Blue Ridge Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Blue Ridge Bank, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Blue Ridge Bank, National Association P.O. Box 609, 17 West Main St Martinsville, VA 22835 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 786 |
| Total Mortgage Loan Application Amount | $180,900,000 |
| Average Mortgage Loan Application Amount | $227,250 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $143,000 |
| Highest Applicant Income | $805,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Blue Ridge Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Blue Ridge Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Blue Ridge Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Blue Ridge Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Blue Ridge Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Blue Ridge Bank, National Association's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 82 | $ 20,690,000 | $ 252,000 | $ 135,000 |
| Henry County Virginia | 39 | $ 4,425,000 | $ 113,000 | $ 142,000 |
| Page County Virginia | 38 | $ 5,700,000 | $ 150,000 | $ 87,000 |
| Prince George's County Maryland | 32 | $ 10,130,000 | $ 316,000 | $ 164,000 |
| Forsyth County North Carolina | 28 | $ 4,190,000 | $ 149,000 | $ 152,000 |
| Rockingham County Virginia | 28 | $ 4,390,000 | $ 156,000 | $ 102,000 |
| Johnston County North Carolina | 23 | $ 4,505,000 | $ 195,000 | $ 158,000 |
| Guilford County North Carolina | 22 | $ 3,190,000 | $ 145,000 | $ 155,000 |
| Davidson County North Carolina | 20 | $ 2,670,000 | $ 133,000 | $ 142,000 |
| Fairfax County Virginia | 20 | $ 8,950,000 | $ 447,000 | $ 113,000 |
| Columbus County North Carolina | 18 | $ 2,150,000 | $ 119,000 | $ 170,000 |
| Prince William County Virginia | 17 | $ 5,755,000 | $ 338,000 | $ 101,000 |
| Martinsville County Virginia | 16 | $ 1,850,000 | $ 115,000 | $ 152,000 |
| Scotland County North Carolina | 15 | $ 2,055,000 | $ 137,000 | $ 136,000 |
| Brunswick County North Carolina | 13 | $ 2,015,000 | $ 155,000 | $ 166,000 |
| New Hanover County North Carolina | 13 | $ 2,645,000 | $ 203,000 | $ 154,000 |
| Albemarle County Virginia | 13 | $ 3,975,000 | $ 305,000 | $ 129,000 |
| Cumberland County North Carolina | 12 | $ 2,720,000 | $ 226,000 | $ 123,000 |
| Durham County North Carolina | 12 | $ 2,350,000 | $ 195,000 | $ 132,000 |
| Harrisonburg County Virginia | 12 | $ 8,540,000 | $ 711,000 | $ 63,000 |
| Patrick County Virginia | 11 | $ 1,505,000 | $ 136,000 | $ 129,000 |
| Broward County Florida | 10 | $ 2,190,000 | $ 219,000 | $ 175,000 |
| Charles County Maryland | 10 | $ 2,550,000 | $ 255,000 | $ 162,000 |
| Montgomery County Maryland | 10 | $ 2,730,000 | $ 273,000 | $ 134,000 |
| Anne Arundel County Maryland | 9 | $ 3,075,000 | $ 341,000 | $ 134,000 |
| Lee County North Carolina | 9 | $ 1,765,000 | $ 196,000 | $ 116,000 |
| Loudoun County Virginia | 9 | $ 3,215,000 | $ 357,000 | $ 128,000 |
| Manassas County Virginia | 9 | $ 2,355,000 | $ 261,000 | $ 112,000 |
| Alamance County North Carolina | 8 | $ 1,360,000 | $ 170,000 | $ 151,000 |
| Harnett County North Carolina | 8 | $ 1,900,000 | $ 237,000 | $ 154,000 |
| Moore County North Carolina | 8 | $ 2,230,000 | $ 278,000 | $ 115,000 |
| Culpeper County Virginia | 8 | $ 1,850,000 | $ 231,000 | $ 150,000 |
| Palm Beach County Florida | 7 | $ 1,635,000 | $ 233,000 | $ 163,000 |
| Amherst County Virginia | 7 | $ 1,465,000 | $ 209,000 | $ 0 |
| Orange County North Carolina | 6 | $ 3,050,000 | $ 508,000 | $ 131,000 |
| Randolph County North Carolina | 6 | $ 920,000 | $ 153,000 | $ 146,000 |
| Rockingham County North Carolina | 6 | $ 990,000 | $ 165,000 | $ 135,000 |
| District of Columbia County District Of Columbia | 5 | $ 2,445,000 | $ 489,000 | $ 228,000 |
| Bladen County North Carolina | 5 | $ 775,000 | $ 155,000 | $ 114,000 |
| Pender County North Carolina | 5 | $ 1,055,000 | $ 211,000 | $ 136,000 |
| Franklin County North Carolina | 4 | $ 850,000 | $ 212,000 | $ 119,000 |
| Granville County North Carolina | 4 | $ 700,000 | $ 175,000 | $ 173,000 |
| Robeson County North Carolina | 4 | $ 610,000 | $ 152,000 | $ 142,000 |
| Stokes County North Carolina | 4 | $ 520,000 | $ 130,000 | $ 150,000 |
| Augusta County Virginia | 4 | $ 720,000 | $ 180,000 | $ 193,000 |
| Shenandoah County Virginia | 4 | $ 1,590,000 | $ 397,000 | $ 88,000 |
| Frederick County Maryland | 3 | $ 1,085,000 | $ 361,000 | $ 96,000 |
| Nash County North Carolina | 3 | $ 415,000 | $ 138,000 | $ 174,000 |
