 2 | $ 560,000 | $ 280,000 | $ 137,000 |
Barron County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 60,000 |
Weston County Wyoming | 2 | $ 380,000 | $ 190,000 | $ 79,000 |
Baldwin County Alabama | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
Madison County Alabama | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
Coconino County Arizona | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
Mohave County Arizona | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
Alameda County California | 1 | $ 505,000 | $ 505,000 | $ 144,000 |
Calaveras County California | 1 | $ 405,000 | $ 405,000 | $ 350,000 |
Ventura County California | 1 | $ 395,000 | $ 395,000 | $ 74,000 |
Arapahoe County Colorado | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
El Paso County Colorado | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
Jefferson County Colorado | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
Larimer County Colorado | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
Montrose County Colorado | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
Charlotte County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
Lake County Florida | 1 | $ 195,000 | $ 195,000 | $ 446,000 |
Monroe County Florida | 1 | $ 265,000 | $ 265,000 | $ 153,000 |
Orange County Florida | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
Bonneville County Idaho | 1 | $ 205,000 | $ 205,000 | $ 146,000 |
Cook County Illinois | 1 | $ 175,000 | $ 175,000 | $ 325,000 |
Johnson County Indiana | 1 | $ 265,000 | $ 265,000 | $ 0 |
Lyon County Iowa | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
Sioux County Iowa | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
Story County Iowa | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
Anoka County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
Brown County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
Dakota County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 158,000 |
Itasca County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 185,000 |
Le Sueur County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 87,000 |
Lyon County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 230,000 |
Ramsey County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 131,000 |
Rock County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
Scott County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
Sherburne County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
St. Louis City County Missouri | 1 | $ 185,000 | $ 185,000 | $ 221,000 |
Gallatin County Montana | 1 | $ 625,000 | $ 625,000 | $ 0 |
Missoula County Montana | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
Buffalo County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
Dawes County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
Lincoln County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
Perkins County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
Scotts Bluff County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 175,000 |
Sheridan County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
Clark County Nevada | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
Hudson County New Jersey | 1 | $ 555,000 | $ 555,000 | $ 420,000 |
Beadle County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 142,000 |
Bon Homme County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 151,000 |
Brule County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 284,000 |
Clay County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
Grant County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
Hamlin County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 228,000 |
Hyde County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
Jones County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
Kingsbury County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 166,000 |
Marshall County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
Moody County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
Shelby County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
Denton County Texas | 1 | $ 315,000 | $ 315,000 | $ 151,000 |
Travis County Texas | 1 | $ 355,000 | $ 355,000 | $ 1,616,000 |
Williamson County Texas | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
Weber County Utah | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
Kitsap County Washington | 1 | $ 405,000 | $ 405,000 | $ 164,000 |
Thurston County Washington | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
Polk County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 165,000 |
Winnebago County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 163,000 |
Natrona County Wyoming | 1 | $ 385,000 | $ 385,000 | $ 116,000 |
Sheridan County Wyoming | 1 | $ 315,000 | $ 315,000 | $ 64,000 |
Sublette County Wyoming | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,009 | $216,005,000 | $214,000 | $1,395,000 | $100,000 | $879,000 |
Home Purchase | 603 | $140,295,000 | $232,000 | $1,045,000 | $109,000 | $2,157,000 |
Home Improvement | 448 | $85,860,000 | $191,000 | $785,000 | $107,000 | $664,000 |
Cash-out Refinancing | 395 | $83,095,000 | $210,000 | $755,000 | $108,000 | $653,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,077 | $447,145,000 | $215,000 | $1,395,000 | $104,000 | $2,157,000 |
Not Provided | 208 | $46,240,000 | $222,000 | $705,000 | $130,000 | $1,944,000 |
American Indian or Alaskan Native | 71 | $12,625,000 | $177,000 | $515,000 | $86,000 | $347,000 |
Hispanic | 40 | $7,670,000 | $191,000 | $465,000 | $87,000 | $365,000 |
Not applicable | 28 | $4,980,000 | $177,000 | $385,000 | $0 | $0 |
Asian | 20 | $4,090,000 | $204,000 | $435,000 | $74,000 | $175,000 |
Black or African American | 7 | $1,575,000 | $225,000 | $305,000 | $75,000 | $161,000 |
Native Hawaiian or Other Pacific Islander | 3 | $825,000 | $275,000 | $445,000 | $145,000 | $238,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,212 | $465,760,000 | $210,000 | $1,395,000 | $111,000 | $2,157,000 |
VA-guaranteed (Veterans Administration) | 213 | $54,045,000 | $253,000 | $685,000 | $52,000 | $201,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $2,820,000 | $176,000 | $275,000 | $57,000 | $93,000 |
FHA-insured (Federal Housing Administration) | 14 | $2,630,000 | $187,000 | $265,000 | $66,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,672 | $369,150,000 | $220,000 | $1,395,000 | $105,000 | $2,157,000 |
Application Withdrawn By Applicant | 524 | $113,460,000 | $216,000 | $885,000 | $117,000 | $1,944,000 |
Application Denied By Financial Institution | 222 | $35,620,000 | $160,000 | $1,065,000 | $72,000 | $508,000 |
File Closed For Incompleteness | 23 | $6,135,000 | $266,000 | $685,000 | $155,000 | $720,000 |
Application Approved But Not Accepted | 14 | $890,000 | $63,000 | $355,000 | $69,000 | $152,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 2,233 | $489,635,000 | $219,000 | $1,395,000 | $108,000 | $2,157,000 |
Debt-To-Income Ratio | 90 | $15,900,000 | $176,000 | $415,000 | $49,000 | $148,000 |
Credit History | 89 | $14,415,000 | $161,000 | $1,065,000 | $89,000 | $508,000 |
Collateral | 21 | $2,315,000 | $110,000 | $405,000 | $77,000 | $390,000 |
Insufficient Cash (Downpayment, Closing Cost) | 8 | $290,000 | $36,000 | $75,000 | $79,000 | $161,000 |
Employment History | 6 | $1,020,000 | $170,000 | $325,000 | $58,000 | $160,000 |
Unverifiable Information | 3 | $1,015,000 | $338,000 | $755,000 | $165,000 | $411,000 |
Credit Application Incomplete | 2 | $60,000 | $30,000 | $35,000 | $25,000 | $29,000 |
Other | 2 | $400,000 | $200,000 | $315,000 | $111,000 | $151,000 |
Mortgage Insurance Denied | 1 | $205,000 | $205,000 | $205,000 | $65,000 | $65,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.