Blue Ridge Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Blue Ridge Bank, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Blue Ridge Bank, National Association P.O. Box 609, 17 West Main St Martinsville, VA 22835 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 2,453 |
| Total Mortgage Loan Application Amount | $823,425,000 |
| Average Mortgage Loan Application Amount | $260,250 |
| Highest Mortgage Loan Application Amount | $9,405,000 |
| Average Applicant Income | $114,250 |
| Highest Applicant Income | $2,664,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Blue Ridge Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Blue Ridge Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Blue Ridge Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Blue Ridge Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Blue Ridge Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Blue Ridge Bank, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henry County Virginia | 72 | $ 11,830,000 | $ 164,000 | $ 66,000 |
| Virginia Beach County Virginia | 57 | $ 23,795,000 | $ 417,000 | $ 194,000 |
| Putnam County Indiana | 42 | $ 9,210,000 | $ 219,000 | $ 87,000 |
| Wake County North Carolina | 42 | $ 15,780,000 | $ 375,000 | $ 129,000 |
| Chesapeake County Virginia | 41 | $ 12,295,000 | $ 299,000 | $ 101,000 |
| Hendricks County Indiana | 40 | $ 10,600,000 | $ 265,000 | $ 109,000 |
| Columbus County North Carolina | 40 | $ 7,320,000 | $ 183,000 | $ 75,000 |
| Page County Virginia | 39 | $ 7,535,000 | $ 193,000 | $ 87,000 |
| Brunswick County North Carolina | 38 | $ 11,750,000 | $ 309,000 | $ 104,000 |
| Forsyth County North Carolina | 37 | $ 9,935,000 | $ 268,000 | $ 153,000 |
| Norfolk County Virginia | 37 | $ 7,755,000 | $ 209,000 | $ 81,000 |
| Fairfax County Virginia | 35 | $ 18,375,000 | $ 525,000 | $ 160,000 |
| Gaston County North Carolina | 32 | $ 8,350,000 | $ 260,000 | $ 88,000 |
| Southampton County Virginia | 32 | $ 6,520,000 | $ 203,000 | $ 81,000 |
| Prince George's County Maryland | 31 | $ 13,075,000 | $ 421,000 | $ 187,000 |
| Guilford County North Carolina | 31 | $ 7,385,000 | $ 238,000 | $ 137,000 |
| Bucks County Pennsylvania | 31 | $ 8,955,000 | $ 288,000 | $ 115,000 |
| Prince William County Virginia | 30 | $ 19,690,000 | $ 656,000 | $ 87,000 |
| Montgomery County Maryland | 29 | $ 12,745,000 | $ 439,000 | $ 127,000 |
| Louisa County Virginia | 29 | $ 11,415,000 | $ 393,000 | $ 234,000 |
| New Hanover County North Carolina | 27 | $ 8,435,000 | $ 312,000 | $ 142,000 |
| Beaufort County South Carolina | 26 | $ 13,930,000 | $ 535,000 | $ 310,000 |
| Lancaster County Virginia | 26 | $ 6,870,000 | $ 264,000 | $ 206,000 |
| Newport News County Virginia | 25 | $ 4,965,000 | $ 198,000 | $ 65,000 |
| Suffolk County Virginia | 24 | $ 7,580,000 | $ 315,000 | $ 101,000 |
| Moore County North Carolina | 23 | $ 8,565,000 | $ 372,000 | $ 160,000 |
| Boone County Indiana | 20 | $ 4,450,000 | $ 222,000 | $ 84,000 |
| Albemarle County Virginia | 20 | $ 16,380,000 | $ 819,000 | $ 154,000 |
| Henrico County Virginia | 20 | $ 6,460,000 | $ 323,000 | $ 114,000 |
| Loudoun County Virginia | 20 | $ 12,120,000 | $ 606,000 | $ 171,000 |
| Johnston County North Carolina | 18 | $ 6,440,000 | $ 357,000 | $ 91,000 |
| Oklahoma County Oklahoma | 18 | $ 5,610,000 | $ 311,000 | $ 147,000 |
| Scotland County North Carolina | 17 | $ 3,145,000 | $ 185,000 | $ 72,000 |
| Rockingham County Virginia | 17 | $ 5,745,000 | $ 337,000 | $ 118,000 |
| Durham County North Carolina | 16 | $ 5,300,000 | $ 331,000 | $ 131,000 |
| Harnett County North Carolina | 16 | $ 4,510,000 | $ 281,000 | $ 81,000 |
| Isle of Wight County Virginia | 16 | $ 5,870,000 | $ 366,000 | $ 138,000 |
| Martinsville County Virginia | 16 | $ 2,320,000 | $ 145,000 | $ 64,000 |
| Richmond City County Virginia | 16 | $ 11,020,000 | $ 688,000 | $ 200,000 |
| District of Columbia County District Of Columbia | 15 | $ 7,405,000 | $ 493,000 | $ 143,000 |
| Anne Arundel County Maryland | 15 | $ 7,755,000 | $ 517,000 | $ 197,000 |
| Cumberland County North Carolina | 15 | $ 3,995,000 | $ 266,000 | $ 99,000 |
| Alamance County North Carolina | 14 | $ 5,110,000 | $ 365,000 | $ 92,000 |
| Franklin County North Carolina | 14 | $ 3,580,000 | $ 255,000 | $ 107,000 |
| Chesterfield County Virginia | 14 | $ 5,370,000 | $ 383,000 | $ 141,000 |
| Northumberland County Virginia | 14 | $ 7,240,000 | $ 517,000 | $ 243,000 |
| Portsmouth County Virginia | 14 | $ 2,860,000 | $ 204,000 | $ 71,000 |
| Spotsylvania County Virginia | 14 | $ 7,600,000 | $ 542,000 | $ 265,000 |
