Blue Ridge Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Blue Ridge Bank, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Blue Ridge Bank, National Association P.O. Box 609, 17 West Main St Martinsville, VA 22835 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 5,906 |
| Total Mortgage Loan Application Amount | $1,545,390,000 |
| Average Mortgage Loan Application Amount | $279,000 |
| Highest Mortgage Loan Application Amount | $4,865,000 |
| Average Applicant Income | $105,500 |
| Highest Applicant Income | $2,332,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Blue Ridge Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Blue Ridge Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Blue Ridge Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Blue Ridge Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Blue Ridge Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Blue Ridge Bank, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 297 | $ 70,885,000 | $ 238,000 | $ 101,000 |
| Chesapeake County Virginia | 162 | $ 41,250,000 | $ 254,000 | $ 98,000 |
| Norfolk County Virginia | 125 | $ 24,465,000 | $ 195,000 | $ 76,000 |
| Fairfax County Virginia | 110 | $ 50,580,000 | $ 459,000 | $ 135,000 |
| Brunswick County North Carolina | 101 | $ 26,915,000 | $ 266,000 | $ 115,000 |
| Newport News County Virginia | 95 | $ 17,715,000 | $ 186,000 | $ 83,000 |
| Henry County Virginia | 93 | $ 14,355,000 | $ 154,000 | $ 68,000 |
| Wake County North Carolina | 87 | $ 24,875,000 | $ 285,000 | $ 119,000 |
| Gaston County North Carolina | 85 | $ 18,405,000 | $ 216,000 | $ 92,000 |
| Tooele County Utah | 84 | $ 17,490,000 | $ 208,000 | $ 80,000 |
| Columbus County North Carolina | 82 | $ 14,410,000 | $ 175,000 | $ 67,000 |
| Prince William County Virginia | 81 | $ 29,825,000 | $ 368,000 | $ 104,000 |
| Suffolk County Virginia | 81 | $ 20,515,000 | $ 253,000 | $ 88,000 |
| New Hanover County North Carolina | 71 | $ 19,895,000 | $ 280,000 | $ 109,000 |
| Prince George's County Maryland | 70 | $ 23,770,000 | $ 339,000 | $ 103,000 |
| Portsmouth County Virginia | 70 | $ 11,600,000 | $ 165,000 | $ 89,000 |
| Guilford County North Carolina | 68 | $ 14,640,000 | $ 215,000 | $ 106,000 |
| Salt Lake County Utah | 68 | $ 16,290,000 | $ 239,000 | $ 86,000 |
| Moore County North Carolina | 62 | $ 20,420,000 | $ 329,000 | $ 108,000 |
| Hendricks County Indiana | 61 | $ 14,355,000 | $ 235,000 | $ 109,000 |
| Forsyth County North Carolina | 59 | $ 11,455,000 | $ 194,000 | $ 80,000 |
| Chesterfield County Virginia | 58 | $ 16,050,000 | $ 276,000 | $ 116,000 |
| Bucks County Pennsylvania | 57 | $ 16,165,000 | $ 283,000 | $ 140,000 |
| Lancaster County Virginia | 54 | $ 19,770,000 | $ 366,000 | $ 164,000 |
| Richmond City County Virginia | 54 | $ 20,500,000 | $ 379,000 | $ 238,000 |
| Loudoun County Virginia | 53 | $ 24,595,000 | $ 464,000 | $ 145,000 |
| Page County Virginia | 51 | $ 8,505,000 | $ 166,000 | $ 101,000 |
| Harris County Texas | 50 | $ 10,380,000 | $ 207,000 | $ 91,000 |
| Washington County Utah | 50 | $ 10,160,000 | $ 203,000 | $ 65,000 |
| Putnam County Indiana | 48 | $ 10,240,000 | $ 213,000 | $ 83,000 |
| Southampton County Virginia | 47 | $ 9,645,000 | $ 205,000 | $ 85,000 |
| Montgomery County Maryland | 46 | $ 21,480,000 | $ 466,000 | $ 182,000 |
| Durham County North Carolina | 46 | $ 10,070,000 | $ 218,000 | $ 88,000 |
| Henderson County North Carolina | 46 | $ 12,570,000 | $ 273,000 | $ 111,000 |
| Henrico County Virginia | 46 | $ 14,580,000 | $ 316,000 | $ 135,000 |
| Oklahoma County Oklahoma | 45 | $ 12,855,000 | $ 285,000 | $ 152,000 |
| Bulloch County Georgia | 40 | $ 10,130,000 | $ 253,000 | $ 111,000 |
| Beaufort County South Carolina | 40 | $ 32,570,000 | $ 814,000 | $ 257,000 |
| Berkeley County West Virginia | 40 | $ 9,050,000 | $ 226,000 | $ 101,000 |
| James City County Virginia | 39 | $ 9,385,000 | $ 240,000 | $ 94,000 |
| Davidson County North Carolina | 38 | $ 6,800,000 | $ 178,000 | $ 72,000 |
| Cleveland County North Carolina | 35 | $ 8,695,000 | $ 248,000 | $ 108,000 |
| Harnett County North Carolina | 35 | $ 8,995,000 | $ 257,000 | $ 95,000 |
| Hampton County Virginia | 33 | $ 6,395,000 | $ 193,000 | $ 90,000 |
| Boone County Indiana | 32 | $ 5,890,000 | $ 184,000 | $ 96,000 |
| Spartanburg County South Carolina | 32 | $ 6,170,000 | $ 192,000 | $ 73,000 |
| York County Virginia | 32 | $ 8,410,000 | $ 262,000 | $ 99,000 |
| Northumberland County Virginia | 31 | $ 9,735,000 | $ 314,000 | $ 146,000 |
| Cumberland County North Carolina | 30 | $ 5,620,000 | $ 187,000 | $ 93,000 |
| Mecklenburg County North Carolina | 30 | $ 8,580,000 | $ 286,000 | $ 139,000 |
| Robeson County North Carolina | 30 | $ 4,810,000 | $ 160,000 | $ 70,000 |
| Lexington County South Carolina | 30 | $ 6,600,000 | $ 220,000 | $ 110,000 |
| Horry County South Carolina | 29 | $ 6,145,000 | $ 211,000 | $ 111,000 |
| Albemarle County Virginia | 29 | $ 10,735,000 | $ 370,000 | $ 141,000 |
| Rockingham County North Carolina | 28 | $ 7,260,000 | $ 259,000 | $ 103,000 |
