Blue Ridge Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Blue Ridge Bank, National Association 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Blue Ridge Bank, National Association P.O. Box 609, 17 West Main St Martinsville, VA 22835 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 662 |
| Total Mortgage Loan Application Amount | $111,629,000 |
| Average Mortgage Loan Application Amount | $180,333 |
| Highest Mortgage Loan Application Amount | $868,000 |
| Average Applicant Income | $87,333 |
| Highest Applicant Income | $497,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Blue Ridge Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Blue Ridge Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Blue Ridge Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Blue Ridge Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Blue Ridge Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Blue Ridge Bank, National Association's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 120 | $ 26,810,000 | $ 223,000 | $ 102,000 |
| Guilford County North Carolina | 52 | $ 7,426,000 | $ 142,000 | $ 57,000 |
| Page County Virginia | 46 | $ 5,358,000 | $ 116,000 | $ 51,000 |
| Forsyth County North Carolina | 45 | $ 6,186,000 | $ 137,000 | $ 68,000 |
| Henry County Virginia | 40 | $ 4,435,000 | $ 110,000 | $ 61,000 |
| Johnston County North Carolina | 28 | $ 4,464,000 | $ 159,000 | $ 74,000 |
| Albemarle County Virginia | 23 | $ 3,803,000 | $ 165,000 | $ 107,000 |
| Henrico County Virginia | 22 | $ 3,095,000 | $ 140,000 | $ 1,000 |
| Scotland County North Carolina | 21 | $ 2,547,000 | $ 121,000 | $ 55,000 |
| Davidson County North Carolina | 18 | $ 2,112,000 | $ 117,000 | $ 51,000 |
| Durham County North Carolina | 14 | $ 3,284,000 | $ 234,000 | $ 111,000 |
| New Hanover County North Carolina | 14 | $ 2,294,000 | $ 163,000 | $ 88,000 |
| Brunswick County North Carolina | 13 | $ 2,784,000 | $ 214,000 | $ 79,000 |
| Martinsville County Virginia | 13 | $ 1,217,000 | $ 93,000 | $ 40,000 |
| Patrick County Virginia | 11 | $ 1,576,000 | $ 143,000 | $ 85,000 |
| Columbus County North Carolina | 9 | $ 1,238,000 | $ 137,000 | $ 62,000 |
| Randolph County North Carolina | 9 | $ 1,147,000 | $ 127,000 | $ 55,000 |
| Cumberland County North Carolina | 8 | $ 1,691,000 | $ 211,000 | $ 80,000 |
| Granville County North Carolina | 8 | $ 1,252,000 | $ 156,000 | $ 62,000 |
| Alamance County North Carolina | 7 | $ 992,000 | $ 141,000 | $ 56,000 |
| Harnett County North Carolina | 7 | $ 812,000 | $ 116,000 | $ 78,000 |
| Orange County North Carolina | 7 | $ 1,899,000 | $ 271,000 | $ 137,000 |
| Charlottesville County Virginia | 7 | $ 1,062,000 | $ 151,000 | $ 55,000 |
| Rockingham County Virginia | 7 | $ 1,139,000 | $ 162,000 | $ 43,000 |
| Mecklenburg County North Carolina | 6 | $ 1,188,000 | $ 198,000 | $ 82,000 |
| Pender County North Carolina | 5 | $ 649,000 | $ 129,000 | $ 69,000 |
| Rockingham County North Carolina | 5 | $ 633,000 | $ 126,000 | $ 68,000 |
| Carteret County North Carolina | 4 | $ 715,000 | $ 178,000 | $ 103,000 |
| Franklin County North Carolina | 4 | $ 688,000 | $ 172,000 | $ 51,000 |
| Iredell County North Carolina | 4 | $ 632,000 | $ 158,000 | $ 102,000 |
| Glynn County Georgia | 3 | $ 481,000 | $ 160,000 | $ 152,000 |
| Bladen County North Carolina | 3 | $ 457,000 | $ 152,000 | $ 59,000 |
| Chatham County North Carolina | 3 | $ 617,000 | $ 205,000 | $ 90,000 |
| Moore County North Carolina | 3 | $ 1,377,000 | $ 459,000 | $ 170,000 |
| Stokes County North Carolina | 3 | $ 357,000 | $ 119,000 | $ 49,000 |
| Wilson County North Carolina | 3 | $ 619,000 | $ 206,000 | $ 66,000 |
| Horry County South Carolina | 3 | $ 351,000 | $ 117,000 | $ 88,000 |
| Fluvanna County Virginia | 3 | $ 508,000 | $ 169,000 | $ 52,000 |
| Beaufort County North Carolina | 2 | $ 422,000 | $ 211,000 | $ 225,000 |
| Polk County North Carolina | 2 | $ 739,000 | $ 369,000 | $ 164,000 |
| Richmond County North Carolina | 2 | $ 226,000 | $ 113,000 | $ 47,000 |
| Robeson County North Carolina | 2 | $ 179,000 | $ 89,000 | $ 52,000 |
| Kershaw County South Carolina | 2 | $ 422,000 | $ 211,000 | $ 109,000 |
| Franklin County Virginia | 2 | $ 252,000 | $ 126,000 | $ 55,000 |
| Shenandoah County Virginia | 2 | $ 387,000 | $ 193,000 | $ 46,000 |
| District of Columbia County District Of Columbia | 1 | $ 188,000 | $ 188,000 | $ 200,000 |
| Citrus County Florida | 1 | $ 67,000 | $ 67,000 | $ 88,000 |
| Marion County Florida | 1 | $ 157,000 | $ 157,000 | $ 58,000 |
| DeKalb County Georgia | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Fulton County Georgia | 1 | $ 356,000 | $ 356,000 | $ 100,000 |
| Rockdale County Georgia | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Montgomery County Maryland | 1 | $ 540,000 | $ 540,000 | $ 320,000 |
| Prince George's County Maryland | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Avery County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 110,000 |
