Bny Mellon, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Bny Mellon, National Association 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, National Association 500 Grant Street, Room 4825 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 911 |
| Total Mortgage Loan Application Amount | $1,013,557,000 |
| Average Mortgage Loan Application Amount | $1,110,500 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $631,000 |
| Highest Applicant Income | $7,642,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Bny Mellon, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Bny Mellon, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, National Association's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 87 | $ 113,050,000 | $ 1,299,000 | $ 786,000 |
| Los Angeles County California | 71 | $ 111,045,000 | $ 1,564,000 | $ 797,000 |
| Suffolk County Massachusetts | 41 | $ 34,973,000 | $ 853,000 | $ 512,000 |
| Middlesex County Massachusetts | 37 | $ 43,494,000 | $ 1,175,000 | $ 435,000 |
| Fairfield County Connecticut | 34 | $ 43,622,000 | $ 1,283,000 | $ 541,000 |
| Orange County California | 30 | $ 36,491,000 | $ 1,216,000 | $ 675,000 |
| Palm Beach County Florida | 22 | $ 22,630,000 | $ 1,028,000 | $ 516,000 |
| Miami-Dade County Florida | 21 | $ 18,002,000 | $ 857,000 | $ 567,000 |
| Suffolk County New York | 21 | $ 30,363,000 | $ 1,445,000 | $ 550,000 |
| Westchester County New York | 18 | $ 19,045,000 | $ 1,058,000 | $ 578,000 |
| Plymouth County Massachusetts | 17 | $ 17,393,000 | $ 1,023,000 | $ 481,000 |
| Norfolk County Massachusetts | 16 | $ 18,265,000 | $ 1,141,000 | $ 1,352,000 |
| Collier County Florida | 15 | $ 20,694,000 | $ 1,379,000 | $ 657,000 |
| Fulton County Georgia | 14 | $ 11,458,000 | $ 818,000 | $ 595,000 |
| Barnstable County Massachusetts | 14 | $ 12,312,000 | $ 879,000 | $ 437,000 |
| Allegheny County Pennsylvania | 14 | $ 10,730,000 | $ 766,000 | $ 521,000 |
| Broward County Florida | 13 | $ 13,925,000 | $ 1,071,000 | $ 965,000 |
| Nassau County New York | 12 | $ 25,333,000 | $ 2,111,000 | $ 1,061,000 |
| Essex County Massachusetts | 11 | $ 6,711,000 | $ 610,000 | $ 448,000 |
| King County Washington | 11 | $ 4,888,000 | $ 444,000 | $ 292,000 |
| San Francisco County California | 10 | $ 9,896,000 | $ 989,000 | $ 427,000 |
| District of Columbia County District Of Columbia | 9 | $ 8,455,000 | $ 939,000 | $ 1,173,000 |
| Dukes County Massachusetts | 9 | $ 16,205,000 | $ 1,800,000 | $ 1,054,000 |
| Nantucket County Massachusetts | 8 | $ 9,786,000 | $ 1,223,000 | $ 466,000 |
| Kings County New York | 8 | $ 8,304,000 | $ 1,038,000 | $ 418,000 |
| Clark County Nevada | 7 | $ 6,046,000 | $ 863,000 | $ 457,000 |
| Chester County Pennsylvania | 7 | $ 6,179,000 | $ 882,000 | $ 444,000 |
| Montgomery County Pennsylvania | 7 | $ 5,589,000 | $ 798,000 | $ 545,000 |
| Alameda County California | 6 | $ 4,107,000 | $ 684,000 | $ 242,000 |
| Riverside County California | 6 | $ 7,400,000 | $ 1,233,000 | $ 399,000 |
| San Diego County California | 6 | $ 6,102,000 | $ 1,017,000 | $ 1,187,000 |
| Ventura County California | 6 | $ 6,195,000 | $ 1,032,000 | $ 377,000 |
| Monroe County Florida | 6 | $ 8,867,000 | $ 1,477,000 | $ 1,184,000 |
| Sarasota County Florida | 6 | $ 4,750,000 | $ 791,000 | $ 906,000 |
| Cape May County New Jersey | 6 | $ 3,441,000 | $ 573,000 | $ 256,000 |