| Louisa County Virginia | 27 | $ 5,625,000 | $ 208,000 | $ 73,000 |
| Buncombe County North Carolina | 26 | $ 8,320,000 | $ 320,000 | $ 106,000 |
| Iredell County North Carolina | 26 | $ 8,860,000 | $ 340,000 | $ 142,000 |
| District of Columbia County District Of Columbia | 25 | $ 11,555,000 | $ 462,000 | $ 158,000 |
| Gloucester County Virginia | 25 | $ 7,055,000 | $ 282,000 | $ 98,000 |
| Palm Beach County Florida | 24 | $ 7,010,000 | $ 292,000 | $ 93,000 |
| Berks County Pennsylvania | 23 | $ 4,475,000 | $ 194,000 | $ 116,000 |
| Richland County South Carolina | 23 | $ 3,935,000 | $ 171,000 | $ 100,000 |
| Scotland County North Carolina | 22 | $ 3,000,000 | $ 136,000 | $ 61,000 |
| Yadkin County North Carolina | 22 | $ 4,640,000 | $ 210,000 | $ 82,000 |
| Greenville County South Carolina | 22 | $ 6,000,000 | $ 272,000 | $ 113,000 |
| Spotsylvania County Virginia | 22 | $ 6,780,000 | $ 308,000 | $ 168,000 |
| Charles County Maryland | 21 | $ 8,005,000 | $ 381,000 | $ 110,000 |
| Dare County North Carolina | 21 | $ 7,055,000 | $ 335,000 | $ 183,000 |
| Surry County North Carolina | 21 | $ 4,275,000 | $ 203,000 | $ 103,000 |
| Westmoreland County Virginia | 20 | $ 4,150,000 | $ 207,000 | $ 107,000 |
| Walworth County Wisconsin | 20 | $ 2,830,000 | $ 141,000 | $ 61,000 |
| Toombs County Georgia | 19 | $ 3,635,000 | $ 191,000 | $ 105,000 |
| Onslow County North Carolina | 19 | $ 5,825,000 | $ 306,000 | $ 144,000 |
| Franklin County Virginia | 19 | $ 3,805,000 | $ 200,000 | $ 80,000 |
| Franklin City County Virginia | 19 | $ 2,895,000 | $ 152,000 | $ 65,000 |
| Northampton County Virginia | 19 | $ 5,035,000 | $ 265,000 | $ 135,000 |
| Pender County North Carolina | 18 | $ 5,060,000 | $ 281,000 | $ 105,000 |
| Randolph County North Carolina | 18 | $ 3,380,000 | $ 187,000 | $ 59,000 |
| Rutherford County North Carolina | 18 | $ 5,180,000 | $ 287,000 | $ 111,000 |
| Kenosha County Wisconsin | 18 | $ 3,380,000 | $ 187,000 | $ 89,000 |
| Lincoln County North Carolina | 17 | $ 5,735,000 | $ 337,000 | $ 107,000 |
| York County South Carolina | 17 | $ 6,755,000 | $ 397,000 | $ 112,000 |
| Isle of Wight County Virginia | 17 | $ 4,585,000 | $ 269,000 | $ 102,000 |
| Martinsville County Virginia | 17 | $ 2,405,000 | $ 141,000 | $ 59,000 |
| Middlesex County Virginia | 17 | $ 4,545,000 | $ 267,000 | $ 125,000 |
| Jefferson County West Virginia | 17 | $ 4,975,000 | $ 292,000 | $ 152,000 |
| Mercer County West Virginia | 17 | $ 2,715,000 | $ 159,000 | $ 65,000 |
| Anne Arundel County Maryland | 16 | $ 5,570,000 | $ 348,000 | $ 121,000 |
| Currituck County North Carolina | 16 | $ 4,890,000 | $ 305,000 | $ 130,000 |
| Orange County North Carolina | 16 | $ 6,110,000 | $ 381,000 | $ 135,000 |
| Charlottesville County Virginia | 16 | $ 6,350,000 | $ 396,000 | $ 99,000 |
| Frederick County Virginia | 16 | $ 4,160,000 | $ 260,000 | $ 120,000 |
| Orange County Virginia | 16 | $ 4,020,000 | $ 251,000 | $ 90,000 |
| Morgan County Indiana | 15 | $ 2,765,000 | $ 184,000 | $ 85,000 |
| Bladen County North Carolina | 15 | $ 2,225,000 | $ 148,000 | $ 66,000 |
| Johnston County North Carolina | 15 | $ 3,695,000 | $ 246,000 | $ 84,000 |
| Wilkes County North Carolina | 15 | $ 3,195,000 | $ 213,000 | $ 85,000 |
| Bedford County Virginia | 15 | $ 3,985,000 | $ 265,000 | $ 87,000 |
| Pierce County Georgia | 14 | $ 2,310,000 | $ 165,000 | $ 82,000 |
| Davie County North Carolina | 14 | $ 3,930,000 | $ 280,000 | $ 105,000 |
| Stokes County North Carolina | 14 | $ 2,250,000 | $ 160,000 | $ 62,000 |
| Montgomery County Texas | 14 | $ 3,310,000 | $ 236,000 | $ 97,000 |
| Rockingham County Virginia | 14 | $ 3,020,000 | $ 215,000 | $ 95,000 |
| Allen County Indiana | 13 | $ 3,185,000 | $ 245,000 | $ 74,000 |
| Marion County Indiana | 13 | $ 2,205,000 | $ 169,000 | $ 112,000 |
| Chester County Pennsylvania | 13 | $ 3,745,000 | $ 288,000 | $ 123,000 |
| Hanover County Virginia | 13 | $ 3,575,000 | $ 275,000 | $ 248,000 |
| Patrick County Virginia | 13 | $ 1,895,000 | $ 145,000 | $ 58,000 |
| Manatee County Florida | 12 | $ 3,910,000 | $ 325,000 | $ 152,000 |
| Nassau County New York | 12 | $ 8,580,000 | $ 715,000 | $ 222,000 |
| Chatham County North Carolina | 12 | $ 5,220,000 | $ 435,000 | $ 169,000 |
| Lee County North Carolina | 12 | $ 3,270,000 | $ 272,000 | $ 94,000 |
| Lancaster County Pennsylvania | 12 | $ 2,380,000 | $ 198,000 | $ 104,000 |
| Iron County Utah | 12 | $ 2,800,000 | $ 233,000 | $ 78,000 |
| New Kent County Virginia | 12 | $ 2,480,000 | $ 206,000 | $ 92,000 |
| Roanoke County Virginia | 12 | $ 3,090,000 | $ 257,000 | $ 88,000 |
| Stafford County Virginia | 12 | $ 5,100,000 | $ 425,000 | $ 183,000 |
| Putnam County Florida | 11 | $ 1,695,000 | $ 154,000 | $ 52,000 |
| Appling County Georgia | 11 | $ 1,895,000 | $ 172,000 | $ 91,000 |
| Howard County Maryland | 11 | $ 6,265,000 | $ 569,000 | $ 190,000 |
| Hinds County Mississippi | 11 | $ 1,455,000 | $ 132,000 | $ 69,000 |
| Alamance County North Carolina | 11 | $ 2,505,000 | $ 227,000 | $ 97,000 |