| Richmond County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 166,000 |
| Surry County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 98,000 |
| Fauquier County Virginia | 3 | $ 1,185,000 | $ 395,000 | $ 188,000 |
| Spotsylvania County Virginia | 3 | $ 1,075,000 | $ 358,000 | $ 212,000 |
| Stafford County Virginia | 3 | $ 1,245,000 | $ 415,000 | $ 152,000 |
| Virginia Beach County Virginia | 3 | $ 915,000 | $ 305,000 | $ 128,000 |
| Orange County Florida | 2 | $ 300,000 | $ 150,000 | $ 137,000 |
| Osceola County Florida | 2 | $ 430,000 | $ 215,000 | $ 133,000 |
| Baltimore City County Maryland | 2 | $ 440,000 | $ 220,000 | $ 130,000 |
| Calvert County Maryland | 2 | $ 500,000 | $ 250,000 | $ 166,000 |
| Queen Anne's County Maryland | 2 | $ 610,000 | $ 305,000 | $ 160,000 |
| Carteret County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 130,000 |
| Chatham County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 148,000 |
| Craven County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 186,000 |
| Davie County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 136,000 |
| Onslow County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 208,000 |
| Union County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 117,000 |
| Wilson County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 106,000 |
| Horry County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 153,000 |
| Marlboro County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 152,000 |
| Sevier County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 110,000 |
| Alexandria County Virginia | 2 | $ 670,000 | $ 335,000 | $ 137,000 |
| Chesapeake County Virginia | 2 | $ 420,000 | $ 210,000 | $ 218,000 |
| Danville County Virginia | 2 | $ 130,000 | $ 65,000 | $ 140,000 |
| Frederick County Virginia | 2 | $ 390,000 | $ 195,000 | $ 138,000 |
| Louisa County Virginia | 2 | $ 720,000 | $ 360,000 | $ 138,000 |
| Nelson County Virginia | 2 | $ 1,140,000 | $ 570,000 | $ 139,000 |
| Rappahannock County Virginia | 2 | $ 1,170,000 | $ 585,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| Brevard County Florida | 1 | $ 305,000 | $ 305,000 | $ 172,000 |
| Hillsborough County Florida | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Indian River County Florida | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Marion County Florida | 1 | $ 55,000 | $ 55,000 | $ 288,000 |
| Okaloosa County Florida | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
| Carroll County Georgia | 1 | $ 145,000 | $ 145,000 | $ 264,000 |
| Cobb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 284,000 |
| Glynn County Georgia | 1 | $ 275,000 | $ 275,000 | $ 188,000 |
| Lake County Illinois | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Steuben County Indiana | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Baltimore County Maryland | 1 | $ 255,000 | $ 255,000 | $ 220,000 |
| Carroll County Maryland | 1 | $ 415,000 | $ 415,000 | $ 74,000 |
| Harford County Maryland | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Howard County Maryland | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| St. Mary's County Maryland | 1 | $ 435,000 | $ 435,000 | $ 118,000 |
| Talbot County Maryland | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| Clark County Nevada | 1 | $ 75,000 | $ 75,000 | $ 164,000 |
| Morris County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Anson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Avery County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 148,000 |
| Cabarrus County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Caswell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Catawba County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 180,000 |
| Gaston County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 212,000 |
| Hoke County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 192,000 |
| Jackson County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Macon County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 76,000 |
| McDowell County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Mecklenburg County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Montgomery County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Person County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Pitt County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Sampson County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 136,000 |
