Pfn Lending Group, Inc. Mortgage Lending & HMDA Data, 2019
In 2019, Pfn Lending Group, Inc. of Calabasas, CA reported 3,369 mortgage applications totaling $1.6 billion, up 200% from 2018. The average application was for $487,620, and applicants reported an average income of $187,133. 62% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (829), Phoenix-Mesa-Scottsdale, AZ (691) and Warren-Troy-Farmington Hills, MI (186) (applications in parentheses).
| Mortgage Company & Address | Pfn Lending Group, Inc. 5016 N Parkway Calabasas Calabasas, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2007 2006 2005 |
| Total Number of Mortgage Applications | 3,369 |
| Total Mortgage Loan Application Amount | $1,642,795,000 |
| Average Mortgage Loan Application Amount | $487,620 |
| Highest Mortgage Loan Application Amount | $22,005,000 |
| Average Applicant Income | $187,133 |
| Highest Applicant Income | $9,730,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pfn Lending Group, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 829 | $ 745,455,000 | $ 899,221 | $ 330,000 |
| Phoenix-Mesa-Scottsdale, AZ | 691 | $ 155,235,000 | $ 224,652 | $ 67,000 |
| Warren-Troy-Farmington Hills, MI | 186 | $ 30,460,000 | $ 163,763 | $ 71,000 |
| Riverside-San Bernardino-Ontario, CA | 168 | $ 66,000,000 | $ 392,857 | $ 276,000 |
| Indianapolis-Carmel-Anderson, IN | 115 | $ 14,595,000 | $ 126,913 | $ 52,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 106 | $ 66,120,000 | $ 623,773 | $ 408,000 |
| Outside any metro area | 91 | $ 31,235,000 | $ 343,241 | $ 142,648 |
| Anaheim-Santa Ana-Irvine, CA | 87 | $ 62,915,000 | $ 723,160 | $ 216,000 |
| Grand Rapids-Wyoming, MI | 84 | $ 14,010,000 | $ 166,785 | $ 66,000 |
| Las Vegas-Henderson-Paradise, NV | 78 | $ 24,850,000 | $ 318,589 | $ 97,000 |
| San Diego-Carlsbad, CA | 54 | $ 43,000,000 | $ 796,296 | $ 294,000 |
| Dallas-Plano-Irving, TX | 52 | $ 18,310,000 | $ 352,115 | $ 279,000 |
| Austin-Round Rock, TX | 50 | $ 15,130,000 | $ 302,600 | $ 125,000 |
| Laredo, TX | 48 | $ 8,840,000 | $ 184,166 | $ 116,000 |
| Santa Maria-Santa Barbara, CA | 47 | $ 33,855,000 | $ 720,319 | $ 217,000 |
| New York-Jersey City-White Plains, NY-NJ | 41 | $ 28,635,000 | $ 698,414 | $ 62,926 |
| Oakland-Hayward-Berkeley, CA | 34 | $ 21,780,000 | $ 640,588 | $ 185,000 |
| Fort Worth-Arlington, TX | 32 | $ 7,690,000 | $ 240,312 | $ 98,000 |
| Columbus, OH | 29 | $ 4,485,000 | $ 154,655 | $ 52,000 |
| Houston-The Woodlands-Sugar Land, TX | 26 | $ 6,330,000 | $ 243,461 | $ 78,000 |
| San Antonio-New Braunfels, TX | 25 | $ 4,525,000 | $ 181,000 | $ 104,000 |
| Monroe, MI | 24 | $ 3,940,000 | $ 164,166 | $ 61,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 22 | $ 19,080,000 | $ 867,272 | $ 327,000 |
| San Francisco-Redwood City-South San Francisco, CA | 19 | $ 17,035,000 | $ 896,578 | $ 139,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 17 | $ 7,215,000 | $ 424,411 | $ 135,000 |
| Atlanta-Sandy Springs-Roswell, GA | 16 | $ 6,400,000 | $ 400,000 | $ 100,000 |
| Tucson, AZ | 16 | $ 2,950,000 | $ 184,375 | $ 54,000 |
| Orlando-Kissimmee-Sanford, FL | 15 | $ 6,125,000 | $ 408,333 | $ 114,000 |
| New York-Newark, NY | 13 | $ 3,935,000 | $ 302,692 | $ 45,230 |
| Bakersfield, CA | 12 | $ 2,240,000 | $ 186,666 | $ 65,000 |
| Prescott Valley-Prescott, AZ | 11 | $ 2,345,000 | $ 213,181 | $ 57,000 |
| Seattle-Bellevue-Everett, WA | 10 | $ 7,930,000 | $ 793,000 | $ 298,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 10 | $ 5,570,000 | $ 557,000 | $ 100,900 |
| Columbus, IN | 9 | $ 1,385,000 | $ 153,888 | $ 48,000 |
| Stockton-Lodi, CA | 9 | $ 3,005,000 | $ 333,888 | $ 96,000 |
| Nassau County-Suffolk County, NY | 8 | $ 6,520,000 | $ 815,000 | $ 110,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 8 | $ 4,610,000 | $ 576,250 | $ 196,000 |
| Newark, NJ-PA | 7 | $ 2,335,000 | $ 333,571 | $ 115,000 |
| Tampa-St. Petersburg-Clearwater, FL | 7 | $ 4,285,000 | $ 612,142 | $ 177,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 980,000 | $ 163,333 | $ 59,000 |
| Killeen-Temple, TX | 6 | $ 830,000 | $ 138,333 | $ 87,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 5,380,000 | $ 896,666 | $ 818,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 2,360,000 | $ 393,333 | $ 130,666 |
| Worcester, MA-CT | 6 | $ 4,390,000 | $ 731,666 | $ 252,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 3,475,000 | $ 695,000 | $ 602,000 |