| Franklin County North Carolina | 11 | $ 2,155,000 | $ 195,000 | $ 72,000 |
| Cleveland County Oklahoma | 11 | $ 2,825,000 | $ 256,000 | $ 212,000 |
| Anderson County South Carolina | 11 | $ 2,745,000 | $ 249,000 | $ 92,000 |
| Richmond County Virginia | 11 | $ 3,655,000 | $ 332,000 | $ 106,000 |
| Jenkins County Georgia | 10 | $ 1,910,000 | $ 191,000 | $ 100,000 |
| Screven County Georgia | 10 | $ 2,470,000 | $ 247,000 | $ 91,000 |
| Baltimore County Maryland | 10 | $ 2,810,000 | $ 281,000 | $ 85,000 |
| Lee County Mississippi | 10 | $ 1,620,000 | $ 162,000 | $ 60,000 |
| Carteret County North Carolina | 10 | $ 3,260,000 | $ 326,000 | $ 194,000 |
| Pasquotank County North Carolina | 10 | $ 1,760,000 | $ 176,000 | $ 58,000 |
| Rowan County North Carolina | 10 | $ 2,200,000 | $ 220,000 | $ 79,000 |
| Candler County Georgia | 9 | $ 1,635,000 | $ 181,000 | $ 70,000 |
| Huntington County Indiana | 9 | $ 1,065,000 | $ 118,000 | $ 42,000 |
| Ashe County North Carolina | 9 | $ 2,585,000 | $ 287,000 | $ 102,000 |
| Madison County North Carolina | 9 | $ 2,825,000 | $ 313,000 | $ 82,000 |
| Allegheny County Pennsylvania | 9 | $ 1,865,000 | $ 207,000 | $ 196,000 |
| Montgomery County Pennsylvania | 9 | $ 2,645,000 | $ 293,000 | $ 142,000 |
| Laurens County South Carolina | 9 | $ 2,005,000 | $ 222,000 | $ 104,000 |
| Montgomery County Tennessee | 9 | $ 1,395,000 | $ 155,000 | $ 60,000 |
| Fluvanna County Virginia | 9 | $ 2,495,000 | $ 277,000 | $ 108,000 |
| Lynchburg County Virginia | 9 | $ 1,155,000 | $ 128,000 | $ 89,000 |
| Pinellas County Florida | 8 | $ 4,110,000 | $ 513,000 | $ 540,000 |
| Coffee County Georgia | 8 | $ 1,280,000 | $ 160,000 | $ 50,000 |
| Emanuel County Georgia | 8 | $ 1,590,000 | $ 198,000 | $ 103,000 |
| Transylvania County North Carolina | 8 | $ 2,410,000 | $ 301,000 | $ 110,000 |
| Berkeley County South Carolina | 8 | $ 2,740,000 | $ 342,000 | $ 137,000 |
| Augusta County Virginia | 8 | $ 2,060,000 | $ 257,000 | $ 109,000 |
| Fauquier County Virginia | 8 | $ 4,150,000 | $ 518,000 | $ 157,000 |
| Petersburg County Virginia | 8 | $ 4,440,000 | $ 555,000 | $ 87,000 |
| Powhatan County Virginia | 8 | $ 2,510,000 | $ 313,000 | $ 116,000 |
| Prince George County Virginia | 8 | $ 1,760,000 | $ 220,000 | $ 83,000 |
| Roanoke City County Virginia | 8 | $ 1,210,000 | $ 151,000 | $ 46,000 |
| Shenandoah County Virginia | 8 | $ 1,690,000 | $ 211,000 | $ 112,000 |
| Walker County Alabama | 7 | $ 855,000 | $ 122,000 | $ 53,000 |
| Montgomery County Georgia | 7 | $ 1,155,000 | $ 165,000 | $ 100,000 |
| Frederick County Maryland | 7 | $ 2,635,000 | $ 376,000 | $ 139,000 |
| Haywood County North Carolina | 7 | $ 1,665,000 | $ 237,000 | $ 71,000 |
| Hoke County North Carolina | 7 | $ 2,215,000 | $ 316,000 | $ 101,000 |
| McDowell County North Carolina | 7 | $ 1,375,000 | $ 196,000 | $ 109,000 |
| Pitt County North Carolina | 7 | $ 1,955,000 | $ 279,000 | $ 98,000 |
| Hancock County Ohio | 7 | $ 955,000 | $ 136,000 | $ 78,000 |
| Cherokee County South Carolina | 7 | $ 2,085,000 | $ 297,000 | $ 124,000 |
| Chester County South Carolina | 7 | $ 1,535,000 | $ 219,000 | $ 108,000 |
| Kershaw County South Carolina | 7 | $ 2,165,000 | $ 309,000 | $ 96,000 |
| Lancaster County South Carolina | 7 | $ 2,275,000 | $ 325,000 | $ 134,000 |
| Pickens County South Carolina | 7 | $ 2,115,000 | $ 302,000 | $ 116,000 |
| Campbell County Virginia | 7 | $ 1,295,000 | $ 185,000 | $ 65,000 |
| Danville County Virginia | 7 | $ 1,705,000 | $ 243,000 | $ 69,000 |
| Goochland County Virginia | 7 | $ 1,995,000 | $ 285,000 | $ 128,000 |
| Greene County Virginia | 7 | $ 1,805,000 | $ 257,000 | $ 60,000 |
| Harrisonburg County Virginia | 7 | $ 2,345,000 | $ 335,000 | $ 74,000 |
| Montgomery County Virginia | 7 | $ 1,545,000 | $ 220,000 | $ 115,000 |
| Williamsburg County Virginia | 7 | $ 1,585,000 | $ 226,000 | $ 76,000 |
| Winchester County Virginia | 7 | $ 2,695,000 | $ 385,000 | $ 182,000 |
| Calhoun County Alabama | 6 | $ 930,000 | $ 155,000 | $ 69,000 |
| Jefferson County Alabama | 6 | $ 890,000 | $ 148,000 | $ 62,000 |
| Lake County Florida | 6 | $ 1,620,000 | $ 270,000 | $ 87,000 |
| Leon County Florida | 6 | $ 1,640,000 | $ 273,000 | $ 69,000 |
| Chatham County Georgia | 6 | $ 1,720,000 | $ 286,000 | $ 102,000 |
| Lowndes County Georgia | 6 | $ 830,000 | $ 138,000 | $ 64,000 |
| Wayne County Georgia | 6 | $ 1,470,000 | $ 245,000 | $ 102,000 |
| Cook County Illinois | 6 | $ 1,980,000 | $ 330,000 | $ 86,000 |
| Baltimore City County Maryland | 6 | $ 1,300,000 | $ 216,000 | $ 61,000 |
| Washington County Maryland | 6 | $ 1,630,000 | $ 271,000 | $ 119,000 |
| Rankin County Mississippi | 6 | $ 880,000 | $ 146,000 | $ 58,000 |
| Burlington County New Jersey | 6 | $ 1,370,000 | $ 228,000 | $ 155,000 |
| Caldwell County North Carolina | 6 | $ 1,470,000 | $ 245,000 | $ 101,000 |
| Camden County North Carolina | 6 | $ 1,360,000 | $ 226,000 | $ 71,000 |
| Catawba County North Carolina | 6 | $ 2,040,000 | $ 340,000 | $ 129,000 |