| Monmouth County New Jersey | 6 | $ 8,666,000 | $ 1,444,000 | $ 384,000 |
| Beaufort County South Carolina | 6 | $ 4,446,000 | $ 741,000 | $ 666,000 |
| Indian River County Florida | 5 | $ 4,070,000 | $ 814,000 | $ 322,000 |
| Worcester County Massachusetts | 5 | $ 2,568,000 | $ 513,000 | $ 295,000 |
| Maricopa County Arizona | 4 | $ 2,785,000 | $ 696,000 | $ 490,000 |
| Marin County California | 4 | $ 4,695,000 | $ 1,173,000 | $ 683,000 |
| Santa Barbara County California | 4 | $ 10,810,000 | $ 2,702,000 | $ 944,000 |
| Martin County Florida | 4 | $ 8,853,000 | $ 2,213,000 | $ 921,000 |
| Maui County Hawaii | 4 | $ 1,364,000 | $ 341,000 | $ 2,838,000 |
| Cuyahoga County Ohio | 4 | $ 4,872,000 | $ 1,218,000 | $ 337,000 |
| Oklahoma County Oklahoma | 4 | $ 3,158,000 | $ 789,000 | $ 290,000 |
| Butler County Pennsylvania | 4 | $ 1,975,000 | $ 493,000 | $ 447,000 |
| Delaware County Pennsylvania | 4 | $ 3,408,000 | $ 852,000 | $ 181,000 |
| Philadelphia County Pennsylvania | 4 | $ 4,787,000 | $ 1,196,000 | $ 400,000 |
| Newport County Rhode Island | 4 | $ 4,960,000 | $ 1,240,000 | $ 753,000 |
| Charleston County South Carolina | 4 | $ 2,690,000 | $ 672,000 | $ 254,000 |
| Teton County Wyoming | 4 | $ 9,975,000 | $ 2,493,000 | $ 873,000 |
| Sonoma County California | 3 | $ 1,645,000 | $ 548,000 | $ 316,000 |
| Pitkin County Colorado | 3 | $ 7,725,000 | $ 2,575,000 | $ 1,571,000 |
| Summit County Colorado | 3 | $ 1,421,000 | $ 473,000 | $ 641,000 |
| New Castle County Delaware | 3 | $ 3,870,000 | $ 1,290,000 | $ 627,000 |
| Hillsborough County Florida | 3 | $ 3,854,000 | $ 1,284,000 | $ 784,000 |
| Pinellas County Florida | 3 | $ 2,320,000 | $ 773,000 | $ 953,000 |
| Honolulu County Hawaii | 3 | $ 2,185,000 | $ 728,000 | $ 375,000 |
| Cook County Illinois | 3 | $ 2,394,000 | $ 798,000 | $ 477,000 |
| Montgomery County Maryland | 3 | $ 1,806,000 | $ 602,000 | $ 262,000 |
| Bristol County Massachusetts | 3 | $ 2,130,000 | $ 710,000 | $ 152,000 |
| Morris County New Jersey | 3 | $ 1,255,000 | $ 418,000 | $ 317,000 |
| Somerset County New Jersey | 3 | $ 2,915,000 | $ 971,000 | $ 1,058,000 |
| Dutchess County New York | 3 | $ 1,820,000 | $ 606,000 | $ 681,000 |
| Macon County North Carolina | 3 | $ 2,175,000 | $ 725,000 | $ 825,000 |
| Mecklenburg County North Carolina | 3 | $ 2,120,000 | $ 706,000 | $ 338,000 |
| Clackamas County Oregon | 3 | $ 2,860,000 | $ 953,000 | $ 386,000 |
| Westmoreland County Pennsylvania | 3 | $ 1,763,000 | $ 587,000 | $ 359,000 |
| Harris County Texas | 3 | $ 4,578,000 | $ 1,526,000 | $ 871,000 |
| Monterey County California | 2 | $ 2,953,000 | $ 1,476,000 | $ 794,000 |
| Santa Clara County California | 2 | $ 1,620,000 | $ 810,000 | $ 415,000 |
| Denver County Colorado | 2 | $ 1,555,000 | $ 777,000 | $ 366,000 |
| Douglas County Colorado | 2 | $ 1,153,000 | $ 576,000 | $ 768,000 |
| Hartford County Connecticut | 2 | $ 2,559,000 | $ 1,279,000 | $ 199,000 |
| Litchfield County Connecticut | 2 | $ 1,000,000 | $ 500,000 | $ 538,000 |
| New London County Connecticut | 2 | $ 2,514,000 | $ 1,257,000 | $ 468,000 |
| Orange County Florida | 2 | $ 807,000 | $ 403,000 | $ 143,000 |
| Greene County Georgia | 2 | $ 953,000 | $ 476,000 | $ 390,000 |
| Putnam County Georgia | 2 | $ 1,040,000 | $ 520,000 | $ 251,000 |
| Blaine County Idaho | 2 | $ 2,825,000 | $ 1,412,000 | $ 1,475,000 |
| DuPage County Illinois | 2 | $ 1,950,000 | $ 975,000 | $ 410,000 |