| Morgan County Indiana | 13 | $ 2,985,000 | $ 229,000 | $ 73,000 |
| Baltimore County Maryland | 13 | $ 5,235,000 | $ 402,000 | $ 156,000 |
| Charles County Maryland | 12 | $ 4,520,000 | $ 376,000 | $ 131,000 |
| Lexington County South Carolina | 12 | $ 2,960,000 | $ 246,000 | $ 88,000 |
| Tooele County Utah | 12 | $ 3,070,000 | $ 255,000 | $ 87,000 |
| Arlington County Virginia | 12 | $ 13,420,000 | $ 1,118,000 | $ 376,000 |
| Mercer County West Virginia | 12 | $ 1,710,000 | $ 142,000 | $ 63,000 |
| Palm Beach County Florida | 11 | $ 4,395,000 | $ 399,000 | $ 125,000 |
| Allen County Indiana | 11 | $ 1,665,000 | $ 151,000 | $ 55,000 |
| Bladen County North Carolina | 11 | $ 2,635,000 | $ 239,000 | $ 95,000 |
| Rockingham County North Carolina | 11 | $ 6,605,000 | $ 600,000 | $ 263,000 |
| Richland County South Carolina | 11 | $ 3,145,000 | $ 285,000 | $ 168,000 |
| Stafford County Virginia | 11 | $ 4,625,000 | $ 420,000 | $ 117,000 |
| Davidson County North Carolina | 10 | $ 2,410,000 | $ 241,000 | $ 78,000 |
| Iredell County North Carolina | 10 | $ 4,170,000 | $ 417,000 | $ 122,000 |
| Mecklenburg County North Carolina | 10 | $ 3,370,000 | $ 337,000 | $ 115,000 |
| Pender County North Carolina | 10 | $ 3,530,000 | $ 353,000 | $ 131,000 |
| York County South Carolina | 10 | $ 2,200,000 | $ 220,000 | $ 102,000 |
| Harris County Texas | 10 | $ 1,850,000 | $ 185,000 | $ 62,000 |
| Baltimore City County Maryland | 9 | $ 2,385,000 | $ 265,000 | $ 104,000 |
| Cleveland County North Carolina | 9 | $ 2,755,000 | $ 306,000 | $ 99,000 |
| Nash County North Carolina | 9 | $ 1,485,000 | $ 165,000 | $ 61,000 |
| Robeson County North Carolina | 9 | $ 2,135,000 | $ 237,000 | $ 128,000 |
| Franklin County Virginia | 9 | $ 3,955,000 | $ 439,000 | $ 176,000 |
| Goochland County Virginia | 9 | $ 8,035,000 | $ 892,000 | $ 445,000 |
| Hampton County Virginia | 9 | $ 2,095,000 | $ 232,000 | $ 95,000 |
| Westmoreland County Virginia | 9 | $ 2,785,000 | $ 309,000 | $ 144,000 |
| Currituck County North Carolina | 8 | $ 3,960,000 | $ 495,000 | $ 219,000 |
| Randolph County North Carolina | 8 | $ 1,240,000 | $ 155,000 | $ 88,000 |
| Sampson County North Carolina | 8 | $ 1,380,000 | $ 172,000 | $ 61,000 |
| Berks County Pennsylvania | 8 | $ 1,260,000 | $ 157,000 | $ 131,000 |
| Horry County South Carolina | 8 | $ 2,010,000 | $ 251,000 | $ 98,000 |
| Frederick County Virginia | 8 | $ 1,890,000 | $ 236,000 | $ 117,000 |
| Harrisonburg County Virginia | 8 | $ 1,850,000 | $ 231,000 | $ 88,000 |
| Orange County Virginia | 8 | $ 4,070,000 | $ 508,000 | $ 57,000 |
| Frederick County Maryland | 7 | $ 2,665,000 | $ 380,000 | $ 132,000 |
| Lee County North Carolina | 7 | $ 2,565,000 | $ 366,000 | $ 121,000 |
| Onslow County North Carolina | 7 | $ 1,895,000 | $ 270,000 | $ 82,000 |
| Pasquotank County North Carolina | 7 | $ 1,205,000 | $ 172,000 | $ 52,000 |
| Surry County North Carolina | 7 | $ 1,325,000 | $ 189,000 | $ 71,000 |
| Spartanburg County South Carolina | 7 | $ 2,005,000 | $ 286,000 | $ 81,000 |
| Washington County Utah | 7 | $ 1,705,000 | $ 243,000 | $ 69,000 |
| Bedford County Virginia | 7 | $ 1,885,000 | $ 269,000 | $ 124,000 |
| Charlottesville County Virginia | 7 | $ 17,055,000 | $ 2,436,000 | $ 148,000 |
| Gloucester County Virginia | 7 | $ 1,385,000 | $ 197,000 | $ 79,000 |
| York County Virginia | 7 | $ 3,055,000 | $ 436,000 | $ 158,000 |
| Putnam County Florida | 6 | $ 870,000 | $ 145,000 | $ 53,000 |
| Bulloch County Georgia | 6 | $ 1,290,000 | $ 215,000 | $ 63,000 |
| Walton County Georgia | 6 | $ 1,900,000 | $ 316,000 | $ 127,000 |
| Marion County Indiana | 6 | $ 1,130,000 | $ 188,000 | $ 56,000 |
| Montgomery County Indiana | 6 | $ 1,030,000 | $ 171,000 | $ 58,000 |
| Rankin County Mississippi | 6 | $ 1,600,000 | $ 266,000 | $ 89,000 |
| Duplin County North Carolina | 6 | $ 1,340,000 | $ 223,000 | $ 82,000 |
| Person County North Carolina | 6 | $ 1,210,000 | $ 201,000 | $ 65,000 |
| Stokes County North Carolina | 6 | $ 990,000 | $ 165,000 | $ 64,000 |
| Wayne County North Carolina | 6 | $ 1,290,000 | $ 215,000 | $ 77,000 |
| Clinton County Pennsylvania | 6 | $ 1,000,000 | $ 166,000 | $ 47,000 |
| Lynchburg County Virginia | 6 | $ 9,160,000 | $ 1,526,000 | $ 112,000 |
| Middlesex County Virginia | 6 | $ 1,790,000 | $ 298,000 | $ 80,000 |
| Broward County Florida | 5 | $ 2,325,000 | $ 465,000 | $ 194,000 |
| Miami-Dade County Florida | 5 | $ 3,305,000 | $ 661,000 | $ 379,000 |
| Morgan County Georgia | 5 | $ 1,785,000 | $ 357,000 | $ 112,000 |