| Gates County North Carolina | 6 | $ 1,100,000 | $ 183,000 | $ 68,000 |
| Hertford County North Carolina | 6 | $ 1,160,000 | $ 193,000 | $ 78,000 |
| Nash County North Carolina | 6 | $ 990,000 | $ 165,000 | $ 63,000 |
| Union County North Carolina | 6 | $ 2,060,000 | $ 343,000 | $ 111,000 |
| Wayne County North Carolina | 6 | $ 1,890,000 | $ 315,000 | $ 80,000 |
| Yancey County North Carolina | 6 | $ 1,020,000 | $ 170,000 | $ 67,000 |
| Logan County Oklahoma | 6 | $ 1,140,000 | $ 190,000 | $ 103,000 |
| Charleston County South Carolina | 6 | $ 2,910,000 | $ 485,000 | $ 130,000 |
| Amherst County Virginia | 6 | $ 880,000 | $ 146,000 | $ 34,000 |
| Mathews County Virginia | 6 | $ 1,660,000 | $ 276,000 | $ 83,000 |
| Mecklenburg County Virginia | 6 | $ 2,380,000 | $ 396,000 | $ 234,000 |
| Pittsylvania County Virginia | 6 | $ 1,040,000 | $ 173,000 | $ 63,000 |
| Upshur County West Virginia | 6 | $ 900,000 | $ 150,000 | $ 42,000 |
| Shelby County Alabama | 5 | $ 1,255,000 | $ 251,000 | $ 89,000 |
| Talladega County Alabama | 5 | $ 545,000 | $ 109,000 | $ 52,000 |
| San Diego County California | 5 | $ 1,985,000 | $ 397,000 | $ 156,000 |
| Sarasota County Florida | 5 | $ 1,555,000 | $ 311,000 | $ 103,000 |
| Cook County Georgia | 5 | $ 795,000 | $ 159,000 | $ 71,000 |
| Effingham County Georgia | 5 | $ 1,505,000 | $ 301,000 | $ 142,000 |
| Evans County Georgia | 5 | $ 1,345,000 | $ 269,000 | $ 126,000 |
| Fulton County Georgia | 5 | $ 1,205,000 | $ 241,000 | $ 118,000 |
| Tattnall County Georgia | 5 | $ 975,000 | $ 195,000 | $ 76,000 |
| Ware County Georgia | 5 | $ 675,000 | $ 135,000 | $ 55,000 |
| Person County North Carolina | 5 | $ 1,505,000 | $ 301,000 | $ 100,000 |
| Canadian County Oklahoma | 5 | $ 1,425,000 | $ 285,000 | $ 121,000 |
| Philadelphia County Pennsylvania | 5 | $ 1,235,000 | $ 247,000 | $ 127,000 |
| Aiken County South Carolina | 5 | $ 1,045,000 | $ 209,000 | $ 78,000 |
| Dorchester County South Carolina | 5 | $ 1,745,000 | $ 349,000 | $ 123,000 |
| Hamilton County Tennessee | 5 | $ 1,275,000 | $ 255,000 | $ 175,000 |
| Bexar County Texas | 5 | $ 1,535,000 | $ 307,000 | $ 97,000 |
| Arlington County Virginia | 5 | $ 3,345,000 | $ 669,000 | $ 327,000 |
| Culpeper County Virginia | 5 | $ 1,395,000 | $ 279,000 | $ 113,000 |
| Prince Edward County Virginia | 5 | $ 965,000 | $ 193,000 | $ 60,000 |
| Racine County Wisconsin | 5 | $ 885,000 | $ 177,000 | $ 73,000 |
| Sussex County Delaware | 4 | $ 1,570,000 | $ 392,000 | $ 273,000 |
| Seminole County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 73,000 |
| Volusia County Florida | 4 | $ 1,400,000 | $ 350,000 | $ 78,000 |
| Bacon County Georgia | 4 | $ 700,000 | $ 175,000 | $ 81,000 |
| Brantley County Georgia | 4 | $ 490,000 | $ 122,000 | $ 49,000 |
| Camden County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 97,000 |
| Charlton County Georgia | 4 | $ 1,030,000 | $ 257,000 | $ 98,000 |
| Liberty County Georgia | 4 | $ 730,000 | $ 182,000 | $ 65,000 |
| Morgan County Georgia | 4 | $ 2,740,000 | $ 685,000 | $ 234,000 |
| Telfair County Georgia | 4 | $ 650,000 | $ 162,000 | $ 61,000 |
| Hamilton County Indiana | 4 | $ 1,010,000 | $ 252,000 | $ 163,000 |
| Parke County Indiana | 4 | $ 630,000 | $ 157,000 | $ 68,000 |
| Carroll County Maryland | 4 | $ 1,430,000 | $ 357,000 | $ 133,000 |
| Harford County Maryland | 4 | $ 1,090,000 | $ 272,000 | $ 141,000 |
| Madison County Mississippi | 4 | $ 720,000 | $ 180,000 | $ 62,000 |
| Cape May County New Jersey | 4 | $ 3,480,000 | $ 870,000 | $ 507,000 |
| Ocean County New Jersey | 4 | $ 1,260,000 | $ 315,000 | $ 108,000 |
| Richmond County North Carolina | 4 | $ 600,000 | $ 150,000 | $ 59,000 |
| Vance County North Carolina | 4 | $ 910,000 | $ 227,000 | $ 64,000 |
| Franklin County Ohio | 4 | $ 1,040,000 | $ 260,000 | $ 103,000 |
| York County Pennsylvania | 4 | $ 890,000 | $ 222,000 | $ 141,000 |
| Colleton County South Carolina | 4 | $ 1,160,000 | $ 290,000 | $ 122,000 |
| Greenwood County South Carolina | 4 | $ 1,010,000 | $ 252,000 | $ 92,000 |
| Davis County Utah | 4 | $ 1,570,000 | $ 392,000 | $ 118,000 |
| Utah County Utah | 4 | $ 1,820,000 | $ 455,000 | $ 146,000 |
| Botetourt County Virginia | 4 | $ 970,000 | $ 242,000 | $ 91,000 |
| Carroll County Virginia | 4 | $ 490,000 | $ 122,000 | $ 30,000 |
| Colonial Heights County Virginia | 4 | $ 560,000 | $ 140,000 | $ 49,000 |
| Essex County Virginia | 4 | $ 1,000,000 | $ 250,000 | $ 139,000 |
| Madison County Virginia | 4 | $ 1,010,000 | $ 252,000 | $ 114,000 |
| Poquoson County Virginia | 4 | $ 940,000 | $ 235,000 | $ 113,000 |
| Rockbridge County Virginia | 4 | $ 740,000 | $ 185,000 | $ 41,000 |
| Surry County Virginia | 4 | $ 820,000 | $ 205,000 | $ 126,000 |
| Tazewell County Virginia | 4 | $ 840,000 | $ 210,000 | $ 78,000 |
| Nicholas County West Virginia | 4 | $ 920,000 | $ 230,000 | $ 98,000 |
| Raleigh County West Virginia | 4 | $ 530,000 | $ 132,000 | $ 63,000 |
| Taylor County Wisconsin | 4 | $ 530,000 | $ 132,000 | $ 54,000 |
| Baldwin County Alabama | 3 | $ 1,035,000 | $ 345,000 | $ 103,000 |
