Pfn Lending Group, Inc. Mortgage Lending & HMDA Data, 2007

In 2007, Pfn Lending Group, Inc. of Calabasas, CA reported 596 mortgage applications totaling $233.1 million, up 19% from 2006. The average application was for $391,159, and applicants reported an average income of $172,937. 50% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (312), Oxnard-Thousand Oaks-Ventura, CA (37) and Riverside-San Bernardino-Ontario, CA (30) (applications in parentheses).

Mortgage Company & Address Pfn Lending Group, Inc.
5016 N Parkway Calabasas
Calabasas, CA 91302
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2016  2015  2014  2013  2012  2007  2006  2005  
Total Number of Mortgage Applications 596
Total Mortgage Loan Application Amount $233,131,000
Average Mortgage Loan Application Amount $391,159
Highest Mortgage Loan Application Amount $3,714,000
Average Applicant Income $172,937
Highest Applicant Income $1,733,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pfn Lending Group, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pfn Lending Group, Inc. by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 312 $ 146,261,000 $ 468,785 $ 195,000
Ventura, California 37 $ 15,661,000 $ 423,270 $ 176,000
Tarrant, Texas 24 $ 1,937,000 $ 80,708 $ 139,000
Clark, Nevada 21 $ 5,986,000 $ 285,047 $ 157,000
Riverside, California 18 $ 8,341,000 $ 463,388 $ 139,000
San Diego, California 15 $ 7,702,000 $ 513,466 $ 208,000
Orange, California 13 $ 6,630,000 $ 510,000 $ 160,000
San Bernardino, California 12 $ 3,196,000 $ 266,333 $ 57,000
El Paso, Texas 11 $ 873,000 $ 79,363 $ 165,000
Maricopa, Arizona 10 $ 1,879,000 $ 187,900 $ 93,000
San Joaquin, California 9 $ 1,981,000 $ 220,111 $ 65,000
Hennepin, Minnesota 6 $ 1,315,000 $ 219,166 $ 120,000
Pinal, Arizona 5 $ 678,000 $ 135,600 $ 151,000
Mono, California 5 $ 2,791,000 $ 558,200 $ 448,000
Pierce, Washington 5 $ 1,408,000 $ 281,600 $ 102,000
Pima, Arizona 4 $ 1,636,000 $ 409,000 $ 233,000
Contra Costa, California 4 $ 1,667,000 $ 416,750 $ 164,000
Canyon, Idaho 4 $ 435,000 $ 108,750 $ 42,000
Fresno, California 3 $ 316,000 $ 105,333 $ 126,000
Kern, California 3 $ 774,000 $ 258,000 $ 159,000
Stanislaus, California 3 $ 466,000 $ 155,333 $ 21,000
Denver, Colorado 3 $ 972,000 $ 324,000 $ 97,000
Bernalillo, New Mexico 3 $ 1,145,000 $ 381,666 $ 206,000
Dallas, Texas 3 $ 2,331,000 $ 777,000 $ 266,000
King, Washington 3 $ 1,209,000 $ 403,000 $ 108,000
Alameda, California 2 $ 814,000 $ 407,000 $ 32,000
Lake, California 2 $ 522,000 $ 261,000 $ 75,000
Sonoma, California 2 $ 819,000 $ 409,500 $ 131,000
Tulare, California 2 $ 457,000 $ 228,500 $ 116,000
Mesa, Colorado 2 $ 294,000 $ 147,000 $ 0
Jerome, Idaho 2 $ 210,000 $ 105,000 $ 128,000
Freeborn, Minnesota 2 $ 247,000 $ 123,500 $ 91,000
Parker, Texas 2 $ 149,000 $ 74,500 $ 144,000
Williamson, Texas 2 $ 309,000 $ 154,500 $ 214,000
Mohave, Arizona 1 $ 145,000 $ 145,000 $ 31,000
Butte, California 1 $ 118,000 $ 118,000 $ 65,000
El Dorado, California 1 $ 315,000 $ 315,000 $ 90,000
Inyo, California 1 $ 250,000 $ 250,000 $ 126,000
Madera, California 1 $ 65,000 $ 65,000 $ 116,000
San Francisco, California 1 $ 260,000 $ 260,000 $ 57,000
San Mateo, California 1 $ 424,000 $ 424,000 $ 156,000
Santa Barbara, California 1 $ 408,000 $ 408,000 $ 301,000
Santa Clara, California 1 $ 325,000 $ 325,000 $ 98,000
Adams, Colorado 1 $ 163,000 $ 163,000 $ 83,000
El Paso, Colorado 1 $ 189,000 $ 189,000 $ 60,000
Blaine, Idaho 1 $ 1,000,000 $ 1,000,000 $ 315,000
Twin Falls, Idaho 1 $ 306,000 $ 306,000 $ 91,000
Anoka, Minnesota 1 $ 166,000 $ 166,000 $ 132,000
McLeod, Minnesota 1 $ 775,000 $ 775,000 $ 168,000
Nobles, Minnesota 1 $ 266,000 $ 266,000 $ 180,000
Flathead, Montana 1 $ 231,000 $ 231,000 $ 67,000
Ravalli, Montana 1 $ 260,000 $ 260,000 $ 82,000
Silver Bow, Montana 1 $ 417,000 $ 417,000 $ 512,000
Sandoval, New Mexico 1 $ 500,000 $ 500,000 $ 192,000
Greene, New York 1 $ 205,000 $ 205,000 $ 111,000
Sullivan, New York 1 $ 148,000 $ 148,000 $ 350,000
Clackamas, Oregon 1 $ 160,000 $ 160,000 $ 72,000
Clatsop, Oregon 1 $ 196,000 $ 196,000 $ 45,000
Josephine, Oregon 1 $ 260,000 $ 260,000 $ 0
Lane, Oregon 1 $ 259,000 $ 259,000 $ 64,000
Marion, Oregon 1 $ 148,000 $ 148,000 $ 43,000
Multnomah, Oregon 1 $ 245,000 $ 245,000 $ 61,000
Washington, Oregon 1 $ 368,000 $ 368,000 $ 236,000
Bexar, Texas 1 $ 104,000 $ 104,000 $ 65,000
Collin, Texas 1 $ 119,000 $ 119,000 $ 155,000
Comal, Texas 1 $ 152,000 $ 152,000 $ 98,000
Johnson, Texas 1 $ 221,000 $ 221,000 $ 58,000
Midland, Texas 1 $ 285,000 $ 285,000 $ 1,733,000
Montgomery, Texas 1 $ 194,000 $ 194,000 $ 71,000
Clark, Washington 1 $ 218,000 $ 218,000 $ 118,000
Grant, Washington 1 $ 118,000 $ 118,000 $ 44,000
Grays Harbor, Washington 1 $ 257,000 $ 257,000 $ 30,000
Lincoln, Washington 1 $ 200,000 $ 200,000 $ 58,000
Snohomish, Washington 1 $ 550,000 $ 550,000 $ 91,000
Walla Walla, Washington 1 $ 130,000 $ 130,000 $ 67,000