| Ware County Georgia | 5 | $ 695,000 | $ 139,000 | $ 79,000 |
| Howard County Maryland | 5 | $ 2,825,000 | $ 565,000 | $ 177,000 |
| Carteret County North Carolina | 5 | $ 2,475,000 | $ 495,000 | $ 280,000 |
| Chatham County North Carolina | 5 | $ 1,925,000 | $ 385,000 | $ 156,000 |
| Pitt County North Carolina | 5 | $ 875,000 | $ 175,000 | $ 51,000 |
| Yadkin County North Carolina | 5 | $ 1,445,000 | $ 289,000 | $ 75,000 |
| Hancock County Ohio | 5 | $ 1,095,000 | $ 219,000 | $ 56,000 |
| Salt Lake County Utah | 5 | $ 875,000 | $ 175,000 | $ 46,000 |
| Essex County Virginia | 5 | $ 1,155,000 | $ 231,000 | $ 103,000 |
| James City County Virginia | 5 | $ 1,755,000 | $ 351,000 | $ 112,000 |
| Powhatan County Virginia | 5 | $ 4,435,000 | $ 887,000 | $ 293,000 |
| Upshur County West Virginia | 5 | $ 665,000 | $ 133,000 | $ 63,000 |
| Rock County Wisconsin | 5 | $ 765,000 | $ 153,000 | $ 49,000 |
| Leon County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 83,000 |
| Fulton County Georgia | 4 | $ 1,080,000 | $ 270,000 | $ 126,000 |
| Jenkins County Georgia | 4 | $ 1,120,000 | $ 280,000 | $ 77,000 |
| Lowndes County Georgia | 4 | $ 540,000 | $ 135,000 | $ 77,000 |
| Huntington County Indiana | 4 | $ 500,000 | $ 125,000 | $ 48,000 |
| Lee County Mississippi | 4 | $ 540,000 | $ 135,000 | $ 45,000 |
| Burlington County New Jersey | 4 | $ 1,090,000 | $ 272,000 | $ 103,000 |
| Beaufort County North Carolina | 4 | $ 990,000 | $ 247,000 | $ 87,000 |
| Buncombe County North Carolina | 4 | $ 2,170,000 | $ 542,000 | $ 269,000 |
| Cabarrus County North Carolina | 4 | $ 1,370,000 | $ 342,000 | $ 97,000 |
| Catawba County North Carolina | 4 | $ 1,510,000 | $ 377,000 | $ 147,000 |
| Haywood County North Carolina | 4 | $ 3,130,000 | $ 782,000 | $ 212,000 |
| Orange County North Carolina | 4 | $ 1,510,000 | $ 377,000 | $ 100,000 |
| Rowan County North Carolina | 4 | $ 870,000 | $ 217,000 | $ 98,000 |
| Warren County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 79,000 |
| Anderson County South Carolina | 4 | $ 1,050,000 | $ 262,000 | $ 83,000 |
| Kershaw County South Carolina | 4 | $ 930,000 | $ 232,000 | $ 68,000 |
| Montgomery County Texas | 4 | $ 1,120,000 | $ 280,000 | $ 92,000 |
| Amherst County Virginia | 4 | $ 880,000 | $ 220,000 | $ 73,000 |
| Fairfax City County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 128,000 |
| Fauquier County Virginia | 4 | $ 1,890,000 | $ 472,000 | $ 196,000 |
| Franklin City County Virginia | 4 | $ 710,000 | $ 177,000 | $ 53,000 |
| Northampton County Virginia | 4 | $ 2,130,000 | $ 532,000 | $ 181,000 |
| Roanoke County Virginia | 4 | $ 1,060,000 | $ 265,000 | $ 88,000 |
| Berkeley County West Virginia | 4 | $ 1,330,000 | $ 332,000 | $ 122,000 |
| Taylor County West Virginia | 4 | $ 560,000 | $ 140,000 | $ 36,000 |
| Sussex County Delaware | 3 | $ 855,000 | $ 285,000 | $ 73,000 |
| Duval County Florida | 3 | $ 605,000 | $ 201,000 | $ 94,000 |
| Hillsborough County Florida | 3 | $ 885,000 | $ 295,000 | $ 130,000 |
| Manatee County Florida | 3 | $ 905,000 | $ 301,000 | $ 176,000 |
| DeKalb County Georgia | 3 | $ 975,000 | $ 325,000 | $ 168,000 |
| Putnam County Georgia | 3 | $ 1,025,000 | $ 341,000 | $ 91,000 |
| Screven County Georgia | 3 | $ 835,000 | $ 278,000 | $ 88,000 |
| Thomas County Georgia | 3 | $ 575,000 | $ 191,000 | $ 75,000 |
| Johnson County Indiana | 3 | $ 835,000 | $ 278,000 | $ 115,000 |
| Nassau County New York | 3 | $ 3,245,000 | $ 1,081,000 | $ 300,000 |
| Camden County North Carolina | 3 | $ 975,000 | $ 325,000 | $ 101,000 |
| Dare County North Carolina | 3 | $ 1,615,000 | $ 538,000 | $ 213,000 |
| Edgecombe County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 74,000 |
| Gates County North Carolina | 3 | $ 705,000 | $ 235,000 | $ 76,000 |
| Granville County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 64,000 |
| McDowell County North Carolina | 3 | $ 605,000 | $ 201,000 | $ 87,000 |
| Richmond County North Carolina | 3 | $ 275,000 | $ 91,000 | $ 27,000 |
| Transylvania County North Carolina | 3 | $ 1,685,000 | $ 561,000 | $ 135,000 |
| Allegheny County Pennsylvania | 3 | $ 845,000 | $ 281,000 | $ 137,000 |
| Lancaster County Pennsylvania | 3 | $ 875,000 | $ 291,000 | $ 97,000 |
| Philadelphia County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 105,000 |
| Berkeley County South Carolina | 3 | $ 2,475,000 | $ 825,000 | $ 427,000 |
| Calhoun County South Carolina | 3 | $ 865,000 | $ 288,000 | $ 100,000 |
| Charleston County South Carolina | 3 | $ 1,215,000 | $ 405,000 | $ 125,000 |