| Watauga County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 148,000 |
| Wayne County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Franklin County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| Charleston County South Carolina | 1 | $ 825,000 | $ 825,000 | $ 805,000 |
| York County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 144,000 |
| Denton County Texas | 1 | $ 325,000 | $ 325,000 | $ 216,000 |
| Salt Lake County Utah | 1 | $ 455,000 | $ 455,000 | $ 88,000 |
| Bedford County Virginia | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Campbell County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Clarke County Virginia | 1 | $ 425,000 | $ 425,000 | $ 108,000 |
| Fairfax City County Virginia | 1 | $ 605,000 | $ 605,000 | $ 148,000 |
| Fluvanna County Virginia | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| Greene County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Henrico County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Norfolk County Virginia | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Northampton County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Orange County Virginia | 1 | $ 355,000 | $ 355,000 | $ 66,000 |
| Portsmouth County Virginia | 1 | $ 105,000 | $ 105,000 | $ 256,000 |
| Powhatan County Virginia | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Richmond City County Virginia | 1 | $ 75,000 | $ 75,000 | $ 224,000 |
| Suffolk County Virginia | 1 | $ 605,000 | $ 605,000 | $ 144,000 |
| Tazewell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Warren County Virginia | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Winchester County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| York County Virginia | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Dane County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 160,000 |
Mortgage Loan Application Detail Totals for Blue Ridge Bank, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 619 | $133,765,000 | $216,000 | $1,255,000 | $140,000 | $308,000 |
| Refinancing | 101 | $31,505,000 | $311,000 | $3,505,000 | $129,000 | $316,000 |
| Cash-out Refinancing | 58 | $14,580,000 | $251,000 | $1,055,000 | $173,000 | $805,000 |
| Home Improvement | 8 | $1,050,000 | $131,000 | $295,000 | $130,000 | $248,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 503 | $105,235,000 | $209,000 | $1,315,000 | $137,000 | $805,000 |
| Black or African American | 152 | $34,910,000 | $229,000 | $825,000 | $162,000 | $316,000 |
| Not applicable | 45 | $16,225,000 | $360,000 | $3,505,000 | $0 | $0 |
| Hispanic | 36 | $9,500,000 | $263,000 | $635,000 | $121,000 | $216,000 |
| Asian | 28 | $8,010,000 | $286,000 | $755,000 | $114,000 | $275,000 |
| Not Provided | 13 | $3,255,000 | $250,000 | $575,000 | $135,000 | $204,000 |
| American Indian or Alaskan Native | 7 | $3,245,000 | $463,000 | $1,845,000 | $136,000 | $172,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 477 | $116,285,000 | $243,000 | $3,505,000 | $141,000 | $805,000 |
| FHA-insured (Federal Housing Administration) | 183 | $37,455,000 | $204,000 | $665,000 | $142,000 | $296,000 |
| VA-guaranteed (Veterans Administration) | 79 | $20,385,000 | $258,000 | $635,000 | $143,000 | $292,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $6,775,000 | $144,000 | $255,000 | $132,000 | $248,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 740 | $168,440,000 | $227,000 | $3,505,000 | $141,000 | $805,000 |
| Application Withdrawn By Applicant | 25 | $7,695,000 | $307,000 | $1,845,000 | $138,000 | $280,000 |
| Application Denied By Financial Institution | 19 | $4,265,000 | $224,000 | $635,000 | $125,000 | $244,000 |
| File Closed For Incompleteness | 2 | $500,000 | $250,000 | $425,000 | $172,000 | $180,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 767 | $176,635,000 | $230,000 | $3,505,000 | $141,000 | $805,000 |
| Debt-To-Income Ratio | 10 | $2,230,000 | $223,000 | $425,000 | $119,000 | $220,000 |
| Credit History | 5 | $745,000 | $149,000 | $195,000 | $118,000 | $168,000 |
| Employment History | 1 | $295,000 | $295,000 | $295,000 | $42,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $635,000 | $635,000 | $635,000 | $176,000 | $176,000 |
| Other | 1 | $255,000 | $255,000 | $255,000 | $140,000 | $140,000 |
| Collateral | 1 | $105,000 | $105,000 | $105,000 | $244,000 | $244,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Blue Ridge Bank, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Blue Ridge Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.