Mortgage Loan Application Detail Totals for Pfn Lending Group, Inc. in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 363 $150,500,000 $414,000 $3,714,000 $153,000 $1,644,000
Home Purchase 233 $82,631,000 $354,000 $1,950,000 $204,000 $1,733,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 345 $149,717,000 $433,000 $3,714,000 $192,000 $1,733,000
Hispanic 132 $42,054,000 $318,000 $1,275,000 $140,000 $780,000
Not Provided 55 $18,074,000 $328,000 $1,165,000 $140,000 $910,000
Asian 30 $11,954,000 $398,000 $990,000 $197,000 $1,500,000
Black or African American 28 $9,693,000 $346,000 $1,000,000 $148,000 $370,000
Native Hawaiian or Other Pacific Islander 4 $1,155,000 $288,000 $485,000 $106,000 $374,000
American Indian or Alaskan Native 2 $484,000 $242,000 $280,000 $76,000 $141,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 596 $233,131,000 $391,000 $3,714,000 $173,000 $1,733,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 300 $116,038,000 $386,000 $3,714,000 $173,000 $1,733,000
Application Withdrawn By Applicant 192 $74,326,000 $387,000 $3,580,000 $177,000 $1,644,000
Application Denied By Financial Institution 104 $42,767,000 $411,000 $2,000,000 $165,000 $838,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 35 $12,989,000 $371,000 $1,275,000 $167,000 $396,000
Unverifiable Information 15 $5,535,000 $369,000 $780,000 $195,000 $360,000
Collateral 14 $8,116,000 $579,000 $2,000,000 $232,000 $838,000
Insufficient Cash (Downpayment, Closing Cost) 12 $3,839,000 $319,000 $920,000 $126,000 $278,000
Employment History 9 $4,168,000 $463,000 $760,000 $197,000 $360,000
Other 9 $2,261,000 $251,000 $456,000 $80,000 $144,000
Debt-To-Income Ratio 7 $3,087,000 $441,000 $1,425,000 $138,000 $384,000
Credit Application Incomplete 3 $2,772,000 $924,000 $1,995,000 $80,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pfn Lending Group, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pfn Lending Group, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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