| Cherokee County South Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 88,000 |
| Lancaster County South Carolina | 3 | $ 1,015,000 | $ 338,000 | $ 106,000 |
| Union County South Carolina | 3 | $ 555,000 | $ 185,000 | $ 80,000 |
| Augusta County Virginia | 3 | $ 915,000 | $ 305,000 | $ 183,000 |
| Giles County Virginia | 3 | $ 365,000 | $ 121,000 | $ 56,000 |
| Madison County Virginia | 3 | $ 725,000 | $ 241,000 | $ 54,000 |
| Manassas County Virginia | 3 | $ 975,000 | $ 325,000 | $ 91,000 |
| Mecklenburg County Virginia | 3 | $ 455,000 | $ 151,000 | $ 72,000 |
| Montgomery County Virginia | 3 | $ 595,000 | $ 198,000 | $ 102,000 |
| New Kent County Virginia | 3 | $ 1,665,000 | $ 555,000 | $ 160,000 |
| Patrick County Virginia | 3 | $ 805,000 | $ 268,000 | $ 63,000 |
| Prince Edward County Virginia | 3 | $ 5,155,000 | $ 1,718,000 | $ 65,000 |
| Prince George County Virginia | 3 | $ 1,235,000 | $ 411,000 | $ 136,000 |
| Roanoke City County Virginia | 3 | $ 425,000 | $ 141,000 | $ 46,000 |
| Sussex County Virginia | 3 | $ 295,000 | $ 98,000 | $ 62,000 |
| Waynesboro County Virginia | 3 | $ 1,365,000 | $ 455,000 | $ 0 |
| Randolph County West Virginia | 3 | $ 475,000 | $ 158,000 | $ 52,000 |
| Kenosha County Wisconsin | 3 | $ 585,000 | $ 195,000 | $ 77,000 |
| Walworth County Wisconsin | 3 | $ 455,000 | $ 151,000 | $ 53,000 |
| Calhoun County Alabama | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Walker County Alabama | 2 | $ 110,000 | $ 55,000 | $ 37,000 |
| Charlotte County Florida | 2 | $ 560,000 | $ 280,000 | $ 100,000 |
| Jackson County Florida | 2 | $ 380,000 | $ 190,000 | $ 84,000 |
| Lake County Florida | 2 | $ 530,000 | $ 265,000 | $ 63,000 |
| Lee County Florida | 2 | $ 710,000 | $ 355,000 | $ 89,000 |
| Orange County Florida | 2 | $ 560,000 | $ 280,000 | $ 211,000 |
| Pasco County Florida | 2 | $ 540,000 | $ 270,000 | $ 68,000 |
| Bartow County Georgia | 2 | $ 830,000 | $ 415,000 | $ 109,000 |
| Candler County Georgia | 2 | $ 510,000 | $ 255,000 | $ 73,000 |
| Chatham County Georgia | 2 | $ 440,000 | $ 220,000 | $ 313,000 |
| Effingham County Georgia | 2 | $ 710,000 | $ 355,000 | $ 114,000 |
| Greene County Georgia | 2 | $ 670,000 | $ 335,000 | $ 89,000 |
| Jasper County Georgia | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| Montgomery County Georgia | 2 | $ 530,000 | $ 265,000 | $ 89,000 |
| Newton County Georgia | 2 | $ 360,000 | $ 180,000 | $ 116,000 |
| Pierce County Georgia | 2 | $ 590,000 | $ 295,000 | $ 110,000 |
| Toombs County Georgia | 2 | $ 410,000 | $ 205,000 | $ 92,000 |
| Cook County Illinois | 2 | $ 2,220,000 | $ 1,110,000 | $ 372,000 |
| Macon County Illinois | 2 | $ 120,000 | $ 60,000 | $ 57,000 |
| Clay County Indiana | 2 | $ 290,000 | $ 145,000 | $ 58,000 |
| Grant County Indiana | 2 | $ 190,000 | $ 95,000 | $ 96,000 |
| Owen County Indiana | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Vermillion County Indiana | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| Harford County Maryland | 2 | $ 1,030,000 | $ 515,000 | $ 144,000 |
| St. Mary's County Maryland | 2 | $ 490,000 | $ 245,000 | $ 73,000 |
| Washington County Maryland | 2 | $ 640,000 | $ 320,000 | $ 67,000 |
| Suffolk County Massachusetts | 2 | $ 1,510,000 | $ 755,000 | $ 359,000 |
| Hinds County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 42,000 |
| Ocean County New Jersey | 2 | $ 420,000 | $ 210,000 | $ 71,000 |
| Somerset County New Jersey | 2 | $ 1,090,000 | $ 545,000 | $ 196,000 |
| Monroe County New York | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Queens County New York | 2 | $ 2,390,000 | $ 1,195,000 | $ 255,000 |
| Suffolk County New York | 2 | $ 1,240,000 | $ 620,000 | $ 119,000 |
| Avery County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 272,000 |
| Caldwell County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 41,000 |
| Chowan County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 130,000 |
| Craven County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| Davie County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 123,000 |
| Halifax County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 43,000 |
| Henderson County North Carolina | 2 | $ 780,000 | $ 390,000 | $ 112,000 |
| Hoke County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 79,000 |
| Jackson County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 91,000 |
| Lincoln County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 80,000 |
| Northampton County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 131,000 |