| Madison County Alabama | 3 | $ 585,000 | $ 195,000 | $ 550,000 |
| San Bernardino County California | 3 | $ 785,000 | $ 261,000 | $ 96,000 |
| Hernando County Florida | 3 | $ 525,000 | $ 175,000 | $ 51,000 |
| Hillsborough County Florida | 3 | $ 1,085,000 | $ 361,000 | $ 670,000 |
| Orange County Florida | 3 | $ 675,000 | $ 225,000 | $ 99,000 |
| Berrien County Georgia | 3 | $ 395,000 | $ 131,000 | $ 52,000 |
| Bryan County Georgia | 3 | $ 835,000 | $ 278,000 | $ 67,000 |
| Worth County Georgia | 3 | $ 1,075,000 | $ 358,000 | $ 111,000 |
| Johnson County Indiana | 3 | $ 1,615,000 | $ 538,000 | $ 176,000 |
| Kosciusko County Indiana | 3 | $ 665,000 | $ 221,000 | $ 61,000 |
| Montgomery County Indiana | 3 | $ 585,000 | $ 195,000 | $ 69,000 |
| Porter County Indiana | 3 | $ 615,000 | $ 205,000 | $ 50,000 |
| Garrett County Maryland | 3 | $ 755,000 | $ 251,000 | $ 139,000 |
| Essex County Massachusetts | 3 | $ 795,000 | $ 265,000 | $ 73,000 |
| Middlesex County Massachusetts | 3 | $ 985,000 | $ 328,000 | $ 179,000 |
| Cabarrus County North Carolina | 3 | $ 705,000 | $ 235,000 | $ 81,000 |
| Duplin County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 100,000 |
| Sampson County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 71,000 |
| Dauphin County Pennsylvania | 3 | $ 715,000 | $ 238,000 | $ 114,000 |
| Lycoming County Pennsylvania | 3 | $ 625,000 | $ 208,000 | $ 76,000 |
| Venango County Pennsylvania | 3 | $ 235,000 | $ 78,000 | $ 183,000 |
| Abbeville County South Carolina | 3 | $ 625,000 | $ 208,000 | $ 93,000 |
| Edgefield County South Carolina | 3 | $ 1,585,000 | $ 528,000 | $ 140,000 |
| Orangeburg County South Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 76,000 |
| Caroline County Virginia | 3 | $ 855,000 | $ 285,000 | $ 72,000 |
| Nelson County Virginia | 3 | $ 315,000 | $ 105,000 | $ 125,000 |
| Warren County Virginia | 3 | $ 885,000 | $ 295,000 | $ 304,000 |
| Waynesboro County Virginia | 3 | $ 765,000 | $ 255,000 | $ 67,000 |
| Hampshire County West Virginia | 3 | $ 565,000 | $ 188,000 | $ 58,000 |
| Manitowoc County Wisconsin | 3 | $ 485,000 | $ 161,000 | $ 67,000 |
| Rock County Wisconsin | 3 | $ 285,000 | $ 95,000 | $ 31,000 |
| Fresno County California | 2 | $ 480,000 | $ 240,000 | $ 57,000 |
| Los Angeles County California | 2 | $ 470,000 | $ 235,000 | $ 70,000 |
| Riverside County California | 2 | $ 470,000 | $ 235,000 | $ 80,000 |
| Stanislaus County California | 2 | $ 770,000 | $ 385,000 | $ 150,000 |
| Broward County Florida | 2 | $ 280,000 | $ 140,000 | $ 123,000 |
| Charlotte County Florida | 2 | $ 530,000 | $ 265,000 | $ 61,000 |
| Gadsden County Florida | 2 | $ 390,000 | $ 195,000 | $ 58,000 |
| Highlands County Florida | 2 | $ 380,000 | $ 190,000 | $ 48,000 |
| St. Johns County Florida | 2 | $ 470,000 | $ 235,000 | $ 122,000 |
| Crisp County Georgia | 2 | $ 320,000 | $ 160,000 | $ 85,000 |
| Forsyth County Georgia | 2 | $ 640,000 | $ 320,000 | $ 209,000 |
| Grady County Georgia | 2 | $ 330,000 | $ 165,000 | $ 58,000 |
| Gwinnett County Georgia | 2 | $ 670,000 | $ 335,000 | $ 108,000 |
| Henry County Georgia | 2 | $ 250,000 | $ 125,000 | $ 50,000 |
| Houston County Georgia | 2 | $ 360,000 | $ 180,000 | $ 117,000 |
| Jasper County Georgia | 2 | $ 550,000 | $ 275,000 | $ 84,000 |
| Long County Georgia | 2 | $ 420,000 | $ 210,000 | $ 94,000 |
| McIntosh County Georgia | 2 | $ 440,000 | $ 220,000 | $ 66,000 |
| Richmond County Georgia | 2 | $ 220,000 | $ 110,000 | $ 51,000 |
| Thomas County Georgia | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Walton County Georgia | 2 | $ 800,000 | $ 400,000 | $ 114,000 |
| Clay County Indiana | 2 | $ 440,000 | $ 220,000 | $ 130,000 |
| Vigo County Indiana | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| St. Tammany County Louisiana | 2 | $ 470,000 | $ 235,000 | $ 97,000 |
| York County Maine | 2 | $ 820,000 | $ 410,000 | $ 90,000 |
| Calvert County Maryland | 2 | $ 690,000 | $ 345,000 | $ 102,000 |
| Talbot County Maryland | 2 | $ 770,000 | $ 385,000 | $ 72,000 |
| Bristol County Massachusetts | 2 | $ 1,240,000 | $ 620,000 | $ 358,000 |
| Norfolk County Massachusetts | 2 | $ 630,000 | $ 315,000 | $ 101,000 |
| Suffolk County Massachusetts | 2 | $ 1,200,000 | $ 600,000 | $ 108,000 |
| DeSoto County Mississippi | 2 | $ 510,000 | $ 255,000 | $ 63,000 |
| Itawamba County Mississippi | 2 | $ 290,000 | $ 145,000 | $ 90,000 |
| Union County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 76,000 |
| Clark County Nevada | 2 | $ 540,000 | $ 270,000 | $ 137,000 |
| Bergen County New Jersey | 2 | $ 850,000 | $ 425,000 | $ 193,000 |
| Mercer County New Jersey | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Middlesex County New Jersey | 2 | $ 850,000 | $ 425,000 | $ 233,000 |
| Morris County New Jersey | 2 | $ 920,000 | $ 460,000 | $ 137,000 |
| Kings County New York | 2 | $ 2,910,000 | $ 1,455,000 | $ 679,000 |
| Orange County New York | 2 | $ 680,000 | $ 340,000 | $ 271,000 |
| Suffolk County New York | 2 | $ 1,460,000 | $ 730,000 | $ 283,000 |
