Blue Ridge Bank, National Association
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Blue Ridge Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Blue Ridge Bank, National Association P.O. Box 609, 17 West Main St Luray, VA 22835 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 5,906 |
| Total Mortgage Loan Application Amount | $1,545,390,000 |
| Average Mortgage Loan Application Amount | $279,000 |
| Highest Mortgage Loan Application Amount | $4,865,000 |
| Average Applicant Income | $105,500 |
| Highest Applicant Income | $2,332,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens County New York | 1 | $ 785,000 | $ 785,000 | $ 375,000 |
| Richmond County New York | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Alexander County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Avery County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 65,000 |
| Bertie County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 20,000 |
| Burke County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Caswell County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Chowan County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 123,000 |
| Edgecombe County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Greene County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 24,000 |
| Halifax County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Jackson County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Lenoir County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Martin County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Mitchell County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| Perquimans County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 43,000 |
| Washington County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Watauga County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 194,000 |
| Wilson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Cuyahoga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Fairfield County Ohio | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| Greene County Ohio | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Lucas County Ohio | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Mahoning County Ohio | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Medina County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Mercer County Ohio | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Morrow County Ohio | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Seneca County Ohio | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Wood County Ohio | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Harper County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Kay County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| McClain County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Wagoner County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 745,000 | $ 745,000 | $ 410,000 |
| Multnomah County Oregon | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| Huntingdon County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Lackawanna County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 182,000 |
| Lebanon County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Lehigh County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 153,000 |
| Luzerne County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Northampton County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Schuylkill County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Tioga County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Union County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 149,000 |
| Newport County Rhode Island | 1 | $ 1,405,000 | $ 1,405,000 | $ 996,000 |
| Providence County Rhode Island | 1 | $ 345,000 | $ 345,000 | $ 66,000 |
| Washington County Rhode Island | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Chesterfield County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Clarendon County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 152,000 |
| Florence County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Georgetown County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 226,000 |
| Newberry County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 143,000 |
| Oconee County South Carolina | 1 | $ 525,000 | $ 525,000 | $ 241,000 |
| Blount County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Claiborne County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Fayette County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Johnson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 245,000 |
| Overton County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| White County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 187,000 |
| Wilson County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 94,000 |
| Denton County Texas | 1 | $ 1,195,000 | $ 1,195,000 | $ 329,000 |
| El Paso County Texas | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Hidalgo County Texas | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Parker County Texas | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Tarrant County Texas | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Walker County Texas | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Beaver County Utah | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Cache County Utah | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Carbon County Utah | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Duchesne County Utah | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Rutland County Vermont | 1 | $ 555,000 | $ 555,000 | $ 103,000 |
| Windsor County Vermont | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Alexandria County Virginia | 1 | $ 385,000 | $ 385,000 | $ 106,000 |
| Alleghany County Virginia | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Brunswick County Virginia | 1 | $ 545,000 | $ 545,000 | $ 1,458,000 |
| Buckingham County Virginia | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Buena Vista County Virginia | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Charlotte County Virginia | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Clarke County Virginia | 1 | $ 855,000 | $ 855,000 | $ 249,000 |
| Craig County Virginia | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Emporia County Virginia | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Greensville County Virginia | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Hopewell County Virginia | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| King and Queen County Virginia | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Manassas Park County Virginia | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Salem County Virginia | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Scott County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Clark County Washington | 1 | $ 525,000 | $ 525,000 | $ 144,000 |
| Pierce County Washington | 1 | $ 765,000 | $ 765,000 | $ 290,000 |
| Harrison County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Jackson County West Virginia | 1 | $ 365,000 | $ 365,000 | $ 257,000 |
| Lewis County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Logan County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Marion County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Monongalia County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 236,000 |
| Monroe County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Morgan County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Pocahontas County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 179,000 |
| Wyoming County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Brown County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Dane County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Lincoln County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Outagamie County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Price County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Richland County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 91,000 |
| Washington County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Waukesha County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Blue Ridge Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,876 | $797,130,000 | $277,000 | $4,865,000 | $103,000 | $1,470,000 |
| Refinancing | 1,549 | $398,335,000 | $257,000 | $2,705,000 | $124,000 | $2,332,000 |
| Cash-out Refinancing | 1,477 | $348,535,000 | $235,000 | $1,985,000 | $100,000 | $1,002,000 |
| Home Improvement | 4 | $1,390,000 | $347,000 | $1,005,000 | $95,000 | $161,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,959 | $1,012,885,000 | $255,000 | $4,865,000 | $110,000 | $2,332,000 |
| Black or African American | 800 | $196,670,000 | $245,000 | $1,725,000 | $92,000 | $951,000 |
| Not Provided | 538 | $155,930,000 | $289,000 | $1,685,000 | $124,000 | $2,174,000 |
| Hispanic | 233 | $56,665,000 | $243,000 | $735,000 | $90,000 | $540,000 |
| Asian | 226 | $73,400,000 | $324,000 | $2,175,000 | $107,000 | $730,000 |
| Not applicable | 99 | $34,925,000 | $352,000 | $3,765,000 | $0 | $0 |
| American Indian or Alaskan Native | 34 | $9,860,000 | $290,000 | $675,000 | $92,000 | $304,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,145,000 | $229,000 | $305,000 | $72,000 | $136,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,259 | $1,145,095,000 | $268,000 | $4,865,000 | $119,000 | $2,332,000 |
| FHA-insured (Federal Housing Administration) | 762 | $172,100,000 | $225,000 | $835,000 | $70,000 | $318,000 |
| VA-guaranteed (Veterans Administration) | 605 | $181,285,000 | $299,000 | $1,545,000 | $98,000 | $524,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 280 | $46,910,000 | $167,000 | $475,000 | $50,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,028 | $1,311,970,000 | $260,000 | $4,865,000 | $108,000 | $2,332,000 |
| Application Denied By Financial Institution | 463 | $117,245,000 | $253,000 | $1,725,000 | $94,000 | $1,050,000 |
| Application Withdrawn By Applicant | 352 | $99,910,000 | $283,000 | $4,725,000 | $113,000 | $885,000 |
| Application Approved But Not Accepted | 43 | $11,425,000 | $265,000 | $2,005,000 | $114,000 | $651,000 |
| File Closed For Incompleteness | 20 | $4,840,000 | $242,000 | $645,000 | $101,000 | $214,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,443 | $1,428,145,000 | $262,000 | $4,865,000 | $109,000 | $2,332,000 |
| Credit Application Incomplete | 221 | $56,905,000 | $257,000 | $1,725,000 | $105,000 | $1,050,000 |
| Debt-To-Income Ratio | 84 | $26,090,000 | $310,000 | $1,525,000 | $66,000 | $329,000 |
| Collateral | 60 | $13,210,000 | $220,000 | $1,005,000 | $102,000 | $803,000 |
| Credit History | 42 | $9,290,000 | $221,000 | $735,000 | $108,000 | $548,000 |
| Other | 34 | $6,310,000 | $185,000 | $525,000 | $76,000 | $199,000 |
| Employment History | 8 | $1,760,000 | $220,000 | $375,000 | $55,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,050,000 | $256,000 | $565,000 | $73,000 | $123,000 |
| Unverifiable Information | 6 | $1,630,000 | $271,000 | $435,000 | $62,000 | $97,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.