| Union County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 109,000 |
| Vance County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 82,000 |
| Washington County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 76,000 |
| Wilkes County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 49,000 |
| Cleveland County Oklahoma | 2 | $ 620,000 | $ 310,000 | $ 78,000 |
| Jackson County Oregon | 2 | $ 620,000 | $ 310,000 | $ 61,000 |
| Chester County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 78,000 |
| Lycoming County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 94,000 |
| Montgomery County Pennsylvania | 2 | $ 800,000 | $ 400,000 | $ 183,000 |
| Venango County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 123,000 |
| York County Pennsylvania | 2 | $ 750,000 | $ 375,000 | $ 146,000 |
| Providence County Rhode Island | 2 | $ 450,000 | $ 225,000 | $ 240,000 |
| Aiken County South Carolina | 2 | $ 650,000 | $ 325,000 | $ 101,000 |
| Dorchester County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 84,000 |
| Pickens County South Carolina | 2 | $ 730,000 | $ 365,000 | $ 101,000 |
| Madison County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 113,000 |
| Montgomery County Tennessee | 2 | $ 720,000 | $ 360,000 | $ 114,000 |
| Sevier County Tennessee | 2 | $ 670,000 | $ 335,000 | $ 136,000 |
| Brazoria County Texas | 2 | $ 600,000 | $ 300,000 | $ 161,000 |
| Dallas County Texas | 2 | $ 620,000 | $ 310,000 | $ 157,000 |
| Liberty County Texas | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Iron County Utah | 2 | $ 290,000 | $ 145,000 | $ 121,000 |
| Accomack County Virginia | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
| Buena Vista County Virginia | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Campbell County Virginia | 2 | $ 640,000 | $ 320,000 | $ 82,000 |
| Carroll County Virginia | 2 | $ 350,000 | $ 175,000 | $ 47,000 |
| Charlotte County Virginia | 2 | $ 480,000 | $ 240,000 | $ 106,000 |
| Clarke County Virginia | 2 | $ 740,000 | $ 370,000 | $ 97,000 |
| Danville County Virginia | 2 | $ 480,000 | $ 240,000 | $ 97,000 |
| Floyd County Virginia | 2 | $ 720,000 | $ 360,000 | $ 98,000 |
| Fluvanna County Virginia | 2 | $ 750,000 | $ 375,000 | $ 107,000 |
| Greene County Virginia | 2 | $ 520,000 | $ 260,000 | $ 120,000 |
| Hanover County Virginia | 2 | $ 1,590,000 | $ 795,000 | $ 225,000 |
| King William County Virginia | 2 | $ 700,000 | $ 350,000 | $ 49,000 |
| Pittsylvania County Virginia | 2 | $ 170,000 | $ 85,000 | $ 67,000 |
| Poquoson County Virginia | 2 | $ 760,000 | $ 380,000 | $ 108,000 |
| Pulaski County Virginia | 2 | $ 730,000 | $ 365,000 | $ 100,000 |
| Rockbridge County Virginia | 2 | $ 390,000 | $ 195,000 | $ 65,000 |
| Shenandoah County Virginia | 2 | $ 560,000 | $ 280,000 | $ 62,000 |
| Staunton County Virginia | 2 | $ 5,610,000 | $ 2,805,000 | $ 0 |
| Tazewell County Virginia | 2 | $ 270,000 | $ 135,000 | $ 36,000 |
| Barbour County West Virginia | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Fayette County West Virginia | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Hardy County West Virginia | 2 | $ 790,000 | $ 395,000 | $ 310,000 |
| Kanawha County West Virginia | 2 | $ 290,000 | $ 145,000 | $ 201,000 |
| Lewis County West Virginia | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| Monroe County West Virginia | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Dale County Alabama | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Etowah County Alabama | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Jefferson County Alabama | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Madison County Alabama | 1 | $ 235,000 | $ 235,000 | $ 540,000 |
| Sumter County Alabama | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Tuscaloosa County Alabama | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Yavapai County Arizona | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Sacramento County California | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Chaffee County Colorado | 1 | $ 165,000 | $ 165,000 | $ 124,000 |
| Delta County Colorado | 1 | $ 295,000 | $ 295,000 | $ 52,000 |
| Jefferson County Colorado | 1 | $ 455,000 | $ 455,000 | $ 190,000 |
| Mesa County Colorado | 1 | $ 275,000 | $ 275,000 | $ 200,000 |
| Pueblo County Colorado | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Highlands County Florida | 1 | $ 395,000 | $ 395,000 | $ 76,000 |
| Indian River County Florida | 1 | $ 405,000 | $ 405,000 | $ 92,000 |