| Alleghany County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Craven County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 98,000 |
| Granville County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 63,000 |
| Macon County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 98,000 |
| Northampton County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 92,000 |
| Polk County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Stanly County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 145,000 |
| Pittsburg County Oklahoma | 2 | $ 780,000 | $ 390,000 | $ 286,000 |
| Butler County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 66,000 |
| Centre County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 111,000 |
| Clinton County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 65,000 |
| Cumberland County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 144,000 |
| Delaware County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| Franklin County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| Westmoreland County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 155,000 |
| Bristol County Rhode Island | 2 | $ 560,000 | $ 280,000 | $ 201,000 |
| Kent County Rhode Island | 2 | $ 340,000 | $ 170,000 | $ 165,000 |
| Bamberg County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Barnwell County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 60,000 |
| Calhoun County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 178,000 |
| Saluda County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 58,000 |
| Sumter County South Carolina | 2 | $ 620,000 | $ 310,000 | $ 75,000 |
| Union County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 82,000 |
| Robertson County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 84,000 |
| Rutherford County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 193,000 |
| Sevier County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 243,000 |
| Fort Bend County Texas | 2 | $ 490,000 | $ 245,000 | $ 123,000 |
| Liberty County Texas | 2 | $ 440,000 | $ 220,000 | $ 138,000 |
| Wharton County Texas | 2 | $ 310,000 | $ 155,000 | $ 83,000 |
| Weber County Utah | 2 | $ 460,000 | $ 230,000 | $ 61,000 |
| Amelia County Virginia | 2 | $ 440,000 | $ 220,000 | $ 65,000 |
| Charles City County Virginia | 2 | $ 690,000 | $ 345,000 | $ 112,000 |
| Fredericksburg County Virginia | 2 | $ 600,000 | $ 300,000 | $ 160,000 |
| Giles County Virginia | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| Halifax County Virginia | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| King George County Virginia | 2 | $ 630,000 | $ 315,000 | $ 155,000 |
| Lunenburg County Virginia | 2 | $ 280,000 | $ 140,000 | $ 75,000 |
| Nottoway County Virginia | 2 | $ 320,000 | $ 160,000 | $ 100,000 |
| Pulaski County Virginia | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| Russell County Virginia | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Smyth County Virginia | 2 | $ 280,000 | $ 140,000 | $ 70,000 |
| Sussex County Virginia | 2 | $ 690,000 | $ 345,000 | $ 154,000 |
| Preston County West Virginia | 2 | $ 260,000 | $ 130,000 | $ 37,000 |
| Taylor County West Virginia | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
| Marathon County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 52,000 |
| Winnebago County Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 85,000 |
| Cherokee County Alabama | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Cleburne County Alabama | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Geneva County Alabama | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Pike County Alabama | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| St. Clair County Alabama | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Sumter County Alabama | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Maricopa County Arizona | 1 | $ 325,000 | $ 325,000 | $ 206,000 |
| Benton County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Kern County California | 1 | $ 315,000 | $ 315,000 | $ 139,000 |
| Madera County California | 1 | $ 335,000 | $ 335,000 | $ 62,000 |
| Marin County California | 1 | $ 685,000 | $ 685,000 | $ 328,000 |
| Sacramento County California | 1 | $ 545,000 | $ 545,000 | $ 177,000 |
| Ventura County California | 1 | $ 385,000 | $ 385,000 | $ 53,000 |
| Douglas County Colorado | 1 | $ 865,000 | $ 865,000 | $ 232,000 |
| El Paso County Colorado | 1 | $ 325,000 | $ 325,000 | $ 205,000 |
| Jefferson County Colorado | 1 | $ 785,000 | $ 785,000 | $ 361,000 |
| Otero County Colorado | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Fairfield County Connecticut | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| New Haven County Connecticut | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| New Castle County Delaware | 1 | $ 365,000 | $ 365,000 | $ 442,000 |
| Alachua County Florida | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Bay County Florida | 1 | $ 175,000 | $ 175,000 | $ 171,000 |