| Buncombe County North Carolina | 1 | $ 424,000 | $ 424,000 | $ 204,000 |
| Cabarrus County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 83,000 |
| Cleveland County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Davie County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 244,000 |
| Duplin County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Edgecombe County North Carolina | 1 | $ 868,000 | $ 868,000 | $ 48,000 |
| Gaston County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 57,000 |
| Greene County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 44,000 |
| Halifax County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 372,000 |
| Haywood County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 48,000 |
| Henderson County North Carolina | 1 | $ 338,000 | $ 338,000 | $ 302,000 |
| Lee County North Carolina | 1 | $ 338,000 | $ 338,000 | $ 105,000 |
| Northampton County North Carolina | 1 | $ 326,000 | $ 326,000 | $ 129,000 |
| Onslow County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Pitt County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 300,000 |
| Rowan County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 35,000 |
| Sampson County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 161,000 |
| Surry County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 16,000 |
| Transylvania County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 112,000 |
| Warren County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 42,000 |
| Watauga County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 170,000 |
| Darlington County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Georgetown County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 116,000 |
| Greenville County South Carolina | 1 | $ 218,000 | $ 218,000 | $ 62,000 |
| Marion County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Marlboro County South Carolina | 1 | $ 59,000 | $ 59,000 | $ 25,000 |
| Knox County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 49,000 |
| Dallas County Texas | 1 | $ 286,000 | $ 286,000 | $ 115,000 |
| Charlotte County Virginia | 1 | $ 52,000 | $ 52,000 | $ 26,000 |
| Fauquier County Virginia | 1 | $ 540,000 | $ 540,000 | $ 242,000 |
| Greene County Virginia | 1 | $ 472,000 | $ 472,000 | $ 396,000 |
| Harrisonburg County Virginia | 1 | $ 400,000 | $ 400,000 | $ 290,000 |
| Orange County Virginia | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 36,000 | $ 36,000 | $ 76,000 |
| Prince William County Virginia | 1 | $ 478,000 | $ 478,000 | $ 159,000 |
| Stafford County Virginia | 1 | $ 231,000 | $ 231,000 | $ 248,000 |
| Suffolk County Virginia | 1 | $ 66,000 | $ 66,000 | $ 109,000 |
| Virginia Beach County Virginia | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Blue Ridge Bank, National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 537 | $88,325,000 | $164,000 | $868,000 | $74,000 | $497,000 |
| Refinancing | 78 | $13,982,000 | $179,000 | $737,000 | $91,000 | $400,000 |
| Home Improvement | 47 | $9,322,000 | $198,000 | $540,000 | $97,000 | $372,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 494 | $84,279,000 | $170,000 | $766,000 | $82,000 | $457,000 |
| Black or African American | 83 | $13,924,000 | $167,000 | $868,000 | $72,000 | $320,000 |
| Not applicable | 37 | $5,331,000 | $144,000 | $561,000 | $2,000 | $100,000 |
| Hispanic | 33 | $4,899,000 | $148,000 | $337,000 | $84,000 | $497,000 |
| Asian | 10 | $2,263,000 | $226,000 | $424,000 | $160,000 | $337,000 |
| Not Provided | 5 | $933,000 | $186,000 | $400,000 | $35,000 | $122,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 401 | $69,422,000 | $173,000 | $766,000 | $87,000 | $457,000 |
| FHA-insured (Federal Housing Administration) | 175 | $27,070,000 | $154,000 | $540,000 | $65,000 | $497,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $7,806,000 | $153,000 | $868,000 | $47,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 35 | $7,331,000 | $209,000 | $540,000 | $76,000 | $242,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 622 | $106,410,000 | $171,000 | $868,000 | $79,000 | $497,000 |
| Application Withdrawn By Applicant | 25 | $3,724,000 | $148,000 | $400,000 | $66,000 | $225,000 |
| Application Denied By Financial Institution | 15 | $1,495,000 | $99,000 | $250,000 | $46,000 | $109,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $392,000 | $65,000 | $128,000 | $44,000 | $109,000 |
| Debt-To-Income Ratio | 4 | $321,000 | $80,000 | $175,000 | $44,000 | $85,000 |
| Other | 3 | $487,000 | $162,000 | $250,000 | $52,000 | $99,000 |
| Collateral | 1 | $123,000 | $123,000 | $123,000 | $58,000 | $58,000 |
| Employment History | 1 | $172,000 | $172,000 | $172,000 | $42,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Blue Ridge Bank, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Blue Ridge Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.