| York County Maine | 2 | $ 1,650,000 | $ 825,000 | $ 368,000 |
| Baltimore City County Maryland | 2 | $ 771,000 | $ 385,000 | $ 206,000 |
| Kent County Maryland | 2 | $ 1,775,000 | $ 887,000 | $ 851,000 |
| Hennepin County Minnesota | 2 | $ 1,641,000 | $ 820,000 | $ 302,000 |
| Grafton County New Hampshire | 2 | $ 815,000 | $ 407,000 | $ 266,000 |
| Strafford County New Hampshire | 2 | $ 1,995,000 | $ 997,000 | $ 594,000 |
| Bergen County New Jersey | 2 | $ 1,063,000 | $ 531,000 | $ 300,000 |
| Ocean County New Jersey | 2 | $ 1,600,000 | $ 800,000 | $ 302,000 |
| Union County New Jersey | 2 | $ 1,340,000 | $ 670,000 | $ 330,000 |
| Rockland County New York | 2 | $ 963,000 | $ 481,000 | $ 224,000 |
| Brunswick County North Carolina | 2 | $ 701,000 | $ 350,000 | $ 182,000 |
| Henderson County North Carolina | 2 | $ 1,060,000 | $ 530,000 | $ 228,000 |
| Franklin County Ohio | 2 | $ 1,030,000 | $ 515,000 | $ 327,000 |
| Tulsa County Oklahoma | 2 | $ 725,000 | $ 362,000 | $ 102,000 |
| Washington County Rhode Island | 2 | $ 2,300,000 | $ 1,150,000 | $ 397,000 |
| Davidson County Tennessee | 2 | $ 2,950,000 | $ 1,475,000 | $ 537,000 |
| Dallas County Texas | 2 | $ 1,306,000 | $ 653,000 | $ 51,000 |
| Galveston County Texas | 2 | $ 2,020,000 | $ 1,010,000 | $ 1,343,000 |
| Summit County Utah | 2 | $ 3,650,000 | $ 1,825,000 | $ 2,597,000 |
| Windsor County Vermont | 2 | $ 2,527,000 | $ 1,263,000 | $ 848,000 |
| Fairfax County Virginia | 2 | $ 1,200,000 | $ 600,000 | $ 176,000 |
| Kitsap County Washington | 2 | $ 2,800,000 | $ 1,400,000 | $ 330,000 |
| Benton County Arkansas | 1 | $ 323,000 | $ 323,000 | $ 489,000 |
| Contra Costa County California | 1 | $ 400,000 | $ 400,000 | $ 283,000 |
| El Dorado County California | 1 | $ 488,000 | $ 488,000 | $ 220,000 |
| Mendocino County California | 1 | $ 668,000 | $ 668,000 | $ 270,000 |
| Mono County California | 1 | $ 280,000 | $ 280,000 | $ 378,000 |
| Placer County California | 1 | $ 490,000 | $ 490,000 | $ 580,000 |
| Sacramento County California | 1 | $ 2,885,000 | $ 2,885,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 318,000 |
| San Mateo County California | 1 | $ 2,000,000 | $ 2,000,000 | $ 494,000 |
| Boulder County Colorado | 1 | $ 1,178,000 | $ 1,178,000 | $ 450,000 |
| Garfield County Colorado | 1 | $ 900,000 | $ 900,000 | $ 297,000 |
| Sussex County Delaware | 1 | $ 3,000,000 | $ 3,000,000 | $ 1,632,000 |
| Lee County Florida | 1 | $ 3,500,000 | $ 3,500,000 | $ 1,515,000 |
| Nassau County Florida | 1 | $ 675,000 | $ 675,000 | $ 296,000 |
| Walton County Florida | 1 | $ 600,000 | $ 600,000 | $ 283,000 |
| Chatham County Georgia | 1 | $ 840,000 | $ 840,000 | $ 447,000 |
| Fannin County Georgia | 1 | $ 836,000 | $ 836,000 | $ 322,000 |
| Rabun County Georgia | 1 | $ 1,470,000 | $ 1,470,000 | $ 523,000 |
| Hawaii County Hawaii | 1 | $ 4,375,000 | $ 4,375,000 | $ 730,000 |
| Kauai County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,778,000 |
| Jefferson County Idaho | 1 | $ 400,000 | $ 400,000 | $ 259,000 |
| McHenry County Illinois | 1 | $ 1,110,000 | $ 1,110,000 | $ 344,000 |
| Will County Illinois | 1 | $ 1,000,000 | $ 1,000,000 | $ 284,000 |
| Boone County Indiana | 1 | $ 500,000 | $ 500,000 | $ 271,000 |
| Johnson County Kansas | 1 | $ 225,000 | $ 225,000 | $ 401,000 |
| St. Tammany County Louisiana | 1 | $ 440,000 | $ 440,000 | $ 141,000 |