| Marion County Florida | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Pinellas County Florida | 1 | $ 255,000 | $ 255,000 | $ 168,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 260,000 |
| Walton County Florida | 1 | $ 805,000 | $ 805,000 | $ 468,000 |
| Appling County Georgia | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Atkinson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Brantley County Georgia | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Camden County Georgia | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Charlton County Georgia | 1 | $ 465,000 | $ 465,000 | $ 97,000 |
| Cherokee County Georgia | 1 | $ 865,000 | $ 865,000 | $ 248,000 |
| Clayton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 385,000 | $ 385,000 | $ 219,000 |
| Cook County Georgia | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Fannin County Georgia | 1 | $ 445,000 | $ 445,000 | $ 154,000 |
| Gwinnett County Georgia | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Hart County Georgia | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Henry County Georgia | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Houston County Georgia | 1 | $ 495,000 | $ 495,000 | $ 352,000 |
| Jackson County Georgia | 1 | $ 315,000 | $ 315,000 | $ 140,000 |
| Lanier County Georgia | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Long County Georgia | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Rockdale County Georgia | 1 | $ 395,000 | $ 395,000 | $ 101,000 |
| Spalding County Georgia | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Tattnall County Georgia | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Tift County Georgia | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Troup County Georgia | 1 | $ 805,000 | $ 805,000 | $ 415,000 |
| Walker County Georgia | 1 | $ 845,000 | $ 845,000 | $ 321,000 |
| Kane County Illinois | 1 | $ 645,000 | $ 645,000 | $ 251,000 |
| Macoupin County Illinois | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Hancock County Indiana | 1 | $ 205,000 | $ 205,000 | $ 269,000 |
| Knox County Indiana | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Madison County Indiana | 1 | $ 345,000 | $ 345,000 | $ 156,000 |
| Monroe County Indiana | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Noble County Indiana | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Parke County Indiana | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Shelby County Indiana | 1 | $ 285,000 | $ 285,000 | $ 4,000 |
| Vigo County Indiana | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Wells County Indiana | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Buena Vista County Iowa | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Iowa County Iowa | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| East Baton Rouge County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Carroll County Maryland | 1 | $ 495,000 | $ 495,000 | $ 102,000 |
| Wicomico County Maryland | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Plymouth County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 166,000 |
| Livingston County Michigan | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Oakland County Michigan | 1 | $ 745,000 | $ 745,000 | $ 440,000 |
| Washtenaw County Michigan | 1 | $ 275,000 | $ 275,000 | $ 8,000 |
| Greene County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| Lowndes County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Monroe County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Tallahatchie County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Tishomingo County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 106,000 |
| Cascade County Montana | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Custer County Montana | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Flathead County Montana | 1 | $ 1,815,000 | $ 1,815,000 | $ 1,211,000 |
| Lincoln County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Sarpy County Nebraska | 1 | $ 445,000 | $ 445,000 | $ 277,000 |
| Merrimack County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Camden County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 169,000 |
| Cape May County New Jersey | 1 | $ 1,195,000 | $ 1,195,000 | $ 331,000 |
| Hunterdon County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Morris County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 204,000 |
| Sussex County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Bronx County New York | 1 | $ 865,000 | $ 865,000 | $ 1,967,000 |
| Kings County New York | 1 | $ 1,445,000 | $ 1,445,000 | $ 265,000 |