| Bradford County Florida | 1 | $ 205,000 | $ 205,000 | $ 210,000 |
| Collier County Florida | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Gilchrist County Florida | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Lee County Florida | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Marion County Florida | 1 | $ 405,000 | $ 405,000 | $ 183,000 |
| Monroe County Florida | 1 | $ 295,000 | $ 295,000 | $ 197,000 |
| Okaloosa County Florida | 1 | $ 385,000 | $ 385,000 | $ 106,000 |
| Osceola County Florida | 1 | $ 405,000 | $ 405,000 | $ 162,000 |
| Pasco County Florida | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Santa Rosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 178,000 |
| Sumter County Florida | 1 | $ 315,000 | $ 315,000 | $ 76,000 |
| Wakulla County Florida | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Atkinson County Georgia | 1 | $ 195,000 | $ 195,000 | $ 152,000 |
| Ben Hill County Georgia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Burke County Georgia | 1 | $ 205,000 | $ 205,000 | $ 204,000 |
| Clay County Georgia | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
| Clinch County Georgia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Cobb County Georgia | 1 | $ 525,000 | $ 525,000 | $ 350,000 |
| Columbia County Georgia | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| DeKalb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 270,000 |
| Dooly County Georgia | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Douglas County Georgia | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Fannin County Georgia | 1 | $ 525,000 | $ 525,000 | $ 479,000 |
| Fayette County Georgia | 1 | $ 465,000 | $ 465,000 | $ 204,000 |
| Glynn County Georgia | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Greene County Georgia | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Hancock County Georgia | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Harris County Georgia | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Jeff Davis County Georgia | 1 | $ 185,000 | $ 185,000 | $ 148,000 |
| Jones County Georgia | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Lamar County Georgia | 1 | $ 465,000 | $ 465,000 | $ 1,470,000 |
| Lanier County Georgia | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Laurens County Georgia | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Mitchell County Georgia | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Pickens County Georgia | 1 | $ 445,000 | $ 445,000 | $ 134,000 |
| Pike County Georgia | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Putnam County Georgia | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Rabun County Georgia | 1 | $ 415,000 | $ 415,000 | $ 152,000 |
| Rockdale County Georgia | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Schley County Georgia | 1 | $ 415,000 | $ 415,000 | $ 187,000 |
| Tift County Georgia | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Union County Georgia | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Walker County Georgia | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Wilcox County Georgia | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| Bonneville County Idaho | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Cassia County Idaho | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Payette County Idaho | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Coles County Illinois | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| DuPage County Illinois | 1 | $ 355,000 | $ 355,000 | $ 64,000 |
| McHenry County Illinois | 1 | $ 585,000 | $ 585,000 | $ 310,000 |
| Will County Illinois | 1 | $ 295,000 | $ 295,000 | $ 141,000 |
| Clinton County Indiana | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| DeKalb County Indiana | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Lake County Indiana | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Madison County Indiana | 1 | $ 415,000 | $ 415,000 | $ 202,000 |
| Noble County Indiana | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Owen County Indiana | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Sullivan County Indiana | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Tippecanoe County Indiana | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| Tipton County Indiana | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Vermillion County Indiana | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Wabash County Indiana | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Wayne County Indiana | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Whitley County Indiana | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Linn County Iowa | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Johnson County Kansas | 1 | $ 325,000 | $ 325,000 | $ 180,000 |