| Cumberland County Maine | 1 | $ 2,000,000 | $ 2,000,000 | $ 442,000 |
| Hancock County Maine | 1 | $ 890,000 | $ 890,000 | $ 138,000 |
| Knox County Maine | 1 | $ 555,000 | $ 555,000 | $ 296,000 |
| Lincoln County Maine | 1 | $ 473,000 | $ 473,000 | $ 167,000 |
| Oxford County Maine | 1 | $ 596,000 | $ 596,000 | $ 540,000 |
| Anne Arundel County Maryland | 1 | $ 1,500,000 | $ 1,500,000 | $ 410,000 |
| Baltimore County Maryland | 1 | $ 1,050,000 | $ 1,050,000 | $ 585,000 |
| Hampden County Massachusetts | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,141,000 |
| Oceana County Michigan | 1 | $ 645,000 | $ 645,000 | $ 301,000 |
| Carver County Minnesota | 1 | $ 433,000 | $ 433,000 | $ 153,000 |
| Madison County Mississippi | 1 | $ 700,000 | $ 700,000 | $ 887,000 |
| Lewis and Clark County Montana | 1 | $ 6,000,000 | $ 6,000,000 | $ 6,258,000 |
| Washoe County Nevada | 1 | $ 358,000 | $ 358,000 | $ 213,000 |
| Belknap County New Hampshire | 1 | $ 900,000 | $ 900,000 | $ 262,000 |
| Carroll County New Hampshire | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,016,000 |
| Cheshire County New Hampshire | 1 | $ 919,000 | $ 919,000 | $ 1,183,000 |
| Hillsborough County New Hampshire | 1 | $ 2,000,000 | $ 2,000,000 | $ 408,000 |
| Rockingham County New Hampshire | 1 | $ 495,000 | $ 495,000 | $ 220,000 |
| Hunterdon County New Jersey | 1 | $ 2,400,000 | $ 2,400,000 | $ 1,176,000 |
| Middlesex County New Jersey | 1 | $ 990,000 | $ 990,000 | $ 0 |
| Albany County New York | 1 | $ 1,057,000 | $ 1,057,000 | $ 762,000 |
| Columbia County New York | 1 | $ 375,000 | $ 375,000 | $ 298,000 |
| Erie County New York | 1 | $ 548,000 | $ 548,000 | $ 258,000 |
| Monroe County New York | 1 | $ 625,000 | $ 625,000 | $ 191,000 |
| Queens County New York | 1 | $ 1,500,000 | $ 1,500,000 | $ 837,000 |
| Avery County North Carolina | 1 | $ 3,375,000 | $ 3,375,000 | $ 4,210,000 |
| Currituck County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 382,000 |
| Dare County North Carolina | 1 | $ 1,400,000 | $ 1,400,000 | $ 273,000 |
| Durham County North Carolina | 1 | $ 700,000 | $ 700,000 | $ 550,000 |
| Guilford County North Carolina | 1 | $ 1,050,000 | $ 1,050,000 | $ 538,000 |
| Delaware County Ohio | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Geauga County Ohio | 1 | $ 9,914,000 | $ 9,914,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 455,000 | $ 455,000 | $ 252,000 |
| Medina County Ohio | 1 | $ 2,250,000 | $ 2,250,000 | $ 542,000 |
| Logan County Oklahoma | 1 | $ 600,000 | $ 600,000 | $ 434,000 |
| Multnomah County Oregon | 1 | $ 520,000 | $ 520,000 | $ 362,000 |
| Washington County Oregon | 1 | $ 255,000 | $ 255,000 | $ 1,038,000 |
| Bucks County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 509,000 |
| Clearfield County Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 217,000 |
| Erie County Pennsylvania | 1 | $ 1,238,000 | $ 1,238,000 | $ 653,000 |
| Georgetown County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 192,000 |
| Sullivan County Tennessee | 1 | $ 760,000 | $ 760,000 | $ 283,000 |
| Collin County Texas | 1 | $ 500,000 | $ 500,000 | $ 616,000 |
| Montgomery County Texas | 1 | $ 909,000 | $ 909,000 | $ 128,000 |
| San Saba County Texas | 1 | $ 570,000 | $ 570,000 | $ 234,000 |
| Tarrant County Texas | 1 | $ 467,000 | $ 467,000 | $ 471,000 |
| Travis County Texas | 1 | $ 430,000 | $ 430,000 | $ 234,000 |