| Richmond County New York | 1 | $ 945,000 | $ 945,000 | $ 250,000 |
| Alleghany County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Hertford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Lenoir County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Madison County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Pamlico County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 108,000 |
| Perquimans County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 66,000 |
| Rutherford County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 46,000 |
| Stanly County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Watauga County North Carolina | 1 | $ 875,000 | $ 875,000 | $ 400,000 |
| Wilson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Cuyahoga County Ohio | 1 | $ 455,000 | $ 455,000 | $ 187,000 |
| Delaware County Ohio | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Erie County Ohio | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Hocking County Ohio | 1 | $ 385,000 | $ 385,000 | $ 108,000 |
| Montgomery County Ohio | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Ottawa County Ohio | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Seneca County Ohio | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Canadian County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Garfield County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 259,000 |
| Logan County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Tulsa County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Multnomah County Oregon | 1 | $ 295,000 | $ 295,000 | $ 361,000 |
| Adams County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Butler County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Centre County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 213,000 |
| Delaware County Pennsylvania | 1 | $ 655,000 | $ 655,000 | $ 466,000 |
| Schuylkill County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Westmoreland County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Chester County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Clarendon County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Fairfield County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 193,000 |
| Hampton County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Jasper County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 569,000 |
| Laurens County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 120,000 |
| Marion County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 119,000 |
| Marlboro County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Newberry County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 149,000 |
| Oconee County South Carolina | 1 | $ 1,315,000 | $ 1,315,000 | $ 504,000 |
| Blount County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Carter County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 26,000 |
| Greene County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Putnam County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Warren County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 194,000 |
| White County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 192,000 |
| Denton County Texas | 1 | $ 365,000 | $ 365,000 | $ 202,000 |
| Hidalgo County Texas | 1 | $ 165,000 | $ 165,000 | $ 17,000 |
| Johnson County Texas | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Kaufman County Texas | 1 | $ 505,000 | $ 505,000 | $ 164,000 |
| McLennan County Texas | 1 | $ 395,000 | $ 395,000 | $ 160,000 |
| Davis County Utah | 1 | $ 195,000 | $ 195,000 | $ 30,000 |
| Utah County Utah | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Weber County Utah | 1 | $ 385,000 | $ 385,000 | $ 52,000 |
| Botetourt County Virginia | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Brunswick County Virginia | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Buchanan County Virginia | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Caroline County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Charles City County Virginia | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Colonial Heights County Virginia | 1 | $ 315,000 | $ 315,000 | $ 160,000 |
| Culpeper County Virginia | 1 | $ 365,000 | $ 365,000 | $ 64,000 |
| Fredericksburg County Virginia | 1 | $ 995,000 | $ 995,000 | $ 387,000 |
| Halifax County Virginia | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Hopewell County Virginia | 1 | $ 225,000 | $ 225,000 | $ 230,000 |