| Jacksonville, FL | 5 | $ 1,335,000 | $ 267,000 | $ 85,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5 | $ 1,095,000 | $ 219,000 | $ 197,000 |
| New Orleans-Metairie, LA | 5 | $ 1,225,000 | $ 245,000 | $ 109,000 |
| Salinas, CA | 5 | $ 6,475,000 | $ 1,295,000 | $ 702,000 |
| Santa Rosa, CA | 5 | $ 4,095,000 | $ 819,000 | $ 218,000 |
| Baltimore-Columbia-Towson, MD | 4 | $ 1,160,000 | $ 290,000 | $ 80,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 7,620,000 | $ 1,905,000 | $ 659,000 |
| Napa, CA | 4 | $ 3,230,000 | $ 807,500 | $ 323,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,660,000 | $ 415,000 | $ 99,000 |
| St. George, UT | 4 | $ 1,350,000 | $ 337,500 | $ 542,000 |
| Tyler, TX | 4 | $ 580,000 | $ 145,000 | $ 559,000 |
| Fort Collins, CO | 3 | $ 795,000 | $ 265,000 | $ 63,000 |
| Fresno, CA | 3 | $ 945,000 | $ 315,000 | $ 84,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 535,000 | $ 178,333 | $ 54,000 |
| Ocean City, NJ | 3 | $ 9,965,000 | $ 3,321,666 | $ 1,123,000 |
| Providence-Warwick, RI-MA | 3 | $ 1,125,000 | $ 375,000 | $ 0 |
| Provo-Orem, UT | 3 | $ 1,105,000 | $ 368,333 | $ 92,000 |
| Reno, NV | 3 | $ 1,555,000 | $ 518,333 | $ 211,000 |
| San Rafael, CA | 3 | $ 3,405,000 | $ 1,135,000 | $ 421,000 |
| Urban Honolulu, HI | 3 | $ 2,705,000 | $ 901,666 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 3,325,000 | $ 1,108,333 | $ 216,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 540,000 | $ 270,000 | $ 223,000 |
| Bellingham, WA | 2 | $ 1,820,000 | $ 910,000 | $ 235,000 |
| Boise City, ID | 2 | $ 460,000 | $ 230,000 | $ 77,000 |
| Camden, NJ | 2 | $ 400,000 | $ 200,000 | $ 177,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 740,000 | $ 370,000 | $ 231,000 |
| Chicago-Naperville, IL | 2 | $ 620,000 | $ 310,000 | $ 218,000 |
| Denver-Aurora-Lakewood, CO | 2 | $ 570,000 | $ 285,000 | $ 69,000 |
| Fort Wayne, IN | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Goldsboro, NC | 2 | $ 270,000 | $ 135,000 | $ 98,000 |
| Harrisburg-Carlisle, PA | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| Johnson City, TN | 2 | $ 490,000 | $ 245,000 | $ 76,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 4,180,000 | $ 2,090,000 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Kingston, NY | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 2 | $ 420,000 | $ 210,000 | $ 104,500 |
| Louisville/Jefferson County, KY-IN | 2 | $ 490,000 | $ 245,000 | $ 45,000 |
| Midland, MI | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Midland, TX | 2 | $ 410,000 | $ 205,000 | $ 88,000 |
| Modesto, CA | 2 | $ 3,570,000 | $ 1,785,000 | $ 1,836,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 960,000 | $ 480,000 | $ 70,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 840,000 | $ 420,000 | $ 316,000 |
| Ogden-Clearfield, UT | 2 | $ 630,000 | $ 315,000 | $ 93,000 |
| Philadelphia, PA | 2 | $ 590,000 | $ 295,000 | $ 61,000 |
| Sherman-Denison, TX | 2 | $ 350,000 | $ 175,000 | $ 43,000 |
| Yuma, AZ | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Albuquerque, NM | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Ann Arbor, MI | 1 | $ 245,000 | $ 245,000 | $ 194,000 |
| Asheville, NC | 1 | $ 555,000 | $ 555,000 | $ 89,000 |
| Baton Rouge, LA | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Beaumont-Port Arthur, TX | 1 | $ 115,000 | $ 115,000 | $ 149,000 |
| Bend-Redmond, OR | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 405,000 | $ 405,000 | $ 180,000 |
| Charleston-North Charleston, SC | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cleveland-Elyria, OH | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| College Station-Bryan, TX | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Colorado Springs, CO | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Corpus Christi, TX | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Corvallis, OR | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| East Stroudsburg, PA | 1 | $ 115,000 | $ 115,000 | $ 360,000 |
| El Centro, CA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Grants Pass, OR | 1 | $ 335,000 | $ 335,000 | $ 66,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Kennewick-Richland, WA | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Knoxville, TN | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Lansing-East Lansing, MI | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Lexington-Fayette, KY | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Lubbock, TX | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Madison, WI | 1 | $ 135,000 | $ 135,000 | $ 153,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 115,000 | $ 115,000 | $ 139,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 425,000 | $ 425,000 | $ 188,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Pocatello, ID | 1 | $ 115,000 | $ 115,000 | $ 666,000 |