| Salt Lake County Utah | 1 | $ 220,000 | $ 220,000 | $ 41,000 |
| Windham County Vermont | 1 | $ 638,000 | $ 638,000 | $ 1,368,000 |
| Albemarle County Virginia | 1 | $ 500,000 | $ 500,000 | $ 263,000 |
| Alexandria County Virginia | 1 | $ 385,000 | $ 385,000 | $ 449,000 |
| Gloucester County Virginia | 1 | $ 830,000 | $ 830,000 | $ 469,000 |
| Nelson County Virginia | 1 | $ 535,000 | $ 535,000 | $ 419,000 |
| Orange County Virginia | 1 | $ 1,168,000 | $ 1,168,000 | $ 267,000 |
| Island County Washington | 1 | $ 650,000 | $ 650,000 | $ 324,000 |
| Skagit County Washington | 1 | $ 500,000 | $ 500,000 | $ 424,000 |
| Spokane County Washington | 1 | $ 462,000 | $ 462,000 | $ 108,000 |
| Walla Walla County Washington | 1 | $ 245,000 | $ 245,000 | $ 245,000 |
| Milwaukee County Wisconsin | 1 | $ 380,000 | $ 380,000 | $ 347,000 |
| Walworth County Wisconsin | 1 | $ 400,000 | $ 400,000 | $ 368,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, National Association in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 558 | $623,801,000 | $1,117,000 | $15,000,000 | $627,000 | $6,700,000 |
| Home Purchase | 353 | $389,756,000 | $1,104,000 | $6,000,000 | $635,000 | $7,642,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 449 | $528,087,000 | $1,176,000 | $15,000,000 | $697,000 | $7,642,000 |
| White | 429 | $440,013,000 | $1,025,000 | $9,914,000 | $549,000 | $7,642,000 |
| Hispanic | 11 | $11,531,000 | $1,048,000 | $3,400,000 | $355,000 | $767,000 |
| Asian | 10 | $13,134,000 | $1,313,000 | $1,950,000 | $1,607,000 | $4,122,000 |
| Black or African American | 7 | $14,212,000 | $2,030,000 | $3,815,000 | $453,000 | $1,747,000 |
| Not applicable | 4 | $5,750,000 | $1,437,000 | $2,500,000 | $493,000 | $771,000 |
| American Indian or Alaskan Native | 1 | $830,000 | $830,000 | $830,000 | $469,000 | $469,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 911 | $1,013,557,000 | $1,112,000 | $15,000,000 | $630,000 | $7,642,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 654 | $651,847,000 | $996,000 | $10,100,000 | $655,000 | $7,642,000 |
| Application Denied By Financial Institution | 148 | $220,102,000 | $1,487,000 | $15,000,000 | $445,000 | $6,258,000 |
| Application Approved But Not Accepted | 49 | $62,684,000 | $1,279,000 | $5,800,000 | $581,000 | $2,414,000 |
| Application Withdrawn By Applicant | 43 | $57,305,000 | $1,332,000 | $3,000,000 | $799,000 | $6,700,000 |
| File Closed For Incompleteness | 14 | $18,199,000 | $1,299,000 | $5,500,000 | $1,147,000 | $7,642,000 |
| Preapproval Approved but not Accepted | 2 | $3,100,000 | $1,550,000 | $2,800,000 | $484,000 | $664,000 |
| Preapproval Denied by Financial Institution | 1 | $320,000 | $320,000 | $320,000 | $27,000 | $27,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 79 | $94,157,000 | $1,191,000 | $5,250,000 | $227,000 | $2,303,000 |
| Collateral | 37 | $74,171,000 | $2,004,000 | $15,000,000 | $828,000 | $6,258,000 |
| Other | 15 | $18,825,000 | $1,255,000 | $3,500,000 | $780,000 | $4,243,000 |
| Credit History | 11 | $23,771,000 | $2,161,000 | $9,914,000 | $469,000 | $1,027,000 |
| Unverifiable Information | 4 | $8,055,000 | $2,013,000 | $3,500,000 | $65,000 | $261,000 |
| Employment History | 2 | $796,000 | $398,000 | $408,000 | $47,000 | $47,000 |
| Credit Application Incomplete | 1 | $647,000 | $647,000 | $647,000 | $54,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.