| King and Queen County Virginia | 1 | $ 125,000 | $ 125,000 | $ 159,000 |
| Mathews County Virginia | 1 | $ 745,000 | $ 745,000 | $ 512,000 |
| Nelson County Virginia | 1 | $ 195,000 | $ 195,000 | $ 177,000 |
| Nottoway County Virginia | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Richmond County Virginia | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Russell County Virginia | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Salem County Virginia | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Surry County Virginia | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Warren County Virginia | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Williamsburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Winchester County Virginia | 1 | $ 615,000 | $ 615,000 | $ 150,000 |
| Wythe County Virginia | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Harrison County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Jackson County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Marion County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Mineral County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Morgan County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Pocahontas County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Tucker County West Virginia | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Webster County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Wyoming County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Blue Ridge Bank, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,745 | $616,075,000 | $353,000 | $9,405,000 | $130,000 | $2,664,000 |
| Cash-out Refinancing | 451 | $130,225,000 | $288,000 | $8,305,000 | $101,000 | $738,000 |
| Refinancing | 254 | $76,830,000 | $302,000 | $6,005,000 | $117,000 | $1,211,000 |
| Home Improvement | 3 | $295,000 | $98,000 | $105,000 | $109,000 | $180,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,411 | $434,095,000 | $307,000 | $2,775,000 | $126,000 | $1,830,000 |
| Black or African American | 449 | $122,325,000 | $272,000 | $1,645,000 | $101,000 | $2,133,000 |
| Not Provided | 263 | $95,905,000 | $364,000 | $2,995,000 | $152,000 | $2,664,000 |
| Hispanic | 120 | $37,680,000 | $314,000 | $1,405,000 | $125,000 | $1,967,000 |
| Asian | 111 | $45,425,000 | $409,000 | $1,965,000 | $117,000 | $473,000 |
| Not applicable | 71 | $79,095,000 | $1,114,000 | $9,405,000 | $0 | $0 |
| American Indian or Alaskan Native | 23 | $7,505,000 | $326,000 | $1,025,000 | $129,000 | $456,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $495,000 | $495,000 | $495,000 | $104,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,586 | $609,580,000 | $384,000 | $9,405,000 | $150,000 | $2,664,000 |
| FHA-insured (Federal Housing Administration) | 522 | $119,530,000 | $228,000 | $785,000 | $73,000 | $396,000 |
| VA-guaranteed (Veterans Administration) | 201 | $69,365,000 | $345,000 | $1,105,000 | $106,000 | $462,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 144 | $24,950,000 | $173,000 | $345,000 | $57,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,851 | $647,435,000 | $349,000 | $9,405,000 | $128,000 | $2,664,000 |
| Application Withdrawn By Applicant | 432 | $131,880,000 | $305,000 | $2,775,000 | $117,000 | $1,967,000 |
| Application Denied By Financial Institution | 140 | $34,240,000 | $244,000 | $1,195,000 | $81,000 | $409,000 |
| Application Approved But Not Accepted | 25 | $8,835,000 | $353,000 | $1,785,000 | $163,000 | $1,173,000 |
| File Closed For Incompleteness | 5 | $1,035,000 | $207,000 | $305,000 | $74,000 | $96,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,313 | $789,185,000 | $341,000 | $9,405,000 | $126,000 | $2,664,000 |
| Debt-To-Income Ratio | 50 | $12,800,000 | $256,000 | $1,195,000 | $60,000 | $331,000 |
| Collateral | 22 | $4,930,000 | $224,000 | $645,000 | $108,000 | $300,000 |
| Credit History | 17 | $3,195,000 | $187,000 | $365,000 | $54,000 | $78,000 |
| Other | 16 | $4,070,000 | $254,000 | $715,000 | $99,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,620,000 | $301,000 | $895,000 | $88,000 | $288,000 |
| Unverifiable Information | 10 | $1,890,000 | $189,000 | $485,000 | $133,000 | $409,000 |
| Employment History | 7 | $1,875,000 | $267,000 | $525,000 | $59,000 | $108,000 |
| Credit Application Incomplete | 6 | $1,860,000 | $310,000 | $455,000 | $111,000 | $214,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Blue Ridge Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Blue Ridge Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.