| Port St. Lucie, FL | 1 | $ 315,000 | $ 315,000 | $ 164,000 |
| Redding, CA | 1 | $ 365,000 | $ 365,000 | $ 285,000 |
| Richmond, VA | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Santa Fe, NM | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Springfield, MA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Springfield, OH | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Tacoma-Lakewood, WA | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Tulsa, OK | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Wausau, WI | 1 | $ 365,000 | $ 365,000 | $ 425,000 |
| Wenatchee, WA | 1 | $ 325,000 | $ 325,000 | $ 221,000 |
| Wichita, KS | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Winchester, VA-WV | 1 | $ 405,000 | $ 405,000 | $ 1,062,000 |
| Yuba City, CA | 1 | $ 395,000 | $ 395,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Pfn Lending Group, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,794 | $705,180,000 | $393,000 | $7,005,000 | $153,000 | $4,648,000 |
| Refinancing | 756 | $419,260,000 | $554,000 | $4,775,000 | $202,000 | $2,688,000 |
| Cash-out Refinancing | 755 | $458,905,000 | $607,000 | $10,205,000 | $235,000 | $9,730,000 |
| Home Improvement | 58 | $34,630,000 | $597,000 | $3,365,000 | $232,000 | $3,600,000 |
| Other Purpose | 6 | $24,820,000 | $4,136,000 | $22,005,000 | $2,063,000 | $9,000,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,534 | $916,010,000 | $597,000 | $7,005,000 | $234,000 | $6,715,000 |
| Hispanic | 948 | $232,580,000 | $245,000 | $3,205,000 | $111,000 | $9,730,000 |
| Not Provided | 548 | $332,960,000 | $607,000 | $22,005,000 | $207,000 | $9,000,000 |
| Asian | 193 | $101,025,000 | $523,000 | $2,535,000 | $152,000 | $1,223,000 |
| Black or African American | 127 | $53,775,000 | $423,000 | $2,505,000 | $166,000 | $3,996,000 |
| Not applicable | 8 | $1,770,000 | $221,000 | $305,000 | $70,000 | $249,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $3,050,000 | $508,000 | $975,000 | $49,000 | $135,000 |
| American Indian or Alaskan Native | 4 | $1,320,000 | $330,000 | $565,000 | $89,000 | $121,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,595 | $1,465,905,000 | $564,000 | $22,005,000 | $221,000 | $9,730,000 |
| FHA-insured (Federal Housing Administration) | 639 | $135,755,000 | $212,000 | $695,000 | $72,000 | $6,737,000 |
| VA-guaranteed (Veterans Administration) | 116 | $38,230,000 | $329,000 | $725,000 | $72,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $2,905,000 | $152,000 | $245,000 | $47,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,099 | $899,915,000 | $428,000 | $7,005,000 | $164,000 | $6,715,000 |
| Application Withdrawn By Applicant | 593 | $328,025,000 | $553,000 | $22,005,000 | $208,000 | $9,730,000 |
| Application Denied By Financial Institution | 569 | $334,505,000 | $587,000 | $7,005,000 | $235,000 | $9,000,000 |
| File Closed For Incompleteness | 72 | $58,350,000 | $810,000 | $3,005,000 | $283,000 | $3,996,000 |
| Application Approved But Not Accepted | 36 | $22,000,000 | $611,000 | $3,005,000 | $161,000 | $946,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,800 | $1,308,290,000 | $467,000 | $22,005,000 | $177,000 | $9,730,000 |
| Collateral | 132 | $79,490,000 | $602,000 | $7,005,000 | $240,000 | $3,600,000 |
| Unverifiable Information | 94 | $63,840,000 | $679,000 | $2,665,000 | $242,000 | $2,100,000 |
| Debt-To-Income Ratio | 86 | $57,390,000 | $667,000 | $3,715,000 | $256,000 | $6,737,000 |
| Credit History | 80 | $49,700,000 | $621,000 | $2,635,000 | $165,000 | $1,232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 70 | $32,880,000 | $469,000 | $4,005,000 | $204,000 | $2,672,000 |
| Credit Application Incomplete | 59 | $24,835,000 | $420,000 | $2,455,000 | $209,000 | $4,648,000 |
| Other | 37 | $20,785,000 | $561,000 | $4,355,000 | $444,000 | $9,000,000 |
| Employment History | 11 | $5,585,000 | $507,000 | $3,005,000 | $119,000 | $576,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pfn Lending Group, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pfn Lending Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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