| Hardin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Trigg County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| Wayne County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Bossier County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Androscoggin County Maine | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Barnstable County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 105,000 |
| Hampden County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Plymouth County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Roscommon County Michigan | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Wayne County Michigan | 1 | $ 355,000 | $ 355,000 | $ 268,000 |
| Hennepin County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Washington County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Wright County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 61,000 |
| Clarke County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Copiah County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Harrison County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Leake County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Yazoo County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Clay County Missouri | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Jackson County Missouri | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Adams County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Clay County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Elko County Nevada | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Washoe County Nevada | 1 | $ 375,000 | $ 375,000 | $ 67,000 |
| Hillsborough County New Hampshire | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| Camden County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Essex County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Somerset County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 75,000 |
| Bernalillo County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 169,000 |
| Santa Fe County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Blue Ridge Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,876 | $797,130,000 | $277,000 | $4,865,000 | $103,000 | $1,470,000 |
| Refinancing | 1,549 | $398,335,000 | $257,000 | $2,705,000 | $124,000 | $2,332,000 |
| Cash-out Refinancing | 1,477 | $348,535,000 | $235,000 | $1,985,000 | $100,000 | $1,002,000 |
| Home Improvement | 4 | $1,390,000 | $347,000 | $1,005,000 | $95,000 | $161,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,959 | $1,012,885,000 | $255,000 | $4,865,000 | $110,000 | $2,332,000 |
| Black or African American | 800 | $196,670,000 | $245,000 | $1,725,000 | $92,000 | $951,000 |
| Not Provided | 538 | $155,930,000 | $289,000 | $1,685,000 | $124,000 | $2,174,000 |
| Hispanic | 233 | $56,665,000 | $243,000 | $735,000 | $90,000 | $540,000 |
| Asian | 226 | $73,400,000 | $324,000 | $2,175,000 | $107,000 | $730,000 |
| Not applicable | 99 | $34,925,000 | $352,000 | $3,765,000 | $0 | $0 |
| American Indian or Alaskan Native | 34 | $9,860,000 | $290,000 | $675,000 | $92,000 | $304,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,145,000 | $229,000 | $305,000 | $72,000 | $136,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,259 | $1,145,095,000 | $268,000 | $4,865,000 | $119,000 | $2,332,000 |
| FHA-insured (Federal Housing Administration) | 762 | $172,100,000 | $225,000 | $835,000 | $70,000 | $318,000 |
| VA-guaranteed (Veterans Administration) | 605 | $181,285,000 | $299,000 | $1,545,000 | $98,000 | $524,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 280 | $46,910,000 | $167,000 | $475,000 | $50,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,028 | $1,311,970,000 | $260,000 | $4,865,000 | $108,000 | $2,332,000 |
| Application Denied By Financial Institution | 463 | $117,245,000 | $253,000 | $1,725,000 | $94,000 | $1,050,000 |
| Application Withdrawn By Applicant | 352 | $99,910,000 | $283,000 | $4,725,000 | $113,000 | $885,000 |
| Application Approved But Not Accepted | 43 | $11,425,000 | $265,000 | $2,005,000 | $114,000 | $651,000 |
| File Closed For Incompleteness | 20 | $4,840,000 | $242,000 | $645,000 | $101,000 | $214,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,443 | $1,428,145,000 | $262,000 | $4,865,000 | $109,000 | $2,332,000 |
| Credit Application Incomplete | 221 | $56,905,000 | $257,000 | $1,725,000 | $105,000 | $1,050,000 |
| Debt-To-Income Ratio | 84 | $26,090,000 | $310,000 | $1,525,000 | $66,000 | $329,000 |
| Collateral | 60 | $13,210,000 | $220,000 | $1,005,000 | $102,000 | $803,000 |
| Credit History | 42 | $9,290,000 | $221,000 | $735,000 | $108,000 | $548,000 |
| Other | 34 | $6,310,000 | $185,000 | $525,000 | $76,000 | $199,000 |
| Employment History | 8 | $1,760,000 | $220,000 | $375,000 | $55,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,050,000 | $256,000 | $565,000 | $73,000 | $123,000 |
| Unverifiable Information | 6 | $1,630,000 | $271,000 | $435,000 | $62,000 | $97,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Blue Ridge Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Blue Ridge Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.